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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Press Release

INmune Bio Establishes Global Commercialization Framework for Ebstrocel™ Through Strategic Agreement with Uniphar

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Boca Raton, Florida, October 21st, 2026, FinanceWire

INmune Bio Inc. (NASDAQ: INMB) (the “Company”), a late-stage biotechnology company focused on inflammation and immunology, today announced that it has entered into a Master Services Agreement with Uniphar Durbin Ireland Limited (“Uniphar”) establishing a scalable framework to support international access, distribution and commercialization of Ebstrocel™, the Company’s allogeneic stromal cell therapy for Recessive Dystrophic Epidermolysis Bullosa (RDEB). INmune Bio initially intends to use the framework to pursue named-patient access in selected European countries and in the Middle East and North Africa (MENA), subject to applicable law and country-specific statements of work. The relationship may subsequently expand across Europe and other territories by mutual agreement.

The Company expects named-patient access to be an important component of its international commercialization strategy for Ebstrocel™. Where permitted by local law and implemented through statements of work, this pathway may allow physicians to request Ebstrocel™ for individual eligible patients before local marketing approval or broad commercial availability.

The Uniphar framework is designed to provide the Company with scalable international commercial infrastructure, beginning with named-patient supply, and potentially expanding to broader commercial distribution as regulatory approvals, pricing and reimbursement are secured in individual countries. Depending on the services agreed in individual statements of work, Uniphar may support regulatory feasibility assessments, market access, product storage and distribution, healthcare-provider and treatment-site onboarding, order-to-cash services, medical information, pharmacovigilance support and end-to-end shipment tracking. By leveraging Uniphar’s established infrastructure rather than building country-by-country capabilities internally, the Company believes this model provides a capital-efficient path to establish Ebstrocel™’s international commercial footprint and scale as additional markets become available.

“This agreement marks an important step in moving Ebstrocel™ from clinical development toward commercialization and bringing Ebstrocel to patients internationally,” said David Moss, Chief Executive Officer of INmune Bio. “Uniphar provides access to established market-access, distribution and order-to-cash capabilities across multiple international markets without requiring INmune Bio to build those capabilities country by country. We believe this provides a capital-efficient way to pursue named-patient opportunities in appropriate markets while building the physician relationships, treatment-center experience and commercial infrastructure needed to support broader international commercialization.”

 “We are pleased to partner with INmune Bio as it prepares Ebstrocel for international commercialization,” said Ruth Rostron, Head of Expanded Access at Uniphar. “Uniphar has built an integrated global platform to help innovative medicines navigate the complexities of international access, distribution and commercialization. We believe our infrastructure and experience are well suited to support INmune Bio’s strategy for Ebstrocel, beginning with named-patient access opportunities and expanding as the product progresses through its regulatory and commercial journey.”

About Ebstrocel™

Ebstrocel™ (pobistrocel) is INmune Bio’s investigational, pooled, allogeneic, human umbilical cord-derived mesenchymal stromal cell therapy being developed through the Company’s CORDStrom™ platform for the treatment of RDEB. The platform is designed to address donor variability and manufacturing inconsistency. Ebstrocel™ is investigational and has not been approved by the FDA, MHRA, EMA or any other regulatory authority.

About Uniphar Plc.

Uniphar is a trusted global partner to pharma, medtech and biotech, delivering solutions that connect medicines and technologies with patients worldwide. With over 57 years of experience and partnerships with 200+ multinational clients, Uniphar combines deep expertise, global infrastructure and market insight to meet the evolving needs of the life sciences sector.

Uniphar Pharma integrates Development, Clinical, Access, Medical, Commercial, Distribution and Global Sourcing to support the full product lifecycle – from early-stage research through to commercialization and beyond. Uniphar’s unified platform spans regulatory strategy, clinical trial support, medical affairs, market access, patient engagement, commercial services, distribution and supply chain.

Operating across 160 countries with a global team of 3,600+, Uniphar bridges manufacturers, healthcare providers, and patients — accelerating access to innovative therapies, improving patient outcomes, and delivering value across the healthcare ecosystem.

From molecule to market and beyond.

For more information, please visit www.uniphar.com 

About INmune Bio Inc.

INmune Bio Inc. is a publicly traded (NASDAQ: INMB), late-stage biotechnology company focused on developing treatments that target the innate immune system to fight disease. Moving beyond early-stage exploration, the Company’s clinical-development strategy centers on advanced precision medicine, matching drug mechanisms directly to patient biology to optimize clinical outcomes.

