Press Release
PayYoda’s ecological development in the age of DeFi

Blockchain has become an independent world. Here, innovation seems limitless. DeFi has become the center of this world. It has many applications, and it pursues the reform of the existing financial structure. But it’s a long way to reach this.
For example, DeFi focus on the application of Blockchain or cryptocurrency instead of traditional financial services to meet the development needs of society. The advantage fields are numerous, like Decentralized exchanges, insurance companies, currency markets, and liquidity mining.
to improve the using experience, PayYoda will not stop its exploration of decentralization.
PayYoda DAO community governance fund
PayYoda received an initial strategic investment of US$15 million from DTOGT Capital to jointly build the PayYoda DAO Community Governance Fund and help the ecological construction of PayYoda. PayYoda will extend the construction of a DAO community governance fund for the purpose of ecological incentives/return to the users of the co-governance community. In the follow-up, all product revenues under the PayYoda ecosystem will have 50% of the profit go into the PayYoda DAO Community Governance Fund, which will be used to continuously encourage/repay community users and allow users to obtain exclusive co-governance rights to participate in the PayYoda ecosystem. In the future, users with HYOT can obtain the right to vote in the PayYoda co-governance ecosystem in the future.
PayYoda multi-chain aggregation
In order to achieve an efficient link between users, assets and decentralized applications, lower the barriers to application landing and growth, and allow users and developers to enjoy an efficient and low-cost on-chain aggregation experience, PayYoda will integrate the advantages of existing mainstream wallets through DeFi segment HYOT’s traffic aggregation empowers, develops and builds an ecological landing application with multi-chain aggregation as the core, brings stable, convenient, and high-quality on-chain aggregation services to PayYoda ecological users, and promotes the healthy development of PayYoda’s ecology.
The aggregation application can be imported from multiple wallets, supports multiple terminals (IOS/Android), and supports multiple public chain assets (BTC, ETH, TRX, HECO, OKCHAIN, BSC); supports multiple third-party DApps, DeFi aggregation application modules (multiple aggregation Chain DEX, enjoy the latest user experience and technological innovation); it also has functions such as market display, flash exchange function, financial lending, and batch transfer.
The basic wallet application of PayYoda has been open to experience at 22:00 on April 20 (UTC-5), and users are welcome to participate in the experience.
Cooperation in the global market
PayYoda will carry out in-depth cooperation in the global market around blockchain resource sharing, community building, application landing, and traffic expansion. By integrating the advantages of all parties, information advantages, service advantages, and technological advantages, PayYoda will carry out close cooperation and deepen consensus, promote the implementation of PayYoda ecological application, and jointly promote the prosperity and development of the blockchain industry.
PayYoda’s goal
As the underlying blockchain protocol is refined and the concept of autonomous communities evolves, PayYoda’s goal is to develop its ecological technology into not only a fully distributed open financial sharing protocol, but also a commercially developed distributed co-governance community with open governance and self-evolving ecology. PayYoda’s goal is never an overnight process, nor a distant skyscraper. The PayYoda ecology will achieve practical operational goals by landing scenarios of diversified digital assets, and gradually complete the final form of PayYoda – a more open and decentralized financial world.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Moncton Cares Receives Feed NB’s Better Together Bowl Award
Ketan Raval credits volunteers and community partnerships for recognition
MONCTON, NB, October 22, 2026, ZEX PR WIRE — Moncton Cares has received the 2026 Better Together Bowl Award from Feed NB / Nourrir NB, recognizing its collaborative approach to addressing food insecurity and supporting Greater Moncton’s multicultural community.
Presented on October 15, the award honours Moncton Cares “for a team that proves collaboration is the secret ingredient to making a difference.”
Founded in 2022, Moncton Cares supports newcomers, refugees and vulnerable residents through its multicultural food bank, $5 meal program, language classes, wellness activities, cultural celebrations and volunteer opportunities.
Led by Ketan Raval, Founder and Executive Director, and supported by approximately 200 active volunteers, the organization brings together residents, businesses, donors and community partners to meet local needs and strengthen belonging.
Its multicultural food bank recognizes the importance of culturally appropriate food and dietary needs, helping families access support with dignity while maintaining connections to their traditions.
Beyond food assistance, Moncton Cares helps people build confidence, develop skills and participate in community life. Its multicultural programs encourage neighbours from different backgrounds to connect, share experiences and learn from one another.
The organization’s multicultural catering social enterprise creates career-building opportunities for vulnerable community members. Proceeds support the multicultural food bank and $5 meal program, turning catering orders into direct community support.
For Ketan Raval and the Moncton Cares team, this recognition reflects the collective commitment of everyone who contributes time, resources and expertise. Moncton Cares thanks Feed NB and its community partners and welcomes new volunteers, donors and collaborators.
About Moncton Cares
Moncton Cares is a nonprofit serving Moncton, Dieppe, Riverview and surrounding communities through food security, education, wellness and multicultural programming. Its guiding values are Community • Connection • Collaboration.
Media Contact
Ketan Raval | Founder & Executive Director
monctoncares.ca
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Women in Finance Want Equal Recognition: Drofa Comms Responds With Women Leading the Way Digital Magazine 2026
London, The United Kingdom, October 22nd, 2026, FinanceWire
Women in finance do not want to be treated as a separate category. They want to be recognised as experts on equal terms with men. This is the central message Drofa Comms has heard from participants in its Women Leading the Way initiative. In response, the London-based PR agency specialising in finance and fintech has released Women Leading the Way Digital Magazine 2026, marking the project’s next stage as an international expert platform where women can contribute to industry debate and gain recognition for their knowledge on equal terms with men.
