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PayYoda analyzing the Blockchain payment characteristics and putting forward the Blockchain payment security reference

Published

6 years ago

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The industrial circle and academic circle have begun to realize the importance and value of Blockchain payment security, and have carried out active exploration now. However, the current Blockchain payment is still in the early stage of industrial development with systematic study lacked. PayYoda analyzes the Blockchain payment security demand characteristics and defines the Blockchain payment security boundary, laying the foundation of Blockchain payment security reference frame.

Blockchain payment problem: Serious security privacy problem and lack of trust between both parties of the transaction

The traditional payment way is always of high risk, poor efficiency and many restrictions. Especially for the international trade, the buyer shall transfer money to the supplier’s account which needs to be confirmed by many international banks midway with complicated formalities and a long time taken (varying from several days to ten days and a half months) after a deal is closed. More importantly, the account is often frozen for no reason and the high service charge needs to be paid in the whole process because all countries have strict regulations on the amount and types of transactions when international payment. Furthermore, the centralized settlement system is with non-transparent data and unsafe hidden dangers, so the personal information may be disclosed.

Based on the problem, PayYoda puts forward the solution:

I. Credit-driven ecosystem

PayYoda constructs the credit-driven ecosystem by the credit scoring system to solve the security payment problem. Various payment security accidents (including merchant fraud, malicious user attack, phishing site and privacy disclosure) happen to the online payment and offline payment. How to create a safe payment environment becomes the high-priority tasks of all the payment networks.

The PayYoda ecosphere is credit-driven. To achieve the goal, related measures (including credit-driven ecology, merchant caution money, safety fund, privacy protection, credit score, and decentralized risk control anti-fraud) shall be taken to ensure the user asset security in many fields thoroughly.

II. Publicity, transparency and traceability

In addition to this, PayYoda’s strategy is solving the data source and data trust problems by its hardware equipment with machine language, and ensuring the data authenticity of the whole chain based on Blockchain characteristics-decentralization and immutability. The PayYoda’s design ensures the payment transaction data security in the process of acquisition, transmission, storage and computation with stable and reliable technology platform provided for data transmission and value circulation on the digital asset trading.

III. Decentralizing the payment on the Blockchain

After PayYoda implements the actual scenario of digital currency and realizes the integration with payment transactions via Blockchain, it won’t rely on the system in the central position for fund clearing and trading information storage any longer, but can transfer the value directly based on consensus mechanism which doesn’t need any trust coordination. The mechanism transformation result is as follows: On one hand, the huge service cost and maintenance costs of the third party of the third party institution are saved, the business process is simplified and the business costs for banks and customers are lowered; On the other hand, the flattening of the process increases the transfer speed and realizes the real-time transfer, and the security of the whole system can be ensured even though multiple nodes are attacked because a complete set of data copies is stored at each node of the system.

IV. Secure trading system based on artificial intelligence

The PayYoda secure trading protection system is based on multi-core concurrent technology, integrated safety engine technology, zero-copy technique, and other high performance architectures. It integrates ten layers of fine filtering function based on data header and data content (including DOS defense, user authentication, application control, intrusion prevention, site classification and filtering, virus filtration, web application defense and data leak prevention), forms the integrated security defense system from the network layer to the application layer, and realizes the clean flow delivery.

On the basis of artificial intelligence, PayYoda provides such abilities as data analysis, knowledge extraction, independent study, intelligent decision and automatic control which can create the innovative applications in the fields of network information security (such as network protection, data management, message audit, intelligent security and financial risk control).

V. Construction of sustainable payment ecosystem

The sustainable evolution of the platform (as the basic payment network) is of great importance. And the continuous evolution of the platform happens due to sustainable innovation ability in the premise of abiding by common rules. The common rules of the platform are ensured by the governance mechanism and consensus mechanism. As for the innovation, the development history of e-payment in these decades clearly shows: As long as the power is given to the innovators closest to the market, there will always be an endless supply of ideas. In terms of governance mechanism, PayYoda adopts the fully open ecological model so that the ecosphere participants can focus on the tasks they are best at and maximize their respective profits by the corresponding incentive mechanism with innovation driven via the market end.

PayYoda will continue to be rooted in the Blockchain-fertile soil and cooperate with various financial institutions and entity industries to build the decentralized payment ecology together based on Blockchain in the future!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Ronel Lamour Junior launches a self-check for South Florida homeowners before the next AC breakdown

Published

2 hours ago

on

September 12, 2026

By

Why a self-check, and why now

Florida, USA, 12th September 2026,  ZEX PR WIRE, Ronel Lamour Junior has spent about 16 years working on residential and light-commercial HVAC systems across South Florida. Most of the emergency calls he takes in peak cooling season share a pattern: a problem that started small and got ignored until the system stopped altogether.

“By the time someone calls me on a Saturday because the house is 85 degrees, the actual failure usually started weeks earlier,” Ronel said. “A dirty filter, a clogged drain line, a thermostat that’s been acting strange. Most of it gives you warning signs.”

