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PayYoda analyzing the Blockchain payment characteristics and putting forward the Blockchain payment security reference

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6 years ago

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The industrial circle and academic circle have begun to realize the importance and value of Blockchain payment security, and have carried out active exploration now. However, the current Blockchain payment is still in the early stage of industrial development with systematic study lacked. PayYoda analyzes the Blockchain payment security demand characteristics and defines the Blockchain payment security boundary, laying the foundation of Blockchain payment security reference frame.

Blockchain payment problem: Serious security privacy problem and lack of trust between both parties of the transaction

The traditional payment way is always of high risk, poor efficiency and many restrictions. Especially for the international trade, the buyer shall transfer money to the supplier’s account which needs to be confirmed by many international banks midway with complicated formalities and a long time taken (varying from several days to ten days and a half months) after a deal is closed. More importantly, the account is often frozen for no reason and the high service charge needs to be paid in the whole process because all countries have strict regulations on the amount and types of transactions when international payment. Furthermore, the centralized settlement system is with non-transparent data and unsafe hidden dangers, so the personal information may be disclosed.

Based on the problem, PayYoda puts forward the solution:

I. Credit-driven ecosystem

PayYoda constructs the credit-driven ecosystem by the credit scoring system to solve the security payment problem. Various payment security accidents (including merchant fraud, malicious user attack, phishing site and privacy disclosure) happen to the online payment and offline payment. How to create a safe payment environment becomes the high-priority tasks of all the payment networks.

The PayYoda ecosphere is credit-driven. To achieve the goal, related measures (including credit-driven ecology, merchant caution money, safety fund, privacy protection, credit score, and decentralized risk control anti-fraud) shall be taken to ensure the user asset security in many fields thoroughly.

II. Publicity, transparency and traceability

In addition to this, PayYoda’s strategy is solving the data source and data trust problems by its hardware equipment with machine language, and ensuring the data authenticity of the whole chain based on Blockchain characteristics-decentralization and immutability. The PayYoda’s design ensures the payment transaction data security in the process of acquisition, transmission, storage and computation with stable and reliable technology platform provided for data transmission and value circulation on the digital asset trading.

III. Decentralizing the payment on the Blockchain

After PayYoda implements the actual scenario of digital currency and realizes the integration with payment transactions via Blockchain, it won’t rely on the system in the central position for fund clearing and trading information storage any longer, but can transfer the value directly based on consensus mechanism which doesn’t need any trust coordination. The mechanism transformation result is as follows: On one hand, the huge service cost and maintenance costs of the third party of the third party institution are saved, the business process is simplified and the business costs for banks and customers are lowered; On the other hand, the flattening of the process increases the transfer speed and realizes the real-time transfer, and the security of the whole system can be ensured even though multiple nodes are attacked because a complete set of data copies is stored at each node of the system.

IV. Secure trading system based on artificial intelligence

The PayYoda secure trading protection system is based on multi-core concurrent technology, integrated safety engine technology, zero-copy technique, and other high performance architectures. It integrates ten layers of fine filtering function based on data header and data content (including DOS defense, user authentication, application control, intrusion prevention, site classification and filtering, virus filtration, web application defense and data leak prevention), forms the integrated security defense system from the network layer to the application layer, and realizes the clean flow delivery.

On the basis of artificial intelligence, PayYoda provides such abilities as data analysis, knowledge extraction, independent study, intelligent decision and automatic control which can create the innovative applications in the fields of network information security (such as network protection, data management, message audit, intelligent security and financial risk control).

V. Construction of sustainable payment ecosystem

The sustainable evolution of the platform (as the basic payment network) is of great importance. And the continuous evolution of the platform happens due to sustainable innovation ability in the premise of abiding by common rules. The common rules of the platform are ensured by the governance mechanism and consensus mechanism. As for the innovation, the development history of e-payment in these decades clearly shows: As long as the power is given to the innovators closest to the market, there will always be an endless supply of ideas. In terms of governance mechanism, PayYoda adopts the fully open ecological model so that the ecosphere participants can focus on the tasks they are best at and maximize their respective profits by the corresponding incentive mechanism with innovation driven via the market end.

