Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.
In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.
In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.
How to apply for HyperCard?
a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard
c Submit KYC documents and pass the certification
d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Explora Books to Feature Award-Winning Author Judy Quan at the 2026 Beijing International Book Fair
Explora Books will feature award-winning author Judy Quan at the 2026 Beijing International Book Fair (June 17–21) at the China National Convention Center (CNCC) in Beijing. Quan’s two powerful books navigate the complex intersections of faith, trauma, and equality. Her featured titles, Surviving Religious Abuse and The Christian Feminist, offer the global audience a roadmap for spiritual restoration and a bold re-examination of women’s roles within a modern Christian context.
Vancouver, British Columbia, Canada, 8th May 2026 – The drive to produce these works stems from Quan’s personal history as a survivor of physical, emotional, and spiritual abuse. Her journey deepened when her daughter Ruth helped her recognize that the experiences she had described had a specific name: religious abuse. Compelled by a deep inner calling to share that journey, she became a leading voice for those whose sincerity has been weaponized by controlling religious organizations.
A retired nurse, paralegal, and hospital chaplain, Judy Quan has been a seasoned, award-winning writer since her middle school years. Her life’s work is defined by the servant leader model of discipleship—a mission focused on pointing others toward the Savior while providing practical tools for emotional and spiritual health. She has spent decades in lay ministry alongside her husband, Jeff Quan, Licensed Professional Counselor-Supervisor. Together, they served for ten years in Stephen Ministry, gaining the rigorous training necessary to accompany individuals through life’s greatest challenges with empathy and scriptural wisdom.
In Surviving Religious Abuse, Quan explores the hidden nature of spiritual manipulation that conceals itself behind a veil of sacred authority. This book provides a vulnerable look at Quan’s own escape from an abusive marriage and the indoctrination of a radical sect that claimed exclusive access to heaven. It also integrates clinical insights from Jeff Quan, LPC-S, who draws on his trauma therapy experience to introduce the Power/Control Cycle—a framework for understanding how survivors can reclaim personal agency in the present. Judy’s own recovery chapters guide readers through establishing healthy, God-given boundaries as a pathway from survival to thriving.
Challenging the notion that faith and feminism are opposed, The Christian Feminist presents a reasoned case for gender equality, firmly rooted in the life of Jesus. Quan highlights the better role chosen by Mary, the sister of Lazarus, whom Jesus praised for seeking spiritual teaching over traditional domestic duties. By showcasing biblical leaders such as the judge Deborah and Lydia—a seller of purple and a successful businesswoman who supported the early church and brought her household to faith in Christ—the work calls for a return to the simple gospel, stripped of the traditions of men that have been used to subordinate women.
Quan asserts that true Christianity is based on love and mutual respect, rather than human power struggles or the jockeying for superior positions. She maintains that feminism is not about the hatred of men, but about honoring the equal but different values of all individuals. Her vision promotes a home and church organized around mutual submission, where no class of individuals is endowed with privileged status based solely on anatomy. “There is neither male nor female . . . for you are all one in Christ” (Gal. 3:28, NIV).
Attendees of the 2026 Beijing International Book Fair are invited to visit the Explora Books exhibit to explore these transformative works. Surviving Religious Abuse and The Christian Feminist are available on Amazon.
About Explora Books
Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.
Media Contact
Organization: Explora Books Ltd
Contact Person: Simon Pratt
Website: https://explorabooks.com/home
Email: Send Email
Contact Number: +16043306795
Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada
City: Vancouver
State: British Columbia
Country:Canada
Release id:44810
The post Explora Books to Feature Award-Winning Author Judy Quan at the 2026 Beijing International Book Fair appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Wyveda I. Philbert’s Great Loop Memoir to Be Featured at the 2026 Beijing International Book Fair
Explora Books will feature Wyveda I. Philbert’s nautical memoir, A Young Man’s Dream: An Old Man’s Reality, at the 2026 Beijing International Book Fair, taking place June 17–21 at the CNCC in Beijing. The memoir appeals through its detailed chronicle of one couple’s journey along America’s Great Loop—a 5,000-mile inland waterway route that winds up the East Coast, across the Erie Canal, through the Great Lakes, and back to Florida via the Gulf of Mexico—while offering insights into adventure, resilience, and partnership.
