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ORC, The Dark Horse in OPEN Eco-Layout

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Scientific innovations are the driving force for times transformation. Following steam engines, electricity and computer, Blockchain has brought a new revolution to technology and industry of this era.

When it comes to the currently most-talked-about blockchain technology, the decentralized finance (DEFI) deserves a special mention.

As of June 2020, the daily value locked in DEFI has broken the record, now standing at 27.3 billion dollars. It has been nibbling away at the trillion-dollar digital currency market, growing continuously into a giant.

DEFI presents huge market dividends, attracting many industry pioneers to grasp the preemptive opportunities for participation.

OPEN – Bring a wider range of assets to DeFi

OPEN is right among them. OPEN Foundation has started the overall layout of DEFI industry since 2019. After prudent and comprehensive considerations, OPEN chose OnlyChain.

Based on its analysis of OC’s position ratio via its digital asset management company with BTC Grayscale as a benchmark, OPEN has long appreciated OC and set mind to build DEFI ecology on OC system.

Open Finance is a basket of open finance and currency protocol applications developed by OPEN Foundation on OC. Through the protocol matrix with strong composability, it aims to realize a huge financial machine that can run and evolve by itself to replace the current economic operating mode and become a decentralized full-domain world bank.

OPEN is the first team to propose and practice protocol matrix concept in the industry. Its mature and supporting DEFI infrastructure provides one-stop decentralized financial solutions for global users and a unified liquidity space to serve open finance of the future.

Open Swap – Decentralized Exchange

Asset trading and clearing are important parts of traditional economic activities. It is Open Swap that assumes the above responsibilities in the OPEN system.

Open Swap delivers one-stop on-chain trading services for users based on its three core technologies and 20000+ TPS. The transfer speed speaks for itself.  Also, the underlying operating system of OC does make Open Swap extremely competitive in processing large and low-frequency transactions, providing users with smooth on-chain trading experiences.

Open Lend – Hybrid Lending Market

Open Lend benchmarked against the lending and financial derivative issuance in the traditional economic activities can automatically calculate interest rates based on supply-demand change.

This benefits borrowers and lenders, making up for the opportunity cost of holding assets in an open financial network and getting rid of the fixed interests from the traditional financial market.

Open Stable – Asset Protocol Aggregation Platform

Open Stable is the center part of OPEN, allowing users to generate the stable assets OUSD (i.e. stablecoin asset protocol) from the secured assets.

OUSD is encrypted assets softly pegged to US dollars as asset collateral. It provides excess backed assets for users so as to effectively withstand vicious inflation.

And thanks to the technical advantages of OC, Open Stable enjoys high-speed asset transfer and delivery.

Open Link Oracle

OpenLink is the first distributed oracle on OC.

It is a vehicle that captures the value of Open Finance and OnlyChain ecosystem. It has defined and realized a new on-chain price generation and digital value capture plan to fix interoperability issues for the smart contract, which significantly enables it to be applied in finance, insurance, supply chain and many other industries.

Since all full eco-applications in OPEN financial system are built on OC, the above applications are exclusively confined to it. However, there exists a shortage in asset diversity on OC. So, how to achieve OCs interoperability with other blockchains to expand the Open financial ecosystem?

ORC – An ultimate solution to blockchain interoperability.

Open Reactor

Open Reactor – Cross-chain protocol

Open Reactor (ORC) is the first decentralized cross-chain solution on OC system and also the exclusive cross-chain protocol in OPEN system. It serves as a window for financial data and value exchange with external blockchains.

The core mechanism of ORC cross-chain solution is OrcVM, through which users can use BTC and ETH to generate OBTC and OETH on OnlyChain at 1:1 if asset security is guaranteed. Owing to the high-performance blockchain network of OC, users enjoy extremely low handling fees and high transaction speed.

ORC also allows users to transfer digital assets from OC system to other blockchain networks so that on-chain assets can be freely flowed, interacted and aggregated between different blockchains, thus bringing the entire cryptocurrency market back to its root.