He built a short list of checks a homeowner can run in about ten minutes, without tools or technical training. He is releasing it publicly rather than keeping it as something he only mentions on service calls.

What the self-check covers

The list has five items, each tied to a common failure Ronel sees repeatedly in Florida homes:

Airflow at the vents. Weak airflow from multiple rooms often points to a dirty filter or a blocked return, not a failing compressor. Ronel recommends checking the filter first, before anything else.

Water near the indoor unit. Standing water or a musty smell near the air handler usually means a clogged condensate line. In Florida’s humidity, this is one of the most common calls he gets, and it is often caught early if someone notices the water before it damages flooring or drywall.

Outdoor unit clearance. Leaves, mulch, or grass clippings packed against the outdoor condenser restrict airflow and make the whole system work harder. Ronel suggests a quick visual check for anything piled against the unit, especially after storms.

Thermostat behavior. A thermostat that seems to lose its schedule, shows inconsistent temperature readings, or won’t hold a setting is worth noting before it fails completely, particularly for households running smart thermostats.

Unusual sounds or smells. Grinding, clicking, or a burning smell are signs Ronel tells people not to wait on. Everything else on the list is a “watch it” item. This one is a “call someone now” item.

Why he is putting it in writing

Ronel has said that trust with customers is built slowly and lost quickly. Part of how he tries to build it is by giving people enough information to know what is actually urgent and what can wait.

“I’d rather someone catch a small problem themselves than pay for an emergency call that could’ve been avoided,” he said. “And if they check all five of these and everything looks fine, that’s useful information too. It usually means the problem is something else, and I don’t have to guess when I get there.”

He also sees it as a way to cut down on unnecessary anxiety. Not every strange noise means a system is dying, and not every warm room means the compressor failed.

“A lot of people panic before they need to,” Ronel said. “If you know what you’re looking at, you make better decisions. Do you need someone today, or can this wait until tomorrow morning? That’s a real difference for a family with kids or elderly parents in the house.”

Who this is for

Ronel built the checklist with South Florida’s climate in mind specifically. Condensate line clogs, humidity-driven mold near indoor units, and outdoor units packed with storm debris are more common here than in drier climates, and he wanted the list to reflect what actually goes wrong in this region rather than generic advice.

He plans to keep the list simple rather than expand it into something more technical.

“The moment it needs a multimeter, it’s not a self-check anymore,” he said. “This is meant for someone standing in their hallway trying to figure out if they need to make a call tonight or if it can wait.”

To read more, visit the website here.

About Ronel Lamour Junior

Ronel Lamour Junior is a Senior HVAC Service Technician based in Fort Lauderdale, Florida, with about 16 years of experience in residential and light-commercial heating, ventilation, air-conditioning, and refrigeration work. He holds an EPA Section 608 Universal Certification and has spent much of his career diagnosing airflow, electrical, and refrigerant problems across South Florida homes. He is working toward starting his own HVAC company built around transparent recommendations and long-term customer relationships.

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Press Release

Quebec Brokerage Qubit Insurance Announces New Data on Coverage Shortfalls as Rebuilding Costs Rise

Published

3 hours ago

on

September 12, 2026

By

Montreal, Canada, September 12th, 2026, FinanceWire

Qubit Insurance, an independent, AMF-licensed brokerage serving clients across Quebec, has revealed that a significant portion of Quebec homeowners may be underinsured due to rising construction costs. In a recent review of 1,200 new client policies, the brokerage found that 38% were underinsured relative to current rebuilding costs by an average of 16%.

According to Qubit Insurance, this discrepancy can trigger a co-insurance clause built into many home insurance policies, potentially reducing claim payouts even on partial losses. Many homeowners assume their insurance will cover the full cost of rebuilding after a loss, such as a fire or flood. However, if a home is insured for less than its true rebuild cost, an insurer may only pay out a percentage of a claim that matches the percentage of coverage carried. For example, a homeowner insured at 70% of their home’s actual rebuild value could see a routine claim reduced by nearly 30%, regardless of the damage’s actual repair cost.

The problem has grown more common as rebuilding costs have climbed. The Association des professionnels de la construction et de l’habitation du Québec (APCHQ) estimates that construction costs have risen by roughly 18% cumulatively since 2023, driven by inflation in materials and skilled labor. A policy that accurately reflected a home’s rebuild cost three years ago may now be underinsuring that home by a significant margin.

“We’re seeing this constantly in client feedback right now: people who haven’t touched their property coverage limits in years, even though the actual cost to rebuild their home has increased substantially,” said Manjot Singh, Insurance Broker at Qubit Insurance, who specializes in commercial and personal lines insurance. “The frustrating part is that it’s invisible until there’s a claim; nobody gets a warning that their coverage has fallen behind.”

“In a review of 1200 new client policies this year, Qubit Insurance found 38% were underinsured relative to current rebuild cost, by an average of 16%.” 

