Press Release
ORC, The Dark Horse in OPEN Eco-Layout
Scientific innovations are the driving force for times transformation. Following steam engines, electricity and computer, Blockchain has brought a new revolution to technology and industry of this era.
When it comes to the currently most-talked-about blockchain technology, the decentralized finance (DEFI) deserves a special mention.
As of June 2020, the daily value locked in DEFI has broken the record, now standing at 27.3 billion dollars. It has been nibbling away at the trillion-dollar digital currency market, growing continuously into a giant.
DEFI presents huge market dividends, attracting many industry pioneers to grasp the preemptive opportunities for participation.
OPEN – Bring a wider range of assets to DeFi
OPEN is right among them. OPEN Foundation has started the overall layout of DEFI industry since 2019. After prudent and comprehensive considerations, OPEN chose OnlyChain.
Based on its analysis of OC’s position ratio via its digital asset management company with BTC Grayscale as a benchmark, OPEN has long appreciated OC and set mind to build DEFI ecology on OC system.

Open Finance is a basket of open finance and currency protocol applications developed by OPEN Foundation on OC. Through the protocol matrix with strong composability, it aims to realize a huge financial machine that can run and evolve by itself to replace the current economic operating mode and become a decentralized full-domain world bank.
OPEN is the first team to propose and practice protocol matrix concept in the industry. Its mature and supporting DEFI infrastructure provides one-stop decentralized financial solutions for global users and a unified liquidity space to serve open finance of the future.
Open Swap – Decentralized Exchange
Asset trading and clearing are important parts of traditional economic activities. It is Open Swap that assumes the above responsibilities in the OPEN system.
Open Swap delivers one-stop on-chain trading services for users based on its three core technologies and 20000+ TPS. The transfer speed speaks for itself. Also, the underlying operating system of OC does make Open Swap extremely competitive in processing large and low-frequency transactions, providing users with smooth on-chain trading experiences.

Open Lend – Hybrid Lending Market
Open Lend benchmarked against the lending and financial derivative issuance in the traditional economic activities can automatically calculate interest rates based on supply-demand change.
This benefits borrowers and lenders, making up for the opportunity cost of holding assets in an open financial network and getting rid of the fixed interests from the traditional financial market.
Open Stable – Asset Protocol Aggregation Platform
Open Stable is the center part of OPEN, allowing users to generate the stable assets OUSD (i.e. stablecoin asset protocol) from the secured assets.
OUSD is encrypted assets softly pegged to US dollars as asset collateral. It provides excess backed assets for users so as to effectively withstand vicious inflation.
And thanks to the technical advantages of OC, Open Stable enjoys high-speed asset transfer and delivery.
Open Link Oracle
OpenLink is the first distributed oracle on OC.
It is a vehicle that captures the value of Open Finance and OnlyChain ecosystem. It has defined and realized a new on-chain price generation and digital value capture plan to fix interoperability issues for the smart contract, which significantly enables it to be applied in finance, insurance, supply chain and many other industries.

Since all full eco-applications in OPEN financial system are built on OC, the above applications are exclusively confined to it. However, there exists a shortage in asset diversity on OC. So, how to achieve OC’s interoperability with other blockchains to expand the Open financial ecosystem?
ORC – An ultimate solution to blockchain interoperability.
Open Reactor
Open Reactor – Cross-chain protocol
Open Reactor (ORC) is the first decentralized cross-chain solution on OC system and also the exclusive cross-chain protocol in OPEN system. It serves as a window for financial data and value exchange with external blockchains.

The core mechanism of ORC cross-chain solution is OrcVM, through which users can use BTC and ETH to generate OBTC and OETH on OnlyChain at 1:1 if asset security is guaranteed. Owing to the high-performance blockchain network of OC, users enjoy extremely low handling fees and high transaction speed.
ORC also allows users to transfer digital assets from OC system to other blockchain networks so that on-chain assets can be freely flowed, interacted and aggregated between different blockchains, thus bringing the entire cryptocurrency market back to its root.
The ORC cross-chain solution can be applied to any sub-application in OPEN system. That’s to say, in the years to come, ORC will be the exclusive channel for OPEN sub-protocol to expand its use scope and interact with other public chains. Its importance is beyond any doubt!
The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.
ORC can realize asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

