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PayYoda’s ecological development in the age of DeFi

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Blockchain has become an independent world. Here, innovation seems limitless. DeFi has become the center of this world. It has many applications, and it pursues the reform of the existing financial structure. But it’s a long way to reach this.

For example, DeFi focus on the application of Blockchain or cryptocurrency instead of traditional financial services to meet the development needs of society. The advantage fields are numerous, like Decentralized exchanges, insurance companies, currency markets, and liquidity mining.

to improve the using experience, PayYoda will not stop its exploration of decentralization.

PayYoda DAO community governance fund

PayYoda received an initial strategic investment of US$15 million from DTOGT Capital to jointly build the PayYoda DAO Community Governance Fund and help the ecological construction of PayYoda. PayYoda will extend the construction of a DAO community governance fund for the purpose of ecological incentives/return to the users of the co-governance community. In the follow-up, all product revenues under the PayYoda ecosystem will have 50% of the profit go into the PayYoda DAO Community Governance Fund, which will be used to continuously encourage/repay community users and allow users to obtain exclusive co-governance rights to participate in the PayYoda ecosystem. In the future, users with HYOT can obtain the right to vote in the PayYoda co-governance ecosystem in the future.

PayYoda multi-chain aggregation

In order to achieve an efficient link between users, assets and decentralized applications, lower the barriers to application landing and growth, and allow users and developers to enjoy an efficient and low-cost on-chain aggregation experience, PayYoda will integrate the advantages of existing mainstream wallets through DeFi segment HYOT’s traffic aggregation empowers, develops and builds an ecological landing application with multi-chain aggregation as the core, brings stable, convenient, and high-quality on-chain aggregation services to PayYoda ecological users, and promotes the healthy development of PayYoda’s ecology.

The aggregation application can be imported from multiple wallets, supports multiple terminals (IOS/Android), and supports multiple public chain assets (BTC, ETH, TRX, HECO, OKCHAIN, BSC); supports multiple third-party DApps, DeFi aggregation application modules (multiple aggregation Chain DEX, enjoy the latest user experience and technological innovation); it also has functions such as market display, flash exchange function, financial lending, and batch transfer.

The basic wallet application of PayYoda has been open to experience at 22:00 on April 20 (UTC-5), and users are welcome to participate in the experience.

Cooperation in the global market

PayYoda will carry out in-depth cooperation in the global market around blockchain resource sharing, community building, application landing, and traffic expansion. By integrating the advantages of all parties, information advantages, service advantages, and technological advantages, PayYoda will carry out close cooperation and deepen consensus, promote the implementation of PayYoda ecological application, and jointly promote the prosperity and development of the blockchain industry.

PayYoda’s goal

As the underlying blockchain protocol is refined and the concept of autonomous communities evolves, PayYoda’s goal is to develop its ecological technology into not only a fully distributed open financial sharing protocol, but also a commercially developed distributed co-governance community with open governance and self-evolving ecology. PayYoda’s goal is never an overnight process, nor a distant skyscraper. The PayYoda ecology will achieve practical operational goals by landing scenarios of diversified digital assets, and gradually complete the final form of PayYoda – a more open and decentralized financial world.

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Cloom Tech Builds Out Battery Cable Assembly Manufacturing Capabilities

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Medley, FL 33178, United States, 11th Nov 2026 – Cloom Tech, a specialist manufacturer of custom wire harnesses and cable assemblies, has announced the battery cable assembly manufacturing capabilities it offers to OEM customers. Every assembly is built to the customer’s drawing and specification rather than sold as a pre-cut cable, the company said. Production is available for both small and large OEM orders, according to the company.

The company produces ground cables, positive and negative battery cables, jumper wires and terminal cables. According to the company, it also makes sealed and overmolded terminal cables (link pending) for harsh environments such as marine and solar installations. The range is aimed at OEM project teams that need cabling matched to a specific battery installation.

What the Range Means for OEM Buyers

Battery cables carry high current, so conductor size, insulation and terminations all affect how an assembly performs in service. Cloom Tech therefore starts each order from the customer’s drawing, with the cable cut and labeled to the customer’s diagram. Positive and negative cables can be ordered as pairs or sets within the same batch, the company said.

