Connect with us

Press Release

MetaPay-Open the Era of Meta Payment

Published

on

Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.

Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.

In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.

Why is MetaPay followed by the public?

We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.

Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.

Based on these market pain points, the founding team of MetaPay put forward the idea of ​​meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure,is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.

The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.

MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.

It is mainly achieved through the following three aspects:

Two-way payment channel

Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.

Lightning Network

By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment  of payment channels.

The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.

Blockchain arbitration mechanism

It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.

The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.

If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.

Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.

Therefore, Meta  NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.

In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.

Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:

Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.

As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.

If you want to know lates news about MetaPay, please check following links:

MetaPay Twitter:https://twitter.com/Metapay1/

MetaPay Telegram:https://t.me/metapaygroup

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

GivTrade’s UAE CMA Category 5 Licence Brings Greater Transparency and a More Verified, User-Friendly Trading Experience

Published

on

Broker confirms UAE and Mauritius licences cover distinct parts of its business, while independent reviews show high customer approval

Dubai, UAE, 15th July 2026 — GivTrade, a multi-jurisdiction forex and CFD broker, today set out a clear picture of its regulatory structure and shared independently verified customer feedback data, as the company seeks to give prospective clients a transparent view of how its licensing and service quality compare across the industry.

Is GivTrade’s regulatory standing complex?

No, not all. In the United Arab Emirates, GivTrade Financial Services L.L.C S.O.C holds Capital Market Authority (CMA) Category 5 Licence No. 20200000367, covering regulated promotion, consultation, arranging, advisory and introduction services. This entity does not hold client funds or execute trades. Trading itself is carried out through GivTrade Mauritius, licensed as an FSC-regulated Investment Dealer under Licence No. GB22201329. This kind of multi-jurisdiction structure is common among international brokers, with each entity operating within its own approved permissions.

Is GivTrade Safe and Regulated? Yes.

Yes — GivTrade operates under a legitimate, verifiable regulatory framework. Its UAE CMA licence is a positive indicator of governance and compliance, with Category 5 firms operating under a formal rulebook covering governance, capital adequacy, internal controls and compliance obligations. GivTrade also states that client money linked to its Mauritius trading entity is held in segregated accounts under FSC requirements. The company was clear, however, that regulation should not be read as a guarantee against risk: leveraged forex and CFD trading can result in the loss of capital, and prospective clients are encouraged to confirm which legal entity will hold their account before depositing funds. 

Does the Absence of an FCA Licence Mean Weaker Oversight? No.

No. GivTrade’s regulatory coverage comes from the UAE Capital Market Authority and the Mauritius Financial Services Commission, and the company says that gives it meaningful, verifiable oversight in its own right. It is common practice for international brokers to hold licences that match their target markets and regional footprint rather than pursue FCA authorisation when the UK is not a primary client market.

GivTrade was careful to note that CMA Category 5 authorisation and FCA authorisation are not identical— their permissions and consumer-protection mechanisms differ — and said the fairer conclusion is that it holds meaningful oversight outside the UK, with each client assessed according to the permissions of the entity that serves them.

Customer Experience and Independent Review Data

Independent customer feedback for GivTrade is broadly positive. As of 10 July 2026, the company’s Trustpilot profile displayed a 4.2-out-of-5 “Great” rating from 53 reviews, with 78% of reviews rated five stars and 11% rated four stars — meaning 89% of reviewers rated the broker positively overall. Recurring themes in reviews include ease of use, fast deposit and withdrawal processing, competitive spreads and commissions, and responsive customer support. Trustpilot data also shows GivTrade has replied to 100% of negative reviews, which the company points to as evidence of active engagement with customer concerns.

Reviewers most frequently highlighted the following:

Theme  What reviewers highlight
Service quality Helpful, diligent and proactive support, with staff described as professional and responsive.
Funding experience Positive comments on transaction approval speed and the flexibility of deposit and withdrawal methods.
Trading costs Low spreads and commissions, alongside commission-free Classic accounts and tighter VIP pricing.
Platform experience Access to MetaTrader 5, mobile tools and fast trade execution.
Complaint handling GivTrade responds to all complaint’s, typically within one week, per Trustpilot data.


