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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

How HiBT Event Contracts Work From Entry to Settlement

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A closer look at the opening price, early sale estimates and what determines the outcome at expiry.

Canada, 11th Nov 2026, Grand Newswire –
 

The most useful part of HiBT’s Event Contracts appears after the order is placed. On eligible positions, the app lets the holder see an estimate for selling before expiry. That can be useful when a Bitcoin move starts to reverse with time still left on the contract. The limitation is easy to miss: the estimate tells the holder what an early exit might return at that moment, and it may be less than the amount they put in.

The easiest way to misread the position screen is to treat its two USDT amounts as interchangeable. The potential payout describes what the contract may pay if the selected outcome is correct at expiry. The early sale estimate describes what closing the position could return before expiry. A trader can be right about the direction so far and still face a choice between accepting the amount currently available and waiting for a settlement that has yet to be determined.

The order screen is easy to read

A HiBT Event Contract takes a view on whether a selected price index will finish above or below its opening level at a specified expiry. The contract guide describes the two directions as Call and Put. A Call expresses a view that the index will finish higher; a Put expresses a view that it will finish lower. The order screen shows the duration, the amount committed and the potential payout.

The opening level is the number against which the expiry price is judged. It matters more to the result than the day’s opening price or any other price a trader happens to be following. Someone can correctly say that Bitcoin is up on the day and still have a losing Call if the index finishes below the opening level of that particular contract.

The opening price takes a closer look

HiBT’s execution notice says the exchange introduced a one-second delay between submission and execution on April 13, 2026. Under the published rule, the index at execution determines the opening price. The price visible when the user taps to submit is a reference figure and can differ from the price ultimately recorded on the order.

During a fast price move, even that short interval can change the reference level the contract must finish above or below. The recorded opening price is the figure that matters at settlement.

Early selling is the useful difference

The exchange’s more recent trading guide describes early selling as an available exit route. In the app, the option is labeled Sell Event Position. When it is available on an open contract, the confirmation screen shows estimated proceeds. That amount can change as the underlying price moves and the time left on the contract decreases.

A trader might look at the estimate after the market has moved in the expected direction. There is still a reason to look again if the market turns: the original view may no longer hold, and the amount available for an early sale may have changed as well. A changing estimate is useful precisely because it can be checked against the original amount. It also means a figure seen earlier should not be treated as the proceeds of a sale that has yet to happen.

The order amount is a useful comparison. If the sale proceeds exceed what the trader put in, a completed sale can realize a gain. If the proceeds are smaller, it can realize a loss. The price direction alone does not tell the trader which of those cases applies. What matters for that calculation is the amount actually received on the sale.

What the settlement record shows

For a contract held to expiry, the closing index is compared with the recorded opening level under the applicable rules. The market may have crossed that level several times during the contract. Those crossings explain why someone might have reconsidered the position, but they are not the settlement result. The opening price, expiry time and closing price are the figures that let the trader reconstruct the outcome afterward.

For a contract sold early, the relevant record is the completed sale. A subsequent move that would have favored the trader does not add to the proceeds. Nor does a later reversal reopen the position. Keeping those two records separate makes it possible to understand an outcome even when the closing price on a chart looks at odds with the amount received.

Recognition at the Global Onchain Awards

In October 2026, HiBT was named Best Global Event Contracts Exchange at the Global Onchain Awards, held during the Global Onchain Summit in Singapore. The organizer’s winners announcement reported more than 100 nominations across over 20 categories for the awards program as a whole. Those totals describe the program, rather than nominations or votes received by HiBT.

HiBT named Best Global Event Contracts Exchange at the Global Onchain Awards 2026

HiBT’s Global Onchain Awards 2026 winner graphic. Source: CoinGape.

The published judging criteria covered market coverage, contract variety and the reliability of market resolution. The award was for the Event Contracts offering as a whole.

HiBT also offers an Event Contracts API for approved external platforms. The API serves a separate purpose from early selling: it lets approved partners connect their own systems to the product. For individual traders, the more immediate change is on the position screen, where an eligible contract can be closed before settlement.

