Press Release
MetaPay-Open the Era of Meta Payment
Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.
Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.
In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.
Why is MetaPay followed by the public?
We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.
Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.
Based on these market pain points, the founding team of MetaPay put forward the idea of meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure,is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.
The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.
MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.
It is mainly achieved through the following three aspects:
Two-way payment channel
Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.
Lightning Network
By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment of payment channels.
The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.
Blockchain arbitration mechanism
It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.
The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.
If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.
Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.
Therefore, Meta NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.
In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.
Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:


Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.
As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.
If you want to know lates news about MetaPay, please check following links:
MetaPay Twitter:https://twitter.com/Metapay1/
MetaPay Telegram:https://t.me/metapaygroup
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Finance Complaint List Exposes Richmond Terrace Capital Scam, Urges Victims to Report Fraud to FBI, SEC, FTC, and FinanceComplaintList.com
Victims of Richmond Terrace capital, crypto scams, and romance scams are encouraged to file complaints through FinanceComplaintList.com and official authorities to help stop global fraud.

Finance Complaint List, a trusted consumer protection platform based in New York’s Financial District, has issued an urgent warning regarding Richmond Terrace Capital, an alleged fraudulent investment operation scamming unsuspecting individuals. The organisation is encouraging victims of Richmond Terrace capital and similar schemes to take immediate action by filing reports through official regulatory and law enforcement channels, including the FBI, IC3.gov, FTC, SEC, and FinanceComplaintList.com.
A Growing Web of Financial Deception
According to multiple reports, Richmond Terrace Capital has been deceiving investors through false promises of high returns and misleading crypto investment opportunities. Victims describe the company’s tactics as highly sophisticated, often involving fake profiles, cloned websites, and manipulated digital wallets designed to appear legitimate. These tactics mirror those seen in romance scams, pig-butchering scams, and other crypto investment frauds, where victims are slowly drawn into a cycle of trust before being financially exploited.
The Finance Complaint List warns that the operators behind Richmond Terrace Capital are likely running a large-scale fraud ring targeting victims globally. The organization emphasizes that victims should not remain silent and should document and report their cases immediately to prevent further losses and assist law enforcement investigations.
Encouraging Victims to Take Action
Finance Complaint List is actively helping victims document and report fraudulent activities through its dedicated online platform, www.financecomplaintlist.com, a verified database where individuals can file complaints, track fraudulent entities, and read scam alerts from other users.
Victims of Richmond Terrace capital, as well as those affected by similar schemes such as romance scams or fake crypto platforms, are encouraged to file a formal report by contacting:
support@financecomplaintlist.com
Additionally, victims should report their cases to federal and regulatory agencies:
- Federal Bureau of Investigation (FBI) via IC3.gov
- U.S. Securities and Exchange Commission (SEC)
- Federal Trade Commission (FTC)
By taking swift action, victims not only improve their chances of recovery but also help prevent others from falling prey to similar scams.
Protecting Investors and Restoring Trust
Finance Complaint List continues to expand its database of financial misconduct cases, providing transparency and empowerment to consumers. With over a thousand verified complaints already filed and hundreds of cases resolved, the platform serves as both a warning system and an educational resource for the public.
The platform’s mission is to restore confidence in digital and traditional financial markets by creating accountability and traceability in scam reporting. Visitors can access resources to identify common scam tactics, learn red flags of fraudulent investments, and verify the legitimacy of financial companies before engaging.
A Message from Finance Complaint List
“Scams like Richmond Terrace capital not only devastate victims financially but also erode public trust in legitimate financial innovation,” said Daniel Wilson, spokesperson for Finance Complaint List. “We urge anyone who has fallen victim, whether through investment fraud, romance scams, or crypto schemes, to file a report and join the growing network of individuals taking a stand against financial exploitation.”
The Finance Complaint List also maintains active awareness channels to educate the public about evolving scam patterns and victim recovery options.
Follow the finance complaint list on social media.
X (Twitter): https://x.com/financecomplain
YouTube: https://youtube.com/@financecomplaintlist
About Finance Complaint List
Finance Complaint List is an investor protection and consumer awareness platform based in New York City. The organisation allows users to file, track, and review financial complaints against companies and individuals involved in misconduct. By creating an accessible global database of verified complaints, Finance Complaint List helps investors make informed decisions and avoid fraudulent schemes.