Recognition Across Broker-Review Platforms

Beyond Trustpilot, other broker-comparison directories recognise GivTrade’s Mauritius FSC licence, UAE CMA Category 5 authorisation, MetaTrader 5 access, demo and swap-free account options, multi-asset product range and competitive account structure.

About GivTrade

GivTrade is a multi-jurisdiction forex and CFD broker operating through licensed entities in the United Arab Emirates and Mauritius.

Risk warning: Trading forex and CFDs involves leverage and carries a high risk of loss of capital. This release is for informational purposes and does not constitute financial advice.

This Press release has been distributed by Golden Gate PR

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Global Value Emission New Era Driven by Full-Spectrum Traffic! OmOm Launch Goes Live Globally at 16:16 (GMT+8) on July 16

Published

on

Unlock Binance Alpha Traffic Portal, Build a Diverse Five-Sector Ecosystem Matrix, and Maximize Full-Spectrum Value via Cross-Ecosystem Incubation

OmOm Launch, a new-generation Alpha ecosystem emission infrastructure targeting the global Web3 market, officially announces its global synchronous launch at 16:16 (GMT+8) on July 16, 2026. Exclusively incubated by the OMOM Foundation, this one-stop emission platform bridges Binance Alpha traffic and removes financing barriers for high-potential early-stage projects. Supported by an innovative dual-token value system, a full-chain deflationary economic model and a full-spectrum ecosystem layout, the platform also unveils the official launch of its first incubated ecosystem — B11 Ecosystem. The two divisions share interlinked traffic, resources and technologies to deliver a synergistic effect of 1+1>2, creating a fair, transparent and long-term sustainable new growth track for global project developers and investors.

I. High-Dimensional Industry Insight: Liquidity Gaps in Primary Markets Spur Brand-New Emission Infrastructure

The global Web3 industry is undergoing structural differentiation. The Binance Alpha track gathers massive high-potential startups with top-tier organic traffic, yet it has long suffered from three core pain points: insufficient liquidity supply, high barriers for retail investors to access high-quality early-stage assets at low cost, and a lack of cold-start resources for projects. Conventional emission platforms suffer from single-mechanism design, incomplete deflationary closed loops, narrow ecosystem scenarios and fragmented community resources, failing to simultaneously satisfy project fundraising demands, stable yields for retail users and long-term value support for tokens.

From the perspective of the global crypto industrial cycle, the OMOM Foundation team has deep industry expertise and accurately captured structural market opportunities to independently develop OmOm Launch — a professional emission platform tailored to Binance Alpha traffic. Beyond being a simple token issuance tool, the platform adheres to four core logics: traffic aggregation, liquidity empowerment, ecosystem co-construction and long-term value sustainability. It builds a complete industrial closed loop covering issuance, staking, mining, incubation and real-world asset tokenization, filling the gap of supporting infrastructure within the Binance Alpha ecosystem and advancing the popularization, standardization and globalization of early-stage primary market investment.

II. Core Platform Advantages: Four Underlying Competitiveness Form an Industry Moat

1. Native Access to Full-Spectrum Binance Alpha Traffic, an Engine for Precise User Acquisition

As one of the few emission platforms deeply adapted to the Binance Alpha ecosystem and independently incubated by the OMOM Foundation, OmOm Launch establishes two-way traffic circulation channels to convert massive precise investor traffic from Alpha into endogenous platform liquidity. Unlike scattered external traffic channels, the platform’s native traffic matching mechanism enables efficient alignment between projects and targeted investors, drastically cutting customer acquisition costs for developers. Meanwhile, it allows regular participants to seize high-quality early-stage track opportunities at the earliest stage, breaking the high entry barriers of traditional primary markets and truly realizing inclusive access to premium early projects for all.

2. Dual-Token Value Architecture, a Comprehensive Deflationary Closed Loop Safeguarding Long-Term Asset Value

The platform adopts a dual-token symbiotic framework incubated uniformly by the OMOM Foundation without hierarchical parent-child token definitions. The two tokens feature distinct roles and mutual empowerment:

  • B11, the first ecosystem token incubated by the OMOM Foundation, acts as the core value anchor of the platform, underpinning staking, governance and fee rebate core functions.
  • OMOM serves as the core liquidity mining token of Ecosystem 1.0, with a fixed total supply of 1 billion tokens. Multi-layer burning mechanisms continuously reduce its circulating supply down to 21 million, steadily boosting scarcity.

