Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?
a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Power of purpose Why company culture matters more than ever in recruitment
In today’s job market, South African businesses and professionals value company culture and purpose as much as skills. Employees seek workplaces aligned with their personal values. At Isilumko Staffing, this means matching talent with companies that share a vision of integrity, ownership, and positive impact, going beyond just technical qualifications.
Johannesburg, South Africa – In today’s competitive job market, skills alone are no longer enough. For many South African businesses and the talented professionals who drive them, company culture and purpose have become pivotal in recruitment and retention decisions. As employees seek more than just a pay cheque, aligning personal values with workplace purpose is increasingly shaping how, where, and why people choose to work.

At Isilumko Staffing, one of South Africa’s leading staffing and recruitment agencies, this shift has been observed firsthand. The company believes that matching talent to opportunity goes far beyond ticking technical boxes. It is about connecting people and companies who share a vision rooted in integrity, ownership, and positive contribution.
Why Culture is the New Currency
The post-pandemic workplace has undergone a transformation. Flexible work arrangements, digital connectivity, and a renewed focus on employee well-being have redefined what candidates expect from employers. Today, candidates are asking:
Does this company live its values?
Will my work make a meaningful impact?
Is this a place where I can grow personally and professionally?
For employers, this means culture has become a key differentiator. A strong and authentic company culture attracts the right talent and keeps them engaged, even in volatile markets. Conversely, a weak or inconsistent culture leads to high turnover, disengagement, and productivity loss — challenges no organisation can afford today.
Recruitment with Purpose
Isilumko Staffing places purpose at the core of every placement. Their recruitment approach focuses not only on finding candidates who can perform tasks but also on those who align with the company’s ethos and long-term vision. By understanding both the people behind the CVs and the purpose driving clients’ businesses, Isilumko helps create lasting connections. When culture and purpose are aligned, employees feel empowered, teams excel, and organisations thrive.
Isilumko Staffing’s own core values guide this commitment:
Ownership – taking accountability for outcomes and relationships.
Integrity – acting with honesty and consistency.
Exceptional performance – striving to exceed expectations.
Extraordinary culture – fostering positivity and collaboration.
Positive contribution – making a meaningful difference to every stakeholder.
These values shape how Isilumko recruits, supports, and nurtures every placement made.
Purpose-Driven Recruitment: The Isilumko Way
Company culture is not just a “nice-to-have” but a strategic advantage. Isilumko goes beyond job specifications to ensure every candidate aligns with a client’s brand tone, mission, and values. For job seekers, this means joining workplaces that truly resonate with their personal and professional goals.
With extensive experience spanning finance, insurance, retail, and FMCG industries, Isilumko knows culture fit is the missing link between good hires and great teams. A purpose-driven recruitment approach bridges this gap, cultivating workplaces where employees feel belonging and pride.
This people-first mindset is reshaping recruitment and redefining organisational growth. By fostering authentic connections and shared purpose, companies inspire loyalty, elevate performance, and drive long-term success.
Building the Future, One Placement at a Time
As businesses look toward 2026 and beyond, culture-led recruitment will continue to shape the future of work. Organisations investing in authentic values and people-centric environments will attract and retain the best talent.
Isilumko Staffing is proud to contribute to this journey. Every placement supports the creation of workplaces where purpose drives performance, and culture inspires success. When people find purpose in their work, everyone wins.
For enquiries, please contact:
Virgilene Moodley
Sales Director, Isilumko Staffing
Phone: 011 267 2920
Mobile: 082 300 7590
Website: www.isilumko.co.za
Media Contact
Organization: Isilumko Staffing
Contact Person: Virgilene Moodley
Website: https://isilumko.co.za/
Email: Send Email
Contact Number: +27113166640
Address:Unit C5, Mount Royal, 657 James Crescent, Halfway House, Midrand, 1685
Address 2: Unit G, La Rocca, 321 Main Road, Bryanston, Johannesburg, 2195
City: Johannesburg
State: Gauteng
Country:South Africa
Release id:35353
The post Power of purpose Why company culture matters more than ever in recruitment appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Event Branding Introduces Special Bulk Discounts for Corporate Orders as South African Promotional Products Market Grows 4.7 percent Annually
SOUTH AFRICA, October 11, 2024 – Event Branding, a proudly South African enterprise specializing in vibrant and durable outdoor branding solutions, today announced the launch of special bulk discount programs targeting corporate clients and large-quantity orders. With the South African promotional products market reaching USD 55.68 million in 2024 and projected to grow at 4.7% CAGR, the company is strategically positioned to capture increased market share through competitive bulk pricing and locally manufactured quality products.