ORC Value Analysis
- Provide OPEN with a variety of practical cross-chain assets to make sub-protocol matrix connected.
OBTC and other cross-chain assets acting as a cohesive layer will run throughout the entire open financial ecology to make closer interactions between various sub-protocols, thus achieving a huge and autonomous DEFI ecosystem.
- Integrate value of BTC and other mainstream digital assets into OC system for OC value expansion.
Relying on the digital token of Open Reactor, ORC will bring the value of Bitcoin and Ethereum into OC network so that asset liquidity of more public chains can be locked into it.
- Offer an interactive channel between various OPEN applications and other public chains to expand the ecological layout.
ORC allows users to generate OBTC with BTC. These cross-chain assets can be uses as trade varieties, lending products and synthetic asset reserve resources between Open Swap, Open Lend and OpenStable, which immensely diversify assets in OPEN and promote their operation and deployment on the whole ecosystem.
- Address problems existing in information interaction, asset transfer and business collaboration between the independent public chains and consortium chains of different industries, like banking, securities, insurance and real estate.
The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.
ORC can realize the asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.
- Push ahead with the rapid establishment of global financial integration or regional economic integration.
Cross-chain enables value to flow between different blockchains. During this process, users, data and scenarios can be well linked to finally build a larger value ecosystem. If cross-chain technology grows into maturity, blockchain in the future will become infrastructures like today’s highways, water and electricity supplies. This will greatly facilitate the free flow of value and promote global financial integration.
Conclusion
If OPEN is a new self-evolving and self-sustaining decentralized financial empire, ORC cross-chain solution will be its “reform and opening-up policy.” Only by embracing a bigger external world can we accelerate the rapid and stable development of ecology and build a “sun-never-set empire.”
About us
https://www.openfin.network/#/

About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Paul Bowman Knoxville Brings Historical Discipline to Nonprofit Leadership
Tennessee, US, 1st February 2026, ZEX PR WIRE, Paul Bowman of Knoxville views fundraising through the lens of a historian. For over thirty years, he has brought structure, continuity, and a deep respect for precedent to the nonprofit world. His leadership style reflects his training as a history instructor and his long experience in development roles across higher education, social services, and faith-based foundations.
Educated at Lee University and the University of Memphis, Bowman has spent much of his career helping organizations plan for the future while honoring the past. He sees parallels between historical research and fundraising strategy: both demand thorough documentation, context awareness, and long-term thinking.
“In history, you don’t act on guesses,” Bowman says. “You document sources, understand timelines, and look at cause and effect. Fundraising is the same.”
As a nonprofit executive, Bowman uses this approach to guide policy, engage donors, and design fundraising systems that endure beyond any one campaign. He believes sustainable development depends on more than charisma or urgency. It requires institutional memory, consistent planning, and clear records—principles rooted in his academic discipline.
This mindset has shaped Bowman’s leadership at the Holston Conference Foundation, where he served as President and CEO. There, he helped build endowment strategies and legacy programs that reflected both donor intent and organizational goals. His work ensured that gifts aligned with mission, documentation supported decisions, and communication remained steady at every stage.
Bowman also brings historical insight into board development and team training. He encourages organizations to see fundraising not as a series of transactions, but as a process shaped by culture, values, and past decisions. When new leaders or staff members join, he supports onboarding that includes historical context. What commitments have been made? What strategies have worked? Where have shifts occurred?
This level of depth helps organizations avoid repeating mistakes or discarding effective practices. It also strengthens trust with donors, who see that their contributions are part of a thoughtful, consistent framework.
Bowman’s teaching experience reinforces his communication skills. As an adjunct history instructor, he has worked with students online and in person, translating complex topics into clear takeaways. That same clarity defines his donor outreach. He avoids jargon and focuses on shared understanding. Whether discussing a major gift or a planned legacy, Bowman ensures both sides know what to expect.
His approach does not rely on trends. It rests on structure. That makes it resilient—especially in times of transition or uncertainty. By grounding leadership in context and continuity, Bowman helps nonprofits stay focused on mission and purpose, even as goals evolve.
About Paul Bowman
Paul Bowman Knoxville is a nonprofit executive and history instructor with over three decades of experience in development leadership. His career spans higher education, social services, and faith-based foundations. Known for his structured and transparent approach, Bowman helps organizations build lasting fundraising programs rooted in clarity and context.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
REI Accelerator Champions the Rise of Creator-Led Capital in Real Estate
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From Austin, Texas, REI Accelerator is helping content creators turn trust into investment capital—one deal at a time.
Austin, TX, 1st February 2026, ZEX PR WIRE, REI Accelerator is raising awareness around a fast-growing shift in the real estate industry: the rise of creator-led capital. With more creators building loyal audiences through YouTube, podcasts, newsletters, and social platforms, a growing number are now turning that trust into real estate investing power.

