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PayYoda analyzing the Blockchain payment characteristics and putting forward the Blockchain payment security reference

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The industrial circle and academic circle have begun to realize the importance and value of Blockchain payment security, and have carried out active exploration now. However, the current Blockchain payment is still in the early stage of industrial development with systematic study lacked. PayYoda analyzes the Blockchain payment security demand characteristics and defines the Blockchain payment security boundary, laying the foundation of Blockchain payment security reference frame.

Blockchain payment problem: Serious security privacy problem and lack of trust between both parties of the transaction

The traditional payment way is always of high risk, poor efficiency and many restrictions. Especially for the international trade, the buyer shall transfer money to the supplier’s account which needs to be confirmed by many international banks midway with complicated formalities and a long time taken (varying from several days to ten days and a half months) after a deal is closed. More importantly, the account is often frozen for no reason and the high service charge needs to be paid in the whole process because all countries have strict regulations on the amount and types of transactions when international payment. Furthermore, the centralized settlement system is with non-transparent data and unsafe hidden dangers, so the personal information may be disclosed.

Based on the problem, PayYoda puts forward the solution:

I. Credit-driven ecosystem

PayYoda constructs the credit-driven ecosystem by the credit scoring system to solve the security payment problem. Various payment security accidents (including merchant fraud, malicious user attack, phishing site and privacy disclosure) happen to the online payment and offline payment. How to create a safe payment environment becomes the high-priority tasks of all the payment networks.

The PayYoda ecosphere is credit-driven. To achieve the goal, related measures (including credit-driven ecology, merchant caution money, safety fund, privacy protection, credit score, and decentralized risk control anti-fraud) shall be taken to ensure the user asset security in many fields thoroughly.

II. Publicity, transparency and traceability

In addition to this, PayYoda’s strategy is solving the data source and data trust problems by its hardware equipment with machine language, and ensuring the data authenticity of the whole chain based on Blockchain characteristics-decentralization and immutability. The PayYoda’s design ensures the payment transaction data security in the process of acquisition, transmission, storage and computation with stable and reliable technology platform provided for data transmission and value circulation on the digital asset trading.

III. Decentralizing the payment on the Blockchain

After PayYoda implements the actual scenario of digital currency and realizes the integration with payment transactions via Blockchain, it won’t rely on the system in the central position for fund clearing and trading information storage any longer, but can transfer the value directly based on consensus mechanism which doesn’t need any trust coordination. The mechanism transformation result is as follows: On one hand, the huge service cost and maintenance costs of the third party of the third party institution are saved, the business process is simplified and the business costs for banks and customers are lowered; On the other hand, the flattening of the process increases the transfer speed and realizes the real-time transfer, and the security of the whole system can be ensured even though multiple nodes are attacked because a complete set of data copies is stored at each node of the system.

IV. Secure trading system based on artificial intelligence

The PayYoda secure trading protection system is based on multi-core concurrent technology, integrated safety engine technology, zero-copy technique, and other high performance architectures. It integrates ten layers of fine filtering function based on data header and data content (including DOS defense, user authentication, application control, intrusion prevention, site classification and filtering, virus filtration, web application defense and data leak prevention), forms the integrated security defense system from the network layer to the application layer, and realizes the clean flow delivery.

On the basis of artificial intelligence, PayYoda provides such abilities as data analysis, knowledge extraction, independent study, intelligent decision and automatic control which can create the innovative applications in the fields of network information security (such as network protection, data management, message audit, intelligent security and financial risk control).

V. Construction of sustainable payment ecosystem

The sustainable evolution of the platform (as the basic payment network) is of great importance. And the continuous evolution of the platform happens due to sustainable innovation ability in the premise of abiding by common rules. The common rules of the platform are ensured by the governance mechanism and consensus mechanism. As for the innovation, the development history of e-payment in these decades clearly shows: As long as the power is given to the innovators closest to the market, there will always be an endless supply of ideas. In terms of governance mechanism, PayYoda adopts the fully open ecological model so that the ecosphere participants can focus on the tasks they are best at and maximize their respective profits by the corresponding incentive mechanism with innovation driven via the market end.

