Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.
In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.
In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.
How to apply for HyperCard?
a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard
c Submit KYC documents and pass the certification
d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Explora Books to Showcase The Book of Laural at the 2026 Beijing International Book Fair
Born from grief and transformed into wonder, The Book of Laural by Jennifer Davis Deckert will be featured at the 2026 Beijing International Book Fair (June 17–21) at the Explora Books exhibition booth at CNCC in Beijing. Part fantasy, part elegy, the novel follows a luminous soul named Laural across millions of years, countless incarnations, and the furthest reaches of the universe—guided always by her mischievous fairy companion, Jaja.
Vancouver, British Columbia, Canada, 21st May 2026 – When Deckert’s sister and lifelong bandmate, Laural, passed away on Christmas 2021, the author found herself writing not an obituary, but an origin story. What emerged was a sweeping metaphysical adventure rooted in a profound truth: energy cannot be created or destroyed—it simply changes form. In the novel, Laural’s soul reappears across the ages as a gentle brontosaurus, a singing rodent, a curious dolphin, a medieval peasant, and ultimately a human woman, accumulating wisdom and love with each new life. The story’s exploration of reincarnation and spiritual transformation gives the book a distinctive place among contemporary fantasy fiction.
At the heart of the story is the unlikely bond between Laural’s ever-changing soul and Jaja, a stubborn, sharp-tongued fairy who refuses to become mortal—until she can no longer resist. Their friendship, stretching across dinosaur-era swamps, ocean depths, alien planets, and medieval villages, becomes the emotional spine of the novel. Through their adventures, Deckert explores timeless questions: What draws us back to the people we love? What do we owe each other across lifetimes? And what does it truly mean to “go home”? These themes of love, destiny, and soul connection make the novel especially compelling for readers of philosophical fantasy and speculative fiction.
Music runs through the novel like a second heartbeat. From the dawn chorus of prehistoric rodents to the haunting calls of dolphins, from an underground Star Choir blazing inside a distant star to the drums of early humans on a moonlit shore, sound becomes a sacred language—one the soul carries from life to life, growing more complex and beautiful with each incarnation. Deckert, a musician who played drums alongside her sister for more than two decades, weaves her own grief and artistry into every page.
The novel does not shy away from darkness. Persecution, destruction, environmental loss, and human cruelty all appear—not to inspire despair, but to illuminate the radical power of compassion. Through the character of Volaris, a tormentor whose soul slowly transforms across many lifetimes, Deckert offers a quietly radical vision: no soul is permanently lost, and a single act of witnessed kindness can plant a spark that takes centuries to bloom.
Deckert’s The Book of Laural is a love letter written across time—to a sister, to the natural world, and to the belief that the souls we cherish never truly disappear. It is a story that begins before the dinosaurs and ends at the edge of a cliff called Rebirth. In between, it asks readers to listen more carefully to the music all around them.
Attendees of the 2026 Beijing International Book Fair will have the opportunity to check out this visionary work of fiction. The Book of Laural is also available on Amazon and through other major book retailers.
About Explora Books
Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.
Media Contact
Organization: Explora Books Ltd
Contact Person: Simon Pratt
Website: https://explorabooks.com/home
Email: Send Email
Contact Number: +16043306795
Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada
City: Vancouver
State: British Columbia
Country:Canada
Release id:45014
The post Explora Books to Showcase The Book of Laural at the 2026 Beijing International Book Fair appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Explora Books Showcases the Setterington Family Series at the 2026 Beijing International Book Fair
Explora Books will present the Setterington Family series by Donna Gene Stankey and co-author Ramona Hammel at the 2026 Beijing International Book Fair (BIBF), held June 17–21 at the China National Convention Center in Beijing. The series offers a multi-volume portrayal of American pioneer life and family legacy across generations.
Vancouver, British Columbia, Canada, 21st May 2026 – Rate opens on a bitter December night in 1893 at the Setterington homestead near Elsie, Michigan, where Millie, a Canadian-born farmer, waits through the cold for the birth of a son his wife Mina neither wants nor welcomes. From this quietly charged opening, Donna Gene Stankey builds an intimate portrait of rural Midwestern life: its relentless labor, marital tensions, and a father’s stubborn hope that something of himself will endure into the next generation. Grounded in decades of family history and careful research, Rate functions as both a personal family chronicle and a vivid record of settler life on the American frontier.
