Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?
a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Dan Weddle’s Earned Wisdom Reaches no.1 on Amazon, Inspiring Readers Worldwide with Stories of Resilience and Triumph
- Earned Wisdom: Stories of Overcoming and Resilience by Dan Weddle has achieved #1 bestseller status on Amazon as of December 11, ranking at the top of multiple categories. The book offers honest and personal recounts of overcoming adversity, leadership, and building a meaningful life and career through perseverance, faith, and determination.
Memphis, Tennessee, 4th February 2026, ZEX PR WIRE, Earned Wisdom: Stories of Overcoming and Resilience by Dan Weddle has secured the #1 spot on Amazon in the Motivational Business Management, Personal Success in Business, and Biographies of Business Professionals categories.
The book is an inspiring and candid reflection on Dan Weddle’s personal and professional journey. As President and CEO of ProTech Services Group, Inc., Weddle traces the long, often painful road that shaped him into the leader he is today. Weddle grew up in a broken family with generational struggles around addiction and limited financial stability, and navigated grief, loss, and career uncertainty for a long time. Through the book, he offers readers an honest look at what it takes to keep moving forward.

Before becoming the President and CEO of a respected technology and talent services firm, Weddle began his career as a nineteen-year-old beat cop specializing in narcotics. During that time, he never would’ve imagined leading an innovative IT company one day. However, through hard work, learning on the job, and consistently seizing opportunities as they arose, Weddle built a thriving career.
The book also explores extremely personal chapters of Weddle’s life. He shares what it meant to juggle three jobs, make a complete career shift, become an instant father, and face the devastating loss of a child. These experiences shaped his leadership style and his outlook on life. Throughout Earned Wisdom, Weddle emphasizes the importance of faith, family, and community, as well as the humility to ask for help when it is needed most.
“There will almost always, at some point in life, be struggles and hardships,” Weddle says. “No one can avoid them. What’s important is how we deal with those hardships, and that we get back up every time we’re knocked down.”
Dan Weddle is also widely recognized for his leadership at ProTech Services Group, Inc., a Memphis-based company founded in 1992. The firm provides managed services, cybersecurity, cloud solutions, technology consulting, and talent acquisition. In the Memphis community, Weddle serves on multiple boards, including Streets Ministries and the Memphis Shelby County Crime Commission, and is actively engaged in leadership and advisory organizations.
These experiences and successes converge in Earned Wisdom, offering readers a fresh service-based perspective on leadership and responsibility. The book’s success is an incredible milestone for Dan Weddle.
Earned Wisdom: Stories of Overcoming and Resilience is available on Amazon.
About the Author:
Dan Weddle is the President and CEO of ProTech Services Group, Inc., a Memphis, Tennessee–based technology and talent services firm. He has more than three decades of experience in leadership, IT consulting, and business development. Weddle is known for his people-first approach and commitment to helping organizations and individuals succeed personally and professionally. Earned Wisdom is his debut book, offering lessons on adversity, leadership, and life experience.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Beyond Computation: How Neel Somani and ChatGPT Are Rewriting Mathematics
California, US, 4th February 2026, ZEX PR WIRE, For decades, the “Erdős problems”, a collection of over 1,000 mathematical conjectures posed by the legendary Hungarian mathematician Paul Erdős, have served as a rigorous proving ground for the world’s brightest human minds. They range from deceptively simple number theory puzzles to complex combinatorial nightmares.
For a long time, the consensus was that Artificial Intelligence could handle calculation, but not creation. It could crunch numbers, but it couldn’t reason through abstract proofs.
That consensus just shattered.
Over a single weekend, Neel Somani, a software engineer and founder of the blockchain platform Eclipse, utilized OpenAI’s GPT 5.2 Pro to crack open Erdos problems that had remained unsolved for years. This wasn’t a case of a computer searching a database faster than a human; it was a case of an AI generating novel mathematical logic, formalized by a human expert.