This strategic initiative comes as industry research reveals that 56% of South African promotional product distributors reported sales growth in 2024 compared to 2019 levels. Event Branding’s bulk discount program addresses growing corporate demand for outdoor branding solutions including high-quality parasols, umbrellas, gazebos, banners, flags, and bar branding items, all manufactured locally with exceptional craftsmanship and materials.
“Corporate clients consistently seek cost-effective branding solutions that don’t compromise on quality,” said a spokesperson for Event Branding. “Our special bulk discount program delivers exactly that – premium South African-manufactured products at competitive prices that make sense for large-scale corporate campaigns and events.”
The bulk discount structure applies to Event Branding’s complete product range, emphasizing the company’s commitment to supporting South African businesses with locally produced promotional merchandise. Corporate clients benefit from significant cost savings on large orders while supporting local manufacturing and maintaining the highest quality standards that Event Branding has become known for throughout the industry.
Market analysis indicates that corporate gifting and promotional products have evolved significantly in 2024, with companies in South Africa increasingly favoring bespoke branded gifts that reflect unique corporate identities. Event Branding’s customization capabilities and bulk pricing structure address these trends by offering cost-effective solutions for large-scale corporate branding initiatives without compromising product quality or design flexibility.
“We’ve built our reputation on delivering exceptional quality, materials, and craftsmanship with South African pride,” noted the company representative. “Our bulk discount program extends these benefits to corporate clients who understand the value of investing in locally manufactured promotional products that truly represent their brand values.”
The initiative reflects broader trends in South Africa’s branding landscape, where companies are increasingly prioritizing sustainable, locally-sourced promotional products. Event Branding’s local manufacturing capabilities provide corporate clients with supply chain reliability while supporting South African economic development through local job creation and skills development.
Industry data shows that South Africa’s collective brand value reached R688.6 billion in 2025, with companies recognizing the critical importance of consistent, high-quality branding materials. Event Branding’s promotional products serve this market need through durable outdoor branding solutions designed to withstand South African weather conditions while maintaining vibrant brand visibility.
The company’s bulk discount program includes comprehensive service packages covering design consultation, manufacturing, quality assurance, and delivery coordination. Corporate clients receive dedicated account management ensuring their large-scale orders meet specific requirements and delivery timelines essential for successful marketing campaigns and corporate events.
For corporate procurement managers and marketing professionals seeking cost-effective bulk promotional products, Event Branding’s enhanced pricing structure provides immediate access to premium South African-manufactured branding solutions at competitive bulk rates.
About Event Branding: Event Branding is a proudly South African enterprise specializing in vibrant and durable outdoor branding solutions. The company manufactures high-quality parasols, umbrellas, gazebos, banners, flags, and bar branding items locally, maintaining commitment to excellence through exceptional quality, materials, and craftsmanship. With years of expertise and 100% original products covered by vendor warranty, Event Branding delivers locally manufactured promotional solutions with South African pride.
Media Contact
Organization: Event Branding
Contact Person: Bernie Burness
Website: https://eventbranding.co.za/
Email: Send Email
Contact Number: +27823216520
Address:52 The Avenue
Address 2: henley on klip
City: Meyerton
State: Gauteng
Country:South Africa
Release id:35245
The post Event Branding Introduces Special Bulk Discounts for Corporate Orders as South African Promotional Products Market Grows 4.7 percent Annually appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
From Bestselling Author to CEO of Billion-Dollar Social Impact Ecosystem

Orlando, USA, 14 October 2025 – PhilSocial, the Web3-powered social media platform redefining generosity through blockchain, today announced the next phase of its mission to build a billion-dollar social-giving ecosystem. The CEO of PhilSocial and author behind Faithonomics; a USA Today, LA Times and IndieReader bestseller; is building an ecosystem that unites faith, purpose, and Web3 economics through a connected vision.
At the heart of this movement is Jerry Lopez, an entrepreneur, kingdom builder and global philanthropy innovator. Born into poverty in Aguadilla, Puerto Rico, and raised by a single mother in the streets of Bayamón and later Chicago, Lopez’s life is a testament to what happens when purpose becomes greater than circumstance. By 19, he was a licensed general contractor. By 25, a self-made millionaire. But his true mission went far beyond success. He wanted to build a framework others could follow.
“I didn’t just want to escape poverty, I wanted to destroy its mindset and create a framework that others could follow,” Lopez says.
That framework became Faithonomics, a blueprint for Kingdom wealth that redefines how faith and finance can work together to create legacy. Endorsed by Maxwell Leadership Publishing and featuring a foreword by John C. Maxwell, Faithonomics teaches that giving isn’t a cost. It’s a strategy. After all, wealth isn’t what you keep, it’s what you release; and legacy isn’t what you leave, it’s what you live.
Now, Lopez is transforming these principles into platforms. PhilSocial, his flagship Web3 social media app, rewards users for engagement, time, and generosity through a “Get2Give” model, turning every interaction into an act of giving. Powering this ecosystem is Philcoin (PHL) – a utility token that has already connected over 250,000 users worldwide, bridging generosity and technology to create sustainable social impact.
The journey culminates in Kingdom Arc Ministries, Jerry’s Pastor’s Leadership Network, where he builds, leads, and aspires others to create a path for men and women of God to become better leaders. Kingdom Arc is the spiritual foundation of his work. It’s a platform that equips faith-driven leaders to merge business with belief, and purpose with performance.
“Faithonomics was the message,” says Lopez. “PhilSocial and Philcoin are the movement. Kingdom Arc is the heart. All these help to create a world where technology multiplies generosity, and giving becomes a global currency.”
Through these interconnected pillars, Lopez is building a legacy system that redefines success not by attention, but by alignment, obedience, and impact. His mission is clear: to merge faith, innovation, and infrastructure to solve one of the world’s greatest problems – poverty of purpose.
About Jerry Lopez
Jerry Lopez is the CEO and Founder of PhilSocial, a blockchain-based social media platform designed to reward and empower users to give back. He is also the author of the bestselling book Faithonomics, a Maxwell Leadership Publishing title featuring a foreword by John C. Maxwell, and the Founder of Kingdom Arc Ministries, a leadership network for pastors and faith-based innovators. Through his message and movement, Lopez continues to inspire a new generation of faith-driven entrepreneurs and changemakers to build systems of generosity, leadership, and lasting legacy.
About PhilSocial
PhilSocial is a social media app designed to build a global philanthropic movement on the blockchain. With its native token, Philcoin, users can earn rewards, support charitable causes, and create meaningful impact worldwide. By integrating giving into everyday online interactions, the PHL ecosystem is redefining the future of social media, philanthropy, and financial inclusion.
Website: https://philsocial.io
Media Contact: Tatum April
tatumapril@philcoin.io
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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