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PayYoda’s ecological development in the age of DeFi

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Blockchain has become an independent world. Here, innovation seems limitless. DeFi has become the center of this world. It has many applications, and it pursues the reform of the existing financial structure. But it’s a long way to reach this.

For example, DeFi focus on the application of Blockchain or cryptocurrency instead of traditional financial services to meet the development needs of society. The advantage fields are numerous, like Decentralized exchanges, insurance companies, currency markets, and liquidity mining.

to improve the using experience, PayYoda will not stop its exploration of decentralization.

PayYoda DAO community governance fund

PayYoda received an initial strategic investment of US$15 million from DTOGT Capital to jointly build the PayYoda DAO Community Governance Fund and help the ecological construction of PayYoda. PayYoda will extend the construction of a DAO community governance fund for the purpose of ecological incentives/return to the users of the co-governance community. In the follow-up, all product revenues under the PayYoda ecosystem will have 50% of the profit go into the PayYoda DAO Community Governance Fund, which will be used to continuously encourage/repay community users and allow users to obtain exclusive co-governance rights to participate in the PayYoda ecosystem. In the future, users with HYOT can obtain the right to vote in the PayYoda co-governance ecosystem in the future.

PayYoda multi-chain aggregation

In order to achieve an efficient link between users, assets and decentralized applications, lower the barriers to application landing and growth, and allow users and developers to enjoy an efficient and low-cost on-chain aggregation experience, PayYoda will integrate the advantages of existing mainstream wallets through DeFi segment HYOT’s traffic aggregation empowers, develops and builds an ecological landing application with multi-chain aggregation as the core, brings stable, convenient, and high-quality on-chain aggregation services to PayYoda ecological users, and promotes the healthy development of PayYoda’s ecology.

The aggregation application can be imported from multiple wallets, supports multiple terminals (IOS/Android), and supports multiple public chain assets (BTC, ETH, TRX, HECO, OKCHAIN, BSC); supports multiple third-party DApps, DeFi aggregation application modules (multiple aggregation Chain DEX, enjoy the latest user experience and technological innovation); it also has functions such as market display, flash exchange function, financial lending, and batch transfer.

The basic wallet application of PayYoda has been open to experience at 22:00 on April 20 (UTC-5), and users are welcome to participate in the experience.

Cooperation in the global market

PayYoda will carry out in-depth cooperation in the global market around blockchain resource sharing, community building, application landing, and traffic expansion. By integrating the advantages of all parties, information advantages, service advantages, and technological advantages, PayYoda will carry out close cooperation and deepen consensus, promote the implementation of PayYoda ecological application, and jointly promote the prosperity and development of the blockchain industry.

PayYoda’s goal

As the underlying blockchain protocol is refined and the concept of autonomous communities evolves, PayYoda’s goal is to develop its ecological technology into not only a fully distributed open financial sharing protocol, but also a commercially developed distributed co-governance community with open governance and self-evolving ecology. PayYoda’s goal is never an overnight process, nor a distant skyscraper. The PayYoda ecology will achieve practical operational goals by landing scenarios of diversified digital assets, and gradually complete the final form of PayYoda – a more open and decentralized financial world.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Lianlian DigiTech Selected for CNBC’s World’s Top Fintech Companies 2026 List

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Back-to-back inclusion highlights global recognition of Lianlian’s AI-Native + Globalization strategy.

China, 30th Jul 2026 — Globally renowned business news network CNBC, in partnership with market research firm Statista, released its official ranking of The World’s Top Fintech Companies 2026. Lianlian DigiTech has been selected for the prestigious list for the second consecutive year, building on its debut in 2025.

As one of the world’s most influential financial media outlets, CNBC is widely recognized across the global financial sector for its professional authority and rigor. The List celebrates industry leaders that are actively shaping the future of financial services through technology, innovation, and scalable digital solutions.

Driven by the rapid evolution of global fintech and the deep integration of artificial intelligence, Lianlian DigiTech’s inclusion for the second consecutive year highlights its sustained competitiveness and leadership in the global fintech arena. As a leading global provider of digital payment and intelligent financial solutions, Lianlian DigiTech remains anchored by its dual-engine strategy: AI-Native + Globalization. The company is actively commercializing AI technologies across core functions, including payments, risk control, compliance, and marketing, with a commitment to building a trusted global infrastructure for intelligent finance that seamlessly connects Chinese enterprises with global commerce.

At the AI strategic level, Lianlian DigiTech continues to increase its investment in technological innovation. The company has built a comprehensive AI product matrix centered around core frameworks such as Router Brain, Agent Wallet, and Open API Integration Skills. This matrix features intelligent applications including Smart Marketing Agents, Smart Compliance Agents, and LoopAI. By deeply embedding AI capabilities into core operational scenarios like cross-border payments, treasury management, and risk compliance, Lianlian DigiTech is elevating financial services from mere accessibility to dynamic optimization.

