Connect with us

Press Release

When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

Published

5 years ago

on

Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

About Author

Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Related Topics:
Continue Reading

Press Release

New Findings Reveal a Hidden Indoor Air Quality Crisis Linked to Aging HVAC Systems and Fiberglass Ductwork Across South Florida

Published

7 hours ago

on

January 24, 2026

By

United States, 24th Jan 2026 – New findings released by Fix Mold Miami, a leading environmental services firm based in South Florida, are drawing attention to a growing indoor air quality issue affecting homes and buildings across the region.

Based on recent field investigations and indoor air quality testing Florida, Fix Mold reports that aging HVAC systems and deteriorating fiberglass ductwork may be releasing harmful particles directly into indoor air.

Many systems installed between 1970 and 2000 rely on fiberglass duct board, sealants, and insulation that can degrade over time. Fix Mold specialists have frequently identified these conditions during mold inspection Miami and mold inspection South Florida services, linking them to declining indoor air quality.

A Regional Indoor Air Quality Problem Driven by Aging HVAC Systems in South Florida

Fix Mold Miami’s investigations show that many fiberglass-lined duct systems in South Florida homes and commercial buildings are reaching the end of their usable life.

As these materials break down, they can release microscopic fiberglass particles, trap moisture, and contribute to HVAC mold contamination. This pattern has been identified across residential and commercial properties, including cases that required mold remediation in Miami after standard HVAC servicing failed.

Fix Mold Develops Practical Solutions for Mold Removal, HVAC Mold Cleaning, and Water Damage

  • Targeted mold inspection Florida services with lab-backed testing
  • Forensic evaluation of fiberglass duct deterioration
  • Removal or isolation of compromised duct sections
  • Encapsulation or sealing protocols when appropriate
  • HEPA-based filtration and containment strategies
  • Moisture control and humidity management plans
  • Preventative maintenance programs
  • Emergency mold services following leaks or flooding
  • Integrated response for commercial water damage restoration

What Sets Fix Mold Apart in Mold Remediation

  • One-year mold-free warranty on treated areas
  • Free virtual FaceTime Mold Solutions for early guidance
  • State-certified technicians with strict regulatory compliance
  • Zero-VOC, eco-safe treatments for occupied spaces
  • Advanced diagnostics, including thermal imaging and lab testing
  • 24/7 live concierge support for urgent needs
  • End-to-end services, from residential and commercial mold remediation to HVAC mold cleaning and commercial water damage restoration

“Most homeowners assume they’ve clean air just because the AC is running,” said a senior Fix Mold environmental specialist. “What we uncover often explains why symptoms linger. Once people understand what’s circulating through their home, they can finally take control.”

About Fix Mold

Fix Mold LLC, a firm offering advanced air duct cleaning and mold removal services, is located in Miami and operates in Miami-Dade, Broward, Palm Beach, and the Florida Keys. This mold inspection company in Miami is a family-run business that offers multifold services, including mold remediation, water damage restoration, HVAC duct cleaning, air quality improvement, odor removal, and general contracting. 

The company is certified, licensed, bonded, and insured and is recognized as South Florida’s top-rated restoration provider with 600+ five-star reviews and an A+ rating from the BBB.

State/province name: Florida

Country: United States

Website: www.fixmold.com

Media Contact: Abe Katz, Manager

Email: info@fixmold.com 
Phone: (305) 465-6653

Follow FixMold Online:

Facebook: https://www.facebook.com/wefixmold

Instagram: https://www.instagram.com/fixmold/

Media Contact

Organization: Fix Mold

Contact Person: Abe Katz, Manager

Website: http://www.fixmold.com/

Email: Send Email

Country:United States

Release id:40541

The post New Findings Reveal a Hidden Indoor Air Quality Crisis Linked to Aging HVAC Systems and Fiberglass Ductwork Across South Florida appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Knybel Network Launches Focused Growth Campaign to Help Southeast Michigan Buyers and Homeowners Win in a Competitive Housing Market

Published

7 hours ago

on

January 24, 2026

By

United States, 24th Jan 2026 — Knybel Network – Real Estate announced today the launch of a focused growth campaign designed to support homeowners and buyers across Macomb, Oakland, St. Clair, and Sanilac Counties as they navigate one of the most competitive housing markets in recent years. The initiative expands the firm’s commitment to data-driven strategy, high-impact digital outreach, and personalized guidance aimed at delivering faster, more profitable outcomes for clients throughout Southeast Michigan.

Led by Brett Knybel and Alex Klott, Knybel Network has built a strong reputation as a results-oriented real estate team known for its relentless work ethic, locally rooted expertise, and modern marketing approach. The new campaign doubles down on these strengths by scaling digital visibility, offering free home valuation consultations, and providing tailored buyer strategies that help clients move with clarity and confidence.

“With limited inventory, fluctuating interest rates, and intense competition, buyers and sellers need more than basic representation, they need a strategic partner,” said Brett Knybel, Founder of Knybel Network. “This campaign is about meeting clients where they are, using smarter marketing and real-time market insights to help them make informed decisions and achieve their goals faster.”

As part of the initiative, Knybel Network is expanding its outreach to homeowners searching for ways to sell my home or sell my home fast, offering consultations that combine local market data with targeted exposure. Sellers benefit from customized pricing strategies, professional listing optimization, and aggressive digital promotion designed to attract qualified buyers and reduce time on market.

