Press Release
MetaPay-Open the Era of Meta Payment
Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.
Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.
In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.
Why is MetaPay followed by the public?
We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.
Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.
Based on these market pain points, the founding team of MetaPay put forward the idea of meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure,is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.
The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.
MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.
It is mainly achieved through the following three aspects:
Two-way payment channel
Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.
Lightning Network
By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment of payment channels.
The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.
Blockchain arbitration mechanism
It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.
The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.
If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.
Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.
Therefore, Meta NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.
In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.
Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:


Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.
As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.
If you want to know lates news about MetaPay, please check following links:
MetaPay Twitter:https://twitter.com/Metapay1/
MetaPay Telegram:https://t.me/metapaygroup
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Paul Bowman Knoxville Brings Historical Discipline to Nonprofit Leadership
Tennessee, US, 1st February 2026, ZEX PR WIRE, Paul Bowman of Knoxville views fundraising through the lens of a historian. For over thirty years, he has brought structure, continuity, and a deep respect for precedent to the nonprofit world. His leadership style reflects his training as a history instructor and his long experience in development roles across higher education, social services, and faith-based foundations.
Educated at Lee University and the University of Memphis, Bowman has spent much of his career helping organizations plan for the future while honoring the past. He sees parallels between historical research and fundraising strategy: both demand thorough documentation, context awareness, and long-term thinking.
“In history, you don’t act on guesses,” Bowman says. “You document sources, understand timelines, and look at cause and effect. Fundraising is the same.”
As a nonprofit executive, Bowman uses this approach to guide policy, engage donors, and design fundraising systems that endure beyond any one campaign. He believes sustainable development depends on more than charisma or urgency. It requires institutional memory, consistent planning, and clear records—principles rooted in his academic discipline.
This mindset has shaped Bowman’s leadership at the Holston Conference Foundation, where he served as President and CEO. There, he helped build endowment strategies and legacy programs that reflected both donor intent and organizational goals. His work ensured that gifts aligned with mission, documentation supported decisions, and communication remained steady at every stage.
Bowman also brings historical insight into board development and team training. He encourages organizations to see fundraising not as a series of transactions, but as a process shaped by culture, values, and past decisions. When new leaders or staff members join, he supports onboarding that includes historical context. What commitments have been made? What strategies have worked? Where have shifts occurred?
This level of depth helps organizations avoid repeating mistakes or discarding effective practices. It also strengthens trust with donors, who see that their contributions are part of a thoughtful, consistent framework.
Bowman’s teaching experience reinforces his communication skills. As an adjunct history instructor, he has worked with students online and in person, translating complex topics into clear takeaways. That same clarity defines his donor outreach. He avoids jargon and focuses on shared understanding. Whether discussing a major gift or a planned legacy, Bowman ensures both sides know what to expect.
His approach does not rely on trends. It rests on structure. That makes it resilient—especially in times of transition or uncertainty. By grounding leadership in context and continuity, Bowman helps nonprofits stay focused on mission and purpose, even as goals evolve.
About Paul Bowman
Paul Bowman Knoxville is a nonprofit executive and history instructor with over three decades of experience in development leadership. His career spans higher education, social services, and faith-based foundations. Known for his structured and transparent approach, Bowman helps organizations build lasting fundraising programs rooted in clarity and context.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
REI Accelerator Champions the Rise of Creator-Led Capital in Real Estate
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From Austin, Texas, REI Accelerator is helping content creators turn trust into investment capital—one deal at a time.
Austin, TX, 1st February 2026, ZEX PR WIRE, REI Accelerator is raising awareness around a fast-growing shift in the real estate industry: the rise of creator-led capital. With more creators building loyal audiences through YouTube, podcasts, newsletters, and social platforms, a growing number are now turning that trust into real estate investing power.