Disclaimer: Finance Complaint List is not a law enforcement agency. All scam reports are subject to verification and should also be filed with appropriate federal authorities such as the FBI, SEC, FTC, or IC3.gov.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Wetality – A Transparent and Premium CBD Webshop for Quality-Conscious Consumers
The CBD market has grown rapidly in recent years, and with that growth has come an overwhelming number of brands, products, and quality levels. As a consumer, it can be difficult to know which brands you can truly trust. This is where Wetality stands out as a solid and well-thought-out choice – especially if you care about documented quality, clean ingredients, and transparency.
In this blog post, we take a closer look at Wetality as a webshop and brand, their approach to quality and production, and provide practical guidance to help you choose the right CBD product.
First Impression of the Wetality Webshop
When visiting the Wetality webshop, it is immediately clear that this is a brand that prioritizes credibility and professionalism. The design is clean, minimal, and easy to navigate, without exaggerated marketing promises. Instead, you are met with clear product descriptions, transparent information, and an overall premium feel.
Products are presented with a strong focus on:
- ingredients
- strength and concentration
- intended use
- quality standards and testing
This creates a sense of trust – especially for first-time CBD users who may have many questions.
Documented Quality Through Third-Party Lab Testing
One of the most important quality indicators in the CBD industry is independent verification. This is an area where Wetality performs particularly well.
Wetality uses third-party laboratory testing, meaning their products are analyzed by independent labs. These tests typically verify:
- CBD content and potency
- THC levels (where applicable)
- absence of heavy metals, pesticides, and other unwanted substances
For consumers, this means you do not have to rely solely on marketing claims. Instead, you can make informed decisions based on real data. This level of documentation is a strong quality marker and something usually associated with more premium CBD brands.
Clean Ingredients and CO₂ Extraction
Wetality places strong emphasis on clean, high-quality ingredients, which is clearly reflected in both their product formulations and descriptions. Their CBD oils are created with simplicity and purity in mind, without unnecessary additives.
In addition, Wetality uses CO₂ extraction, which is widely considered the gold standard for CBD extraction.
Key benefits of CO₂ extraction include:
- preservation of the plant’s active compounds
- no residual solvents in the final product
- a cleaner, more stable extract
This extraction method is typically used by brands that prioritize quality over cost, reinforcing Wetality’s positioning as a premium CBD brand.
A Premium Brand Built on Transparency
Transparency is essential in the CBD industry, and Wetality makes a clear effort to provide it. They are open about:
- their production methods
- product ingredients
- CBD concentrations
- laboratory testing
There is little ambiguity or vague language. Instead, Wetality answers the questions most consumers have before making a purchase – clearly and directly.
This transparency makes Wetality particularly appealing to:
- first-time CBD users
- quality-conscious consumers
- individuals who want full control over what they consume
A Few Quick Tips When Ordering from Wetality
To ensure you get the best possible start with CBD, here are a few simple but important tips when ordering from the Wetality webshop.
New to CBD?
If you are new to CBD, it is recommended to start with a lower strength. This allows you to observe how your body responds before increasing your dosage.
CBD affects individuals differently, and it is completely normal to adjust your dose over time.
Want to Avoid THC Completely?
If avoiding THC is important to you – for example due to work, testing, or personal preference – choose a product that is clearly labeled as THC-free.
Wetality makes it easy to distinguish between different product types, so there is no confusion.
Daily Wellness vs. Specific Needs
Consider your reason for using CBD:
- For daily wellness, classic CBD oils are usually sufficient
- For more targeted needs, stronger formulations may be more appropriate
More CBD is not necessarily better – the key is choosing the right product for your specific goal.
Which CBD Strength Is Right for You?
Choosing the right CBD strength depends on several factors:
- body weight
- prior experience with CBD
- your reason for use
As a general guideline:
- Low strength: Ideal for beginners and light daily support
- Medium strength: Suitable for users with some CBD experience
- High strength: Best for experienced users with specific needs
Wetality’s product range allows you to start low and gradually increase if needed.
10 ml or 30 ml – Which Size Should You Choose?
Choosing between 10 ml and 30 ml bottles mainly depends on your usage habits and preferences.
- 10 ml is ideal if:
- you are trying CBD for the first time
- you want to test a product
- you prefer flexibility
- 30 ml is a good choice if:
- you already know what works for you
- you use CBD daily
- you want better value per milliliter
Wetality offers both sizes, making it easy to choose based on your needs rather than price alone.
