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PayYoda analyzing the Blockchain payment characteristics and putting forward the Blockchain payment security reference

Published

5 years ago

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The industrial circle and academic circle have begun to realize the importance and value of Blockchain payment security, and have carried out active exploration now. However, the current Blockchain payment is still in the early stage of industrial development with systematic study lacked. PayYoda analyzes the Blockchain payment security demand characteristics and defines the Blockchain payment security boundary, laying the foundation of Blockchain payment security reference frame.

Blockchain payment problem: Serious security privacy problem and lack of trust between both parties of the transaction

The traditional payment way is always of high risk, poor efficiency and many restrictions. Especially for the international trade, the buyer shall transfer money to the supplier’s account which needs to be confirmed by many international banks midway with complicated formalities and a long time taken (varying from several days to ten days and a half months) after a deal is closed. More importantly, the account is often frozen for no reason and the high service charge needs to be paid in the whole process because all countries have strict regulations on the amount and types of transactions when international payment. Furthermore, the centralized settlement system is with non-transparent data and unsafe hidden dangers, so the personal information may be disclosed.

Based on the problem, PayYoda puts forward the solution:

I. Credit-driven ecosystem

PayYoda constructs the credit-driven ecosystem by the credit scoring system to solve the security payment problem. Various payment security accidents (including merchant fraud, malicious user attack, phishing site and privacy disclosure) happen to the online payment and offline payment. How to create a safe payment environment becomes the high-priority tasks of all the payment networks.

The PayYoda ecosphere is credit-driven. To achieve the goal, related measures (including credit-driven ecology, merchant caution money, safety fund, privacy protection, credit score, and decentralized risk control anti-fraud) shall be taken to ensure the user asset security in many fields thoroughly.

II. Publicity, transparency and traceability

In addition to this, PayYoda’s strategy is solving the data source and data trust problems by its hardware equipment with machine language, and ensuring the data authenticity of the whole chain based on Blockchain characteristics-decentralization and immutability. The PayYoda’s design ensures the payment transaction data security in the process of acquisition, transmission, storage and computation with stable and reliable technology platform provided for data transmission and value circulation on the digital asset trading.

III. Decentralizing the payment on the Blockchain

After PayYoda implements the actual scenario of digital currency and realizes the integration with payment transactions via Blockchain, it won’t rely on the system in the central position for fund clearing and trading information storage any longer, but can transfer the value directly based on consensus mechanism which doesn’t need any trust coordination. The mechanism transformation result is as follows: On one hand, the huge service cost and maintenance costs of the third party of the third party institution are saved, the business process is simplified and the business costs for banks and customers are lowered; On the other hand, the flattening of the process increases the transfer speed and realizes the real-time transfer, and the security of the whole system can be ensured even though multiple nodes are attacked because a complete set of data copies is stored at each node of the system.

IV. Secure trading system based on artificial intelligence

The PayYoda secure trading protection system is based on multi-core concurrent technology, integrated safety engine technology, zero-copy technique, and other high performance architectures. It integrates ten layers of fine filtering function based on data header and data content (including DOS defense, user authentication, application control, intrusion prevention, site classification and filtering, virus filtration, web application defense and data leak prevention), forms the integrated security defense system from the network layer to the application layer, and realizes the clean flow delivery.

On the basis of artificial intelligence, PayYoda provides such abilities as data analysis, knowledge extraction, independent study, intelligent decision and automatic control which can create the innovative applications in the fields of network information security (such as network protection, data management, message audit, intelligent security and financial risk control).

V. Construction of sustainable payment ecosystem

The sustainable evolution of the platform (as the basic payment network) is of great importance. And the continuous evolution of the platform happens due to sustainable innovation ability in the premise of abiding by common rules. The common rules of the platform are ensured by the governance mechanism and consensus mechanism. As for the innovation, the development history of e-payment in these decades clearly shows: As long as the power is given to the innovators closest to the market, there will always be an endless supply of ideas. In terms of governance mechanism, PayYoda adopts the fully open ecological model so that the ecosphere participants can focus on the tasks they are best at and maximize their respective profits by the corresponding incentive mechanism with innovation driven via the market end.

PayYoda will continue to be rooted in the Blockchain-fertile soil and cooperate with various financial institutions and entity industries to build the decentralized payment ecology together based on Blockchain in the future!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Tarotoo Launches Major Platform Update and Marks 5 Million Website Visitors

Published

2 hours ago

on

January 25, 2026

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The interactive tarot reading platform, which has recorded more than 5 million website visitors since its launch in 2023, has made intentional upgrades to its features with the integration of next-generation AI interpretations, live Psychic Chat functionality, and improved access through its mobile applications.

Kyiv, Ukraine, 25th Jan 2026 – Tarotoo, an online tarot reading platform, today announced a platform-wide update that introduces new artificial intelligence–based features, expanded mobile functionality, and interface enhancements. The update is intended to improve accessibility and user experience across web and mobile environments.