To help mitigate the risk of underinsurance and reduced payouts, Qubit Insurance recommends that Quebec homeowners:

  • Have their home’s reconstruction cost re-evaluated at least every two years, or after any major renovations.
  • Review their dwelling coverage limit at every renewal rather than letting the policy auto-renew without adjustments.
  • Confirm with their insurer or broker whether their policy applies a co-insurance clause, and at what percentage.
  • Work with a broker who can compare reconstruction-cost estimates and coverage terms across multiple carriers.

About Qubit Insurance

Qubit Insurance is an independent, AMF-licensed insurance brokerage based in Saint-Laurent and Montreal, Quebec, serving individual and business clients across the province. Qubit compares more than 20 insurers to help clients find home, auto, tenant, and commercial coverage, with service available in English, French, Punjabi, Hindi, and Urdu.

Contact

CEO
Manjot Singh
Qubit Insurance
msingh@qubitinsurance.ca
(450) 234-2120

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Press Release

Solli Rothschild Launches Research Initiative on Personal Names, Trademarks and Digital Identity

Published

4 hours ago

on

September 12, 2026

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After a Personal Experience at the Intersection of Names, Trademarks and Domain Names, Solli Rothschild Opens a Broader Conversation About Who Owns the Meaning of a Name

Norway, 12th Sep 2026 – Entrepreneur and investor Solli Rothschild has launched an independent research and discussion initiative examining the increasingly complex relationship between personal names, trademarks, domain names, digital identity and commercial brands.

The initiative grew partly from Rothschild’s own experience at the intersection of a personal surname, commercial identity and intellectual-property rights. Rather than focusing exclusively on an individual dispute, the project seeks to examine a broader question emerging as entrepreneurs increasingly build companies, reputations and international digital identities around their own names.

A surname can carry several meanings at the same time. It can represent family heritage and personal identity while also becoming associated with businesses, products, professional services, websites, publications and trademarks. In an increasingly digital and international economy, those different forms of identity can sometimes meet in ways that are difficult to define using traditional distinctions between a person and a brand.

Rothschild’s research will explore how personal names function when they enter commercial life, including questions surrounding personal-name trademarks, domain names, commercial reputation, consumer perception and the distinction between legitimate personal identity and potential commercial confusion. The research will also consider how these issues differ across jurisdictions and how the growth of social media, digital platforms and artificial intelligence may change the way individuals establish and protect their identities.

From Personal Experience to a Broader Research Question

The subject became particularly relevant to Rothschild after experiencing first-hand how a person’s surname can intersect with trademark and domain-name proceedings. That experience prompted her to look beyond the immediate circumstances and investigate a wider set of questions affecting entrepreneurs, trademark owners and individuals who build businesses around their own names.

The initiative will examine when a personal name begins functioning as a commercial identifier, whether a personal reputation can develop independently from an established corporate brand, how businesses built around shared surnames can coexist, and how domain-name disputes involving genuine personal names should be considered.

The research will draw on intellectual-property law, trademark practice, domain-name jurisprudence and the experience of entrepreneurs operating internationally. WIPO’s published materials, for example, recognize that personal names can in certain circumstances acquire trademark significance through commercial use, while registered personal-name trademarks can provide a basis for UDRP proceedings. 

An Invitation to the Intellectual-Property Community

Rothschild intends to develop the initiative as an open research discussion and plans to invite trademark attorneys, intellectual-property specialists, domain-name lawyers, academics and entrepreneurs to contribute different perspectives.

Rather than presenting one definitive answer, the project will examine where the boundaries between personal identity and commercial trademark rights should be drawn, particularly when the same surname may legitimately be used by different people, families or businesses.

“My interest is not simply in my own situation. It made me realise that there is a much bigger question here. A surname can be a family identity, a personal identity, a business identity and a trademark. What happens when those meanings overlap?”

Rothschild said she particularly welcomes disagreement from professionals working in the field.

“I would actually like lawyers to challenge my thinking. If trademark attorneys, academics or entrepreneurs see the issue differently, I want to hear those arguments. The objective is to understand the boundaries, not to pretend that one person’s experience provides all the answers.”

The project will form part of Rothschild’s broader work examining digital identity, reputation, entrepreneurship, artificial intelligence and the changing relationship between individuals and global brands. Future research will consider how increasingly powerful digital identities may affect the way personal names are used, recognized and protected in international commerce.

About Solli Rothschild

Solli Rothschild is an entrepreneur, investor and founder focused on artificial intelligence, digital identity, global real estate and luxury. Through founder-led initiatives, she explores long-term trends shaping entrepreneurship, investment and cross-border economic development, with a particular interest in the intersection of technology, demographics and the future of global property markets.

X: @SolliRothschild

Media Contact

Organization: Rothschild Media Office

Contact Person: Ava Lindberg

Website: https://www.SolliRothschild.com

Email: Send Email

Contact Number: +4721988862

Country: Norway

Release id: 48934

The post Solli Rothschild Launches Research Initiative on Personal Names, Trademarks and Digital Identity appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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