Press Release
The impact of distributed storage of traffic data on the Web 3.0 ecology, the beginning of the transformation of the Internet economy

With the accelerated development of Web 2.0, the Internet has now entered the Web 3.0 era. We know that the essence of the Web 1.0 era is alliance. Static data reading and display was the most advanced information transmission method of Web 1.0 at that time. Web 1.0 opened the door to the Internet world for the first time. Then, with the emergence of the Web 2.0 ecology, the interactive effects of the Internet began to show, and everyone was able to freely build their own Internet value IP. Unfortunately, Web 2.0 has not brought direct economic effects to people. The emergence of Web 3.0 integrates the advantages of the previous two generations of Web, avoids the shortcomings, and returns the economic effects directly to the users themselves. Web 3.0 is a brand-new Internet application model that links information transmission and economic effects. We can understand Web 3.0 as intelligent interconnection.
In recent years, with the large-scale development of the flow economy, the flow has driven the release of productivity. Nowadays, the transformation of the digital economy has no time to delay. The large-scale expansion of traffic data has also revealed the drawbacks of traditional centralized storage, such as high storage costs, low security performance, and slow transmission efficiency. As the underlying infrastructure of the current Internet economy, traffic data plays a crucial decisive factor for the future Internet economic model. But how to solve the long-standing problems in the current traffic data storage market has been plagued many people. The emergence of Flowcoin may be able to solve this series of existing problems.
Flowcoin is a new application ecology that uses distributed storage solutions to solve flow data storage. Flowcoin provides a stable network environment for flow data storage by establishing a DSN retrieval network with high stability, security, and transparency. Compared with centralized and integrated data storage, the Flowcoin network uses ledger storage, that is, excluding centralized cloud storage service providers, and directly exchanges values between users. For example, user A wants to store traffic data and is willing to pay for the storage fee, user B provides storage space and performs traffic data storage for user A. And Flowcoin adopts the storage mechanism of space-time proof, which can effectively monitor user B who provides storage space in real time to prevent data storage interruption caused by human factors in the middle. During this period, all storage allocation is for each participant in the network. It’s all public. In each block, the network will check whether each required proof of distribution exists, check whether they are valid, and take corresponding measures: if any proof is lost or invalid, the network will punish storage by deducting part of the collateral User B. If a large amount of data is proved to be lost or the storage is invalid, the network will determine that the storage user B is faulty and set the order as failed, and re-launch a new order of the same fragment into the market. Ensure that user A who needs storage can meet the corresponding storage requirements. Under this scheme, value can be directly exchanged and market demand can be dynamically balanced, allowing users to achieve intelligent interconnection.
With the application of 5G, we have fully entered the era of the Internet of Everything, that is, the era of massive data storage. Everyday data is growing rapidly. The privacy, security, and value of data are particularly important. With the birth of blockchain, Web3.0 has a new definition, that is, value interconnection. Web3.0 will create a new digital economy system, create new business models and markets, and will bring convenience to the free flow of value. In the future, the transfer of value will be global, instant, free, and accessible to everyone. It will be more people-oriented, focusing on data security and privacy. The security and stability of data will be the underlying structure of the future development of the Internet, and the development of the traffic economy will promote the process of digital transformation in related industries. Data is an important “factor of production” in the Web3.0 era. Like the traditional “factors of production” of land, capital, and labor, it has circulation value and sustainable reproduction value. Flow data will also be the most important “factor of production” in the Internet economy. Therefore, whether flow data storage is reasonable, efficient, convenient and safe is indispensable. The emergence of Flowcoin is expected to break the long-standing technology in the current flow data storage market Disadvantages play a crucial decisive factor for the economic transformation of the Internet industry. With the continuous advancement of technology, Flowcoin will strengthen the stability of the overall structure of the DSN network, and provide feasible development strategy deployment, build a high-density centralized storage room, and empower the Internet economy by building a flow computing power network. Accelerate the operation of the Internet’s digital economy.
