Press Release
Is Decentralized Payment the Next Global Trend

Thailand, 12th Dec 2025 – As blockchain infrastructure matures, payments are gradually becoming the application scenario with the closest connection to real-world demand.
1. Payments: The Key Real-World Breakthrough for Blockchain
Over the past decade, the blockchain industry has gone through multiple narrative cycles—from crypto assets, to DeFi (Decentralized Finance), to RWA (Real-World Assets).
Yet regardless of how technology evolves, the core mission of blockchain has always revolved around “the transfer and verification of value.”
And in the real world, the most frequent and universal form of value transfer is—payments.
Traditional payment systems have long been dominated by banks, card networks, and centralized clearing institutions.
Cross-border remittances still carry an average cost of 3%–6%, with settlement times ranging from hours to several days.
Against this backdrop, decentralized payment solutions have emerged.
These systems aim to reduce settlement costs, accelerate speed, and eliminate systemic reliance on centralized intermediaries through blockchain-based infrastructures.
2. The Core Logic of Decentralized Payments:
A Redesign of the Trust Structure**
“Decentralized payments” are not designed to overthrow traditional finance.
Instead, they represent a reengineering of trust mechanisms.
In traditional systems, payments rely on banks or clearing houses as centralized trust providers.
In decentralized systems, trust is derived from smart contracts, distributed consensus, and verifiable ledgers.
This leads to several structural advantages:
- Instant Settlement: Transactions are finalized on-chain within seconds.
- On-Chain Transparency: Every transfer is traceable and tamper-proof.
- Self-Custody: Users maintain full control of their assets without third-party custodians.
- Global Interoperability: Stablecoins enable borderless settlement without currency friction.
With the rapid adoption of stablecoins such as USDT and USDC, volatility risks have significantly reduced, enabling crypto-based payments to transition from theoretical models to scalable real-world solutions.
3. Converging Signals: Policy Shifts + Technological Maturity
Since 2024, global financial regulators have become increasingly open to stablecoins and crypto payment frameworks:
- Singapore & Hong Kong: Released stablecoin issuance and custody regulatory frameworks.
- Thailand, Vietnam, the Philippines, Indonesia: Opened pilot programs allowing merchants to accept USDT/USDC.
- EU (MiCA) & UAE (VARA): Advancing compliant digital asset settlement models.
- United States: Major payment giants like PayPal and Visa have launched stablecoin settlement networks.

At the same time, the TPS capacity of high-performance chains like TRON, BSC, Solana, and XRPL has reached levels capable of supporting mass-scale payments.
Together, these developments signal that decentralized payments have moved from ideological possibility to infrastructure-level inevitability.
4. Market Demand Is Already Taking Shape:
Three Emerging Paths of Decentralized Payments
The global financial system is undergoing structural migration—
Traditional clearing networks and blockchain-based settlement layers are beginning to coexist.
In cross-border transfers, freelancer payments, supply chain settlements, and digital asset payrolls, decentralized payments are transitioning from concept to reality.
The 2025 Geography of Crypto Report notes that between July 2022 and June 2025:
- APAC’s on-chain value received grew 69% year-over-year.
- Sub-Saharan Africa grew 52%.
- MENA (Middle East & North Africa) grew 33%.
Against this backdrop, three representative models have gained industry-wide attention:
Web2.5 Merchant Payment Model: PWC (PayWithCrypto)
PWC focuses on converting on-chain assets into real-world spending power.
With its dual architecture—SuperApp + DApp:
- Users make QR payments using stablecoins (e.g., USDT).
- Merchants receive instant settlement in local fiat currency.
- Smart contracts automate fee calculation and value distribution.
This structure balances compliance, transparency, and scalability.
As of 2025, PWC has deployed access to over 34 million merchants across Vietnam, Thailand, the Philippines, and Indonesia—
making it one of Southeast Asia’s largest decentralized payment networks.
Exchange Ecosystem Extension: Bitget Pay
Bitget, a top global exchange, is extending its ecosystem from “trading” to “payment” via Bitget Pay.
