21-year-old Egyptian-British founder is positioning 99 App as more than a fintech, but rather as a movement

United Kingdom, 19th May 2026 —99 App today announced that it has opened the waiting list for customers who want to sign up for the United Kingdom’s first digital neobank that’s built simultaneously for ethical and Sharia-aligned consumers. Abdalla Lotfy, 99 App’s 21-year-old Egyptian-British founder, is positioning 99 App as more than a fintech, but rather as a movement. The product is a mobile-first current account with values alignment built into the core, including an integrated giving platform routed through registered UK charities and a screening engine that filters financial products on both ethical and Sharia criteria using the same database. It also provides Cashback, along with other features tailored to every segment from students to Gen Alpha.

“I did not originally set out to build a neobank. I started out reading philosophy,” explained Lotfy, who entered King’s College London at 16 and is now finishing his Master’s at Imperial College Business School. “Reading philosophy forced me to look at the systems I had been raised in, instead of taking them for granted. The more I read across psychology, economics, and the existential writers, the more I understood that a great deal of what is accepted as ordinary is the result of choices that benefit a small number of people at the cost of everyone else. With 99 App, we’re going to change this status quo.”

Unlike traditional banks, 99 App will not provide capital for industries that its customers would refuse to fund, e.g., industries that pollute and exploit people, weapons, etc. Instead, 99 App puts choice back in thecustomer’shands. 99 App recognizes that the ethical consumer and the Sharia-aligned consumer want the same thing for different reasons, and that the technology now exists to give it to them at the same time, in the same product.

Britain’s 31 million ethical and Sharia-aligned consumers finally have a serious challenger. The Arabic word Sharia (ﺔﻌيرﺷ) literally translates as “the path to the watering place.” It is a system of principles for living, not a body of mystical or secretive doctrine, and in the context of finance, it functions as a framework for distinguishing capital that builds from capital that harms. Ethicalfinance, drawn from a separate tradition rooted in cooperative and conscience-driven economics, reaches the same set of conclusions through a different route. The two frameworks overlap so closely on what they refuse to fund that 99 App applies a single screening engine to satisfy both audiences. Both frameworks reject three practices that mainstream neobanking treats as ordinary.

99 App has assembled an experienced management team. 99App’s CCO/MLRO is a former Vice President at Barclays. Its CTO is the current/former CTO of Papel, where he runs a PCI-DSS Level 1 certified payments infrastructure with 50+ engineers across Visa, Mastercard, and Troy schemes. Its Deputy CTO came from JPMorgan. Its advisor, Christophe Schwarz, was CTO of five fintechs and Managing Director at Barclays and UBS, and joined for zero cash compensation. 

About 99 Financial Technologies Ltd

99Financial Technologies Ltd is a London-headquartered fintech building the United Kingdom’s first digital neobank designed simultaneously for ethical and Sharia-aligned consumers. 

For more information, or to join the waitlist, visit https://99app.co.uk

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Media Contact

Organization: 99 Financial Technologies Ltd

Contact Person: Abdalla Lotfy

Website: https://99app.co.uk

Email: Send Email

Contact Number: +447777737567

Country:United Kingdom

Release id:45198

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Australia, 19th May 2026 – WT Compensation Lawyers, a respected Brisbane-based legal firm specializing in personal injury matters, has reaffirmed ongoing support for workers across Queensland pursuing compensation claims following workplace injuries and related incidents. The firm continues to provide legal assistance to individuals navigating claims involving workplace accidents, motor vehicle collisions, public liability incidents, and Total and Permanent Disability (TPD) insurance matters.

Operating from Brisbane City, WT Compensation Lawyers has observed continued demand for legal guidance from injured workers seeking clarity on compensation entitlements and claim procedures. The firm stated that many individuals experience uncertainty after workplace incidents, particularly when balancing medical recovery, financial pressure, and communication with insurers or employers.

Jonathan Wu, Owner of WT Compensation Lawyers, said the legal process surrounding injury compensation often becomes difficult for individuals already dealing with physical and emotional challenges.

“Many injured workers face uncertainty after an accident, particularly when attempting to understand compensation rights while managing recovery and financial concerns,” said Wu. “Access to clear legal guidance remains important in helping individuals navigate the claims process and pursue outcomes aligned with individual circumstances.”

WT Compensation Lawyers assists clients across a range of personal injury matters, including workplace injury claims, motor vehicle accident claims, public liability matters, and TPD insurance claims. According to the firm, each case requires careful consideration of medical evidence, employment impacts, rehabilitation requirements, and long-term financial implications.

Queensland workers’ compensation processes involve strict legal and procedural requirements, including time limitations and evidentiary obligations. Legal professionals within the sector continue to report that injured individuals frequently delay seeking advice because of confusion surrounding claim eligibility or uncertainty about available legal options.

The firm stated that early legal guidance may assist claimants in understanding procedural obligations and documentation requirements during the claims process. This includes obtaining medical records, assessing liability considerations, and communicating with insurers or relevant authorities.

WT Compensation Lawyers noted that workplace injuries continue to affect individuals across a broad range of industries throughout Brisbane and regional Queensland. Physical injuries sustained in construction, transport, hospitality, healthcare, and office environments can lead to prolonged recovery periods and ongoing financial hardship for affected workers and families.

The firm also highlighted increasing awareness surrounding psychological injuries arising from workplace incidents and occupational stress. Legal practitioners in the compensation sector continue to observe growing discussion around mental health impacts connected to workplace conditions, particularly in high-pressure and physically demanding industries.

In addition to workers’ compensation matters, WT Compensation Lawyers continues to represent individuals pursuing claims linked to public liability accidents and road incidents. These matters may involve injuries occurring in public spaces, retail environments, or motor vehicle accidents resulting in temporary or permanent impairment.

