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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Vape Buy Launches New Online Platform to Bridge the Gap Between Single-Use and Rechargeable Vaping

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8 hours ago

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January 26, 2026

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Vape Buy, a premier UK online vape retailer, announces the launch of its new website. The platform is designed to streamline the transition for customers moving from standard disposables to TPD-compliant Big Puff vapes and refillable pod systems.

London, United Kingdom, 26th Jan 2026 – Vape Buy, a premier UK online vape retailer, announces the launch of its new website. The platform is designed to streamline the transition for customers moving from standard disposables to TPD-compliant Big Puff vapes and refillable pod systems.

The new website features a streamlined, mobile-optimised design that prioritises speed and accessibility. It categorises the retailer’s extensive inventory into intuitive sections, including Big Puff Vapes (6K, 10K, 20K+ capacities), Nic Salts, Pod Vape Kits, and Shortfill E-Liquids. Recognising the industry shift towards more sustainable options, Vape Buy has positioned itself as a specialist in bridging the gap between single-use bars and advanced rechargeable kits.

To ensure compliance and speed, the site utilises a lightweight, custom-built age verification system and optimised infrastructure to deliver a fast browsing experience. Customers across the UK benefit from rapid dispatch on all orders, with a focus on delivering the latest hardware from industry leaders such as Vaporesso, OXVA, SMOK, and GeekVape.

“We want to simplify the vaping journey for our customers,” said a spokesperson for Vape Buy. “The market is moving away from traditional single-use disposables towards higher capacity, TPD-compliant Big Puff devices and refillable pods. Our new platform makes it effortless for users to find these cost-effective alternatives. Whether a customer needs a Hayati Pro, an IVG 2400, or a bottle of Elfliq, our goal is to get it to their door quickly and efficiently.”

Vape Buy stocks a curated selection of genuine products sourced directly from trusted manufacturers. The inventory includes the latest releases from Lost Mary, SKE Crystal, and Elux, alongside a vast library of e-liquid flavours ranging from classic tobacco to popular fruit blends. The site operates with strict adherence to UK regulations, ensuring all products are genuine and age-verified.

Vape Buy invites adult smokers and existing vapers to visit the new online store to explore the range of high-capacity devices and premium e-liquids.

About Vape Buy

Vape Buy is a UK-based online vape store dedicated to providing high-quality vaping hardware and e-liquids. With a focus on value and compliance, the company specialises in Big Puff vapes and refillable pod kits, helping customers transition away from expensive single-use disposables. Headquartered in London, Vape Buy offers fast UK shipping and dedicated customer support to ensure a seamless purchasing experience.

More Information

To learn more about Vape Buy and the launch of its new website, please visit https://vapebuy.co.uk/.

Media Contact

Organization: Revo 2 Evo LTD T/A Vape Buy

Contact Person: Vape Buy

Website: https://vapebuy.co.uk/

Email: Send Email

Contact Number: +442071013143

Address:128 City Road

City: London

Country:United Kingdom

Release id:40614

The post Vape Buy Launches New Online Platform to Bridge the Gap Between Single-Use and Rechargeable Vaping appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Doctors Behind Proud Urology’s Growth, Dr. Jin-mo Koo and Dr. In-sung Hwang, Launch Highest Urology Clinic in Seoul with Advanced Sterile Systems

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8 hours ago

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January 26, 2026

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Seoul, Korea South, 26th Jan 2026 – Highest Urology Clinic officially announced its grand opening on January 19 in the heart of Seoul. The clinic is led by Representative Directors Dr. Jin-mo Koo and Dr. In-sung Hwang, the visionaries widely recognized for driving the unprecedented growth and success of Proud Urology. Their new venture is dedicated to establishing a global standard in male reconstructive and aesthetic urology through advanced medical infrastructure.

To ensure the highest level of patient safety, the clinic has implemented a University-Hospital Level Sterile Surgery System. The facility features four independent operating rooms equipped with Positive Pressure Air Conditioning, a specialized technology that maintains a zero-infection environment by blocking external pollutants and fine dust. This high-standard infrastructure is essential for the clinic’s specialized procedures involving surgical implants and grafts.

Dr. Jin-mo Koo, a leading authority in male reconstruction, brings his extensive clinical expertise in the application of MegaDerm (Acellular Dermal Matrix) and MegaFill. His precision-focused approach, backed by years of clinical data, ensures natural and safe outcomes. Co-representative Dr. In-sung Hwang complements this with his expertise in gynecomastia correction and male body contouring, merging functional restoration with aesthetic excellence.

