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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Ron Bensimon Announces Integration of Centralized Processing Architecture to Scale Chemical-Free Mining Operations

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Paris, France, April 30th, 2026 Ron Bensimon, a global macro strategist and founder of the Ron Bensimon Community, today announced the successful integration of a new Centralized Processing Architecture across his international mining operations. This technical advancement is designed to maximize mineral recovery through multi-stage physical separation, completely eliminating the need for toxic chemicals in the diamond and gold supply chains.

The move marks a significant shift toward a “localized economic loop” model, where advanced resource extraction is directly tethered to civil infrastructure development. By operating and hiring locally, the initiative ensures that the value generated from natural resources is immediately reinvested into high-impact humanitarian projects.

“Our goal is to redefine the standard of precious resources by turning natural wealth into human potential,” said Ron Bensimon. “With this new processing architecture, we are proving that large-scale extraction can be 100% chemical-free while simultaneously funding the construction of advanced medical clinics and modern educational centers in rural landscapes.”

Technical and Humanitarian Milestones of the 2026 Roadmap:

Processing Architecture: Implementation of multi-stage physical separation systems that replace cyanide and mercury with purpose-configured, eco-friendly equipment.

Civil Infrastructure Funding: A dedicated percentage of operational revenue is now being funneled into the construction of state-of-the-art medical facilities in West Africa.

Logistical Response: Expansion of purpose-configured operations across remote regions, including Alaska, the United States, and Africa, to ensure ethical standards are maintained regardless of geography.

The Ron Bensimon Community Model is being positioned as a benchmark for “Humanitarian Mining,” where the legacy of extraction is community elevation rather than environmental depletion. As global demand for traceable and ethical assets grows, this framework provides a transparent roadmap for the future of responsible luxury.

About Ron Bensimon Community:

The Community is a community-first mining philosophy that integrates social, economic, and environmental development into the precious metals and diamond industry. Led by global strategist Ron Bensimon, the initiative focuses on chemical-free extraction and the funding of critical civil infrastructure.

For more information on global operations and humanitarian impact, visit https://ronbensimon.org/

Media Contact:

Ron Bensimon

info@ronbensimon.org

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Press Release

Excent Capital Upgrades Its Proprietary Platform with New Chart Tools and MAM Enhancements

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Mahe, Seychelles – 30/04/2026 – (SeaPRwire) Excent Capital, the global multi-asset trading platform that builds and owns its technology, announces a major update to its platform. The release introduces a redesigned chart, new tools, drawing instruments, on-chart position management, and improved MAM capabilities.

Built Different, Delivered Faster

In an industry where most brokers rely on white-label solutions and third-party platforms, Excent Capital has taken a different path. The company develops its platform internally, maintaining direct control over performance, execution quality, and product evolution.

That structure allows the team to move faster, releasing features frequently, responding directly to partner feedback, and refining the trading experience. This update reflects that approach in practice.

A Smarter, More Capable Chart

The redesigned layout introduces a new side toolbar with streamlined access to Fibonacci tools, drawing instruments, and zoom controls. Navigation has also been refined, with gestures such as pinch-to-zoom, drag movement, and vertical swipe to adjust candle height, allowing traders to move through price action with greater precision.

New drawing tools have been integrated directly into the chart, including circles for marking key zones, trend lines across price action, text labels, and a date/price range tool that measures movement across both time and price. A five-wave pattern tool has also been added, enabling traders to map Elliott Wave structures more efficiently.

The Fibonacci retracement tool has been updated with improved precision and expanded visual customisation across both desktop and mobile.

Positions Managed Directly on the Chart

Open positions are now displayed directly on the chart at their entry price, with profit and loss, lot size, and spread cost visible in real time.

From the same view, traders can set Take Profit and Stop Loss levels or close positions without navigating away. The result is a more integrated workflow, where analysis and execution coexist within a single interface.

