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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Jack Botanicals Sets New Industry Standard with Premium Quality Kratom and Best Kratom Vendor

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13 hours ago

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December 6, 2025

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Las Vegas, NV, 6 Dec 2025, ZEX PR WIRE, Jack Botanicals, a premier kratom vendor serving over 60,000 enthusiasts worldwide, continues to distinguish itself as an industry leader through its unwavering commitment to quality, transparency, and exceptional customer experience.

Quality That Speaks for Itself

Jack Botanicals maintains rigorous third-party lab testing for all products to ensure potency, purity, and safety. The company follows Good Manufacturing Practice (GMP) guidelines, setting a benchmark that few competitors can match.

“We don’t just sell kratom—we deliver a promise of consistency and quality with every order,” said Eric Larson, CEO of Jack Botanicals. “Our customers deserve nothing less than products they can trust, backed by transparent testing and ethical sourcing practices.”

Comprehensive Product Selection

Jack Botanicals offers an extensive catalog of over 45 kratom varieties spanning multiple categories:

Premium Kratom Powders – Including Green, Red, White, Yellow, and Gold vein varieties sourced directly from Southeast Asian farmers, with prices starting at just $39

Convenient Capsules – Pre-measured dosages for on-the-go convenience without the mess of loose powder

Specialty Strains – Including popular options like Maeng Da, Bali, and Borneo, each carefully selected for unique characteristics

All products undergo multiple rounds of testing for heavy metals, microbes, and alkaloid content, ensuring customers receive only the purest, most potent kratom available.

Lightning-Fast Shipping and Customer-Centric Service

What truly sets Jack Botanicals apart is its operational excellence. Most orders arrive within one to three business days, with same-day shipping available. All packages are shipped discreetly to ensure customer privacy.

Customer testimonials consistently highlight the company’s responsive support team, with many noting response times under one hour. The personalized, human-based customer service approach has earned the trust of thousands of repeat customers.

Risk-Free Shopping Experience

Demonstrating confidence in product quality, Jack Botanicals offers a hassle-free 30-day money-back guarantee, provided 75% of the product remains. This customer-first policy allows buyers to shop with complete confidence.

New customers can take advantage of a special offer using promo code JACK30 for 30% off their first order.

Commitment to Sustainability and Ethics

Jack Botanicals prioritizes sustainable sourcing practices and maintains direct relationships with Southeast Asian farmers. The company’s enhanced packaging uses airtight, moisture-resistant containers that preserve freshness while minimizing environmental impact.

“We believe in doing business the right way—treating our customers, our suppliers, and the environment with respect,” Larson added. “That’s what makes Jack Botanicals different.”

About Jack Botanicals

Based in Las Vegas, Nevada, Jack Botanicals is a trusted source for premium kratom products dedicated to enhancing natural wellness and balance. The company carefully sources and rigorously tests its kratom to ensure purity, potency, and consistency, providing customers with reliable options for their wellbeing needs. Committed to transparency and sustainable practices, Jack Botanicals offers a range of kratom strains to support diverse wellness goals.

Contact Information

Eric Larson
CEO, Jack Botanicals
Website: https://jackbotanicals.com

Note: The United States Food and Drug Administration (FDA) has not evaluated kratom products. Customers should verify the legal status of kratom in their state before purchasing or using this product.

Contact:
For inquiries, product samples, or interview requests:
social@jackbotanicals.com

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Press Release

The Attic Insulation Specialists Inc. Expands Full-Service Home Energy and Safety Solutions Across Southern California

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14 hours ago

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December 6, 2025

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United States, 6th Dec 2025 – Homeowners across Los Angeles, Orange, Ventura, Riverside, and San Bernardino Counties now have access to a complete solution for attic insulation, crawl space cleaning, mold remediation, and home energy efficiency through The Attic Insulation Specialists Inc. With decades of combined service experience, the company continues to set the standard for residential home performance, safety, and energy savings in Southern California.

As licensed, bonded, and insured experts, The Attic Insulation Specialists provide a full range of professional services designed to protect homes, improve indoor air quality, and increase long-term energy efficiency. Their offerings include attic insulation installation and removal, radiant barrier insulation, crawl space cleaning and waterproofing, HVAC ductwork services, mold remediation, rodent proofing, ventilation solutions, disaster recovery cleaning, and drill-and-fill wall insulation.

“Our mission is to provide long-lasting solutions that improve the safety, comfort, and energy efficiency of every home we work on,” said Sergey Or, RMO at The Attic Insulation Specialists Inc. “By combining high-grade materials, expert craftsmanship, and code-compliant practices, we deliver results homeowners can depend on for years.”

Proper insulation is one of the most effective ways to reduce energy costs and maintain indoor comfort. The company installs top-quality insulation materials that prevent heat loss, reduce moisture buildup, and protect against rodent damage. Their crawl space services—including vapor barriers, waterproofing, and dehumidifier installation—address moisture, mold, and structural concerns that commonly affect Southern California homes.

The company’s mold remediation services eliminate harmful spores and restore safe indoor air quality, while their attic and roof ventilation systems reduce condensation, lower energy usage, and prevent mold growth. Homeowners experiencing fire, smoke, or environmental damage rely on their deep cleaning and disaster recovery services for fast, thorough restoration.

Every project is completed under direct supervision of a Licensed Contractor and RMO, ensuring compliance with all California state laws and building codes. The Attic Insulation Specialists have earned the trust of more than 28,900 households and received over 1,500 positive reviews, reflecting an unwavering commitment to customer satisfaction.

Homeowners also benefit from a 10-year service warranty and lifetime insulation warranty, reinforcing the company’s dedication to long-term value, durability, and performance.

