Connect with us

Press Release

When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

Published

5 years ago

on

Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

About Author

Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Related Topics:
Continue Reading

Press Release

Changer+ Launches Stablecoin-First Self-Custodial Wallet to Make Stablecoins Easier to Use

Published

1 hour ago

on

October 6, 2026

By

Singapore, Singapore, October 6th, 2026, Chainwire

Multi-chain stablecoin wallet combines simpler transfers, flexible gas-fee options, security features, and practical use cases with one ambition: to become the world’s easiest stablecoin wallet.

Changer+ today announced the launch of its self-custodial stablecoin wallet, built to make holding, moving and using stablecoins simpler.

Changer+ supports major stablecoins including USDT and USDC across Ethereum, TRON, BNB Chain and Solana, with more networks and stablecoins planned.

To celebrate its launch, Changer+ is offering new users three free transactions per device on each chain – Ethereum, Solana, and BNB Chain from October 6 to November 6, 2026.

Changer+ is built around a simple belief: people should not need to understand every blockchain, gas token, or transaction mechanic just to use the stablecoins they already have.

Stablecoins Should Just Work

Using stablecoins can still mean figuring out which network a token is on, choosing the right transfer route, sourcing a separate gas token, and navigating unfamiliar transaction steps. Changer+ is designed to move more of that complexity into the background.

“People should not have to become blockchain experts just to use stablecoins,” said Leon Gao, CEO of Changer+, with over a decade of experience in product development in the fintech and payment industry 

“The technology underneath can stay sophisticated. What users see should feel simple, clear and dependable.”

Simplicity Without Giving Up Control

Making stablecoins easier to use should not mean taking control away from the user.

Changer+ is self-custodial, meaning users retain control of their private keys and authorize their own transactions.

For Yun Han Wong, CGO of Changer+, who has spent years working in Web3, preserving that principle is fundamental to trust.

“Trust is everything in Web3,” Yun Han said. “The early crypto idea of ‘being your own bank’ was really about ownership — having control over your own assets instead of simply handing that control to another intermediary.”

“We want to preserve that ethos while making stablecoins much easier to use. Convenience should not mean giving up control.”

Technology and Security Built around the User

Changer+ is designed to remove common friction from everyday stablecoin use.

On supported transactions, Changer+ lets users cover network-related transaction costs without first having to acquire the blockchain’s native gas token. 

For example, a user holding stablecoins does not necessarily need to separately acquire ETH, TRX, BNB, or SOL before completing a supported transaction. 

Changer+ has also completed an independent security audit, vulnerability assessment, and penetration testing (VAPT) conducted by Echo Pulse, a CREST-accredited and Singapore-licensed cybersecurity service provider. 

These capabilities are led by Zack Chen, CTO of Changer+, an NUS-trained technopreneur with years of software development experience overseeing Changer+’s multi-chain architecture and security development.

“Good engineering should reduce the complexity users have to manage while keeping the experience clear and reliable,” Zack said.

Making Stablecoins More Useful

Changer+ goes beyond holding and transferring stablecoins by giving users more ways to put them to practical use.

Current capabilities include global eSIM data plans, a lifestyle ticket marketplace, and security risk signals that help users identify suspicious activity and potentially unsafe addresses, with more use cases planned.

“Our ambition is not to build another wallet people download and forget,” Leon said. “We want to make the whole stablecoin experience easier — from holding and transferring to actually using them.”

As stablecoins increasingly move beyond crypto trading into payments, remittances and everyday digital commerce, the experience of using them remains fragmented across networks and wallets. 

Changer+ was built to close that usability gap. 

Backed by a private family office, Changer+ is taking a long-term approach to building the product. Rather than centering the platform around a project token or speculative rewards, the company is focused on usability, self-custody, security, and practical stablecoin utility. 

“Stablecoins should just work,” Yun Han added. “Fewer unnecessary crypto steps, more useful things you can do with them, and the user stays in control.”

Changer+ is available on iOS and Android.

Download IOS app：https://apps.apple.com/us/app/changer-stablecoin-wallet/id6744874111

Download Android app：https://play.google.com/store/apps/details?id=plus.changer.app&hl=en

Learn more: www.changer.plus

Join communities: https://linktr.ee/ChangerPlus

Contact: pr@changer.plus

Launch Special

Enjoy three free transactions on each chain – Ethereum, Solana, and BNB Chain from October 6 to November 6, 2026.*

Available only to new users who install the Changer+ app and register during the campaign period. Network fees are covered for three eligible transactions per device. Terms and conditions apply. Changer+ reserves the right to amend or withdraw the offer.

About Changer+

Changer+ is a Singapore-incorporated, self-custodial stablecoin wallet built to make stablecoins easier to use.

With multi-chain stablecoin support across major blockchain networks, including Ethereum, Solana, BNB Chain and TRON, Changer+ brings together simpler transfers, flexible gas-fee options, security risk signals and practical use cases — while users remain in control of their private keys.

Backed by a private family office, Changer+ combines payments experience, Web3 expertise and security-led engineering with one ambition: to become the world’s easiest stablecoin wallet.

