Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?
a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Foreclosure Recovery Inc. Expands Nationwide Surplus Fund Recovery Program for Former Homeowners
Wyoming-Based Company Offers No-Upfront-Fee Service, Having Served More Than 3,486 Clients Across the United States
United States, 21st Feb 2026 — Foreclosure Recovery Inc. (“FRI” or “the Company”), a Wyoming-based foreclosure surplus fund recovery firm headquartered at 30 N Gould St, Ste R, Sheridan, WY 82801, today announced the expansion of its nationwide Foreclosure Recovery Program. The program helps former homeowners identify, claim, and recover surplus funds that may be generated when a foreclosed property is sold at auction for an amount exceeding the total outstanding mortgage debt, liens, and associated costs.

What Are Foreclosure Surplus Funds?
When a foreclosed property is sold at auction for more than the total amount owed to the mortgage lender, junior lienholders, and applicable fees, the difference is commonly referred to as “surplus funds,” “overages,” or “excess proceeds.” These funds may represent equity the former homeowner built through mortgage payments, home improvements, and market appreciation. In many cases, former homeowners may not be aware that surplus funds from their foreclosure sale exist or that a process is available to request them.
How the Recovery Program Works
FRI offers a structured, step-by-step process to assist former homeowners in recovering surplus funds:
- Free Eligibility Assessment: FRI reviews foreclosure records to determine whether surplus funds may be available. Results are typically delivered within 24 hours at no cost to the homeowner.
- Contingency-Based Engagement: If surplus funds are identified, the homeowner may enter into a contingency agreement with zero upfront fees. The Company’s compensation is structured as a percentage of funds successfully recovered—the homeowner pays nothing unless funds are received.
- Forensic Audit and Title Search: FRI conducts an audit of the foreclosure sale records, reviews the homeowner’s information, identifies any competing interests, and calculates the amount potentially available for recovery.
- Claims Filing and Communication: The Company prepares and files required documentation and manages communications with the relevant entities on the homeowner’s behalf. The process typically takes two to six months.
- Fund Distribution: Upon successful recovery, funds are distributed to the homeowner’s designated bank account with a detailed accounting of all amounts recovered and fees applied.
Client Impact
To date, FRI has served more than 3,486 clients nationwide, with individual recoveries ranging from $10,000 to more than $100,000. In one case, a 73-year-old woman recovered $64,000 in surplus funds following the sale of her former home. The recovery helped her secure stable housing and address other personal needs. For many clients, these recoveries provide meaningful financial support during a period of transition.
Commitment to Ethical Standards
FRI is committed to transparency and consumer protection. Key commitments include: full written disclosure of all fees and terms before any agreement is signed; a strict no-upfront-fee policy; a no-recovery, no-fee guarantee; compliance with applicable federal and state regulations; and industry-standard data security practices. The Company encourages homeowners to consult with independent legal or financial professionals before engaging its services.
Important Disclosures
Foreclosure Recovery Inc. is not a law firm and does not provide legal advice. Recovery of surplus funds is subject to individual case evaluation and applicable state and local procedures. Results vary based on property sale price, outstanding liens, applicable fees, and jurisdiction-specific requirements. Past performance does not guarantee future results. Homeowners with questions about their individual circumstances should consult a licensed attorney or housing counselor.
Contact Information
Former homeowners interested in learning whether surplus funds may be available from a past foreclosure sale may contact FRI for a free, no-obligation assessment:
Online: www.usforeclosurerecovery.com/claim-foreclosure-surplus-funds
Phone: (888) 545-8007
Email: claim@usforeclosurerecovery.com
Mail: Foreclosure Recovery Inc., 30 N Gould St, Ste R, Sheridan, WY 82801
About Foreclosure Recovery Inc.
Foreclosure Recovery Inc. is a nationwide foreclosure surplus fund recovery company headquartered in Sheridan, Wyoming. The Company provides a no-upfront-fee recovery service that includes eligibility assessment, forensic auditing, claims filing, and fund distribution. FRI has served more than 3,486 clients across the United States. For more information, visit www.usforeclosurerecovery.com or call (888) 545-8007.
Editor’s Note: This press release is distributed for informational purposes and does not constitute legal or financial advice. Members of the media seeking additional information or interviews may contact Foreclosure Recovery Inc. at (888) 545-8007 or claim@usforeclosurerecovery.com.
Media Contact
Organization: Foreclosure Recovery Inc
Contact Person: Rebecca Maguire
Website: https://usforeclosurerecovery.com/
Email: Send Email
Contact Number: +18885458007
Address:30 N Gould St, Ste R, Sheridan, WY 82801
Country:United States
Release id:41321
The post Foreclosure Recovery Inc. Expands Nationwide Surplus Fund Recovery Program for Former Homeowners appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Nicola’s Marketplace Launches Chef Curated Meal Kits for Family Dinners and Date Nights
Authentic Roman recipes crafted with local farm-fresh ingredients and imported DOP cheeses, now shipping nationwide from New Jersey
Kenilworth, New Jersey, United States, 21st Feb 2026 – Nicola’s Marketplace proudly announces the expansion of its Chef Curated Meal Kits, bringing authentic Roman cuisine to home kitchens across the country. Designed for family dinners, date nights, and special gatherings, these premium kits combine convenience with the uncompromising quality Chef Nicola is known for.
Each meal kit is rooted in traditional Roman recipes and built with carefully selected ingredients. Handmade pasta is crafted using local eggs, while seasonal vegetables such as spinach and roasted corn are incorporated into select offerings. Every kit is finished with imported DOP cheeses and premium Italian olive oils to ensure true Old World flavor.

