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Guavas Finance Sets The Standard For Invoice Finance and Funding For UK Businesses

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Guavas Finance establishes new UK invoice finance standard with 180-second expert response and 24-48 hour funding. The Business Moneyfacts award winner outperforms competitors’ week-long timelines, delivering £250M to UK SMEs since 2023.

United Kingdom, 25th Feb 2026Guavas Finance has established a new UK invoice finance industry standard, connecting businesses with qualified finance experts within 180 seconds of enquiry and delivering funding decisions within 24-48 hours. The service benchmark dramatically outperforms the market average of 2-4 days for initial responses and 5-7 days for invoice finance approvals.

The speed advantage has positioned Guavas Finance as the leading invoice finance broker for UK SMEs requiring urgent working capital access. Since launching in 2023, the company has delivered over £250 million in invoice finance and business funding through its network of 50+ UK lenders, with most clients receiving expert consultation within three minutes of initial contact.

180-Second Response Disrupts UK Invoice Finance Market

While traditional invoice finance providers respond to enquiries within 2-4 business days, Guavas Finance has built its competitive advantage on immediate human engagement. When a business owner submits an invoice finance enquiry, a qualified finance expert contacts them within 180 seconds during business hours.

“UK business owners are shocked when their phone rings two minutes after submitting an enquiry,” said Chris Dolan, Commercial Finance Director at Guavas Finance. “They’ve experienced the industry standard: automated emails, callback requests, or week-long silences. When someone needs invoice finance, they need an expert immediately, not days later.”

This immediate engagement allows Guavas Finance to assess requirements in real-time, match clients with appropriate lenders from its 50+ panel, and begin application processing during the initial call. The result: invoice finance decisions in 24-48 hours instead of 5-7 days.

24-48 Hour Invoice Finance Decisions vs Week-Long Industry Waits

Traditional UK invoice finance timelines create operational challenges for SMEs facing immediate capital requirements. Recruitment agencies need funds for Friday payroll. Construction companies require supplier payments to maintain project momentum. Healthcare providers must bridge NHS payment gaps without disrupting operations.

Guavas Finance’s 24-48 hour timeline addresses this market failure directly. From initial enquiry to invoice finance approval, the company compresses what traditionally takes 5-7 business days into 1-2 days through technology-enabled processing and streamlined lender relationships.

“The difference between 24-48 hours and 5-7 days isn’t convenience—it’s whether a business seizes an opportunity or watches it disappear,” said Ben van Rooyen, CEO and Founder of Guavas Finance. “We’ve funded recruitment agencies hours before payroll deadlines and construction companies the day before critical supplier payments. That speed creates outcomes competitors cannot match.”

The company’s technology platform automates document collection, credit assessment, and lender matching, reducing processing time by 70% compared to traditional methods. However, human expertise ensures optimal invoice finance structuring for each sector.

Expert Invoice Finance Consultation Within Minutes

The 180-second response reflects Guavas Finance’s commitment to combining technology with personalized service. Each enquiry connects businesses with specialists who understand sector-specific invoice finance challenges and can structure solutions during real-time conversations.

“A recruitment agency has different invoice finance requirements than a construction company,” Dolan explained. “Our specialists understand these distinctions immediately. Within that first call, we’re identifying which lenders fit their situation, what documentation is required, and what timeline is realistic.”

This expertise proves valuable for businesses new to invoice finance. Many UK SMEs delay growth because they lack understanding of invoice finance structures. The immediate expert consultation educates business owners while simultaneously assessing their funding requirements.

Award Recognition Validates Speed-Focused Invoice Finance Approach

Guavas Finance’s “Invoice Finance Broker of the Year” win at the 2025 Business Moneyfacts Awards, followed by 2026 finalist status, validates the company’s speed-focused service model. The awards recognize brokers delivering exceptional outcomes in UK business finance.

“Winning in 2025 and being a finalist in 2026 proves speed doesn’t compromise quality,” van Rooyen noted. “Our clients value rapid response and funding, but also expertise, transparency, and optimal lender matching.”

