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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

More Than Accountants Brings Proven UK Success to the UAE: Launching Fixed-Fee, Proactive Accounting Services Across the Emirates

Published

7 minutes ago

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February 7, 2026

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United Arab Emirates, 7th Feb 2026 – More Than Accountants, a UK-based accounting firm renowned for its proactive and client-focused approach, is expanding its services to the United Arab Emirates, bringing a fresh, fixed-fee accounting solution designed to support businesses across Dubai, Abu Dhabi, Sharjah, Al Ain, and other Emirates. The firm’s entry into the UAE market signals a new era of transparent, all-inclusive accountancy services tailored to meet the needs of small to medium-sized companies in both Mainland and Free Zone sectors.

With over 5,000 satisfied clients in the UK, More Than Accountants has built a reputation for delivering unlimited accounting support, accurate bookkeeping, VAT and corporate tax filings, payroll management, audit coordination, and detailed financial reporting—all for a predictable, fixed monthly fee. The company’s signature service model is designed to reduce financial stress for business owners, allowing them to focus on growth while ensuring compliance with local regulations.

“Our goal is simple,” said James Duffy, UAE Managing Director of More Than Accountants. “We provide businesses with a full suite of accounting services under one fixed-fee package, removing the uncertainty and hidden costs that often come with traditional accountancy services. Companies in the UAE can now enjoy the same high-quality support that has made our UK services so successful.”

Comprehensive Accounting Solutions for Every Business Type

More Than Accountants UAE offers specialized services to support different company structures, including Limited Liability Companies, Mainland businesses, and Free Zone entities. Key services include:

  • Company Accounts & Bookkeeping: Accurate, timely recording of all financial transactions using cloud-based Zoho Books software integrated with Akrio Receipt Reading Technology.
  • VAT & Corporate Tax Filing: Full management of VAT registration, reporting, and corporate tax obligations, ensuring compliance with Federal Tax Authority requirements.
  • Audit Coordination: Liaising with auditors to prepare audit-ready financial statements and coordinate the audit process.
  • Payroll Services: Comprehensive management of employee payroll, including salaries, benefits, and statutory compliance.
  • Unlimited Accountant Support: Direct access to qualified accountants via phone and email, with a three-hour response time to all enquiries.
  • Management Reports & Tax Advice: Monthly or quarterly reporting to provide business insights, coupled with proactive tax guidance to optimize company performance.

Unlike conventional accounting services, More Than Accountants UAE emphasizes a proactive approach, offering regular advice to help businesses reduce tax liabilities, improve financial decision-making, and maximize profitability.

Seamless Transition for Businesses

The firm ensures a smooth onboarding process, handling all communications with previous accountants and the FTA where necessary. Businesses transitioning to More Than Accountants can expect minimal disruption, with all accounting and tax matters brought up to date promptly.

Trusted by Hundreds of Businesses Across the UAE

Early adopters of More Than Accountants UAE have praised the firm for its professionalism, responsiveness, and comprehensive support. Clients highlight the firm’s ability to simplify complex accounting tasks and provide tailored guidance to improve financial health. With glowing reviews across Google and Trustpilot, the firm is rapidly becoming a preferred partner for UAE businesses seeking dependable and transparent accounting services.

About More Than Accountants UAE

More Than Accountants UAE is part of the internationally recognized More Than Accountants group, bringing UK accounting expertise to the UAE. The firm specializes in fixed-fee, unlimited accounting packages that include bookkeeping, corporate tax, VAT, payroll, financial reporting, audit coordination, and proactive business advice.

For more information or to generate a personalized quote, visit https://www.morethanaccountants.ae or contact James Duffy at info@morethanaccountants.ae.
Website: https://www.morethanaccountants.ae
Phone: +971 54 796 3976

Media Contact

Organization: More Than Accountants UAE

Contact Person: James Duffy

Website: https://www.morethanaccountants.ae/

Email: Send Email

Country:United Arab Emirates

Release id:41112

The post More Than Accountants Brings Proven UK Success to the UAE: Launching Fixed-Fee, Proactive Accounting Services Across the Emirates appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

SplashTown ATX Redefines Luxury Lake Experiences with Premium Yacht Rentals on Lake Travis

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1 hour ago

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February 7, 2026

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United States, 7th Feb 2026 — Lake Travis Boat Rentals | SplashTown ATX is raising the standard for upscale recreation in Central Texas by offering premium Lake Travis boat rental, Lake Travis yacht rentals, and high-end Austin boat rentals designed for unforgettable on-the-water experiences. By combining comfort, safety, and professional service, SplashTown ATX has become a trusted choice for locals and visitors seeking luxury outings on Lake Travis.

As experiential travel and group celebrations continue to grow in popularity, SplashTown ATX delivers professionally curated yacht and boat rental experiences tailored for both relaxation and celebration. With a diverse fleet that includes luxury yachts, party boats, pontoons, and jet skis, the company accommodates a wide range of occasions—from intimate sunset cruises to large-scale group events.

A Luxury Fleet Designed for Comfort and Celebration

SplashTown ATX’s fleet of Lake Travis yacht rentals features meticulously maintained vessels capable of hosting groups of 10 to 25+ passengers. Each yacht is equipped with premium sound systems, private restrooms, shaded seating, floating lily pads, and BYOB coolers, creating a seamless and elevated lake experience.

Every rental includes a licensed professional captain who ensures safe navigation while guiding guests to Lake Travis’ most popular destinations. From the lively atmosphere of Devil’s Cove to the scenic calm near Starnes Island and Hippie Hollow, guests enjoy full flexibility in crafting their ideal itinerary.