The trade off on short contracts

The clearest part of the design is the choice at entry. A direction, a duration and a conditional payout give the order a defined shape. The early sale estimate adds a decision that makes sense for a short contract: if the trader has changed their mind, they can see what leaving would mean in USDT. That is more useful than seeing a countdown alone.

The harder part is keeping track of which number belongs to which moment. The index when the order executes can differ from the one visible at submission. The early sale estimate can change while the contract is open. The potential payout stays conditional until the outcome is known. A glance at the underlying chart cannot substitute for the order record, and a favorable move cannot tell someone how much an exit would return.

Early selling gives the holder a way to act on a change of view. How useful it is depends on whether the option is available on the position and what the sale would return. For a contract with little time left, those details matter more than the direction of the last price move.

On mobile, that decision happens on the open position screen. The iPhone app for the HiBT platform is listed as Global HibtHub on the Apple App Store. HiBT’s Android app is available on Google Play.

Global HibtHub App Store preview 1    Global HibtHub App Store preview 2

Global HibtHub store previews. Source: Apple App Store.

Media Contact

Organization: HiBT

Contact
Person:
HiBT

Website:

https://www.hibt.com/

Email:

support@hibt.com

Country:Canada

The post How HiBT Event Contracts Work From Entry to Settlement
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Press Release

DHARIN Launches Lab Grown Diamond and Gemstone Fine Jewelry Collection for Everyday Wear

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United States, 11th Nov 2026, Grand Newswire – Fine jewelry brand DHARIN today released its first collection. Designed for everyday wear, the collection centers on lab-grown diamonds and lab-created sapphire, emerald and ruby, and is now available through mydharin.com to customers in the United States and Europe.

DHARIN Launches Lab Grown Diamond and Gemstone Fine Jewelry Collection for Everyday Wear
DHARIN’s pieces sit between fashion jewelry and traditional fine jewelry. The brand holds that fine jewelry need not be reserved for engagements or formal occasions, and can instead become an everyday choice, much like a classic piece in a wardrobe. The collection follows fine jewelry standards in its materials and settings, while its design takes cues from the way fashion is worn: each piece can be worn alone or stacked.
This approach shapes the brand’s choice of materials. Lab-grown diamonds share the same crystal structure, refractive index and hardness as mined diamonds, and lab-created sapphires, emeralds and rubies share the same composition as their natural counterparts. The difference lies in origin: lab-grown stones require no mining, and their growth process is fully traceable.
DHARIN views lab-grown stones as part of a more considered approach to fine jewelry, in which value comes from design, craftsmanship and wear, not from rarity alone. The same budget can allow for a larger stone or a higher grade, bringing D color, high clarity diamonds into everyday jewelry. Design is also less constrained by the cost of rough material, leaving more room to explore cut, proportion and color. Lab-created colored gemstones offer consistent color, allowing pieces in the same shade to sit together in harmony.
DHARIN regards jewelry as something to be worn rather than an investment, and encourages customers to build a collection over time, in keeping with their own style and pace of life.
The first collection is built around earrings and extends to rings and bracelets. The lab-grown diamond pieces center on three four-prong solitaire stud earrings, ranging from a 1 carat total weight round brilliant cut to a marquise cut and a 4 carat total weight oval cut, all in D color. The colored gemstone pieces include halo stud earrings, a halo ring and a tennis bracelet, each offered in sapphire, emerald and ruby. The halo pieces use a low setting suited to everyday wear. The collection is offered in metals including rhodium-plated sterling silver, 18K gold vermeil and 14K gold.
Each DHARIN product page lists the stone type, carat weight and metal, with color and clarity grades included for diamond pieces. Every lab-grown diamond of 0.50 carat and above is accompanied by an individual grading report issued by the International Gemological Institute (IGI). IGI is an independent gemological laboratory, and DHARIN is not affiliated with IGI. All colored gemstones in the collection are laboratory-created and identified as such on each product page, and brand certificates can be provided upon request.
The name DHARIN, pronounced DAR-in, is derived from a Sanskrit root associated with holding or sustaining, and is similar in sound to the English word “darling.”

