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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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SEOPressReleaseService.com Launches SEO-Focused Press Release Distribution With Foundational Backlink Support

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11 hours ago

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February 5, 2026

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SEOPressReleaseService.com has launched a press release distribution platform built to support search visibility and brand authority. The service focuses on SEO-aligned press releases that generate broad link coverage, supported by foundational backlinks, fast delivery, indexing submission, and clear reporting.

United States, 5th Feb 2026 — SEOPressReleaseService.com announced the launch of its press release distribution platform built to help businesses improve search visibility through consistent media coverage and SEO-aligned press releases.

The service is designed for companies that want press releases to support search performance, not just announcements. Each release is written and distributed with search engines in mind, helping generate brand signals and link coverage across established media and news platforms.

On average, a single distribution generates approximately 450 to 600 backlinks pointing to a client’s website. These links help reinforce brand authority and online presence rather than serving as traditional outreach or journalist-led PR.

Alongside press release distribution, SEOPressReleaseService.com also offers foundational backlink services. These links support long-term SEO by helping search engines identify a website as legitimate, established, and active. Foundational backlinks are often used to strengthen brand profiles and support press release coverage.

The platform is based on workflows developed through agency SEO operations and is offered as a standalone service. Indexing submission is included to help releases and links appear in search results more quickly.

SEOPressReleaseService.com provides fast turnaround, clear service-based pricing, and transparent reporting. Clients receive documentation of distributed releases and delivered links.

About SEOPressReleaseService.com

SEOPressReleaseService.com provides SEO-focused press release distribution and foundational backlink services for businesses seeking stronger search visibility and brand authority. Services are built from proven agency workflows and include indexing support and transparent reporting.

Media Contact

Organization: SEOPressReleaseService.com

Contact Person: Calder Whitby

Website: https://www.seopressreleaseservice.com/

Email: Send Email

Country:United States

Release id:41050

The post SEOPressReleaseService.com Launches SEO-Focused Press Release Distribution With Foundational Backlink Support appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

The Bougees Expands Premium Leather Collection with Focus on Handcrafted Quality and Modern Design

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11 hours ago

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February 5, 2026

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The Bougees has expanded its premium leather apparel collection with a renewed focus on handcrafted quality, authentic materials, and modern design aesthetics. The update includes refined leather pants, shirts, jackets, and outerwear crafted from 100% genuine sheep or lamb leather, addressing growing consumer demand for durable, versatile wardrobe pieces that transition seamlessly across casual and professional settings.

Queens, NY, United States, 5th Feb 2026 – The Bougees announces an updated leather apparel range featuring 100% genuine sheep and lamb leather, handcrafted construction, and contemporary silhouettes designed for versatile, long-term wear.

Commitment to Authentic Materials and Craftsmanship

The collection emphasizes material transparency and construction quality. Each piece uses 100% genuine sheep or lamb leather, selected for its refined drape, lighter weight, and natural movement compared to heavier hides. This material choice supports both comfort and durability, allowing garments to develop character over time while maintaining their structural integrity.

Handcrafted construction remains central to The Bougees’ production approach. Clean seams, reinforced stitching, and carefully placed panels ensure garments maintain tailored profiles and integrate smoothly with existing wardrobe staples. The brand blends traditional leather-working techniques with contemporary silhouettes, including biker-inspired elements that add edge without overwhelming modern aesthetics.

“Our goal is to provide customers with leather apparel that elevates everyday outfits through superior materials and thoughtful construction,” said a company representative. “We’re focused on pieces that work across multiple occasions and deliver long-term value.”

Modern Design for Versatile Wardrobes

The updated collection addresses practical styling needs while maintaining premium finishes. Key pieces include the 501 Style Leather Pant, designed with a streamlined silhouette that pairs with both fitted and relaxed tops, and the Carissa Women’s Black Belted 3/4 Long Leather Coat, which adds structure and definition when layered over leather separates or other garments.

Design principles emphasize balance, proportion, and color coordination. The collection features classic black options alongside neutrals such as brown, tan, and deep charcoal, allowing for monochrome looks or controlled contrast. Finishes range from matte to subtle sheen, providing options for different settings and personal preferences.

The brand’s approach prioritizes fit and mobility. Leather pants feature appropriate rise and leg room to ensure comfortable movement, while shirts are constructed with attention to shoulder alignment and sleeve length. This focus on proper fit addresses common concerns about leather apparel comfort and wearability.

Expanding Product Range and Customer Support

The Bougees currently offers Men’s Leather Jackets, Men’s Leather Pants, Women’s Leather Shirts and Jackets, Women’s Leather Trousers, and Leather Chaps. This comprehensive range allows customers to build coordinated outfits with consistent quality standards and complementary design elements.