Unlike PWC’s focus on real-world merchant networks, Bitget Pay:
- Leverages its existing exchange users,
- Allows direct crypto transfers, recharges, and internal settlements,
- Operates within a secure centralized custody environment.
Its advantage lies in:
- No need for external wallets, bridges, or tools,
- High asset safety via institutional-grade custody,
- Seamless integration with traditional finance.
Bitget Pay represents the exchange-driven path toward real-world crypto utility.
Decentralized Credit & Liquidity Layer: Huma Finance
Huma Finance approaches payments from a credit and cash-flow infrastructure perspective.
The protocol enables businesses and individuals to build blockchain-based credit models linked to real-world revenues, using crypto assets as collateral.
Huma allows enterprises to manage invoices, payroll, and receivables on-chain—forming a liquidity backbone for decentralized payment systems.
Its partnerships with Circle and Visa signal tightening integration between Web3 finance and traditional payments infrastructure.
Structured Comparison of the Three Models
|
Model Type |
Representative Project |
Core Logic |
Strengths |
|---|---|---|---|
| Web2.5 Merchant Payment | PWC (PayWithCrypto) | On-chain settlement + fiat conversion | Largest merchant footprint, real-world usability |
| Exchange Ecosystem Payment | Bitget Pay | Internal asset transfers within exchange | Massive user base, strong custodial security |
| Decentralized Credit Layer | Huma Finance | On-chain cash-flow & credit infrastructure | Enables liquidity; integrates with traditional finance |
Although each follows a different path, their shared goal is clear:
to make blockchain the foundational infrastructure of real-world payments.

5. Industry Impact: Payments Will Become the Structural Engine of Web3
The core value of decentralized payments lies in their self-sustaining economic cycle.
Unlike speculative crypto markets, payment growth is based on real transaction activity.
Once large-scale payment volume forms, tokenomics can naturally develop into a closed-loop economy through:
- Stablecoins as settlement mediums,
- Native tokens for incentives and governance,
- Merchant networks generating continuous volume,
- On-chain data underpinning credit and asset innovation.
This structure provides Web3 with verifiable economic fundamentals—
something the industry has long lacked.
6. Conclusion: Trends Do Not Explode—They Evolve
The rise of decentralized payments will not instantly replace traditional finance.
It is a gradual structural migration—
from experimental technology to a fundamental layer of global payment infrastructure.
When people begin paying with stablecoins,
when merchants receive funds directly in fiat or via DApp,
when companies settle salaries and invoices on-chain—
decentralized payment will no longer be a trend, but a new global standard.
PWC, Bitget Pay, and Huma Finance each represent distinct yet complementary pathways leading toward the same vision:
A payment network that is more transparent, more efficient, and more inclusive.
The future of blockchain is not only about financial innovation—
it is about enabling value to move as freely as information.
Media Contact
Organization: PWCT Co. Ltd
Contact Person: Spencer Yong
Website: https://paywithcrypto.io/
Email: Send Email
Country:Thailand
Release id:38937
The post Is Decentralized Payment the Next Global Trend appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Over The Wenzday Successfully Concludes Cosmoprof Asia Hong Kong 2025, Signaling Major Global Market Entry
South Korea, 12th Dec 2025 – Wonilbio (CEO Han Jae-geun), a specialized South Korean company in the manufacturing and development of K-Herb natural cosmetics, announced the successful launch of its new premium Wellness Bath brand, ‘Over The Wenzday,’ at Cosmoprof Asia Hong Kong 2025. The exhibition was held at AsiaWorld-Expo from November 12 to 14.

Innovative K-Herb Wellness Products Draw Global Attention
The Wonilbio booth (1E-N6D) experienced continuous high traffic throughout the three-day exhibition, generating significant positive feedback. The company completed over 150 consultations with potential buyers, including major global distribution corporations. Notably, numerous follow-up meetings have been confirmed with various buyers, demonstrating the strong global market competitiveness of the Over The Wenzday brand.
