United States, 27th Jan 2026 – In a world where innovation drives opportunity and financial literacy is becoming increasingly essential, one program is stepping forward to prepare young people for the future. The Navigate Program, co-founded by Antoine Stewart and Jinette Cartagena, is a national youth entrepreneurship and leadership development initiative designed to equip youth ages 12–25 with the skills, confidence, and real-world experience needed to turn ideas into action. 

A Vision Born From Experience 

Stewart, an accomplished leader in insurance and business development, and Cartagena, a respected Realtor and longtime youth mentor, recognized a critical gap: schools across the country teach theory—but too few teach young people how to build, lead, and innovate in the real world. 

“We wanted to create something that didn’t just educate, but empowered,” the founders share. “Young people have incredible ideas. They just need tools, guidance, and a space to bring those ideas to life.” 

The result is Navigate—a structured, hands-on entrepreneurship program that blends real business challenges with leadership training, mentorship, and creativity-building experiences. 

What Navigate Offers 

Navigate’s approach goes beyond textbooks by immersing youth in the process of entrepreneurship through: 

● A comprehensive entrepreneurship curriculum 

● Hands-on learning projects that mirror real business scenarios 

● Leadership and personal development training 

● Mentorship from industry professionals

● Partnership opportunities with schools and youth organizations 

● Practical skill-building in communication, financial literacy, strategic planning, decision-making, creativity, and teamwork 

Whether students enroll individually or through their school, Navigate provides a supportive environment for young people to discover their talents and design their futures. 

Meeting a Growing National Need 

Internal research from Navigate highlights a strong demand for programs that blend real-world skills with youth development. Educators want richer, more practical curriculum options, while parents are seeking leadership-focused pathways that help their children build confidence and direction. Youth organizations, too, are looking for structured, high-impact programming that opens doors to new opportunities. 

This demand isn’t surprising. Many young people graduate without understanding basic business concepts, financial planning, or how to turn a creative idea into a viable opportunity. Navigate steps in to bridge this critical gap. 

Real Impact, Real Stories 

Although young, the program is already demonstrating measurable results. Navigate has witnessed: 

● Students pitching and developing early-stage business ideas 

● Youth gaining confidence through leadership breakthroughs 

● Educators reporting improved communication and initiative among participants ● Case studies showing stronger future-planning and problem-solving skills 

These stories reflect the heart of Navigate’s mission: to help young people think bigger, pursue their passions, and create opportunities—not wait for them. 

Accessible, Inclusive, and Mission-Driven 

One of Navigate’s strengths is accessibility. Schools, community groups, and youth organizations can integrate Navigate into existing programming, while students and parents can also enroll directly online.

“Every young person deserves the chance to dream boldly—and have the tools to make those dreams real,” Stewart and Cartagena emphasize. 

Looking Ahead 

The Navigate Program is preparing for major milestones, including: 

● The launch of its new Youth Entrepreneurship Cohort 

● Expansion into additional schools and youth development organizations ● The development of summer entrepreneurship camps 

● New mentorship partnerships and guest speaker events 

With national coverage and growing educator interest, Navigate is set to become a leading voice in youth entrepreneurship education. 

Media-Ready & Available for Interviews 

Both co-founders, Stewart and Cartagena, are open to interviews and conversations about: ● The importance of youth entrepreneurship 

● The program’s mission and growth 

● The need for real-world learning in today’s educational landscape 

High-quality photos, program visuals, and promotional materials are available upon request. A Future Built by Young Innovators 

At its core, the Navigate Program is more than a curriculum—it’s a movement. By inspiring vision, building leadership, and teaching practical entrepreneurial skills, Navigate is shaping the thinkers, leaders, and creators of tomorrow. 

To learn more or connect with the founders, visit: 

Website: www.navigateprogram.online   

Email: antoine@navigateprogram.online | jinette@navigateprogram.online

Media Contact

Organization: Navigate Program

Contact Person: Antoine Stewart

Website: http://navigateprogram.online/

Email: Send Email

Country:United States

Release id:40665

The post Navigate Program: Empowering the Next Generation of Entrepreneurs and Leaders appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

The platform details how regulatory alignment is built into every conversion to enable Indonesian merchants to receive Rupiah from international digital sources.

Denpasar, Bali, Indonesia, 27th Jan 2026 — As digital payment instruments evolve globally, platforms operating across borders must navigate differences in currency regimes, settlement expectations, and compliance standards. Xepeng’s model addresses these challenges by designing conversion as a controlled, auditable process rather than a direct payment substitution.

Cross-border digital payments bring global opportunities to Indonesian businesses, but they must be facilitated in a way that respects Indonesia’s currency laws and financial stability objectives. Xepeng positions its platform as a conversion layer, not a payment network that replaces local currency usage. Digital instruments may be used at the point of initiation by international customers, but outcomes are intentionally settled in Indonesian Rupiah (IDR) through domestic banking rails.

Xepeng’s model is designed with compliance as a foundational principle, ensuring that every transaction adheres to the principle that Rupiah is the sole legal tender for domestic settlements. The platform accepts international digital value sources on the backend and executes conversion to Rupiah before any settlement occurs. This structure ensures that merchants receive funds exclusively in Rupiah directly into their bank accounts, eliminating any requirement for merchants to hold, manage, or transact digital assets.