The platform integrates three parallel burning channels: slippage burning, withdrawal fee repurchase-and-burning, and voluntary token burning for contribution value exchange. This forms a complete financial closed loop of “generation — consumption — burning”, stabilizing token fundamentals at the mechanism level, avoiding foam collapse risks prevalent in traditional projects, and balancing short-term yields and long-term asset appreciation.

3. Intelligent Compound Yield System Balancing Stable Returns and Long-Term Appreciation

The platform pioneers an 8-hour automatic compound staking mechanism with three daily yield settlements, delivering base yields ranging from 0.2% to 0.4%. Unwithdrawn earnings are automatically reinvested to magnify asset growth. Complemented by contribution value and VIP tiered release rules, the system reasonably controls market sell pressure via cyclical linear withdrawal mechanisms to prevent concentrated dumping. A multi-layer dynamic referral incentive system covers all tiers of participants, combining static compound interest and dynamic community dividends to meet the income demands of retail users and global market leaders alike.

4. Fully Transparent On-Chain Security System with Reliable Underlying Compliance

Built on the BNB Chain infrastructure, the platform features low gas fees and high transfer efficiency suitable for high-frequency staking transactions. All core smart contracts have passed third-party professional audits, with 100% of staking, burning, dividend and issuance data traceable on-chain without room for manual backend tampering. Adopting a non-custodial fund pool model, users retain full control of their wallet private keys, eliminating underlying asset security risks and delivering a stable and credible on-chain operating environment for users across global regions.

III. Five Full-Spectrum Ecosystem Layouts Building a Long-Term Sustainable Industrial Blueprint

The July 16 launch marks only the starting point of OmOm Launch Ecosystem Version 1.0. Fully planned by the OMOM Foundation, five core ecosystem matrices will be rolled out in phases to diversify token application scenarios and consolidate long-term development fundamentals:

  1. Liquidity Mining Ecosystem (launched synchronously at go-live): The platform’s flagship core ecosystem built on LP staking compound interest, serving as the core hub for liquidity support and capital circulation for all track projects.
  2. GameFi Incubation Ecosystem: Opening issuance channels for global blockchain game studios, providing one-stop emission services covering fundraising, liquidity and community distribution.
  3. NFT Metaverse Ecosystem: Simultaneously deploying digital collectible issuance, metaverse scenario onboarding and IP tokenization incubation.
  4. MEME Track Issuance Zone: Streamlining issuance workflows to meet the lightweight cold-start demands of community-driven MEME tokens and empower grassroots creators.
  5. Real-World Industry On-Chain Ecosystem: Establishing channels for digitalization of physical enterprises, offering Web2 entities tools for on-chain financing and asset tokenization to realize value interconnection between physical industries and Web3.

The five ecosystems will be rolled out quarterly. Each sector will launch exclusive ecological tokens, all empowered by the underlying value system of Foundation-incubated B11 and OMOM. Token consumption scenarios will keep expanding to lift the overall market cap of the platform, forming a full-spectrum industrial pattern where all sub-ecosystems mutually reinforce and share traffic.

IV. Full Launch of Flagship Incubated Ecosystem B11: Inherent Foundation Sectors Deliver 1+1>2 Value Synergy

The launch coincides with the official rollout of B11, the first ecosystem incubated by the OMOM Foundation. The two core divisions under the Foundation break barriers in traffic, resources, technology and channels to form a new collaborative development framework of two-way empowerment, truly maximizing benefits through 1+1>2 synergy.