INmune Bio is actively advancing two late-stage product platforms toward registrational milestones:

  • CORDStrom™: A proprietary, pooled, allogeneic, human umbilical cord-derived mesenchymal stromal cell platform engineered to address the historical clinical challenges of donor variability and manufacturing inconsistency. Following successful clinical readouts in RDEB, the platform is transitioning toward regulatory and commercial readiness, with an MAA planned for the UK MHRA in 2026 and EU EMA in 2027, alongside a planned U.S. regulatory pathway and development of international access and distribution infrastructure.
  • XPro1595™: A Dominant-Negative Tumor Necrosis Factor (DN-TNF) platform that selectively neutralizes soluble TNF (sTNF) to reduce pathological neuroinflammation without compromising protective immune function. Backed by recently granted FDA Fast Track designation and successful regulatory alignment from an End-of-Phase 2 meeting, XPro1595™ is positioned for an integrated Phase 2b/3 seamless adaptive registrational program in neuroinflammation-enriched early Alzheimer’s disease.

To learn more about INmune Bio’s pipeline and its approach to harnessing the innate immune system, please visit www.inmunebio.com.

Forward Looking Statements

The Company’s product candidates are investigational, and there can be no assurance that any clinical, regulatory or commercial objective will be achieved. Any statements contained in this press release related to the development or commercialization of product candidates and other business and financial matters, including without limitation, trial results and data, timing of key milestones, future plans or expectations, the scope and implementation of the Uniphar relationship, the execution of statements of work, the availability and timing of named-patient or expanded-access sales, potential revenue, potential expansion across Europe or into Latin America, the anticipated capital efficiency of the distribution model, and the prospects for receiving regulatory approval or commercializing or selling any product or drug candidates, may constitute forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Any forward-looking statements contained herein are based on current expectations but are subject to several risks and uncertainties. Actual results and the timing of certain events and circumstances may differ materially from those described by the forward-looking statements because of these risks and uncertainties. CORDStrom™ (EbstrocelTM, pobistrocel), XPro1595™ (XPro™, pegipanermin), and INKmune™ have either finished clinical trials, are still in clinical trials or are preparing to start clinical trials and have not been approved by the US Food and Drug Administration (FDA), the UK MHRA or any regulatory body and there cannot be any assurance that they will be approved by the FDA, the UK MHRA or any regulatory body or that any specific results will be achieved. The factors that could cause actual future results to differ materially from current expectations include, but are not limited to, risks and uncertainties relating to the Company’s ability to produce more drug for clinical trials; the availability of substantial additional funding for the Company to continue its operations and to conduct research and development, clinical studies and future product commercialization; and the Company’s business, research, product development, regulatory approval, marketing and distribution plans and strategies. These and other factors are identified and described in more detail in the Company’s filings with the Securities and Exchange Commission, including the Company’s Annual Report on Form 10-K, the Company’s Quarterly Reports on Form 10-Q and the Company’s Current Reports on Form 8-K. The Company assumes no obligation to update any forward-looking statements to reflect any event or circumstance that may arise after the date of this release.

INmune Bio Contacts: 

David Moss 

Chief Executive Officer 

(561) 710-0512 

info@inmunebio.com

Daniel Carlson 

Head of Investor Relations 

(415) 509-4590 

dcarlson@inmunebio.com

Uniphar Contacts:

Media Contacts:

Uniphar: Heather.Hopkin@teamtala.com and Beth.Oshea@teamtala.com

Contact

Uniphar
NPS_Ebstrocel@uniphar.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Data Accounting Selected in 2026 to Conduct Financial Audits in EU

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Warnickshire, UK, October 21st, 2026, FinanceWire

Data Accounting Highlights Its Approach to Financial Investigations and Announces International Expansion and AI Assistant Launch

Supporting financial transparency through forensic accounting, cross-border financial analysis, and assistance for individuals affected by financial losses.

Data Accounting continues to develop its capabilities in financial analysis, forensic accounting, and international compliance, helping businesses and individuals navigate complex financial situations.

As part of its international development strategy, Data Accounting is preparing to expand its presence across the United Arab Emirates, Australia and Singapore in late 2026 and early 2027. The planned expansion reflects the firm’s intention to broaden its international reach and support individuals and businesses dealing with complex financial matters across different jurisdictions.

Alongside this expansion, Data Accounting is developing a new AI-powered assistant, scheduled for launch in the first quarter of 2027. The assistant is intended to help individuals who have suffered financial losses, including those arising from potentially unsuitable financial advice or unclear regulatory processes, identify the nature of their concerns, organize relevant information and prepare their cases for review by Data Accounting’s team. The initiative aims to make the initial assessment process more accessible and help individuals understand what information may be relevant to their circumstances.

As financial transactions become increasingly international, the need for accurate documentation, reliable financial records, and effective oversight continues to grow. Data Accounting focuses on examining financial information, reviewing transaction histories, and identifying inconsistencies that may require further investigation or clarification.

Its work encompasses the analysis of financial statements, accounting documentation, tax-related records, and cross-border fund movements. Through structured review procedures and analytical techniques, the firm aims to help identify discrepancies, improve financial transparency, and support informed decision-making.

