Houston, Texas, USA, November 11th, 2026, FinanceWire

California’s Central Valley to serve as U.S. launch market for the Houston-built Harvest 100, a heavy-lift agricultural drone with more than 70% U.S. or allied parts designed to cover 500 acres per day; Rantizo holds master spray agreements with Nutrien and Helena

Rantizo (Nasdaq: RNTZ) (“Rantizo” or the “Company”), the Houston-headquartered builder of American-made heavy-lift autonomous drones, today announced plans to expand its agricultural drone services into California’s Central Valley, which will serve as the U.S. launch market for the Harvest 100, the Company’s U.S.-built heavy-lift agricultural drone. The announcement comes one month after Rantizo completed its $258.8 million transaction and began trading on Nasdaq under the ticker RNTZ.

The Harvest 100: American-Made Heavy Lift

Rantizo designs and builds its aircraft in Houston, Texas. Its flagship, the Harvest 100, is a heavy-lift, autonomous agricultural drone built in America with more than 70% U.S. or allied parts and designed for FAA and NDAA compliance. Each Harvest 100 is designed to cover 500 acres per day, and the platform is built to be BVLOS-capable and swarming-ready, with modular payloads that carry it from spraying and seeding into forestry applications.

Rantizo is an approved drone application provider under master spray agreements with Nutrien and Helena, two of the largest agricultural retailers in the United States, positioning the Company to serve their grower networks. Rantizo is also seeing strong grower interest heading into the upcoming season, with drone sales agreements in place, multiple successful field trials, and FAA certifications and operational authorizations in more than 15 states. Growers and ag retailers can hire a Rantizo field team by the job or by the season, or buy, lease or finance the aircraft and fly it themselves, with pilot training available.

“America needs American drones, and we are building them in Texas today,” said Marianne McInerney, President of Rantizo. “The acquisition and the new ticker were the starting line. Behind them is an American shop floor, an American-made heavy-lift aircraft, and master spray agreements with two of the country’s largest ag retailers. California is where the Harvest 100 launches: the most valuable farm economy in the country, served by an American drone. As foreign aircraft are priced and regulated out of this market, Rantizo intends to be the American name growers and ag retailers call first.”

Harvest 100 U.S. Launch Market: California’s Central Valley

Rantizo plans to bring its agricultural drone services to California’s Central Valley, beginning with four adjacent counties: Fresno, Tulare, Kings and Kern. California is the nation’s leading agricultural state, with $61.2 billion in farm and ranch cash receipts in 2024, more than 400 commodities and more than three-quarters of the country’s fruits and nuts, according to the California Department of Food and Agriculture.

The corridor’s almonds, grapes, pistachios, citrus and vegetables are high-value specialty crops where precise, timely aerial application matters most, and where orchards, vineyards and wet or constrained ground can limit conventional equipment. Concentrating on four neighboring counties allows Rantizo to serve the region with mobile two-person crews and shared equipment rather than separate fixed operations.

The entry is phased and tied to contracted demand. Rantizo intends to work with experienced California license holders and its master spray agreement relationships with agricultural retailers to establish licensing, county registrations and channel partners, beginning operations with two drone pilot crews and scaling to as many as four crews across the corridor during the upcoming season as contracted acreage grows. The service business is also built as a direct sales channel for the Harvest 100: paid applications and field demonstrations introduce growers to the aircraft and build a pipeline for purchases, leases, pilot training and long-term service programs.

Federal Policy Is Shifting the Market to American-Built Drones

Federal policy has moved decisively toward domestic aircraft over the past 18 months. Executive Order 14307, “Unleashing American Drone Dominance,” directed federal agencies in June 2025 to prioritize U.S.-made drones. In December 2025, the Federal Communications Commission added foreign-made drones and critical drone components to its Covered List, barring new foreign models from equipment authorization unless exempted. And since September 3, 2026, imported unmanned aircraft with a maximum take-off weight above 25 kilograms face Section 232 tariffs of up to 100% under Presidential Proclamation 11055.

The market those rules protect is growing fast. The Federal Aviation Administration forecasts that the active U.S. fleet of large drones, those over 55 pounds, will grow from 8,295 aircraft in 2025 to 55,509 by 2030. The Harvest 100 is built for exactly that weight class.

Built on the $258.8 Million Transaction

Rantizo’s public listing was established in October 2026, when the Company completed its approximately $258.8 million acquisition of the drone assets of Houston-based Rantizo, Inc. and adopted the Rantizo name. Rantizo, Inc. received 51,966,591 newly issued Class A ordinary shares and held approximately 87% of the Company’s Class A shares following the closing, and those shares are subject to a six-month lock-up. The Company’s shares have traded on the Nasdaq Capital Market as RNTZ since October 13, 2026.

The Rantizo name has been field-proven since 2018, when it was founded in Iowa City as a pioneer of agricultural drone spraying. The Company is led by President Marianne McInerney, a former U.S. Department of Transportation official.

Rantizo expects to provide further updates on its California launch, commercial orders, production and deliveries as they are finalized.

