Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?
a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Amadeus Acquires Bitte to Power Private, Deterministic and Self-Improving Trading Agents
Strategic acquisition combines Bitte’s proven trading agent platform and developer ecosystem with Amadeus Protocol’s private, deterministic infrastructure.
Tortola, BVI, 4th February 2026, ZEX PR WIRE, Amadeus Protocol, the AI-native Layer 1 for private, deterministic, self-improving agents, today announced the strategic acquisition of Bitte.ai (formerly Bitte Protocol / Mintbase) for $1.7 million paid in $AMA. The deal unifies Amadeus’ approach to developing infrastructure for private and deterministic agents, with Bitte’s battle-tested agentic trading product, user base and integrations.

Bitte brings a live, multi-chain network of 24,164 unique users, 2.85M+ messages across 344k+ chats, and 16,703 registered agents. The majority of these users are EVM-native, directly aligning with Amadeus’ initial go-to-market focus on prediction markets, DEXs and exchanges.
Amadeus is a high-performance Layer 1 that combines Useful Proof of Work (uPoW), turning mining into useful AI computation, with a deterministic agent runtime, on-chain learning history and Trusted Execution Environments (TEEs)-backed privacy pools. Together, these enable agents that are replayable, auditable, and privately executed at the base layer.
Since 2018, the Bitte (formerly Mintbase) team has been at the forefront of practical application development, pioneering digital asset solutions before the technology reached mainstream adoption. Their engineering pedigree includes groundbreaking implementations at major industry events such as NFT.NYC and Berlin Blockchain Week.
Bitte has spent years building consumer-facing Web3 applications and, more recently, agentic trading flows on top of DEXs and on-chain venues. With the acquisition, those ideas are being rebuilt as protocol-native agents on Amadeus.
“Bitte proved that users want to interact with agents to manage trades and build investment strategies,” said Leslie Kivit, Co-Founder of Amadeus. “We have now combined Bitte’s product, data and integrator network with Amadeus’ private and deterministic agent runtime. Every user on Amadeus will be able to run their own autonomous self-improving agent through simple text commands on every chain. For partners like exchanges and prediction markets, we offer an embedded agent that makes complex features accessible through natural conversation.”
The integration focuses on three key pillars:
- Unified Interface: Bitte’s workflow engine, UX components and lessons from 2.8M+ historical agent messages will be integrated into Amadeus.
- Amadeus Trading Fabric: Bitte’s existing exchange and DeFi connectors will plug into Amadeus as venue adapters, feeding a unified, CRDT-style orderbook. High-value Bitte agents will be re-implemented as deterministic agents with on-chain learning histories.
- Community: Bitte’s partners, developers, and users will transition to the Amadeus ecosystem. The Agent Launchpad is live from today on bitte.ai. Additional agents and features will be released over the coming weeks. To accelerate adoption, Amadeus is waiving all deployment and usage fees for agents. Partners including decentralized exchanges and prediction markets can integrate Amadeus agents at no cost.
Effective immediately, all Bitte assets, intellectual property, and technology platforms will be integrated into Amadeus Protocol’s broader innovation portfolio. The Amadeus team thanks the Bitte community, early supporters, and partners who made this milestone possible.
About Amadeus Protocol: Amadeus Protocol is the privacy settlement layer for agents. The network combines verifiable agent execution with privacy-preserving infrastructure, enabling agents that learn, adapt, and execute across multiple chains.
About Bitte.ai: Bitte.ai is an AI agent platform enabling users to deploy trading strategies through natural language. Since 2018, the team has built consumer blockchain applications serving artists, creators, and traders.
www.ama.one
info@ama.one
https://x.com/amadeusprotocol
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
BikesDirect Strengthens Its Role as the Leading Factory-Direct Bicycle Source in 2026
- Industry-Leading Value, Transparent Pricing, and Expanded Selection Continue to Set Bikesdirect Apart as Rider Demand Grows Nationwide
Jacksonville, FL, 4th February 2026, ZEX PR WIRE, As cycling continues its steady evolution from niche hobby to mainstream lifestyle choice, Bikesdirect is reinforcing its position in 2026 as the leading destination for factory-direct bicycles, offering riders nationwide unmatched value, selection, and transparency at a time when affordability and performance matter more than ever.
With growing interest in cycling for fitness, commuting, recreation, and exploration, consumers are increasingly scrutinizing how and where they buy their bikes. In that landscape, Bikesdirect’s direct-to-consumer model—cutting out traditional retail markups while delivering performance-focused designs—has emerged as a defining advantage. The company’s continued growth reflects a broader shift in consumer expectations: riders want quality without inflated pricing, clarity without gimmicks, and access to bikes that fit real-world riding needs.
