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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Your Genetic Wellness Partners with Senior Care Expert Lance A. Slatton to Expand Reach of Actionable Biology

Published

8 hours ago

on

April 3, 2026

By

HOUSTON, TX, United States, 3rd Apr 2026 – Your Genetic Wellness (YGW), a pioneer in direct-to-consumer genetic assessments, is officially moving the industry from data discovery to Actionable Biology. To support this mission and increase the platform’s visibility within the healthcare community, YGW has announced a strategic partnership with Lance A. Slatton, the award-winning Senior Care Influencer. Slatton joins as a Brand Ambassador, lending his extensive expertise and industry credibility to help families bridge the gap between genetic science and proactive care.

“The era of data overload is over,” said Josh Bowie, SVP of Strategy & Insights at Your Genetic Wellness. “Your Genetic Wellness isn’t just another report to file away; it’s a GPS for your biology. We’ve built a system designed to help you understand what your body is telling you, providing the evidence-backed clarity needed to take confident next steps for wellness starting tomorrow morning.”

Unlike traditional ancestry or entertainment-based DNA tests, Your Genetic Wellness uses a simple at-home oral swab and CLIA-certified laboratory analysis to provide preventive insights designed to move people from results to routines. To ensure total consumer confidence, YGW maintains a strict Privacy First policy, ensuring all genetic data is encrypted and never sold to third parties.

Slatton, host of the premier podcast All Home Care Matters, chose to partner with YGW to help spread the word about the platform’s potential to transform how families manage long-term health.

“As someone deeply involved in senior care, I see this screening as a game changer,” said Slatton. “It gives people the clarity and confidence to plan their wellness journeys more effectively. It’s like unlocking the instruction manual to your body’s unique needs. Working alongside the YGW team reminded me why collaboration matters: this tool is committed to helping people live longer, stronger, and smarter.”

Clinical Credibility and Doctor-Ready Insights
A core differentiator of the YGW platform is its utility in a clinical setting. The reports are structured to support productive, informed conversations with healthcare providers, turning a genetic riddle into a clear, actionable roadmap. This focus on clinical relevance ensures that YGW is a professional tool for long-term health management.

“Our goal is not simply to provide information, but to help make that information relevant in a way that supports both the individual and the clinician,” said Dr. Divyen Patel, Research Director and Founder/CEO of Genome Explorations. “When genetic insight is presented thoughtfully, it becomes the foundation for more meaningful, preventive health decisions.”

About Your Genetic Wellness
Your Genetic Wellness (YGW) is the leader in Actionable Biology, transforming complex genetic signals into clear, evidence-backed pathways for longevity and vitality. By utilizing non-invasive collection and CLIA-certified laboratory analysis, YGW provides a Smarter Start to the health journey. With a steadfast commitment to data privacy and clinical utility, YGW empowers individuals to move from results to routines alongside their healthcare providers. Learn more at yourgeneticwellness.com.

Social Media: 
Instagram https://www.instagram.com/yourgeneticwellnessco/ 
Facebook: https://www.facebook.com/yourgeneticwellness/ 
LinkedIn: https://www.linkedin.com/company/your-genetic-wellness/about/  

About Lance A. Slatton and All Home Care Matters
Lance A. Slatton, CSCM, is the Senior Care Influencer and host of the award-winning podcast All Home Care Matters, which serves over 116,000 subscribers. A seasoned healthcare professional with over 20 years of experience, Slatton serves as a Brand Ambassador for YGW and is the President of AlzAuthors. He advocates for innovative tools that empower families and caregivers to make informed health decisions.  Learn more at https://allhomecarematters.com/  

Media Contact

Organization: Your Genetic Wellness

Contact Person: Josh Bowie

Website: https://yourgeneticwellness.com

Email:
Josh.bowie@yourgeneticwellness.com

City: HOUSTON

State: TX

Country:United States

Release id:43612

The post Your Genetic Wellness Partners with Senior Care Expert Lance A. Slatton to Expand Reach of Actionable Biology appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

The Full Spectrum of K-Culture in One Place: “2026 MyK FESTA” to Open June 25

Published

9 hours ago

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April 3, 2026

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A four-day event to be held from June 25 (Thu) to 28 (Sun) across the KINTEX area, showcasing the full spectrum of K-culture, including beauty, fashion, and food.

Actor Lee Chae Min appointed as official ambassador; the festival to feature global artists such as TREASURE and RIIZE.

Goyang, Korea – 03/04/2026 – (SeaPRwire) – The 2026 MyK FESTA, a comprehensive K-culture event hosted by the Ministry of Culture, Sports and Tourism (Minister CHAE Hwi-young, hereinafter “MCST”) and organized by the Korean Foundation for International Cultural Exchange (President Park Chang Sik, hereinafter “KOFICE”), will be held for four days, from June 25 (Thu) to 28 (Sun), at KINTEX and SONO Calm GOYANG in Goyang, Gyeonggi Province.

Next-Generation Star Lee Chae Min Appointed as Official Ambassador

Actor Lee Chae Min has been appointed as the official ambassador for this year’s event. Lee has garnered global recognition as a rising star through the drama Bon Appétit, Your Majesty. Additionally, he is also widely known among K-pop audiences worldwide, bolstered by his extensive experience as a music show MC. KOFICE stated that Lee was selected in recognition of his fresh and sophisticated image as a rising K-culture icon, which closely aligns with the values of MyK FESTA. As the official ambassador, Lee is expected to participate in on-site programs during the event, with detailed program information to be announced at a later date.

