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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Vice Holdings LLC Expands Luxury Residential Development Portfolio Across Metro Atlanta

Published

3 hours ago

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May 12, 2026

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Atlanta-based development and investment firm advances multiple luxury residential projects throughout Buckhead, Loring Heights, East Cobb, and surrounding high-growth markets

United States, 12th May 2026 – Vice Holdings LLC, an Atlanta-based luxury real estate development and investment firm, is continuing to expand its footprint across Metro Atlanta through a growing portfolio of architecturally driven residential developments, strategic acquisitions, and high-end infill construction projects.

The company specializes in modern luxury residential development, focusing on transforming underutilized properties into premium, design-forward living spaces tailored to today’s evolving luxury buyer. Vice Holdings oversees every phase of the development process, including acquisition strategy, site evaluation, planning, construction management, redevelopment, and final delivery.

Among the firm’s recent and active developments is a three-level modern luxury residence located at 1490 Brooklyn Avenue NW in West Buckhead, featuring a rooftop terrace and contemporary architectural design. The company is also actively redeveloping properties throughout Loring Heights as part of a broader long-term neighborhood investment strategy focused on revitalization, elevated design standards, and long-term value creation.

Vice Holdings is additionally developing a 10-townhome luxury residential community in an exclusive East Cobb location, while advancing plans for another signature Buckhead infill development at 998 Northrope Drive NW Atlanta, a nearly 4,000-square-foot modern luxury residence featuring a private pool, spa, rooftop terrace, and high-end custom amenities designed to reflect the future of upscale urban living in Atlanta.

As Atlanta continues to experience sustained demand for luxury housing and modern infill development, Vice Holdings LLC is positioning itself at the intersection of strategic investment, elevated architecture, and market-driven residential design.

“Luxury development requires more than construction expertise, it requires vision, disciplined execution, strategic planning, and a deep understanding of how modern buyers want to live,” said Tommy Femi Ashadele, founder of Vice Holdings LLC. “Our focus is creating architecturally significant projects that combine lifestyle, functionality, long-term investment value, and thoughtful design while contributing positively to the surrounding community.”

The firm’s development philosophy centers around what it describes as a “Land to Luxury” approach, a vertically integrated strategy that transforms raw land, aging properties, and underutilized sites into premium modern residences through disciplined planning, strategic acquisitions, and high-quality execution.

Working alongside architects, engineers, consultants, and construction professionals, Vice Holdings manages each project with an emphasis on modern aesthetics, efficient operations, structural integrity, and long-term market sustainability. The company believes the future of residential development in Atlanta lies in intentional, design-driven projects that enhance both lifestyle experience and asset value.

With active developments spanning Buckhead, Midtown, Brookhaven, Sandy Springs, Alpharetta, East Cobb, and the greater Metro Atlanta market, Vice Holdings LLC is also investing heavily in expanding its digital presence, strategic partnerships, and development portfolio as it continues scaling operations across Georgia’s luxury residential sector.

“Our objective is not simply to build homes,” Ashadele added. “We aim to create enduring residential experiences and strategically positioned developments that reflect where the Atlanta luxury market is heading over the next decade.”

About Vice Holdings LLC

Vice Holdings LLC is an Atlanta-based real estate development, investment, and consulting firm specializing in luxury residential development, modern infill construction, strategic acquisitions, and high-end redevelopment projects. The company focuses on architecturally driven homes, design-forward construction, and long-term value creation across Metro Atlanta’s most desirable residential markets. Through its integrated “Land to Luxury” development model, Vice Holdings LLC manages projects from acquisition and planning through construction and final delivery.

For more information, visit https://www.viceholdingsllc.com. 

Media Contact

Organization: Vice Holdings LLC

Contact Person: Femi Tommy Ashadele

Website: https://www.viceholdingsllc.com

Email: Send Email

Contact Number: +14048504860

Country:United States

Release id:44937

The post Vice Holdings LLC Expands Luxury Residential Development Portfolio Across Metro Atlanta appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Smoothie Bar Blend 3.0 Rated Top Product by Forbes.com

Published

3 hours ago

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May 12, 2026

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United States, 12th May 2026 — Smoothie Bar is making waves with the official launch of Blend 3.0, its most innovative product yet, now rolling out across Launch States (NY, CA, OK, NV). The highly anticipated release follows a feature in Forbes, where the device was spotlighted as a “must-have accessory” for today’s consumers.

With Blend 3.0, Smoothie Bar is pushing boundaries, delivering a product designed for those who expect more from their everyday experience.

“We built Blend 3.0 for the next generation of users,” said a Smoothie Bar spokesperson. “It’s smarter, more customizable, and designed to give people control over how they use it.”

Built for Customization and Control

At the center of Blend 3.0 is a full-screen front display, giving users a modern, interactive interface that feels intuitive from the first use. The display offers real-time feedback and simplifies control, making the experience more engaging and seamless.

The device is equipped with multiple performance settings and adjustable airflow, allowing users to fine-tune every session. Whether prioritizing smoothness, intensity, or balance, Blend 3.0 adapts to the user.

What sets the product apart is its dual-flavor system, allowing users to switch between flavors or blend them together for a completely unique experience. This feature transforms how users interact with the device, turning customization into a core part of the experience.

An enhanced airflow system further elevates performance, ensuring consistency and smooth delivery with every use.

Expanding Across the U.S.

Smoothie Bar’s expansion into New York, California, Oklahoma, and Nevada represents a major step forward for the brand. These markets reflect both high demand and strong growth potential, allowing Smoothie Bar to connect with a wider audience.