A Consolidated Mobile Portfolio View

Mobile users now have access to a unified Portfolio view, bringing positions and orders into a single dedicated space.

Orders are organised by status, with count indicators and collapsible groupings, while the full account history remains easily accessible. The update aligns the mobile experience more closely with the desktop environment, reducing friction between devices.

Expanded MAM Capabilities

Excent Capital’s MAM Account is designed for synchronised execution across all linked Echo accounts.

With this update, users gain access to a full position breakdown for each master trade, including detailed metrics, linked sub-positions, and direct actions such as closing or hedging from a single panel.

Echo Finance has also been integrated into a dedicated Dashboard section, where users can monitor aggregated transactions, review linked positions, and access detailed information for each connected account.

Made For Traders, By Traders

Behind the platform is a dedicated support team with direct knowledge of the product. The proximity between development and support allows for faster resolution, clearer communication, and continuous iteration based on real user interaction. Traders operate across FX, equities, indices, commodities, cryptos and ETFs within a single environment designed for consistency and reliability.

Excent Capital continues to expand its platform and infrastructure, with new products and markets already in development.

Create the free demo account and explore the platform: https://excent.capital/

About Excent Capital

Excent Capital Ltd. develops and maintains its own proprietary trading technology, giving clients direct access to a platform built and controlled entirely in-house. With five years of sustained growth and a presence across multiple regions, the company has established itself as a reliable and innovative force in the trading industry. Excent Capital continues to scale its platform while maintaining full control over its infrastructure, technology, and service delivery, ensuring that performance, security, and client experience remain at the highest standard.

Contact Information

Brand: Excent Capital

Contact: Ryccielli Ongaratto, Marketing Manager

Email: support@excent.capital

Website: https://excent.capital

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Press Release

Scientology Communities Across Europe Highlight Civic Responsibility and EU Values

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Churches and missions across the continent continue local initiatives in drug prevention, human rights education, moral education and volunteer service, linking social betterment work with European principles of dignity, freedom, equality and respect for human rights.

BRUSSELS, Belgium — 30 April 2026 — Scientologists, churches and missions across Europe are continuing a wide range of community-based initiatives that contribute to public life through education, prevention and practical service. From drug-prevention campaigns and human rights education to volunteer assistance and neighbourhood-level projects, these activities reflect a longstanding commitment by Scientology communities to civic responsibility and to values widely recognised across the European project.

Scientology Communities Across Europe Highlight Civic Responsibility and EU Values

The activities are carried out by Church of Scientology churches, missions and groups in Europe, as well as by individual Scientologists and volunteers in cities and towns throughout the continent. While each initiative responds to local circumstances, they share a common purpose: helping people understand their rights, make informed choices, strengthen ethical responsibility and support their communities.

Europe’s founding values, expressed in Article 2 of the Treaty on European Union, include respect for human dignity, freedom, democracy, equality, the rule of law and human rights. Scientology communities in Europe see these principles not as abstract concepts, but as responsibilities that can be reflected in daily social action, community education and practical help.

This approach has also been reinforced through the Church’s educational initiative “Europe’s Values, Your Rights”, a plain-language campaign presented by the European Office of the Church of Scientology for Public Affairs and Human Rights. The initiative explains key European protections, including the EU Charter of Fundamental Rights and the European Convention on Human Rights, using official EU and Council of Europe sources. Its purpose is educational: to help young adults and the wider public better understand the rights and civic principles that shape democratic life in Europe.

Among the best-known social betterment initiatives supported by Scientologists is Foundation for a Drug-Free World, whose “Truth About Drugs” materials are used by volunteers and community groups to provide factual information on drugs and their consequences. Across Europe, these activities have included awareness events, booklet distribution, school and neighbourhood outreach, and cooperation with local associations seeking to strengthen prevention among young people and families.

