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MetaPay-Open the Era of Meta Payment

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Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.

Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.

In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.

Why is MetaPay followed by the public?

We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.

Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.

Based on these market pain points, the founding team of MetaPay put forward the idea of ​​meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure,is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.

The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.

MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.

It is mainly achieved through the following three aspects:

Two-way payment channel

Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.

Lightning Network

By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment  of payment channels.

The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.

Blockchain arbitration mechanism

It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.

The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.

If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.

Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.

Therefore, Meta  NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.

In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.

Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:

Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.

As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.

If you want to know lates news about MetaPay, please check following links:

MetaPay Twitter:https://twitter.com/Metapay1/

MetaPay Telegram:https://t.me/metapaygroup

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Sui Processes Over 6 Million Transactions Per Second as AI Agents Drive Public Throughput Experiment

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Grand Cayman, Cayman Islands, July 6th, 2026, FinanceWire

Autonomous AI agents battling across games, payments, and chat pushed Sui’s programmable tunnels to a peak of 6,086,766 TPS

Sui, where money moves as freely as messages, processed the highest number of transactions per second ever performed on its network on Saturday, July 4, 2026. The milestone was hit live during a public experiment open to anyone and witnessed by thousands during a livestream.

Made possible through “programmable tunnels,” which are offchain payment and state channels that settle to Sui mainnet when closed, the experiment invited users to log into an explorer built specifically for the event, using nothing more than an email address. Once connected, participants watched AI agents battle head-to-head across games, payments, and chat, all contributing transaction volume in real time toward a single goal: pushing Sui mainnet past 1 million transactions per second (TPS).

The network exceeded that target several times over. At approximately 12:30 PM ET, Sui mainnet reached a peak of 6,086,766 TPS: more than six times the experiment’s 1 million TPS goal, and roughly 20 times higher than Sui’s previous maximum-TPS benchmark of 297,000 TPS, set in a controlled testing environment.

Diving Into the Details

The demo was led by Chief Cryptographer Kostas Chalkias, co-founder of Mysten Labs and a contributor to Sui, alongside Daniel Lam, a lead engineer on Mysten’s dedicated Sui hacker team. Participants signed in with zkLogin, the Sui primitive that makes it possible for users to log in with an existing account, such as Google, instead of a traditional crypto wallet, and received a test token, MTPS, to use in the experiment. As gas was sponsored throughout, users needed no prior SUI holdings to take part.

From there, users and AI agents opened programmable, Lightning Network-style offchain channels, or “tunnels,” with one another to play games such as blackjack and “Quantum Poker,” draw together on a shared canvas, chat, and transact, all gaslessly and offchain, with activity settling back to Sui mainnet when each channel closed. Every closed channel was mutually cosigned and independently verifiable onchain, allowing the experiment to combine high throughput with cryptographic proof that no transaction was tampered with.

“We proved that programmable tunnels aren’t just about payments,” said Kostas Chalkias, Chief Cryptographer and Co-Founder at Mysten Labs. “This is agent-to-agent commerce, competitive gaming, and prediction markets running gaslessly at massive scale. A company’s trading agent could play chess or poker against another company’s agent millions of times without touching the base chain. Consider real-world utility: you could lock funds offchain so someone without internet access, in an earthquake or a blackout, can still pay for groceries the moment they’re near a signal again. Right now there are only four or five proven product-market fits in crypto: stablecoins, DeFi, payments, prediction markets. I think programmable tunnels just opened the door to a fifth.”

What’s Next

Mysten Labs and the Sui hacker team plan to build on the experiment with additional capabilities, including confidential transfers via Nautilus, tunnels supporting more than two participants, and agent-to-agent prediction markets. 

About Sui

Sui, where money moves as freely as messages, is a next-generation Layer 1 blockchain built for scalable finance and global payments. Founded by the core team behind Meta’s stablecoin initiative and powered by an object-centric model, Sui makes assets, permissions, and user data programmable and ownable. Sui’s primitives offer builders everything they need to create high-performance payments and financial applications, including instant agentic payments. Users can learn more at sui.io.