Vancouver, British Columbia, Canada, 8th May 2026 – The Great Loop has long captured the imagination of boaters across North America, and Philbert’s account shows why. Her husband, Joe, was inspired by a 1950s article about a solo sailor who completed the route in a 17-foot outboard cruiser. He had dreamed of making the journey since his teenage years. After retiring, he spent five years preparing their 31-foot Bombay Clipper sailboat, Whoosher, before finally setting out. The only question was whether his wife—who had never been around boats, couldn’t swim, and had no intention of going—would come along.
Told with candor, humor, and a sailor’s eye for detail, the memoir follows the couple’s route along the Intracoastal Waterway (ICW). They travel from their home dock in Alva, Florida, north through Georgia and South Carolina, past the historic ports of Charleston and Beaufort, into the Chesapeake Bay, across the Erie Canal, and into the Great Lakes before turning south through America’s river system.
Along the way, Philbert captures the unique experience of liveaboard boating. Submarines surface near coastal bases, flamingos crowd island shores, jellyfish drift past at dusk, and porpoises race alongside the bow. Each stop reveals towns rich with history. The book also functions as a practical ICW companion, offering insight for readers planning—or imagining—their own Great Loop journey.
At the heart of the memoir are the relationships formed along the way. An accidental encounter with another couple, Rodger and Dee, at a Florida lock becomes one of the book’s central threads. The two boats travel together up the coast, sharing anchorages, meals, and the daily rhythms of life on the water. Their friendship reflects the close-knit community that emerges among Great Loop sailors—strangers united by a shared journey who quickly become something more like family.
Beyond its sailing content, the book resonates with its central theme: the courage to pursue a lifelong dream despite uncertainty, risk, and inexperience. Philbert’s voice is warm, self-deprecating, and candid—that of a reluctant first mate turned committed traveler. Her growing appreciation for the natural world and the generosity of strangers give the narrative its emotional core.
For readers who have ever dreamed of casting off the lines and following the water wherever it leads, this memoir offers an immersive alternative. Explora Books will showcase the title at its exhibition booth during the 2026 Beijing International Book Fair.
A Young Man’s Dream: An Old Man’s Reality is also available through Amazon and other major retailers.
About Explora Books
Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.
Media Contact
Organization: Explora Books Ltd
Contact Person: Simon Pratt
Website: https://explorabooks.com/home
Email: Send Email
Contact Number: +16043306795
Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada
City: Vancouver
State: British Columbia
Country:Canada
Release id:44808
The post Wyveda I. Philbert’s Great Loop Memoir to Be Featured at the 2026 Beijing International Book Fair appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
RiVirtual Unveils Digital Platform Combining Real Estate and Financial Technology Services
New ecosystem and Partner Network connect developers, brokers, lenders, and enterprises on one digital backbone — replacing legacy paperwork rituals with real-time, data-driven workflows.
Anaheim, CA, United States, 7th May 2026 — RiVirtual, a next-generation property and finance technology platform, today announced its entry into the United States market with the launch of Rivirtual.com and the RiVirtual Partner Network. The unified PropTech–FinTech ecosystem is designed to replace the slow, fragmented processes that define traditional real estate and lending — turning what the company calls “industry rituals” into intelligent, connected workflows.
U.S. residential real estate is the largest asset class in the country, valued at more than $50 trillion. Yet the industry continues to operate on workflows built decades before cloud, mobile, or AI: closing timelines average 45 days, and transaction data remains fragmented across brokers, lenders, title companies, insurers, and compliance teams. RiVirtual is built to close that gap.
“Real estate and finance are the two largest sectors of the U.S. economy, and also two of the most process-heavy,” said Raj Varma Founder and CEO of RiVirtual. “We built RiVirtual to bridge the gap between property decisions and financial execution — so that discovery, evaluation, financing, execution, and management all happen on a single intelligent rail.”
A Unified Platform for Property and Finance
RiVirtual operates simultaneously as PropTech and FinTech, eliminating the handoff costs that have historically slowed U.S. property transactions. The platform combines:
- PropTech capabilities — property intelligence, transactions, and asset management.
- FinTech capabilities — payments, financing, verification, and compliance.