Another major area of work is human rights education. Through Youth for Human Rights and related educational activities, Scientology-supported volunteers promote awareness of the Universal Declaration of Human Rights, particularly among young people. The programme seeks to make human rights understandable in practical terms, encouraging respect for others, rejection of discrimination and recognition of the dignity of every person.

The Church’s social betterment work also includes The Way to Happiness, a non-religious moral education guide written by Scientology founder L. Ron Hubbard. Used in community settings by volunteers and partner groups, it presents common-sense principles such as respecting others, safeguarding children, being trustworthy and seeking to live honestly. In European contexts, these activities are often presented as contributions to social cohesion, personal responsibility and peaceful coexistence.

Volunteer Ministers, another international humanitarian programme inspired by L. Ron Hubbard’s writings, have also been active in Europe in response to community needs. Their activities have included assistance during emergencies, support for local clean-up efforts, logistical help at community events and practical aid where requested. The programme is based on the idea that individuals can be trained to offer help in moments of confusion, stress or difficulty.

Ivan Arjona, representative of the Church of Scientology to the European Union, the OSCE, the Council of Europe and the United Nations, said the work reflects a practical understanding of European civic life.

“European values are strengthened when citizens take responsibility for the wellbeing of their communities,” said Arjona. “For Scientologists, respect for human dignity, freedom of conscience, education and service are not slogans. They are principles that should be visible in neighbourhoods, schools, families and public spaces. Our churches and missions work to contribute to that shared civic culture through prevention, human rights education and practical help.”

The Church of Scientology was founded by L. Ron Hubbard in the 20th century and has developed a range of humanitarian and social betterment initiatives that are today carried out by Scientologists and affiliated groups in many countries. In Europe, these initiatives are adapted to local needs and legal frameworks, while remaining connected to broader international campaigns in drug prevention, human rights awareness, literacy, moral education and volunteer service.

Church representatives present these activities as contributions to the wider fabric of community life, where religious and non-religious actors alike can support public welfare within democratic societies. The initiatives are not intended to replace the role of public institutions, civil society organisations or families, but to add practical support through voluntary action and education.

Across Europe, churches and missions have increasingly worked in local settings where cooperation, dialogue and practical service are essential. In some places, volunteers support youth education; in others, they take part in neighbourhood-level prevention campaigns, interfaith initiatives, cultural events or emergency assistance. The common thread is the view that freedom of religion or belief carries with it a responsibility to contribute constructively to society.

This approach also reflects the European understanding that pluralism is not limited to tolerance, but includes the active participation of diverse communities in public life. Scientologists, like members of other religious and philosophical traditions, contribute to that pluralism through their own beliefs, institutions and voluntary activities.

Arjona added that European democracy benefits when communities are judged by their actions and their contribution to the common good.

“In Europe, freedom of religion or belief is inseparable from respect for others,” he said. “Our experience is that communities become stronger when people are educated, when young people are helped to avoid drugs, when human rights are understood, and when citizens are encouraged to take responsibility for their environment and for one another.”

The Church of Scientology, its churches, missions, groups and members are present across the European continent. Scientology Europe reports a continent-wide presence through more than 140 churches, missions and affiliated groups in at least 27 European nations, alongside thousands of community-based social betterment and reform initiatives focused on education, prevention and neighbourhood-level support, inspired by the work of Scientology founder L. Ron Hubbard.

Within Europe’s diverse national frameworks for religion, the Church’s recognitions continue to expand, with administrative and judicial authorities in Spain, Portugal, Sweden, the Netherlands, Italy, Germany Slovakia and others, as well as the European Court of Human Rights, having addressed and acknowledged Scientology communities as protected by the national and international provisions of Freedom of Religion or belief.

Media Contact

Organization: European Office Church of Scientology for Public Affairs and Human Rights

Contact Person: Ivan Arjona

Website: https://www.scientologyeurope.org

Email: Send Email

Address:Boulevard de Waterloo 103

City: Brussels

State: Brussels

Country:Belgium

Release id:44574

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