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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

InviteCount Launches All-in-One Wedding Platform for Websites, Invitations, RSVPs and Planning

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United States, 11th Sep 2026 Invite Count LLC has announced the launch of InviteCount, an all-in-one wedding platform that brings wedding websites, digital invitations, RSVP management, guest management and wedding planning tools together in one place. Designed to simplify the planning process, InviteCount gives couples the tools to create a beautiful wedding website, manage their guests and organize important details of their celebration from a single platform.

Available worldwide at invitecount.com, InviteCount is built around a single guest list that powers the platform’s website, digital and printable invitations, RSVPs, seating chart, budget, planning checklist, vendor management and day-of schedule. The platform is sold through a one-time payment per wedding, with nothing renewing after the wedding.

A key part of InviteCount’s approach is keeping the guest experience simple. Guests do not need to create an account, download an app or interact with advertising or vendor marketing. They can respond to an invitation through a single link or QR code, while couples maintain control of their guest information and wedding planning.

One Guest List Across the Wedding

InviteCount connects its planning tools through one underlying guest list rather than requiring couples to move information between separate applications. When a guest changes information such as a meal choice, the update can flow through the relevant planning tools, including seating and catering numbers.

The platform includes RSVP collection with attendance, meal choices, dietary notes, plus-ones, custom questions and guest messages. Live RSVP analytics provide attendance and meal totals, while guest information can be exported for use by caterers and other wedding professionals.

InviteCount also includes a guest list manager, seating planner, table capacities, printable seating charts, guest messaging, registry links and honeymoon-fund functionality.

Three Studios for the Wedding Experience

InviteCount’s Website Studio provides a browser-based editor with 250+ wedding website designs, 10+ page layouts, 300+ color palettes. Couples can preview their websites on desktop and mobile, customize individual template elements and manage cover-photo positioning.

The Card Studio provides a five-card printed suite consisting of Cover, Invitation, Details, Wedding Party and RSVP cards. The cards can be customized with event details, wording, decorative elements and RSVP QR codes, then exported as print-ready PDFs for home printing or an independent print shop.

The Interactive Card Studio adds cinematic digital experiences for save-the-date, thank-you and welcome cards. Couples can choose from animated entrances, colorways, paper treatments, wax-seal monograms, ribbons and other visual elements. Cards can be shared through links, messages, email or QR codes and can connect guests to the wedding website.

Guest Invitations in 16 Languages

InviteCount supports multilingual guest invitations, allowing couples to provide a more accessible experience for guests from different countries and language backgrounds.

Guest-facing invitations are currently available in 16 languages and language variants:

  • English
  • Danish
  • German
  • Spanish
  • French
  • Italian
  • Dutch
  • Norwegian
  • Swedish
  • Turkish
  • Bulgarian
  • Russian
  • Armenian
  • Traditional Chinese
  • Simplified Chinese
  • Arabic

Arabic invitations are supported with right-to-left layouts. The multilingual experience can be used across the guest-facing invitation and RSVP experience, helping couples communicate important wedding information in their guests’ preferred language.

Try Before Signing Up

InviteCount also offers Sneak Peek, allowing visitors to preview their own engagement photo, names and wedding details across the platform’s designs without creating an account or uploading the photo. The preview operates in the browser, with the images remaining on the visitor’s device.

The experience includes desktop and phone previews, theme search, color filtering, layout selection and an interactive card-entrance playground.

One-Time Pricing

InviteCount offers a free plan for weddings with up to 30 guests, while paid plans are structured as a single payment per wedding:

  • Free: $0 for up to 30 guests
  • Premium: $49 for up to 100 guests
  • Signature: $79 for unlimited guests

Every wedding after the first is available at half price, at $25 for Premium and $40 for Signature. Paid plans add features including custom domains, premium page layouts and additional interactive card options.

Tools for the Wedding Day

InviteCount extends beyond planning with a day-of operations hub, guest photo collection and collaboration features. Couples can create a guest photo QR code for use at the celebration, allowing guests to upload photos without an account or app. Hosts can moderate submissions or display them automatically through a live photo wall.

The platform also provides ceremony, reception and evening-party management, vendor organization, budget tracking, wedding-day schedules, address collection and guest communications.

InviteCount is operated by Invite Count LLC, registered in Wyoming, USA. The company received its federal EIN in June 2026 and is currently accepting real payments through Stripe Checkout worldwide.