“Battery cables are specified around the current they carry and the place they are installed, so the drawing is where the work starts,” said Ivy Zhao, spokesperson for Cloom Tech. “From there the conductor, the insulation and the terminal are matched to that installation, which is what an OEM buyer expects from a custom supplier.”

Identification is built into the cable itself. Positive and negative cables are told apart with color sheathing, printed labels or heat shrink markings, so that installers can recognize each one at a glance.

How Assemblies Are Built and Checked

Cloom Tech states that it uses stranded copper conductors, with tinned copper used for marine cables. Jacketing is water resistant for marine and high humidity use, and weatherproof sheathing is specified for automotive and electric vehicle applications. Insulation options are PVC, XLPE and EPDM.

Assemblies are finished with crimped ring terminals, lug terminals, quick disconnects or sealed connectors. Terminal ends are protected with shrink tube or overmolding. Each assembly is crimped, soldered where required and sealed to reduce power loss and to guard against corrosion and heat damage, according to Cloom Tech.

Completed cables then go through the company’s testing stations. The checks cover continuity, crimp pull strength, insulation integrity, and moisture and corrosion resistance, and Cloom Tech describes that list as a sample of the process rather than the whole of it. Heat shrink coverage and resistance are also checked along the way.

Where the Cables Are Used

Cloom Tech identifies several groups of users, from automotive and electric vehicle battery systems to heavy equipment such as forklifts and tractors. Renewable energy installations, including solar arrays and battery banks, form another group. Marine users on boats and jet skis specify sealed and corrosion resistant cables, and off grid and backup systems such as emergency lighting and server rooms make up a further group.

Production follows five steps, according to the company. A review of technical drawings comes first, followed by material sourcing and custom assembly. Quality assurance testing is next, and packaging and delivery close the process. A customer who begins with a drawing therefore sees the same route from review to shipment, whatever the cable type.

Looking Ahead

Cloom Tech said it plans to continue building battery cable assemblies to customer drawings for OEM projects of different sizes. Drawing review at the start and testing during production will stay part of that process, the company said.

“The same drawing review and the same checks apply to a short run and to a large batch,” said Zhao. “The aim is to keep that process consistent as OEM projects change in size and in application.”

About Cloom Tech

Cloom Tech is a custom wire harness and cable assembly manufacturer. The company operates through Hebei Cloom Electronic Technology Co., Ltd, based in Shijiazhuang, Hebei, China.

For additional information about battery cable assembly and related industry developments, contact Cloom Tech at 9251 NW 112th Ave, Medley, FL 33178, USA. Inquiries regarding the company’s products, services and drawing review can be directed to +1 863 434 8447 or by email at sales@cloomtech.com.

Media Contact

Organization: Cloom Tech

Contact Person: Ivy Zhao

Website: https://cloomtech.com/

Email: Send Email

Contact Number: +18634348447

Address: 9251 NW 112th Ave

City: Medley

State: FL 33178

Country: United States

Release id: 50637

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Cloom Tech Builds Out Battery Cable Assembly Manufacturing Capabilities

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Press Release

Airwheel Showcases Smart Ai Wheel Rideable Hand 20 inch Carry On Airport Boarding Cabin Luxury Suitcase Opens a New Chapter for Modern Travel Luggage

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Brussels, Belgium – Airwheel is showcasing its smart rideable suitcase as a travel product that combines conventional luggage storage with electric personal mobility, bringing a new approach to how travelers move through airports and large public venues. At major international trade shows and exhibitions around the world, one product increasingly attracts attention: the Airwheel smart rideable cabin suitcase. Whether at large-scale trade fairs, technology exhibitions, business events or international industry gatherings, Airwheel suitcases can often be seen moving through exhibition halls, turning an ordinary piece of travel luggage into a practical personal mobility solution.

airwheel_smart_electric_cabin_luxury_Ai_suitcase_110301

 

The appeal is immediately understandable. With the press of a button, the suitcase automatically deploys its front wheel and raises its riding handle, transforming from conventional luggage into an electric rideable vehicle. What initially looks like a familiar carry on suitcase becomes something entirely different.