For buyers, the campaign emphasizes proactive guidance in competitive areas such as Macomb Township, Shelby Township, and Chesterfield. By leveraging neighborhood-level insights and strong local relationships, Knybel Network’s real estate agents in Macomb, real estate agents in Shelby Township, and real estate agents in Chesterfield help buyers identify opportunities early and submit competitive offers with confidence.

The firm’s digital-first strategy also strengthens its presence as Top Realtors in Macomb Twp and Shelby Township, and experienced real estate agents across Chesterfield and surrounding communities. Through refined online campaigns and market education, Knybel Network aims to generate higher-quality leads while ensuring clients receive timely, transparent communication throughout the process.

Unlike high-volume brokerages, Knybel Network maintains a client-focused model that prioritizes outcomes over transactions. Each client receives hands-on support, whether they are first-time buyers, relocating families, or longtime homeowners evaluating the right time to sell. This approach has positioned the team as a go-to resource for those seeking top real estate agents who understand the Southeast Michigan market.

The growth campaign reflects Knybel Network’s broader vision to raise the standard of real estate service in the region, combining technology, local expertise, and personal accountability to deliver consistent results. As market conditions continue to evolve, the team remains focused on adaptability, education, and measurable performance for every client served.

Homeowners and buyers interested in learning more about current market opportunities, requesting a free home valuation, or connecting with a local expert can visit https://www.knybelnetwork.com/ for additional information.

Whether you are PCSing to Selfridge Air National Guard Base, navigating a military relocation, or simply moving to Metro Detroit, the Knybel Network is your primary resource for Southeast Michigan real estate education. Their specialized YouTube series provides a boots-on-the-ground look at living in Macomb, Oakland, and Wayne Counties, offering essential tips for first-time home buyers, real estate investors, and empty nesters downsizing or retiring in Michigan. If you’ve been frustrated by a stagnant listing and are wondering “why isn’t my home selling?”, the channel breaks down critical market data, home staging secrets, and curb appeal hacks to get your property sold fast. From Harrison Township off-base housing to luxury listings in Rochester Hills, the Knybel Network bridges the gap between searching for a house and finding a home. 

Watch the latest Metro Detroit market updates and subscribe to the Knybel Network YouTube Channel here.

About Knybel Network – Real Estate
Knybel Network is a Michigan-based real estate team serving Macomb, Oakland, St. Clair, and Sanilac Counties. Known for its modern marketing strategies, strong local expertise, and client-first approach, the team helps buyers and sellers achieve fast, confident, and profitable real estate outcomes in today’s dynamic housing market.

Contact Information:
Company Name: Knybel Network – Real Estate
Contact Name: Brett Knybel
Email: Office@KnybelNetwork.com

Website: https://www.knybelnetwork.com/

YouTube: https://www.YouTube.com/@KnybelNetwork 
 

Media Contact

Organization: Knybel Network – Real Estate

Contact Person: Brett Knybel

Website: https://www.knybelnetwork.com/

Email: Send Email

Country:United States

Release id:40543

The post Knybel Network Launches Focused Growth Campaign to Help Southeast Michigan Buyers and Homeowners Win in a Competitive Housing Market appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Karviva Selected to Meet with Costco Wholesale Southern California Merchants at Upcoming Local Summit

Published

7 hours ago

on

January 24, 2026

By

Saint Louis, Missouri, United States, 24th Jan 2026 – Karviva, the award-winning functional beverage company founded by medical scientist Dr. Angela Zeng, announced that it has been selected to advance and meet with Costco Wholesale Southern California merchants as part of the upcoming Southern California Local Summit. Karviva is among 62 brands chosen for the program, which recognizes companies demonstrating innovation, retail readiness, and relevance to Southern California shoppers.

The Southern California Local Summit provides selected brands the opportunity to engage directly with Costco merchants. Last year’s summit resulted in 31 participating brands securing placement in Southern California Costco warehouses. This year’s class is positioned for even greater impact, with in-person meetings scheduled to take place in February 2026.

Karviva’s selection reflects continued momentum within the functional beverage category and growing interest from major retailers nationwide. The brand’s plant-based, science-backed formulations have gained traction with consumers seeking clean energy, hydration, and wellness support without artificial ingredients.

This recognition follows several recent retail expansions for Karviva. 

Dr. Angela Zeng shared that being selected for the Costco Southern California Local Summit represents a significant milestone for the brand. She noted that the opportunity to meet directly with Costco merchants comes at a time of strong retail momentum for Karviva.

Karviva’s beverages are developed using whole plant ingredients and guided by Dr. Zeng’s background in medical science, evidence-based nutritional science, and traditional wellness philosophies. The brand continues to gain recognition for its transparent formulations and focus on functionality that aligns with evolving consumer expectations.

With expanding retail presence on both coasts and upcoming meetings with Costco Wholesale merchants, Karviva enters 2026 positioned for continued growth and broader national distribution.

About Karviva

Karviva is a functional beverage brand founded by nutritional scientist Dr. Angela Zeng. The company blends modern medical and nutritional research with traditional wellness practices to create clean, plant-based drinks that support energy, hydration, skin health, and overall well-being. Karviva’s products are made without artificial additives and are designed to fit naturally into everyday routines. The brand is available through major retailers and direct-to-consumer channels nationwide.

Media Contact

Organization: Karviva

Contact Person: Dr. Angela Zeng

Website: https://karviva.com/

Email:
angela@karviva.com

City: Saint Louis

State: Missouri

Country:United States

Release id:40530

The post Karviva Selected to Meet with Costco Wholesale Southern California Merchants at Upcoming Local Summit appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

LATEST POST

Like Us
Follow Us
Subscribe Us
Follow Us