The brand provides detailed product information to address authenticity concerns and sizing questions, recognizing that informed purchasing decisions lead to greater customer satisfaction and garment longevity. Care guidelines accompany each piece, covering proper storage, cleaning, and conditioning to maintain leather’s appearance and performance over time.

Brand Philosophy: Redefining Fashion Excellence

The Bougees positions itself around the concept of “Redefining Fashion Excellence” through a combination of premium materials, skilled craftsmanship, and timeless design. The brand aims to offer leather apparel that looks elevated with minimal styling while developing unique character through regular wear.

This philosophy extends to construction durability and aesthetic longevity. Rather than following seasonal trends, The Bougees focuses on silhouettes and finishes that remain current across multiple years, supporting sustainable wardrobe building and reducing the need for frequent replacement.

Availability and Purchase Information

The expanded collection is available now at thebougees.com. Customers can explore the full range of leather pants, shirts, jackets, and outerwear, with detailed sizing information and material specifications provided for each item.

For buyers seeking premium leather apparel for modern wardrobes and long-term wear, The Bougees offers handcrafted pieces that balance traditional quality with contemporary styling. The collection supports versatile outfit-building for casual, professional, and evening occasions.

Media Contact

Organization: TheBougees

Contact Person: Nasir

Website: https://www.thebougees.com/

Email: Send Email

Contact Number: +13479548786

City: Queens

State: NY

Country:United States

Release id:40712

The post The Bougees Expands Premium Leather Collection with Focus on Handcrafted Quality and Modern Design appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Integrated Learning Systems ILS Announces Strategic Focus on Leadership Training for 2026

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11 hours ago

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February 5, 2026

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Integrated Learning Systems ILS, a leading provider of corporate training and development solutions, today announced its strategic focus on leadership training for 2026, building on its Silver Award win in the “Best Management Training Provider” category at the HR Vendors of the Year 2025 Awards.

Singapore, Singapore, 5th Feb 2026 – The announcement marks an evolution in ILS’s service offerings as the company deepens its commitment to developing transformational leaders across all organizational levels. This strategic pivot comes after the company was recognized both as a Silver Award winner for management training and as a finalist in the “Best Leadership Development Consultancy” category at the prestigious award ceremony held in Singapore on 7 November 2025.

“We see a clear and urgent need for stronger leadership bench strength across industries,” said Jessica Choo, Founder of ILS. “Our recent recognition at the HR Vendors of the Year Awards reaffirms that our methodologies work.” We are consolidating our expertise and expanding our leadership offerings to help organisations navigate increasingly complex operating environments.”

The enhanced leadership focus will complement ILS’s established suite of management development programs, growth mindset transformation, vertical development frameworks, and future readiness workshops. The company plans to introduce new leadership-specific curricula that integrate these proven methodologies with emerging best practices in leadership development.

ILS’s integrated approach combines growth mindset principles, vertical development frameworks, and future-readiness methodologies to deliver holistic learning experiences with measurable impact. This comprehensive methodology has enabled the company to serve over 1,000 corporate clients and empower more than 150,000 learners across Asia, the Middle East, and Europe.

The company’s clients span multinational corporations and local enterprises across diverse industries, all seeking to develop robust leadership pipelines and strengthen their organizational capabilities in an increasingly volatile business landscape.

“Leadership development is not a ‘nice to have’. It is the foundation of organisational transformation,” Choo added. “Our work in 2026 will focus on equipping leaders to think more critically, act more decisively, and enable higher performance across their teams.”

For more information about ILS’s leadership training programs and services, please visit ilsperformance.com or contact insights@ilsperformance.com.

About Integrated Learning Systems (ILS)
Integrated Learning Systems (ILS) specializes in corporate training and development with a focus on leadership development, growth mindset, vertical development, and building future-ready capabilities. With over 1,000 corporate clients served, ILS has empowered more than 150,000 satisfied learners across Asia, the Middle East & Europe. In 2025, ILS was awarded Silver for “Best Management Training Provider” and recognized as a finalist for “Best Leadership Development Consultancy” at the HR Vendors of the Year Awards.

Media Contact:
Integrated Learning Systems
9 Tampines Grande #02-00
Asia Green, Singapore 528735
+65 9745 5771
insights@ilsperformance.com

Media Contact

Organization: Integrated Learning Systems (ILS)

Contact Person: Jonathan Tan

Website: https://ilsperformance.com

Email: Send Email

Contact Number: +6597455771

Address:9 Tampines Grande

Address 2: #02-00 Asia Green, Singapore 528735

City: Singapore

Country:Singapore

Release id:41039

The post Integrated Learning Systems ILS Announces Strategic Focus on Leadership Training for 2026 appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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