#Flowcoin’s official community link
1. Telegram:
2. Twitter:
3. Facebook:
https://www.facebook.com/coin.flow.18/
4. Medium:
https://flowcoin001.medium.com/
5. Reddit:
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Kevin D. Oden & Associates: New Federal Model Risk Guidance (SR 26-2) Leaves Generative and Agentic AI Outside Scope, Shifting the Burden to Institutions
San Francisco, CA, 24th June 2026, ZEX PR WIRE — Kevin D. Oden & Associates (KDOA), a model risk management and quantitative advisory firm, today shared its perspective on SR 26-2, the revised interagency guidance on model risk management issued jointly by the Federal Reserve, the Office of the Comptroller of the Currency, and the FDIC on April 17, 2026.

The revised guidance (SR 26-2, OCC Bulletin 2026-13, and FDIC FIL-15-2026) supersedes the 2011 guidance widely known as SR 11-7, which had governed how banking organizations identify, validate, monitor, and govern quantitative models for fifteen years. The update moves toward a more flexible, principles-based approach that is tailored to an institution’s model risk profile and the size and complexity of its operations. It is expected to be most relevant to banking organizations with more than $30 billion in total assets, though smaller institutions with significant model-risk exposure may also fall within its expectations.
KDOA’s central observation is what the guidance leaves out. SR 26-2 expressly places generative AI and agentic AI models outside its scope, describing them as novel and rapidly evolving. The revised principles apply to traditional statistical and quantitative models. For institutions already deploying AI-driven tools across credit, fraud, BSA/AML, and customer-facing functions, this means there is no regulatory floor specific to those systems. The responsibility to define proportionate governance and controls sits with the institution.
“The agencies modernized the baseline and were deliberate about not extending it to generative and agentic AI,” said Kevin Oden, Managing Partner of Kevin D. Oden & Associates. “That is a reasonable call given how fast the technology is moving, but it does not reduce the risk these systems carry. It relocates the burden. Boards and model risk teams now have to build credible governance for AI without a prescriptive standard to point to, while also re-grounding their traditional model programs in the revised guidance.”
KDOA notes three practical implications for institutions reassessing their programs against SR 26-2:
- Re-baselining is not optional. Policies, validation standards, and inventory taxonomies written against SR 11-7 reference a superseded standard. Programs should be re-mapped to the revised principles, with particular attention to how materiality and a risk-based, tailored approach are documented.
- The AI gap is now an institutional decision. Because generative and agentic AI sit outside the guidance, institutions must decide, document, and defend how those systems are governed under their own risk frameworks. Examiners can still act on unsafe or unsound practices regardless of scope. Separate AI-specific guidance is widely anticipated.
- Proportionality cuts both ways. A principles-based standard gives institutions room to right-size their programs, but it also removes the cover of a checklist. The reasoning behind each control choice has to hold up.
A final point on scope: the exclusion is narrower than it first appears. Only generative and agentic AI fall outside SR 26-2. Traditional statistical and quantitative models remain fully in scope, as do non-generative, non-agentic AI and machine learning models. For most institutions, that means the bulk of their AI/ML footprint, including the conventional machine learning used in credit, fraud, and BSA/AML, is still governed by the revised guidance and has to be re-mapped to it. The open question sits only with the newest generative and agentic systems, which is exactly where the institution, not the regulator, now sets the standard.
KDOA’s validation and governance teams, whose members have held senior model risk roles at institutions including the Federal Reserve, Fannie Mae, Wells Fargo, Bank of America, Lloyds Banking Group, and Varo Bank, are advising clients on re-baselining their programs to the revised guidance.
The firm’s technology platform, Model IQ, supports this work by managing the full model lifecycle in one system, from registration and risk tiering through validation, monitoring, and board reporting. Its program-assessment tooling is being updated to evaluate institutions against the revised guidance, helping teams identify gaps and track remediation as they transition off the 2011 standard.