About InviteCount

InviteCount is an all-in-one wedding platform that gives couples one place to build a wedding website, create digital and printable invitations, collect RSVPs and manage their guest list, seating chart, budget, checklist and vendors. Guests can respond through a single link without an account, app or advertising. InviteCount is available worldwide at invitecount.com and offers free access for weddings with up to 30 guests, with paid plans sold as a one-time payment per wedding.

Media Contact

Organization: InviteCount

Contact Person: RoseMarie Cruz

Website: http://invitecount.com/

Email: Send Email

Country: United States

Release id: 48996

The post InviteCount Launches All-in-One Wedding Platform for Websites, Invitations, RSVPs and Planning appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

JUMO and Standard Bank launch Social Finance Framework to scale inclusive finance in Africa

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Cape Town, South Africa, September 11th, 2026, FinanceWire

Designed to support the mobilisation of sustainable funding for financial inclusion and economic empowerment across Africa.

Banking technology company JUMO has launched a new Social Finance Framework (SFF) in partnership with Standard Bank’s Sustainable Finance team. The framework aligns with internationally recognised sustainable finance guidelines and provides a transparent structure for raising social finance, such as social loans and social bonds.

This will fund financially inclusive lending activities on JUMO’s technology platform to positively impact underserved individuals, micro enterprises and SMEs across the nine African markets JUMO operates in. With an addressable lending opportunity and a scalable, technology-enabled platform, JUMO is well positioned to deploy capital efficiently across high-growth African markets. The framework is also supported by a positive second party opinion from Endiligence.

Founded with a vision to close the access gap in financial systems for emerging markets, JUMO has built AI-powered technology and lasting partnerships with financial institutions and telcos to expand access to financial services for communities traditionally excluded from formal banking systems. JUMO has demonstrated rapid and accelerating scale, with over $10bn in lifetime disbursements and more than 317 million loans delivered since inception. This is underpinned by 79% year-on-year growth in disbursements and record monthly volumes. The platform delivers measurable inclusion outcomes, with millions of new-to-bank customers, significant participation from youth, women and rural populations, and meaningful exposure to low-income segments often excluded from formal finance.

The framework supports funding for eligible social activities including:

  • SME and microenterprise financing
  • Employment generation
  • Economic empowerment
  • Access to responsible digital financial services

JUMO operates digital financial ecosystems across multiple African markets, with further expansion planned across the continent.

“The launch of the framework represents an important milestone in JUMO’s sustainable finance journey and underpins our core commitment to responsible lending,’ says JUMO CEO Paul Whelpton. ‘It enables a broader pool of development finance institutions, impact investors and sustainability-focused funders to access transparent and measurable social impact opportunities in Africa.”

“The framework standardises the governance, reporting and impact measurement processes intended to provide investors with confidence that financing is directed towards eligible social activities aligned with global sustainable finance standards,’ says George Karamitsos, VP of Sustainable Finance for Standard Bank. ‘The framework provides a credible, transparent vehicle to channel institutional capital into JUMO’s proven platform at scale.”

By combining JUMO’s technology-driven banking infrastructure with sustainable finance principles, the jointly established framework aims to accelerate access to responsible credit and unlock economic opportunity for millions of underserved consumers and businesses across the continent.

Capital directly supports underserved populations, including youth, women, rural communities, and low-income individuals, with clear evidence of improved livelihoods.

About JUMO

JUMO has developed AI-led financial technology that enables banks to offer a new generation of digital credit and savings products to millions of entrepreneurs in Africa. JUMO works with partners, such as banks, e-money operators and payments providers, to facilitate high-tech information and money management systems.

Since its founding in 2015, JUMO has disbursed over $10 billion to 40 million people in Ghana, Kenya, Tanzania, Zambia, Uganda, Côte d’Ivoire, South Africa, Benin and Cameroon. JUMO’s administration of over 317 million individual loans has proven that microcredit in Africa is imperative, impactful and sustainable.

With unmatched speed to market and low infrastructure costs, JUMO aims to bring banking to everyone, everywhere, at any time.

www.jumo.world

Media enquiries

comms@jumo.world

About Standard Bank

The Standard Bank Group is the largest African bank by assets, operating in 21 African countries, 4 global financial centres and 2 offshore hubs.

Headquartered in Johannesburg, South Africa, we are listed on the Johannesburg Stock Exchange, with share code SBK, and the Namibian Stock Exchange, share code SNB. Standard Bank has a 163-year history in South Africa and started building a franchise outside southern Africa in the early 1990s. Our strategic position, which enables us to connect Africa to other select emerging markets as well as pools of capital in developed markets, and our balanced portfolio of businesses, provide significant opportunities for growth.