“Our opening on January 19 marks a new era in men’s healthcare,” said the Directors. “By integrating the clinical expertise we developed while leading Proud Urology with a state-of-the-art sterile environment, we are committed to providing a premier medical experience that both domestic and international patients can trust.”

About Highest Urology Clinic: Highest Urology Clinic is a premier medical institution in Seoul specializing in advanced urological surgery and men’s health. Led by industry experts Dr. Jin-mo Koo and Dr. In-sung Hwang, the clinic provides comprehensive solutions in reconstructive and aesthetic urology, supported by a university-grade sterile infrastructure.

Address : 14F & 15F, 655, Seolleung-ro, Gangnam-gu, Seoul, Republic of Korea

Learn more at : www.highsturology.co.kr

Media Contact

Organization: Highst Urology Clinic

Contact Person: Sung

Website: https://www.highsturology.co.kr/

Email: Send Email

City: Seoul

Country:Korea South

Release id:40586

The post Doctors Behind Proud Urology’s Growth, Dr. Jin-mo Koo and Dr. In-sung Hwang, Launch Highest Urology Clinic in Seoul with Advanced Sterile Systems appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Dr. Ijeoma Esther Nnamdi: Redefining Global Leadership, Empowering Women and Next-Generation Leaders

Published

10 hours ago

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January 26, 2026

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Nigeria, 26th Jan 2026 –Grounded in executive experience as Group General Manager to the helm of international organizations as Strategic Country Director/Head, Dr. Ijeoma Esther Nnamdi—Global Keynote Speaker and Human Capacity Development Expert—is redefining leadership by advancing excellence, gender equity and transformative social impact across Africa and beyond. A seasoned author and co-author of bestselling books published in the United States, India, Indonesia, the Philippines and Zimbabwe; her career trajectory demonstrates strategic depth, adaptability and operational excellence. She is particularly respected for her commitment to empowering women and positioning the girl child for leadership within systems where access and opportunity remain limited.

Anchored in the conviction that leadership must be intentional, strategic and results-driven; Her professional work centres on the design and execution of high-impact initiatives that strengthen institutions, build human capital and address structural barriers that restrict women and girls. Her leadership approach integrates policy intelligence, stakeholder management and executional precision, earning her recognition as a trusted voice across government, civil society, faith-based platforms, corporate institutions and international development ecosystems.

On 25 November 2025, Dr. Ijeoma Esther Nnamdi led the globally resonant “Say No to Child Marriage” campaign under the theme “Her Dreams Matter More Than Your Traditions.” The campaign strategically challenged deeply entrenched harmful practices while repositioning the girl child as a vital global asset whose education, agency and aspirations must be protected and prioritized.

As a Global Keynote Speaker, her engagements have reached audiences in fifteen countries across Asia, North America, Europe, Australia, and Africa. Her influence has been recognized through more than 100 awards for leadership and impact. She has delivered transformational insights on over a thousand platforms, including leadership summits, policy forums, academic institutions and women faith-focused development conferences. Her speaking style is noted for its clarity, authority and electrifying effect, equipping leaders to build inclusive, high-performing and future-ready systems.

Dr. Ijeoma Esther Nnamdi is the author of LEAD BEYOND,  distributed to teenage girls across seven secondary schools and YOUTHFUL WITHOUT BLEMISH, which has been a tool for training in faith-based youth leadership programs. She has more than 30 publications. Her body of work reflects a consistent philosophy that empowerment must begin early, be intentional and be sustained—creating pathways that enable women and girls not merely to survive, but to lead beyond societal limitations.

Her leadership is described as principled, courageous and generational, positioning her as a significant force in global discourse on leadership, equity and human development.

Social Media Links :

https://www.facebook.com/share/1HootmxJdE/

https://www.linkedin.com/in/dr-ijeoma-esther-nnamdi-362009148

https://www.instagram.com/iamesthernnamdi

Book Store : https://selar.com/m/Inspirationals

Media Contact

Organization: Mummy and I Magazine

Contact Person: Dr. Ijeoma Esther Nnamdi

Website: https://www.instagram.com/mummyand_i

Email: Send Email

Contact Number: +2348137890242

Country:Nigeria

Release id:40582

The post Dr. Ijeoma Esther Nnamdi: Redefining Global Leadership, Empowering Women and Next-Generation Leaders appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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