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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

Published

5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Valetax Enhances Leadership Team with Appointment of John Taylor as CCO

Published

8 hours ago

on

May 6, 2026

By

Singapore, 6th May 2026, ZEX PR WIRE — Valetax has appointed John Taylor as Chief Commercial Officer (CCO), a move aimed at reinforcing its global commercial framework and supporting the company’s next stage of expansion.

John brings over 25 years of experience in global financial markets, with a background spanning senior leadership roles across Tier 1 investment banks and leading CFD brokerages. He has held board level positions including CEO, COO, CIO, and CFO, providing him with a well-rounded perspective on both strategic direction and operational execution.

Over the course of his career, John has worked across more than 20 countries and has been involved in growth initiatives across regions including MENA, South Africa, Brazil, India, Europe, and Southeast Asia. His experience includes business expansion, cross-border integration, and the development of operations in high growth markets, as well as involvement in mergers and acquisitions and post-acquisition integration.

In his new role, John will be responsible for leading Valetax’s global commercial strategy, with a focus on strengthening market structure, developing partnership networks, and aligning commercial initiatives with product and client experience priorities.

Viktor, CEO of Valetax, commented:
 “Bringing John into the business reflects our continued focus on building a strong and disciplined commercial organisation. His experience across international markets and leadership roles will support our efforts to scale effectively while maintaining a clear strategic direction.”

John Taylor said:
 “Valetax has established a solid platform, with a clear focus on technology, product, and client experience. There is a strong opportunity to further develop its commercial structure and expand its reach across key markets. I look forward to working with the team as the company continues to grow.”

The appointment underscores Valetax’s commitment to strengthening its leadership team as it continues to expand globally and enhance its offering as a technology focused brokerage.

About Valetax

Valetax is a global multi asset brokerage delivering a technology driven trading experience. The company offers advanced infrastructure, competitive conditions, and scalable solutions for traders and partners, with a focus on transparency, performance, and innovation.

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Cloud PR Wire

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Press Release

Creeper Defeater Announces Skeeter Weeper 2.0, the Next Generation Smart Mosquito Fogging and Misting System

Published

9 hours ago

on

May 6, 2026

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The new upgraded system delivers smarter app controls, expanded coverage, faster setup, and a more advanced plant powered formula designed to help families reclaim outdoor living.

United States, 6th May 2026 – CREEPER DEFEATER today announced the launch of Skeeter Weeper 2.0, the latest evolution of its smart mosquito fogging and misting system engineered to help homeowners defend outdoor spaces against mosquitoes and other pests without relying on harsh chemical pesticides. Building on the success of the original Skeeter Weeper system, the new 2.0 model introduces expanded smart functionality, enhanced treatment performance, improved convenience, and a refined natural formula designed for modern outdoor living. 

Skeeter Weeper 2.0 was developed to give homeowners greater control over pest management while prioritizing safety for families, pets, pollinators, and outdoor environments. The upgraded system combines app controlled precision fogging with a proprietary plant powered concentrate formulated to repel and eliminate mosquitoes, flies, gnats, fleas, ticks, no see ums, mites, aphids, and additional outdoor pests. 

“Outdoor spaces should feel relaxing and enjoyable, not overrun by mosquitoes and chemical heavy solutions,” said a spokesperson for CREEPER DEFEATER. “Skeeter Weeper 2.0 represents a major leap forward in smart outdoor pest defense. We focused on making the system more powerful, easier to use, and more compatible with the way families want to live outdoors today.”

Among the most significant upgrades in Skeeter Weeper 2.0 is its enhanced smart control platform. Homeowners can activate treatments directly from their smartphones and customize misting durations from as little as 10 seconds up to two minutes depending on weather conditions, infestation levels, and pest activity. The system allows users to control treatments remotely, helping create a more flexible and responsive pest management experience. 

The new generation system also expands scalable yard protection. Each additional unit is capable of adding approximately 1,000 square feet of treatment coverage, allowing users to customize protection for patios, pools, gardens, fences, entertainment areas, and larger outdoor properties. 

Designed with simplicity in mind, Skeeter Weeper 2.0 installs in under 10 minutes directly out of the box, eliminating the need for complicated professional installation often associated with traditional mosquito misting systems. 

At the core of Skeeter Weeper 2.0 is CREEPER DEFEATER’s upgraded proprietary eight ingredient formula featuring Lemon Balm, Frankincense Resin, Cedarwood Oil, Soy Oil, Thyme Oil, Geraniol, Mild Soap, and naturally occurring Vitamin E. The company states the new, optimized formula is four times more concentrated than leading competitors while excluding common ingredients considered problematic for pets or pollinators, including vinegar, alcohol, garlic, peppermint oil, and citronella oil. 

The formula was specifically developed to align with EPA FIFRA 25(b) minimum risk pesticide standards and avoid synthetic neurotoxins commonly associated with conventional mosquito control systems. According to CREEPER DEFEATER, the system is designed to be pet safe, child conscious, garden friendly, and pollinator conscious when used as directed. 

Skeeter Weeper 2.0 also introduces improved treatment flexibility. Users can target mosquito activity during key peak periods such as dawn and dusk or activate treatments immediately before outdoor gatherings. The ultra fine mist is designed to settle and blanket the treatment zone within approximately five minutes, helping the formula reach hard to access areas including nooks, crannies, moisture collection points, dense landscaping, and other environments where mosquitoes and pests commonly breed and hide.