Wonilbio showcased its signature Korean herbal medicine (Hanbang)-based wellness bath products, developed using the 17 years of clinical experience of its CEO, who is a Doctor of Korean Medicine. Buyers were particularly drawn to the innovative product lineup:
- Slush-type Foot Spa Gels: ‘Foot Relaxing Day’ and ‘Foot Healing Day’.
- Jelly Bath Products: ‘Jelly Blossom Day,’ which transforms water into a jelly consistency.

Certifications Paving the Way for Key Markets
All Over The Wenzday products currently hold both the European Cosmetics Portal Notification (CPNP) and the EVE VEGAN certification. To ensure deeper market penetration, Wonilbio also plans to pursue NMPA (China National Medical Products Administration) certification for the Chinese market and Halal certification for the growing Islamic market.
The company anticipates expanded brand exposure through online channels, with live broadcasts by domestic and international influencers scheduled with the companies consulted at the exhibition. Wonilbio is currently in follow-up discussions with numerous Korean and overseas partners.
A representative from Wonilbio commented, “The successful debut at Cosmoprof Asia Hong Kong confirms that Over The Wenzday possesses the competitiveness to succeed in the global market. We will use this exhibition as a springboard to actively enter markets across Asia and beyond.”

Brand Philosophy: Tradition Meets Modern Spa Science
Over The Wenzday is conceptualized as the “combination of Korean traditional herb wisdom and modern spa science,” offering a new relaxation routine for the busy modern individual’s ‘Reset.’ Leveraging its manufacturing expertise, which has led trends in the Korean powder gel bath market, Wonilbio is now ready to penetrate the global arena with its own brand, featuring products that maintain strong price competitiveness.
Learn more at https://wenzdaybath.com/
Media Contact
Organization: Wonilbio
Contact Person: Kim Min-ju
Website: https://wenzdaybath.com/
Email: Send Email
Country:Korea South
Release id:38984
The post Over The Wenzday Successfully Concludes Cosmoprof Asia Hong Kong 2025, Signaling Major Global Market Entry appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Swimming Pool Builders Announces National Call for High-Quality South African Pool Builders
Swimming Pool Builders, a South African company focused on the design and construction of residential and commercial swimming pools, has announced a national initiative to identify and collaborate with reliable, high‑quality pool builders across the country.
Germiston, Gauteng, South Africa, 12th Dec 2025 – Swimming Pool Builders, a South African company specializing in the design and construction of residential and commercial swimming pools, has announced a national initiative to identify reliable, high-quality pool builders across the country to join its growing professional network. The initiative focuses on building collaborative relationships with experienced builders who demonstrate strong technical ability, consistent workmanship, and a commitment to long-term quality in pool construction.

Company background
Swimming Pool Builders operates within South Africa’s pool construction and outdoor living sector, delivering custom pool projects that integrate structural work, plumbing, electrical components, and surrounding finishes. Over more than a decade, the company has developed experience across a range of pool types and property profiles, guided by licensed and insured operations that align with recognized industry standards.
The company’s work spans concept design, technical planning, site preparation, construction, finishing, and project completion. Its portfolio includes a variety of residential pools and selected commercial installations, reflecting the diversity of South African climates, site conditions, and aesthetic preferences.
Purpose of the initiative
The announcement marks a formal step by Swimming Pool Builders to broaden its collaboration base with pool builders who are already active in South Africa’s construction and lifestyle markets. The aim is to identify professionals whose standards and methods align with an existing focus on quality, safety, and transparent project management.
This initiative is framed as a strategic and professional development effort rather than a promotional campaign. The emphasis rests on partnership, shared technical standards, and consistent project delivery, instead of short-term commercial messaging or direct appeals to consumers.
Focus on reliable, high-quality builders
Swimming Pool Builders is particularly interested in pool builders who can demonstrate reliability in both technical and operational aspects of their work. Technical reliability includes sound structural construction, appropriate waterproofing, correct hydraulic design, and safe electrical integration within pool systems.
Operational reliability includes predictable project timelines, clear documentation, and adherence to agreed specifications throughout each stage of a project. High-quality outcomes are understood as pools that not only present well visually at handover but also perform effectively and safely over time under normal usage conditions.