Among the featured selections is the beloved Cacio e Pepe, a Roman staple known for its bold simplicity. Customers can also explore other iconic Roman dishes through curated bundles such as the Bucatini all’Amatriciana Bundle, which highlights rich tomato sauce and authentic cured pork, and the Bucatini alla Gricia Bundle, a classic Roman preparation featuring Pecorino Romano and black pepper.
“Our mission is to make restaurant-quality Italian meals accessible at home without sacrificing authenticity,” says Chef Nicola. “By combining local farm-fresh ingredients with imported DOP cheeses and traditional Roman techniques, our Chef Curated Meal Kits allow families to gather around the table and experience the true taste of Italy.”
Each kit is thoughtfully portioned and designed for ease of preparation, making gourmet Italian cooking approachable for both experienced home chefs and beginners alike. From weeknight dinners to intimate celebrations, these meal kits offer a simple way to elevate any occasion.
With nationwide shipping available, Nicola’s Marketplace continues to expand its reach while staying true to its roots in Italian culinary tradition.

About Nicola’s Marketplace
Based in New Jersey, Nicola’s Marketplace specializes in artisanal Italian food products, handcrafted pasta made with local eggs, imported DOP cheeses, premium olive oils, and chef-prepared specialties inspired by traditional Roman cuisine. Founded by Chef Nicola, the marketplace reflects a lifelong dedication to quality, authenticity, and farm-to-table sourcing.
Media Contact:
Nicola’s Marketplace
Email: hello@nicolasmarketplace.com
Website: nicolasmarketplace.com
Media Contact
Organization: Nicolas Marketplace
Contact Person: Chef Nicola
Website: https://nicolasmarketplace.com/
Email: Send Email
Address:735 Fairfield Ave, Kenilworth, NJ 07033
City: Kenilworth
State: New Jersey
Country:United States
Release id:41730
The post Nicola’s Marketplace Launches Chef Curated Meal Kits for Family Dinners and Date Nights appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Nakuja Expeditions Offers All-Encompassing African Journeys Across Five Iconic Safari Destinations
Luxury Safari Company Expands Customized Travel Experiences Across Tanzania, Kenya, Rwanda, Uganda, and South Africa
Houston, TX, 20th February 2026, ZEX PR WIRE, Nakuja Expeditions, a Tanzania-based luxury safari specialist, is proud to offer fully customized, all-encompassing African journeys across five of the continent’s most iconic safari destinations: Tanzania, Kenya, Rwanda, Uganda, and South Africa. With a focus on private travel, high-end accommodations, and immersive wildlife experiences, the company continues to position itself as a trusted provider of tailor-made African adventures for international travelers.
Headquartered in Arusha, Tanzania, with a U.S. office in Houston, Texas, Nakuja Expeditions designs seamless multi-country itineraries that combine world-renowned wildlife encounters with cultural exploration and luxury comfort. From witnessing the Great Wildebeest Migration in Tanzania and Kenya to trekking mountain gorillas in Rwanda and Uganda, each safari is carefully curated to match the traveler’s preferences, timeline, and budget.
“Our goal is to provide more than just a safari,” said a spokesperson for Nakuja Expeditions. “We create personalized African journeys that connect travelers to wildlife, landscapes, and local communities in a meaningful and unforgettable way.”
Nakuja Expeditions offers a diverse portfolio of experiences, including luxury Tanzania safaris in Serengeti and Ngorongoro, private family safaris, honeymoon journeys, Kilimanjaro climbing expeditions, and Zanzibar beach extensions. The company partners with carefully selected luxury lodges, boutique camps, and premium hotels to ensure comfort and exclusivity throughout every trip.
Unlike standardized group tours, Nakuja Expeditions specializes in private departures led by experienced local guides who provide in-depth knowledge of wildlife behavior, conservation efforts, and regional culture. This personalized approach allows travelers to explore East and Southern Africa at their own pace while enjoying elevated service standards.
“We believe luxury travel should be both transformative and responsible,” the spokesperson added. “As a locally based company, we are deeply committed to supporting community initiatives and ensuring tourism creates a positive, lasting impact.”
Beyond delivering exceptional safari experiences, Nakuja Expeditions actively supports community-driven projects connected to education and social development in Tanzania. By integrating responsible tourism principles into its operations, the company ensures that travel contributes to local empowerment and sustainable growth.
With growing demand from North American and European markets, Nakuja Expeditions continues to expand its offerings across the region, providing clients with seamless cross-border travel planning, expert guidance, and curated accommodations that reflect the highest standards of African hospitality.
Travelers seeking authentic yet refined African experiences can work directly with Nakuja’s safari specialists to design bespoke itineraries that bring together wildlife, adventure, relaxation, and cultural immersion into one comprehensive journey.
About Nakuja Expeditions
Nakuja Expeditions is a Tanzania-based luxury safari company offering tailor-made travel experiences across Tanzania, Kenya, Rwanda, Uganda, and South Africa. Specializing in private safaris, Kilimanjaro climbs, gorilla trekking adventures, beach holidays, and multi-country African journeys, the company is committed to personalized service, premium accommodations, and responsible tourism initiatives that benefit local communities.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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