The ORC cross-chain solution can be applied to any sub-application in OPEN system. That’s to say, in the years to come, ORC will be the exclusive channel for OPEN sub-protocol to expand its use scope and interact with other public chains. Its importance is beyond any doubt!

The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.

ORC can realize asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

ORC Value Analysis 

  1. Provide OPEN with a variety of practical cross-chain assets to make sub-protocol matrix connected.

OBTC and other cross-chain assets acting as a cohesive layer will run throughout the entire open financial ecology to make closer interactions between various sub-protocols, thus achieving a huge and autonomous DEFI ecosystem.

  • Integrate value of BTC and other mainstream digital assets into OC system for OC value expansion.

Relying on the digital token of Open Reactor, ORC will bring the value of Bitcoin and Ethereum into OC network so that asset liquidity of more public chains can be locked into it.

  • Offer an interactive channel between various OPEN applications and other public chains to expand the ecological layout.

ORC allows users to generate OBTC with BTC. These cross-chain assets can be uses as trade varieties, lending products and synthetic asset reserve resources between Open Swap, Open Lend and OpenStable, which immensely diversify assets in OPEN and promote their operation and deployment on the whole ecosystem.

  • Address problems existing in information interaction, asset transfer and business collaboration between the independent public chains and consortium chains of different industries, like banking, securities, insurance and real estate.

The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.

ORC can realize the asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

  • Push ahead with the rapid establishment of global financial integration or regional economic integration.

Cross-chain enables value to flow between different blockchains. During this process, users, data and scenarios can be well linked to finally build a larger value ecosystem. If cross-chain technology grows into maturity, blockchain in the future will become infrastructures like today’s highways, water and electricity supplies. This will greatly facilitate the free flow of value and promote global financial integration.

Conclusion

If OPEN is a new self-evolving and self-sustaining decentralized financial empire, ORC cross-chain solution will be its “reform and opening-up policy.”  Only by embracing a bigger external world can we accelerate the rapid and stable development of ecology and build a “sun-never-set empire.”

About us

https://www.openfin.network/#/

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Asante Babers Warns of the Everyday Cybersecurity Habits Putting Millions at Risk

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Cybersecurity engineer Asante Babers, based in the United States, is encouraging people to review their everyday digital habits before a simple mistake becomes a costly problem.

Colorado, USA, August 12th, 2026, ZEX PR WIRE, Most people believe cybercriminals are only interested in large companies or wealthy individuals. According to cybersecurity engineer Asante Babers, that misconception is one of the biggest security risks people face today.

After more than 20 years designing and strengthening security systems across enterprise, government, and mission-critical environments, Babers says the majority of cyber incidents begin with ordinary decisions made by ordinary people.

“The biggest threat isn’t always a sophisticated attack,” Babers says. “More often, it’s a simple habit that someone never thought needed to change.”

Industry research supports that view:

  • More than 80% of data breaches involve stolen or weak passwords.

  • Over 90% of successful cyberattacks begin with phishing or social engineering.

  • Nearly 60% of people reuse passwords across multiple accounts.

  • Around 70% of security incidents involve some form of human error.

  • More than half of internet users have not enabled multi-factor authentication on their most important accounts.

Babers believes those numbers show that cybersecurity is no longer just an IT issue.

“Every online account, every mobile device, and every email inbox is part of your personal security,” he says. “The habits you develop every day matter more than most people realise.”

The Mistake People Keep Making

One of the most common misconceptions Babers sees is the belief that installing security software is enough.

“Technology helps,” he explains. “But software can’t replace good judgement.”

He says many people unknowingly create unnecessary risk by reusing passwords, delaying software updates, or clicking on links without taking a moment to verify where they came from.

“Cybercriminals don’t always break into systems,” Babers says. “Many times, they’re invited in because someone trusted the wrong email or reused the wrong password.”

A Simple Cybersecurity Self-Check

Take a few minutes to answer these questions honestly.

  • Do you use a different password for your most important online accounts?

  • Have you enabled multi-factor authentication on your email and banking accounts?