Published in a fully digital format for the first time, the edition features contributions from 25 industry professionals. Through research, expert analysis, infographics and exclusive interviews, it gives women more space to address the issues shaping finance and technology.
Its coverage includes AI in wealth management, the $83 trillion generational wealth transfer, AI-driven fraud, tokenisation and 24/7 financial markets. Contributors include executives and specialists from bunq, 1inch, OneAsset, Cardano, Wirex, Pipe, Altius Labs and others. Male industry leaders also contribute, reflecting the project’s aim to create a shared forum for industry expertise.
“The women we interview want to discuss the subjects they know best: investment decisions, financial products, technology and the problems their businesses are working to solve. They want recognition for that expertise on the same terms as their male peers,” said Valentina Drofa, Founder & CEO of Drofa Comms and the creator and driving force behind Women Leading the Way. “Their feedback shaped this edition. As a communications agency, we understand how much public presence influences whose expertise is heard and recognised. Our ambition for Women Leading the Way goes further than raising women’s visibility. We want to help build an industry where expertise, rather than gender, determines whose voice is heard.”
Professional recognition is also examined in the magazine’s original study, “The Missing Half of the Record.” It analyses AI-generated expert recommendations in fintech, monetary policy, digital assets and investment management. Of 94 unique individuals identified in 141 recommendations, only 14 were women (14.9%). In investment management, women accounted for just 7.9%. The findings highlight a potential barrier to equal recognition when AI tools are used to identify expert sources and speakers.
The magazine forms part of the wider Women Leading the Way project, which includes a podcast, an interview series, international event partnerships and a professional community.
The voices heard within the professional community help shape the future of finance. Whose voice could be next?
Read Women Leading the Way Digital Magazine 2026 and share your perspective with the community.
About Drofa Comms
Founded in 2011, Drofa Comms is a London-headquartered PR agency specialising in finance, fintech and blockchain communications. The agency has worked with more than 1,000 companies worldwide and has a team of over 30 professionals and advisers. Its proprietary initiatives include Women Leading the Way, Crypto Edu and Communicate Fintech.
Contact
Drofa Comms
info@drofa-ra.co.uk
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Qoob Launches Personal AI Search App Designed to Turn Everyday Questions Into Clear Decisions
A new smart search experience gives users short, personalized answers instead of forcing them to sort through pages of links, ads, and unnecessary information
United States, 22nd Oct 2026 — QOOB SEARCH, LLC is introducing Qoob, a personal AI search app designed to help people get useful answers faster and make everyday decisions without spending time scrolling through pages of search results.
Instead of returning a long list of links and leaving users to determine what matters, Qoob is built around a simple interaction: ask a question in natural language and receive a short answer shaped around the user’s context and preferences. The app is designed for everyday decisions ranging from what to cook and where to go to which product or option to choose.
“People don’t always need more information. Often, they just need a clear answer that helps them decide what to do next,” said AJ Javan, the founder of Qoob. “Qoob is built around that idea — ask naturally, get a useful answer, and move on with your day.”
A Personal AI Search App Built Around Decisions
Qoob combines AI-powered search with personal context to create what the company describes as a different kind of search experience. Rather than requiring users to learn specialized prompting techniques, Qoob allows people to ask questions in their own words.
The platform is designed to understand intent even when a question is not perfectly worded. It can also use available context, previous questions, and user preferences to make answers more relevant. Its focus is on short answers rather than lengthy AI-generated responses or lists of websites that require additional research.
The distinction is particularly relevant for everyday searches. A user deciding what to cook, planning a weekend, comparing products, or looking for a place to visit may not need dozens of pages to review. Qoob is designed to turn those questions into concise answers intended to help users make a decision.
Survey Data Highlights User Response
User research published by Qoob also points to the importance of clarity in the search experience. In a recent survey of more than 1,000 people, nearly all respondents said Qoob’s answers were easy to understand, according to the company. The same research published by Qoob reports that 85% of surveyed users agreed that Qoob and its answers build trust.
Qoob’s research also reports that users found its answers shorter and more effective and said the experience saved them time compared with Google, Perplexity, ChatGPT, and Bing.
The company says its goal is not to keep users engaged with endless search sessions, but to help them reach useful information and return to what they were doing.
Designed for Simpler Search
Qoob describes its approach as smart search for everyday decisions. The platform is designed to reduce the friction between asking a question and knowing what to do next.
Its experience combines natural-language questions, personalized context, and concise AI-generated responses. Qoob also emphasizes user control over personalization, stating that users can decide what context the service remembers.
Qoob also states that it does not sell users’ usage data. Its privacy policy provides additional information about the types of information collected, how information is used, and how data may be shared with service providers.
Available Now
Qoob is available as a smart search experience for people looking for direct answers to everyday questions. The company promotes the service as free, with no subscription required and no credit card required. Users can visit the official website to learn more and access the app.
Learn more and access Qoob:
https://theqoob.com/
About QOOB SEARCH, LLC
QOOB SEARCH, LLC develops Qoob, a personal AI search and decision-making app designed to provide short, useful answers for everyday questions. Qoob combines smart search, AI-powered answers, and personal context to help users move from searching to deciding with less friction. The company describes Qoob as a smart search app for everyday decisions.
Media Contact
Organization: QOOB SEARCH, LLC
Contact Person: AJ Javan
Website: http://theqoob.com/
Email: Send Email
Country: United States
Release id: 50105
View source version on King Newswire:
Qoob Launches Personal AI Search App Designed to Turn Everyday Questions Into Clear Decisions
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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