Why Homeowners Across Southern California Choose The Attic Insulation Specialists

  • Experienced Experts with decades of combined knowledge in attic and crawl space solutions
  • Comprehensive Protection: Insulation, ventilation, rodent control, mold remediation, and more
  • Licensed, Bonded & Insured for complete homeowner peace of mind
  • Code-Compliant Work meeting all California state requirements
  • Fast & Reliable Local Service across Los Angeles, Orange, Ventura, Riverside & San Bernardino Counties
  • Long-Term Warranties ensuring unmatched value and reliability

“We treat every home like our own,” said RMO Sergey Or. “Our goal is to create safer, cleaner, more energy-efficient environments for families throughout Southern California.”

Homeowners looking to improve home comfort, efficiency, and protection can contact The Attic Insulation Specialists today at 800-778-3765 or visit www.theatticspecialist.com to schedule a free inspection with a Licensed Contractor.

About The Attic Insulation Specialists Inc.

Based in Los Angeles, CA, The Attic Insulation Specialists Inc. is a leading insulation and home performance company serving Los Angeles, Orange, Ventura, Riverside, and San Bernardino Counties. Offering attic insulation, crawl space services, mold remediation, ventilation solutions, rodent proofing, and more, the company is dedicated to providing safe, efficient, and durable home improvement services backed by expert supervision and state-compliant standards.

Contact:
RMO
The Attic Insulation Specialists
Tel: 800-778-3765 | 213-258-0354
Email: theatticspecialist@gmail.com
Website: www.theatticspecialist.com

Media Contact

Organization: The Attic Insulation Specialists

Contact Person: RMO

Website: http://www.theatticspecialist.com/

Email: Send Email

Country:United States

Release id:38646

The post The Attic Insulation Specialists Inc. Expands Full-Service Home Energy and Safety Solutions Across Southern California appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

NUICC Launches South India Regional Chamber in Bengaluru to Propel U.S.–India Trade and Innovation

Published

15 hours ago

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December 6, 2025

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Celebrating 20 Years of Fostering Economic Ties, the Chamber Targets the Dynamic Tech and Industrial Hub of South India

Denver, Denver, United States, 6th Dec 2025 – The National U.S.–India Chamber of Commerce (NUICC) today announced the inauguration of its South India Regional Chamber in Bengaluru, a strategic expansion designed to deepen economic collaboration between the United States and India’s vibrant southern states. The launch event, held on December 3, 2025, marks a pivotal milestone in NUICC’s 20th-anniversary year, underscoring its commitment to fostering bilateral trade, investment, and innovation.

The new chamber will serve as a dedicated hub for businesses, entrepreneurs, and thought leaders across Karnataka, Tamil Nadu, Telangana, Kerala, and Andhra Pradesh. It aims to leverage South India’s renowned strengths in technology, R&D, aerospace, biotechnology, renewable energy, and advanced manufacturing to create new pathways for U.S.–India commercial partnerships.

“For two decades, NUICC has been at the forefront of building bridges between the world’s largest economies,” said Dr Purnima Voria, Founder & CEO of NUICC. “The inauguration of our South India Regional Chamber in Bengaluru—the ‘Silicon Valley of India’—is a natural and strategic evolution. This region is a powerhouse of innovation and entrepreneurship, and we are here to connect its dynamism with opportunities across the United States, driving growth and shared prosperity.”

The launch event featured keynote addresses from senior government officials from India and the United States, alongside leaders from global corporations and pioneering startups. Panel discussions focused on critical themes such as “Semiconductors and Supply Chain Resilience,” “Cross-Border Venture Capital in Deep Tech,” and “Sustainable Infrastructure and Clean Energy Partnerships.”

Key Objectives of the South India Regional Chamber Include:

  • Facilitating Market Access: Providing U.S. companies with on-the-ground intelligence and networks to navigate and thrive in South India’s diverse markets, and vice versa.
  • Accelerating Innovation: Creating a collaborative ecosystem where U.S. and Indian tech firms, research institutions, and startups can co-develop solutions for global challenges.
  • Advocating for Policy: Engaging with stakeholders at the state and national levels to promote a conducive regulatory environment for trade and investment.
  • Building Sector-Specific Alliances: Developing focused initiatives in priority sectors such as IT/ITeS, aerospace & defence, fintech, healthcare, and smart infrastructure.
  • Nurturing Leadership: Offering executive programs and networking forums to strengthen people-to-people ties and cultivate the next generation of business leaders.

“Bengaluru is not just a location; it’s a statement of intent,” said Dr Purnima Voria. “Our chamber will be proactive, project-driven, and results-oriented. We are excited to work hand-in-hand with the local business community to turn potential into tangible projects and partnerships.”

The launch coincides with NUICC’s year-long 20th-anniversary observance, which highlights two decades of achievements in strengthening the U.S.–India economic corridor. The establishment of the South India Chamber is seen as a cornerstone for the organisation’s next decade of growth.

About the National U.S.–India Chamber of Commerce (NUICC):
Founded in 2005, the National U.S.–India Chamber of Commerce (NUICC) is a premier non-profit business advocacy organisation dedicated to enhancing bilateral trade, investment, and commercial relations between the United States and India. With chapters across the United States and now in India, NUICC provides its members with policy advocacy, strategic insights, business matchmaking, and a powerful network to succeed in both markets.

Media Contact

Organization: NUICC

Contact Person: Satish Kumar Seena

Website: https://nuicc.org/

Email: Send Email

Contact Number: +13033253094

Address:1099 17th St, Suite 2150, Denver,

Address 2: CO 80202 United States

City: Denver

State: Denver

Country:United States

Release id:38606

The post NUICC Launches South India Regional Chamber in Bengaluru to Propel U.S.–India Trade and Innovation appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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