National scope across South Africa
The initiative is open to builders working in various regions throughout South Africa, including metropolitan areas, smaller towns, and rural communities. Pool projects in different parts of the country often face distinct technical requirements, such as soil type, water table conditions, environmental exposure, and local regulatory considerations.
By engaging with builders in multiple provinces, Swimming Pool Builders aims to support collaboration that is sensitive to local conditions and municipal processes. Local expertise is regarded as a key factor for successful planning, approvals, and execution, especially where unique geographic or climate-related factors are present.
Alignment with shared standards
A central element of the initiative is alignment with the standards already followed by Swimming Pool Builders. These standards include attention to structural engineering principles, correct installation of pumps and filtration systems, thoughtful routing of plumbing and electrical lines, and careful finishing of pool interiors and surrounding areas.
Standardisation also extends to project documentation, quality checks at defined milestones, and structured handover procedures. Such procedures are intended to provide property owners with clear information about their pools, including operation, maintenance expectations, and key technical details.
Collaborative project methodology
Swimming Pool Builders utilises a staged project methodology that typically includes design, excavation, structural works, installation of mechanical and electrical systems, and finishing works such as tiling, decking, or coping. Communication and coordination are maintained throughout these stages to keep all parties aligned around timelines, specifications, and site conditions.
External builders who connect through this initiative are expected to integrate into this structured approach, depending on their area of expertise and capacity. Collaboration may involve participation in specific stages or a more comprehensive role, always framed within a clear definition of responsibilities and quality expectations.
Emphasis on safety and compliance
Safety and regulatory compliance are central to contemporary pool construction, given the interaction of water, electricity, structural loads, and public or family use. Swimming Pool Builders highlights licensing, insurance, and adherence to relevant building and electrical guidelines as core pillars of its operations.
Builders who fit the intended profile of this initiative typically operate with similar commitments, relying on compliant materials, recognised installation methods, and adherence to applicable South African standards and municipal requirements. This shared focus aims to support long-term structural integrity, safe operation, and reduced risk of defects or failures.
Experience and track record
Swimming Pool Builders’ own track record is based on numerous completed projects, supported by documented outcomes and ongoing refinement of internal processes. Its public-facing information emphasises a commitment to quality, innovation, and client-centred project delivery developed over more than 10 years in operation.
The decision to seek additional reliable builders reflects the company’s experience that consistent, predictable outcomes depend not only on design and materials but also on the people executing each project stage. Builders with evidence of completed work, references, and maintained professional standards are therefore viewed as the most suitable potential collaborators.
Professional benefits for participating builders
Although this announcement avoids promotional offers, it outlines potential professional advantages that may arise from collaboration within a structured network. These may include participation in clearly defined projects, access to established design and planning processes, and integration into teams familiar with managing pool construction from concept to completion.
Such collaboration may be especially relevant for regional builders who wish to engage with more technically complex projects or who value shared processes around quality control and documentation. In turn, Swimming Pool Builders gains the opportunity to work with builders who understand local conditions and possess practical knowledge of site-specific challenges.
Commitment to quality and continuous improvement
Swimming Pool Builders’ publicly available materials highlight a long-term orientation toward quality and ongoing improvement rather than short-term volume. Over time, this has included adjustments to project management approaches, communication methods, and technical practices to better support durable, aesthetically pleasing, and functional pool installations.
The current initiative to identify reliable pool builders is a continuation of this broader trajectory. By expanding its professional network to include builders who share similar values, the company aims to strengthen its capacity to deliver projects that meet modern expectations for safety, design, and performance.
Non-advertorial character of the announcement
This press release is intended as an informational and strategic communication. It outlines a professional direction being pursued by Swimming Pool Builders within the South African pool construction landscape, without introducing sales language, limited-time offers, or direct appeals to property owners.
The focus remains on context: the company’s background, the nature of the initiative, and the characteristics of the pool builders it is prepared to work alongside in future projects. The tone and structure are aligned with typical press-release conventions, presenting factual information and organisational intent rather than promotional messaging.