PayYoda will continue to be rooted in the Blockchain-fertile soil and cooperate with various financial institutions and entity industries to build the decentralized payment ecology together based on Blockchain in the future!

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Richecoin Announces Dual Exchange Listings on BitMart and AscendEX as Riche Chain Expands Global Market Access

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Richecoin’s native RIC token gains new trading venues while its QBFT-powered Layer-1 blockchain advances enterprise-grade Web3 infrastructure.

 

 

Richecoin, the native digital asset of the Riche Chain blockchain network, has been officially announced for listing on two global cryptocurrency exchanges, BitMart and AscendEX. The dual exchange announcements represent major project development because they enable additional users to acquire RIC tokens while the Riche Chain network expands.

 

The official X account of BitMart announced through its platform that RIC will become available on their platform soon while asking users to monitor their website for additional details about the launch. Shortly afterward, the Riche Chain team confirmed that AscendEX had also officially announced a RIC listing, making it the second exchange to support the token. The Riche Chain account published a public announcement that demonstrated Richecoin gained faster market adoption and the account verified multiple upcoming exchange market entries.

 

These listings provide new global access points for RIC, the native coin that powers the Riche Chain Layer-1 blockchain. Riche Chain provides enterprise-level stability and decentralized finance scalability through its implementation of Quorum Byzantine Fault Tolerance (QBFT) consensus, which provides zero block reorganization and instant transaction finality and high-throughput performance.

 

The official website of Richecoin shows that Riche Chain operates with three-second block times and 25,000,000 gas limit per block and zero reorganization risk which establishes a deterministic and predictable execution environment for decentralized applications. The network operates with full Ethereum Virtual Machine compatibility which enables developers to run Solidity smart contracts through their usual development tools including MetaMask and Hardhat and Remix and OpenZeppelin without requiring any changes.

 

Riche Chain depends on QBFT consensus to establish its security framework. The QBFT system operates through a different mechanism than probabilistic finality systems because it establishes block immutability after creation and eliminates all possibilities of network chain modification. The system depends on supermajority validator agreement, which needs two-thirds of validators to validate each block for achieving enterprise-grade security standards. The network operates without forks and rollbacks because it serves applications that need complete network reliability.

 

The Riche Chain platform enables users to access multiple Web3 applications through its designed architecture. The network design supports decentralized financial systems which include decentralized exchanges and lending protocols and staking systems and yield strategies that need both fast transaction processing and minimal fees. The platform enables users to mint and trade digital assets and NFTs through its quick and dependable minting and trading system.

 

Blockchain gaming applications operate with on-chain game logic and marketplaces which prevent lag and rollback issues, while enterprise and consortium use cases including supply chain and identity and financial infrastructure systems can use deterministic finality. Payments and remittance solutions are supported through fast, low-cost global transaction settlement.

 

The platform Riche Chain enables developers to use its EVM system which supports Solidity versions starting from 0.8 and includes complete EVM compatibility. The network provides users with MetaMask integration and standard Ethereum tooling and public RPC and WebSocket endpoints and a mainnet configuration that uses Chain ID 132026. Developers can connect directly to the network using the RPC endpoint at https://seed-richechain.com/ and explore transactions and contracts through the Riche Scan block explorer at https://richescan.com.

 

The project’s development roadmap demonstrates its evolution from its first release through its development into a full ecosystem. The testnet phase has finished with successful completion of QBFT consensus stress testing and faucet system deployment and bug bounty programs. The Genesis Mainnet phase has finished its deployment through the activation of RPC nodes and block explorer and native coin distribution. The current focus works to build up the ecosystem through document sharing and developer funding and strategic partnerships which will create links between Ethereum and Binance Smart Chain. The following stage will bring in governance and DAO functionality alongside staking and on-chain governance systems.

 

The developer grant program at Riche Chain exists to help builders who develop decentralized applications through the network. The program offers financial backing together with technical assistance and access to natural ecosystems for teams who want to develop their projects on Riche Chain’s fast network system.

 

The project bases its operations on two fundamental principles which are security and transparency. Richecoin has undergone a security audit by Cyberscope, with the results publicly available through Cyberscope’s audit platform.