PayYoda will continue to be rooted in the Blockchain-fertile soil and cooperate with various financial institutions and entity industries to build the decentralized payment ecology together based on Blockchain in the future!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

SAP Fioneer Launches Cloud Accounting Subledger to Simplify Multi-GAAP Accounting for Financial Institutions

Published

3 minutes ago

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July 30, 2026

By

Walldorf, Germany, July 30th, 2026, FinanceWire

SAP Fioneer, a leading provider of software solutions for financial services, today announced the launch of its Cloud Accounting Subledger (CAS), a cloud-based solution designed to help financial institutions manage complex accounting requirements and modernize finance operations. 

As financial institutions continue to advance their cloud transformation strategies, many finance organizations remain challenged by fragmented accounting landscapes and increasing regulatory complexity. Multiple accounting systems, disparate processes, and parallel reporting requirements across entities and accounting standards often result in significant reconciliation effort, limited transparency, and higher operational costs. 

“Financial institutions across North America have already made significant progress in cloud adoption, with the vast majority investing heavily in cloud-based architectures. At the same time, many core finance and accounting processes remain fragmented and difficult to modernize,” said Sascha Maric, Managing Director at SAP Fioneer USA. “With Cloud Accounting Subledger, we help institutions address this challenge by providing a unified foundation for managing complex, multi-GAAP accounting in the cloud.” 

SAP Fioneer’s Cloud Accounting Subledger enables financial institutions to manage accounting standards such as IFRS and US GAAP within a single, unified subledger. Purpose-built for AI and by consolidating accounting processes in one environment, the solution helps reduce reconciliation complexity while improving transparency, consistency and auditability across finance and reporting functions. 

Built for SAP S/4HANA Public Cloud, Cloud Accounting Subledger applies a consistent, rule-based accounting approach across portfolios, products and legal entities. This creates a single source of truth for finance, risk and reporting, while enabling closer integration between accounting processes and core finance operations. 

“The launch of Cloud Accounting Subledger marks an important step in the continued expansion of SAP Fioneer’s public cloud portfolio for financial services,” said Frank Hammann, Co-CEO Finance at SAP Fioneer. “By bringing multi-GAAP accounting into a single, SAP-native environment, we help financial institutions to reduce operational complexity and establish a scalable foundation for modern finance operations.” 

About SAP Fioneer  

SAP Fioneer was launched in 2021 as a strategic partnership between entrepreneurial investor Dediq and global technology leader SAP SE to become the leading international digital transformation partner and provider of software solutions and platforms to the financial services industry. With a broad ecosystem of partners, over 1,200 financial services customers and more than 1,500 employees, SAP Fioneer is a global business present in 17 countries across Europe, North and Latin America, Middle East and Asia-Pacific. 

By combining the speed and agility of a start-up with the proven capabilities of a best-in-class enterprise-grade software company, SAP Fioneer enables banks, insurance companies and challengers to run, transform and grow while meeting their need for speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end. 

Contact

Julia Schwendner
press@sapfioneer.com

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Press Release

Mercury Publishes Global Cold Chain Logistics Performance Benchmarks

Published

8 hours ago

on

July 30, 2026

By

Mercury publishes global cold chain logistics performance benchmarks for healthcare and life sciences shippers, covering transit times, reach, and reliability.

Boston, MA, 30th Jul 2026 – Mercury Business Services, a specialty logistics provider serving the healthcare and life sciences sector since 1984, today released performance benchmarks from its cold chain and parcel operations, reporting a 99.6% success rate on temperature-controlled shipments and a median cold chain transit time of 2.77 days.

The company also reported that customers using the Mercury Portal — its booking, tracking, and proactive monitoring platform — experienced a 39.7% reduction in parcel incidents compared to shipments managed outside the platform.

For laboratories, clinical trial sponsors, and diagnostics companies, a single compromised shipment can mean lost patient samples, delayed study timelines, and irreplaceable research material. Biological specimens, cell and gene therapy products, and diagnostic kits often have narrow stability windows and no second chance at collection.

Benchmark Highlights

  • 99.6% successful cold chain shipments
  • 2.77 days median cold chain transit time
  • 39.7% reduction in parcel incidents for Mercury Portal users
  • 236+ countries and territories served
  • 1,500+ customers served since 2020
  • 40+ years of continuous operation

Mercury attributes the results to a combination of proactive shipment monitoring, healthcare-specific customs brokerage that anticipates country-level documentation requirements before goods move, and 24/7 support teams assigned to individual accounts.