- Real-time workflow automation — replacing manual checkpoints with intelligent triggers.
- Unified data layer — connecting property, borrower, and compliance data across stakeholders.
The result is a single flow where buyers, sellers, lenders, brokers, and enterprise clients work from the same source of truth — instead of stitching together disconnected systems and email threads.
The RiVirtual Partner Network
Alongside the platform launch, RiVirtual is introducing its Partner Network — a connected ecosystem bringing together real estate developers, brokers, channel partners, financial institutions, service providers, and enterprise clients on a shared digital backbone.
Unlike traditional, linear partnerships, the RiVirtual Partner Network is network-driven: every partner is connected, opportunities surface in real time, and execution is faster, more transparent, and scalable. The model is designed to help U.S. operators adapt to a post-NAR-settlement market, where commission structures, partner economics, and consumer expectations are all being rewritten at the same time.
“Software alone doesn’t transform an industry — networks do,” added Raj Varma “The RiVirtual Partner Network turns a one-to-one transaction model into a many-to-many ecosystem. One platform, many stakeholders, shared upside.”
Why It Matters for the U.S. Market
For U.S. organizations adopting RiVirtual and the Partner Network, the impact lands in metrics that matter to boards and operators alike:
- Faster deal closures and reduced cycle times.
- Lower operational friction across brokers, lenders, and title.
- Higher transparency and stronger compliance posture.
- Scalable, networked partnership growth.
- Better, faster, data-driven decision-making.
In a market where margin compression is real and consumer expectations have been reset by every other digital experience, those gains compound quickly.
Availability
RiVirtual is available to U.S. real estate developers, brokers, lenders, channel partners, and enterprise clients beginning October 2026 Organizations interested in joining the RiVirtual Partner Network can request access at Rivirtual.com.
About RiVirtual
RiVirtual is a unified PropTech–FinTech platform redefining how property and finance work together. Through Rivirtual.com and the RiVirtual Partner Network, the company connects developers, brokers, lenders, service providers, and enterprise clients on a single intelligent ecosystem — replacing legacy paperwork rituals with real-time, data-driven workflows. RiVirtual’s mission is to make property and finance faster, smarter, and more connected for the digital-first economy. Learn more at Rivirtual.com.
Media Contact
Organization: RiVirtual Inc
Contact Person: Mike Jones
Website: https://rivirtual.com/
Email: Send Email
Contact Number: +18888658055
Address:1950 W Corporate Way
City: Anaheim
State: CA
Country:United States
Release id:44720
The post RiVirtual Unveils Digital Platform Combining Real Estate and Financial Technology Services appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Explora Books to Feature Award-Winning Author Judy Quan at the 2026 Beijing International Book Fair
Wyveda I. Philbert’s Great Loop Memoir to Be Featured at the 2026 Beijing International Book Fair
RiVirtual Unveils Digital Platform Combining Real Estate and Financial Technology Services
Benzinga Money Article Discusses How to Become Part of the 12% of Retirees Who Have Achieved the Recommended $550,000 Minimum Retirement Savings Threshold
Apu Apustaja Conquers New York with Lively Street Ads, Including Times Square Billboard
Bay Smokes Maintains Quality Amid Legislative Changes in the Hemp Industry
-
Press Release1 week ago
Representatives from More Than 40 Countries Discuss New Models of Global Growth in Moscow
-
Press Release7 days ago
Breescape Cooling Products Earn Prestigious Good Housekeeping Seal
-
Press Release1 week ago
Anyang Wire Mesh Launches New Epoxy and Oil-Water Separation Mesh for Global Filtration
-
Press Release1 week ago
Excimerlight Breakthrough UV Technology: 172nm EUV 222nm and 254nm Pet Disinfection Lamp
-
Press Release6 days ago
Crypto Office Makes Working with Cryptocurrencies Simple and Secure
-
Press Release6 days ago
Milestone Launches Project : Tsavkisi, The First Design-Code Community Near Tbilisi
-
Press Release6 days ago
Dark Watch Integration with Leading Service Platform Sets a New Standard of Care in Therapist Safety
-
Press Release6 days ago
Kazakhstan Launches New “Golden Visa” Programme to Attract Global Talent and Investment