The Lad Called Rate follows Ralph as he comes into his own through the daily work of the farm—its animals, seasons, and unrelenting demands—in a coming-of-age story rooted in heritage and belonging. Stankey and Hammel render his gradual self-discovery with patience and warmth, tracing a young man finding his footing in a world that asks everything of him.
The Mischief Maker sees Rate trade the open fields for the streets of Elsie, with his dog Bruno never far behind. The pull between his rural upbringing and town life creates both tension and tenderness, as Rate carries the instincts and loyalties of a farm boy into an unfamiliar world. Stankey and Hammel handle this transitional chapter of his life with precision and care.
Forever a Farmer brings the saga to its conclusion, with Rate facing the full cost of keeping a family farm alive across generations. It is a story about what it means to inherit not only land, but responsibility—and about the quiet determination of those who choose to stay when leaving would be easier.
Stankey was herself a Setterington—the third generation to farm the land outside Elsie, Michigan, which she spent decades documenting. Her co-author and daughter, Ramona Hammel, was shaped by the same rural inheritance: first on her father’s farm in Wayland, Michigan, and later on her husband’s farm near Hudson. Following Donna’s passing, Ramona has carried their shared work forward, ensuring the Setterington story reaches the readers it deserves.
Readers and industry professionals attending the 2026 Beijing International Book Fair are encouraged to visit the Explora Books exhibit booth 5A.B14 at the CNCC in Beijing. Attendees will have the opportunity to discover the complete Setterington Family series, explore special event features, and connect with the authors’ legacy in person.
All four books are available on Amazon, Barnes & Noble, and other major book retailers.
About Explora Books
Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.
Media Contact
Organization: Explora Books Ltd
Contact Person: Simon Pratt
Website: https://explorabooks.com/home
Email: Send Email
Contact Number: +16043306795
Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada
City: Vancouver
State: British Columbia
Country:Canada
Release id:45308
The post Explora Books Showcases the Setterington Family Series at the 2026 Beijing International Book Fair appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Explora Books will host a book signing with author Stewart T. Monti Sr. at the 2026 Beijing International Book Fair (BIBF), June 17–21, at the China National Convention Center (CNCC) in Beijing. Attendees are invited to visit Booth 5A.B14 to meet Monti Sr. and receive signed copies of his medieval fiction titles, Mary and Sir Edward, and Hillary and Sir Edward.
Vancouver, British Columbia, Canada, 21st May 2026 – The two books are interconnected medieval fiction novels set in the fictional village of Darwick. Mary and Sir Edward follows twelve-year-old Mary, a farm girl managing her household while her father is away at war. When a wounded knight arrives at her home, her decision to help him sets off events that affect both her family and the wider kingdom.
Hillary and Sir Edward continues the story a generation later through Mary’s daughter, Hillary. Raised in a blacksmith’s forge and trained in combat and strategy, she enters King Henry’s court after Sir Edward recognizes her potential. Disguised as a boy, she must prove herself through discipline and composure as she navigates court politics, a tournament, and a coup attempt that tests her skills and integrity.
Together, the novels form a multigenerational medieval fiction saga centered on legacy, resilience, and character-driven storytelling. The series emphasizes discipline, moral resolve, and the development of strength across generations rather than spectacle or fantasy excess.
Stewart T. Monti Sr., a retired U.S. Air Force Major and former C-130 pilot, channels his military and academic background into his writing. He began with poetry, publishing 135 Poems for Today (2017), and now writes medieval fiction inspired by his diverse experiences.
Attendees at the 2026 Beijing International Book Fair will have the opportunity to meet Stewart T. Monti Sr. and obtain signed copies of both books.
Mary and Sir Edward, and Hillary and Sir Edward are also available through Amazon, Barnes & Noble, and other major retailers.
About Explora Books
Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.
Media Contact
Organization: Explora Books Ltd
Contact Person: Simon Pratt
Website: https://explorabooks.com/home
Email: Send Email
Contact Number: +16043306795
Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada
City: Vancouver
State: British Columbia
Country:Canada
Release id:45307
The post Explora Books to Host Book Signing with Stewart T. Monti Sr. at the BIBF 2026 appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Explora Books to Showcase The Book of Laural at the 2026 Beijing International Book Fair
Explora Books Showcases the Setterington Family Series at the 2026 Beijing International Book Fair
Explora Books to Host Book Signing with Stewart T. Monti Sr. at the BIBF 2026
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