Forensic accounting can play an important role in understanding unusual transaction patterns, assessing the completeness of financial records, and identifying potential weaknesses in accounting or compliance procedures. Where concerns arise, a systematic examination of the available evidence can help clarify the circumstances and determine whether further professional or legal review may be appropriate.

Financial Support for Businesses and Individuals

Financial difficulties can affect both businesses and private individuals. In particular, individuals who have suffered financial losses may face uncertainty when trying to understand what happened, establish the status of their funds, or determine what options may be available to them.

Data Accounting aims to assist individuals affected by financial losses by helping them review relevant financial documentation, organize transaction records, and examine the circumstances surrounding their cases. This includes cases in which individuals have concerns about financial advice they received or difficulties understanding regulatory processes. Depending on the situation, this work may help identify discrepancies, clarify the movement of funds, and establish a clearer picture of the available evidence.

The planned AI assistant will provide an additional starting point for individuals seeking to explain their circumstances and organize information for assessment by the firm’s team. Each case will require an individual review, and potential next steps will depend on the circumstances, the documentation available, and the relevant legal and regulatory framework. Where appropriate, individuals may need to seek independent legal advice or contact the relevant financial institution or competent authority.

For businesses, sound financial oversight remains equally important. Companies operating across borders often manage international suppliers, overseas payments, multi-country payroll arrangements, and complex tax obligations. Weak documentation or inadequate internal controls can create financial uncertainty, operational difficulties, and compliance risks.

Data Accounting supports businesses seeking assistance with international accounting, tax advisory, financial reviews, and administrative processes. Its approach emphasizes accurate record-keeping, structured analysis, and the identification of potential weaknesses that may benefit from further attention.

Supporting Transparency Through Financial Analysis

Financial investigations require attention to detail, a methodical approach to evidence, and a clear understanding of accounting principles and applicable compliance requirements.

Data Accounting’s services focus on helping clients assess financial information, examine unusual transaction patterns, and obtain greater clarity regarding accounting and administrative matters. Depending on the circumstances and the scope of an engagement, this work may support internal reviews, financial assessments, or further independent professional examination.

By helping clients organize documentation and understand complex financial information, the firm seeks to support more informed decisions and improved financial accountability.

The planned international expansion and AI assistant launch represent further steps in Data Accounting’s development, combining its existing financial analysis capabilities with new ways for individuals and businesses to engage with the firm.

About Data Accounting

Data Accounting provides financial and accounting-related services for businesses and individuals seeking greater clarity and transparency in financial matters. Its areas of focus include international accounting, tax advisory, financial analysis, administrative support, and forensic accounting-related reviews.

The firm aims to help clients understand complex financial information, improve documentation practices, examine financial discrepancies, and identify opportunities to strengthen accounting and compliance procedures.

For more information about Data Accounting and its services, visit https://data-accounting.com/.

Contact

Jackie Cox
Data Accounting
reception@mail-data-accounting.com

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Press Release

Saudi Content Creator Nawaf Alzahrani Launches Official Blog

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Saudi Arabia, 21st Oct 2026, Grand Newswire – Saudi digital content creator Nawaf Alzahrani has officially launched his personal blog, marking a new step in his digital media presence and providing a dedicated platform for sharing updates, exclusive releases, and project announcements.

Saudi Content Creator Nawaf Alzahrani Launches Official Blog

The new blog aims to strengthen Alzahrani’s online presence by offering readers a central destination for following his work, exploring project developments, and accessing new digital content.

A New Platform for Exclusive Content

Alzahrani’s official blog is designed to serve as an editorial platform for project coverage, specialized insights, and direct updates. The initiative creates an additional channel through which audiences can stay informed about his activities and upcoming releases.

By launching a dedicated blog, Alzahrani is expanding his digital publishing presence and establishing a platform to support his long-term development goals.

A Vision for Future Growth

Commenting on the launch, Alzahrani emphasized his ambitions for the future and the role of the new platform in supporting his broader vision.

“Launching this platform provides a structured environment to support our future growth and deliver higher-value content to our community,” Alzahrani stated.

The blog reflects his commitment to developing new ways to share content, communicate updates, and build stronger connections with his audience.

Upcoming Releases and Updates

The official blog is now live and open to the public. A series of digital releases and special updates is scheduled for publication in the coming period.

Readers can visit the platform to follow future announcements and discover updates about Alzahrani’s projects as new content becomes available.

About Nawaf Alzahrani

Nawaf Alzahrani is a Saudi digital content creator. Channel owner H2rfez fM and a blog News Shop His newly launched personal blog provides a dedicated online platform for project updates, digital releases, specialized insights, and announcements about his work.

Media Contact

Organization: H2rfez fM

Contact
Person:
Nawaf Alzahrani

Website:

https://smarline.ne

Email:

H2rfez1@gmail.com

Country:Saudi Arabia

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