 

The Riche community now spans across the world because its social features have grown to support more than 15,000 users while developers maintain active support throughout each day. The community uses X and Telegram channels and groups and Discord to connect with developers and validators and ecosystem participants who distribute updates and conduct governance discussions and provide technical resources.

 

With the upcoming listings on BitMart and AscendEX, Richecoin’s RIC token is set to become more widely accessible as the Riche Chain ecosystem continues to scale. The dual exchange announcements demonstrate how the market now understands Riche Chain operates its QBFT-based Layer-1 system which delivers fast transaction completion and complete transaction security and business-level blockchain operational capabilities.

 

More information about Richecoin, Riche Chain, and its growing ecosystem is available at https://richecoin.org.

For the latest updates, follow Riche Chain on social media.

X (Twitter): https://x.com/richechain

Telegram Channel: https://t.me/richechain

Telegram Group: https://t.me/richechaingroup

Discord: https://discord.gg/RyeY8P9xkC

Official exchange listing announcements on X can be found at:

BitMart Announcement:

https://x.com/bitmartexchange/status/2010227285648113785?s=46

AscendEX Announcement:

https://x.com/richechain/status/2011999905318113302?s=46

 

Media Contact

Company Name:Komunitas Crypto Nusantara organization

Contact Person:Masysz Anggrella

Email:aarel225@gmail.com

Website: https://richecoin.org

City: Pati, Central Java

Country:Indonesia

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

WeChange Launches Across 190+ Countries to Expand Crypto Access Worldwide

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Budapest, Hungary, 2nd February 2026, ZEX PR WIREWeChange, a noncustodial global crypto onramp, announces the official launch of its noncustodial fiat-to-crypto on-ramp, designed to simplify how everyday users buy and sell digital assets while maintaining full control of their funds. The platform goes live globally on January 30, supporting bank transfer methods across more than 190 countries.

Built to address the complexity and high fees often associated with traditional crypto exchanges,WeChange enables users to access crypto through familiar payment rails, including SEPA, ACH, Faster Payments, PIX, and SPEI. Fees start at 2.5 percent, offering a more transparent
and affordable alternative to platforms that frequently charge significantly higher rates.

Reducing Friction in Crypto Onboarding

WeChange is designed for users who want a straightforward way to enter the crypto ecosystem without navigating complicated interfaces or relinquishing custody of their assets. As a noncustodial platform, WeChange does not hold user funds. All transactions are executed
directly to users’ wallets, prioritizing transparency, control, and security.

The platform is available across most of Europe, the Americas, Asia Pacific, and Africa, with availability determined by local regulatory requirements. Certain jurisdictions remain restricted in accordance with international compliance standards.

Launch Features and Roadmap

At launch, users can transact using supported bank transfer methods, allowing them to buy and sell crypto directly through their local financial infrastructure. Credit and debit card support is planned for Q2 2026 and will enable users to purchase crypto through an in-app card experience. When introduced, card payments will support major networks including Visa, Mastercard, and American Express.

The January launch marks the first milestone in WeChange’s broader roadmap, which focuses on expanding payment options, improving user onboarding, and continuing to lower barriers for individuals entering the crypto economy. Users can find detailed information on supported regions, payment methods, and upcoming features at www.wechange.com

About WeChange

WeChange is a global, noncustodial fiat-to-crypto on-ramp built to make digital asset access simpler, more transparent, and more affordable. By supporting local bank transfers and prioritizing user self-custody, WeChange enables individuals worldwide to buy and sell crypto without unnecessary complexity or excessive fees.

For more information, visit www.wechange.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Vanilla Gift Cards in 2026: Usage, Balance Verification, and Market Overview

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Nigeria, 2nd Feb 2026 – Vanilla Gift Cards continue to play a significant role in the global prepaid card ecosystem. Widely used for online purchases, gifting, and digital subscriptions, these prepaid cards remain popular across multiple regions, including North America, West Africa, and other international markets. However, despite their broad recognition, Vanilla Gift Cards are not always straightforward to use, particularly in cross-border and online transaction environments.

As a result, secondary gift card trading platforms have become an increasingly relevant part of the digital payments landscape.

