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MetaPay-Open the Era of Meta Payment

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5 years ago

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Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.

Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.

In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.

Why is MetaPay followed by the public?

We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.

Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.

Based on these market pain points, the founding team of MetaPay put forward the idea of ​​meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure，is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.

The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.

MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.

It is mainly achieved through the following three aspects：

Two-way payment channel

Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.

Lightning Network

By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment  of payment channels.

The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.

Blockchain arbitration mechanism

It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.

The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.

If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.

Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.

Therefore, Meta  NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.

In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.

Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:

Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.

As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.

If you want to know lates news about MetaPay, please check following links:

MetaPay Twitter：https://twitter.com/Metapay1/

MetaPay Telegram：https://t.me/metapaygroup

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

From Foundation to Expansion: Harmony Garden’s Growth Roadmap

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2 minutes ago

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February 28, 2026

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Nigeria, 28th Feb 2026 – Harmony Garden & Estate Development Ltd is accelerating its expansion strategy, supported by the rollout of its Ibile Traditional Mortgage System and a broader institutional growth framework. Industry observers note that the company is steadily positioning itself among Nigeria’s ambitious growth-driven real estate developers.

Under the leadership of Hon. (Dr.) Audullahi Saheed Mosadoluwa, Executive Managing Director and CEO, the firm has transitioned from its foundational development phase into a broader expansion cycle marked by increased land acquisition, infrastructure rollout, and structured housing delivery across its estates. The Ibile Traditional Mortgage System has emerged as a key pillar of this expansion, enabling phased homeownership access while strengthening market participation.

Market analysts estimate that the cumulative valuation of Harmony Garden’s estate portfolio, combining 1,300 hectares of land banks and ongoing construction projects, could approach ₦500 billion as development activities scale. This projection is driven by land appreciation in key growth corridors, rising demand for structured residential communities, and the company’s growing focus on built-property delivery alongside land allocations.

Industry observers say the company’s strategy reflects a shift from traditional land trading to asset-backed real estate development, with greater emphasis on infrastructure execution, planning compliance, and long-term capital growth.

As the developer of Lekki Aviation Town and The Parliament Estate deepens its footprint across multiple estates, stakeholders believe the company’s growth trajectory will be shaped by sustained infrastructure execution, financing innovation, and strategic scaling across emerging residential hubs.

At the core of Harmony Garden’s expansion roadmap is its growing portfolio of estates strategically located within the Lekki–Ibeju corridor, an axis widely regarded as one of Lagos’ fastest-evolving real estate destinations. The region continues to attract both institutional and individual investors due to ongoing infrastructure development, industrial expansion, and increasing residential demand.

Lekki Aviation Town stands out as a flagship development, positioned within a rapidly transforming aviation and logistics hub. Its location offers proximity to key infrastructure projects and economic activity centers, making it particularly attractive to forward-looking investors seeking early entry into high-growth zones. The estate reflects Harmony Garden’s approach to combining strategic land banking with future-focused urban planning.

GranVille Estate further strengthens the company’s residential offering by providing a structured community designed for accessibility and long-term livability. With a focus on layout efficiency and organized development, the estate appeals to a broad segment of buyers, including first-time homeowners and investors seeking steady appreciation. Its positioning reinforces the company’s commitment to delivering estates that combine affordability with long-term value.

The Parliament Estate, developed in Phases I and II, represents Harmony Garden’s premium segment, blending modern design concepts with a refined residential experience. Designed to attract discerning investors and homeowners, the estate emphasizes both lifestyle and investment potential, aligning with the company’s goal of delivering not just plots of land, but complete residential ecosystems.

Majestic Bay Estate complements the portfolio by offering a serene, waterfront-oriented environment, catering to buyers seeking exclusivity, tranquility, and long-term capital appreciation. Its unique positioning within the broader estate mix highlights the company’s strategy of diversifying its offerings to meet varying market preferences.

A defining feature of Harmony Garden’s growth strategy is the integration of the Ibile Traditional Mortgage System across these estates. The initiative introduces a culturally aligned, flexible pathway to homeownership, addressing affordability challenges that have historically limited access to property ownership in Nigeria. By enabling structured, phased payments tied to property development, the system reduces financial barriers while expanding the pool of potential homeowners.

This financing model is particularly significant in a market where conventional mortgage systems often remain inaccessible to a large segment of the population. By embedding financing within its development framework, Harmony Garden is creating a more inclusive real estate ecosystem that supports both local and diaspora participation.

Beyond financing, the company’s expansion is anchored on a shift toward infrastructure-led development. Roads, drainage systems, security features, and planned residential structures are increasingly becoming integral to its projects, reflecting a move toward delivering fully realized communities rather than standalone land offerings. This approach aligns with broader industry trends that prioritize sustainability, planning compliance, and long-term asset value.

As Harmony Garden continues to scale, its emphasis on governance, structured execution, and integrated development is expected to play a critical role in shaping its trajectory. By combining strategic land acquisition, innovative financing, and community-focused planning, the company is positioning itself to evolve from a land-focused developer into a comprehensive real estate institution.