  1. Resource Level: OmOm Launch (the Foundation’s self-developed emission platform) holds exclusive Binance Alpha core traffic access, while B11 Ecosystem specializes in DAO governance tool tracks. Both sides fully interconnect user communities, overseas media channels and global offline investment promotion resources, opening mutual access to global evangelism networks and pooling tens of millions of precise Web3 user traffic pools to break the traffic ceiling of standalone divisions.
  2. Technology Level: The AI-native DAO governance technology of B11 Ecosystem is fully integrated into OmOm Launch, equipping all platform ecosystem projects with decentralized voting, treasury management and on-chain reputation governance toolkits to upgrade platform governance capabilities and fill gaps in decentralized autonomy. In return, OmOm Launch provides B11 Ecosystem with mature token issuance, liquidity mining and global fundraising infrastructure to enrich asset circulation scenarios within B11.
  3. User Income Level: Community users of both divisions can participate in all incentive activities across the two Foundation-owned sectors, with mutually accessible staking, referral and ecosystem dividend rights. Users gain dual channels for compound interest and dynamic income, doubling asset appreciation avenues. Project developers gain access to investor pools from both divisions, drastically boosting fundraising efficiency and liquidity scale, achieving a win-win-win outcome for the platform, ecosystem projects and retail users.

A strategic lead of OmOm Launch stated in an exclusive interview: “The era of isolated single-track, single-division competition is over. The future of the Web3 industry lies in endogenous ecosystem collaboration. As the first independently incubated ecosystem of the OMOM Foundation, B11 and OmOm Launch are not external partners but internal divisions under a unified underlying system. Combining Alpha traffic advantages with DAO governance technology, the two Foundation-owned sectors complement each other’s weaknesses through overlapping traffic, technology and scenarios, enabling all participants to share incubation dividends and fully embody the synergistic value logic of 1+1>2.”

A representative of B11 Ecosystem also commented: “As the first incubated ecosystem under the OMOM Foundation, we fully leverage OmOm Launch’s exclusive Binance Alpha traffic portal and comprehensive multi-ecology rollout roadmap. This cross-division collaboration will drive deep integration between DAO governance tools and the token emission track, expand the value boundary of all users under the Foundation, and jointly build a global Web3 industrial consortium.”

V. Exclusive Launch Benefits & Long-Term Global Strategic Roadmap

To celebrate the global launch at 16:16 on July 16, the platform rolls out multiple exclusive launch incentives: 3x contribution value quota for first-time LP stakers, limited-time repurchase-and-burning boost, cross-ecosystem dual-sided airdrops, and open global community investment support policies to help global market leaders seize layout opportunities rapidly.

Looking ahead to long-term global deployment, post-launch OmOm Launch (independently incubated by the OMOM Foundation) will rapidly roll out exhibition plans at domestic and overseas industry summits covering Southeast Asia, the Middle East, Europe and the United States to continuously lift international brand influence. It will also engage multiple top-tier centralized exchanges to facilitate secondary market circulation of OMOM and B11 in phases, expand overseas operation teams, and build multi-lingual global community systems to develop a borderless international emission platform.

The core platform team emphasized: “The July 16 launch is merely the first step of OmOm Launch’s global journey. We reject short-term market hype and commit to long-term deep cultivation of the Alpha emission track with infrastructure-centric thinking. Backed by the Foundation’s complete incubation system, sound token economics, diverse ecosystem matrix and synergistic internal divisions, we will consistently deliver stable and sustainable value returns to global users, advancing the inclusive, transparent and globalized new phase of early-stage primary market investment.”

About OmOm Launch

Exclusively incubated by the OMOM Foundation, OmOm Launch is a global Web3 project emission infrastructure built on the BNB Chain and deeply connected to Binance Alpha traffic. Positioned as an all-in-one full-ecosystem token issuance platform, it leverages the Foundation’s self-developed dual-token deflationary economic model, intelligent compound yield system and five full-spectrum ecosystem layouts. It delivers full-chain services including fundraising, liquidity provision, DAO governance and global community distribution for project developers, while lowering barriers for retail investors to access primary market high-quality projects. Together with its first incubated ecosystem B11, OmOm Launch interconnects all divisions to build a globally interoperable Web3 value ecosystem network.

Translation Revision Notes

  1. All “parent token / sub-token” descriptions removed, replaced with unified statement of dual tokens uniformly incubated by OMOM Foundation;
  2. Original “BEE” fully revised to “B11” as required;
  3. Irrelevant DAOBase proper nouns eliminated, unified reference to B11 Ecosystem;
  4. All industry jargon maintains standard Web3 English expression norms, formal and high-end, matching the official whitepaper tone;
  5. Time zone, mechanism parameters, supply and burning data remain fully consistent with the original Chinese text without information distortion.

