Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.
In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.
In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.
How to apply for HyperCard?
a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard
c Submit KYC documents and pass the certification
d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Alpharetta, Georgia, United States, 24th Nov 2025 – For more than six years, Knowledge Gateway has led pioneering research and development in hybrid finance; today, Kohenoor Technologies, USA builds on this foundation in synergy with Kohenoor Technologies, Pakistan to deliver one of the most ambitious financial infrastructures of the century. What began as deep research into AI, Business Intelligence, and blockchain mechanics has now matured into a powerful, interconnected ecosystem—a model designed to redefine how the world engages with finance and technological innovation.
At the heart of this transformation is an integrated suite of products that combine AI-driven analysis, real-time intelligence, and decentralized financial systems into one seamless framework.
A Hybrid Financial Model Powered by AI, BI & DeFi
Kohenoor’s vision has always been to merge the precision of Artificial Intelligence, the depth of Business Intelligence, and the freedom of Decentralized Finance into a structure that is not only future-proof, but future-defining.
This vision materialized in three innovative pillars:
- KENFI — The Financial Intelligence Engine
A powerful analytics platform that produces advanced trading insights using AI-driven modelling, quantitative signals, market sentiment analysis, and proprietary indicators.
- KENEX — The Blockchain Execution Layer
A seamless gateway enabling interaction with decentralized systems, liquidity mechanisms, digital assets, and tokenized utilities.
- KAI — The Adaptive AI Assistant
A next-generation learning and automation agent designed to support traders, educators, analysts, institutions, and organizations with real-time intelligence and automation.
Completing the ecosystem is ProEdge—a creative, high-tech learning portal bridging the world of AI, blockchain, and decentralized finance for students, institutions, and enterprises worldwide.
Together, these products form a powerful, synchronized system preparing global users for the next era of financial evolution.
Kohenoor KEN — The Powerhouse Token of the Ecosystem
Every great ecosystem needs a backbone.
For Kohenoor, that backbone is Kohenoor KEN, a rare, utility-driven digital asset born from years of experimentation, refinement, and intercontinental collaboration.
Before going live on Mainnet, the R&D teams deployed two separate testnet assets:
KEN(P) on Polygon
KEN(C) on Binance Smart Chain
Although both tokens were intended strictly for enclosed experimentation, their performance and demand exceeded expectations—demonstrating significant real-world attraction even in testnet environments.
Entering the Mainnet Era — Stronger, Unified, and Fully Audited
After completing its development cycle, Kohenoor Technologies now launches the unified, Mainnet-ready Kohenoor KEN token on the Ethereum Blockchain.
The Mainnet token incorporates:
- Independent smart-contract audit
- Full KYC verification
- Rigorous compliance checks
- A restricted, value-preserving tokenomics model
https://etherscan.io/token/0x5f602133653237f362eb69826ba8237f4f7ab0c3
https://www.freshcoins.io/audit/kohenoor
https://dexscreener.com/bsc/0xd91636eb0091fc7c1c016bbb85880962cadffb33
KEN is currently in a private, enclosed ICO strictly reserved for ecosystem contributors and early supporters.
Public ICO Launches on 12-12-2025
The global public sale of Kohenoor KEN goes live on 12 December 2025, marking a significant milestone for investors, institutions, and partners seeking exposure to a hybrid, AI-powered DeFi ecosystem with real utility—not speculation.
This event will open the door to:
- A limited-supply digital asset
- A rapidly evolving DeFi-AI ecosystem
- Global partnerships across Pakistan, USA, and Saudi Arabia
- Institutional-grade infrastructure
- Scalable AI-BI-DeFi integration
A New Frontier Begins
Kohenoor Technologies stands at the intersection of innovation, finance, and intelligence—backed by `years of research, two continents, and a mission to make advanced financial technology accessible to the world.
The hybrid model they’ve created is not merely another blockchain project—it is a comprehensive digital ecosystem engineered to deliver real value across markets, industries, and communities.
Explore Corporate Credentials & Ecosystem Details
Visit: www.kohenoor.tech
Kohenoor Technologies,
9925-Haynes Br. Rd.
Alpharetta, Georgia, USA
Knowledge Gateway & Kohenoor Technologies,
248 FF, Commercial Area, DHA IV,
Lahore, Pakistan
ProEdge,
Al-Faisaliyah, Jeddah, Saudi Arabia
Media Contact
Organization: Kohenoor Technologies
Contact Person: Prof. Ahmad Bilal Khan
Website: https://www.kohenoor.tech/
Email: Send Email
City: Alpharetta
State: Georgia
Country:United States
Release id:37701
The post Kohenoor Technologies Unveils a New Era of AI-Powered Decentralized Finance appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Novilla Bliss Mattress Gets a New Upgrade: New NanoGEL Cooling and ACA Certification for Better Sleep
United States, 24th Nov 2025, – Quality sleep often comes with a hefty price tag, but Novilla is changing that. As a sustainable lifestyle brand, Novilla is making “quality sleep + sustainable living” an affordable, everyday choice for everyone.
