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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Shira to Release First Full-Length Album “Eclipse” in February

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53 minutes ago

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February 3, 2026

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United States, – Shira, recently signed to Money Records is soon releasing her first album with 7 catchy songs. The release is set for February 13. The excitement is being built up after Shira gave her audience a preview to the songs in the album which have been going viral. On instagram Shira is gaining more attention on her Eclipse album. Eclipse is outstandingly showcased across the U.S. on several billboards. On her instagram, Shira posted herself in front of the Billboards in Miami, expressing her excitement for her album release. This is Shira’s first album debut with 7 songs in various languages including English, Russian, Chinese, and even an extra add on song to the album in Hebrew. The Eclipse album is a fan favorite Worldwide. Shira shared that her most liked song on the album is “Imagine“. “I love all of them so much, but my favorite would be Imagine. It’s kind of ironic and toxic, but also emotional and relatable. I love singing it and I’m so excited to perform it soon”. She shared with a media spokesperson.

Shira to Release First Full-Length Album “Eclipse” in February

Inside sources revealed that Shira had fired her old manager for attempting to exploit her music and her rising fame for his lower generating artists. While Shira has been disputing his control over her independence as an artist, she also went on to thank Money Records for helping her break free from his toxic control over her personal life and music debuts, mentioned a close spokesperson for Shira.

Despite controversey, “Eclipse” is gaining attention from Billboards and media. Fans are starting to show more support for the new artist. Money Records told news outlets that Shira’s Eclipse Album will be their biggest project and success thus far. Money Records famously known for generating millions of dollars and streams for their artists has expressed that after this release, Shira’s life will change forever. “The billboards are just an introduction of Shira to the world, but she will be recognized internationally” 

The “Eclipse” album is a remarkable moment in musical history. Shira (20), revealed that February 13 will mark a great shift in the music industry. 

Stay tuned for the release of the Eclipse Album on February 13, all platforms. Check out Shira on Instagram – Shiraofficial0

Media Contact

Organization: EOTW Corporation

Contact person: Jared M

Website: https://www.eotwcorporation.com/

Email: ceo@eotwcorporation.com

Contact Number: 13392083534

Country: United States

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Press Release

CNCPW Macro Analysis: Gold Retracts Below $5,000 Yet Marks Best Month Since 1999—Market Repricing Ahead of “New Fed Chair” Selection

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53 minutes ago

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February 3, 2026

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The U.S.-registered compliant infrastructure provider releases an urgent market commentary, noting that despite short-term retracements, macro uncertainty—stemming from Trump’s policies and the Federal Reserve nominee—continues to underpin the long-term logic for hard assets.

New York, NY, United States – February 3, 2026 —

Addressing the severe volatility in the precious metals market this week, CNCPW, a U.S.-registered new-generation digital asset infrastructure provider, today released a market analysis briefing. While spot gold prices briefly surged above $5,400 on January 28, they have since retreated below the $5,000 threshold as of Friday (the 30th). Nonetheless, the CNCPW analysis team notes that this remains gold’s best monthly performance since 1999, and the market’s underlying safe-haven logic remains unaltered.

Source of Volatility: Wall Street Awaits “Trump’s Fed Pick”

CNCPW market analysts point out that the core reason for gold’s sharp retracement from historic highs lies in Wall Street’s extreme anxiety regarding future monetary policy. As Donald Trump is poised to announce the new Federal Reserve Chair nominee, U.S. stock index futures have fallen in response, and market capital has executed large-scale profit-taking driven by risk aversion.

“The market loathes uncertainty, and a ‘New Fed Chair’ implies a potential fundamental shift in monetary policy,” stated CNCPW’s Chief Macro Analyst. “The violent fluctuation in gold prices (falling from $5,400 to below $5,000) is a direct manifestation of this policy anxiety. Investors are reassessing asset pricing models under ‘Trumponomics 2.0’.”

Historic Monthly Performance: Trend Outweighs Noise

Despite Friday’s pullback, the CNCPW report emphasizes that investors should not overlook the broader time horizon. This month’s robust gains in gold have not been seen since 1999.

