Press Release
MetaPay-Open the Era of Meta Payment
Since the birth of mankind, we seem to have never experienced lasting peace and prosperity. We have tried our best to build one civilization after another, but because of lack of trust and coordination, it always disappeared immediately. In the evolution of the universe, humans have walked for millions of years, but even though they have faced countless difficulties together, they still cannot understand each other in the end.
Just when we were about to lose confidence, the emergence of blockchain relighted our hopes. The greatness of decentralized consensus is that code is more reliable than human nature, and “Code is Law” can last the development of civilization. Decentralization allows independent thoughts to shine like stars, and at the same time allows trillions of individuals to reach a commendable consensus on the identification of rules and trends, and enable the collaboration between humans to reach an unprecedented height and breadth.
In the collaboration between many humans, MetaPay shines with the brightest light, guiding us towards eternity.
Why is MetaPay followed by the public?
We know that the existing global payment system relies on the establishment of various centralized governments, central banks and some third-party payment institutions. There seems to be no problem with the existing payment system, it has very fatal flaws.
Firstly, the fully centralized governance system makes the system very easy to be attacked by hackers, and once it is attacked, it will cause catastrophic consequences. Secondly, the high transfer fees and management fees have seriously harmed the interests of users. Thirdly, when it comes to cross-border transfers and payments, the speed and efficiency will be greatly reduced, which is not conducive to the development of commercial trade.
Based on these market pain points, the founding team of MetaPay put forward the idea of meta-financial payment.

Meta Finance, derived from Metaverse, is committed to the construction of virtual and real payment infrastructure,is a safe and efficient Meta financial payment ecosystem based on the Ethereum Layer 2 expansion protocol developed by genius blockchain technology geeks. The main direction is cross-chain payment and ecological construction of virtual assets, including decentralized payment , pledge, liquidity mining, NFT aggregator, etc.
The reason why MetaPay can carry the efficient and complicated payment requirements is because of its strong cryptographic algorithm. It uses the discrete logarithm encryption and elliptic curve encryption which are commonly used in modern public key crypto systems. At the same time, it uses the non-interactive zk-SNARKs zero-knowledge proof system to completely address the issue of transactions being traced to expose user privacy.
MetaPay adopts the Layer 2 technology based on Ethereum, and achieves a flash payment experience comparable to Internet products through expansion of the off-chain channel. In addition to the extremely fast payment experience, there is no handling fee in the off-chain channel, which effectively solves the problems of slow speed and high gas fee of the Ethereum.
It is mainly achieved through the following three aspects:
Two-way payment channel
Two participants create a ledger entry on the blockchain, which requires the two participants to sign any fund expenditures. Both parties create transactions that return ledger entries to their respective allocations, but do not broadcast them to the blockchain. They can update the personal distribution of ledger entries by creating many transaction expenditures from the current ledger entry output. Only the latest version is valid, which is enforced by smart contract scripts that can be analyzed by the blockchain. By broadcasting the latest version to the blockchain, any party can close the entry at any time without any trust or custody.
Lightning Network
By creating a network of two-party ledger entries, you can find a path across the network, similar to routing data packets on the Internet. The nodes on the path are not trusted because the payment is executed through a script that enforces atomicity (the entire payment succeeds or fails) by decrementing the time lock. In order to expand Lightning Network in Layer 2, MetaPay incorporates two basic protocols, RSMC (Revocable Sequential Maturity Contract) and HTLC (Hash Clocked Contract) in the transaction verification process of the underlying protocol which is to build the Fund pool on Layer 2 and the establishment of payment channels.
The Lightning Network on Layer 2 has many advantages. The first is instant determinism. As long as the signatures of all parties pass the status update, the status will be “confirmed” without waiting for block confirmation on the blockchain; Secondly, The status update is off-chain, and peer-to-peer communication can guarantee privacy. Only the final status will be submitted to the blockchain. Finally, there is a low gas fee. The Lightning Network only needs to settle and clear the fees on the blockchain when the channel is opened and closed. At other times, no matter how the two parties update in the channel, the transaction is free.
