Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.
In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.
In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.
How to apply for HyperCard?
a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard
c Submit KYC documents and pass the certification
d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
FreeWill Exchange has officially entered the Spanish market, bringing its innovative CEX+DEX hybrid model to local users. Committed to localization, FreeWill offers a Spanish interface and dedicated support while ensuring top-tier security through AI risk management and cold/hot wallet segregation. The platform aims to provide a secure, transparent, and efficient trading environment for investors in Spain.
Denver, Colorado, United States, 29th Nov 2025 – With the rapid growth of the cryptocurrency market, more and more users are wondering how to enjoy a more efficient and transparent trading experience without sacrificing security. In this context, FreeWill Exchange (hereinafter, “FreeWill”), a leading cryptocurrency exchange platform founded in 2019 and based in the state of Colorado (United States), is entering the Spanish market with the mission of offering a secure, transparent, and all-in-one cryptocurrency trading service, under the vision of “Free Will · Connecting the Future.” FreeWill’s entry into Spain represents a new step in its international expansion strategy and brings with it a renewed trading experience for Spanish users.
The most notable feature of FreeWill is its innovative CEX+DEX hybrid model, which combines the advantages of centralized (CEX) and decentralized (DEX) exchanges in a balanced way. The platform combines the matching engine and market depth of a CEX, providing high liquidity and fast execution, while integrating the self-custody and transparency of a DEX, allowing users to maintain greater control over their assets. Thanks to this one-stop switching experience, FreeWill can meet the needs of very different profiles: from professional investors who prioritize speed and efficiency, to users who value above all else the security of their funds and the protection of their privacy.
In terms of security, FreeWill has been designed to the highest standards, with the aim of offering users a first-rate level of protection. The platform applies multiple layers of encryption to ensure that transaction and fund information is protected from external threats. The separation between cold and hot wallets further reduces the risk of third-party attacks. In addition, FreeWill uses an AI-based risk management system that monitors trading behavior in real time to detect and mitigate potential security risks. At the same time, the platform has a rigorous due diligence process for adding new assets, ensuring that each listed token meets security and regulatory compliance criteria, thereby reducing potential risks for investors.
FreeWill’s business scope covers both spot and derivatives trading, offering users a wide range of options on digital assets. The platform supports trading with USDC and other major stablecoins, strengthening the liquidity of the ecosystem. In addition, FreeWill offers users savings and yield-generating products, providing more alternatives for managing their assets. For innovative projects, FreeWill has launched a specific channel for the initial launch and incubation of new tokens, with the aim of supporting high-quality initiatives and helping emerging projects access the market more easily. This approach demonstrates that FreeWill is not only a trading platform, but also an active driver of innovation and development in the crypto sector.
To better adapt to the Spanish market, FreeWill has made a clear commitment to localization. The platform offers an interface and content in Spanish, so that users can trade and manage their assets without language barriers. Likewise, customer service is adapted to Spain’s time zones and operational needs, ensuring quick responses and timely support. FreeWill also places special importance on regulatory compliance: it strictly adheres to local laws and regulations and actively promotes education on cryptocurrencies, helping users in Spain to better understand how the crypto market works and the risks associated with investing.
In this phase of entry into Spain, FreeWill particularly highlights three distinctive advantages of its platform: its hybrid trading model, its robust security system, and its new project incubation channel. By combining the best of CEXs and DEXs, FreeWill not only offers an efficient trading experience but also ensures a higher level of fund protection and operational transparency. At the same time, the incubation and launch channel for new tokens positions FreeWill as the “first stop” for initial launches, providing emerging projects with a reliable foundation and contributing to the continuous innovation of the crypto ecosystem.
The arrival of FreeWill Exchange promises to introduce a new dynamic to the Spanish cryptocurrency market. Thanks to its hybrid model, secure trading environment, and innovative channel for launching new assets, FreeWill not only offers Spanish users a revamped platform for trading cryptocurrencies, but also sets a new standard for the future development of crypto markets on a global scale. As the platform continues to evolve, FreeWill will remain true to its mission of “Free Will · Connecting the Future,” driving a healthier, more transparent, and innovative cryptocurrency market.
For more information, visit the official website freewillex.com, or download the official app for Android/iOS.