For international buyers, exhibition visitors and frequent travelers, the experience offers more than a novelty. It demonstrates how intelligent technology can solve a familiar travel challenge: moving efficiently through large spaces while carrying personal belongings.

Beyond Traditional Luggage: Two Modes, One Integrated Travel Solution

airwheel_smart_electric_cabin_luxury_Ai_suitcase_110310

 

Traditional suitcases are designed primarily for carrying and storing belongings. Airwheel takes a different approach by combining conventional luggage functionality with electric personal mobility.

Its smart rideable suitcase portfolio features an integrated dual-mode design, allowing users to switch between traditional pulling and electric riding according to their surroundings and travel needs.

In conventional luggage mode, the suitcase can be pulled like an ordinary travel case, making it suitable for airport queues, shopping areas, hotel corridors and other environments where riding is unnecessary or restricted.

When longer walking distances become tiring, users can activate the automatic transformation mechanism. The front wheel deploys and the riding handle extends, allowing the suitcase to become a compact electric mobility companion. Its electric drive system provides powered assistance for moving between destinations, reducing the physical effort associated with carrying or pulling luggage over extended distances.

This combination of familiar luggage operation and electric mobility makes Airwheel particularly practical for people who travel frequently, attend exhibitions, commute between locations or simply want a more convenient way to move through their daily routines.

Designed for Real-World Travel: Four Scenarios Where Airwheel Makes a Difference

  1. Airports and Business Travel: Making Long Terminal Walks Easier

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Airports are among the most demanding environments for travelers. Large terminals, lengthy corridors, distant boarding gates and tight connecting schedules can turn even a short journey into a physically exhausting experience.

Airwheel’s 20 inch smart rideable carry-on luxury suitcase is designed to make these journeys more manageable. Instead of continuously pulling luggage across extensive terminal spaces, travelers can switch to electric riding mode when permitted, helping them move between airport facilities with greater convenience.

The cabin-size format also makes it suitable for travelers who prefer to keep essential belongings close at hand. Its 73.26Wh removable lithium battery is designed for cabin travel and can be carried onboard.

For business travelers moving between airports, hotels and meeting locations, the combination of luggage storage and personal mobility offers a more integrated travel experience.

  1. International Trade Shows and Exhibitions: A Smarter Way to Navigate Large Venues

Large exhibitions are a natural environment for Airwheel smart rideable suitcases.

From international trade fairs and consumer electronics exhibitions to automotive shows, technology events and business conferences, visitors frequently need to cover considerable distances between exhibition halls, booths and meeting areas.

For exhibitors, distributors, buyers and business professionals, spending an entire day walking across exhibition venues can be physically demanding. Carrying catalogs, samples, documents and electronic devices adds to the challenge.

Airwheel provides a practical alternative. Visitors can use the suitcase as conventional luggage when moving through crowded areas and activate riding mode in suitable open spaces, helping them travel between different sections of an exhibition more efficiently.

The storage compartment can accommodate business essentials such as product samples, contracts, brochures and laptops, while the electric mobility function helps reduce unnecessary walking fatigue.

This combination makes Airwheel more than an attention-grabbing exhibition product. It is also a useful travel companion for the people who attend exhibitions themselves.

Its distinctive design and riding experience naturally attract curiosity, creating opportunities for visitors to experience the product firsthand. This is why Airwheel smart rideable suitcases have become a recognizable presence at international exhibitions, where practical innovation and interactive product experiences are increasingly valued.

  1. Shopping and Urban Leisure: Bringing Convenience to Everyday Mobility

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Shopping districts, commercial centers and urban leisure destinations often involve extensive walking between stores, restaurants and entertainment venues.

Carrying personal belongings, shopping bags and purchases throughout the day can quickly become inconvenient.

Airwheel combines luggage storage with electric mobility to make these activities more comfortable. Users can pull the suitcase normally while shopping or navigating crowded indoor environments, then switch to riding mode in suitable open areas where local rules permit.

The suitcase provides space for everyday essentials and shopping purchases, while its electric drive system offers an alternative to walking longer distances.

For urban explorers, weekend shoppers and leisure travelers, this dual-purpose design introduces a more flexible way to move around commercial spaces without relying entirely on walking.