As at 30 June 2026, Standard Bank Group had 19.5 million clients, employed over 50 000 people (including Liberty) and had over 1 200 points of representation and over 5 600 ATMs across the African continent. The group’s largest shareholder is the Industrial and Commercial Bank of China (ICBC), the world’s largest bank, with a 19.7% shareholding. In addition, Standard Bank Group and ICBC share a strategic partnership that facilitates trade and deal flow between Africa, China and select emerging markets.

For further information, go to http://www.standardbank.com

Social Finance Framework Objectives

The framework serves five key strategic purposes:

Unlock Institutional & Impact Capital

The framework creates a credible structure through which global investors, DFIs and banks can fund sustainable lending activities on JUMO’s platform with confidence.

Scale Financial Inclusion and Social Impact

It supports funding for underserved individuals and SMEs who often lack access to traditional banking products.

Create Credibility Through International Standards

Alignment with globally recognised sustainable finance principles provides transparency, governance and market credibility.

Enable Repeat Sustainable Funding

The framework streamlines future social financing transactions and creates long-term fundraising efficiencies.

Position JUMO as a Sustainable Fintech Leader

The framework elevates JUMO beyond a fintech lender into a recognised sustainable finance platform supporting inclusive growth across Africa.

Contact

Head of Content and Communications
Rose Cohen
JUMO
rose.cohen@jumo.world
+27 83 6750354

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Press Release

Shute Family Foundation Aims to Surpass 200k Raised for Tunnel to Towers at 6th Annual 9-11 Golf Tournament

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The Shute Family Foundation will host its 6th Annual 9/11 Charity Golf Tournament on September 11 at Saint Anne Country Club, aiming to surpass $200,000 raised for Tunnel to Towers. The event will honor veterans and first responders and feature a live painting and charity auction by Master Disney Artist Rob Surette.

FEEDING HILLS, MA, August 24, 2026 – The Shute Family Foundation is proud to announce its 6th Annual Charity Golf Tournament, taking place Friday, September 11, 2026, at Saint Anne Country Club in Feeding Hills, Massachusetts.

This premier regional event will bring together golfers, veterans, first responders, business leaders, and community supporters from across Western Massachusetts and Central Connecticut to honor the memory of our nation’s fallen heroes while raising funds for the Tunnel to Towers Foundation.

To date, the Shute Family Foundation has raised an incredible $184,000 for the Tunnel to Towers Foundation. With a fundraising goal of $50,000 for this year’s tournament, the organization is on track to surpass the $200,000 lifetime fundraising milestone.

“Reaching this $200,000 milestone on the anniversary of September 11th is a testament to the incredible generosity of our local community,” said Dave Shute, founder of the Shute Family Foundation. “Our mission is to support the Tunnel to Towers Foundation in its vital work providing mortgage-free homes to our nation’s catastrophically injured veterans, Gold Star families, and families of fallen first responders. We invite everyone to join us this year and help us surpass our biggest goal yet.”

The tournament will feature a four-person scramble with a 9:30 a.m. shotgun start. In addition to a premier day on the course, participants will take part in a powerful opening ceremony honoring local military members and first responders, followed by awards, raffles, and a live charity auction.

A highlight of this year’s event will be a live speed-painting performance by world-renowned Master Disney Artist Rob Surette of Haverhill, Massachusetts. Surette will create an original patriotic work of art live during the tournament. The completed piece will then be auctioned, with 100% of the proceeds benefiting the foundation.

Tournament registration, corporate sponsorship packages, and direct donation opportunities are currently available, with space filling quickly.

To register a team, secure a sponsorship, make a donation, or learn more about supporting this milestone event, visit www.theshutefamilyfoundation.com.

About the Shute Family Foundation

The Shute Family Foundation is a nonprofit organization dedicated to uniting communities across Western Massachusetts and Central Connecticut in support of America’s heroes. Through its flagship annual golf tournament, the foundation has become a leading regional contributor to the Tunnel to Towers Foundation, helping ensure that the sacrifices of military service members and first responders are never forgotten.

David V. Shute, Founder
The Shute Family Foundation
413-896-1122
ShuteFamilyFoundation@gmail.com
www.theshutefamilyfoundation.com

 

Media Contact

Organization: Shute Family Foundation

Contact Person: Dave Shute

Website: https://www.theshutefamilyfoundation.com

Email: Send Email

City: Suffield

State: Connecticut

Country: United States

Release id: 48949

The post Shute Family Foundation Aims to Surpass 200k Raised for Tunnel to Towers at 6th Annual 9-11 Golf Tournament appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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