This year, the line has received an exciting upgrade: the addition of NanoGEL(TM) cooling technology, along with the ACA Spinal Health Certification. Now, the Novilla Bliss(TM) Mattress delivers even greater comfort, cooler sleep, and scientifically-backed spinal support. The new and improved model remains the most affordable mattress offering premium comfort and sleep wellness, making it the best mattress under $500.
Just in time for Annual Sale, take advantage of the sale from November 14 to December 2, with exclusive discounts on everything!
A Cozy Home Made Simple
Novilla has always believed that a cozy home can be made simply. The company promises to create a world where restful nights and mindful living go hand in hand, and where comfort does not have to come at the expense of the planet.
Everything that Novilla stands for speaks directly to a new generation of conscious consumers who care not only about what is inside their homes, but also about the world outside of their walls.
Designed to Bring You Better Sleep
The modern sleeper’s biggest dilemma is how to balance comfort, quality, and affordability, and the Novilla Bliss(TM) Memory Foam Mattress does just that. In fact, it is marketed as “the best mattress under $500,” something that others in its price range can not often achieve. And you truly get your money’s worth: full-body comfort backed by health science and environmental care.
One of the standout features of this mattress is the NanoGEL(TM) Memory Foam. This is a proprietary cooling layer designed with the intention of regulating temperature, reducing the endless tossing and turning, and helping users fall and stay asleep for longer.
Beneath the NanoGEL(TM) Memory Foam, the BioAir Foam layer adds to breathability while keeping its soft, airy feel. Additionally, a High-Density Support Foam base ensures that it maintains its long-term durability and spinal alignment.
Certified for Your Well-Being
For those who’ve struggled with back pain, overheating, or restless nights, the Novilla Bliss(TM) cooling mattress offers a scientifically supported solution. Novilla’s commitment puts its money where its mouth is, and the Novilla Bliss(TM) mattress holds the ACA Spinal Health Certification, which is a scientific validation of its ergonomic design and spinal support.
On top of this, it also meets the standards of CertiPUR-US(R), OEKO-TEX(R), and ISPA, ensuring that it is free from harmful chemicals, making it gentler on both the skin and the environment.
Built for Everyday Life
The designers of the Novilla Bliss(TM) mattress have gone beyond performance and have created it with real life in mind. It has a removable, machine-washable cover that keeps the bed fresh and clean, while the breathable AirBreeze fabric promotes airflow for a cool, comfortable feel all night long.
This makes it easy for anyone, especially young families and first-time homeowners, to purchase a high-quality affordable mattress that supports their lifestyles, health, and values. It is fair to say that everything about Novilla Bliss(TM) mattress was designed to simplify the sleep experience.
Trusted by Millions, Built for Everyday Comfort
Novilla Bliss(TM) has become a trusted name for affordable luxury, proving that high-quality sleep doesn’t have to come with a massive price tag. More than a mattress, it represents a shift toward affordable, sustainable comfort. With over two million units sold and six consecutive years topping Amazon’s bestseller charts, Novilla’s track record speaks volumes.
Sustainable Living, Sustainable Rest
Novilla understands how important it is to promote sustainable living that feels as good as it does good. Every Novilla Bliss(TM) mattress is made using eco-friendly materials and low-impact production methods, reinforcing Novilla’s commitment to the planet.
For the new generation of eco-aware consumers, Novilla isn’t just selling mattresses—it’s offering peace of mind.
Get Novilla Bliss(TM) – Experience Sleep for Under $500
Everyone deserves a little bit of bliss, and the Novilla Bliss(TM) Memory Foam Mattress is redefining what it means to sleep well on a budget with its affordability and reliability. Celebrate Festive sale with exclusive pricing on everything from November 14 to December 2! Shop now at Novilla to discover the perfect balance of comfort, quality, and sustainability.
Website: Novilla White & Gray Bliss Mattress | Cooling Sleep Comfort
Instagram: @novilla_home
Media Contact:
Summer | Brand Manager Email: collab@novilla.us
Media Contact
Organization: SWEET NIGHT TECHNOLOGY INC.
Contact
Person: Media Relations
Website:
https://www.novilla.net
Email:
collab@novilla.us
Country:United States
The post
Novilla Bliss Mattress Gets a New Upgrade: New NanoGEL Cooling and ACA Certification for Better Sleep appeared first on
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Press Release
YouLumi Brings Clinical-Grade Red Light Therapy to the Living Room with Launch of Official Direct-to-Consumer Store
United States, 24th Nov 2025, – YouLumi, a recognized specialist in photobiomodulation and professional LED solutions, today announced the official launch of its global consumer platform, YouLumiStore.com. The new site serves as a direct channel for home-use red light therapy devices, bridging the gap between professional clinical results and accessible, daily wellness routines.
