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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Xtreme HD IPTV.org Is Back Live After a Short Shutdown — Official Announcement

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United States, 1st Jan 2026 – Xtreme HD IPTV.org  has announced that its service is now back online and running smoothly after a short and unexpected shutdown. The company confirms that all systems have been restored, and users can once again enjoy full access to their IPTV service without any issues.

During the downtime, many customers with active subscriptions were concerned about the temporary interruption. Xtreme HD IPTV apologizes for the inconvenience and thanks all users for their patience and support. The company says it received hundreds of positive messages on Reddit, IPTV forums, and social media from users around the world.

 

Official Domain Confirmed — Beware of Fake Websites

Xtreme HD IPTV has also issued a warning to users after several fake websites appeared during the outage. These websites look similar but are not connected to the company.

Official Website: https://xtremhdiptv.org/

Customers are advised to check the website address carefully before making any purchase. If unsure, they can contact the support team directly.

Official Contact Email:  info@xtremhdiptv.org 

Improved Stability and Performance

The technical team at Xtreme HD IPTV has made several upgrades to improve stability and speed across the platform. These improvements were added during the downtime to ensure a smoother and more reliable viewing experience.

“Our goal is to provide the most dependable IPTV service possible. The recent downtime allowed us to make upgrades that will benefit users in the long run,” the company said.

About Xtreme HD IPTV

Xtreme HD IPTV is a global IPTV provider offering thousands of live TV channels, a rich VOD library, and high-quality streaming on all major devices. Known for its speed, reliability, and strong customer support, Xtreme HD IPTV serves users worldwide.

Media Contact

Organization: Xtreme HD IPTV

Contact Person: John Lucas

Website: https://xtremhdiptv.org/

Email: Send Email

Address:410 Hillsborough St, Chapel Hill,

Address 2: NC 27514

Country:United States

Release id:39761

The post Xtreme HD IPTV.org Is Back Live After a Short Shutdown — Official Announcement appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

TruFairs Sets a New Standard for Customer-First, Transparent Online Home Shopping

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The Ohio-based eCommerce platform prioritizes trust, fair pricing, and quality-driven products to elevate the online shopping experience.

Canfield, Ohio, United States, 1st Jan 2026 – TruFairs, an emerging U.S.-based eCommerce platform, is redefining online home and lifestyle shopping by placing transparency, fairness, and customer trust at the center of every purchase. Built to address common frustrations in digital retail—such as unclear pricing, inconsistent quality, and complicated buying processes—TruFairs delivers a streamlined, reliable, and stress-free shopping experience.

Founded on a simple yet powerful principle—honest shopping without confusion—TruFairs avoids unnecessary gimmicks and focuses instead on clarity, usability, and dependable service. From product discovery to checkout, the platform is designed to ensure customers feel informed, confident, and valued at every step of their journey.

Brand Story and Mission

While ecommerce has grown rapidly, consumer trust has often failed to keep pace. Shoppers frequently encounter a disconnect between advertised value and actual product quality, leading to hesitation and dissatisfaction. TruFairs was launched to close that gap.

The company’s mission is straightforward: remove complexity from online shopping and replace it with honesty, fairness, and long-term value. TruFairs is committed to transparent pricing, accurate product representation, and ethical business practices. Rather than focusing on one-time transactions, the platform is built to foster lasting relationships through consistent, trust-driven experiences.

Platform and Product Overview

TruFairs offers a carefully curated selection of everyday home and lifestyle products, including:

  • Furniture and home décor
  • Top-selling mirrors and lighting items
  • Kitchen and dining products
  • Children’s indoor and outdoor items
  • Indoor and outdoor lifestyle essentials

Each product undergoes a structured quality review process to ensure durability, reliability, and compliance with industry standards. The platform’s intuitive design allows customers to browse, compare, and purchase products with ease—without unnecessary steps or distractions. According to early customer feedback, “TruFairs delivers exactly what online shopping should be clear pricing, solid quality, and no disappointment. What I ordered is exactly what I received.”

Security and data privacy are core priorities. TruFairs implements secure transactions and customer data protection measures to ensure a safe and confident shopping environment. By emphasizing simplicity, quality control, and trust, TruFairs delivers a seamless experience from first click to final delivery.

 

TruFairs eCommerce Platform

 

Founder’s Message

“TruFairs was built on the belief that customers deserve honesty, clarity, and fairness every time they shop online,” said Arindam Ghatak, Founder & CEO of TruFairs. “Every product on our platform is reviewed for authenticity and quality. We provide clear guidance, easy transactions, return options, and educational content—including step-by-step videos—so customers can shop with confidence. Our goal isn’t just to sell products, but to redefine how online shopping should feel.”

Future Vision and Growth Strategy

Looking ahead, TruFairs plans to expand its product offerings while maintaining its customer-first foundation. The company is investing in technology-driven improvements that enhance personalization, usability, and operational efficiency. By continuously refining security measures and platform performance, TruFairs aims to adapt to evolving consumer expectations while staying true to its core values.

The long-term vision is to establish TruFairs as a trusted leader in the eCommerce space—one that balances innovation with fairness and transparency.

About TruFairs

TruFairs is a U.S.-based eCommerce platform dedicated to simplifying online shopping through honest pricing, quality assurance, and user-focused design. Built on values of transparency, fairness, and customer satisfaction, TruFairs aims to strengthen trust between consumers and digital marketplaces while delivering reliable, everyday products for modern homes.