The company specializes in sectors where invoice finance speed creates competitive advantage: recruitment agencies managing weekly payroll against 30-60 day payment terms, construction companies navigating retention schedules, healthcare providers addressing NHS payment cycles, and professional services firms with project-based billing patterns.

UK Invoice Finance Market Demands Faster Access

UK businesses have over £50 billion tied up in outstanding invoices, representing massive working capital opportunity. The UK invoice finance market represents approximately £20 billion annually, yet penetration remains below 15% of eligible businesses.

“When business owners wait days for responses and weeks for invoice finance decisions, they return to expensive overdrafts or delay growth,” Dolan said. “Our 180-second response and 24-48 hour decisions remove those friction points.”

£250 Million Delivered Through Speed-Focused Model

Since 2023, Guavas Finance has delivered over £250 million in invoice finance and business funding to UK SMEs. The company’s repeat business rate exceeds 65%, indicating businesses value both initial speed and ongoing service quality.

“Our fastest invoice finance decision took 19 hours from enquiry to approval,” van Rooyen recalled. “The client submitted Monday afternoon, spoke with our specialist within two minutes, uploaded documents via our platform, and received approval Tuesday morning. That’s the standard we’re building—same-day decisions for straightforward applications.”

About Guavas Finance

Guavas Finance is a London-based invoice finance broker named “Invoice Finance Broker of the Year” at the 2025 Business Moneyfacts Awards and a 2026 finalist. Founded in 2023, the company has delivered over £250 million in invoice finance and business funding to UK SMEs through its 180-second expert response standard and 24-48 hour decisions. With 50+ leading UK lenders, Guavas Finance specializes in recruitment, construction, healthcare, and professional services.

Media Contact

Organization: Guavas Finance

Contact Person: Chris Dolan

Website: https://guavas.co.uk

Email: Send Email

Contact Number: +441992918010

Country:United Kingdom

Release id:41865

The post Guavas Finance Sets The Standard For Invoice Finance and Funding For UK Businesses appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Richard H. Bernstein Highlights 4 Accessibility and Inclusion Trends Affecting Daily Life

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  • Richard H. Bernstein, Michigan Supreme Court associate justice and disability rights advocate, shares practical takeaways for individuals across Michigan and beyond.

Michigan, US, 25th February 2026, ZEX PR WIRE, Richard H. Bernstein, an associate justice of the Michigan Supreme Court and the first blind justice in the court’s history, is drawing attention to several fast-moving trends shaping everyday access, work, and participation for people with disabilities and the wider public.

Bernstein, who has been legally blind since birth due to retinitis pigmentosa and has completed 27 marathons, said these shifts are no longer confined to policy discussions. They show up in how people commute, learn, work, and use public spaces.

Trend 1: Disability is more common than many people assume

In the United States, more than 1 in 4 adults have a disability (28.7%).
Globally, the World Health Organization estimates 1.3 billion people, about 1 in 6, experience significant disability. 

Bernstein said this changes how people should think about access. “Accessibility is not a niche issue. It is something that touches families, workplaces, schools, and public spaces every day.”

Trend 2: Disability and work are shifting, slowly but measurably

In 2024, the employment to population ratio for people with a disability reached a series high of 22.7%, and labor force participation reached 24.5%. 

Bernstein pointed to this as a signal that more organisations are adjusting, even if progress is uneven. “When work systems are flexible and tools are usable, more people can contribute. That benefits teams and customers, not just the person requesting an accommodation.”

Trend 3: Accessible design tends to help everyone

Bernstein noted that design changes intended for disability access often become universal improvements. That pattern is sometimes described as the curb-cut effect, where changes made for wheelchair access also help parents with prams, travellers with luggage, and older adults. 

“A well-designed ramp, a clear crossing signal, or a more readable interface does not just remove barriers,” Bernstein said. “It improves the experience for everyone who uses the space.”