Global Communications and Partnerships

Phoenix MGMT & Consulting has transitioned with the Company from SKK Holdings to Rantizo and continues to support its overall growth and global expansion, leading global communications, public relations and global partnership development. Phoenix’s work includes introducing Rantizo to prospective supply, manufacturing and technology partners across the drone, defense and advanced-materials sectors.

About Rantizo

Rantizo (Nasdaq: RNTZ), headquartered in Houston, Texas, designs and builds heavy-lift autonomous drones in the United States for precision agriculture, forestry and wildfire response, infrastructure inspection and specialized government applications. Its platform includes the U.S.-built Harvest 100 agricultural drone, the Titan firefighting and forestry drone and a long-range fixed-wing surveillance prototype, supported by field services and by purchase, lease and financing options. For more information, visit www.rantizo.com.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements include, without limitation, statements regarding the Company’s production plans and capacity; the launch and commercialization of the Harvest 100; the planned California expansion, including its timing, licensing, regulatory approvals and anticipated demand; master spray agreements, sales agreements and anticipated commercial orders and deliveries; product specifications and targeted performance; market forecasts and demand; the effect of current and proposed federal regulations and tariffs; and the Company’s growth strategy. Master spray agreements do not guarantee any volume of acreage or revenue. These statements are based on current expectations and are subject to risks and uncertainties that could cause actual results to differ materially, including risks relating to product development and testing, manufacturing readiness, supply chain conditions, regulatory approvals and changes in law or trade policy, market acceptance, competition, capital requirements and the other factors described in the Company’s filings with the Securities and Exchange Commission. Third-party forecasts cited in this release are those of their sources. The Company undertakes no obligation to update any forward-looking statement except as required by law.

Contact

Phoenix MGMT & Consulting
PR@PhoenixMGMTConsulting.com

VANCOUVER, British Columbia, 11th November 2026, People paid in USDT, holding it or trading it now have a published status for each of Zen’s three retail products. ZenWallet, a self-custody wallet with no seed phrase, is live at app.zenwallet.io and on Telegram at @zenwalletbot. ZenCard, a Visa card in virtual and physical form, is issued by licensed financial institutions in the countries they serve. ZenX.tel, the Zen Telegram Mini Exchange, has opened trading on BNB Smart Chain at @zenexchangebot, in an early release gated by region and identity. Zen calls the three its Trinity; this release states where each one stands.

Why does it matter? A stablecoin balance is only useful if it can be held without a seed phrase to lose, spent without a manual cashout first, and bought or sold against the money a person is paid in.

ZenWallet, live. The signing key is split into three shares (device, ZenWallet server, backup recovery service) under 2-of-3 threshold signing, so no single party, Otaro Pay Ltd. included, can move funds alone. On Ethereum, Polygon and BNB Chain only, the network fee is quoted in USDT before signing and settled by the wallet. Sending and receiving carry no ZenWallet fee. Daily spending profiles cap at USD 5,000 or USD 50,000, with a second factor above USD 1,000 and USD 5,000 respectively; recovery runs through named guardians or trusted contacts plus a passkey or hardware key. Cashout to a bank account is built in for countries where the route is live, as at 10 November 2026.

ZenCard, issued by licensed institutions. The card settles in local currency at the till and is funded from Bitcoin, Ethereum and USDT balances. The holder sets daily and monthly caps and merchant-category restrictions. Fees, limits, rates and eligibility are set by the issuing institution and disclosed in its terms before application. Otaro Pay Ltd. operates the ZenCard website and does not itself issue cards. Visa acceptance in more than 100 countries is not the same as eligibility to be issued a card: availability varies by country.

ZenX.tel, trading open in early release. On BNB Smart Chain, identity-verified users trade USDT peer to peer: the seller’s USDT sits in on-chain escrow until the seller confirms payment or an arbitrator rules, and local currency moves between the two people, outside Zen’s systems. Spot and swap are in beta. One perpetual market, ETH, is tradeable; perpetual contracts involve leverage and can cause rapid loss, including full loss of margin, and the margin sits in the exchange’s contract with Zen’s pool as counterparty. Users sign every fund-moving action in their own wallet; the app never holds a private key. Platform fees under the 8 November 2026 schedule: P2P buyers none; sellers none for 90 days from launch, then 0.25 percent; spot and swap 0.25 percent on the USDT leg; perpetuals quoted per order; deposits none; withdrawals network cost only.

Each statement rests on a published page: zenwallet.io/security and zenwallet.io/press, zencard.online, and zenx.tel, which labels each component live, beta, in review or planned.

Three questions to ask any multi-product crypto launch, including this one. Who holds the key, and can any one party move the funds alone? Who issues the card, under whose licence, and in which countries? What is live today, what is in beta or planned, and where is that written down?

“Three products announced together are three claims, not one,” said Poonam Jaiprakash, Group Director. “We would rather tell a reader the exchange is in early access and the card depends on an issuer in their country than let them find out after they have moved money. The wallet is called live because it is finished; the other two will be called live on the day they are.”