With a clear growth roadmap and expanding estate portfolio, Harmony Garden & Estate Development Ltd is steadily building a foundation for long-term impact—one that aligns real estate development with accessibility, investment growth, and sustainable community living.

 

Media Contact

Organization: Harmony Garden and Estate Development Ltd.

Contact Person: Kabiru Audullahi Mosadoluwa

Website: http://landbookbyharmony.com/

Email: Send Email

Country:Nigeria

Release id:42052

The post From Foundation to Expansion: Harmony Garden’s Growth Roadmap appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Harmony Garden Strengthens Management Structure Amid Expansion Drive

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2 hours ago

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February 28, 2026

By

Nigeria, 28th Feb 2026 – Harmony Garden & Estate Development Ltd has strengthened its executive leadership with the appointment of Mr. Omokafe Segun as General Manager, reinforcing its commitment to structured growth as expansion continues across emerging real estate corridors.

The appointment comes at a time when Nigeria’s property sector is placing greater emphasis on governance-driven development and operational discipline. As portfolios grow in scale and complexity, institutional leadership and accountable systems have become central to sustaining investor confidence.

Mr. Omokafe, formerly Assistant General Manager, assumes the role with a mandate focused on performance accountability, compliance integrity, and structured execution. He previously led key functions across sales, allocations, portfolio management, e-business, and construction before advancing within the organization.

The leadership reinforcement aligns with the company’s broader housing accessibility initiative through the Ibile Traditional Mortgage System, under which Harmony Garden is targeting the facilitation of 10,000 homes over the next five years as part of efforts to help bridge the housing deficit.

With an expanding estate portfolio and embedded governance controls, the transition reflects Harmony Garden’s progression toward a more system-driven real estate institution built on accountability, delivery, and long-term impact.

As part of its ongoing expansion strategy, Harmony Garden & Estate Development Ltd has continued to deepen its presence across the fast-developing Lekki–Ibeju axis, a corridor increasingly recognized as a focal point for residential and investment-driven real estate in Lagos. The company’s growing portfolio spans multiple estates, each positioned to cater to a diverse range of homeowners and investors seeking both affordability and long-term value appreciation.

Key among these developments is Lekki Aviation Town, strategically located within the aviation and infrastructure growth belt of the region, offering investors proximity to emerging economic hubs. GranVille Estate provides a balance of accessibility and structured community planning, appealing to buyers looking for well-laid residential environments with strong investment potential. The Parliament Estate, developed in Phases I and II, reflects a premium offering that combines modern architectural design with a refined lifestyle experience, while Majestic Bay Estate caters to those seeking serene waterfront living within a secure and well-planned environment.

These estates form part of Harmony Garden’s broader vision of creating integrated communities that go beyond land allocation to include structured residential development, infrastructure planning, and sustainable growth. By embedding systems that support transparency, allocation efficiency, and project delivery, the company is positioning itself to operate at a higher institutional standard within Nigeria’s evolving real estate landscape.

Central to this growth is the Ibile Traditional Mortgage System, a flagship initiative designed to democratize homeownership by providing flexible, culturally aligned financing options. The system addresses one of the most pressing challenges in Nigeria’s housing sector, “access to affordable financing,” by offering an alternative pathway that reduces the barriers typically associated with conventional mortgage systems. Through this initiative, Harmony Garden aims to make property ownership more accessible to a wider segment of the population, including diaspora investors and first-time homeowners.

The target of facilitating 10,000 homes over the next five years underscores the scale of the company’s ambition, as well as its commitment to contributing meaningfully to reducing Nigeria’s housing deficit. By integrating financing solutions directly with its estate developments, Harmony Garden is creating a seamless ecosystem where clients can transition from land acquisition to homeownership within a structured and supportive framework.

Mr. Omokafe Segun’s appointment as General Manager is expected to play a critical role in driving this next phase of growth. His experience across multiple operational units positions him to strengthen internal systems, enhance execution efficiency, and ensure that the company’s expanding portfolio is managed with consistency and accountability. His leadership is also anticipated to reinforce cross-functional collaboration, ensuring that sales, construction, customer experience, and compliance functions operate in alignment with the organization’s long-term vision.

As the real estate sector continues to evolve, companies that prioritize governance, scalability, and customer-centric innovation are likely to stand out. Harmony Garden’s latest leadership move signals a deliberate shift toward institutional excellence, one that aligns strategic expansion with disciplined execution.

With a strong estate portfolio, an innovative mortgage solution, and reinforced leadership, Harmony Garden & Estate Development Ltd is positioning itself as a forward-thinking player in Nigeria’s real estate industry, committed not only to growth but to delivering lasting value for homeowners, investors, and communities alike.

Media Contact

Organization: Harmony Garden and Estate Development Ltd.