About Kevin D. Oden & Associates
Kevin D. Oden & Associates provides quantitative analysis, model risk management, and risk advisory services to the financial industry and beyond. The firm’s team includes more than ten PhDs and senior quantitative analysts with experience across credit, market, BSA/AML, fraud, CECL, stress testing, and AI/ML models. KDOA is SOC 2 Type II certified and an NMSDC-certified Minority Business Enterprise. Its Model IQ platform was designed by practicing model risk managers for the teams that run MRM programs day to day.
For more Information, You can Visit: https://kdoden.com
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Xiamen Million Stone Launches AI-Assisted Design System to Enhance Original Wall Art Development
Xiamen, China, 24th Jun 2026 – Xiamen Million Stone Art & Crafts Co., Ltd., a leading original wall art and home decor manufacturer established in 1995, has introduced an AI-assisted design system to support OEM, ODM, and wholesale buyers worldwide. The new system combines artificial intelligence with the company’s long-standing expertise in original design, mixed-media craftsmanship, and copyright protection, helping global partners improve product development efficiency and accelerate time-to-market.
Key Takeaways
- Established in 1995 with over 30 years of manufacturing experience
- More than 30,000 original designs supported by extensive copyright registrations
- 20,000-square-meter production facility and 2,000-square-meter showroom
- OEM, ODM, and wholesale services available worldwide
- Specialized in mixed-media wall art and home decor products
- AI-assisted trend analysis and design development system
- Long-term export experience across North America, Europe, and the Middle East.

Combining AI Technology with Original Design Expertise
As global demand for differentiated home decor products continues to grow, buyers increasingly seek suppliers capable of delivering original designs while maintaining efficient production cycles.
To address these market needs, Xiamen Million Stone Art & Crafts Co., Ltd. has integrated AI-assisted trend analysis into its design workflow. By analyzing global color trends, interior design preferences, and consumer purchasing patterns, the system helps designers identify emerging opportunities and develop market-oriented collections more efficiently.
The AI-assisted process complements the company’s professional design team, enabling faster concept development while preserving originality, creativity, and copyright compliance throughout the product development cycle.
Core Strengths of Xiamen Million Stone Art & Crafts Co., Ltd.
1. Extensive Original Design Library
The company maintains a library of over 30,000 original designs, supported by extensive copyright registrations. Hundreds of new products are introduced annually to meet evolving market demands.
This commitment to original creation helps buyers reduce product similarity, strengthen brand differentiation, and minimize intellectual property risks in international markets.
2. Advanced Mixed-Media Craftsmanship
Xiamen Million Stone Art & Crafts Co., Ltd. specializes in combining various materials, including:
- Solid wood
- Metal
- Fabric
- Paper pulp
- Feathers
- Gold foil
- Silver foil
Through the integration of traditional handcraft techniques and modern manufacturing processes, the company creates layered decorative products that offer distinctive visual appeal for residential, hospitality, and commercial environments.
3. Large-Scale Manufacturing Capacity
The company operates a 20,000-square-meter production facility and a 2,000-square-meter showroom displaying thousands of product samples.
Its integrated supply chain supports:
- Product design
- Sampling
- Mass production
- Quality control
- International logistics
This comprehensive manufacturing system allows the company to provide stable quality and reliable delivery schedules for global buyers.

4. Global OEM and ODM Services
All products are available for global OEM, ODM, and wholesale orders.
The company provides customized solutions for:
- Home decor brands
- Retail chains
- Interior design firms
- Hospitality projects
- Commercial decoration projects
Services include custom design development, material selection, packaging solutions, and private-label manufacturing.
Artificial Intelligence in Home Decor Manufacturing
Artificial intelligence is becoming an increasingly important tool within the home decor industry.
For manufacturers, AI can help analyze market trends more efficiently, identify emerging consumer preferences, and support product planning decisions. When combined with experienced designers, AI-assisted systems can improve development efficiency while maintaining originality and creativity.