The update includes AI-assisted tarot interpretations, refinements to the platform’s mobile applications, and performance improvements to its existing “Psychic Chat” feature. According to the company, the changes are designed to support users seeking digital tools for reflection and guided inquiry through tarot-based content.

Since its launch in 2023, the Tarotoo website has recorded more than 5 million visitors. The company stated that this level of traffic reflects sustained interest in digital tarot services and online self-reflection tools across international user bases.

Tarotoo was founded by Yaroslav Kyrychenko, a Ukrainian entrepreneur and software developer. The platform combines traditional tarot symbolism with software-based interpretation models, offering users automated readings based on established tarot meanings and structured card spreads.

“Tarotoo was developed to provide people with a digital option for engaging with tarot as a reflective practice,” said Yaroslav Kyrychenko, Founder and Owner of Tarotoo. “This update focuses on improving the clarity, consistency, and accessibility of the experience while maintaining alignment with traditional tarot frameworks.”

The platform provides free tarot readings using digitally animated cards inspired by the Rider–Waite system. Users can select from several spread formats, including General Tarot, Love Tarot, Yes/No Tarot, Daily Cards, and one-card or three-card layouts. The newly enhanced AI interpretation layer is designed to generate expanded contextual explanations while preserving conventional card meanings.

Tarotoo’s “Psychic Chat” feature has also been updated to improve response speed and topic coverage. The tool supports user queries related to tarot, astrology, numerology, mindfulness, dreams, and general personal development themes. The company stated that the feature is intended to function as a supplementary interpretive resource rather than a predictive service.

Mobile updates include interface refinements and responsiveness improvements across iOS and Android versions of the application. The visual presentation of tarot decks has also been updated, with additional animated card designs introduced as part of the release.

Tarotoo continues to operate under a no-registration policy and does not require users to create accounts to access readings. The platform remains available at no cost.

About Tarotoo

Tarotoo is an innovative interactive free tarot reading platform. Tarotoo is owned by entrepreneur Yaroslav Kyrychenko and based in Ukraine. While many people view tarot as a mystic dark science or strange secret thing for fortune telling, Tarotoo believes it is a fantastic tool for self-reflection and even entertainment.

For more information, please visit https://tarotoo.com/about.

Media Contact

Organization: Tarotoo

Contact Person: Yaroslav Kyrychenko

Website: https://tarotoo.com/

Email:
hello@tarotoo.com

City: Kyiv

Country:Ukraine

Release id:40546

The post Tarotoo Launches Major Platform Update and Marks 5 Million Website Visitors appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Xepeng Outlines Shared Responsibility Model with Merchants

Published

11 hours ago

on

January 25, 2026

By

The platform outlines how roles are clearly divided between merchants and Xepeng to support compliant, traceable conversion-based transactions.

Bali, Indonesia, January 25, 2026 — Xepeng today detailed its shared responsibility model for conversion-based payments, clarifying which duties rest with merchants and which are managed centrally by the platform to ensure transaction clarity, auditability and operational predictability.

As cross-border digital payment flows expand, ambiguity about who verifies identity, maintains records, or responds to disputes can slow merchant onboarding and increase operational risk. Xepeng’s framework addresses these challenges by defining responsibility boundaries that align with existing business practices and support traceable Rupiah settlements.

“Clear responsibility boundaries are essential for trust,” said Budi Satrya, CMO of Xepeng. “Merchants should know exactly what is expected of them, and platforms and regulators should be able to follow a verifiable trail for every transaction. Our model makes those responsibilities explicit and practical.”

Practical split of duties

Xepeng’s model divides responsibilities into three practical domains: merchant responsibilities (commercial & evidentiary), Xepeng responsibilities (verification, conversion & settlement), and shared duties (communication, dispute escalation and record retention).

Merchant responsibilities (commercial & evidentiary)

  • Issue and retain invoices, booking confirmations or order references that document the underlying sale or service.
  • Provide requested commercial evidence when disputes arise or when required for reconciliation and tax reporting.

Xepeng responsibilities (verification, conversion & settlement)

  • Execute customer identity verification and AML/KYC screening prior to conversion.
  • Run platform-level transaction monitoring and risk escalation procedures.
  • Perform conversion of validated digital-origin value and settle net proceeds in Indonesian Rupiah (IDR) to the merchant’s registered bank account.
  • Supply reconciliation-ready artifacts (transaction reference, timestamps, conversion-window metadata, and settled IDR amounts) suitable for bookkeeping and audits.

Shared duties (communication & dispute handling)

  • Maintain documented channels and timelines for dispute escalation and evidence exchange.
  • Preserve transaction records and verification logs for audit or lawful requests, consistent with Xepeng’s retention principles.

Why the model matters

For international partners and marketplaces, the framework creates a predictable integration point: external systems can route payments to an endpoint that reliably provides local-currency outcomes and traceable records, reducing onboarding friction and integration risk.