How to Dose CBD in Practice
When it comes to dosing CBD, the principle “start low and go slow” remains the best advice.
Typical dosing approach:
- Start with 1–3 drops once daily
- Monitor the effects over a few days
- Increase gradually if necessary
Many users prefer to take CBD:
- in the morning for calm and focus
- in the evening for relaxation
Place the oil under your tongue and hold it for about 60 seconds before swallowing to ensure optimal absorption.
Conclusion: Is Wetality Worth Choosing?
Wetality is a strong and reliable option, especially if you value:
- documented quality through third-party lab testing
- clean ingredients and CO₂ extraction
- a premium brand built on transparency
The webshop is easy to navigate, product information is thorough, and quality clearly takes priority over aggressive sales tactics. In a market where trust and documentation matter more than ever, Wetality stands out as a brand worth considering.
Whether you are new to CBD or looking to upgrade from a lower-quality alternative, Wetality offers a safe, transparent, and premium experience.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Locksmith Solutions Launches 24/7 Emergency and Automotive Locksmith Services Across Las Vegas
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Expanding Accessibility and Trust with Round-the-Clock Locksmith Support for Homes, Businesses, and Vehicles.
Las Vegas, NV, 16th January 2026, ZEX PR WIRE, Locksmith Solutions, a trusted name in comprehensive locksmith and security services, proudly announces the expansion of its operations with the launch of 24/7 emergency and automotive locksmith services across Las Vegas. This initiative reflects the company’s continued dedication to providing rapid, reliable, and licensed locksmith solutions to residents, businesses, and drivers throughout the city.
“Expanding our locksmith services to 24/7 availability allows us to serve our community when they need us most. “Our team is committed to delivering fast, reliable, and professional service across Las Vegas—day or night.”
With an increasing demand for immediate assistance during unexpected lockouts and security issues, Locksmith Solutions now ensures help is always available—day or night. Whether it’s a home lockout, a broken car key, or an ignition malfunction, the company’s licensed and experienced technicians are on standby 24 hours a day, seven days a week, delivering fast, professional, and efficient service wherever it’s needed.
“Emergencies don’t follow a schedule, and neither do we,” said a spokesperson for Locksmith Solutions. “Our 24/7 expansion is all about giving our community dependable access to locksmith help whenever they need it most. We’ve built our business on trust, speed, and expertise, and this move allows us to deliver that peace of mind to even more people across Las Vegas.”
The company’s expanded services include emergency lockouts for residential and commercial clients, rekeying, lock changes, key extractions, and on-the-spot security upgrades. Each technician is fully equipped with modern tools and technology, allowing them to perform precise work quickly and safely, minimizing inconvenience and ensuring client satisfaction. Locksmith Solutions treats every call as a priority, dispatching skilled technicians immediately to the customer’s location for prompt support.
“Our automotive division has been growing steadily,” said another company representative. “Drivers rely on us for fast, reliable help when their keys or ignition systems fail. By expanding our 24-hour automotive service in Las Vegas, we’re ensuring that no driver in Las Vegas is left stranded without immediate assistance.”
All Locksmith Solutions technicians are licensed, insured, and certified, giving customers complete confidence in the safety and quality of their work. The company places a strong emphasis on continuous training, ensuring that its team remains current with the latest locksmith technologies, including smart locks, electronic access systems, and advanced vehicle security features.
Locksmith Solutions has earned a trusted reputation across Las Vegas, backed by top-rated customer reviews highlighting its professionalism, courtesy, and reliable results. With the addition of round-the-clock emergency and automotive locksmith services, the company continues to strengthen its commitment to community safety and dependable service.
“Our goal is to be the locksmith service people know they can count on,” added the spokesperson. “Whether it’s 3 PM or 3 AM, our team is ready to help—fast, professional, and committed to restoring safety and convenience for every customer.”
For emergency assistance or general service inquiries, customers can contact Locksmith Solutions directly using the details below.
About Locksmith Solutions
Locksmith Solutions is a full-service locksmith company based in Las Vegas, providing expert residential, commercial, and automotive services. With a focus on fast, reliable, and professional solutions, the licensed and certified team ensures the safety and security of homes, businesses, and vehicles across the area. From emergency lockouts and key replacements to high-security installations and access control systems, Locksmith Solutions combines technical expertise with personalized service.
Contact Information
Website: https://locksmithsolutionslv.com
Location: 3305 Spring Mountain Rd, Suite #66, Las Vegas, NV 89102
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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