From trend-setting cities like Los Angeles and New York to rapidly growing markets in Oklahoma and Nevada, Blend 3.0 is positioned to reach consumers nationwide.

Backed by Buzz

The recent Forbes recognition has amplified excitement around the launch, helping position Blend 3.0 as one of the most talked-about products in its category. Being named a “must-have accessory” highlights the brand’s ability to stay ahead of consumer trends.

More Than a Product

For Smoothie Bar, Blend 3.0 is more than just a release; it’s a statement about where the brand is headed. By focusing on innovation, personalization, and experience, the company is building a platform that resonates with modern consumers.

Blend 3.0 is now available across Launch States (NY, CA, OK, NV), with additional markets expected soon.

Media Contact

Organization: Smoothie Bar Infusions

Contact Person: Melissa M Murphy

Website: https://smoothiebarinfusions.com

Email: Send Email

Contact Number: +13238094658

Country:United States

Release id:44884

The post Smoothie Bar Blend 3.0 Rated Top Product by Forbes.com appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Emersoft Expands Internationally Through Partnership with Gardners to Power UK Bookstore Commerce on Shopify

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3 hours ago

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May 12, 2026

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Upcoming Gardners integration will help UK booksellers connect catalog data, availability, ecommerce, Shopify POS-connected operations, and TikTok Shop access through one integrated system.

St. Petersburg, FL, United States, 12th May 2026— Emersoft, the St. Petersburg-based team behind the Emersoft Books Shopify App, today announced an upcoming partnership with UK book wholesaler Gardners. The collaboration will enable UK booksellers to access Gardners’ catalog data and availability through Emersoft’s platform, delivering a modern, Shopify-native way to automate ecommerce, POS-connected bookstore operations, and more from one integrated system.

After successfully serving more than 100 booksellers across the United States, Emersoft is bringing its Shopify-native bookstore infrastructure to the UK market. Set to be available in early June 2026, the Gardners and Emersoft Books App integration will help UK booksellers connect their Shopify stores to Gardners catalog and availability data, support ecommerce and Shopify POS-connected operations, and tap into TikTok Shop through Shopify’s native sales channel capabilities.

For independent booksellers, the integration is designed to reduce the manual work that often sits between running a physical bookstore and selling online. Catalog data, product availability, ecommerce listings, customer orders, and POS-connected workflows should not have to live in disconnected systems. With the upcoming Gardners integration, UK booksellers will have a clearer path to operate through Shopify while keeping more sales in their own store.

“After working with more than 100 booksellers in the US, we have seen the same pattern again and again: booksellers want modern ecommerce, stronger catalog access, and fewer disconnected systems,” said Marcin Ruman, Founder, Emersoft.

“Partnering with Gardners gives UK booksellers a practical path to run catalog data, availability, Shopify ecommerce, POS-connected workflows, and TikTok Shop selling through one connected ecosystem. The goal is simple: help booksellers say yes to more customers and keep more sales in their own store,” said Pawel Marciniuk, Co-Founder and CTO, Emersoft.

“At Gardners, through our partnership with Emersoft, we are focused on enabling booksellers to access the ever-growing digital marketplace more easily. By making our data and availability accessible through modern platforms and providing access to our fast and efficient CDF service, we aim to support retailers in expanding their reach, improving efficiency, and continuing to thrive both in-store and online,” said Nigel Wyman, Chief Sales Officer, Gardners.

The Emersoft Books Shopify App helps bookstores manage catalog data, import titles, automate fulfillment workflows, handle pre-orders, enrich product metadata, and connect online selling with broader bookstore operations inside Shopify. The product is built for bookstores, authors, publishers, and book-focused creators who need a direct-to-reader commerce system without building custom infrastructure themselves.

The upcoming Gardners integration expands that model for the UK market by connecting domestic UK catalog and availability data into Emersoft’s Shopify-native bookstore system. For omnichannel booksellers, this creates a stronger operational bridge between online storefronts, physical retail, Shopify POS, and emerging sales channels like TikTok Shop.

“This collaboration is just getting started,” added Marcin Ruman. “We are excited for what is ahead and for the role this can play in helping UK booksellers modernize without losing the independence, customer relationships, and community presence that make their stores matter.”

The Gardners integration is expected to be available in early June 2026, with onboarding details and launch information to be shared directly with UK booksellers ahead of release.

About Emersoft

Emersoft builds Shopify-native commerce infrastructure for bookstores, authors, publishers, and book-focused creators. Headquartered in St. Petersburg, Florida, Emersoft has served more than 100 US-based booksellers through the Emersoft Books Shopify App, which helps merchants manage catalog data, import titles, automate fulfillment workflows, support pre-orders, enrich product metadata, and connect online selling with broader bookstore operations inside Shopify. Emersoft is also a Certified Shopify Partner, offering Shopify design, development, onboarding, and technical support for merchants building or expanding their bookstore on Shopify. Learn more at emersoft.co.

About Gardners

Gardners Books is one of the world’s leading book wholesalers and distributors of English-language books, providing booksellers worldwide with instant access to more than 500,000 in-stock titles for fast and efficient delivery. With a broad range of in-stock titles, reliable distribution, and a focus on supporting booksellers, Gardners provides a one-stop supply solution across print, digital integration, and direct-to-consumer fulfillment services. Learn more at gardners.com.

Media Contact

Organization: Emersoft LLC

Contact Person: Marcin Ruman

Website: https://www.emersoft.co

Email:
marcin@emersoft.co

City: St. Petersburg

State: FL

Country:United States

Release id:44784

The post Emersoft Expands Internationally Through Partnership with Gardners to Power UK Bookstore Commerce on Shopify appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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