Connect with us

Press Release

When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

Published

on

Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Explora Books Announces London Book Fair Feature of Melodin Trammel’s Children’s Series on Growth and Connection

Published

on

Explora Books will bring three heartfelt children’s titles by Melodin Trammel to the London Book Fair, set for March 10–12, 2026, at Olympia London in Hammersmith. Each story centers on young or growing characters who face confusion, change, or mistakes—and find their way forward with help from others.

Vancouver, British Columbia, Canada, 11th Mar 2026 – In In The Mangroves, readers meet Bobby, a young manatee who suddenly finds himself unsure of his place in his family. The arrival of a new baby shifts the attention around him, and his quiet hurt leads him into open waters where he must rely on his own instincts. The book speaks in clear, direct language and focuses on emotions that many children recognize: jealousy, fear, and the need to be seen. What stands out most is how the story treats these feelings with patience. Bobby is not punished for his choices; he is heard, understood, and welcomed back. The tone encourages conversation between parents and children, especially about how big changes at home can feel to a young mind.

Kora’s Harbor Adventures moves from the gentle currents of the mangroves to the busy rhythms of a harbor. Kora, a new purple tugboat, arrives eager to do her job but unsure of where she fits. The other tugs each carry their own habits, pride, or regrets, and Kora must learn both the work of towing ships and the work of building trust. The book uses simple scenes to show how cooperation grows over time. Instead of focusing on winning, it highlights the value of shared effort and second chances. The message is quiet but clear: a harbor runs best when everyone pulls in the same direction.

In Hidden In The Marsh, the tone shifts to something softer and more romantic. Charles and Eloise, a pair of sandhill cranes, move through their courtship with careful steps and family guidance. The marsh around them is changing, and danger sometimes hides in the reeds, but the story keeps its attention on the slow build of trust between the two birds. The language is more descriptive than in the other books, yet still accessible for young readers. It presents love not as a grand gesture, but as a series of small, steady choices.

Together, these three titles share a gentle outlook on growth, family, and belonging. Rather than dramatic twists, they rely on familiar emotions and small acts of kindness. Visitors to the London Book Fair will find stories that invite quiet reflection and easy conversation long after the last page.

In The MangrovesKora’s Harbor Adventures, and Hidden In The Marsh are available on Amazon and other major retailers.

About Explora Books 

Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.

Media Contact

Organization: Explora Books Ltd

Contact Person: Simon Pratt

Website: https://explorabooks.com/home

Email: Send Email

Contact Number: +16043306795

Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada

City: Vancouver

State: British Columbia

Country:Canada

Release id:42514

The post Explora Books Announces London Book Fair Feature of Melodin Trammel’s Children’s Series on Growth and Connection appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Explora Books to Showcase Uphill by Geoffrey Bott at the London Book Fair 2026

Published

on

At this year’s London Book Fair, Explora Books will present Uphill: An Inspirational Story of Suffering, Greed, Carnage, Immense Courage and Gut-determination by Geoffrey Bott—a memoir that reads less like a polished success story and more like a raw account of a life repeatedly pushed to its limits.

Vancouver, British Columbia, Canada, 11th Mar 2026 – Based on real experiences, Uphill follows a man who builds a career, loses it, rebuilds his body, and then faces another collapse. What makes the book stand out is not only the string of crises, but the voice that carries the reader through them. Bott writes with a dry, English sense of humor that sits beside scenes of pain, legal battles, broken relationships, and medical setbacks. The contrast creates a tone that is honest rather than dramatic.

The story begins with physical suffering—a grueling climb on a bicycle that serves as a quiet metaphor for everything that follows. From there, the narrative moves through a series of personal and professional blows: failed surgeries, betrayal, divorce, financial ruin, and even time behind bars. Yet the book rarely lingers on self-pity. Instead, it focuses on the choices that come after each setback.

What keeps the pages turning is the author’s determination to keep moving, even when logic suggests he should stop. After being told his knee was finished, he sets extreme cycling goals. When his business and personal life fall apart, he returns to the road again. The pattern repeats: loss, recovery, and another attempt to push forward.