“The best fundraisers today aren’t always from finance,” said a spokesperson from REI Accelerator. “They’re the ones who’ve been teaching, sharing, and showing up for their audience for years. Capital is following trust.”
According to REI Accelerator Reviews, the trend is clear. Creators with small but loyal followings are quietly raising hundreds of thousands, even millions, in private capital without traditional marketing funnels. This model flips the script on outdated fundraising methods by putting education and transparency first.
The Data Behind the Trend
The creator economy is now worth over $250 billion globally, with more than 50 million people identifying as creators. At the same time, platforms like CrowdStreet report that 70% of real estate deals now involve direct-to-investor outreach, signaling a shift away from exclusive capital networks.
This new wave of entrepreneurs isn’t selling courses. They’re structuring deals.
“We work with creators who don’t want to sell hype,” said REI Accelerator. “They want to offer real value. We help them build clean systems and raise money the right way.”
Empowering Everyday Experts to Enter REI
REI Accelerator is using its platform to help more creators understand how to raise capital legally and effectively. That includes:
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Educating on SEC-compliant deal structures
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Coaching on investor communications and expectations
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Helping creators avoid common legal and branding mistakes
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Supporting scalable fundraising with systems that grow with them
“Most of the creators we help have never raised a dollar before,” shared REI Accelerator Reviews. “But they have an audience that trusts them. That’s a better starting point than cold leads.”
Why This Matters
This model opens the door for a more inclusive investor class. Instead of relying on family money or legacy networks, creators can build their own communities and fund their own deals.
It also helps investors feel more connected. People want to back people they know—not just faceless operators.
“The creators we work with are transparent,” REI Accelerator said. “They show their process. They share their numbers. That builds real confidence.”
Call to Action: Start Building Trust Before Capital
REI Accelerator isn’t calling for more ads or funnels. Their advice is simple:
Start sharing before you start raising.
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Post content that teaches.
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Build a waitlist early.
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Talk about what you’re learning.
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Keep it real.
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Grow slow and steady.
“Raising capital doesn’t start with a pitch,” they say. “It starts with showing up. The rest follows.”
About REI Accelerator
REI Accelerator is a real estate coaching and systems-building program that helps new operators scale with confidence. Based in Austin, Texas, the company specializes in helping investors set up repeatable deal systems, raise private capital responsibly, and lead with integrity. REI Accelerator Reviews have made the program a trusted name for content creators, solo GPs, and new fund managers who want to build long-term success—without the hype.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Gary Mazin Highlights How System Strain Is Affecting Toronto Residents
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Gary Mazin of Toronto, Canada, outlines how broader pressures in the personal injury system are being felt at a local level.
Toronto, Canada, 1st February 2026, ZEX PR WIRE, Ongoing strain across Canada’s civil justice and healthcare systems is having a direct and growing impact on individuals in the Greater Toronto Area, according to Gary Mazin, owner of Mazin & Associates. Drawing on his experience in personal injury law, Mazin is pointing to how national and provincial pressures are translating into everyday realities for local residents.

“People experience these systems locally, not in the abstract,” Mazin says. “What happens at a national level shows up in neighbourhood timelines, hospital visits, and court schedules.”
How a Broader Issue Shows Up Locally
In Ontario, civil court backlogs remain elevated. Publicly available data indicate that civil matters in the Toronto region are taking 25–35% longer to move through early stages than they did before 2020. Some personal injury-related proceedings are taking 6 to 12 months longer than earlier averages.
Healthcare capacity is also a factor. In the Toronto Central region, wait times for certain non-emergency assessments have increased by approximately 18–22% year over year, adding layers of delay to already complex processes.
“Stress doesn’t disappear,” Mazin notes. “It accumulates. You see it most clearly in large urban centres like Toronto.”
Digital communication has become dominant as well. Estimates suggest that more than 70% of legal and administrative communication in Ontario is now handled electronically. While this has increased access, it has also raised expectations for speed that systems cannot always meet.
“Speed on the surface doesn’t equal progress underneath,” Mazin says. “Technology changes the interface, not the structure.”
Why Local Context Matters
Outcome variability has widened in recent years. Regional comparisons suggest that similar matters in the GTA now show outcome ranges 10–15% broader than they did five years ago, reflecting inconsistent timelines and procedural differences.
“People want certainty,” Mazin says. “But the system is more layered now than it used to be.”
Administrative requirements have also expanded. Documentation demands tied to injury-related matters in Ontario have grown by an estimated 15–20%, increasing the burden on individuals navigating the process.
“Complexity doesn’t make headlines,” Mazin adds. “But it shapes the experience.”
Local Action List: What Exists at the Community Level
The following reflects common local-level actions and touchpoints currently available in Toronto, rather than recommendations:
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Reviewing publicly available court scheduling updates for the Toronto region
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Monitoring Ontario Health wait-time dashboards
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Accessing community legal education materials offered by local organisations
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Attending virtual or in-person public legal information sessions
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Using hospital patient relations offices for processing information
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Consulting publicly funded legal information clinics
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Tracking case status through official online portals
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Reading Ontario court procedural guides
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Comparing regional service timelines published by provincial bodies
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Staying informed through local civic and legal reporting
Finding Trustworthy Local Resources
Trustworthy local resources typically share clear sourcing, transparent authorship, and alignment with official provincial or municipal information. In Toronto, these often include government websites, hospital networks, court communications, and recognised community legal organisations. Cross-referencing information across multiple local sources can also help individuals understand how broader issues apply locally.
Mazin emphasises that while these pressures are not unique to Toronto, scale magnifies their impact.
“The system rewards understanding,” he says. “Not assumptions.”
Call to Action
Readers are encouraged to identify one local information source or community-level step today to better understand how broader system changes affect them where they live.
About Gary Mazin
Gary Mazin is the owner and principal lawyer of Mazin & Associates, a personal injury law firm based in Toronto, Canada. He holds a Bachelor of Arts from the University of Toronto, a law degree from Osgoode Hall Law School, and an MBA from the Schulich School of Business at York University. Originally from the former Soviet Union, Mazin is known for his structured, process-driven approach to law, business, and leadership.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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