About DHARIN
DHARIN is a fine jewelry brand specializing in lab-grown diamond and lab-created gemstone jewelry designed for everyday wear. The brand’s founder previously worked in retail for international luxury and fashion brands and holds a diploma in the Coloured Gem Professional programme from Gubelin Academy. The brand is operated by Celestial Stream LLC in the United States. For more information, visit https://mydharin.com.

Media Contact

Organization: DHARIN

Contact
Person:
Jennifer.Zeng

Website:

https://www.mydharin.com/

Email:

jennifer.zeng@mydharin.com

Address:Sheridan, WY 82801, United States

Country:United States

The post DHARIN Launches Lab Grown Diamond and Gemstone Fine Jewelry Collection for Everyday Wear
appeared first on Grand Newswire.
It is provided by a third-party content provider. Grand Newswire makes no
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Press Release

Rantizo (Nasdaq: RNTZ) Advances U.S. Production of Heavy-Lift Autonomous Drones After $258.8 Million Acquisition, Targets California’s $61.2 Billion Agricultural Market

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Houston, Texas, USA, November 11th, 2026, FinanceWire

California’s Central Valley to serve as U.S. launch market for the Houston-built Harvest 100, a heavy-lift agricultural drone with more than 70% U.S. or allied parts designed to cover 500 acres per day; Rantizo holds master spray agreements with Nutrien and Helena

Rantizo (Nasdaq: RNTZ) (“Rantizo” or the “Company”), the Houston-headquartered builder of American-made heavy-lift autonomous drones, today announced plans to expand its agricultural drone services into California’s Central Valley, which will serve as the U.S. launch market for the Harvest 100, the Company’s U.S.-built heavy-lift agricultural drone. The announcement comes one month after Rantizo completed its $258.8 million transaction and began trading on Nasdaq under the ticker RNTZ.

The Harvest 100: American-Made Heavy Lift

Rantizo designs and builds its aircraft in Houston, Texas. Its flagship, the Harvest 100, is a heavy-lift, autonomous agricultural drone built in America with more than 70% U.S. or allied parts and designed for FAA and NDAA compliance. Each Harvest 100 is designed to cover 500 acres per day, and the platform is built to be BVLOS-capable and swarming-ready, with modular payloads that carry it from spraying and seeding into forestry applications.

Rantizo is an approved drone application provider under master spray agreements with Nutrien and Helena, two of the largest agricultural retailers in the United States, positioning the Company to serve their grower networks. Rantizo is also seeing strong grower interest heading into the upcoming season, with drone sales agreements in place, multiple successful field trials, and FAA certifications and operational authorizations in more than 15 states. Growers and ag retailers can hire a Rantizo field team by the job or by the season, or buy, lease or finance the aircraft and fly it themselves, with pilot training available.

“America needs American drones, and we are building them in Texas today,” said Marianne McInerney, President of Rantizo. “The acquisition and the new ticker were the starting line. Behind them is an American shop floor, an American-made heavy-lift aircraft, and master spray agreements with two of the country’s largest ag retailers. California is where the Harvest 100 launches: the most valuable farm economy in the country, served by an American drone. As foreign aircraft are priced and regulated out of this market, Rantizo intends to be the American name growers and ag retailers call first.”

Harvest 100 U.S. Launch Market: California’s Central Valley

Rantizo plans to bring its agricultural drone services to California’s Central Valley, beginning with four adjacent counties: Fresno, Tulare, Kings and Kern. California is the nation’s leading agricultural state, with $61.2 billion in farm and ranch cash receipts in 2024, more than 400 commodities and more than three-quarters of the country’s fruits and nuts, according to the California Department of Food and Agriculture.

The corridor’s almonds, grapes, pistachios, citrus and vegetables are high-value specialty crops where precise, timely aerial application matters most, and where orchards, vineyards and wet or constrained ground can limit conventional equipment. Concentrating on four neighboring counties allows Rantizo to serve the region with mobile two-person crews and shared equipment rather than separate fixed operations.

