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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

AR Spatially Launches QUANTUM CHOICE CHRONICLES, an Immersive Augmented Reality Experience in Downtown Dubai

Published

4 hours ago

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January 8, 2026

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Dubai, United Arab Emirates, 8th Jan 2026 – AR Spatially, a next-generation augmented reality platform, today announced the launch of QUANTUM CHOICE CHRONICLES, a large-scale immersive augmented reality (AR) experience now live in Downtown Dubai.

The project introduces persistent digital AR elements across selected urban locations, accessible through the AR Spatially mobile application. The experience integrates digital content with physical space, allowing participants to engage with the city through location-based augmented reality rather than traditional installations or advertising formats.

Overview of the Experience

QUANTUM CHOICE CHRONICLES is an AR-driven cultural experience developed by AR Spatially that combines urban exploration, narrative design, and interactive digital elements. Using the AR Spatially app, participants navigate designated zones in Downtown Dubai, each aligned with themes related to UAE history, cultural values, and collective identity.

Within these zones, users encounter interactive AR butterfly artifacts. Each element represents a defined concept, including transformation, memory, unity, wisdom, and choice. Engagement requires participants to move through physical space, identify specific viewpoints, and interact with architectural features enhanced through augmented reality.

The AR Spatially application is available on iOS and Android devices.

Design Concept

Within QUANTUM CHOICE CHRONICLES, the butterfly functions as a symbolic and navigational element rather than a decorative feature. The project uses location-specific digital objects to emphasize the relationship between physical place, time, and user interaction.

All AR elements are geolocated and can only be accessed at specific sites, reinforcing the experience’s emphasis on spatial context and intentional exploration.

About AR Spatially

AR Spatially is an augmented reality platform that enables the placement of persistent digital content within real-world environments. The platform allows cities, organizations, and creators to develop location-based AR experiences, including cultural projects, navigation systems, public art initiatives, and educational tools.

By anchoring digital objects to physical locations, AR Spatially supports long-term, repeatable AR interactions within urban spaces. The platform is designed to complement physical environments rather than replace them.

Dubai as the Launch Location

AR Spatially selected Dubai as the initial launch city for QUANTUM CHOICE CHRONICLES due to its focus on urban innovation, digital infrastructure, and cultural development. The company is currently working with regional technology partners and developers on additional AR-based projects.

The Dubai deployment represents the first phase of AR Spatially’s broader international expansion strategy, with additional cities planned for future releases.

Augmented Reality as a Cultural Medium

QUANTUM CHOICE CHRONICLES demonstrates the use of augmented reality as a narrative and spatial medium. The project is designed to encourage participants to engage more closely with the urban environment by adding contextual digital layers tied to location and movement.

Rather than diverting attention away from physical space, the experience is structured to support awareness of architecture, public areas, and cultural context.

Future Developments

The Dubai experience marks the initial chapter of QUANTUM CHOICE CHRONICLES. AR Spatially plans to expand the concept into a series of urban AR experiences across multiple cities, exploring how augmented reality can support navigation, learning, and cultural engagement.

“Our focus is on developing augmented reality systems that integrate seamlessly with the physical world and provide practical, cultural, and informational value,”
— AR Spatially Team

About the Company

AR Spatially is a next-generation augmented reality platform that integrates digital 3D content into real-world geolocations. The platform enables creators, developers, and organizations to build interactive, location-based AR experiences for cultural, educational, and commercial use.
 

Media Contact

Organization: Invariant Innovation LLC

Contact Person: Kirill Sagitov

Website: https://arspatially.com/

Email: Send Email

Contact Number: +995598184570

Address:UAE, Dubai, Forte Tower 1, 4401

City: Dubai

Country:United Arab Emirates

Release id:39919

The post AR Spatially Launches QUANTUM CHOICE CHRONICLES, an Immersive Augmented Reality Experience in Downtown Dubai appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Little Fish Ark: Building a Sustainable GameFi 3.0 On-Chain Entertainment and Digital Asset Ecosystem

Published

11 hours ago

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January 8, 2026

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Little Fish Ark today officially announced the launch of its next-generation GameFi 3.0 collectible blockchain gaming ecosystem, aiming to create a sustainable Web3 digital entertainment and digital life infrastructure through the deep integration of blockchain games, social interaction, financial systems, exchanges, and underlying public-chain technology.

Following the rapid evolution of NFT financialization and the Play-to-Earn model, the blockchain gaming industry is now facing structural challenges, including low user retention, unsustainable economic models, and difficulties in long-term value accumulation. Little Fish Ark believes that the next phase of Web3 entertainment should not stop at “play-to-earn,” but instead move toward an ecosystem paradigm defined by long-term participation, continuous value accumulation, co-creation, and shared growth.