Regular treatment cycles are designed to help interrupt mosquito breeding and reduce pest populations over time while maintaining short term protection for up to six hours depending on environmental conditions. 

As part of the launch, every Skeeter Weeper 2.0 system includes a complimentary on body bug spray and a free bottle of repellent concentrate with a refill plan purchase.

The launch comes amid growing consumer demand for alternatives to harsh chemical pesticides.

Skeeter Weeper 2.0 is proudly assembled in Dallas, Texas and is now available through CREEPER DEFEATER.

For more information visit CREEPER DEFEATER online or email Hello@CreeperDefeater.com.

ABOUT CREEPER DEFEATER

CREEPER DEFEATER develops premium natural pest control solutions designed to help homeowners protect indoor and outdoor spaces using plant powered ingredients and smart application systems. The company focuses on creating products that balance effectiveness, convenience, and safety for people, pets, and pollinators. 

Media Contact:

CREEPER DEFEATER
Media Relations Department
Dallas, Texas
Website: Visit CREEPER DEFEATER

Media Contact

Organization: Creeper Defeater

Contact Person: Support team

Website: https://creeperdefeater.com/

Email: Send Email

Country:United States

Release id:44764

The post Creeper Defeater Announces Skeeter Weeper 2.0, the Next Generation Smart Mosquito Fogging and Misting System appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Creeper Defeater Announces Critter Cannon 2.0, an Upgraded Liquid Repellant Dispenser for Targeted, Pet-friendly Pest Control

Published

9 hours ago

on

May 6, 2026

By

The new handheld shooter features improved water-resistant formula performance, precision application, and a flexible refill program designed to help homeowners manage pests more effectively.

United States, 6th May 2026 – CREEPER DEFEATER today announced the launch of Critter Cannon 2.0, an updated liquid pest control dispenser engineered to give homeowners a more controlled and efficient way to manage unwanted pests without relying on harsh chemical pesticides. Building on the original Critter Cannon, the new 2.0 model introduces improved outdoor durability, enhanced application control, and an optimized plant-based formula designed for real-world conditions.

Critter Cannon 2.0 was developed to provide a more precise and responsive pest control experience while maintaining a strong focus on safety for pets, families, and the surrounding environment. The system combines a rechargeable electric handheld sprayer with an upgraded liquid repellant solution designed to deter a wide range of common pests in targeted areas such as gardens, patios, fence lines, and property perimeters.

“Pest control should be effective without being excessive or complicated,” said a spokesperson for CREEPER DEFEATER. “Critter Cannon 2.0 gives users a simple, controlled way to apply treatment exactly where it’s needed, with a formula designed to perform outdoors while remaining considerate of pets and the environment. It’s also a whole lot of fun to use!”

The Critter Cannon 2.0 features a dual-capacity system, including a high-capacity drum and a smaller magazine, allowing users to adapt to different treatment sizes and scenarios. The device delivers consistent bursts of liquid repellant at the push of a button, offering more control and accuracy compared to traditional spray methods.

At the core of the system is the upgraded Critter Cannon Ammo, an enhanced version of CREEPER DEFEATER’s plant-based pest control formula. The new formulation is designed to be more water-resistant, helping maintain effectiveness in outdoor conditions while reducing the need for frequent reapplication.

The formula avoids synthetic pesticides as well as commonly used natural irritants such as vinegar, alcohol, and peppermint. Instead, it uses a blend of plant-based ingredients including lemon balm, frankincense resin, cedarwood oil, soy oil, thyme oil, and geraniol, a compound naturally found in rose oil. A mild soap aids in even dispersion, while vitamin E serves as the preservative.

According to CREEPER DEFEATER, the upgraded solution is designed to deliver strong repellant performance while remaining safe for use around dogs and cats when used as directed, and considerate of pollinators and outdoor environments. The higher concentration of active ingredients is intended to provide improved performance compared to many conventional products that rely on harsher or more irritating components.

To support consistent use, CREEPER DEFEATER offers a subscription refill program for Critter Cannon Ammo. This program allows customers to receive refills on a regular schedule, helping maintain treatment consistency without the need for manual reordering.

The Critter Cannon system is assembled in the United States, reflecting the company’s focus on quality control and responsible manufacturing.

CREEPER DEFEATER also continues to support a broader mission beyond pest control. Ten percent of company profits are dedicated to initiatives focused on combating online predators and supporting safer communities through prevention, education, and resources for individuals and families.

Critter Cannon 2.0 is now available through CREEPER DEFEATER.

For more information visit CREEPER DEFEATER online or email Hello@CreeperDefeater.com.

ABOUT CREEPER DEFEATER
CREEPER DEFEATER develops premium natural pest control solutions designed to help homeowners protect indoor and outdoor spaces using plant-based ingredients and smart application systems. The company focuses on creating products that balance effectiveness, convenience, and safety for people, pets, and pollinators.

Media Contact:

CREEPER DEFEATER
Media Relations Department
Dallas, Texas
Website: Visit CREEPER DEFEATER

Media Contact

Organization: Creeper Defeater

Contact Person: Support team

Website: https://creeperdefeater.com/

Email: Send Email

Country:United States

Release id:44765

The post Creeper Defeater Announces Critter Cannon 2.0, an Upgraded Liquid Repellant Dispenser for Targeted, Pet-friendly Pest Control appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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