Understanding How Vanilla Gift Cards Work

Vanilla Gift Cards are prepaid cards typically issued under major payment networks such as Visa and Mastercard. They are available in both physical and digital formats and are preloaded with a fixed value. Because they are not linked to personal bank accounts, they are commonly used as alternative payment instruments.

While Vanilla Gift Cards appear uniform to consumers, industry professionals recognize that cards issued through different channels and banking partners may behave differently during online transactions. Factors such as issuing characteristics, security controls, and merchant acceptance policies can influence whether a card is successfully used on a particular platform.

Usage Limitations and Transaction Challenges

Although Vanilla Gift Cards are accepted by many merchants, users in certain regions often encounter limitations. These may include declined payments, restricted merchant access, or incompatibility with specific online platforms.

Such challenges are not unique to Vanilla Gift Cards. They reflect broader issues related to prepaid card usage across borders, where fraud prevention systems and regional payment policies play a central role. For many users, these restrictions reduce the practical usability of prepaid cards, even when the card itself remains valid and funded.

Secondary Market Activity and Sell Vanilla Gift Card

In response to these limitations, a secondary market for gift card trading has developed. Instead of attempting repeated transactions on restricted platforms, users increasingly choose to exchange unused gift cards for local currency through structured trading services.

In countries such as Nigeria and Ghana, Vanilla Gift Cards remain actively traded due to consistent demand and their recognition as reliable prepaid instruments. The growth of this market has led to the emergence of specialized platforms that focus on secure evaluation, verification, and exchange processes.

Platforms such as Migo – Sell Gift Cards operate within this ecosystem by providing structured mechanisms for converting prepaid cards into cash. Rather than treating all cards identically, such platforms assess cards based on multiple criteria, including card format, remaining balance, issuing attributes, and prevailing market conditions. This approach helps reduce uncertainty for users seeking legitimate and efficient exchange options.

Balance Verification as an Industry Standard

Verifying a Vanilla Gift Card balance is a standard step prior to use or exchange. Cardholders typically confirm balances through official balance-check channels to ensure accuracy.

Within secondary trading environments, balance verification is also a critical requirement. Platforms like Migo – Sell Gift Cards incorporate verified balance information into their assessment processes, enabling clearer valuation and more predictable transaction outcomes. This practice reflects broader industry standards aimed at improving transparency and user confidence.

Regional Access and Global Participation

The gift card trading market operates across multiple regions, with varying levels of access and processing efficiency. In West Africa, particularly Nigeria and Ghana, prepaid cards such as Vanilla Gift Cards are commonly exchanged due to their role as alternative payment tools in digital commerce.

Global platforms that support these regions illustrate how gift card trading has evolved from informal exchanges into structured digital services. By offering standardized processes and cross-border accessibility, platforms like Migo reflect the growing institutionalization of the gift card resale market.

Industry Context and Consumer Considerations

As prepaid cards continue to be integrated into global commerce, consumer awareness remains essential. Understanding that prepaid cards may function differently depending on issuing and transactional factors helps users make informed decisions about usage and exchange.

Equally important is the role of transparent and compliant platforms in supporting this ecosystem. Structured trading services do not eliminate all risks, but they provide clearer frameworks for users navigating the complexities of prepaid card usage in international markets.

Conclusion

Vanilla Gift Cards remain a widely recognized component of the global prepaid card market. While their flexibility makes them appealing, real-world usage limitations have contributed to the growth of secondary gift card trading platforms.

Within this evolving landscape, services such as Migo – Sell Gift Cards represent a structured response to user demand for secure, transparent, and efficient gift card exchanges. As digital payments continue to expand across regions, the role of such platforms is likely to remain an important part of the broader financial ecosystem.

Website: https://www.migogiftcard.com

iOS Download Link: https://apps.apple.com/us/app/migo-sell-gift-cards/id6670494373

Playstore Link:

https://play.google.com/store/apps/details?id=com.antwallet.giftcard

Media Contact

Organization: Migo – Sell Gift Cards

Contact Person: Media Relations

Website: https://www.migogiftcard.com

Email: Send Email

Country:Nigeria

Release id:40901

The post Vanilla Gift Cards in 2026: Usage, Balance Verification, and Market Overview appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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