Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.
In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.
In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.
How to apply for HyperCard?
a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard
c Submit KYC documents and pass the certification
d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
United States, 4th Dec 2025 – In his compelling debut, Walking Proof, author Shannon Manley Bales invites readers into a deeply personal exploration of identity, family history, and the unexpected paths that shape a life. What began as a simple DNA test, gifted during a holiday gathering, became the transformative starting point of a journey that redefined his understanding of heritage, belonging, and the meaning of truth. Rather than presenting a narrative of controversy or sensational detail, Walking Proof focuses on resilience, reflection, and the emotional clarity that emerges when someone is finally ready to uncover who they are beyond assumptions, silence, and inherited stories.
Through a thoughtful and measured voice, Bales shares how one discovery led to another, gradually revealing long-standing gaps in his personal narrative. With each revelation, he invites readers to reflect on their own histories, the questions that shape their identities, and the courage it takes to follow the truth wherever it may lead. The book approaches these themes with sensitivity and restraint, offering perspective without graphic depictions or claims, and allowing space for readers from every background to connect with the universal search for origins and belonging.
Shannon Manley Bales is a DNA enthusiast, researcher, and advocate for personal discovery through responsible genealogy practices. Born in Houston and now residing in Miller Beach, Indiana, Bales spent years working in finance before shifting his focus toward the powerful intersections of family, identity, and modern genetic tools. His investigative nature, paired with a lifelong curiosity about ancestry, shaped the foundation of Walking Proof.
Walking Proof also examines how personal history can evolve when new information comes to light. Rather than presenting definitive claims, the book emphasizes the emotional and introspective experience of confronting unanswered questions and reevaluating long-held assumptions. Shannon Manley Bales guides readers through the process of piecing together fragmented family narratives, showing how moments of clarity can emerge gradually and unexpectedly. Through thoughtful storytelling, he demonstrates that the search for one’s roots is as much about understanding oneself as it is about understanding the past.
Walking Proof is written with clarity, honesty, and thoughtful restraint, providing a grounded account of how one unexpected result can spark a larger understanding of self. Bales emphasizes personal growth over shock, connection over conflict, and the importance of approaching one’s story with compassion and openness. Readers will find a narrative that is relatable, human, and rooted in the desire to make sense of the threads that tie generations together.
As a modern reflection on ancestry and identity, Walking Proof serves as a reminder that truth, no matter how delayed, has the power to bring perspective, healing, and direction. Shannon Manley Bales delivers a meaningful work for anyone who has ever considered exploring their own roots or who understands the transformative nature of personal discovery.
Walking Proof is now available on Amazon and leading retail platforms.
Media Contact
Organization: Walking Proof LLC
Contact Person: Shannon Manley Bales
Website: https://walkingproof.net/
Email: Send Email
Contact Number: +19727957643
Country:United States
Release id:38276
The post Walking Proof Explores Identity, Legacy, and Hidden Truths appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Things To Do In Okinawa Launches a New Way to Explore the Islands with Local Led Small Group Tours
Things To Do In Okinawa introduces new small group and private tours led by local guides, offering travelers a more personal way to experience the islands. The service focuses on nature, culture, and low-stress itineraries that reveal the real Okinawa.
Okinawa City, Japan, 4th Dec 2025 – Travelers searching for activities to do in Okinawa often find long lists of sightseeing spots but very few experiences that capture the island’s real character. Things To Do In Okinawa aims to change that. The company has introduced a series of small-group and private tours run by locals who know the islands beyond the usual tourist routes.
Rather than offering fixed schedules or rushed bus itineraries, the service focuses on slower, more personal travel. Guests can spend a day trekking through subtropical forests, exploring hidden beaches, moving between islands by boat, or sharing meals at places locals actually visit. Each tour blends scenery, culture, and simple moments that make travel feel meaningful.
The team behind Things To Do In Okinawa comes from the islands themselves, and their approach reflects it. Guides lead in both English and Japanese, keep groups intentionally small, and build each experience around conversation and real connection, not scripts. The result is a style of travel that feels relaxed and welcoming.
Popular options include:
- Waterfall and jungle-river treks through uncrowded nature
- Island-hopping by boat with time for snorkeling and swimming
- Cultural days shaped by local food, community visits, and island history
- Flexible one-day, multi-day, and private itineraries for couples, families, or small groups
Tours include transportation and support from a licensed, insured team that prioritizes safety and comfort. The company also partners with local businesses for meals and accommodations, keeping the experience grounded in genuine Okinawan hospitality.