“The hardest work in the Trinity is the work nobody sees,” said Arjun NK, Tech Director, Zen Atlas Group. “A lost phone, a disputed trade, a transaction that does not match its quote. Our engineers put their hours there, and what is not finished still says beta.”

Where it does not apply. No route between the products is claimed: funding a ZenCard from ZenWallet, or signing ZenX.tel trades with it, will be described only once that exact route is verified. ZenX.tel is an early release on one chain; TON, an independent audit, a bug bounty and proof of reserves are labelled planned, and its blocked-country list is not published. Because ZenWallet is self-custody, nobody, the company included, can reverse a transaction. This announcement describes what three products do and cost; it is not an offer of a token, an investment or a return, nor a recommendation to trade.

To check availability: zenwallet.io/get-started, zencard.online and zenx.tel/availability

About Zen

Zen is the group behind ZenWallet, ZenPays and Atlas Rails. Digital money infrastructure: wallet, card, payments, settlement, custody. Built properly. ZenWallet and the ZenCard website are operated by OTARO PAY LTD., incorporated in British Columbia, Canada (BC1417547), registered with FINTRAC as a money services business (M23150730) and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act (RPS0014977). Neither regulator reviews, approves or endorses the products. Otaro Pay Ltd. is not a bank; balances are not deposits and are not insured. ZenX.tel’s operating entity is published on zenx.tel once legal confirmation completes.

NEW YORK, USA, November 11th, 2026, FinanceWire

Freedom Finance Insurance has received a credit rating upgrade from S&P Global Ratings, reflecting its growing share of Kazakhstan’s insurance market, stronger financial results and improved capital position. The company has moved from 11th to third place in the country’s non-life insurance sector since 2022, while its market share has risen to 9.7%.

S&P Global Ratings has upgraded the long-term issuer credit and financial strength ratings of Freedom Finance Insurance JSC, part of Nasdaq-listed Freedom Holding Corp. (NASDAQ: FRHC), from ‘BB-’ to ‘BB’. The outlook is stable.

The agency also raised the insurer’s Kazakhstan national-scale rating from ‘kzA-’ to ‘kzA+’, citing its stronger market position, improved operating performance and growing capital base.

One of the main reasons for the upgrade is Freedom Insurance’s rapid growth in Kazakhstan. The company now ranks third in the country’s non-life insurance market, compared with 11th place in 2022. For 2026-2029, the agency forecasts a combined ratio of around 90% and annual net profit of between KZT 11 billion and KZT 16 billion.

The insurer has also strengthened its capital position. In 2026, its capital reached KZT 52 billion (approximately $110 million), up from KZT 35 billion (about $69 million) in 2025.

According to S&P, the stronger capital base should help Freedom Insurance support further growth while maintaining its financial stability. The agency expects the company’s risk-based capital adequacy to remain above its 99.8% confidence-level threshold through 2028, taking into account a KZT 8 billion capital injection in 2026.

S&P also describes the insurer’s investment portfolio as conservative. The company invests primarily in Kazakhstan’s sovereign and quasi-sovereign securities, with an average credit rating of ‘BBB’.

An Important Part of Freedom Holding

S&P continues to regard Freedom Insurance as a strategically important subsidiary of Freedom Holding Corp., which owns the insurer through its Kazakhstan brokerage subsidiary, Freedom Finance JSC.

Insurance plays an important role in the group’s wider business strategy. Alongside banking, brokerage and other financial services, it forms part of the range of products Freedom offers to customers as it develops its financial ecosystem.

The agency expects Freedom Insurance to continue growing and diversifying its business while maintaining strong profitability and capital levels.

At the same time, S&P notes that the insurer still has some ground to make up before it can close the gap with Kazakhstan’s two largest non-life insurance companies. Maintaining its current profitability as it expands will therefore remain important.

Stable Outlook

The stable outlook reflects S&P’s expectation that Freedom Insurance will continue to strengthen its business over the next 12 months without putting undue pressure on its capital position.

The agency could consider another upgrade if the insurer significantly improves its competitive position while keeping its operating performance and capital adequacy in line with expectations.

For now, S&P expects Freedom Insurance to maintain healthy earnings, a stable balance sheet and sufficient capital to support its continued expansion.

About Freedom Holding Corp.

Freedom Holding Corp. provides financial services in 24 countries, including Kazakhstan, the United States, multiple EU countries, Uzbekistan, and Armenia. The Company’s principal executive office is located in New York City. In Kazakhstan, Freedom is actively developing its financial and digital ecosystem, which includes Freedom Bank, Freedom Broker, the insurance companies Freedom Life and Freedom insurance, as well as a lifestyle segment that features Arbuz.kz, Freedom Ticketon, and Aviata. Freedom Holding Corp. shares are traded on the U.S. technology exchange NASDAQ, the Kazakhstan Stock Exchange (KASE), and the Astana International Exchange (AIX) under the ticker symbol FRHC.

Freedom Holding Corp. is regulated by the U.S. Securities and Exchange Commission (SEC) and the common stock is included in the Russell 3000 Index.

Contact

Head of Public Relations
Natalia Kharlashina
Freedom Holding Corp.
prglobal@ffin.kz
+77013641454