About Swimming Pool Builders
Swimming Pool Builders is a South African pool construction company that designs and constructs customised pools, integrating structural works, plumbing, electrical systems, and surrounding finishes. The business operates with more than a decade of experience and highlights licensing, insurance, and adherence to industry standards as central features of its practice
Media Contact
Organization: Swimming pool builders
Contact Person: Willem de Wet
Website: https://swimmingpoolbuilders.co.za/
Email: Send Email
Contact Number: +27824618330
Address:Sunnyrock Park 3
Address 2: Unit 2, 2 North Reef Road
City: Germiston
State: Gauteng
Country:South Africa
Release id:38973
The post Swimming Pool Builders Announces National Call for High-Quality South African Pool Builders appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Tennessee Resident Plans Legislative Run With Focus on Dollar Crisis
Knoxville, Tennessee 12 Dec 2025, ZEX PR WIRE, Elliott Schuchardt, a retired lawyer, is preparing a run for the Tennessee General Assembly in the August 2026 primary. His campaign centers on an unconventional platform: warning about what he sees as an impending collapse of the U.S. dollar’s reserve currency status.
Schuchardt’s legal career includes some high-profile wins. He sued the federal government to enforce Fourth Amendment protections, in a case alleging the illegal collection of e-mail. He also secured the injunction that kept Sweet Briar College open when the Virginia liberal arts school attempted to close in 2015. The college’s rescue became a national story about alumni activism and institutional preservation.
But it’s his economic concerns that define his political campaign for the Tennessee legislature. Schuchardt authored “America’s Achilles Heel: How to Protect Your Family When America Loses the Reserve Currency,” a book that outlines his theories about American economic vulnerability. The premise is stark: the dollar’s global dominance is fragile, and families need to prepare for its decline.
From Courtroom to Campaign Trail
Before attending Columbia Law School, Schuchardt studied political theory at Oxford University, in England. Schuchardt brings an academic framework to his views on the economy. His approach is openly preventive rather than reactive. He is trying to address what he considers a foreseeable crisis before it arrives.
Schuchardt argues that the United States will have to devalue the dollar to remain competitive in the world’s economy. He says that this can, and should be done, in a structured manner, with the cooperation of other world powers. He says that if the United States fails to address the dollar issue, the rest of the world will address the issue for the United States, potentially causing an uncontrolled drop in the value of the dollar.
ForTennessee voters accustomed to traditional campaign platforms focused on taxes, education, and healthcare, Schuchardt’s focus on monetary policy and reserve currency status represents a departure. He’s positioning himself as someone willing to think outside conventional political boundaries.
A Screenplay as Political Warning
Schuchardt has taken his concerns beyond books and the political campaign by writing a screenplay that dramatizes an 80% dollar collapse. He’s actively seeking investors to produce the film, which he envisions as a modern warning comparable to Cold War-era cautionary films like “On the Beach,” “Dr. Strangelove,” and “The Day After.”
Those films used dramatic storytelling to make abstract nuclear threats feel immediate and real to American audiences. Schuchardt is attempting something similar with economic catastrophe, trying to make monetary policy emotionally resonant through narrative.
Whether Tennessee voters will embrace a candidate focused on the reserve currency remains to be seen. The August 2026 primary is still well ahead, giving Schuchardt time to make his case. His background in constitutional law and his willingness to challenge government power could resonate in a state with strong libertarian and conservative currents.
For now, Schuchardt’s bid for the Tennessee General Assembly represents a test of whether voters are willing to embrace a proactive approach on the dollar. Schuchardt believes the answer is yes. The United States voted for tariffs in 2024, as a means to protect the economy. He believes the nation is ready for the next step, in getting the economy on the right track.
Elliott Schuchardt is the author of America’s Achilles Heel: How to Protect Your Family When America Loses the Reserve Currency. Schuchardt is a graduate of Columbia Law School and Cornell University. He is a candidate for the Tennessee General Assembly in the August 2026 election.
For further information:
Campaign to Elect Elliott Schuchardt
Campaign website: www.elect-schuchardt.com
Campaign blog: www.elliottschuchardt.blogspot.com
Twitter: https://x.com/EJSchuchardt
Book website: www.elliott-author.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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