A Four-Pillar Program Integrating Performance, Discourse, and Business

MyK FESTA is structured around four main programs designed to offer an immersive experience of the diverse facets of K-culture.

At KINTEX Exhibition Hall 1, dynamic K-pop concerts will be held alongside a talk platform offering insights into the cultural industries. First, MyK LIVE (a concert) will feature top-tier artists such as HIGHLIGHT, TREASURE, ZEROBASEONE, RIIZE, izna, and Hearts2Hearts, showcasing the essence of K-pop. Second, MyK VOICE (a talk session) will bring together experts from various sectors of the cultural industries to engage in open discussions on current trends and the future outlook of K-culture. Third, MyK STREET (an exhibition and experience-driven platform) will offer new consumer experiences through pop-up stores and showcases featuring companies across various K-culture sectors.

At SONO Calm GOYANG, a series of specialized business programs will be held to strengthen the industry ecosystem of K-culture. Finally, MyK TRADE (an export consultation platform) will support the tangible global expansion of Korea’s cultural industries through B2B export consultations and a networking day involving global buyers and Korean companies.

Park Chang Sik, President of KOFICE, stated, “At last year’s inaugural event, MyK FESTA shared content that brought together K-culture and everyday life for global audiences, demonstrating its potential as an event capable of attracting around 50,000 global fans.” He added, “This year, we plan to offer a more in-depth experience of our cultural industries through a diverse range of programs tailored to the individual preferences of visitors.”

Ticket information and detailed schedules for the MyK LIVE concerts will be announced in phases via the official website (www.mykfesta.com) and official social media channels.

Media contact

Min-seok Seo, Director of the Global Content Outreach Team

Korean Foundation for International Cultural Exchange

E – min027@kofice.or.kr

W – https://www.mykfesta.com

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Press Release

After The Fall Show Podcast Launches, Expanding Street Therapy to help a Global Audience

Published

14 hours ago

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April 3, 2026

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Icarus Works, founded by Dean Cooper (also known as Icarus), has announced the launch of After The Fall Show, a new podcast exploring real stories of burnout, recovery and transformation. Following recent media features of its founder on BBC Cornwall, BBC England and Cornwall Live, the show brings lived experience to conversations around mental health, addiction and rebuilding. Built on the Street Therapy approach, it offers both honest stories and practical insight into change — charting the journey from survival to sustainable growth.

Cornwall, Cornwall, United Kingdom, 3rd Apr 2026 – Icarus Works, founded by Dean Cooper (also known as Icarus), has officially launched the “After The Fall Show”, a podcast focused on real stories of burnout, recovery and transformation.

The show is built around a simple but powerful structure — exploring the rise, the fall, the lowest point, and what it truly takes to rebuild. Each episode features individuals from diverse backgrounds who have faced significant life challenges, including mental health struggles, addiction, trauma, disability and personal crisis.

Unlike traditional self-help content, After The Fall Show focuses on lived experience and honest reflection rather than surface-level motivation.

“This isn’t a polished version of life,” said Cooper. “It’s real people, real stories, and real turning points. It’s raw at times, but it brings hope in a way few things can. It’s human.”
 

A new podcast to bring real stories internationally

Dean Cooper, a Cornwall-based father and creator of the Street Therapy approach, previously gained recognition following media coverage of his personal recovery journey after experiencing severe burnout and health complications. His story was featured on BBC Cornwall, BBC England and regional publication Cornwall Live.

Building on that experience, Cooper developed Street Therapy — a practical, accessible approach to recovery based on walking, reflection and human connection. The podcast represents an expansion of that philosophy into a broader platform designed to reach and support others.

After The Fall Show brings together voices from across society, sharing stories of individuals who have faced adversity and rebuilt their lives. Each guest discusses not only what happened, but what changed — including the mindset shifts, decisions and turning points that enabled them to move forward.

“Every single person has fractures,” Cooper said. “What matters is what we do next.”

Alongside the main podcast, a companion series titled “After The Fall: After Dark” provides deeper discussion, including insights from professionals and specialists. The aftershow aims to bridge the gap between storytelling and practical guidance, offering listeners actionable perspectives on recovery and personal change.

The podcast is part of a wider initiative under Icarus Works, which includes the continued development of the Street Therapy approach, upcoming written works, and community-focused projects aimed at supporting mental health, addiction and personal transformation.

After The Fall Show is now available across major platforms including Spotify, Apple Podcasts, YouTube, Amazon Music, TuneIn and Deezer.

 

Street Therapy - A urban brand for personal growth and recovery

Listeners can learn more at:
https://www.StreetTherapy.co.uk

Individuals with compelling personal stories of recovery and transformation are invited to apply to be featured on the show:
https://www.AfterTheFallShow.com

Media Contact

Organization: Icarus Works

Contact Person: Dean Cooper

Website: https://icarus.works

Email: Send Email

Contact Number: +447999929392

Address:Tremarvy Barn

City: Cornwall

State: cornwall

Country:United Kingdom

Release id:43591

The post After The Fall Show Podcast Launches, Expanding Street Therapy to help a Global Audience appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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