Android: https://psce.pw/8b7smy
iOS: https://apple.freewillex.com
Media Contact
Organization: Freewill Exchange Ltd
Contact Person: JEROLD FRANK KUTZ
Website: https://www.freewillex.com/
Email: Send Email
Contact Number: +17192581442
Address:1144 15th St, Denver, CO 80202, US
City: Denver
State: Colorado
Country:United States
Release id:38145
The post FreeWill Exchange Launches in Spain: A Secure Hybrid CEX+DEX Platform appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
FreeWill Exchange prioritizes user security by implementing AI-based risk management and a strict separation of cold and hot wallets. With comprehensive measures like 2FA, address whitelisting, and real-time monitoring, FreeWill ensures maximum protection for both user accounts and digital assets while maintaining full transparency.
With the rapid development of the cryptocurrency market, users’ demands for trading platform security are increasing. Especially after several security incidents in the industry, the issue of how to ensure the security of both assets and user accounts has become a focus of attention. In this context, FreeWill, as a leading global cryptocurrency exchange platform, places security at the center of its development strategy. Through the combined use of multiple advanced technologies—such as AI-based risk management systems, cold and hot wallet separation, and 2FA authentication—the platform has built a comprehensive end-to-end protection system designed to safeguard both user assets and accounts.
When it comes to account security, FreeWill implements a variety of measures to comprehensively raise the level of protection. First, the platform uses two-factor authentication (2FA), providing an additional layer of security for each user. When logging in or making withdrawals, users must verify their identity via mobile phone or other devices, effectively reducing the risk of account theft. In addition, FreeWill offers an address whitelist feature, which limits withdrawal operations to pre-authorized addresses, thereby reinforcing the security of fund movements. At the same time, the platform employs an intelligent risk management system that monitors logins and withdrawal requests in real time, with the ability to quickly detect and block any anomalous behavior, ensuring account security.
For asset security, FreeWill also adopts a defense-in-depth approach, ensuring that funds are protected at all times. The platform uses multi-signature technologies and a strategy of separating cold and hot wallets; most assets are stored in cold wallets, minimizing the impact of potential external attacks. At the same time, key fragmentation technology divides and encrypts each private key so that no single fragment is useful on its own, dramatically reducing the likelihood of key leakage or fund theft. To further enhance security, FreeWill maintains 24/7 monitoring of assets, with a security team ready to respond immediately to any potential incidents, ensuring that user funds remain in a state of maximum protection.
In order to ensure that each new asset listed meets security standards, FreeWill has established a strict onboarding process. The platform conducts thorough due diligence on each token to be listed, including auditing the smart contract code to ensure there are no vulnerabilities. In addition, FreeWill collaborates with multiple auditing and regulatory compliance entities that perform comprehensive reviews of each asset prior to onboarding, verifying that it complies with industry standards and legal requirements. By defining risk management and compliance thresholds, FreeWill further strengthens the security of the listing process so that each user’s investment can be protected to the maximum extent possible.
In terms of transparency, FreeWill is guided by the principle of “openness and transparency” and regularly publishes platform security reports, showing users the latest status of the system’s secure operation. The platform also provides proof of reserves (where applicable), allowing users to clearly understand the status of FreeWill’s asset reserves, which increases confidence in the platform. FreeWill also presents its fee structure in an open and transparent manner, so that users can clearly understand the fees applicable to their transactions, with no hidden costs.
In the area of education and awareness, FreeWill places special importance on providing security training to Spanish users. The platform has launched anti-phishing guides to help users identify and prevent identity theft attacks. Through regular educational activities and online courses, FreeWill provides users in Spain with best practices for self-custody, teaching them how to manage their crypto assets securely. Through these training initiatives, the platform aims to raise awareness of security issues so that users can operate in the world of cryptocurrencies with greater confidence and peace of mind.
Through continuous innovation and constant improvement of its security system, FreeWill is committed to providing a more secure, transparent, and user-friendly trading environment. From accounts to assets, and from the addition of new tokens to reports and commissions, every link in the chain reflects the importance the platform places on security. As FreeWill continues to grow, it will continue to promote the healthy development of the cryptocurrency exchange industry based on user protection, offering higher quality services to investors around the world.
For more information, visit the official website freewillex.com, or download the official app for Android/iOS.