4. Hotels, Resorts and Leisure Destinations: A More Flexible Travel Companion

Travel does not end when passengers leave the airport. Moving between hotel entrances, resort facilities, transportation hubs and nearby destinations can also involve considerable walking.

Airwheel offers another mobility option for these journeys.

Its conventional luggage mode remains useful when navigating hotel lobbies, elevators and indoor corridors. In suitable outdoor areas, electric riding mode provides an alternative for moving between locations while keeping personal belongings together in one compact unit.

Whether traveling for a weekend getaway, attending a business conference or exploring a new destination, the suitcase brings together two functions that traditionally required separate products: carrying luggage and providing personal mobility.

Intelligent Features That Make Travel More Convenient

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Beyond its distinctive riding experience, Airwheel integrates several technologies designed to improve everyday usability, connectivity and security.

73.26Wh Removable Lithium Battery

The suitcase is equipped with a 73.26Wh removable lithium battery designed for cabin travel. Its detachable design makes battery removal and handling more convenient when required. The battery can also serve as an emergency power source for compatible electronic devices, helping travelers stay connected while on the move.

Smartphone App Connectivity

Through the dedicated mobile application, users can access selected suitcase functions, including battery-level monitoring, speed adjustment, low-battery notifications, and lighting controls. This provides a more convenient way to manage the suitcase and monitor its operating status.

Apple Find My Integration

Selected Airwheel models support Apple’s Find My network, allowing users to locate their compatible suitcase through the Find My app on an iPhone or other supported Apple device. This additional layer of tracking functionality offers greater peace of mind when traveling with luggage.

Colorful Ambient Lighting

Integrated multicolor lighting adds a distinctive visual element to the suitcase. In addition to its contemporary appearance, the lighting can improve the suitcase’s visibility in suitable low-light conditions.

Lightweight Structural Engineering

Selected models combine a lightweight luggage structure with aluminum-alloy components to balance portability and durability. With a maximum load capacity of up to 95 kg on applicable models, the design supports everyday riding requirements while maintaining practical luggage functionality.

TSA-Approved Lock and USB Charging Interface

A TSA-approved combination lock helps facilitate luggage inspection during international travel. An integrated USB interface provides a convenient connection for charging compatible personal electronics when used with an appropriate power source.

Together, these features reflect Airwheel’s approach to smart luggage: technology should not simply make a product look more advanced; it should deliver practical value throughout the journey.

A Comprehensive Smart Rideable Suitcase Portfolio for Different Travel Needs

Airwheel’s innovation extends beyond a single flagship product. The brand has developed a broader smart rideable suitcase portfolio to accommodate different travel styles, luggage capacities, and user requirements.

Its product lineup includes several 20-inch smart rideable cabin suitcase models, including:

SE3SL: A smart rideable electric suitcase designed for convenient everyday travel.

SE3SL+: A premium smart rideable boarding airport suitcase combining practical luggage functionality with electric mobility.

SE3SX: A lightweight smart rideable carry-on hand cabin suitcase designed for frequent travelers.

SE3SXD: A flagship intelligent electric AI luxury suitcase featuring advanced integrated control and automatic structural functions.

Beyond its 20-inch cabin-size range, Airwheel also offers larger 24 inch smart rideable checked luggage SE3T Ai wheel for travelers who require additional storage capacity, as well as dedicated children’s rideable suitcases designed to bring mobility and entertainment together for younger users.

This diversified portfolio enables Airwheel to serve a broader range of travel scenarios, from short business trips and international flights to extended holidays, family travel and everyday leisure.

Rather than developing a single product for one specific occasion, Airwheel is building an integrated smart luggage ecosystem around different travel needs.

Airwheel: Bringing Intelligent Mobility into Everyday Travel

With years of experience in intelligent mobility development, Airwheel has established a technological foundation spanning electric drive systems, motion control, intelligent sensing and structural engineering.

The company holds more than 600 core patents and has received recognition from numerous international design awards, reflecting its continued investment in product development and industrial design.

Airwheel’s approach is built around a simple idea: familiar everyday products can become more useful when intelligent technology is integrated into their fundamental functions.

By combining luggage storage, electric mobility, smartphone connectivity and intelligent tracking, Airwheel is expanding the traditional definition of a suitcase.