CNCPW believes this historic level of monthly performance implies a “structural shift” in global capital. Regardless of who the final Fed Chair is, the expansion of U.S. debt and geopolitical friction are established realities. In this context, the pullback is viewed by many institutions as a healthy adjustment following “deleveraging,” rather than the end of the bull market.

Implications for the Digital Asset Market: Embrace Volatility

CNCPW believes this “rollercoaster” market in gold offers critical insights for digital asset investors:

  1. Correlation of Hard Assets: In the face of macro uncertainty (such as the Fed leadership change), gold and compliant digital assets often exhibit synchronized volatility. This reminds investors that while assets defined by “Ownership” and “Scarcity” remain bullish in the long term, one must remain vigilant against short-term macro policy shocks.
  2. Importance of Compliant Channels: In such a highly volatile market, trading through regulated infrastructure becomes paramount. Whether trading Gold ETFs or digital assets, investors must ensure counterparty security to avoid liquidity dry-ups during extreme market fluctuations.

Conclusion: Finding “Absolute Ownership” Amid Uncertainty

Whether it is the violent volatility of gold or the impending Federal Reserve personnel changes, all signs indicate that 2026 will be a year of restructuring global asset pricing logic. We are in a historical cycle of returning from “credit currency” to “hard assets.”

CNCPW firmly believes that under this macro narrative, the ultimate safe haven for capital will no longer be mere “currency,” but “Ownership Assets” possessing legal certainty and technical transparency. This craving for absolute control over assets not only supports the long-term bull market in gold but also points to the future direction of the compliant digital asset market—only trading infrastructures that can provide genuine, transparent, and legally protected services will survive the cycle of future financial turmoil and become the trusted anchors for investors.

Contact Info:
Name: Seraphina Moreno
Email: seraphina.moreno@cncpw.net
Organization: CNCPW
Website: https://www.cncpw.net/

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Press Release

The VITAKING Leadership Training Camp and Eco-Release Event in Pattaya, Thailand has been successfully concluded

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5 hours ago

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February 3, 2026

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China, 3rd Feb 2026 – Anchoring the gold RWA paradigm, VITAKING pioneer a new chapter in global value reconfiguration and collaborative leadership innovation!

Against the backdrop of profound global macroeconomic restructuring, the erosion of trust in traditional financial systems, and the accelerated convergence of digital assets with real industries, the value benchmarks and organizational frameworks of global assets are undergoing systemic transformation. At this pivotal historical juncture, VITAKING successfully hosted the “VITAKING Leadership Training Camp & Ecosystem Launch” in Pattaya, Thailand from January 27 to 30, 2026. With high standards, strong consensus, and a focus on practical implementation, the event delivered a systematic solution for advancing global asset digitization and leadership in the new era.

At the core agenda of this VITAKING Leadership Training Camp, prominent experts from regulatory, capital, trading infrastructure, and data platforms delivered intensive, systematic insights on pivotal topics including ‘What is transforming value anchoring’ and ‘Why gold RWA is rising to the forefront of the era.’ Their discussions established a clear, verifiable, and actionable cognitive framework for participants.

In his opening address at the conference, VITAKING’s Asia-Pacific regional head delivered a comprehensive analysis of core insights and strategic choices for the new wave of digital economy, drawing from global macroeconomic cycles and evolving asset structures. He noted that the world is now at a pivotal juncture where traditional financial systems and emerging value networks are undergoing profound restructuring. Capital, technology, and institutions are redefining the sources and forms of ‘value.’ Against this backdrop, VITAKING will prioritize long-termism, strategically focusing on key areas such as Real-World Assets (RWA), Web3 infrastructure, and the digitization of physical assets, to facilitate efficient integration between real-world assets and the global capital system.

As the central ideological guide of this leadership training camp, the Dean of VITAKING Business School focused on cognitive challenges and advancement paths for leaders in the new era during his speech. He pointed out that the competition in the Web3 and Real-World Asset (RWA) era is essentially a contest of cognitive frameworks, organizational capabilities, and co-creation efficiency. True leaders are no longer mere market participants but “value co-creators” with systemic thinking, long-term judgment, and ecosystem-building capabilities. Meanwhile, a specially invited industry expert delivered a keynote speech titled “The New Development of Gold RWA in the Web3.0 Era.” Starting from global regulatory evolution, compliance trends, and digitalization paths of physical assets, he systematically elaborated on the strategic significance of gold RWA in the current cycle. He noted that as countries gradually clarify the legal boundaries of digital assets, RWA backed by real assets with clear ownership and stable value are becoming the core breakthrough for Web3’s compliance and scaling. As the most globally recognized and historically enduring value anchor, the digitization of gold is not simply about “going on-chain,” but a systematic project involving rights confirmation mechanisms, custody systems, clearing logic, and cross-border collaboration—precisely the key direction for future industrial Web3.