Contact

Changer+
pr@changer.plus

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Bloger.fm Organises Daily AI Announcements by Company and Product

Published

15 hours ago

on

October 5, 2026

By

Bloger.fm, an independent daily AI briefing, files public AI announcements under the organisations and products they concern, so readers can follow one company or scan the whole field in minutes through daily briefings and entity pages.

United States, 5th Oct 2026, Grand Newswire – SAN FRANCISCO, October 4, 2026 — Bloger.fm is a daily AI briefing that groups each day’s announcements by the companies and products behind them. The independent publication reads a monitored feed of public AI announcements, including model releases, product launches and research, and files each item under the organisation and product it concerns. A day’s news reads as a set of company briefings rather than one long timeline, so readers can find what changed at the companies they follow in minutes.

“AI news arrives as a stream, but readers think in companies,” said Andy, founder of Bloger.fm. “We file every day by organisation and product, so you can follow one company closely or scan the whole field in a single sitting.”

One Match, Two Ways to Read

Bloger.fm matches each item against a hand-maintained dictionary of organisations, products and standards. The same match builds both of its views. A daily briefing groups one day’s items into company sections, and an entity page for every tracked organisation, product or standard collects everything recorded about it across a rolling coverage window.

A reader who follows a single company, such as OpenAI or Google, can start from its entity page. A reader who wants the whole field can open a day’s briefing. Entity pages link to official channels, and an RSS feed is available for those who prefer to read in their own reader.

Items keep their original wording, and the briefing is organised by the site’s published editorial policy, which covers how items are matched, ordered and corrected.

Independent by Design

Bloger.fm carries no advertising and takes no sponsorship. It has no commercial relationship with any company it covers, and no company can influence what appears in a briefing or how it is ordered. Briefings are published under the Bloger.fm Editorial Desk.

About Bloger.fm

Bloger.fm is an independent daily briefing on artificial intelligence. It reads a monitored feed of public AI announcements and files each item under the organisation and product it concerns, so a day’s news reads as a set of company briefings rather than a chronological feed. Every entity it tracks has its own page. It carries no advertising and takes no sponsorship. Read more at Bloger.fm.

Media Contact

Organization: bloger AI

Contact
Person: Andy

Website:

https://bloger.fm/

Email:

editor@bloger.fm

Country:United States

The post Bloger.fm Organises Daily AI Announcements by Company and Product
appeared first on Grand Newswire.
It is provided by a third-party content provider. Grand Newswire makes no
warranties or representations in connection with it.

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

MFN Partners Management Expands Partner Team and Broadens Global Business Development

Published

15 hours ago

on

October 5, 2026

By

MFN Partners Management is expanding its team as part of its broader research and development plans. The Boston-based investment manager continues to strengthen its investment research framework, quantitative capabilities and professional education activities while maintaining an emphasis on independent judgment and disciplined risk management.

United States, 5th Oct 2026 – Investment managers are increasingly examining how fundamental research, quantitative methods and professional knowledge can work together as financial markets become more interconnected and data-intensive.

Against this backdrop, MFN Partners Management is expanding its team to support the continued development of its research and quantitative capabilities. The expansion forms part of the firm’s longer-term business plans and is intended to provide additional support across investment research, quantitative research and professional education activities.

As the volume and complexity of market information continue to increase, investment organizations are placing greater emphasis on how data, analytical tools and professional expertise can complement established research processes. MFN’s development approach reflects this broader environment while continuing to emphasize independent judgment and disciplined risk management.

The firm is also working to strengthen the relationship between quantitative research and traditional investment analysis. Rather than positioning quantitative methods as a replacement for investment judgment, MFN aims to develop a broader research framework in which different analytical perspectives can be considered together.

The expansion of the team is also expected to support the firm’s professional education and knowledge-exchange activities. These initiatives are focused on investment research, quantitative methods and market analysis for professional and research-oriented audiences.

These developments form part of a gradual growth strategy rather than a change in the firm’s underlying investment philosophy. MFN continues to emphasize in-depth research, independent judgment and risk discipline as foundations of its investment approach.

As its research and development plans evolve, the firm expects to continue strengthening its internal capabilities and related professional activities. Any investment services and related activities remain subject to applicable jurisdictional requirements, client eligibility criteria, contractual terms and relevant legal requirements.

Further information regarding MFN’s research activities, team development and related business initiatives will be communicated through the firm’s official channels as appropriate.

About MFN Partners Management

MFN Partners Management, L.P. is an investment management firm headquartered in Boston, United States. Its investment approach emphasizes in-depth research, independent judgment and risk discipline. The firm is also developing activities related to investment education, quantitative research and professional knowledge exchange. Investment services and related activities are conducted subject to applicable jurisdictions, client eligibility requirements, contractual terms and relevant legal requirements. Current information regarding the firm and its services should be referenced through its official website and applicable regulatory disclosures.

 

Media Contact

Organization: MFN Partners Management

Contact Person: Henry Johnny

Website: https://www.mfnext.com

Email: Send Email

Country: United States

Release id: 49528

The post MFN Partners Management Expands Partner Team and Broadens Global Business Development appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

file

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

LATEST POST

Like Us
Follow Us
Subscribe Us
Follow Us