Blockchain arbitration mechanism
It is possible to conduct transactions outside the blockchain without restrictions. It is also possible to conduct off-chain transactions with the confidence that it is executable on the blockchain. This is similar to the way one person enters into many legal contracts with others, but there is no arbitration every time a contract is signed. By making transactions and scripts parseable, smart contracts can be executed on the blockchain. Only in the case of non-cooperation, arbitration will be intervened. But for blockchain, the result is certain.

There is no doubt that the technical team of MetaPay understands the pain points of the current market very well. Through the above three points, MetaPay can completely break the congestion of existing Ethereum network transactions and achieve the best transaction speed in the entire network.
The MetaPay system with advantages such as instant payment, high scalability, low cost and cross-chain will help mankind get rid of the shackles of the existing payment system and realize the ultimate dream of payment freedom.
If you think MetaPay’s planning stops at payment, then you are wrong. After completes the payment infrastructure, it will use Meta NFT as the starting point to fully deploy the metaverse ecology.
Let’s first look at the layout of Meta NFT. It aims to build the world’s largest NFT asset and financial derivatives trading platform with the richest ecology and the strongest technical strength.
Therefore, Meta NFT is integrating more than 100 animation IP and 1,000 global artists and collecting more than 5,000 contemporary artworks as a reserve. Users will be free to trade NFT assets including artwork and real estate in Meta NFT.
In addition to NFT asset trading, Meta NFT allows users to mint their custom NFT assets.
Users can directly create NFTs in Meta NFT Layer 2, and the changes in the state of the world in the system are similar to recharging NFTs. Web, Mobile App and API-based user interfaces to the Mint smart contract will be developed to make asset creation and management a simple process. The following parameters define a new custom asset:


Currently, MetaPay has completed the construction of the development team, the internal structure of the functional prototype, and is focusing on the development of the first version of MetaPay. Although the development work is still in progress, MetaPay has completed the internal angel round of fundraising and is in the process of private sales. At present, it has received preliminary investment intentions from global leading institutions such as CMS, AU21, DFG, NGC, Rarestone, LinkPad, etc.
As of press time, the MetaPay team is still intensively developing. It is believed that users will be able to directly use MetaPay and NFT asset trading shortly. We are very much to see it soon.
If you want to know lates news about MetaPay, please check following links:
MetaPay Twitter:https://twitter.com/Metapay1/
MetaPay Telegram:https://t.me/metapaygroup
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
EdWealth Launches Ed, an AI Personal Coach for the New Era of Financial Fitness
New York, NY, July 15th, 2026, FinanceWire
EdWealth (edwealth.ai) today announced the launch of Ed, an always-on agentic AI financial coach built for the modern middle class.
Money decisions are life decisions: where to live, how to care for family, what future to imagine. And they have become too complex, too fragmented, and too important to keep making half-blind.
The wealthy have dedicated financial teams of analysts, tax professionals, and family-office operators helping them decide the best move. Most people do not. Nearly six in ten American adults never turn to a financial professional for guidance at all [1].
Ed was built to level the playing field. The wealthy have always had someone like this. Now everyone can.
“AI should not only make institutions more powerful. It should give everyday people leverage they have never had before,” said Allen Ng, founder of EdWealth. “The modern middle class is making more financial decisions than ever, but most of those decisions are still made with fragmented information and limited time. Ed is our attempt to build the always-on financial coach people should have had all along — a money person of your own.”
Financial Fitness: Ed measures money differently
What makes Ed different starts with what Ed measures. Finance has always measured what a user have: balances, returns, net worth. Ed measures Financial Fitness, whether their money is working for the life they want, across five dimensions:
- Control: can they cover their life month to month?
- Safety: are they protected if a shock hits?
- Growth: is their money building over time?
- Fluency: do they understand their money more clearly than before?
- Peace: can they spend, save, invest, and rest without guilt running the show?
Like physical fitness, Financial Fitness is not a test a user passes once. It is a practice: know where they stand, make better moves, measure progress, and peace. Net worth is no longer the right measure. Financial Fitness is.