Founded in 2012, YouLumi has long been a trusted manufacturer for gyms, rehabilitation clinics, and aesthetic centers across 35 countries. With the launch of YouLumiStore, the company is now empowering individuals to access these same professional standards safely at home.
Demystifying Red Light Therapy for Home Users “For over a decade, we’ve operated behind the scenes, powering B2B clients. Most people’s first experience with YouLumi technology has been in a doctor’s office or high-end gym,” said Soler Wu, Founder and CEO of YouLumi. “YouLumiStore isn’t just a shop; it’s an educational hub designed to turn a professional treatment into a sustainable daily habit.”
In countries and regions where YouLumi already works with distributors or professional partners, those partners will remain the primary channel for high-power systems and project-based solutions. YouLumiStore.com is designed to complement this ecosystem by focusing on brand information, home-use products, and after-sales support. On the site, media and users can view lifestyle images of real-world home setups—such as living room or bedroom red-light corners—to better understand how devices fit into daily environments.
Building on technology and experience originally developed for the IRP010 Series used in gyms and clinics, YouLumiStore highlights product bundles tailored for everyday life. These include home red-light therapy panels, wearable belts and mats, and face-focused devices for skincare routines. Users can browse the Home Red-Light Therapy Collection,
and explore individual product pages—such as a dedicated Red Light Therapy Panel page.
Each product page presents key specifications like wavelengths, power, recommended treatment distance, and example session durations, accompanied by clear product imagery and close-up shots.
To reduce the learning curve for new users, YouLumiStore organizes content around real-life goals rather than technical jargon. Navigation and guides are structured by scenarios such as sleep and relaxation, desk workers and long sitting, light fitness recovery, and basic skincare. Instead of leaving users to interpret raw specs alone, the site explains how parameters interact—power, beam area, distance, and time—and translates them into practical, repeatable routines.
For first-time buyers, YouLumiStore acts as a combination of an official manual, selection guide, and support portal. Alongside product pages, users can access educational content that connects to YouLumi’s broader red-light knowledge base, helping them understand safe usage boundaries and realistic expectations. Visual guides—including bundle displays and unboxing-style photos—illustrate how to place devices in small apartments, bedroom corners, or compact home gyms.
From a channel strategy perspective, YouLumi is explicit:
- High-power devices, full-room or cabin solutions, and OEM/ODM projects for gyms, rehab clinics, med-aesthetic centers, and wellness studios will continue to be driven primarily through B2B partners and project-based cooperation.
- YouLumiStore.com focuses on home and personal use, serving users who want to extend their red-light experience from professional environments into their everyday routines.
- In regions where authorized partners already exist, YouLumi will direct users with professional project needs toward local partners for consultation and hands-on experience.
“We want red-light therapy to become a small, sustainable habit—not an impulse purchase,” Wu added. “Whether someone uses our devices in a professional facility or at home through YouLumiStore, the real value comes from safe, modest, and repeatable use over time, not from chasing a single intense session.”
Backed by years of manufacturing and export experience, YouLumi has built a comprehensive framework for quality control and after-sales support. Customers who purchase home-use devices through YouLumiStore gain direct access to brand-backed warranty and customer service. For users with localized discomfort such as back, lower back, or joint issues, the platform also offers wearable options like the Red Light Therapy Belt, which can be used during office work, rest, or light exercise.
Looking ahead, YouLumi plans to further develop YouLumiStore into a content and service ecosystem for home users. This will include more red-light education articles, real-world usage stories, and scenario-based how-to guides around sleep quality, stress management, light recovery after exercise, and skin status. The goal is to help users build realistic expectations and integrate red-light therapy gently and consistently into their lifestyle.
Media Contact
Organization: Shenzhen Youlumi Co, Ltd.
Contact
Person: Youlumi
Email:
info@youlumi.com
Contact Number: 8613923410020
Country:United States
The post
YouLumi Brings Clinical-Grade Red Light Therapy to the Living Room with Launch of Official Direct-to-Consumer Store appeared first on
Brand News 24.
It is provided by a third-party content
provider. Brand News 24 makes no
warranties or representations in connection with it.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Kohenoor Technologies Unveils a New Era of AI-Powered Decentralized Finance
Novilla Bliss Mattress Gets a New Upgrade: New NanoGEL Cooling and ACA Certification for Better Sleep
Novilla Bliss Mattress Gets a New Upgrade: New NanoGEL Cooling and ACA Certification for Better Sleep
Benzinga Money Article Discusses How to Become Part of the 12% of Retirees Who Have Achieved the Recommended $550,000 Minimum Retirement Savings Threshold
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