Subsequently, a guest from a renowned digital asset trading platform delivered a keynote presentation titled “Gold VS BTC,” propelling the discussion into deeper intellectual territory. Analyzing macroeconomic cycles, monetary attributes, and consensus structures, he contrasted Bitcoin’s “algorithmic consensus” with gold’s “historical consensus.” He emphasized that in an era of heightened volatility and uncertainty, the market is redefining the concept of “safe assets.” Gold RWA, positioned at the intersection of “traditional risk-off logic” and “digital financial efficiency,” emerges as a strategically significant value-bearing asset in this new cycle.

At the infrastructure level, a business head from a leading trading platform delivered a systematic presentation on his platform’s strategic opportunities and its RWA architecture planning. He emphasized that the successful implementation of RWA depends not only on the assets themselves but also on the availability of stable, compliant, and highly liquid trading and pricing systems. The platform is building a global asset circulation and value discovery mechanism centered on gold RWA, providing a critical “liquidity engine” for the digitization of physical assets. This initiative aims to establish a complete closed loop between assets, markets, and capital.

Meanwhile, the head of a well-known industry data platform conducted an online session to analyze the current development stage of the Web3 industry from a data-driven perspective and industry cycle perspective. He noted that the sector has transitioned from a ‘narrative-driven’ phase to a ‘value validation’ stage, and projects that can endure market cycles must be backed by tangible assets, a clear revenue model, and sustainable growth strategies. The Gold RWA stands as one of the most promising directions in this evolving landscape.

From a capital perspective, a founding partner of an international investment institution delivered a keynote speech titled “The Old Gods of Finance Are Dead,” using strikingly powerful language to expose the structural bottlenecks of the traditional financial system in efficiency, trust, and fairness. He emphasized that the new generation of finance is not merely an improvement on the old system, but a reconstruction grounded in real assets, transparent rules, and long-term consensus. Real-World Assets (RWA), particularly gold RWA, are indispensable underlying asset forms in this reconstruction process.

At the “Golden RWA Ecosystem Roundtable Forum”, distinguished guests including the aforementioned industry expert, platform representatives, and investors conducted in-depth discussions from multiple perspectives such as technology, capital, compliance, community, and industrial synergy. The forum went beyond mere opinion exchange, focusing on how to build a practical, replicable, and sustainable RWA ecosystem model in the real world, which resonated strongly with attendees on multiple occasions.

This training camp is not only a grand gathering of industry insights but also a significant milestone in VITAKING’s global strategy. Through systematic methodologies, real-case analysis, and in-depth co-creation mechanisms, VITAKING is continuously facilitating the transformation of ecosystem participants from ‘participants’ to ‘co-builders’ and ‘long-term partners.’

Looking ahead, VITAKING will continue to focus on the gold RWA track, using physical assets as the value anchor and compliance and technology as dual drivers. By collaborating with exchanges, capital institutions, industry associations, and the global community, it aims to build a truly long-term, cycle-resistant global value network.
 

The successful hosting of VITAKING’s Thailand Pattaya Leadership Training Camp and Eco-Release Ceremony marks the brand’s official entry into a new phase characterized by global collaboration, deepened ecological initiatives, and accelerated value consensus.
 

Media Contact

Organization: CHINA SHUNHE GROUP CO., LIMITED

Contact Person: Alice

Website: https://zpnchain.io/

Email: Send Email

Address:RM 21 UNIT A 11/F TIN WUI IND BLDG NO 3 HING WONG ST TUEN MUN NT HONG KONG

Country:China

Release id:40897

The post The VITAKING Leadership Training Camp and Eco-Release Event in Pattaya, Thailand has been successfully concluded appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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