By approaching a shared responsibility model, Xepeng reduces operational burden for merchants while ensuring controls are applied consistently at the platform level. This separation helps merchants preserve familiar accounting and tax workflows (e.g. generate a payment link, attach a commercial reference, and reconcile a Rupiah settlement) without the need to manage digital assets, wallets, or token accounting.

Xepeng aims to promote transparency and reinforce confidence in conversion-based payment models. The framework reflects a compliance-first philosophy, ensuring that innovation in digital payments is matched by clear governance and accountability.

Merchants and potential partners seeking further details on Xepeng’s framework or integration requirements can visit www.xepeng.com or contact hello@xepeng.com.

About Xepeng

Xepeng is a platform that enables Indonesian merchants to receive Rupiah settlements from international digital payment sources. The platform emphasizes verification, traceability and merchant-friendly workflows while handling conversion and settlement mechanics on the backend.

Media Contact

Organization: Xepeng

Contact Person: Budi Satrya

Website: https://xepeng.com/

Email: Send Email

Contact Number: +6287862024247

Address:Jl. Cut Nyak Dien No.1, Renon

Address 2: Denpasar Selatan, Bali

City: Denpasar

State: Bali

Country:Indonesia

Release id:40561

Disclaimer: The information provided is for general informational purposes only and should not be relied upon as legal, compliance, or tax advice. Parties should consult their own advisors regarding applicable requirements.

The post Xepeng Outlines Shared Responsibility Model with Merchants appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

New Findings Reveal a Hidden Indoor Air Quality Crisis Linked to Aging HVAC Systems and Fiberglass Ductwork Across South Florida

Published

2 days ago

on

January 24, 2026

By

United States, 24th Jan 2026 – New findings released by Fix Mold Miami, a leading environmental services firm based in South Florida, are drawing attention to a growing indoor air quality issue affecting homes and buildings across the region.

Based on recent field investigations and indoor air quality testing Florida, Fix Mold reports that aging HVAC systems and deteriorating fiberglass ductwork may be releasing harmful particles directly into indoor air.

Many systems installed between 1970 and 2000 rely on fiberglass duct board, sealants, and insulation that can degrade over time. Fix Mold specialists have frequently identified these conditions during mold inspection Miami and mold inspection South Florida services, linking them to declining indoor air quality.

A Regional Indoor Air Quality Problem Driven by Aging HVAC Systems in South Florida

Fix Mold Miami’s investigations show that many fiberglass-lined duct systems in South Florida homes and commercial buildings are reaching the end of their usable life.

As these materials break down, they can release microscopic fiberglass particles, trap moisture, and contribute to HVAC mold contamination. This pattern has been identified across residential and commercial properties, including cases that required mold remediation in Miami after standard HVAC servicing failed.

Fix Mold Develops Practical Solutions for Mold Removal, HVAC Mold Cleaning, and Water Damage

  • Targeted mold inspection Florida services with lab-backed testing
  • Forensic evaluation of fiberglass duct deterioration
  • Removal or isolation of compromised duct sections
  • Encapsulation or sealing protocols when appropriate
  • HEPA-based filtration and containment strategies
  • Moisture control and humidity management plans
  • Preventative maintenance programs
  • Emergency mold services following leaks or flooding
  • Integrated response for commercial water damage restoration

What Sets Fix Mold Apart in Mold Remediation

  • One-year mold-free warranty on treated areas
  • Free virtual FaceTime Mold Solutions for early guidance
  • State-certified technicians with strict regulatory compliance
  • Zero-VOC, eco-safe treatments for occupied spaces
  • Advanced diagnostics, including thermal imaging and lab testing
  • 24/7 live concierge support for urgent needs
  • End-to-end services, from residential and commercial mold remediation to HVAC mold cleaning and commercial water damage restoration

“Most homeowners assume they’ve clean air just because the AC is running,” said a senior Fix Mold environmental specialist. “What we uncover often explains why symptoms linger. Once people understand what’s circulating through their home, they can finally take control.”

About Fix Mold

Fix Mold LLC, a firm offering advanced air duct cleaning and mold removal services, is located in Miami and operates in Miami-Dade, Broward, Palm Beach, and the Florida Keys. This mold inspection company in Miami is a family-run business that offers multifold services, including mold remediation, water damage restoration, HVAC duct cleaning, air quality improvement, odor removal, and general contracting. 

The company is certified, licensed, bonded, and insured and is recognized as South Florida’s top-rated restoration provider with 600+ five-star reviews and an A+ rating from the BBB.

State/province name: Florida

Country: United States

Website: www.fixmold.com

Media Contact: Abe Katz, Manager

Email: info@fixmold.com 
Phone: (305) 465-6653

Follow FixMold Online:

Facebook: https://www.facebook.com/wefixmold

Instagram: https://www.instagram.com/fixmold/

Media Contact

Organization: Fix Mold

Contact Person: Abe Katz, Manager

Website: http://www.fixmold.com/

Email: Send Email

Country:United States

Release id:40541

The post New Findings Reveal a Hidden Indoor Air Quality Crisis Linked to Aging HVAC Systems and Fiberglass Ductwork Across South Florida appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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