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MetaPay-Open the Era of Meta Payment

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Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.

Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.

In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.

Why is MetaPay followed by the public?

We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.

Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.

Based on these market pain points, the founding team of MetaPay put forward the idea of ​​meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure,is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.

The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.

MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.

It is mainly achieved through the following three aspects:

Two-way payment channel

Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.

Lightning Network

By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment  of payment channels.

The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.

Blockchain arbitration mechanism

It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.

The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.

If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.

Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.

Therefore, Meta  NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.

In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.

Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:

Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.

As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.

If you want to know lates news about MetaPay, please check following links:

MetaPay Twitter:https://twitter.com/Metapay1/

MetaPay Telegram:https://t.me/metapaygroup

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

ChangeNOW Brings Martin Masser Into Its Crypto Super App

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Kingstown, Saint Vincent and the Grenadines, August 5th, 2026, Chainwire

The former TON executive joins as Director of Strategic Partnerships to form the connections behind ChangeNOW’s next phase.

Former TON executive Martin Masser joins ChangeNOW to build strategic partnerships, ecosystem relationships, and media momentum behind its next phase.

Masser comes with experience across traditional banking, Web2 and Web3, including senior growth and business development roles within the TON space. At ChangeNOW, he will lead strategic relationships with blockchain networks, wallets, fintech companies, payment providers and other infrastructure partners.

His appointment comes as ChangeNOW grows beyond standalone crypto services, transitioning to one connected product where users can buy, store, swap, trade, send, receive and grow digital assets. The industry has already built most of the individual components. What it hasn’t solved is the experience of using them together; clients are still expected to switch between platforms, understand different networks and connect the pieces on their own. ChangeNOW’s super app strategy is designed to move that complexity beneath the product.

“Martin brings a rare mix of commercial relationships, product and media understanding,” said Pauline Shangett, Chief Strategy Officer at ChangeNOW. “He knows what the technology can do, what the business needs and how to make the market pay attention. That is exactly the perspective we need as we build the ChangeNOW super app.”

Masser’s role will focus not on accumulating partnership announcements, but on identifying relationships that can make ChangeNOW’s infrastructure more complete and remove unnecessary steps from the сlient experience.

“The best partnerships create access, adoption and attention. My focus is to build relationships that make the product stronger, simpler and more useful, and then help the market understand why they matter. If you are building wallets, networks, payments, stablecoins, fintech infrastructure, consumer crypto or Web3 products, I want to hear from you,” said Masser. 

For consumers, ChangeNOW is combining the core activities of managing crypto within one environment. For businesses, it is developing an integrated set of tools for crypto payments, exchange, stablecoin settlement, digital asset management and Web3 integrations.

As ChangeNOW expands into a crypto super app, its next phase is connecting the right networks, wallets and partners. Masser’s role will be central to building those relationships and turning them into product value, adoption and market momentum.

About ChangeNOW

ChangeNOW.io is a crypto super app built for every crypto move, giving newcomers, professionals, and businesses the tools they need to access Web3 finance in a simple and secure way.

Since 2017, ChangeNOW has grown from a fast, secure, and limitless instant exchange into a trusted platform where storage, swaps, trading, staking, and asset management are covered in one simple experience for millions of clients worldwide.

About Martin Masser

Martin Masser is Director of Strategic Partnerships at ChangeNOW, where he is building partnerships around the company’s expansion into a crypto super app. His career covers traditional banking and capital markets in London and Web3, including his previous role as Head of Growth at TON Foundation. Martin works at the intersection of growth, infrastructure, and partnerships, connecting products and industry players to make crypto services work as one seamless user experience.

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PR Team
CHN Group LLC
pr@changenow.io

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Press Release

allwhere Expands UK Operations with Upgraded Depot

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New York City, New York, August 5th, 2026, FinanceWire

allwhere, the leading IT asset lifecycle management platform, today announced the expansion of its UK operations with the opening of a larger, upgraded depot. The investment increases warehouse capacity, streamlines fulfillment operations, and strengthens allwhere’s ability to support organizations managing employee devices across the United Kingdom.

The upgraded facility represents a significant investment in allwhere’s existing UK infrastructure, enabling the company to deliver faster turnaround times, greater operational efficiency, and additional inventory capacity as demand for global device lifecycle management continues to grow.

“As more organizations build distributed teams, the operational side of IT has become increasingly important,” said Tony Solomon, VP of Global Operations at allwhere. “This investment strengthens the foundation of our UK operations, allowing us to fulfill orders more efficiently, scale alongside our customers, and continue delivering the high level of service they expect from allwhere.”

Built to Support Growing IT Operations

The expanded UK depot enhances every stage of the device lifecycle by improving warehouse operations and increasing fulfillment capacity.

