Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?
a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
ChangeNOW Brings Martin Masser Into Its Crypto Super App
Kingstown, Saint Vincent and the Grenadines, August 5th, 2026, Chainwire
The former TON executive joins as Director of Strategic Partnerships to form the connections behind ChangeNOW’s next phase.
Former TON executive Martin Masser joins ChangeNOW to build strategic partnerships, ecosystem relationships, and media momentum behind its next phase.
Masser comes with experience across traditional banking, Web2 and Web3, including senior growth and business development roles within the TON space. At ChangeNOW, he will lead strategic relationships with blockchain networks, wallets, fintech companies, payment providers and other infrastructure partners.
His appointment comes as ChangeNOW grows beyond standalone crypto services, transitioning to one connected product where users can buy, store, swap, trade, send, receive and grow digital assets. The industry has already built most of the individual components. What it hasn’t solved is the experience of using them together; clients are still expected to switch between platforms, understand different networks and connect the pieces on their own. ChangeNOW’s super app strategy is designed to move that complexity beneath the product.
“Martin brings a rare mix of commercial relationships, product and media understanding,” said Pauline Shangett, Chief Strategy Officer at ChangeNOW. “He knows what the technology can do, what the business needs and how to make the market pay attention. That is exactly the perspective we need as we build the ChangeNOW super app.”
Masser’s role will focus not on accumulating partnership announcements, but on identifying relationships that can make ChangeNOW’s infrastructure more complete and remove unnecessary steps from the сlient experience.
“The best partnerships create access, adoption and attention. My focus is to build relationships that make the product stronger, simpler and more useful, and then help the market understand why they matter. If you are building wallets, networks, payments, stablecoins, fintech infrastructure, consumer crypto or Web3 products, I want to hear from you,” said Masser.
For consumers, ChangeNOW is combining the core activities of managing crypto within one environment. For businesses, it is developing an integrated set of tools for crypto payments, exchange, stablecoin settlement, digital asset management and Web3 integrations.
As ChangeNOW expands into a crypto super app, its next phase is connecting the right networks, wallets and partners. Masser’s role will be central to building those relationships and turning them into product value, adoption and market momentum.
About ChangeNOW
ChangeNOW.io is a crypto super app built for every crypto move, giving newcomers, professionals, and businesses the tools they need to access Web3 finance in a simple and secure way.
Since 2017, ChangeNOW has grown from a fast, secure, and limitless instant exchange into a trusted platform where storage, swaps, trading, staking, and asset management are covered in one simple experience for millions of clients worldwide.
About Martin Masser
Martin Masser is Director of Strategic Partnerships at ChangeNOW, where he is building partnerships around the company’s expansion into a crypto super app. His career covers traditional banking and capital markets in London and Web3, including his previous role as Head of Growth at TON Foundation. Martin works at the intersection of growth, infrastructure, and partnerships, connecting products and industry players to make crypto services work as one seamless user experience.
Contact
PR Team
CHN Group LLC
pr@changenow.io
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
allwhere Expands UK Operations with Upgraded Depot
New York City, New York, August 5th, 2026, FinanceWire
allwhere, the leading IT asset lifecycle management platform, today announced the expansion of its UK operations with the opening of a larger, upgraded depot. The investment increases warehouse capacity, streamlines fulfillment operations, and strengthens allwhere’s ability to support organizations managing employee devices across the United Kingdom.
The upgraded facility represents a significant investment in allwhere’s existing UK infrastructure, enabling the company to deliver faster turnaround times, greater operational efficiency, and additional inventory capacity as demand for global device lifecycle management continues to grow.
“As more organizations build distributed teams, the operational side of IT has become increasingly important,” said Tony Solomon, VP of Global Operations at allwhere. “This investment strengthens the foundation of our UK operations, allowing us to fulfill orders more efficiently, scale alongside our customers, and continue delivering the high level of service they expect from allwhere.”
Built to Support Growing IT Operations
The expanded UK depot enhances every stage of the device lifecycle by improving warehouse operations and increasing fulfillment capacity.
Customers can expect benefits including:
- Faster fulfillment, expedited shipping, and improved turnaround times for deployments and retrievals
- Increased warehouse capacity to support growing inventory needs
- More efficient storage, inventory management, and redeployment workflows
- Standardized operational processes that improve consistency and scalability
- End-to-end lifecycle support managed through a single platform
Whether onboarding a new employee, retrieving equipment from an offboarded team member, storing spare inventory, or preparing devices for redeployment, the upgraded facility enables allwhere to execute these workflows more efficiently while maintaining complete visibility through its platform.