Contact

Sui Foundation
media@sui.io

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Harmony Labs makes a strategic investment in Harmony Link; a dual-token system opens up a new avenue for monetizing Web2 short-video traffic

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Harmony Labs, a leading global blockchain investment and research institution, has officially announced a full strategic investment in Harmony Link, a Web3 short-video aggregation platform. Leveraging Harmony’s underlying sharding technology and resources from 412 ecosystem projects, the two parties will jointly build an inclusive Web3 gateway serving a billion-scale short-video user base. They aim to create a long-term dual-token economic model—featuring HK as the core value carrier and HAK as the medium of circulation within the ecosystem—with plans for HK to debut on the Binance Alpha board, thereby establishing a closed-loop system for sustainable value growth.

Founded in 2018 and headquartered in Singapore’s financial hub, Harmony Labs focuses on specialized investments and in-depth industry research regarding blockchain infrastructure and ecosystem applications. Its core underlying asset, Harmony (ONE), utilizes random state sharding technology to achieve low-gas, high-throughput cross-chain interactions. The firm has incubated 412 ecosystem projects across DeFi, NFT, and GameFi sectors, amassed a network of 300,000 global developers, maintained long-term deep partnerships with top-tier investors like Binance Labs, and established robust systems for global compliance and capital operations.

The industry currently faces clear pain points: Web3 users account for less than 6% of the global population, and customer acquisition costs in the blockchain sector reach as high as $42 per person. Furthermore, traditional text-based educational content presents high barriers to entry, third-party operational tools are prone to bans, and the space is rife with pyramid schemes. Meanwhile, the attention of the billion-strong Web2 short-video user base is consumed without compensation, and there is a lack of practical tools for distributing the value generated by traffic. As a key inclusive project for Harmony Labs through 2026, Harmony Link centers on “TikTok-style” short-video behavior mining. It integrates five key tools—on-chain price chart visualization, decentralized live streaming, AI digital avatar promotion, project advertising, and community management—to comprehensively address eight major bottlenecks hindering industry development.

This strategic investment will fully unleash Harmony Labs’ multi-dimensional resources to empower the platform: leveraging Harmony’s sharding technology to reduce development costs by 87% and utilizing the 300,000-developer network to rapidly iterate on smart contract audits and anti-fraud firewall modules. Additionally, the partnership will facilitate the onboarding of the existing 412 ecosystem projects and capitalize on the market’s established perception of Harmony as an “ultra-low gas public chain” to significantly lower user education costs. The funds will be primarily allocated to four key areas: product iteration, global community expansion, the establishment of an HK price-support reserve pool, and preparations for the HK listing on Binance Alpha.

The Head of Investment at Harmony Labs stated: “The primary bottleneck for the large-scale adoption of Web3 is the high barrier to entry for users; short-form video serves as the optimal vehicle to connect the general public with blockchain technology. Harmony Link’s innovative dual-token model offers immense long-term value: HAK dynamically adjusts user activation ratios in phases to smooth out market selling pressure, while core cash flows from AI leasing and advertising continuously inject USDT into the HK price-support pool. With essential, paid use cases across the platform and a future listing on Binance Alpha, a virtuous cycle of traffic, revenue, and token value will emerge, truly enabling the distribution of ‘attention value’ to the general public.”

The Harmony Link Project Lead added: “Leveraging Harmony Labs’ backing in capital, technology, and ecosystem, the platform will adjust the HAK/USDT ratio for account activation across five stages. Upon reaching the 50% HAK / 50% USDT phase, ‘Computing Power NFTs’ will be launched to generate the core token, HK. With a total supply of 100 million HK, 60% is generated via Computing Power NFTs, and 20% is allocated to a dedicated price-support fund. All B2B paid services across the platform will eventually settle in HK, and the project will leverage Binance Alpha’s global traffic to amplify long-term value.”

Both parties simultaneously announced a comprehensive roadmap: in the short term, they will launch short-video mining and basic live-streaming functions while steadily transitioning to a hybrid activation model; in the medium term, they will enable HK generation via Computing Power NFTs and continuously bolster HK liquidity reserves; in the long term, they will drive HK’s listing on Binance Alpha, implement a full-chain HK payment ecosystem, incubate high-quality Web3 projects, and establish a DAO-based decentralized governance system.

Moving forward, Harmony Labs will continue to provide global compliance research, capital connections, and brand/channel resources. This support aims to help Harmony Link break down the barriers between Web2 and Web3, create a benchmark Web3 traffic platform accessible to everyone, and drive the mass adoption and inclusive growth of blockchain technology.

