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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

ForgeAlpha Academy FA Announces World-Class Faculty Expertise And A Dedicated Student Success Mentoring Model To Accelerate Student Growth

Published

31 seconds ago

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November 29, 2025

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Core mentors Professor Andrew King, Ron Vanderbilt, and Dave Moore have teamed up to create an unparalleled AI financial education experience with exceptional ROI Education Value.

United States, 29th Nov 2025 – ForgeAlpha Academy (FA) firmly believes that exceptional educational outcomes stem from exceptional instruction. The core strength of the college lies not only in its cutting-edge course content but also in its unrivalled world-class faculty expertise. Under the leadership of Founder and Chief Mentor, Professor Andrew King, FA has implemented a unique Dedicated Student Success Mentorship model. Combined with  the intelligent support of the VelarMind AI (VM AI) system, this ensures that every student receives a highly personalized learning path. From the technical rigor of Chief Architect  Ron Vanderbilt  to the hands-on experience of Senior Instructor Dave Moore, FA is committed to translating student potential into quantifiable Exceptional ROI Education Value)。

Faculty: A Blend Of Depth Of Knowledge And Practical Experience

The teaching team at ForgeAlpha Academy (FA) is not only academics but also practitioners in the industry. The faculty is  a direct reflection of its Accredited Academic Integrity, ensuring that students are always in sync with the rapidly changing AI and financial markets.

Professor Andrew King, as the head of the Academy, infuses his extensive experience in computational finance and edtech into the curriculum design and instructional philosophy. He ensures  that each module of the FA emphasizes ethics and practicality, adhering to Transparent & Ethical Education Standards.

In the professional field, in-depth coverage of the teaching team is crucial:

  • Ron Vanderbilt, Chief Architect: He applies complex quantitative finance theory and cryptocurrency analysis expertise directly to  the architecture of VelarMind AI (VM AI).  Ron’s role ensures that students can  conduct barrier-free, high-fidelity financial model training supported by Optimized & Robust System Architecture.
  • Senior Instructor Dave Moore: As an authority on options and derivatives trading, Dave Moore brings decades of market experience to  the Cutting-Edge Course Content. He focuses on teaching students strategies for making profits in the real world, rather than being limited to textbook knowledge.

This combination of professionalism and practice is  the fundamental reason why FA students are able to quickly master high-value skills and achieve high Exceptional ROI Education Value.

Exclusive Guidance: From Personalized To Professional Mastery

FA‘s Dedicated Student Success Mentorship model is a core pillar of the Academy‘s Pioneering AI-Driven Learning philosophy. This model goes beyond traditional office hours or mentor coaching – it’s a comprehensive, results-oriented support system.

  1. AI-Powered Personalized Paths: Students  receive customized learning paces and content sequences with VelarMind AI (VM AI).  VM AI can identify students’ knowledge blind spots and learning preferences in real-time, and adjust course materials to optimize learning efficiency.
  2. Continuity in Interpersonal Mentoring:  The team, led by Natalie Miller, Director of Learning Experience and Support, ensures that every student has a solid connection with a senior mentor. These mentors provide career planning advice, emotional support, and ongoing accountability, ensuring that students can overcome learning challenges and leverage VM AI‘s capabilities effectively.
  3. Hands-on Application-Oriented: Tutors work closely with experts like Ron Vanderbilt and Dave Moore to guide students in applying theoretical knowledge to simulations or real-world projects, maximizing  the impact of Cutting-Edge Course Content.

This unique approach that combines World-Class Faculty Expertise with AI-assisted Dedicated Student Success Mentorship  makes FA‘s educational value highly competitive and adheres to its commitment  to Transparent & Ethical Education Standards Commitment.

The Result Is A Quantifiable And Superior Return

ForgeAlpha Academy (FA)’s commitment to delivering Exceptional ROI Education Value is evidenced by the achievements of its graduates. Through accelerated learning through the Dedicated Student Success Mentoring  model, FA alumni enter the job market with not only a complete skill tree, but also a hands-on ability to create immediate value for employers.

The latest employment data shows that FA graduates have a significant starting salary premium and faster advancement rates in high-growth fields such as fintech, quantitative analytics, and investment banking. This exemplifies the Academy’s  success in pioneering AI-driven learning and nurturing future leaders.

About ForgeAlpha Academy

ForgeAlpha Academy (FA) is a premier global educational institution specializing in AI, Quantitative Finance, and Advanced Trading Strategies. Committed to delivering Cutting-Edge Course Content and Exceptional ROI Education Value, FA utilizes its proprietary VelarMind AI (VM AI) system to provide a personalized, stable, and results-driven learning experience. Led by Founder Professor Andrew King, FA adheres to the highest standards of Transparent & Ethical Education Standards and Accredited Academic Integrity.

Media Contact

Organization: ForgeAlpha Academy

Contact Person: Nina Jarl

Website: https://forgealphaacademy.com/

Email: Send Email

Country:United States

Release id:38098

Disclaimer: This material is provided for general informational purposes only and does not constitute financial, educational, or professional advice. No guarantees of outcomes or performance are implied. Readers should verify all information independently and refer to official sources for accurate details.