“The best fundraisers today aren’t always from finance,” said a spokesperson from REI Accelerator. “They’re the ones who’ve been teaching, sharing, and showing up for their audience for years. Capital is following trust.”
According to REI Accelerator Reviews, the trend is clear. Creators with small but loyal followings are quietly raising hundreds of thousands, even millions, in private capital without traditional marketing funnels. This model flips the script on outdated fundraising methods by putting education and transparency first.
The Data Behind the Trend
The creator economy is now worth over $250 billion globally, with more than 50 million people identifying as creators. At the same time, platforms like CrowdStreet report that 70% of real estate deals now involve direct-to-investor outreach, signaling a shift away from exclusive capital networks.
This new wave of entrepreneurs isn’t selling courses. They’re structuring deals.
“We work with creators who don’t want to sell hype,” said REI Accelerator. “They want to offer real value. We help them build clean systems and raise money the right way.”
Empowering Everyday Experts to Enter REI
REI Accelerator is using its platform to help more creators understand how to raise capital legally and effectively. That includes:
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Educating on SEC-compliant deal structures
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Coaching on investor communications and expectations
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Helping creators avoid common legal and branding mistakes
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Supporting scalable fundraising with systems that grow with them
“Most of the creators we help have never raised a dollar before,” shared REI Accelerator Reviews. “But they have an audience that trusts them. That’s a better starting point than cold leads.”
Why This Matters
This model opens the door for a more inclusive investor class. Instead of relying on family money or legacy networks, creators can build their own communities and fund their own deals.
It also helps investors feel more connected. People want to back people they know—not just faceless operators.
“The creators we work with are transparent,” REI Accelerator said. “They show their process. They share their numbers. That builds real confidence.”
Call to Action: Start Building Trust Before Capital
REI Accelerator isn’t calling for more ads or funnels. Their advice is simple:
Start sharing before you start raising.
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Post content that teaches.
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Build a waitlist early.
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Talk about what you’re learning.
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Keep it real.
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Grow slow and steady.
“Raising capital doesn’t start with a pitch,” they say. “It starts with showing up. The rest follows.”
About REI Accelerator
REI Accelerator is a real estate coaching and systems-building program that helps new operators scale with confidence. Based in Austin, Texas, the company specializes in helping investors set up repeatable deal systems, raise private capital responsibly, and lead with integrity. REI Accelerator Reviews have made the program a trusted name for content creators, solo GPs, and new fund managers who want to build long-term success—without the hype.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Gary Mazin Highlights How System Strain Is Affecting Toronto Residents
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Gary Mazin of Toronto, Canada, outlines how broader pressures in the personal injury system are being felt at a local level.
Toronto, Canada, 1st February 2026, ZEX PR WIRE, Ongoing strain across Canada’s civil justice and healthcare systems is having a direct and growing impact on individuals in the Greater Toronto Area, according to Gary Mazin, owner of Mazin & Associates. Drawing on his experience in personal injury law, Mazin is pointing to how national and provincial pressures are translating into everyday realities for local residents.

“People experience these systems locally, not in the abstract,” Mazin says. “What happens at a national level shows up in neighbourhood timelines, hospital visits, and court schedules.”
How a Broader Issue Shows Up Locally
In Ontario, civil court backlogs remain elevated. Publicly available data indicate that civil matters in the Toronto region are taking 25–35% longer to move through early stages than they did before 2020. Some personal injury-related proceedings are taking 6 to 12 months longer than earlier averages.
Healthcare capacity is also a factor. In the Toronto Central region, wait times for certain non-emergency assessments have increased by approximately 18–22% year over year, adding layers of delay to already complex processes.
“Stress doesn’t disappear,” Mazin notes. “It accumulates. You see it most clearly in large urban centres like Toronto.”
Digital communication has become dominant as well. Estimates suggest that more than 70% of legal and administrative communication in Ontario is now handled electronically. While this has increased access, it has also raised expectations for speed that systems cannot always meet.
“Speed on the surface doesn’t equal progress underneath,” Mazin says. “Technology changes the interface, not the structure.”
Why Local Context Matters
Outcome variability has widened in recent years. Regional comparisons suggest that similar matters in the GTA now show outcome ranges 10–15% broader than they did five years ago, reflecting inconsistent timelines and procedural differences.
“People want certainty,” Mazin says. “But the system is more layered now than it used to be.”
Administrative requirements have also expanded. Documentation demands tied to injury-related matters in Ontario have grown by an estimated 15–20%, increasing the burden on individuals navigating the process.
“Complexity doesn’t make headlines,” Mazin adds. “But it shapes the experience.”
Local Action List: What Exists at the Community Level
The following reflects common local-level actions and touchpoints currently available in Toronto, rather than recommendations:
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Reviewing publicly available court scheduling updates for the Toronto region
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Monitoring Ontario Health wait-time dashboards
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Accessing community legal education materials offered by local organisations
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Attending virtual or in-person public legal information sessions
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Using hospital patient relations offices for processing information
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Consulting publicly funded legal information clinics
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Tracking case status through official online portals
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Reading Ontario court procedural guides
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Comparing regional service timelines published by provincial bodies
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Staying informed through local civic and legal reporting
Finding Trustworthy Local Resources
Trustworthy local resources typically share clear sourcing, transparent authorship, and alignment with official provincial or municipal information. In Toronto, these often include government websites, hospital networks, court communications, and recognised community legal organisations. Cross-referencing information across multiple local sources can also help individuals understand how broader issues apply locally.
Mazin emphasises that while these pressures are not unique to Toronto, scale magnifies their impact.
“The system rewards understanding,” he says. “Not assumptions.”
Call to Action
Readers are encouraged to identify one local information source or community-level step today to better understand how broader system changes affect them where they live.
About Gary Mazin
Gary Mazin is the owner and principal lawyer of Mazin & Associates, a personal injury law firm based in Toronto, Canada. He holds a Bachelor of Arts from the University of Toronto, a law degree from Osgoode Hall Law School, and an MBA from the Schulich School of Business at York University. Originally from the former Soviet Union, Mazin is known for his structured, process-driven approach to law, business, and leadership.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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