Customers can expect benefits including:

  • Faster fulfillment, expedited shipping, and improved turnaround times for deployments and retrievals
  • Increased warehouse capacity to support growing inventory needs
  • More efficient storage, inventory management, and redeployment workflows
  • Standardized operational processes that improve consistency and scalability
  • End-to-end lifecycle support managed through a single platform

Whether onboarding a new employee, retrieving equipment from an offboarded team member, storing spare inventory, or preparing devices for redeployment, the upgraded facility enables allwhere to execute these workflows more efficiently while maintaining complete visibility through its platform.

Software and Operations, Unified

Unlike traditional asset management solutions that rely on disconnected software, logistics providers, and warehouses, allwhere combines workflow automation with global operational infrastructure.

Organizations can manage procurement, deployment, inventory, retrievals, storage, repairs, redeployment, and IT asset disposition through a single platform, while allwhere handles the operational execution behind the scenes.

The expanded UK depot further strengthens this model by providing the operational capacity needed to support larger fleets, faster fulfillment, and increasingly complex IT programs.

Continuing to Invest in Global Infrastructure

The UK depot expansion is part of allwhere’s continued investment in its global logistics network. allwhere currently operates full-service depots in the UK, Canada, EU, Mexico, Colombia, Peru, Brazil, Argentina and Uruguay. Later this year, the company plans to further scale its infrastructure into the APAC region, with upcoming depot services in Australia, Japan, Singapore, South Korea, and more.

As organizations continue to scale distributed workforces, allwhere remains focused on expanding the operational infrastructure that powers modern IT teams—combining intelligent software with local logistics expertise to simplify device lifecycle management around the world.

About allwhere

allwhere is a laptop retrieval and IT procurement company that automates the IT asset lifecycle for companies ranging from startups to enterprises. From procurement and deployment to storage, maintenance, and retrieval, allwhere provides the infrastructure businesses need to support a global, distributed workforce.

Contact

Head of Marketing
Brent Singleton
allwhere
info@allwhere.co

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Borderless.xyz Teams Up with Mastercard to Advance Trusted Cross-Border Stablecoin Payment Flows

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New York, New York, August 5th, 2026, FinanceWire

Borderless.xyz will explore how Mastercard Crypto Credential can help bring greater trust and confidence to cross-border stablecoin payments.

Borderless.xyz and Mastercard are collaborating on a new pilot to explore how Mastercard Crypto Credential’s standards-based framework can support trusted interactions across cross-border stablecoin payment flows. 

Stablecoins are increasingly being used to move value across borders, creating new opportunities for faster and more efficient payments. As adoption grows, participants need trusted ways to understand who they are interacting with and whether counterparties have met appropriate standards and requirements. 

Through the pilot, Borderless.xyz and Mastercard will explore how Mastercard Crypto Credential can address that challenge by providing assurance signals that participants can incorporate into their own approval, compliance and risk processes. 

Mastercard Crypto Credential helps support trusted and verifiable interactions across digital asset ecosystems. Through common standards and trusted assurance signals, it is designed to help bring more confidence, transparency and certainty to transactions across blockchain networks. 

The collaboration pairs Mastercard’s work in building trust and standards for digital asset ecosystems with Borderless.xyz’s network of stablecoin payment providers. Together, the companies are exploring how trusted governance signals can help reduce friction and bring greater confidence to cross-border stablecoin payments as adoption grows. 

“One of the biggest friction points for stablecoin payment operators isn’t the payments. It’s that compliance doesn’t scale the same way the network does. Every new provider means starting the verification process over. Correspondent banking solved this decades ago: originating compliance trusted downstream, no re-execution at every counterparty. Mastercard is applying that model to digital asset payments. Borderless.xyz is the network it runs through.” – Kevin Lehtiniitty, CEO and Co-Founder, Borderless.xyz

“Innovation is most powerful when it builds over time. Our relationship with Borderless.xyz began through Start Path and has continued to grow as the digital asset ecosystem has matured,” said Raj Dhamodharan, executive vice president, Blockchain & Digital Assets at Mastercard. “Today, we’re excited to take the next step together, exploring how Mastercard Crypto Credential can help bring greater trust and confidence to stablecoin payment flows across a growing network of participants.” 

The pilot brings together several of Borderless.xyz‘s network participants consisting of Infinia, Walapay, and Koywe, many of whom are also alumni of Mastercard Start Path, the company’s startup engagement program. These partners will leverage Mastercard Crypto Credential as some of the first stablecoin payment operators to run on the single-audit compliance model at network scale. 

About Borderless.xyz

Borderless.xyz is a global stablecoin orchestration and liquidity network. Its single API connects wallet infrastructure to 15+ licensed stablecoin providers across 100+ countries. It lets businesses enter new markets without new integrations, get failover so payments don’t drop, and make providers compete for your volume on price. Borderless.xyz is SOC 2 Type II certified and headquartered in New York. To learn more, users can visit the website: borderless.xyz.

About Mastercard

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential

Contact

Sarah Cohen
SJC PR
sarah@sjc-pr.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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