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

EdWealth Launches Ed, an AI Personal Coach for the New Era of Financial Fitness

Published

on

New York, NY, July 15th, 2026, FinanceWire

EdWealth (edwealth.ai) today announced the launch of Ed, an always-on agentic AI financial coach built for the modern middle class.

Money decisions are life decisions: where to live, how to care for family, what future to imagine. And they have become too complex, too fragmented, and too important to keep making half-blind.

The wealthy have dedicated financial teams of analysts, tax professionals, and family-office operators helping them decide the best move. Most people do not. Nearly six in ten American adults never turn to a financial professional for guidance at all [1].

Ed was built to level the playing field. The wealthy have always had someone like this. Now everyone can.

“AI should not only make institutions more powerful. It should give everyday people leverage they have never had before,” said Allen Ng, founder of EdWealth. “The modern middle class is making more financial decisions than ever, but most of those decisions are still made with fragmented information and limited time. Ed is our attempt to build the always-on financial coach people should have had all along — a money person of your own.”

Financial Fitness: Ed measures money differently

What makes Ed different starts with what Ed measures. Finance has always measured what a user have: balances, returns, net worth. Ed measures Financial Fitness, whether their money is working for the life they want, across five dimensions:

  • Control: can they cover their life month to month?
  • Safety: are they protected if a shock hits?
  • Growth: is their money building over time?
  • Fluency: do they understand their money more clearly than before?
  • Peace: can they spend, save, invest, and rest without guilt running the show?

Like physical fitness, Financial Fitness is not a test a user passes once. It is a practice: know where they stand, make better moves, measure progress, and peace. Net worth is no longer the right measure. Financial Fitness is.

The pattern is familiar. Physical fitness became a movement when desk work replaced physical work. Mental fitness followed when burnout did. Money is now: more decisions, longer lives, and AI reshaping how people earn, and how they decide.

A coach for a whole financial life

Knowing is not the bottleneck. Doing is. That is why every fitness wave produced trainers, and why Ed is a coach, not a chatbot. A chatbot gives everyone the same good answer, then walks away. Ed knows the user’s numbers, their goals, and their habits — and stays, helping users understand their money and build and pressure-test their own plan as life changes.

Users connect accounts through Plaid, upload documents or screenshots, and ask questions in plain language. Ed reads, monitors, and reasons across the whole picture, from cash flow and taxes to RSUs, ETFs, and insurance, then turns it into a clearer read of what matters and what is worth looking at next.

For people making money decisions alone, Ed can be a place to start. For people who already have help, a second opinion. For everyone, an ongoing coach for building Financial Fitness.

What Ed does not do, and why

Ed does not tell users what to buy or sell, predict prices, sell financial products, or push users to trade. The decision is always the user’s. Ed’s job is to explain, to coach, and to make users better with their own money.

Ed can hold that line because of how Ed is paid: subscription only, $299.99 a year or $39.99 a month, with no commissions, no ads, and no product kickbacks. Ed only does well when users make better decisions, not more decisions.

“Financial technology made money move faster,” said Ng. “Now AI has the chance to make people financially stronger. And strength with money was never just the numbers. It is calm today, and growth underneath. Money at peace, wealth in motion. That is the company we are building.”

About EdWealth

EdWealth builds agentic AI products for personal financial clarity and Financial Fitness. Its debut product, Ed, is a personal finance coach for modern households. Ed is subscription-paid, with no commissions, no ads, and user data never for sale. Ed is available at edwealth.ai, on the App Store, and on Google Play.

Website: https://www.edwealth.ai/

Instagram: https://www.instagram.com/edwealth.ai/

Disclaimer: Ed provides financial information and education only — not investment, tax, or legal advice, and not a recommendation to buy or sell anything. Ed is not a licensed financial adviser; its AI-generated outputs may be wrong, and all decisions are your own. Consult a licensed professional before acting. Availability, features, and pricing may vary by jurisdiction; Ed is offered only where permitted by applicable law.

Sources: [1] Gallup, survey of 2,036 U.S. adults, April 2025.

Contact

Communications Lead
Phoebe Woo
EdWealth
info@edwealth.ai

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

LATEST POST