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When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

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5 years ago

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Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Hoops Klub Launches Premium Basketball Court Rental Experience in the Heart of Brooklyn, Elevating Access for NYC Athletes

Published

10 minutes ago

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November 27, 2025

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United States, 27th Nov 2025 – Hoops Klub, Brooklyn’s newest dedicated basketball destination, today announced the official expansion of its premium basketball court for rent services, offering athletes, trainers, teams, and recreational players access to one of New York City’s top indoor facilities. Strategically located in the heart of Brooklyn, Hoops Klub delivers a modern, high-energy environment designed to meet the growing demand for basketball court rentals and professional-grade practice space across NYC.

With the surge of local leagues, youth programs, training academies, and recreational players seeking reliable indoor courts, Hoops Klub is filling a significant gap in the community. The facility is purpose-built to provide a safe, clean, and accessible space for players at every skill level—from beginners sharpening fundamentals to competitive athletes pushing peak performance.

“Brooklyn deserves a basketball home where players can train without limitations, connect with the culture, and feel the energy of the game,” said Coach G, spokesperson for Hoops Klub. “We built Hoops Klub to be that place. Whether you’re booking an indoor basketball court rental in NYC, hosting team practices, or organizing private sessions, our space is crafted to elevate every player’s experience.”

A Modern, Accessible Space for NYC Basketball Culture

Hoops Klub offers a full-size, hardwood indoor court equipped with professional lighting, reliable climate control, and regulation markings that meet competitive standards. The facility’s central location provides easy access via public transportation, making it one of the most convenient basketball gyms in Brooklyn for individuals and teams.

Players can now secure basketball gym rentals for a wide range of activities, including:

  • Team practices
  • Private coaching sessions
  • Open runs and pickup games
  • Skills development training
  • Content creation and sports filming
  • Youth clinics and small tournaments

Flexible scheduling options make it simple for groups, coaches, and individual players to rent a basketball court in NYC without restrictive long-term commitments. Hourly and multi-session packages ensure affordability while maintaining premium quality.

Meeting NYC’s Growing Demand for Indoor Training Space

As demand for indoor basketball court rental in NYC continues to rise, Hoops Klub stands out not only for its location and facility quality but also for its community-driven mission. The Klub aims to support Brooklyn’s basketball culture by creating an inclusive and energetic hub where players can thrive.

“New York City is the mecca of basketball, but accessible indoor courts are limited,” added Coach G. “Hoops Klub is here to change that. We want every player—from weekend hoopers to elite competitors—to have a place that feels like their home court.”

Supporting Local Athletes, Trainers & Community Groups

Hoops Klub welcomes partnerships with trainers, youth organizations, and program directors seeking dependable indoor basketball court for rent options. The facility is also ideal for sports entrepreneurs who need a professional environment for events, video shoots, and athletic content.

The club’s online platform, Hoopsklub.com, allows users to view availability, secure bookings, and request custom scheduling. Its streamlined system ensures players spend less time planning and more time on the hardwood.

About Hoops Klub

Hoops Klub is a premier basketball facility based in Brooklyn, NY, offering high-quality indoor basketball gym rental NYC services for players of all ages and levels. Designed as a modern hub for the city’s thriving basketball community, Hoops Klub delivers a clean, safe, and energetic space for training, competition, and recreation. Its mission is to make top-tier basketball environments accessible to everyone who loves the game.

Media Contact

Organization: Hoops Klub

Contact Person: Attn: Coach G

Website: https://hoopsklub.com/

Email: Send Email

Address:Brooklyn, NY, USA

Country:United States

Release id:37922

The post Hoops Klub Launches Premium Basketball Court Rental Experience in the Heart of Brooklyn, Elevating Access for NYC Athletes appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

CalStudio Launches Studios: Empowering Creators to Bundle and Sell AI Apps in Branded Marketplaces

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10 minutes ago

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November 27, 2025

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United States, 27th Nov 2025 – CalStudio, the leading no-code AI app builder platform, today unveiled Studios, an innovative new feature that enables creators to bundle multiple AI apps into a single branded storefront. This release allows creators to launch their own AI marketplaces, offering several tools under one cohesive brand with unified subscriptions and customizable domains.

With the growing adoption of AI-powered applications, creators are increasingly seeking ways to manage, monetize, and present multiple apps as part of a unified ecosystem. Studios address this need by providing a comprehensive platform for organizing, branding, and selling collections of AI apps, making it easier than ever for creators to reach users with a streamlined experience.

A Marketplace Experience for AI Apps

The Studios feature transforms the traditional app listing model into a marketplace-style experience. Creators can now organize multiple AI apps into a single, easy-to-navigate interface where users can browse, discover, and access different tools from one location. This approach not only enhances user engagement but also helps creators present a polished and professional digital storefront.

Simplified Subscription Management

Monetization is simplified through unified subscription management. Multiple apps within a Studio can be offered under a single subscription plan, allowing creators to manage billing and user access efficiently. This feature is particularly valuable for educators, developers, and businesses who want to monetize a suite of tools without forcing users to manage separate subscriptions for each app.

Custom Branding and Domain Support

Each Studio can be fully customized to reflect a creator’s brand identity. Logos, color schemes, layouts, and other design elements can be tailored to create a cohesive experience. In addition, creators can publish Studios on custom domains — such as footballgpt.io — providing a professional and recognizable web presence. Embeddable options are also planned for future updates, further enhancing the versatility of the platform.