Trend 4: Rules exist, but follow-through is where outcomes change

Federal ADA rules require many public accommodations and commercial facilities to be accessible when newly built or altered.
Bernstein tied this to his earlier disability rights casework, including efforts that improved wheelchair access in public transit and expanded accessible seating and routes in major venues.

“The law can set the baseline,” Bernstein said. “Real life changes when organisations plan for access early and measure it like any other core requirement.”

What this means in plain language

Bernstein’s view is that access is increasingly practical, not theoretical. A bus lift that works means getting to a job. A stadium seat that is truly usable means being able to attend with friends and family. A safe crossing design means independence. These are day-to-day outcomes, and the trend lines suggest more people and institutions are paying attention.

Your next 7 days

  1. Do a quick access audit of one place you visit often (work, gym, school, clinic). Note one friction point.

  2. If you manage a team, ask one simple question: what part of our process is hardest to use?

  3. Turn on accessibility features on your phone (larger text, voice control, screen reader options) and learn the basics.

  4. If you host meetings, share materials in advance and keep formatting simple and readable.

  5. When you book an appointment or event, check access details early (parking, routes, seating, restrooms).

  6. Make one “low-cost fix” where you live or work (better lighting, clearer labels, reduced clutter).

  7. Save one reliable disability resource page for later and share it with someone who might need it.

Your next 90 days

  1. Build accessibility into planning: add an access checklist to events, renovations, or new vendor selection.

  2. Upgrade one core tool for usability (captioning, readable PDFs, better contrast, keyboard navigation).

  3. If you lead a business function, track one metric tied to access (time-to-support, customer drop-off, or complaint themes).

  4. Set a quarterly review of physical access and digital usability, like any other operational control.

  5. Volunteer time or professional skills with a local disability-focused organisation or access initiative.

Pick one step from the next 7 days list and start now. Small changes compound quickly when they remove friction from everyday life.

About Richard H. Bernstein

Richard H. Bernstein is an associate justice of the Michigan Supreme Court, serving since January 1, 2015, and the first blind justice in the court’s history. A long-time disability rights advocate, he has worked on accessibility issues across public spaces and services. He is also an endurance athlete who has completed 27 marathons.

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Press Release

John Foster of Fairfax Writes to People Who Feel Stuck in a Bureaucratic Process

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Virginia, US, 25th February 2026, ZEX PR WIRE, Fairfax is full of busy mornings. Phones buzzing. Calendars packed. A quick look at the day ahead. Then something goes sideways.

A confusing rule. A delayed response. A form that gets kicked back. A process that feels like it has too many steps and not enough answers. A meeting that ends with more uncertainty than clarity.

If you have ever felt stuck inside a system, you are not alone. Large organisations are built to be consistent at scale. That consistency can protect people, but it can also make simple problems feel hard to solve.

I have spent most of my career inside public institutions. I have served in county government and city government. Over time, I have learned that progress usually comes from the same few moves: clarity, documentation, and steady follow-through.

A few lines I return to often:

  • Success looks like trust over time.
  • Clarity beats speed.
  • When the pressure is high, a short checklist beats a long speech.
  • Credibility is earned in small moments.
  • It is years of making solid decisions, documenting them well, and keeping an organisation steady.

This letter is for everyday people dealing with a common challenge: you need help, you want to be heard, and you do not want conflict. You just want a solution that holds up.

WHY IT FEELS HARD SOMETIMES

Big systems run on rules, timelines, and responsibilities that are not always visible from the outside. Many issues have real constraints: staffing, safety requirements, legal obligations, and the need to treat similar situations consistently.

That does not mean your concern is small. It means the fastest path is usually the clearest one.

WHAT YOU CAN DO THIS WEEK

If you are dealing with a process problem right now, try these actions. Pick the ones that fit your situation.