The entry is phased and tied to contracted demand. Rantizo intends to work with experienced California license holders and its master spray agreement relationships with agricultural retailers to establish licensing, county registrations and channel partners, beginning operations with two drone pilot crews and scaling to as many as four crews across the corridor during the upcoming season as contracted acreage grows. The service business is also built as a direct sales channel for the Harvest 100: paid applications and field demonstrations introduce growers to the aircraft and build a pipeline for purchases, leases, pilot training and long-term service programs.

Federal Policy Is Shifting the Market to American-Built Drones

Federal policy has moved decisively toward domestic aircraft over the past 18 months. Executive Order 14307, “Unleashing American Drone Dominance,” directed federal agencies in June 2025 to prioritize U.S.-made drones. In December 2025, the Federal Communications Commission added foreign-made drones and critical drone components to its Covered List, barring new foreign models from equipment authorization unless exempted. And since September 3, 2026, imported unmanned aircraft with a maximum take-off weight above 25 kilograms face Section 232 tariffs of up to 100% under Presidential Proclamation 11055.

The market those rules protect is growing fast. The Federal Aviation Administration forecasts that the active U.S. fleet of large drones, those over 55 pounds, will grow from 8,295 aircraft in 2025 to 55,509 by 2030. The Harvest 100 is built for exactly that weight class.

Built on the $258.8 Million Transaction

Rantizo’s public listing was established in October 2026, when the Company completed its approximately $258.8 million acquisition of the drone assets of Houston-based Rantizo, Inc. and adopted the Rantizo name. Rantizo, Inc. received 51,966,591 newly issued Class A ordinary shares and held approximately 87% of the Company’s Class A shares following the closing, and those shares are subject to a six-month lock-up. The Company’s shares have traded on the Nasdaq Capital Market as RNTZ since October 13, 2026.

The Rantizo name has been field-proven since 2018, when it was founded in Iowa City as a pioneer of agricultural drone spraying. The Company is led by President Marianne McInerney, a former U.S. Department of Transportation official.

Rantizo expects to provide further updates on its California launch, commercial orders, production and deliveries as they are finalized.

Global Communications and Partnerships

Phoenix MGMT & Consulting has transitioned with the Company from SKK Holdings to Rantizo and continues to support its overall growth and global expansion, leading global communications, public relations and global partnership development. Phoenix’s work includes introducing Rantizo to prospective supply, manufacturing and technology partners across the drone, defense and advanced-materials sectors.

About Rantizo

Rantizo (Nasdaq: RNTZ), headquartered in Houston, Texas, designs and builds heavy-lift autonomous drones in the United States for precision agriculture, forestry and wildfire response, infrastructure inspection and specialized government applications. Its platform includes the U.S.-built Harvest 100 agricultural drone, the Titan firefighting and forestry drone and a long-range fixed-wing surveillance prototype, supported by field services and by purchase, lease and financing options. For more information, visit www.rantizo.com.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements include, without limitation, statements regarding the Company’s production plans and capacity; the launch and commercialization of the Harvest 100; the planned California expansion, including its timing, licensing, regulatory approvals and anticipated demand; master spray agreements, sales agreements and anticipated commercial orders and deliveries; product specifications and targeted performance; market forecasts and demand; the effect of current and proposed federal regulations and tariffs; and the Company’s growth strategy. Master spray agreements do not guarantee any volume of acreage or revenue. These statements are based on current expectations and are subject to risks and uncertainties that could cause actual results to differ materially, including risks relating to product development and testing, manufacturing readiness, supply chain conditions, regulatory approvals and changes in law or trade policy, market acceptance, competition, capital requirements and the other factors described in the Company’s filings with the Securities and Exchange Commission. Third-party forecasts cited in this release are those of their sources. The Company undertakes no obligation to update any forward-looking statement except as required by law.

Contact

Phoenix MGMT & Consulting
PR@PhoenixMGMTConsulting.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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