Underpinning its global operations is an expansive compliance infrastructure. To date, Lianlian DigiTech has established a compliance network featuring 68 global payment licenses and related qualifications. This spans major markets including Mainland China and Hong Kong, Singapore, the U.S., the UK, Luxembourg, Thailand, Indonesia, Canada, and the United Arab Emirates. Notably, Lianlian DigiTech is the only Chinese digital payment provider holding Money Transmitter Licenses (MTLs) across all U.S. states, alongside a Virtual Asset Trading Platform (VATP) license issued by the Securities and Futures Commission (SFC) of Hong Kong. Powered by this global compliance foundation, Lianlian DigiTech has served over 13.3 million clients worldwide. The company supports cross-border settlement in more than 140 currencies, connects with over 180 global e-commerce platforms, and operates across more than 200 countries and regions.

Commenting on the recognition, Lianlian DigiTech noted that being featured on CNBC’s list for two consecutive years serves as a strong international endorsement of its technological innovation and globalization strategy. It further demonstrates that Chinese fintech enterprises are steadily strengthening their core competitiveness in global digital payments, becoming a key force behind the digital transformation of global intelligent financial services.

Moving forward, Lianlian DigiTech will continue to deepen its AI-Native + Globalization dual-engine strategy. Leveraging its global license network, tens of millions of customer scenarios, and continuously evolving AI capabilities, the company aims to serve as a trusted value-connecting infrastructure in the AI-driven global era, helping Chinese businesses integrate into the global commercial ecosystem with greater efficiency and intelligence.

 

Media Contact

Organization: LianLian

Contact Person: LianLian PR Department

Website: https://www.lianlian.com/

Email: Send Email

Country:China

Release id:47731

The post Lianlian DigiTech Selected for CNBC’s World’s Top Fintech Companies 2026 List appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Vida Adopts Voltage Credit to Pay Its Global Team in Bitcoin, Settle in U.S. Dollars

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Austin, Texas, July 30th, 2026, FinanceWire

The newly public AI agent company chose Bitcoin over stablecoins to pay international team members, with payments settling in seconds and its books staying entirely in U.S. dollars.

Vida Global, Inc. (“Vida”) (NYSE American: VIDA), an AI Agent Operating System for modern businesses, today announced it is using Voltage Credit to pay members of its global team in Bitcoin while settling its balance entirely in U.S. dollars. Voltage facilitates the Bitcoin payments over the Lightning Network, and Vida settles at the end of each month like a standard vendor invoice, keeping cryptocurrency off its books entirely.

Cross-border compensation remains one of the most persistent operational headaches for globally distributed companies. Team members in countries with unstable currencies increasingly ask to be paid in Bitcoin, but most employers can’t accommodate that without taking on crypto custody, tax complexity, and accounting overhead their finance teams aren’t built for. Vida hit the question directly when a new team member in Argentina joined and asked to be paid in Bitcoin, their first preference over the peso. The company adopted Voltage Credit to say yes. Had Bitcoin not been workable, Vida planned to explore stablecoins instead. It never needed to. For Vida, saying yes has become a practical way to attract and keep talent in markets where traditional payroll comes up short.

Voltage Credit removes the tradeoff. VIDA draws on a revolving credit line to send instant Bitcoin payments to team members, then repays the balance in dollars from a standard bank account at month’s end. There is no pre-funded Bitcoin wallet, no crypto on the balance sheet, and no change to how the finance team closes the books.

“Vida has a global team, including team members in Argentina who prefer to be paid in Bitcoin because of challenges with their local currency,” said Lyle Pratt, Founder and CEO of Vida. “Voltage Credit allows us to meet that need without adding cryptocurrency-specific complexity to our accounting. Voltage facilitates the Bitcoin payments, and we settle the balance in U.S. dollars at the end of the month, just like a standard vendor invoice. It has made offering Bitcoin payments remarkably simple for both our team and our finance operations.”

For the team members on the receiving end, the difference shows up in speed. “Voltage removed the friction of receiving payments internationally completely,” said Valentino, a member of VIDA’s team in Argentina. “What surprised me most was the speed. I had no idea Bitcoin payments could settle that fast.”

Vida is the first publicly traded company to use Voltage Credit for global team payments since Voltage launched the product in February 2026 as the first revolving line of credit offering instant payment finality with full USD settlement. It also puts two Austin companies on the same rail: Vida, which went public on NYSE American in May 2026 and powers more than 100 million AI agent interactions across thousands of businesses, and Voltage, the longest-running infrastructure provider on the Lightning Network, which now processes over $1 billion in monthly payment volume.

“AI companies are global by default, and their payment rails haven’t caught up,” said Graham Krizek, CEO of Voltage. “Vida is exactly the company we built Voltage Credit for. Their team members get paid in seconds in the money they actually want, and their finance team never touches crypto. When a public company runs part of its team compensation on Bitcoin rails and the books stay boring, that’s the point.”

The full case study, “How Vida runs global payroll on Bitcoin with Voltage,” is available on the Voltage blog. Voltage Credit is currently available to qualified businesses in the United States. Businesses can learn more at voltage.cloud.