At Xiamen Million Stone Art & Crafts Co., Ltd., AI serves as a supporting technology rather than a replacement for human creativity. The company continues to prioritize original design, craftsmanship, and copyright protection while using AI tools to enhance responsiveness to market changes.

Industry Outlook
According to industry research, the global home decor market is expected to maintain steady growth through 2031, driven by increasing demand for personalized home furnishings, sustainable materials, and digitally assisted product development.
As retailers and consumers continue seeking unique decorative products, manufacturers with strong design capabilities and efficient development systems are expected to play an increasingly important role in the global supply chain.
Future Development Plans
Over the coming years, Xiamen Million Stone Art & Crafts Co., Ltd. plans to continue investing in:
- Original design development
- Mixed-media craftsmanship innovation
- AI-assisted trend analysis systems
- Copyright protection initiatives
- Global logistics optimization
- International customer support services
These investments are intended to strengthen the company’s ability to serve long-term partners across North America, Europe, the Middle East, and other international markets.
About Xiamen Million Stone Art & Crafts Co., Ltd.
Founded in 1995, Xiamen Million Stone Art & Crafts Co., Ltd. specializes in the research, design, and manufacturing of original wall art and home decor products. The company combines original creativity, mixed-media craftsmanship, large-scale manufacturing capabilities, and comprehensive supply chain management to serve global OEM, ODM, and wholesale customers.
Media Contact
Organization: Xiamen Million Stone Art & Crafts Co., Ltd.
Contact Person: Michael Yang
Website: http://www.millionstone.com/
Email: Send Email
Address:Tong’an District, Xiamen, Fujian, China
City: Xiamen
Country:China
Release id:46438
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Press Release
Jerome Dubrulle Is Ready for Home-Buying Season – And So Is the Detroit Michigan Market
Detroit, MI, 24th June 2026, ZEX PR WIRE, Home-buying season in Detroit Michigan is here, and the window moves fast. Jerome Dubrulle, a Detroit Michigan-area real estate professional with deep local market knowledge, is actively working with buyers, sellers, and investors navigating one of the most competitive stretches of the year.

April through August is peak season in Metro Detroit. There’s more inventory, showings are picking up, and families trying to close before September are getting into bidding wars with investors and relocators who’ve been watching the same listings.
Spring (April through June) brings the widest selection of homes on the market, but also the sharpest competition. Multiple-offer situations are the norm, not the exception. Buyers who come in unprepared leave empty-handed.
In July and August, sellers whose homes sat through spring without a deal start adjusting their prices. Demand is still there, but the market settles down enough that a prepared buyer can find value if they’ve done their homework and know where to look.
What Jerome Brings to the Table
Jerome is a local Michigander who leverages his market experience to benefit his clients. He understands neighborhood-level pricing, knows the difference between a listing that’s priced to move and one that’s been sitting for a reason, and helps clients figure out exactly which moment they’re operating in.
He walks every buyer through a detailed Buyer Guide from day one, covering luxury homes, investment properties, rental listings, and everything in between. Sellers get the same attention: pricing strategy, timing, and presentation are all factored in from the start.
From MLS coordination and home inspections to title searches and closing-day logistics, Jerome handles the details so clients can stay focused on the decision that matters.
“Whether someone is buying their first home or adding to an investment portfolio, the goal is the same,” Dubrulle said. “Make a confident, informed decision. Not a rushed one.”
Get in Touch
Anyone looking to buy or sell in the Metro Detroit area this season can reach Jerome Dubrulle directly at 248-701-3526, by email at realestate@jeromedulbrulle.com, or through his website.
About Jerome Dubrulle
Jerome Dubrulle is a Detroit-area real estate professional serving buyers, sellers, and investors across the Detroit Michigan metro area. He specializes in residential, luxury, and investment properties, offering comprehensive market analysis, buyer and seller guidance, and hands-on support from initial consultation through closing.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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