The company’s services span specialty cold chain, discounted parcel, same-day and onboard courier, next flight out, air freight and charter, GMP warehousing and controlled room temperature storage, and customs brokerage. Mercury supports biological specimens, clinical trial materials, pre-clinical research, diagnostic testing kits, pharmaceuticals, medical devices, and regulated documents and records.

About Mercury Business Services

Founded in 1984, Mercury is a logistics provider built specifically for healthcare and life sciences shippers. Mercury delivers hundreds of thousands of shipments each year across 236+ countries and territories, combining a proprietary shipment management portal with dedicated client support teams. The company operates on three principles: Customers First, Relentless Improvement, and Extreme Ownership.

Media Contact

Organization: Mercury Business Services

Contact Person: Christian Gladwell

Website: https://www.shipmercury.com/

Email:
support@shipmercury.com

Address:61 Batterymarch St 1st Floor

City: Boston

State: MA

Country:United States

Release id:47719

The post Mercury Publishes Global Cold Chain Logistics Performance Benchmarks appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Glasgow Law Firm Reports Increase in Divorce and Separation Enquiries

Published

8 hours ago

on

July 30, 2026

By

Simplicity Legal has recorded a rise in divorce and separation enquiries in the weeks since Scotland supporters returned from the 2026 FIFA World Cup. The increase is based on the firm’s own enquiry data, and the firm notes that most enquiries do not lead to divorce proceedings.

Glasgow, United Kingdom, 30th Jul 2026 – Simplicity Legal, a law firm based in Glasgow, has recorded an increase in divorce and separation enquiries during July 2026. The increase is based on the firm’s own enquiry data and is measured against the enquiry levels the firm would normally expect at this time of year. The firm has not identified a single cause for the rise, and notes that enquiry volumes fluctuate throughout the year.

The period covered by the data follows the return of Scotland supporters from the 2026 FIFA World Cup in the United States. Scotland qualified for the tournament for the first time since 1998. The team played two of its three group matches at Gillette Stadium near Boston, and a third-place finish in Group C was not enough to reach the knockout rounds. Thousands of Scotland supporters travelled to the United States for the group stage in June.

Billy Smith, director at Simplicity Legal, said: “Our enquiry data shows a clear increase in divorce and separation enquiries in recent weeks compared with what we would normally expect during the summer. We are not in a position to attribute the increase to any single cause. Family law firms are used to enquiry levels changing through the year, and January, following the Christmas period, is the best-known example of a seasonal rise.”

He added: “It is worth saying clearly that an enquiry is not a divorce. Most people who contact us at this stage are simply looking for information, and a great many of them never take matters any further. Our advice is always the same. Talk to each other first, and if you want to understand where you stand, seek advice before making any decisions. In Scotland, the rules on finances, property and cohabitation are not always what people assume, and good advice early on saves a great deal of stress later.”

Simplicity Legal offers an initial consultation for anyone seeking advice on separation, divorce or other family law matters. The firm does not provide legal aid.

Simplicity Legal, 34 Woodlands Road, Glasgow G3 6UR Telephone: 0141 471 9166 Website: www.simplicitylegal.co.uk

Notes to editors

  • Simplicity Legal is a Scottish law firm and a trading name of Clarity Simplicity Ltd, which also trades as Complete Clarity Solicitors. The firm has offices in Glasgow, Edinburgh and Dumfries.
  • The firm advises on family law, divorce and separation, conveyancing, wills and estate planning, executry, dispute resolution and commercial matters.
  • The enquiry data referred to in this release is drawn from the firm’s own records for June and July 2026. Supporting figures are available on request.
  • For interviews, further comment or supporting figures, please contact Billy Smith, Simplicity Legal, 34 Woodlands Road, Glasgow G3 6UR. Telephone: 0141 471 9166.

Media Contact

Organization: Simplicity Legal

Contact Person: Billy Smith

Website: https://www.simplicitylegal.co.uk/

Email: Send Email

Contact Number: +441416738305

Address:34 Woodlands Road

City: Glasgow

Country:United Kingdom

Release id:47623

The post Glasgow Law Firm Reports Increase in Divorce and Separation Enquiries appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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