Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.
In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.
In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.
How to apply for HyperCard?
a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard
c Submit KYC documents and pass the certification
d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
San Diego, CA, 26 Nov 2025, ZEXPRWIRE, Roger Haenke, an ordained priest and registered nurse with a long record in healthcare leadership and education, is beginning a new chapter focused on community support and local engagement. His work has spanned hospital administration, nursing leadership, teaching at San Diego State University, and years of pastoral service. This next phase builds on those experiences while shifting attention to broader community needs in the San Diego region.
Roger’s career has always centered on service. He began in parish ministry, then moved into clinical work and leadership roles in major healthcare systems across Minnesota, Washington, and California. His roles included director-level positions in perinatal and neonatal services, clinic operations, senior services, and community health programs. He later joined the nursing faculty at San Diego State University, where he taught leadership, financial management, community nursing, and professional development.
This new chapter brings those strands together. Roger plans to focus on work that strengthens local connections, supports underserved groups, and promotes well-being across communities. The direction reflects his long-standing commitment to helping people navigate health, change, and personal growth. It also aligns with his experience guiding teams, supporting families, and mentoring students.
Roger’s years of ministry have shaped his approach. His work has emphasized presence, reflection, and care. His nursing career added structured leadership, quality improvement, and education. This combination positions him to support community efforts that value stability, inclusion, and shared purpose. While the specifics of this phase will develop over time, Roger’s focus remains steady: helping people feel seen, supported, and connected.
He plans to continue engaging local organizations, supporting community programs, and drawing on his background in healthcare and leadership to strengthen collaborative efforts in San Diego. His intent is simple: use decades of experience to give back in ways that reflect the needs of the community today.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Roger Haenke Highlights Community Connection as the Focus of His Next Professional Chapter
San Diego, CA, 26 Nov 2025, ZEXPRWIRE, – Roger Haenke, an ordained priest and registered nurse with an extensive background in healthcare operations and education, is directing the next phase of his career toward broader community involvement in San Diego. Known for leadership across major medical centers, senior care programs, and university-level nursing instruction, he now plans to concentrate on local engagement and supportive outreach.
Roger’s professional life spans several decades and includes clinical leadership roles, administrative oversight for specialty services, and the teaching of future nursing professionals. His work emphasized structured team development, quality improvement, and environments built around dignity and respect. In ministry, he guided individuals through moments of transition, loss, celebration, and spiritual growth. These experiences formed a consistent theme. People thrive when they feel supported and anchored during key points of their lives.
That belief shapes his new direction. Roger is moving into work that centers on everyday connection rather than institutional responsibility. He aims to collaborate with local groups, participate in community-focused projects, and offer steady presence where encouragement and guidance are needed. His approach remains grounded in listening and understanding. He views community work as an extension of the same purpose that guided his roles in healthcare and ministry.
Roger’s practical background informs this shift. He understands the strains placed on families, caregivers, and individuals managing change. He has worked with diverse populations, complex health systems, and educational environments that require teamwork and empathy. These experiences give him a foundation for addressing community needs with clarity and calm direction.
His plans include involvement in activities that strengthen local relationships and foster a sense of belonging. The emphasis is on responsiveness. Roger intends to adjust his efforts as needs arise, supporting projects that enhance well-being and connection for San Diego residents.
Across his career, service has been the consistent thread. This new stage reflects a continued commitment to helping communities feel supported, understood, and connected. Roger views it as an opportunity to bring his experience into settings where small, steady contributions can create lasting impact.
https://www.rogerhaenkesandiego.com/
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Bryan Scott McMillan Featured in New Industry QandA, Calls for Greater Support for Grieving Families and Children Facing Medical Hardship
Texas, US, 26 Nov 2025, ZEXPRWIRE, Business leader and philanthropist Bryan Scott McMillan is the focus of a newly released in-depth interview exploring his three-decade career in the global medical device industry, his leadership approach, and his long-standing commitment to families facing grief and medical hardship.
In the feature, McMillan uses his platform to raise awareness for the growing number of families navigating loss, urging individuals and communities to “show up, listen, and offer support in simple, human ways.”
“I learnt early in life that challenges don’t wait for the perfect moment,” McMillan says in the interview. “What matters is how we support each other through them. Grief can feel isolating, especially for children. People need to know they’re not alone.”
A Growing Need for Support
According to the Childhood Bereavement Estimation Model (CBEM), 1 in 12 U.S. children will lose a parent or sibling by age 18. Grieving children are three times more likely to struggle with academic performance and twice as likely to experience mental health challenges if support systems are weak.
“When my wife passed away, I saw first-hand how devastating loss can be for a child,” McMillan explains. “The WARM Place helped my own family find steady ground again. That experience changed the direction of my life.”
McMillan has volunteered at The WARM Place since 2006 and at Camp Sanguinity for children with cancer and blood disorders. In 2018, he founded Families with Holes, a nonprofit dedicated to providing hope, guidance, and counselling connections for grieving families.
A Leadership Voice Turned Advocate
The interview highlights McMillan’s 30-year career leading medical device organisations through transformation, product innovation, and global expansion. But it is his commitment to service that now defines his mission.
“Leadership is not only about strategy. It’s about showing up for people — in business and in life,” he states. “The most valuable work I do today is helping families who are hurting. You don’t need a title to do that. You only need to care.”
A Call to Action: “Small Acts Change Outcomes”
Instead of fundraising or promotional appeals, McMillan emphasises actionable steps anyone can take to support grieving families:
- Check in consistently — even a short text or weekly call matters.
- Offer practical help — meals, school runs, errands, childcare.
- Listen without fixing — grief needs presence, not solutions.
- Share memories of the loved one — it validates their importance.
- Encourage connection to community support groups or grief programmes.
“Grief doesn’t follow a schedule,” McMillan notes. “The smallest act of kindness can change someone’s week. Most people underestimate the impact they can have.”
To read the full interview, visit the website here.
About Bryan Scott McMillan
Bryan Scott McMillan is a retired senior executive with over 30 years of leadership experience in the global medical device industry. Following the loss of his wife, he became an active grief-support advocate and later founded Families with Holes, which provides hope and resources to families facing loss. He continues to volunteer, mentor, and speak on resilience, community support, and compassionate leadership.
Press Contact
info@bryanscottmcmillanexecutiveleader.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Roger Haenke Highlights Community Connection as the Focus of His Next Professional Chapter
Roger Haenke Announces New Chapter of Community-Focused Work in San Diego
Bryan Scott McMillan Featured in New Industry QandA, Calls for Greater Support for Grieving Families and Children Facing Medical Hardship
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