“Cycling has changed, and so has the way people shop for bikes,” said a Bikesdirect spokesperson. “Riders are more informed than ever. They understand components, geometry, and value. Our role is to meet that knowledge with honesty, consistency, and factory-direct pricing that makes sense.”
At the core of Bikesdirect’s success is a straightforward approach that has remained consistent even as the industry has evolved. By working directly with manufacturers and eliminating layers of distribution, Bikesdirect delivers bicycles that would typically carry significantly higher price tags in traditional retail environments.
This model has proven especially relevant in recent years, as rising costs across shipping, materials, and retail overhead have pushed bike prices higher industrywide. While many retailers have struggled to balance price increases with customer expectations, Bikesdirect’s factory-direct structure has allowed the company to maintain competitive pricing without sacrificing component quality or ride performance.
The result is a catalog that spans nearly every riding category—from road and gravel to mountain, hybrid, cruiser, electric, and youth bikes—while remaining accessible to both first-time buyers and experienced cyclists seeking performance upgrades.
Industry observers note that this approach has positioned Bikesdirect as a value benchmark rather than a discount outlet. The company’s bikes are not built to chase trends or inflate feature lists but to deliver functional performance aligned with how people actually ride.
In 2026, the cycling audience is more diverse than ever. Riders are not defined solely by racing ambitions or trail intensity. Many are commuters seeking efficiency, fitness riders prioritizing comfort, families introducing children to cycling, or adventure-minded cyclists exploring mixed terrain at their own pace.
Bikesdirect’s product strategy reflects that diversity. Hybrid bikes continue to attract riders looking for flexibility across pavement and paths. Gravel bikes are drawing those interested in endurance and exploration without the rigidity of traditional road cycling. Mountain bikes remain a cornerstone for off-road enthusiasts, while cruisers appeal to riders who value simplicity and comfort. Electric bikes have expanded access further, allowing more people to ride longer and more frequently.
According to Bikesdirect, one of the defining trends of 2026 is the decline of one-size-fits-all retail sales. Riders increasingly seek bikes that match their lifestyle rather than forcing their lifestyle to fit a bike.
“We’re seeing customers who know exactly how they want to ride,” the spokesperson said. “They don’t want to be upsold into something they don’t need. They want a bike that fits their use case, their budget, and their long-term goals.”
Beyond pricing, Bikesdirect has leaned heavily into transparency as a core differentiator. Each product listing emphasizes detailed specifications, component breakdowns, geometry insights, and clear explanations of what riders are getting for their investment.
In an industry where marketing language can sometimes obscure meaningful differences between models, Bikesdirect has found that clarity builds trust. Customers can compare bikes based on real performance indicators rather than vague branding tiers.
Customer feedback suggests that this transparency reduces purchase anxiety, especially for riders who may not have access to a local specialty shop or prefer to research independently before buying.
As online shopping continues to dominate consumer behavior, Bikesdirect’s emphasis on education and clear communication has become a critical part of its value proposition.
The cycling industry has experienced significant volatility in recent years, from supply chain disruptions to shifting demand cycles. Throughout those fluctuations, Bikesdirect has focused on consistency—maintaining reliable product availability, straightforward policies, and predictable pricing structures.
This stability has resonated with riders frustrated by sudden price changes, limited stock, or unclear product positioning elsewhere in the market. For many customers, Bikesdirect represents a dependable option in an otherwise fragmented retail environment.
Industry analysts point to this consistency as a key reason the brand continues to attract repeat buyers. Riders who purchase their first bike through Bikesdirect often return later for upgrades, accessories, or additional bikes for family members.
Bikesdirect’s reputation has been shaped not by short-term promotions but by long-term customer relationships. Thousands of verified customer testimonials highlight experiences ranging from first-time bike ownership to multi-bike households built entirely through Bikesdirect purchases.
These testimonials frequently cite value, build quality, and reliability as deciding factors. Many riders report that their bikes exceeded expectations based on price alone, reinforcing the idea that factory-direct does not mean compromised performance.
The company’s ongoing focus on post-purchase support and clear documentation further contributes to customer confidence, particularly for riders assembling bikes at home or making component adjustments independently.
Cycling in 2026 is less about strict categories and more about adaptability. Riders expect their bikes to handle multiple scenarios, from weekday errands to weekend adventures. Bikesdirect’s lineup reflects that reality by emphasizing versatile geometries, practical component choices, and designs that prioritize ride comfort alongside efficiency.
Rather than chasing extremes, the company’s approach aligns with how most people actually use their bikes. This philosophy has helped Bikesdirect stay relevant as cycling culture shifts away from exclusivity and toward accessibility.