Studios in Action

Early adopters are already leveraging Studios to launch their own branded AI ecosystems:

  • Science Studio – An educational Studio offering AI-powered learning tools that help students explore science interactively.
  • FootballGPT.io – A sports-focused Studio providing personalized GPT-based training assistants for athletes and coaches.

These examples demonstrate how Studios enables a wide range of use cases, from education and sports to business tools and productivity apps.

A New Era for AI App Creators

“Studios turns CalStudio from an app builder into a full-fledged platform for creators,” said Aditya Saxena, Founder and CEO of CalStudio. “It allows anyone to create an entire branded ecosystem where users can access multiple AI apps in a consolidated manner. By combining no-code creation tools, integrated billing, analytics, and branding, we’re redefining how creators build and monetize AI products online.”

Availability

Studios is available now for all CalStudio users. To explore existing Studios or create your own branded AI marketplace, visit www.calstudio.com.

About CalStudio

CalStudio is a no-code and low-code platform that empowers creators, educators, and businesses to build, launch, and monetize custom AI apps using leading AI models such as GPT-5, Claude Sonnet 4.5, Gemini 3, and more. The platform supports features including document uploads, tool integrations, voice capabilities, and custom domains, making AI accessible to everyone without the need for coding expertise.

Since its inception, CalStudio has grown to serve over 30,000 users worldwide, enabling creators to transform ideas into shareable, functional AI applications in minutes. With Studios, CalStudio continues its mission to provide creators with the tools and flexibility needed to thrive in the rapidly expanding AI ecosystem.

Media Contact

Organization: CalStudio

Contact Person: Support Team

Website: https://calstudio.com

Email: Send Email

Country:United States

Release id:37920

The post CalStudio Launches Studios: Empowering Creators to Bundle and Sell AI Apps in Branded Marketplaces appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

United of Web – Design and Develop NYC Unveils Next-Generation Web Design, Development and SEO Solutions for New York Businesses

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10 minutes ago

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November 27, 2025

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United States, 27th Nov 2025 – United of Web | Design & Develop NYC, a leading NYC web design agency, today announced an expanded lineup of digital services designed to help businesses strengthen their online presence, attract more customers, and outperform competitors in an increasingly crowded digital marketplace. With a renewed focus on web development, creative design, and high-impact local SEO, the company is positioning itself as NYC’s premier partner for measurable digital success.

Located in the heart of New York City, United of Web specializes in crafting high-performance websites and strategic digital campaigns tailored to the fast-evolving needs of small businesses, startups, and growing enterprises. As consumer expectations rise and digital competition intensifies, businesses across the region are seeking solutions that combine aesthetics, functionality, and visibility. United of Web’s team of seasoned designers, developers, and SEO specialists aims to deliver exactly that.

“Businesses need more than just a beautiful website—they need a platform engineered for results,” said Alexander, Lead Strategist at United of Web. “Our approach integrates clean design, custom software solutions, and data-driven SEO to help clients increase visibility, generate leads, and grow with confidence.”

A Complete Digital Success Ecosystem

United of Web offers a comprehensive suite of services that cover every step of the digital transformation journey:

  • Custom Web Design & UI/UX Development
    The agency’s top-rated website designer NYC team builds visually captivating, mobile-optimized websites designed to convert visitors into customers. User experience and brand storytelling are central to each project.
  • Full-Scale Web Development
    From custom-coded platforms to e-commerce solutions and advanced software integrations, United of Web develops high-performing digital systems built for speed, scalability, and long-term performance.
  • Search Engine Optimization (SEO)
    With a dedicated SEO agency New York team, United of Web implements strategic organic growth campaigns to boost visibility, especially for businesses targeting competitive neighborhoods across NYC. Their local SEO systems help clients dominate local search results, attract nearby customers, and improve overall digital authority.
  • Digital Marketing & Online Branding
    Beyond design and SEO, United of Web supports clients with content strategy, online advertising, and digital branding, ensuring cohesive and impactful marketing across all channels.

Serving NYC’s Fastest-Growing Industries

New York City’s diverse business landscape demands flexibility and innovation. United of Web works with companies across retail, healthcare, hospitality, finance, e-commerce, real estate, and professional services.

Each project is tailored to the unique needs of the business, ensuring that every website, campaign, and digital asset aligns with the client’s goals, target audience, and brand identity.

Commitment to Results

What sets United of Web apart is its results-driven mindset. Every project is guided by analytics, performance tracking, and continuous optimization. The agency’s systems are designed not only to launch successfully but also to evolve as the client’s business grows.

“Our goal is simple: deliver digital products that actually move the needle,” Alexander added. “Whether it’s ranking higher on Google, improving user engagement, or increasing conversions, we focus on outcomes—not just aesthetics.”

About United of Web | Design & Develop NYC

United of Web is a premier NYC web design and development agency providing cutting-edge digital solutions for businesses of all sizes. Specializing in web design, development, organic growth strategies, and local SEO, the company helps brands strengthen their online presence and achieve measurable results. With a team of experts dedicated to quality, innovation, and performance, United of Web is committed to elevating the digital landscape of New York City.

For more information visit https://unitedofweb.com .

Media Contact

Organization: United of Web | Design & Develop NYC

Contact Person: Alexander

Website: https://unitedofweb.com/

Email: Send Email

Country:United States

Release id:37921

The post United of Web – Design and Develop NYC Unveils Next-Generation Web Design, Development and SEO Solutions for New York Businesses appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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