The firm stated that TPD insurance claims also remain an important area of legal assistance, particularly for individuals unable to return to work because of serious injury or illness. Claimants often encounter complex policy conditions and evidentiary requirements when dealing with insurers.

WT Compensation Lawyers indicated that the firm remains focused on maintaining a practical and informed approach to personal injury law while supporting individuals through legal processes that may otherwise appear overwhelming.

Jonathan Wu said the legal sector would likely continue adapting to evolving workplace risks and changing expectations surrounding injury support and rehabilitation.

“Compensation law continues to evolve alongside broader discussions about workplace safety, mental health, and long-term recovery support,” said Wu. “Continued attention to accessible legal guidance and fair claims processes is expected to remain an important part of supporting injured workers across Queensland in the years ahead.”

WT Compensation Lawyers operates from Level 54, 111 Eagle Street, Brisbane City, QLD 4000, assisting clients throughout Brisbane and surrounding areas with workplace injury, motor vehicle accident, public liability, and TPD insurance claims. Additional information regarding workers compensation lawyers Brisbane services is available by phone at (07) 3924 9544 or by email at info@wtlaw.com.au.

Media Contact

Organization: WT Compensation Lawyers

Contact Person: Jonathan Wu

Website: https://wtlaw.com.au/

Email: Send Email

Contact Number: +61739249544

Address:Level 54/111 Eagle St, Brisbane City QLD 4000

Country:Australia

Release id:45195

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Australia, 19th May 2026 – Macmillan Lawyers and Advisors, a well-known Brisbane-based legal practice, has discussed the importance of early legal guidance for residents facing financial hardship and personal insolvency concerns amid ongoing economic pressures affecting households across Queensland.

The firm stated that individuals experiencing mounting debt, creditor demands, or uncertainty surrounding bankruptcy procedures are increasingly seeking professional advice to better understand available legal pathways and obligations. Financial difficulties may arise from a range of circumstances, including rising living costs, business downturns, unemployment, illness, and relationship breakdowns.

Macmillan Lawyers and Advisors provides legal assistance relating to personal insolvency matters, including bankruptcy advice, negotiations with creditors, debt-related disputes, and guidance regarding financial recovery strategies. The practice also assists individuals and businesses with commercial disputes, insolvency processes, contract matters, and legal protections associated with business operations.

Kyle Macmillan, Principal of Macmillan Lawyers and Advisors, said many individuals postpone seeking legal assistance because of uncertainty surrounding insolvency laws and financial consequences.

“Personal insolvency matters often involve significant emotional and financial pressure for individuals and families,” said Kyle Macmillan. “Early legal guidance assists individuals in understanding their rights, obligations, and the options available under Australian insolvency laws before financial circumstances become more difficult.”

According to the firm, personal insolvency proceedings may involve complex legal and financial considerations requiring careful assessment on a case-by-case basis. Bankruptcy, debt agreements, and informal arrangements with creditors may each carry different long-term implications relating to assets, income, employment, and credit standing.

Macmillan Lawyers and Advisors stated that clear communication and practical legal advice remain important for individuals attempting to manage financial challenges while maintaining compliance with legal requirements. The firm indicated that informed decision-making may help reduce unnecessary disputes and support more structured financial outcomes.

The practice also noted that insolvency-related concerns are not limited to individuals with large debts or failed businesses. Everyday financial pressures, including mortgage stress and rising household expenses, have contributed to increased enquiries from residents seeking information regarding available legal protections and financial recovery options.

Queensland residents have continued to face broader economic uncertainty in recent years, with many households balancing higher costs associated with housing, utilities, insurance, and other essential services. Legal professionals working in insolvency and commercial law have observed that financial strain may affect individuals across a wide range of professions and income levels.

Macmillan Lawyers and Advisors stated that legal advice relating to insolvency matters often extends beyond court representation and formal proceedings. In some circumstances, legal practitioners may assist with reviewing financial obligations, communicating with creditors, or identifying alternatives that may help individuals avoid escalation of disputes.

The firm added that obtaining legal advice at an earlier stage may provide individuals with greater clarity regarding available options and potential outcomes. Delayed action may sometimes result in additional legal complications, creditor enforcement measures, or avoidable financial stress.

“Financial circumstances can change unexpectedly, and many individuals are seeking clearer information regarding the legal processes connected to debt and insolvency,” Kyle Macmillan said. “Continued demand for practical legal guidance is expected as Brisbane residents navigate changing economic conditions and consider longer-term financial stability.”

Macmillan Lawyers and Advisors operates from its Brisbane office and provides legal services across a range of commercial and personal legal matters. The firm’s areas of practice include business establishment and protection, dispute resolution, commercial law, intellectual property matters, bankruptcy, liquidation, and turnaround strategies.

The firm stated that legal support in insolvency matters should focus on providing balanced information and assisting clients in understanding procedural requirements, legal responsibilities, and potential implications associated with financial decisions.

For further information about a personal insolvency lawyer Brisbane, contact Macmillan Lawyers and Advisors at (07) 3518 8030, via email at admin@macmillan.law, or visit the office at Level 38/71 Eagle St, Brisbane City, QLD 4000.

Media Contact

Organization: Macmillan Lawyers and Advisors

Contact Person: Kyle Macmillan

Website: https://macmillan.law/

Email: Send Email

Contact Number: +61735188030

Address:Level 38/71 Eagle St

Address 2: Brisbane City QLD 4000

Country:Australia

Release id:45194

The post Macmillan Lawyers and Advisors Discuss Personal Insolvency Support for Brisbane Residents appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section