  • Do you regularly install updates on your phone and computer?

  • Would you recognise the warning signs of a phishing email or text message?

  • Do you know what you would do if one of your online accounts was compromised?

  • Have you reviewed your online security settings within the past year?

  • Do you regularly back up your important files?

  • Are you careful before clicking unexpected links or downloading attachments?

What Your Answers Mean

If you answered yes to most of the questions, you have built strong habits that reduce your exposure to common cyber threats. Continue reviewing your accounts and stay informed as technology changes.

If you answered yes to about half of them, you already have a good foundation, but there are still opportunities to strengthen your security. Focus first on creating unique passwords and enabling multi-factor authentication wherever it is available.

If you answered no to most of the questions, now is a good time to take action. Start with your email account, update your passwords, enable additional account protection, and make sure your devices are running the latest software.

What to Do Next

Babers recommends focusing on a few practical habits rather than trying to solve everything at once.

Start by replacing any passwords that are reused across multiple accounts. Turn on multi-factor authentication for your email and financial accounts. Keep your devices updated, and pause before opening unexpected emails, text messages, or links.

“Security isn’t about becoming an expert,” Babers says. “It’s about slowing down long enough to make better decisions.”

He also encourages people to have conversations about online safety with family members, especially those who may be less familiar with today’s digital threats.

“One simple conversation can prevent a serious problem,” he says. “Awareness is still one of the strongest forms of protection we have.”

Call to Action

Take this self-check today and identify one cybersecurity habit you can improve this week. Then share it with a friend or family member. Small changes made consistently can significantly reduce your risk and help create safer online habits for everyone.

About Asante Babers

Asante Babers is a cybersecurity engineer with more than 20 years of experience designing, operating, and strengthening security systems across enterprise, government, and mission-critical environments. His work focuses on building resilient security architectures, modernising legacy infrastructure, reducing technical debt, and helping organisations and individuals better understand cybersecurity through practical, real-world education.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Knot and Venmo Team Up to Make Venmo the Effortless Way to Pay

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New York City, NY, USA, August 12th, 2026, FinanceWire

Knot, the leading merchant connectivity platform, today announced they are partnering with Venmo to make it easy for millions of users to set Venmo as their saved payment method wherever they shop. Knot lets Venmo users make Venmo the way they pay at some of their favorite merchants, directly from the Venmo app and without manually entering their details.

Putting Venmo Balances to Work

From the Venmo app, users add Venmo as their saved payment method at the places they already shop in just a few taps, with no need to update payment information site by site. Depending on the merchant, users can either link their Venmo account to Pay with Venmo at checkout or save their Venmo Debit Card,¹ enabling a fast and easy way to spend with Venmo, all powered by Knot.

For Venmo, getting placed as the default payment method at high-frequency merchants keeps it top of wallet and helps drive everyday spend. It is one of the most direct ways to move Venmo from an occasional choice to a user’s go-to way to pay, deepening engagement across the Venmo ecosystem.     

A First for Knot

The collaboration marks the first time Knot has provisioned a proprietary checkout solution as the default payment option. With Pay with Venmo, Knot extends the card-on-file capability behind CardSwitcher to a native wallet, letting users set Venmo itself as the saved way to pay, not only the card tied to it. It is a meaningful expansion of what merchant connectivity can enable and a template for bringing other proprietary payment methods to the merchants where people shop.     

Value Across the Payments Ecosystem

The relationship reflects how Knot creates value on all three sides of a transaction. Users get a simpler, more connected way to pay. Collaborators like Venmo drive adoption of their payment methods and capture more of their users’ everyday spend. And merchants benefit from having a payment method on file, which means fewer failed payments and less involuntary churn.

Knot works with financial institutions and fintechs of every size, from large banks and credit unions to fast-growing fintechs, on card switching. The Venmo collaboration extends that footprint to one of the most widely used consumer payment brands in the country.