  1. Write down the issue in one sentence. Keep it factual and calm.
  2. List the impact in two or three bullets. Focus on what is happening, not assumptions about why.
  3. Gather a simple record: dates, names, and what was said or promised. Save emails and notes in one folder.
  4. Identify the exact request you are making. Ask for one next step, not ten.
  5. Read the relevant policy or guidance once, slowly. Highlight the parts that apply.
  6. Start with the closest point of contact. A clear message to the right person beats a long message to the wrong one.
  7. Ask a clarifying question before arguing a point. You may be missing one key constraint.
  8. Bring a short checklist to any meeting: goal, key facts, your request, and the next follow-up date.
  9. After any call or meeting, send a brief recap message. Confirm what was agreed and what happens next.
  10. If you need to escalate, do it in a straight line. One level at a time, with your documentation and your specific request.

None of this is about winning. It is about getting traction.

A FINAL NOTE FROM THE PUBLIC SIDE OF THE TABLE

Public institutions are built to be consistent. Consistency protects people, but it can also feel slow.

When people bring clarity, steadiness, and good records, it becomes easier for staff to act. It also reduces misunderstandings and repeat conversations.

If you want a simple way to start, use this baseline: one sentence, a few facts, one request, one next step.

CHOOSE ONE ACTION FOR 7 DAYS

Pick one action from the list above. Commit to it for the next seven days. Keep it small and repeatable.

Then share this letter with one person who needs it, a neighbour, a friend, a relative, anyone who feels stuck and tired and wants a calmer path forward.

ABOUT JOHN FOSTER

John Foster is an attorney based in Fairfax County, Virginia. He previously served in Fairfax County Government and as City Attorney for the City of Falls Church. He is AV rated (preeminent) by Martindale-Hubbell and serves on the Virginia State Bar Council for the 19th Judicial Circuit through 2028.

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Press Release

Bitamp Leads the Move Away from Centralised Platforms with Secure Buy Bitcoin Access

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New York, United States, 25th Feb 2026 — As cryptocurrency adoption continues to accelerate worldwide, users are increasingly shifting away from centralised platforms in favour of solutions that offer greater control, transparency, and security. Bitamp, a non-custodial Bitcoin wallet provider, is answering this demand by enabling users to buy Bitcoin securely while maintaining full ownership of their digital assets.

Centralised exchanges have long served as entry points for new Bitcoin users, but rising concerns over custodial risks, data privacy, and platform reliability have fueled interest in self-sovereign financial tools. Bitamp’s non-custodial wallet infrastructure removes third-party control by ensuring users alone hold their private keys, eliminating the common risks associated with custodial storage.

Through its integrated buy Bitcoin access, Bitamp simplifies Bitcoin purchases while keeping funds directly in users’ personal wallets. This approach allows individuals to participate in the Bitcoin economy without placing trust in intermediaries, offering a safer and more decentralised alternative.

“Users want simplicity without sacrificing control,” added a Bitamp spokesperson. “Bitamp was built to support true financial independence by combining secure self-custody with easy access to Bitcoin.”

Designed for both first-time buyers and experienced Bitcoin users, Bitamp’s platform prioritises security, privacy, and ease of use. Its self-sovereign architecture ensures that private keys remain entirely in the hands of users, reinforcing the core principles of decentralised finance.

As global demand for Bitcoin continues to grow, Bitamp’s commitment to non-custodial ownership positions it as a leading solution in the evolving digital finance landscape — empowering users with a secure, independent way to buy Bitcoin and manage their assets.

About Bitamp
Bitamp is an open-source, non-custodial Bitcoin wallet platform that enables users to securely store, send, receive, and buy Bitcoin while retaining full control of their private keys. Built with privacy and security at its core, Bitamp provides a decentralised alternative to traditional custodial services.

For more information, please visit: www.bitamp.com
https://github.com/bitampcom/bitamp

Media Contact

Organization: Bitamp

Contact Person: Bitamp

Website: https://www.bitamp.com/

Email: Send Email

City: New York

Country:United States

Release id:41897

Disclaimer: This press release is provided for informational purposes only and does not constitute financial, investment, or trading advice. Cryptocurrency transactions involve risk, and individuals should conduct their own research before making any decisions.

The post Bitamp Leads the Move Away from Centralised Platforms with Secure Buy Bitcoin Access appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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