Using Collectible Blockchain Games as the Entry Point to Redefine Web3 User Participation

Little Fish Ark adopts collectible-style, lightweight, and low-barrier blockchain games as the primary gateway for users entering Web3. Through engaging entertainment experiences, users are gradually guided to understand blockchain assets, digital identities, and decentralized collaboration mechanisms.

The platform has already launched multiple self-developed blockchain games, covering both zero-threshold experiential gameplay and competitive, strategy-driven titles. The game portfolio will continue to expand to meet the diverse risk preferences and participation depths of users worldwide. With a unified account system and asset protocol, users can seamlessly engage in entertainment, social interaction, and value participation within a single ecosystem—without the need to frequently switch between applications.

Capital Background and Global Support

Little Fish Ark is strategically invested in and initiated by ZeePrimeCap. ZeePrimeCap is an internationally recognized investment institution focused on Web3 infrastructure, digital-native economies, and next-generation internet paradigms. Its investment philosophy emphasizes long-term structural advantages, genuine user value creation, and sustainable system design, rather than short-term market narratives.

In addition to ZeePrimeCap, Little Fish Ark has also received joint investment and support from multiple overseas crypto and Web3 ecosystem institutions. These partners bring extensive experience across blockchain infrastructure, digital entertainment, fintech, and global community development. This diversified and international capital backing provides strong support for product development and technological evolution, while laying a solid foundation for future global expansion, compliance exploration, and ecosystem collaboration.

Six Core Modules Working in Synergy to Form a Unified Ecosystem Loop

Little Fish Ark is not a single game product, but an integrated Web3 platform composed of six core modules:

Little Fish Games: The ecosystem’s primary traffic and onboarding layer, continuously delivering a scalable matrix of collectible blockchain games;

Little Fish Finance: Supporting capital flows, computing power, and revenue distribution generated through games and user participation;

Little Fish Social: A privacy-friendly, decentralized on-chain social infrastructure;

Little Fish Exchange: A native on-chain trading and liquidity hub enabling efficient circulation of ecosystem assets;

Little Fish Wallet: Built on MPC and smart contract wallet technologies to significantly lower the Web3 usability threshold;

Little Fish Ark Chain (LFA Chain): A privacy-oriented, high-performance public blockchain providing foundational support for high-frequency gaming and social interactions.

Under a unified architecture, these six modules operate in deep coordination, allowing user gameplay behavior, social interaction, and asset circulation to continuously cycle within the ecosystem—rather than relying on external markets for value injection.

GameFi 3.0: User Behavior as the Origin of Value

At the core of Little Fish Ark’s GameFi 3.0 model is the principle of user behavior as the starting point of value creation. Whether through gameplay, community interaction, content contribution, or governance participation, all user actions are systematically recorded, authenticated, and progressively transformed into reusable ecosystem value.

From a risk management perspective, the platform employs multiple structural mechanisms to convert short-term volatility into long-term participation incentives, avoiding single-game or speculative dynamics that could undermine user experience and ecosystem stability. This design philosophy encourages users to evolve from “short-term participants” into “long-term co-builders.”

At the infrastructure level, Little Fish Ark adopts a privacy-native, high-performance blockchain architecture, leveraging zero-knowledge proofs (ZK Proofs), verifiable computation, and modular design to deliver high-throughput, low-latency on-chain interactions while preserving data privacy.

Core platform contracts and settlement logic operate on fully verifiable on-chain mechanisms, ensuring transparency, fairness, and traceability across gameplay and asset circulation, and providing a trustworthy digital entertainment environment for users worldwide.

A Long-Term Vision for a Global Web3 Digital Life

The long-term goal of Little Fish Ark is to become a foundational infrastructure for the next generation of Web3 digital life. Beyond helping users “enter Web3,” the platform aims to enable users to live in Web3 over the long term, building their own digital identities, assets, and social networks within a sustainable ecosystem.

Looking ahead, Little Fish Ark will continue to promote ecosystem openness by supporting third-party developers through APIs and SDKs, collaboratively expanding the global boundaries of Web3 entertainment and digital asset applications.

About Little Fish Ark

Little Fish Ark is a GameFi 3.0 full-ecosystem platform that uses collectible blockchain games as its core entry point and integrates gaming, social interaction, finance, trading, and public-chain infrastructure. The platform is dedicated to building a sustainable Web3 digital entertainment and digital life system, enabling everyday users to participate continuously, accumulate value steadily, and share in long-term ecosystem growth within a decentralized world.

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Press Release

Gold-Focused RWA Project Dignity Gold Lists DIGau on XT.com as Institutional-Grade Tokenization Moves On-Chain

Published

11 hours ago

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January 8, 2026

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United Arab Emirates, 8th Jan 2026 – Dignity Gold, a real-world asset (RWA) project focused on precious metals, has announced the listing of its flagship digital asset, DIGau, on global cryptocurrency exchange XT.com, with trading scheduled to begin on January 11, 2026, at 11:11 AM UTC. The listing marks a key inflection point for the project as it opens access to global liquidity and enters its public execution phase following years of restructuring, groundwork, and operational development.