Contact Person: Kabiru Audullahi Mosadoluwa

Website: http://landbookbyharmony.com/

Email: Send Email

Country:Nigeria

Release id:42051

The post Harmony Garden Strengthens Management Structure Amid Expansion Drive appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

AI Marketing Tool AdLibrary.com Launches the First Cross-Platform Ad Library With Over 1 Billion Ads and AI-Powered Creative Analysis

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2 hours ago

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February 28, 2026

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The AI marketing tool combines the world’s largest ad library, spanning Facebook, Instagram, TikTok, YouTube, Twitter, Pinterest, AdMob, and Unity, with automated creative intelligence

Austria, 28th Feb 2026 – AdLibrary.com, an AI marketing tool and cross-platform ad library, officially launches today with access to over 1 billion advertisements across eight major advertising platforms. The platform combines the most comprehensive ad library on the internet with AI-powered creative analysis, so marketers, agencies, and brands can search, analyze, and reverse-engineer competitor campaigns from a single interface.

AdLibrary.com is the first ad library to unify ad transparency data from Facebook, Instagram, TikTok, YouTube, Twitter (X), Pinterest, AdMob, and Unity into one searchable platform. Support for Google, LinkedIn, and Snapchat ads is planned for upcoming releases.

More Than an Ad Library. An AI Marketing Tool.

Traditional ad libraries like Meta’s Ad Library or Google’s Ads Transparency Center let marketers browse ads, but there’s no intelligence layer on top. AdLibrary.com changes that. As an AI marketing tool, it automatically extracts hooks, angles, audience targeting insights, and emotional triggers from any ad creative. That turns raw ad library data into actionable strategy. Instead of manually reviewing hundreds of competitor ads across six different ad libraries, marketers can use AI to spot patterns, winning formats, and creative strategies at scale.

“Every marketer has the same problem: they’re checking Meta’s Ad Library, TikTok’s ad library, Google’s Transparency Center, and four other platforms just to understand what competitors are running,” said Murat Bock, Founder of AdLibrary.com. “We built an AI marketing tool that replaces all of those ad libraries with one search. And unlike any ad library out there, our AI tells you why an ad is working, not just that it exists.”

Why Marketers Are Switching From Meta’s Ad Library

Meta’s Ad Library is limited to Facebook and Instagram, shows only currently active ads, and offers no AI-powered analysis. AdLibrary.com provides a unified ad library with historical ad data across all eight platforms, advanced filters by platform, country, format, date, and freshness, plus the AI marketing tool capabilities that no native ad library offers. A detailed comparison is available at https://www.adlibrary.com/compare/adlibrary-vs-meta-ad-library. 

Key Features:

  • Unified Ad Library – Search over 1 billion ads across Facebook, Instagram, TikTok, YouTube, Twitter, Pinterest, AdMob, and Unity from one search bar
  • AI Creative Analysis – The AI marketing tool automatically extracts hooks, angles, audience signals, and emotional triggers from any ad
  • Save & Organize – Build a swipe file with folders, tags, and shareable collections
  • Advanced Filters – Filter by platform, country, ad format, date range, and freshness
  • API Access – Full API for teams and agencies integrating ad library data into their workflows (https://www.adlibrary.com/posts/api-documentation-and-implementation-guide )
  • Chrome Extension – Save and analyze ads directly from your Instagram and Facebook feed (https://www.adlibrary.com/posts/marketing-chrome-extension )

Built for Performance Marketing Teams

AdLibrary.com is built for media buyers, creative strategists, and growth teams at companies spending $100k to $10M+ monthly on paid advertising. The AI marketing tool and ad library is used by agencies and in-house teams who need comprehensive, real-time competitive intelligence, not limited free tools built for casual browsing.

The platform is available immediately at https://adlibrary.com  with no waitlist or signup restrictions. Read the full launch announcement at https://www.adlibrary.com/posts/launch.  A detailed overview of all features is available at https://www.adlibrary.com/features,  and a comprehensive explanation of the platform can be found at https://www.adlibrary.com/what-is-adlibrary. 

For guides on using the ad library for competitor research and campaign strategy, visit https://www.adlibrary.com/guides . Additional marketing resources, including strategy breakdowns and platform-specific insights, are available at https://www.adlibrary.com/posts. 

Free marketing tools are available at https://www.adlibrary.com/tools  for marketers  exploring the platform. 

Pricing

AdLibrary.com is priced at $179/month, with a $29 introductory offer for the first month. A free Pay-As-You-Go plan is available with bonus credits for new users. Full pricing details at https://adlibrary.com/pricing. 

About AdLibrary.com

AdLibrary.com is the most comprehensive AI marketing tool and ad library on the internet, indexing over 1 billion advertisements across Meta, Google, YouTube, TikTok, Twitter, Pinterest, and mobile ad networks. The platform combines cross-platform ad library search with AI-powered creative analysis, making it the go-to AI marketing tool for competitive ad intelligence.

AdLibrary.com is developed by WMB GmbH in Vienna, Austria.

Media Contact: Murat Bock, Founder marketing@adlibrary.com https://adlibrary.com 

Media Contact

Organization: WMB GmbH

Contact Person: Murat Bock

Website: https://www.adlibrary.com/

Email: Send Email

Country:Austria

Release id:41943

The post AI Marketing Tool AdLibrary.com Launches the First Cross-Platform Ad Library With Over 1 Billion Ads and AI-Powered Creative Analysis appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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