Android: https://psce.pw/8b7smy
iOS: https://apple.freewillex.com
Media Contact
Organization: Freewill Exchange Ltd
Contact Person: JEROLD FRANK KUTZ
Website: https://www.freewillex.com/
Email: Send Email
Contact Number: +17192581442
Address:1144 15th St, Denver, CO 80202, US
City: Denver
State: Colorado
Country:United States
Release id:38146
The post Free Will Exchange: Comprehensive Security for Assets and Accounts appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
CARE MENA gathers the region’s most influential climate and sustainability leaders as its inaugural edition in Dubai
Dubai, UAE, 29th November 2025, ZEX PR WIRE, CARE MENA 2025, the Climate Action, Renewable Energy and Sustainability Forum by Trescon, is uniting the MENA region’s top policymakers, investors, and innovators at Madinat Jumeirah to advance sustainability, catalyse climate innovation, influence regional policy, and highlight the leaders defining MENA’s climate and ESG agenda. CARE is co-located with DATE, a Digitization, AI & Emerging Technology Summit.
Naveen Bharadwaj, CEO of Trescon, opened the Forum calling for decisive regional collaboration to scale sustainable solutions, emphasising the urgent need for coordinated action to drive measurable climate impact across MENA. Reflecting on the Forum’s significance, he said: “CARE MENA has been an extraordinary showcase of leadership, innovation, and collaboration. Over two days, we’ve witnessed the region’s top minds come together advance transformative climate action, share bold ideas, and celebrate those leading the way. The discussions, innovations, and awards from this Forum will resonate across MENA for years to come.”
During his keynote address, Dr Faisal Rashid, Senior Director at the Dubai Supreme Council of Energy, highlighted Dubai’s Net Zero ambitions and underscored its role as a benchmark for climate action across the region.
CARE convened the region’s most influential climate and sustainability leaders from the UAE, KSA, Lebanon, Kuwait, and beyond, driving high-level discussions on ESG leadership, climate innovation, sustainable finance, and transformative industry practices. Through a curated programme of panels, fireside dialogues, and executive roundtables, delegates exchanged insights, forged strategic partnerships, and propelled initiatives set to shape the region’s climate and sustainability agenda.
Speaking in here session, Alice Spencer, Executive Director of Education, Cambridge Institute for Sustainability Leadership, UK noted, “Industry collaboration is so important and will require aviation execs to step out of their usual patterns of leadership. Collaborating on shared problems in supply chain and technology then competing on product and service will be key to mobilise change at scale of industry.”
Innovation remained central to the Forum. At CARE Launchpad, thought leaders from across the region presented pioneering research, whitepapers, and major announcements, showcasing solutions set to accelerate MENA’s climate and sustainability agenda., demonstrating solutions capable of transforming climate resilience and operational sustainability across MENA. Student-led innovations impressed the attendees at the CARE Innovation Programme, demonstrating the next generation of sustainability, climate and solutions with the power to achieve impressive impact in addressing climate challenges.
“CARE has truly set the benchmark for sustainability and climate leadership in the region,” said Alex Pavan, Founder & CEO of emtribe. He continued, “The collaboration between policymakers, innovators, and investors is driving real-world solutions that will shape a low-carbon, resilient, and future-ready MENA economy.”
Five shortlisted start-ups went head-to-head at the ClimateTech World Cup, presenting pioneering solutions, engaging top investors, and earning mentorship, fast-tracking the next generation of climate innovators toward transformative impact. Circa Biotech emerged as the winner for their innovative waste management solutions.
Later today, the CARE ESG Awards by Trescon and ESG Mena, will recognise the region’s most outstanding leaders, organisations, and innovators shaping the future of sustainability, clean energy, climate resilience, and responsible growth.
Over two days, CARE MENA 2025 has drawn more than 1,000 attendees and 60+ speakers, including policymakers, investors, industry leaders, and innovators from over 30 countries. The exhibition floors have been abuzz with demonstrations, research unveilings, and partnership discussions, reinforcing the Forum’s position as the region’s premier platform for climate innovation, collaboration, and investment.
CARE MENA is Powered by emtribe, with CERO HERO and Enjazponic as Gold Sponsors, and S&P Global as the Silver Sponsor.
For more information, visit https://careforsustainability.com/mena/
Follow the conversation on LinkedIn and Instagram.
For media enquiries, contact:
Shadi Dawi
Global Director – PR and Media
M: +971 55 498 4989 | E: shadi@tresconglobal.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Free Will Exchange: Comprehensive Security for Assets and Accounts
FreeWill Exchange Launches in Spain: A Secure Hybrid CEX+DEX Platform
CARE ESG Awards 2025 highlights outstanding achievements in sustainability, climate and ESG advancements
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