The post ForgeAlpha Academy FA Announces World-Class Faculty Expertise And A Dedicated Student Success Mentoring Model To Accelerate Student Growth appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

SCLBRD Launches the Ultimate All-in-One Social Media App, Bringing Every Major Platform Into a Unified Feed

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32 seconds ago

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November 29, 2025

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United States, 29th Nov 2025 — Today, SCLBRD (SocialBoard) officially announces the global rollout of its groundbreaking all-in-one social media app, designed for users who want to browse, follow, and manage all major social media platforms from one simple, unified interface. SCLBRD positions itself as the #1 follow and browser app for all social media apps in one place, giving users an easier, faster, ad-free way to keep up with everything that matters.

With the explosion of content across platforms like Facebook, Instagram, TikTok, YouTube, X (Twitter) and more, users are overwhelmed by switching between apps, missing updates, and juggling endless tabs. SCLBRD solves this digital chaos by delivering a clean, unified feed where all posts, reels, videos, stories, and social updates appear together—organized automatically and updated every hour.

A Unified Social Media Feed for the Modern Generation

SCLBRD’s mission is simple: combine all social media apps in one app and give users one scrollable feed that adapts to what they follow. Whether it’s viral TikTok trends, new YouTube uploads, Instagram reels, or the latest posts from creators, celebrities —SCLBRD makes everything visible from one dashboard.

“People live on multiple platforms at once,” said the SCLBRD development team. “We built SCLBRD to eliminate app-hopping and give users one place to follow everything. It’s the social media browser we always wished existed.”

Key Features Designed for Control and Speed

SCLBRD offers a suite of features engineered to simplify the social media experience:

  • Unified Social Feed – All posts and updates from all connected social networks in one scroll.
  • Multi-Platform Coverage – Facebook, Instagram, TikTok, YouTube, X, and more coming soon (LinkedIn, Pinterest).
  • Unlimited Following – Track as many creators, influencers, brands, or celebrities as you want.
  • Smart Notifications – Hourly scans ensure you never miss important updates.
  • Custom Filters & Groups – Organize creators by interests, platforms, and categories.
  • Visual-First Experience – Photos, videos, reels, and social content displayed cleanly with no Ads.
  • Your Feed, Your Rules – Full control over what you see and when you see it.

Solving the Multi-Platform Problem

SCLBRD is not another social network. It is a social media browser and multi-social follow app created for Gen Z, creators, multitaskers, and anyone who follows multiple platforms daily. The app helps users avoid FOMO, save time, discover new creators, and stay updated without switching apps.

Availability

SCLBRD is now available on the Google Play Store worldwide.
Download now and browse all social media apps in one app:
“One app. All the feeds. Zero FOMO.”

Media Contact

Organization: SocialBoard

Contact Person: Tom Board

Website: https://play.google.com/store/apps/details?id=com.sclbrd.app

Email: Send Email

Country:United States

Release id:38113

The post SCLBRD Launches the Ultimate All-in-One Social Media App, Bringing Every Major Platform Into a Unified Feed appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

JoinProp Launches Comprehensive Prop Trading Firm Comparison Platform

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32 seconds ago

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November 29, 2025

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Cyprus, 29th Nov 2025 – JoinProp (www.joinprop.com), a new platform dedicated to comparing proprietary trading firms, has officially launched to help traders evaluate and choose funded trading programs with confidence.

JoinProp provides the most comprehensive database of proprietary trading firm reviews available online – featuring nearly 300 in-depth articles and an ever-growing video academy.

The platform was created to address the growing need for transparency in the rapidly expanding prop trading industry, where hundreds of firms compete with varying challenge structures, profit splits, and trading conditions.

“The prop trading industry has grown exponentially, but clarity and trust have not always kept up,” said the JoinProp team. “We built JoinProp to simplify the process for traders, providing unbiased, data-driven insights so they can select the firm that truly fits their goals and trading style.”

JoinProp stands out by combining written reviews, video testimonials, and educational articles, each accompanied by explainer videos. The platform enables traders to compare firms side by side across key parameters such as:

  • Challenge rules and evaluation phases
  • Profit split structures
  • Account sizes and pricing
  • Maximum drawdown limits
  • Payout speeds and trading restrictions
  • Supported trading platforms

Its intuitive design allows traders to filter over 100 active prop firms (and growing) by measurable criteria, identifying opportunities that align with their strategies and risk tolerance.

Beyond comparison tools, JoinProp’s integrated Academy offers a growing library of educational content on topics such as trading psychology, risk management, and prop firm selection strategies. Each academy article includes a companion video, making JoinProp a unique hybrid of research hub and learning platform.

As a privately-owned company based in Paphos, Cyprus, JoinProp operates with full editorial independence, ensuring unbiased evaluations across all listed prop firms.

Looking ahead, the team plans to expand its academy, introduce interactive comparison features, and continue adding firms to its database — reaffirming JoinProp’s mission to bring transparency, education, and empowerment to the global prop trading community.

About JoinProp
JoinProp is an independent comparison and education platform for the proprietary trading industry, founded in 2024 and based in Paphos, Cyprus. The platform offers nearly 300 in-depth firm reviews, side-by-side comparisons, and an expanding video academy — empowering traders to make informed decisions and find the right funded trading program for their needs.

Developed by Opsodo.
www.joinprop.com
 

Media Contact

Organization: JoinProp

Contact Person: JoinProp

Website: https://www.joinprop.com/

Email: Send Email

Country:Cyprus

Release id:38112

Disclaimer: This material is for general informational purposes only and does not constitute financial, trading, or professional advice. Proprietary trading involves significant risk, and outcomes are not guaranteed. Users should conduct their own independent research and refer to official sources before making any decisions.

The post JoinProp Launches Comprehensive Prop Trading Firm Comparison Platform appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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