XT.com confirmed that deposits for DIGau will open on January 10 at 11:11 AM UTC, followed by trading on January 11 and withdrawals on January 12. Promotional activity surrounding the listing is set to begin on January 10, positioning DIGau for broad visibility across retail and institutional audiences as trading goes live.

The timing of the listing comes as interest in real-world asset tokenization accelerates across crypto markets. Analysts increasingly view RWAs as one of the most promising growth sectors in Web3, particularly as institutions seek blockchain exposure tied to tangible economic activity rather than purely speculative narratives. However, the sector’s early history has been mixed, with many commodity-linked tokens criticized for loose backing models, aggressive issuance, or unclear relationships to real-world production.

Dignity Gold has taken a different approach. Rather than marketing DIGau as a synthetic gold token, yield product, or redemption-backed stable asset, the project frames its ecosystem around verified mining and extraction activity combined with conservative treasury management. DIGau is positioned as the anchor digital asset of a broader precious-metals initiative, designed to reflect long-term participation in real-world execution rather than short-term trading incentives.

The project traces its origins to 2019, when Dignity Gold was initially launched under a previous structure and leadership team. After that iteration failed to deliver operationally, the project underwent a full strategic reset. The reset resulted in a new token, DIGau, a revised governance framework, and a disciplined operating philosophy intended to meet institutional standards. According to the project, DIGau represents a clean start rather than a continuation, with a clear separation from prior execution failures.

A defining feature of Dignity Gold’s model is its strict approach to treasury and output discipline. For every unit of metal extracted, 50% is allocated to long-term treasury reserves intended to support ecosystem integrity, future liquidity considerations, and long-duration confidence. The remaining 50% is directed toward operations, infrastructure, and measured expansion. The structure is designed to prevent over-tokenization, limit dilution, and ensure that digital assets remain grounded in physical reality.

Within the Dignity ecosystem, DIGau serves as the reserve asset. While the project plans to expand into additional metals such as silver, platinum, palladium, and copper, those assets are expected to be introduced only after verified extraction milestones are achieved. Each metal will operate under its own token and supply framework, while DIGau remains the reference base for the ecosystem. The project has compared this structure to the role of Bitcoin within broader crypto markets, emphasizing hierarchy and clarity rather than interchangeable token economics.

Leadership has been central to the project’s reset and current positioning. Dignity Gold is led by a management team headed by David Weild IV, former Vice Chairman of NASDAQ and a principal architect of the U.S. JOBS Act. His background in capital markets and regulatory frameworks has shaped the project’s emphasis on governance, disclosure, and long-term capital discipline, areas that many digital asset projects have historically overlooked.

To support its transition into active market execution, Dignity Gold has engaged NobleGate as its Web3 advisory and execution partner effective January 1, 2026. NobleGate is responsible for Web3 strategy, token ecosystem structuring, community operations, and acting as a bridge between traditional finance practices and crypto-native markets. The XT.com listing represents one of the first public outcomes of this partnership, with additional exchange listings and ecosystem initiatives expected to follow throughout the first quarter of 2026.

Market participants note that the DIGau listing is likely to attract attention from both retail traders and larger capital allocators seeking exposure to RWA projects with conservative supply models. While secondary market trading is independent of the Dignity Gold organization, the project has stated that it expects interest from OTC desks, family offices, and institutional participants evaluating longer-term positions aligned with real-world production rather than short-term volatility.

Looking ahead, Dignity Gold’s roadmap for 2026 includes further exchange expansion, activation of global Web3 community operations, and the achievement of its first material gold output milestones. Expansion into additional metal tokens remains conditional on real-world execution and governance approval, with the project targeting at least three active metal-linked digital assets under the Dignity umbrella before the end of the year.

With DIGau set to begin trading on XT.com, the project is now accessible to a global audience seeking exposure to gold-focused RWA infrastructure. Trading for DIGau opens January 11, 2026, at 11:11 AM UTC on XT.com, with deposits available one day prior.

For larger OTC transactions, strategic partnerships, or media inquiries related to the DIGau listing and the broader Dignity Gold ecosystem, interested parties are invited to contact NobleGate directly. Enquiries can be directed to Maryam bint Abdullah at hq@noblegate.ae or by phone at +971 55 247 1181.

As real-world asset tokenization continues to mature, the market will increasingly differentiate between speculative narratives and projects grounded in execution. The XT.com listing of DIGau marks an early test of whether disciplined, production-aligned models can capture sustained interest as RWAs move further into the crypto mainstream.
 

Media Contact

Organization: NobleGate

Contact Person: Maryam Bint Abdullah

Website: https://noblegate.ae

Email: Send Email

Country:United Arab Emirates

Release id:39985

The post Gold-Focused RWA Project Dignity Gold Lists DIGau on XT.com as Institutional-Grade Tokenization Moves On-Chain appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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