About Voltage

Voltage is a Bitcoin infrastructure company providing enterprise-grade solutions for regulated, high-volume businesses. The Voltage platform enables enterprises to integrate Bitcoin payments with enterprise SLAs, managed infrastructure, and capital-efficient liquidity solutions. From powering instant settlement to providing revenue-based lines of credit, Voltage builds the operational engine for businesses moving value on Bitcoin rails. More information is available at voltage.cloud.

About VIDA Global

Vida is an AI agent operating system that enables businesses to build, deploy, manage, and monetize AI agents capable of running business operations and communications. The platform is model-agnostic, orchestrating across Vida’s proprietary technology and leading large language models and AI systems, including OpenClaw, to deliver intelligent, full-stack agents across industries. Vida serves direct enterprise customers and a global network of resellers, agencies, and partners. For more information, users can visit https://vida.io

Contact

Founder
Phil
21M Communications
phil@21mcommunications.com

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Vida Adopts Voltage Credit to Pay Its Global Team in Bitcoin, Settle in U.S. Dollars

Published

on

Austin, Texas, July 30th, 2026, FinanceWire

The newly public AI agent company chose Bitcoin over stablecoins to pay international team members, with payments settling in seconds and its books staying entirely in U.S. dollars.

Vida Global, Inc. (“Vida”) (NYSE American: VIDA), an AI Agent Operating System for modern businesses, today announced it is using Voltage Credit to pay members of its global team in Bitcoin while settling its balance entirely in U.S. dollars. Voltage facilitates the Bitcoin payments over the Lightning Network, and Vida settles at the end of each month like a standard vendor invoice, keeping cryptocurrency off its books entirely.

Cross-border compensation remains one of the most persistent operational headaches for globally distributed companies. Team members in countries with unstable currencies increasingly ask to be paid in Bitcoin, but most employers can’t accommodate that without taking on crypto custody, tax complexity, and accounting overhead their finance teams aren’t built for. Vida hit the question directly when a new team member in Argentina joined and asked to be paid in Bitcoin, their first preference over the peso. The company adopted Voltage Credit to say yes. Had Bitcoin not been workable, Vida planned to explore stablecoins instead. It never needed to. For Vida, saying yes has become a practical way to attract and keep talent in markets where traditional payroll comes up short.

Voltage Credit removes the tradeoff. VIDA draws on a revolving credit line to send instant Bitcoin payments to team members, then repays the balance in dollars from a standard bank account at month’s end. There is no pre-funded Bitcoin wallet, no crypto on the balance sheet, and no change to how the finance team closes the books.

“Vida has a global team, including team members in Argentina who prefer to be paid in Bitcoin because of challenges with their local currency,” said Lyle Pratt, Founder and CEO of Vida. “Voltage Credit allows us to meet that need without adding cryptocurrency-specific complexity to our accounting. Voltage facilitates the Bitcoin payments, and we settle the balance in U.S. dollars at the end of the month, just like a standard vendor invoice. It has made offering Bitcoin payments remarkably simple for both our team and our finance operations.”

For the team members on the receiving end, the difference shows up in speed. “Voltage removed the friction of receiving payments internationally completely,” said Valentino, a member of VIDA’s team in Argentina. “What surprised me most was the speed. I had no idea Bitcoin payments could settle that fast.”

Vida is the first publicly traded company to use Voltage Credit for global team payments since Voltage launched the product in February 2026 as the first revolving line of credit offering instant payment finality with full USD settlement. It also puts two Austin companies on the same rail: Vida, which went public on NYSE American in May 2026 and powers more than 100 million AI agent interactions across thousands of businesses, and Voltage, the longest-running infrastructure provider on the Lightning Network, which now processes over $1 billion in monthly payment volume.

“AI companies are global by default, and their payment rails haven’t caught up,” said Graham Krizek, CEO of Voltage. “Vida is exactly the company we built Voltage Credit for. Their team members get paid in seconds in the money they actually want, and their finance team never touches crypto. When a public company runs part of its team compensation on Bitcoin rails and the books stay boring, that’s the point.”

The full case study, “How Vida runs global payroll on Bitcoin with Voltage,” is available on the Voltage blog. Voltage Credit is currently available to qualified businesses in the United States. Businesses can learn more at voltage.cloud.

About Voltage

Voltage is a Bitcoin infrastructure company providing enterprise-grade solutions for regulated, high-volume businesses. The Voltage platform enables enterprises to integrate Bitcoin payments with enterprise SLAs, managed infrastructure, and capital-efficient liquidity solutions. From powering instant settlement to providing revenue-based lines of credit, Voltage builds the operational engine for businesses moving value on Bitcoin rails. More information is available at voltage.cloud.

About VIDA Global

Vida is an AI agent operating system that enables businesses to build, deploy, manage, and monetize AI agents capable of running business operations and communications. The platform is model-agnostic, orchestrating across Vida’s proprietary technology and leading large language models and AI systems, including OpenClaw, to deliver intelligent, full-stack agents across industries. Vida serves direct enterprise customers and a global network of resellers, agencies, and partners. For more information, users can visit https://vida.io

Contact

Founder
Phil
21M Communications
phil@21mcommunications.com

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

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