Xepeng’s compliance-first architecture includes multiple layers of controls:

• Identity verification and risk screening of counterparties.
• Invoice or booking validation to confirm legitimate commercial purpose.
• Counterparty screening against watchlists and adverse media.
• Auditable records and traceability from initiation to settlement.
• Monitoring and escalation procedures for suspicious activity.

These measures are coordinated through licensed backend channels, ensuring the platform operates within Indonesia’s regulatory boundaries. Merchants contribute by providing commercial references, while Xepeng manages the technical and compliance layers.

For merchants serving international customers, the compliance-first design provides certainty. Businesses can accept digital payment sources without exposure to foreign currency risks or regulatory complexity, keeping their operations within familiar Rupiah-based systems.

For international platforms, marketplaces, and travel operators, Xepeng provides a predictable endpoint for Indonesia-bound transactions. Integrations can rely on a system where merchant actions are minimal, settlement outcomes are standardized, and compliance responsibilities are clearly defined.

The approach also simplifies cross-border commerce. International customers can use digital instruments, while merchants receive Rupiah settlements with full documentation for accounting and reporting. This alignment reduces friction for both sides and supports predictable financial planning.

By offering a structured conversion pathway rather than an open-ended payment mechanism, Xepeng aims to reduce uncertainty for cross-border partners evaluating Indonesia as a destination market.

As global digital payment behavior continues to expand, models that combine backend flexibility with local compliance alignment may become increasingly important. Xepeng’s compliance-first approach reflects an effort to balance innovation with regulatory clarity, enabling cross-border commerce while respecting domestic financial structures.

Merchants interested in exploring Xepeng’s compliance-first model can visit https://www.xepeng.com for more details or contact Xepeng at hello@xepeng.com.

About Xepeng

Xepeng operates a conversion-based payment platform designed for Indonesian merchants to receive Rupiah settlements from international digital payment sources. The platform emphasizes verification, traceability, and alignment with local financial standards, without requiring merchants to hold or manage digital assets.

Media Contact

Organization: Xepeng

Contact Person: Budi Satrya

Website: https://xepeng.com/

Email: Send Email

Contact Number: +6287862024247

Address:Jl. Cut Nyak Dien No.1, Renon

Address 2: Denpasar Selatan, Bali

City: Denpasar

State: Bali

Country:Indonesia

Release id:40667

The post Xepeng Outlines Compliance-First Model for Cross-Border Value appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

Nigeria, 27th Jan 2026 – Macy’s gift cards remain among the most widely used retail gift cards globally, supported by the brand’s broad product range and longstanding market presence. In 2026, they continue to be utilized both for retail purchases and for secondary market transactions, particularly in regions where Macy’s retail outlets are not available.

This overview explains what a Macy’s gift card is, how to check Macy’s gift card balance, and how such cards are commonly exchanged for cash through third-party platforms such as Migo – Sell Macy’s Gift Cards.

Overview of Macy’s Gift Cards

A Macy’s gift card is a prepaid retail card issued by Macy’s, enabling purchases without the use of a credit or debit card. The cards are available in both physical and digital formats.

Typical characteristics include:

• Fixed or variable denominations
• Redemption online and in physical Macy’s stores
• No expiration date on most cards
• Consistent demand in international gift card markets

Where Macy’s Gift Cards Can Be Used

Macy’s gift cards may be redeemed:

• On macys.com for online purchases
• At Macy’s physical stores within the United States
• Across product categories including apparel, footwear, beauty products, home goods, and accessories

Secondary Market Trading of Macy’s Gift Cards

In several international markets, Macy’s gift cards are traded due to their relatively stable resale value and brand recognition. Platforms such as Migo – Sell Gift Cards are used by individuals seeking to convert unused or partially used gift cards into cash.

Factors influencing resale value include:

• Card format
• Remaining balance
• Market demand
• Exchange rates

Balance Verification

Steps:

1. Visit Macy’s official gift card balance page

2. Enter the gift card number

3. Provide the Card Identification Number (CID)

4. Submit to view the remaining balance

Trading Process on Migo – Sell Gift Cards

1. Open the Migo app

2. Select Macy’s Gift Card

3. Enter card details or upload images

4. Review exchange rate

5. Submit for verification

Payment and Processing Time

Once verified, payments are processed within a short time frame. Duration may vary based on card type, image clarity, and transaction volume.

Accepted Card Types

• Macy’s eGift cards
• Physical Macy’s gift cards
• Unused or partially used cards (subject to guidelines)

Market Context in 2026

Macy’s gift cards continue to maintain a measurable presence in the global gift card trading market.

About Migo – Sell Gift Cards

Migo – Sell Gift Cards is a digital gift card trading platform supporting over 30 brands including Apple, Amazon, Steam, Google Play, Xbox, PlayStation, and Macy’s.

Website: https://www.migogiftcard.com

YouTube: https://www.youtube.com/watch?v=tE4_Kb6-zmU

iOS App: https://apps.apple.com/us/app/migo-sell-gift-cards/id6670494373

Android App: https://play.google.com/store/apps/details?id=com.antwallet.giftcard

Video : https://www.youtube.com/watch?v=tE4_Kb6-zmU

Media Contact

Organization: Migo – Sell Gift Cards

Contact Person: Media Relations

Website: https://www.migogiftcard.com

Email: Send Email

Country:Nigeria

Release id:40651

The post Macy’s Gift Card: Balance Checks and Secondary Market Use in 2026 appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section