From international exhibitions and airport terminals to shopping districts, business trips and leisure destinations, its smart rideable suitcases are designed to make moving with luggage more convenient, flexible and enjoyable.

As global travel continues to evolve, Airwheel is exploring a new category of travel products in which luggage is no longer simply something people carry or pull, but an intelligent mobility companion that moves with them.

Media Contact

Company: Airwheel

Contact: Media Team

Email: Jonas@airwheel.net

Website: https://www.airwheel.net

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Gary Bassett: The Questions He Says Investors Should Ask Before They Commit Capital

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  • The Dallas fund manager says the questions an investor asks before writing a check matter more than the pitch they just heard.

A Different Starting Point

Dallas, Texas, November 11, 2026, ZEX PR WIRE, Gary Bassett, Founder, Chairman, and Managing Partner of HP Capital Partners in Dallas, Texas, has spent more than four decades moving through investment banking, enterprise software, and institutional asset management. He built that path at J.P. Morgan, founded and scaled Microbank before its sale to Citicorp, and led an investment banking division at Bank of America before launching HP Capital Partners in 2012.

Across those decades, he says the investors who do well are not the ones with the best spreadsheets. They are the ones who ask a short list of plain questions before they commit money, and who actually wait for honest answers.

“Most pitches are built to survive a good question,” Bassett says. “They are not built to survive four in a row.”

What Happens When the Story Stops Being True

Bassett says the first question he asks about any strategy is what happens to it when the thesis behind it breaks.

“Every investment has a story attached to it,” he says. “Rates will fall, a sector will consolidate, a currency will move. The question is not whether the story is good. It is what the manager does on the day it stops being true.”

He says investors rarely ask this directly, and managers rarely volunteer the answer, because it forces a conversation about losses before any money has changed hands.

Who Actually Owns the Risk Decision

The second question Bassett raises is about governance rather than strategy: who has the authority to cut a position, and under what conditions.

“A strategy is only as good as the person with their hand on the risk lever,” he says. “I want to know if that person has the authority to act without a committee meeting first.”

He points to his own work at HP Capital Partners, where asset allocation and risk parameters sit under direct oversight rather than a layered approval process, as the standard he measures other structures against.

What a Track Record Leaves Out

Bassett says a strong track record is the easiest thing for an investor to be shown and the hardest thing to read correctly.

“A five-year return number tells you almost nothing about how that return was earned,” he says. “It does not tell you how much leverage was used, how concentrated the positions were, or how the manager behaved in the one bad quarter that got smoothed over in the average.”

He says he asks managers to walk through their single worst period in detail rather than their best one, because the worst period shows how a strategy actually fails.

How It Fits With Everything Else Already Owned

The last question Bassett raises is one he says most individual investors skip entirely: how a new position interacts with everything already in the portfolio.

“People evaluate investments one at a time, as if each one exists in isolation,” he says. “It never does. A great strategy can still be the wrong addition if it moves the same way as everything else you already hold.”

He says this question matters more in periods when markets move together across asset classes, since diversification on paper can disappear exactly when it is needed most.

Questions Before Comfort

Bassett says none of these four questions are complicated, and that is the point.

“The goal is not to sound sophisticated,” he says. “The goal is to know what you actually own, and what it will do when conditions change. Most of the damage I have seen over the years came from a question that never got asked, not an answer nobody could have known.”

He says the habit of asking before committing carries over from his own background: the diligence standards built at J.P. Morgan, the operational discipline required to scale Microbank across banking and construction clients worldwide, and the risk oversight he now runs directly at HP Capital Partners.

“Capital markets reward patience with questions more than they reward confidence in answers,” he says. “That has not changed in forty-five years, and I do not expect it to change now.”

About Gary Bassett

Gary Bassett is the Founder, Chairman, and Managing Partner of HP Capital Partners, an investment firm based in Dallas, Texas. His career spans investment banking at J.P. Morgan, the founding and sale of Microbank Software Inc. to Citicorp, and a tenure as Managing Director of Investment Banking at Bank of America. He is a longtime resident of Highland Park, Texas, and a member of the Dallas Hall Society at Southern Methodist University.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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