About Harmony Labs
Founded in Singapore in 2018, Harmony Labs is a global blockchain investment and research institution specializing in blockchain-focused investments and in-depth industry research. Building a complete ecosystem upon the underlying public blockchain Harmony (ONE), the firm focuses on the practical application of cutting-edge technologies such as sharding, cross-chain interoperability, and Zero-Knowledge (ZK) proofs. With a global footprint spanning North America, Europe, and Southeast Asia, Harmony Labs is dedicated to bridging traditional capital with the Web3 industry and fostering inclusive blockchain development.

About Harmony Link
Harmony Link is a Web3 short-video aggregation platform incubated by Harmony Labs. It features an innovative “Proof-of-Action” mining mechanism and a dual-token economy, integrating data visualization, decentralized live streaming, AI digital avatars, project advertising, and community management. With HK serving as its long-term core value token, the platform plans to launch on the Binance Alpha sector, aiming to reshape the Web3 traffic monetization ecosystem.

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AI STUDIOS Launches AI Roleplay for Insurance Agent Training

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  • The new AI-powered training tool lets insurance agents and sales reps rehearse real customer conversations — policy renewals, cancellation requests, claims follow-ups — with instant, automated coaching feedback after every session.

PALO ALTO, Calif, July 6th 2026, AI STUDIOS, operated by DeepBrain AI, launched AI Roleplay, a new conversation-training solution designed to help insurance agents and sales representatives rehearse difficult customer conversations before they happen in the field. The tool gives agents unlimited practice sessions with an AI customer that responds in real time, followed by automated, personalized coaching feedback.

AI Roleplay simulates the conversations sales representatives say are hardest to get right: auto insurance renewal calls, customers threatening to cancel a policy, claims follow-up calls, and routine check-ins tied to a policyholder’s birth month. Rather than reciting scripted responses, the AI customer reacts dynamically to whatever the representative actually says — raising objections, asking for more detail, or pushing back, much as a real customer would.

Sales coaching has traditionally relied on in-person practice with a trainer or manager, a model that limits how often sales representatives can rehearse and how quickly they get feedback. AI Roleplay removes both constraints. Representatives can run a practice session at any time, without scheduling a coach, and receive a speaking score along with specific strengths, areas for improvement, and suggested phrasing immediately after each session ends.

Practice scenarios are organized by situation, customer type, and difficulty level, from beginner to advanced. Sales representatives converse with the AI customer via text or voice, and voice sessions include a speech-analysis score that flags pacing, clarity, and tone — a level of feedback unavailable through prerecorded training videos or static e-learning modules.

AI Roleplay also includes a manager dashboard that tracks completion rates, scores, and activity for each team member in real time. Sales managers can use the dashboard to identify representatives who need additional coaching without listening to call recordings individually or scheduling separate feedback sessions, according to DeepBrain AI.

DeepBrain AI said the tool is intended to shorten the ramp-up period for new sales representatives and reduce customer complaints tied to inaccurate explanations or weak call handling — a persistent risk in insurance sales, where regulatory and compliance expectations are high. Beyond insurance, the company said AI Roleplay applies to any role where conversation quality directly affects business outcomes, including corporate sales representatives, financial advisors, call center staff, and healthcare front-line workers.

“In insurance sales, a single sentence can determine whether a deal closes or a customer loses trust,” said Eric Jang, CEO of DeepBrain AI. “AI Roleplay goes beyond watching a video or sitting through a course — sales representatives train by actually talking with an AI customer, which is what sets it apart from traditional online training.”

AI Roleplay is currently deployed with multiple insurance carriers in South Korea, and DeepBrain AI said it plans to expand the tool to additional industries and practice scenarios going forward.


About DeepBrain AI

DeepBrain AI is a global leader in AI Avatar, AI Agent, and AI Human technology. Its flagship B2B SaaS platform, AI STUDIOS, helps enterprises create hyper-realistic AI avatars, real-time avatar agents, and localized video content at scale. Based in Palo Alto, Calif., DeepBrain AI serves enterprise customers worldwide.

Media Contact:
DeepBrain AI Communications 
global@deepbrain.io
www.aistudios.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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