The pattern is familiar. Physical fitness became a movement when desk work replaced physical work. Mental fitness followed when burnout did. Money is now: more decisions, longer lives, and AI reshaping how people earn, and how they decide.
A coach for a whole financial life
Knowing is not the bottleneck. Doing is. That is why every fitness wave produced trainers, and why Ed is a coach, not a chatbot. A chatbot gives everyone the same good answer, then walks away. Ed knows the user’s numbers, their goals, and their habits — and stays, helping users understand their money and build and pressure-test their own plan as life changes.
Users connect accounts through Plaid, upload documents or screenshots, and ask questions in plain language. Ed reads, monitors, and reasons across the whole picture, from cash flow and taxes to RSUs, ETFs, and insurance, then turns it into a clearer read of what matters and what is worth looking at next.
For people making money decisions alone, Ed can be a place to start. For people who already have help, a second opinion. For everyone, an ongoing coach for building Financial Fitness.
What Ed does not do, and why
Ed does not tell users what to buy or sell, predict prices, sell financial products, or push users to trade. The decision is always the user’s. Ed’s job is to explain, to coach, and to make users better with their own money.
Ed can hold that line because of how Ed is paid: subscription only, $299.99 a year or $39.99 a month, with no commissions, no ads, and no product kickbacks. Ed only does well when users make better decisions, not more decisions.
“Financial technology made money move faster,” said Ng. “Now AI has the chance to make people financially stronger. And strength with money was never just the numbers. It is calm today, and growth underneath. Money at peace, wealth in motion. That is the company we are building.”
About EdWealth
EdWealth builds agentic AI products for personal financial clarity and Financial Fitness. Its debut product, Ed, is a personal finance coach for modern households. Ed is subscription-paid, with no commissions, no ads, and user data never for sale. Ed is available at edwealth.ai, on the App Store, and on Google Play.
Website: https://www.edwealth.ai/
Instagram: https://www.instagram.com/edwealth.ai/
Disclaimer: Ed provides financial information and education only — not investment, tax, or legal advice, and not a recommendation to buy or sell anything. Ed is not a licensed financial adviser; its AI-generated outputs may be wrong, and all decisions are your own. Consult a licensed professional before acting. Availability, features, and pricing may vary by jurisdiction; Ed is offered only where permitted by applicable law.
Sources: [1] Gallup, survey of 2,036 U.S. adults, April 2025.
Contact
Communications Lead
Phoebe Woo
EdWealth
info@edwealth.ai
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
TCL Introduces New Genuine Wood Ceiling Fan Series on Amazon for Modern Homes
TCL expanded its smart home portfolio with the official launch of a premium fifty-two inch solid wood ceiling fan on Amazon, engineered to provide aerodynamic energy efficiency for year-round residential ventilation.
Los Angeles, California, United States, 15th Jul 2026 — TCL, a global pioneer in consumer electronics and home technology, today announced the official availability of its latest climate control development on Amazon, the TCL 52-Inch Solid Wood Ceiling Fan with Light and Remote. This corporate expansion underscores the commitment of the brand to delivering advanced home engineering that balances natural materials with optimized interior ventilation. The full technical specifications and retail availability are accessible at https://www.amazon.com/dp/B0FWJ2GL59.

Unlike standard home appliances, the new series features three aerodynamically sculpted genuine wooden blades. The engineering design minimizes the uneven air resistance common in traditional hardware, distributing airflow smoothly to reduce mechanical noise. Designed to integrate into multiple architectural aesthetics, the product accommodates contemporary minimalist, Scandinavian, and classic American styles.
The hardware configuration is engineered for structural versatility across varied interior spaces. Each unit is equipped with three distinct downrod options measuring five inches, ten inches, and twenty-four inches. This allows the system to be deployed under standard vertical clearance or within high-ceiling environments, including fifteen-degree sloped vaults up to an eighteen-by-eighteen foot coverage area. Powering the system is a thirty-watt pure copper direct current motor, which delivers robust operational capacity while achieving an eighty percent reduction in electrical consumption compared to conventional alternating current alternatives.