We are witnessing a fundamental shift in the epistemological hierarchy of mathematics. The barrier between “human reasoning” and “machine processing” is dissolving, and Somani’s work provides the data to prove it.
The Weekend Win: Cracking Problem #397
Neel Somani, a former quantitative researcher at Citadel with a triple major from UC Berkeley, was stress-testing the reasoning capabilities of the new GPT 5.2 Pro model. He wasn’t looking for a calculator; he was looking for a co-author.
He fed the model Erdos Problem #397. After approximately 15 minutes of “thinking,” the model returned a full solution.
The problem asks for integer solutions to a specific binomial identity. To the layman, it looks like a jumble of variables. To a mathematician, it represents a precise relationship between numbers. The AI proposed that since $a$ can be chosen arbitrarily large, there are infinitely many distinct-index solutions.
Specifically, for an example where $a = 2$, the AI derived that $c = 49$, and the identity becomes:
$$ binom{2}{1} binom{49}{6} = binom{98}{3} binom{1}{1} $$
Somani reviewed the output. It wasn’t just hallucinated gibberish; it was sound logic. He formalized the proof using a tool called Harmonic and submitted it. The result? Accepted by Terence Tao, one of the most respected mathematicians alive today.
The AI had not only identified a solution but had effectively “reasoned” its way through a path that differed from previous partial attempts. While the model found a 2013 Math Overflow post by Harvard mathematician Noam Elkies regarding a similar problem, GPT 5.2 Pro’s final proof offered a more complete solution to the specific version posed by Erdős.
The “Unambiguous Instance”: Problem #281
If Problem #397 was a fluke, Problem #281 was the confirmation.
Neel Somani turned the model toward a covering system problem in number theory. The problem posits:
Let $n_1 < n_2 < dots$ be an infinite sequence such that, for any choice of congruence classes $a_i pmod{n_i}$, the set of integers not satisfying any of the congruences $a_i pmod{n_i}$ has density 0.
The question was whether for every $epsilon > 0$ there exists some $k$ such that the density of integers not satisfying the congruences is less than $epsilon$.
GPT 5.2 Pro generated a new proof. When Somani published the results, Terence Tao referred to it as “perhaps the most unambiguous instance” of AI solving an open problem.
This distinction is critical. In the past, AI “solutions” were often just efficient retrievals of existing literature. In this case, no prior solution was found. The AI bridged the gap between the known and the unknown.
The Data: Separating Genius from Hallucination
Skeptics often point to LLM hallucinations as a reason to dismiss their utility in rigorous fields. Somani, approaching this with the mindset of a quant and a computer scientist, decided to quantify the model’s actual efficacy.
He recruited a team of undergraduates to construct a dataset of ChatGPT responses to every open Erdos problem, 675 in total. The results provide a fascinating map of the current AI frontier:
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Recited known literature: 618 (The AI acted as a search engine)
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Incorrect: 17 (The AI hallucinated or failed)
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Correct, known results: 12
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New solutions to Erdos problems: 3
While 3 out of 675 might seem statistically small, in the world of high-level mathematics, it is monumental. It implies that for a specific subset of problems, the AI is already operating at the level of a published mathematician.
The “Long Tail” of Mathematics
Why is this happening now? Terence Tao, observing Somani’s progress, conjectured on Mastodon that AI systems are uniquely suited for the “long tail” of obscure Erdos problems.
Many of these problems are not “unsolvable” in the sense that they require a new branch of mathematics to be invented (like Fermat’s Last Theorem). Rather, they are tricky, labor-intensive, and obscure. They require connecting disparate axioms, Legendre’s formula, Bertrand’s postulate, the Star of David theorem, in novel ways.
This is where the scalable nature of AI shines. A human mathematician might spend a lifetime solving a dozen such problems. An AI, directed by a human operator like Somani, can attempt thousands in a day, clearing out the “clutter” of the mathematical landscape and leaving humans to focus on the deepest, most structural conjectures.