Bott’s background in engineering and scientific work adds another layer to the narrative. His career in mass spectrometry and his early entrepreneurial efforts provide a grounded counterpoint to the chaos in his personal life. The book becomes not just a record of hardship, but also a reflection on responsibility—to employees, to children, and to oneself.

Rather than offering neat lessons, Uphill leaves readers with something quieter: the sense that endurance is often messy, uncertain, and deeply personal. It is a story about staying in motion, even when the path ahead looks steep and unclear.

Visitors to the London Book Fair, taking place March 10–12, 2026, at Olympia London in Hammersmith, will have the chance to discover Uphill at the Explora Books display. For readers interested in true stories that balance pain with humor and grit, this title offers a striking and memorable ride.

Readers can find Uphill: An Inspirational Story of Suffering, Greed, Carnage, Immense Courage and Gut-determination on Amazon and at other major retailers.

About Explora Books 

Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.

Media Contact

Organization: Explora Books Ltd

Contact Person: Simon Pratt

Website: https://explorabooks.com/home

Email: Send Email

Contact Number: +16043306795

Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada

City: Vancouver

State: British Columbia

Country:Canada

Release id:42513

The post Explora Books to Showcase Uphill by Geoffrey Bott at the London Book Fair 2026 appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Explora Books to Present ‘A Chosen Journey: A Self-Help Guide to Abuse and Addiction’ by Tamara L. Lesley at the London Book Fair 2026

Published

on

Explora Books will present A Chosen Journey: A Self-Help Guide to Abuse and Addiction by Tamara L. Lesley at the upcoming London Book Fair 2026, taking place March 10–12 at Olympia London in Hammersmith, London. The book offers an unusual blend of fiction, spiritual reflection, and practical guidance, presenting a story meant not only to be read but also to prompt readers to think about healing, belief, and the choices that shape a life.

Vancouver, British Columbia, Canada, 11th Mar 2026 – The book follows the fictional experience of Jenna Cramer, a woman who escapes years of domestic abuse and begins a very different life centered on helping others. Yet the narrative is less concerned with the mechanics of events than with the emotional and spiritual questions surrounding them. Lesley frames the work as a form of guidance, writing that the book came to her through automatic writing from angels with the purpose of lifting readers up and encouraging them to rethink their own lives.

Because of that framing, the book occupies an unusual space between genres. It reads partly like a novel, partly like a reflective guide, and partly like a spiritual testimony. The story unfolds through third-person narration, but the author’s voice often steps forward with advice, warnings, and observations about abuse, addiction, and the influence of personal choices. At times, the narrative pauses to speak directly to readers about recognizing harmful relationships, seeking help, or building supportive friendships.

Spiritual themes are central to the work. Concepts such as guardian angels, life after death, and soul “walk-ins” appear throughout the narrative, giving the story a metaphysical layer that shapes how the characters understand hardship and recovery. Lesley encourages readers to approach these elements with an open mind, suggesting that the deeper message lies in the idea that people can choose a new direction even after profound trauma.

Alongside its spiritual focus, the book repeatedly returns to practical concerns: how people trapped in abusive situations might seek safety, how addiction can affect families and communities, and how support networks can change a person’s path. The fictional setting becomes a framework through which these concerns are explored, often emphasizing friendship, accountability, and the consequences of destructive decisions.

Readers approaching the book as a conventional novel may find its structure unexpected. Its tone moves between dramatic storytelling and direct guidance, reflecting the author’s intention to reach readers who may be dealing with similar struggles in their own lives.

As Explora Books brings A Chosen Journey to the international publishing community at the London Book Fair 2026, the title invites discussion about the many ways stories can function—not only as entertainment, but also as encouragement, reflection, and a call to reconsider the path ahead.

Readers can find A Chosen Journey: A Self-Help Guide to Abuse and Addiction on Amazon and at other major retailers. 

About Explora Books 

Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.

Media Contact

Organization: Explora Books Ltd

Contact Person: Simon Pratt

Website: https://explorabooks.com/home

Email: Send Email

Contact Number: +16043306795

Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada

City: Vancouver

State: British Columbia

Country:Canada

Release id:42511

The post Explora Books to Present ‘A Chosen Journey: A Self-Help Guide to Abuse and Addiction’ by Tamara L. Lesley at the London Book Fair 2026 appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

LATEST POST