The integrated lighting system features a three-color temperature adjustable light-emitting diode kit, allowing transitions between three thousand Kelvin, four thousand five hundred Kelvin, and six thousand Kelvin. A built-in automated memory function retains the last active operational state upon activation. Additionally, the reversible motor configuration supports a summer cooling setting and a winter heat redistribution setting, managing thermal efficiency across all seasons. The product portfolio includes a comprehensive two-year quality guarantee and twenty-four-seven technical consumer assistance. Additional verification regarding structural components and global distribution logistics can be reviewed at https://www.amazon.com/dp/B0FWJ2GL59.
About TCL: TCL Lighting was founded in 2000 and is an important ecological enterprise under TCL. It integrates research and development, production, and sales of LED and LED application solutions, committed to developing advanced Micro LED displays, Mini LED backlights and displays, as well as LED green lighting and intelligent lighting businesses. TCL Lighting is committed to using light technology to improve people’s lives and experiences, creating a healthy, safe, and intelligent lighting environment.
Media Contact
Organization: TCL VERY Lighting Technology Co., Ltd.
Contact Person: Jonathan Vance
Website: https://www.tcl.com
Email:
Lightservice@tcl.com
City: Los Angeles
State: California
Country:United States
Release id:47111
The post TCL Introduces New Genuine Wood Ceiling Fan Series on Amazon for Modern Homes appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Atlas Healthcare Fund by VST Capital Entered Eli Lilly at $350 in 2020 — The Stock Now Trades Above $1,200
New York, United States, July 15th, 2026, FinanceWire
Atlas Healthcare Fund managed by VST Capital, today highlighted a series of early conviction investment decisions that have defined its track record since launch — none more striking than its position in Eli Lilly and Company, entered at approximately $350 per share in 2020, years before GLP-1 receptor agonists became the most consequential pharmaceutical story of the decade. Eli Lilly now trades above $1,200, a gain of more than 246% from the fund’s entry point.
At the time of purchase, Lilly’s tirzepatide was in Phase II trials with limited analyst coverage and minimal institutional positioning. VST Capital’s investment team had read the data, understood the mechanism, and build the position quietly. The market caught up years later.
“We did not buy Eli Lilly because of a price target,” said Dr. Sarah Morie, Co-Founder and Chief Investment Officer of Atlas Healthcare Fund. “We bought it because our team had read the Phase II data and believed tirzepatide was a genuinely differentiated asset in a disease area that mainstream medicine had chronically underestimated.”
A Pattern of Early Conviction
The Eli Lilly call was not isolated. Alnylam Pharmaceuticals was entered at approximately $110 in 2020, when RNA interference was considered a niche platform with limited commercial application. It reached $491 in October 2025 — a gain of more than 346% from the fund’s entry price — before the broader market had fully understood what the RNAi platform was capable of.
TransMedics Group was identified in 2020 when the company’s organ care platform was largely unknown outside specialist transplant medicine. Entered at approximately $18, the position returned more than 275% from cost as the platform transformed the standard of care for organ transplantation and revenue scaled accordingly.
Inari Medical was entered following the company’s 2020 IPO, when VST Capital’s clinical team identified its thrombectomy device as structurally superior to existing treatment options for venous thromboembolism. The position generated a realised gain of more than 250% when Stryker acquired the company in April 2025 at a significant premium — a validation, in the fund’s view, of exactly what its clinical assessment had concluded five years earlier.
In each case the investment originated not from a financial screen but from a clinical question: is this technology genuinely better than what exists, and does the market understand that yet?
The Track Record
Since inception in January 2020, Atlas Healthcare Fund has delivered a cumulative net return of +1,720.9% through December 2025, averaging more than 57% annually across six full calendar years. The fund is managed by VST Capital and manages approximately $193 million across 38 concentrated positions. Minimum investment is $5,000. No management fee is charged.
About VST Capital
VST Capital is a New York-based investment management firm and the managing entity of Atlas Healthcare Fund. The firm was founded with the conviction that deep clinical and scientific expertise creates durable, repeatable investment advantages in the healthcare sector that generalist investors cannot replicate.
Contact
PR
Valerie Blanchard
VST Capital
pr@vstcapital.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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