The Role of the Human Operator
It is important to note that GPT 5.2 Pro did not do this alone. It required Neel Somani.
Neel Somani’s background is pivotal here. As the founder of Eclipse, a Layer 2 blockchain platform that raised $65 million, and a former researcher at Citadel, he understands complex systems. His triple major from Berkeley in CS, Math, and Business gave him the vocabulary to prompt the model effectively and, more importantly, the expertise to verify the output.
The future of mathematics, and enterprise problem solving, looks exactly like this workflow:
-
The Architect (Human): Identifies the problem and frames the prompt.
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The Engine (AI): Generates potential proofs, leveraging vast databases of axioms.
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The Verifier (Human/Formalization Tools): Tools like Lean or Harmonic are used to formally check the logic, ensuring the AI hasn’t made a subtle error.
The Future of Discovery
We are moving toward an era of “Formalization,” where labor-intensive verification is automated by tools like Harmonic’s Aristotle, and creative reasoning is augmented by models like GPT 5.2.
Neel Somani’s work with the Erdos problems is not just a “weekend win” for a crypto founder. It is a signal to every industry. If AI can reason through unsolved number theory, what can it do for supply chain logistics? For cryptographic security? For protein folding?
The tools are here. The frontier is open. The only question remaining is: what problem will you prompt next?
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Hometown Ticketing Demonstrates the Power of Scalable EdTech Through Real-World Customer Success and Proven SaaS Leadership
Littleton, CO, 4th February 2026, ZEX PR WIRE, As schools, districts, and athletic organizations continue to modernize operations and enhance community engagement, digital ticketing has emerged as a critical infrastructure component rather than a convenience. Hometown Ticketing, a leading digital ticketing and event management platform for K-12 schools and districts nationwide, is setting the standard for what scalable, customer-centered EdTech SaaS can achieve, backed by real customer outcomes and experienced executive leadership.
Across the United States, schools are turning to Hometown Ticketing to eliminate cash handling, increase attendance visibility, improve compliance, and create smoother experiences for families and administrators alike. What distinguishes the company is not only its technology, but the measurable impact it delivers at the ground level.
A Real Customer Story: Simplifying Operations and Increasing Revenue
One public example frequently cited by school administrators comes from districts that transitioned from paper tickets and fragmented payment systems to Hometown Ticketing’s centralized digital platform. According to customer stories shared through Hometown Ticketing’s public blog and webinar resources, schools report faster gate entry, reduced staffing needs, improved financial transparency, and increased event revenue after adopting the platform.
In one such case, a mid-sized school district implemented Hometown Ticketing across athletic events and fine arts programming. Administrators noted that digital ticketing eliminated reconciliation delays, reduced errors tied to cash handling, and provided real-time reporting that allowed leadership to make informed decisions about pricing and attendance trends. Parents and community members benefited from mobile-friendly ticket purchasing and entry, while staff reclaimed hours previously spent on manual processes.
These outcomes reflect a broader trend seen across Hometown Ticketing’s customer base. The platform operates quietly in the background while delivering tangible operational and financial improvements.
Built for Schools, Scaled for the Future
Hometown Ticketing’s platform is designed specifically for the realities of K-12 education. Unlike generic ticketing solutions, the system integrates with school workflows, supports district-wide oversight, and prioritizes accessibility for families and staff. The company’s continued investment in usability, reporting, and platform stability reflects a long-term commitment to schools, not just short-term transactions.
This customer-first approach has allowed Hometown Ticketing to grow steadily while maintaining strong retention and expanding its footprint nationwide. Behind this momentum is a leadership philosophy grounded in disciplined execution, scalable systems, and sustainable growth.
Strategic Leadership Driving Long-Term Value
A key figure supporting this next phase of growth is Nicholas Mirisis, an accomplished SaaS executive and operating partner with more than 20 years of experience leading and scaling vertical software companies across global markets.