Software and Operations, Unified
Unlike traditional asset management solutions that rely on disconnected software, logistics providers, and warehouses, allwhere combines workflow automation with global operational infrastructure.
Organizations can manage procurement, deployment, inventory, retrievals, storage, repairs, redeployment, and IT asset disposition through a single platform, while allwhere handles the operational execution behind the scenes.
The expanded UK depot further strengthens this model by providing the operational capacity needed to support larger fleets, faster fulfillment, and increasingly complex IT programs.
Continuing to Invest in Global Infrastructure
The UK depot expansion is part of allwhere’s continued investment in its global logistics network. allwhere currently operates full-service depots in the UK, Canada, EU, Mexico, Colombia, Peru, Brazil, Argentina and Uruguay. Later this year, the company plans to further scale its infrastructure into the APAC region, with upcoming depot services in Australia, Japan, Singapore, South Korea, and more.
As organizations continue to scale distributed workforces, allwhere remains focused on expanding the operational infrastructure that powers modern IT teams—combining intelligent software with local logistics expertise to simplify device lifecycle management around the world.
About allwhere
allwhere is a laptop retrieval and IT procurement company that automates the IT asset lifecycle for companies ranging from startups to enterprises. From procurement and deployment to storage, maintenance, and retrieval, allwhere provides the infrastructure businesses need to support a global, distributed workforce.
Contact
Head of Marketing
Brent Singleton
allwhere
info@allwhere.co
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Borderless.xyz Teams Up with Mastercard to Advance Trusted Cross-Border Stablecoin Payment Flows
New York, New York, August 5th, 2026, FinanceWire
Borderless.xyz will explore how Mastercard Crypto Credential can help bring greater trust and confidence to cross-border stablecoin payments.
Borderless.xyz and Mastercard are collaborating on a new pilot to explore how Mastercard Crypto Credential’s standards-based framework can support trusted interactions across cross-border stablecoin payment flows.
Stablecoins are increasingly being used to move value across borders, creating new opportunities for faster and more efficient payments. As adoption grows, participants need trusted ways to understand who they are interacting with and whether counterparties have met appropriate standards and requirements.
Through the pilot, Borderless.xyz and Mastercard will explore how Mastercard Crypto Credential can address that challenge by providing assurance signals that participants can incorporate into their own approval, compliance and risk processes.
Mastercard Crypto Credential helps support trusted and verifiable interactions across digital asset ecosystems. Through common standards and trusted assurance signals, it is designed to help bring more confidence, transparency and certainty to transactions across blockchain networks.
The collaboration pairs Mastercard’s work in building trust and standards for digital asset ecosystems with Borderless.xyz’s network of stablecoin payment providers. Together, the companies are exploring how trusted governance signals can help reduce friction and bring greater confidence to cross-border stablecoin payments as adoption grows.
“One of the biggest friction points for stablecoin payment operators isn’t the payments. It’s that compliance doesn’t scale the same way the network does. Every new provider means starting the verification process over. Correspondent banking solved this decades ago: originating compliance trusted downstream, no re-execution at every counterparty. Mastercard is applying that model to digital asset payments. Borderless.xyz is the network it runs through.” – Kevin Lehtiniitty, CEO and Co-Founder, Borderless.xyz
“Innovation is most powerful when it builds over time. Our relationship with Borderless.xyz began through Start Path and has continued to grow as the digital asset ecosystem has matured,” said Raj Dhamodharan, executive vice president, Blockchain & Digital Assets at Mastercard. “Today, we’re excited to take the next step together, exploring how Mastercard Crypto Credential can help bring greater trust and confidence to stablecoin payment flows across a growing network of participants.”
The pilot brings together several of Borderless.xyz‘s network participants consisting of Infinia, Walapay, and Koywe, many of whom are also alumni of Mastercard Start Path, the company’s startup engagement program. These partners will leverage Mastercard Crypto Credential as some of the first stablecoin payment operators to run on the single-audit compliance model at network scale.
About Borderless.xyz
Borderless.xyz is a global stablecoin orchestration and liquidity network. Its single API connects wallet infrastructure to 15+ licensed stablecoin providers across 100+ countries. It lets businesses enter new markets without new integrations, get failover so payments don’t drop, and make providers compete for your volume on price. Borderless.xyz is SOC 2 Type II certified and headquartered in New York. To learn more, users can visit the website: borderless.xyz.
About Mastercard
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential
Contact
Sarah Cohen
SJC PR
sarah@sjc-pr.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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