“Cycling should feel welcoming, not intimidating,” the spokesperson said. “Too often, riders feel pressured to overspend or choose bikes that don’t match how they actually ride. Our goal is to remove those barriers by offering honest options, clear information, and factory-direct value. When people feel confident about their purchase, they ride more often, enjoy it more, and stay connected to cycling long term.”
As Bikesdirect moves further into 2026, the company plans to continue refining its product offerings while maintaining the principles that have defined its growth. That includes expanding selections where rider demand is strongest, improving educational resources, and preserving the factory-direct pricing model that has become its hallmark.
While the broader cycling industry continues to adapt to economic pressures and changing consumer habits, Bikesdirect remains focused on delivering tangible value rather than marketing promises.
The company believes that its role in the cycling ecosystem is not to compete with local bike culture but to complement it—providing access, affordability, and choice for riders who want control over how they buy and ride.
Cyclists looking for performance-driven bikes without inflated retail pricing can explore Bikesdirect’s full factory-direct lineup by visiting Bikesdirect.com. With transparent specifications, rider-focused designs, and pricing built around real value, Bikesdirect continues to make cycling more accessible in 2026 and beyond.
About Bikesdirect
Bikesdirect is a leading online retailer of factory-direct bicycles, offering a wide range of road, gravel, mountain, hybrid, cruiser, electric, and youth bikes. By eliminating traditional retail markups, Bikesdirect delivers high-quality bicycles at competitive prices to riders across the United States. The company is committed to transparency, value, and helping cyclists find bikes that match their lifestyle and riding goals.
Contact Information
Website: https://bikesdirect.com/
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
GPTHumanizer AI debuts enhanced humanization model with open access tier
SILICON VALLEY, Calif., United States, 4th Feb 2026, Grand Newswire – Feb. 4, 2026 — GPTHumanizer AI, a language refinement platform designed to improve machine-generated text for human readers, today announced an update to its core engine. The update introduces an advanced editor-grade humanization model designed to support clearer, more natural writing across multiple contexts, available to users at no additional cost.

New Architecture Enhances Clarity and Fidelity
The update features a multi-stage neural editing architecture that replaces single-step paraphrasing with layered refinement. This approach improves readability while preserving meaning, structure, and flow, delivering text that aligns more closely with human editorial standards.
Research-Driven Evolution of Humanization Architecture
GPTHumanizer AI offers text optimization solutions built on a methodology developed over years. By integrating multiple layers of neutral editing and style transformation, it produces text that reads naturally while preserving meaning. This evolution reflects a broader shift in language technology from single-step output generation toward pipelines that mimic real-world editorial workflows, enabling the platform to support demanding writing use cases across academic, professional, and creative contexts.
Reducing AI Detection Signals
GPTHumanizer AI’s refinement process adjusts phrasing, sentence variation and structural cues that many AI content detectors analyze to estimate whether text was machine-generated.
The platform’s layered editing promotes controlled variation and natural rhythm while preserving meaning, helping text align more closely with traits typical of human-crafted writing. The company notes that no system can guarantee avoidance of all detection signals, as detectors vary in design and accuracy.
Barrier-Free Lite Model
GPTHumanizer AI has introduced an open-access “Lite” tier to its ecosystem, providing unrestricted essential refinement tools without standard subscription requirements. This initiative is designed to support the ongoing workflows—from short paragraphs to iterative drafts—aiming to support academic writers, content creators, marketers, and students without restricting access through subscription barriers or word limits.
Tailored Performance for Writers and Academics
The platform also offers controllable editing modes allowing users to choose light polish or deeper structural refinement, a feature valued across academic, professional, and creative writing contexts.
“This release reflects an evolution from simple rewriting tools toward a constraint-aware editor model, anchoring quality in meaning and readability rather than ‘detector avoidance’,” said Ethan Miller, CEO of GPTHumanizer AI.
User Feedback Validates Practical Gains
Early adopters report improvements in content clarity and engagement while maintaining original informational integrity. “Internal evaluations show that 75% of academic users experienced improved readability without loss of meaning,” the company said.
About GPTHumanizer AI
GPTHumanizer AI is a language refinement platform dedicated to transforming AI-generated drafts into clear, human-quality text across writing genres. Built on a research-informed, multi-stage editing framework, the platform emphasizes semantic fidelity and accessibility. Through its open-tier initiative, the company aims to make high-quality language refinement more broadly available to writers worldwide. For more information, visit
https://www.gpthumanizer.ai/ .
Media Contact
Organization: GPTHumanizer AI
Contact
Person: Ethan Miller
Website:
https://www.gpthumanizer.ai
Email:
ethanmiller@gpthumanizer.ai
City: SILICON VALLEY
State: Calif.
Country:United States
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