Nicholas Mirisis serves as a strategic leader and advisor within the EdTech ecosystem, bringing a proven track record of transforming SaaS organizations into high-performing, durable enterprises. His experience spans venture-backed, private equity, growth equity, and founder-led environments, with leadership roles across EdTech, FinTech, GovTech, Healthcare, and Defense Tech.
As Chief Executive Officer and Board Member of a Series-A EdTech SaaS company based in Columbus, Ohio, Mirisis led a successful turnaround that achieved greater than rule-of-35 performance and more than $11 million in EBITDA. His approach combined rebuilding go-to-market infrastructure, embedding AI and machine learning innovation, and implementing sustainable operating frameworks focused on accountability and customer outcomes.
Prior to this role, Mirisis held executive leadership positions at companies including SamCart, GoCanvas, and Dude Solutions. His tenure included guiding organizations through large-scale transformations and successful exits, such as Siemens’ $1.57 billion acquisition of Dude Solutions and Nemetschek’s 11.5x ARR acquisition of GoCanvas.
Today, Mirisis is widely recognized as a disciplined fiduciary and strategic operator with deep expertise in value creation, M&A integration, performance culture, and customer retention. These capabilities align closely with Hometown Ticketing’s growth trajectory.
Aligning Customer Impact With Enterprise Discipline
What makes Hometown Ticketing’s story particularly compelling is the alignment between customer-level success and enterprise-level discipline. Schools experience simpler operations and better engagement, while the company benefits from strong unit economics, predictable revenue, and long-term customer relationships.
This alignment reflects a broader shift in the EdTech market, where stakeholders increasingly demand solutions that are both mission-driven and operationally sound. Hometown Ticketing’s ability to demonstrate real outcomes, supported by experienced SaaS leadership, positions the company as a trusted partner for schools navigating digital transformation.
Looking Ahead
As digital infrastructure becomes essential to education systems nationwide, Hometown Ticketing remains focused on responsible growth, continued product innovation, and deepening its impact within school communities. By leveraging real customer success stories and experienced leadership, the company continues to reinforce its reputation as a reliable, scalable, and future-ready EdTech provider.
For schools seeking proven solutions and for partners and investors looking for disciplined SaaS execution, Hometown Ticketing represents a model of how technology, leadership, and customer outcomes can align to create lasting value.
About Nicholas Mirisis
Nicholas Mirisis is a visionary CEO and operating partner with more than two decades of experience transforming and scaling high-growth vertical SaaS companies across global markets. Known for his disciplined leadership and deep operational expertise, he has mastered a wide spectrum of capital environments, including private equity, venture capital, and founder-led organizations. His diverse portfolio spans industries such as Defense Tech, EdTech, FinTech, GovTech, Healthcare, and Manufacturing, with consistent results in driving profitability, innovation, and market expansion.
Currently serving as Chief Executive Officer and Board Member of a Series-A EdTech company based in Columbus, Ohio, Nicholas has led the business from negative growth to to profitability within a year. His leadership focuses on operationala greater than rule of 35 performance and more than $11M EBITDA excellence, AI-driven innovation, and sustainable revenue growth through strategic partnerships, M&A integration, and customer retention.
Previously, Nicholas held senior leadership roles at SamCart, GoCanvas, and Dude Solutions, where he consistently achieved exceptional ARR growth, operational efficiency, and notable strategic exits including Siemens’ $1.57B acquisition of Dude Solutions and Nemetschek’s 11.5x ARR acquisition of GoCanvas.
A results-driven leader with a global mindset, Nicholas is passionate about building elite teams, mentoring high-potential talent, and creating cultures of accountability and performance. He holds a Master’s in Government from Johns Hopkins University and a Bachelor’s in Political Science from North Carolina State University.
Contact
Nicholas Mirisis
Partner at Fulcrum Venture Group
Littleton, CO
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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