About Things To Do In Okinawa
Things To Do In Okinawa is a locally led tour company offering nature, culture, and island experiences designed for travelers who want a deeper look at Okinawa. By keeping groups small and working directly with local communities, the company creates relaxed trips that help visitors understand the islands beyond the guidebooks.
Media Contact
Organization: Things To Do In Okinawa
Contact Person: David Honjigawa
Website: https://www.thingstodoin.jp/
Email: Send Email
Address:2-11-7 Ikehara
City: Okinawa City
Country:Japan
Release id:38445
The post Things To Do In Okinawa Launches a New Way to Explore the Islands with Local Led Small Group Tours appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Martin Fensworth Announces Launch of Global Community Learning Hub Network Under the Martin Fensworth Charitable Foundation
Martin Fensworth announces the Global Community Learning Hub Network, a Foundation-led initiative providing accessible education, digital skills, and youth development programs to strengthen learning opportunities and community resilience in underserved regions worldwide.
United States, 3rd Dec 2025, Grand Newswire – The Martin Fensworth Charitable Foundation, guided directly by the leadership and long-term educational philosophy of its founder Martin Fensworth, today announced the launch of the Global Community Learning Hub Network. This initiative represents one of the Foundation’s most ambitious projects to date, designed to provide accessible learning spaces, digital literacy programs, and youth development support for underserved communities around the world.
Driven by Martin Fensworth’s belief that local learning ecosystems are essential building blocks of long-term social progress, the Community Learning Hub Network will combine physical community spaces, digital tools, and locally tailored programs to strengthen educational resilience at the grassroots level.
A Vision Led by Martin Fensworth
Martin Fensworth played a central role in shaping the Hub Network’s mission, program structure, and global expansion model. His direction emphasized:
equitable access to quality education regardless of geography,
the importance of digital and future-oriented skills, and
community-centered learning environments that empower youth and families.
This initiative reflects his broader philanthropic vision: that sustainable development begins with empowered communities supported by knowledge, opportunity, and inclusive educational infrastructure.
Core Components of the Community Learning Hub Network
1. Learning Access Designed Around Local Needs
Under Fensworth’s strategic direction, each hub will be equipped with digital devices, learning resources, and remote-classroom tools to remove barriers to education for young learners.
2. Digital & Future Skills Capacity Building
Programs will include STEM modules, digital literacy training, AI-awareness workshops, and foundational research skills—reflecting Fensworth’s focus on preparing youth for a rapidly changing world.
3. Support for Educators & Community Partners
Fensworth directed the Foundation to prioritize local collaboration. The hubs will work alongside teachers, nonprofits, and community leaders to create programs that align with regional educational gaps and long-term development needs.
4. Safe, Inclusive Spaces for Youth Development
The hubs will also function as youth-centered environments that host after-school programs, peer learning groups, and community events—strengthening social cohesion and learning continuity.
“The Community Learning Hub Network is a direct expression of our mission to build stronger, more resilient communities through knowledge,” said Martin Fensworth, founder of the Martin Fensworth Charitable Foundation.
“Every hub we build represents a commitment to ensuring that learning is accessible, opportunity is shared, and young people everywhere have a place to grow, explore, and prepare for the future.”
He added:
“Empowering communities begins with empowering learners. This initiative is one of the most important steps we are taking to support long-term development across regions that need it most.”
Implementation & Global Expansion
The Foundation—under Fensworth’s oversight—will begin by launching pilot hubs in selected regions before expanding into additional countries through partnerships with universities, schools, community organizations, and educational nonprofits.
Each hub will operate under a flexible, community-responsive framework to ensure cultural relevance, sustainable development, and measurable public impact.
Further program details, partnership pathways, and regional announcements will be released in the coming months.
About Martin Fensworth Charitable Foundation
The Martin Fensworth Charitable Foundation is a philanthropic organization focused on educational access, youth innovation, and community development. Guided by the leadership and long-term social vision of its founder, Martin Fensworth, the Foundation is committed to expanding opportunity, strengthening community resilience, and driving lasting, meaningful impact through strategic global initiatives.
Media Contact
Organization: Martin Fensworth Charitable Foundation
Contact
Person: Caleb Renshaw
Website:
https://martin-fensworth.com/
Email:
info@martin-fensworth.com
Country:United States
The post Martin Fensworth Announces Launch of Global Community Learning Hub Network Under the Martin Fensworth Charitable Foundation
appeared first on Grand Newswire.
It is provided by a third-party content provider. Grand Newswire makes no
warranties or representations in connection with it.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Things To Do In Okinawa Launches a New Way to Explore the Islands with Local Led Small Group Tours
Walking Proof Explores Identity, Legacy, and Hidden Truths
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