Media Contact

Organization: TruFairs

Contact Person: Arindam Ghatak

Website: https://trufairs.com/

Email: Send Email

Contact Number: +18448333267

Address:6105 Pebble Beach Ct, Canfield, Ohio 44406, United States

City: Canfield

State: Ohio

Country:United States

Release id:39763

The post TruFairs Sets a New Standard for Customer-First, Transparent Online Home Shopping appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

KeyCrew Media Selects The True Life Companies as Verified Expert for Attainable Housing Development and Real Estate Investment Strategy

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KeyCrew Media, a real estate analytics and media network, has selected The True Life Companies as a KeyCrew Verified Expert.

United States, 1st Jan 2026 – KeyCrew Media, a real estate analytics and media network, has selected The True Life Companies as a KeyCrew Verified Expert. The firm will contribute data-driven analysis on attainable housing development, real estate investment strategies, and market solutions addressing America’s housing affordability crisis.

KeyCrew Verified Experts are carefully selected as prolific market trend authorities who demonstrate exceptional insight and expertise in their fields. These distinguished professionals regularly contribute market insights, expert perspectives, and forward-looking analysis to help audiences navigate complex industry landscapes.

The True Life Companies bring a mission-driven approach to solving one of America’s most pressing challenges. As a real estate investment and development firm, the company specializes in transforming underutilized infill properties and vacant lots into vibrant housing opportunities nationwide, managing the entire development process from parcel identification through zoning, entitlements, site planning, and negotiations. Through their homebuilding subsidiary, Homes Built for America, they have the unique capability to deliver communities from concept to completion.

Led by founder and CEO Scott Clark, The True Life Companies has positioned itself at the intersection of profitable real estate investment and social impact. Clark’s vision emerged from recognizing the massive underinvestment in residential real estate following the 2008 financial crisis, which created today’s severe supply-demand dislocation. With approximately 68 million millennials and subsequent generations entering their home-buying years against a backdrop of insufficient housing inventory, the company focuses on markets with the most significant supply shortages.

“We’re not just building houses—we’re creating economic opportunity and helping restore access to the American Dream of homeownership,” said Scott Clark. “When moving trucks pull up to a community we’ve helped create, those families are starting a journey of wealth accumulation and stability that was becoming increasingly out of reach for their generation. That’s what drives our team every day.”

The True Life Companies’ strategy centers on four core tenets: controlling assets rather than owning them, which is designed to reduce capital risk; diversifying the firm’s portfolio across multiple geographic regions; diversifying across many different projects simultaneously; and deploying capital consistently over time. This disciplined approach is designed to help the firm navigate market cycles while continuously delivering attainable housing solutions. The company operates in markets across California, Colorado, Texas, North Carolina, Utah, and Seattle, with more than 5,000 home sites already delivered to market.

Clark brings decades of real estate expertise to the company’s mission. His recognition that the housing affordability crisis stems from systematic underbuilding rather than temporary market fluctuations has shaped the company’s long-term strategic vision. With a team of 60 employees distributed across key markets nationwide, The True Life Companies combines local market expertise with scalable processes.

“I’m honored that KeyCrew has selected us as a Verified Expert,” said Scott Clark. “The housing affordability crisis isn’t going away – it’s a fundamental supply-demand issue that requires sustained investment and creative solutions. We’re excited to share our insights on how strategic real estate investment can deliver both strong returns and meaningful social impact, creating opportunities for the next generation to experience the wealth-building benefits of homeownership that previous generations took for granted.”

Scott Clark’s Areas of Expertise Include:

  • Attainable Housing Development – Strategic approaches to increasing housing supply in high-demand markets
  • Real Estate Investment Strategy – Four-pillar framework for risk-adjusted strategy in residential development
  • Supply-Demand Market Analysis – Identifying and capitalizing on geographic markets with critical housing shortages
  • Underutilized Property Transformation – Converting infill sites and vacant lots into opportunities for thriving residential communities
  • Zoning & Entitlement Navigation – Streamlining regulatory processes to accelerate housing delivery
  • Homebuilder-Landowner Partnerships – Creating win-win structures that strengthen supply chains

About The True Life Companies

The True Life Companies is a Denver-based real estate investment and development firm dedicated to addressing America’s housing affordability crisis through strategic development of attainable housing. Managing the complete development lifecycle from acquisition through entitlements and delivery, the company operates nationwide with more than  5,000 home sites already delivered to market. Driven by both financial returns and social mission, The True Life Companies partners with landowners, homebuilders, and investors to create vibrant communities that restore access to the American Dream of homeownership. Website: www.thetruelifecompanies.com

About KeyCrew Media

KeyCrew Media is the next generation real estate intelligence platform that leverages AI-powered analytics and first-person reporting from verified experts to produce forward-looking insights across local markets and niche asset classes. Proprietary market reporting is delivered through KeyCrew’s growing portfolio of niche media properties – including KeyCrew Journal, NextAsset News, and other specialized publications – as well as selectively syndicated to media partners that influence industry decision-makers. Learn more at keycrew.co

Media Contact

Organization: KeyCrew Media

Contact Person: Heather Hook

Website: https://www.keycrew.co

Email: Send Email

Country:United States

Release id:39758

The post KeyCrew Media Selects The True Life Companies as Verified Expert for Attainable Housing Development and Real Estate Investment Strategy appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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