Professional Service and Transparent Pricing

One of the defining features of SplashTown ATX is its commitment to service quality and transparency. All vessels are fully insured, professionally cleaned, and operated under strict safety standards. Guests receive upfront pricing with no hidden fees, making luxury Lake Travis boat rental experiences accessible and stress-free.

This focus on reliability and guest satisfaction has earned SplashTown ATX consistent five-star reviews and a growing base of repeat customers who return season after season.

Ideal for Parties, Milestones, and Corporate Events

SplashTown ATX specializes in hosting a wide range of private and professional events on Lake Travis. Bachelor and bachelorette parties remain among the most popular experiences, offering high-energy celebrations complete with music, swimming, and scenic views.

The company also provides yacht rentals for milestone birthdays, anniversaries, and family gatherings, offering a unique alternative to traditional venues. Corporate yacht charters are available for team-building activities, networking events, and executive retreats, creating a private and refreshing environment away from the office.

Romantic Sunset Cruises and Intimate Experiences

For couples seeking something more intimate, SplashTown ATX offers romantic Lake Travis sunset cruises ideal for proposals, anniversaries, and special getaways. These experiences highlight breathtaking Hill Country sunsets and tranquil waters, setting the perfect tone for meaningful moments.

By blending natural beauty with luxury amenities, SplashTown ATX transforms Lake Travis into a premier destination for romance and relaxation.

Serving the Greater Austin and Lake Travis Area

SplashTown ATX proudly serves the greater Lake Travis region, including Austin, Hudson Bend, Lakeway, Bee Cave, and surrounding communities. With convenient online booking, custom quote options, and responsive customer support, planning a premium lake experience is simple for both local residents and out-of-town visitors.

As demand for Austin boat rentals and luxury lake experiences continues to rise, SplashTown ATX remains well-positioned to meet the needs of a growing and diverse clientele.

Setting the Standard for Lake Travis Luxury Rentals

With a strong focus on safety, comfort, and unforgettable experiences, SplashTown ATX continues to redefine expectations for Lake Travis yacht rentals and luxury boat charters. Whether planning a celebration, corporate outing, or peaceful cruise, guests can expect professionalism, attention to detail, and exceptional service.

Guests interested in booking are encouraged to reserve online or contact the SplashTown ATX team directly to begin planning their perfect day on the water.

About Lake Travis Boat Rentals | SplashTown ATX

Lake Travis Boat Rentals | SplashTown ATX is a premier provider of luxury yacht, boat, pontoon, and jet ski rentals based in Austin, Texas. The company specializes in delivering high-quality vessels, licensed captains, and customized lake experiences for celebrations, corporate events, and leisure outings on Lake Travis.

Media Contact

Organization: Lake Travis Boat Rentals | SplashTown ATX

Contact Person: Josh

Website: https://www.laketravisboatrentalatx.com

Email: Send Email

Contact Number: +15126352834

Country:United States

Release id:41109

The post SplashTown ATX Redefines Luxury Lake Experiences with Premium Yacht Rentals on Lake Travis appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Insnoop Launches New Digital Platform for Multi-Category Online Content

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1 hour ago

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February 7, 2026

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Insnoop today announced the launch of its new digital platform designed to deliver organized online content across categories including business, education, entertainment, fashion, news, and technology. The platform aims to provide readers with a clear and accessible environment for discovering timely and informative articles.

United States, 7th Feb 2026 – Insnoop today announced the launch of its new digital platform designed to deliver organized online content across categories including business, education, entertainment, fashion, news, and technology. The platform aims to provide readers with a clear and accessible environment for discovering timely and informative articles.

According to Insnoop, the platform was developed to address growing demand for structured digital content that spans multiple topics in one place. Insnoop focuses on presenting information in a streamlined format that supports both quick browsing and deeper reading.

Insnoop Introduces a Platform Built for Content Discovery

The Insnoop platform emphasizes intuitive navigation and clean presentation. Insnoop states that the platform allows users to move easily between categories and explore content based on individual interests.

By prioritizing responsive design, Insnoop ensures the platform functions smoothly across desktop and mobile devices.

Insnoop Responds to Evolving Digital Reading Habits

Insnoop notes that modern readers increasingly seek platforms that reduce information overload while offering a broad range of topics. The platform’s structure reflects this trend by organizing content into clearly defined sections and enabling immediate access.

According to Insnoop, this approach supports more focused and intentional content consumption.

Insnoop Emphasizes Accessibility and Organization

Accessibility is a core principle behind the Insnoop platform. Insnoop explains that content layout and structure have been designed to remain easy to understand while serving a wide audience with varying reading preferences.

This design philosophy allows Insnoop to remain adaptable as digital content trends continue to evolve.

Insnoop Establishes a Foundation for Ongoing Content Development

With the platform now live, Insnoop plans to continue expanding its content offerings and refining the user experience based on reader engagement. Insnoop states that the launch represents the beginning of a long-term strategy focused on platform improvement and content growth.

More information about the platform is available at https://insnoop.org.uk/.

About Insnoop

Insnoop is a digital content platform focused on delivering organized, multi-category articles across business, education, entertainment, fashion, news, and technology. The platform is designed to support accessible and efficient online reading across devices.

Media Contact

Organization: Insnoop

Contact Person: Lisa Thomas

Website: https://insnoop.org.uk/

Email: Send Email

Country:United States

Release id:41107

The post Insnoop Launches New Digital Platform for Multi-Category Online Content appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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