*The Venmo Mastercard is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

About Knot

Knot is the leading merchant connectivity platform, simplifying how consumers, merchants, and financial institutions interact. CardSwitcher is the foundation of Knot’s product suite, letting users update and manage card-on-file payments across hundreds of merchants. Building on the same connectivity infrastructure, TransactionLink delivers SKU-level transaction data, and SubManager gives users a single place to view and manage their subscriptions. By removing friction at every step, Knot helps financial institutions grow engagement, loyalty, and spend.

Users can learn more at KnotAPI.com and connect with Knot on X (@KnotAPIs) and LinkedIn (LinkedIn.com/company/KnotAPI).

Contact

GTM Lead
Jose Del Real
Knot
press@knotapi.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Face HIIT Celebrates Thousands of Women Who Have Embraced Healthy Aging Through Facial Fitness

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Growing community highlights the power of education, consistency, and shared experiences while introducing a new resource featuring participant testimonials.

New York, NY, August 12th, 2026, ZEX PR WIREFace HIIT is celebrating a growing global community of women who are embracing healthy aging through facial fitness, education, and consistent self-care. As interest in natural, non-invasive wellness continues to grow, the company is also expanding the ways prospective participants can learn about the Face HIIT experience by introducing a dedicated testimonials page featuring firsthand stories from women who have completed the program.

Founded by anatomy expert Sadie Nardini, Face HIIT has helped more than 75,000 women build sustainable facial fitness routines while growing a community of more than 2 million followers. Rather than promoting quick fixes, the program focuses on helping women understand how facial muscles, connective tissue, posture, and daily habits work together to support healthy aging.

“One of the most rewarding parts of this work is hearing women talk about what they’ve learned,” said Sadie Nardini. “Many people come to Face HIIT expecting to learn a few facial exercises. What they often discover is a completely new understanding of how their face works and how small, consistent habits can make a meaningful difference over time.”

Unlike many beauty trends that emphasize temporary solutions, Face HIIT encourages participants to build practical routines rooted in anatomy and movement science. The program combines targeted facial muscle exercises with myofascial release techniques to help women better understand the relationship between muscle health, facial tension, and overall facial wellness.

Research has shown that adults lose approximately 3 to 8 percent of muscle mass per decade after age 30. While discussions about aging often focus primarily on the body, or skincare, Face HIIT teaches that healthy facial muscles and reduced tension also contribute to facial support and expression.

Participant testimonials consistently reflect similar themes regardless of age or experience level. Many women describe gaining a better understanding of facial anatomy, becoming more aware of everyday tension patterns, and developing routines they genuinely enjoy maintaining. Others share that the greatest benefit has been feeling more confident because they better understand how to care for their own faces.

“Education changes everything,” Nardini said. “When women understand why they’re doing each movement, they’re much more likely to stay consistent. Lasting confidence comes from understanding how things got the way they are, and how to change it, not from constantly searching for the next trend.”

Behavioral research has long demonstrated that small, repeatable habits are more likely to become lasting routines than dramatic lifestyle changes. Face HIIT embraces that philosophy by encouraging participants to practice consistently instead of striving for perfection.

The Face HIIT community has also become an important source of encouragement for newcomers. Members regularly share personal experiences, celebrate milestones, and support one another as they build healthy routines at their own pace.

As part of its continued commitment to education and transparency, Face HIIT recently launched a dedicated testimonials page where prospective participants can explore firsthand accounts from women who have completed the program. The new resource highlights recurring themes found throughout the community, including increased confidence, visible face and neck improvements, a deeper understanding of facial anatomy, and the value of consistent daily practice. For those researching Sadie Nardini reviews, the testimonials page offers a helpful place to learn about real participant experiences and better understand what they can expect from the Face HIIT method.

“As our community continues to grow, what inspires me most isn’t simply hearing about results,” Nardini added. “It’s hearing women say they feel empowered because they understand their faces in a completely different way. That knowledge stays with them, and that’s what makes this work so meaningful.”

Face HIIT remains committed to helping women embrace healthy aging through education, movement, and realistic wellness practices that can be maintained for years to come.

About Sadie Nardini

Sadie Nardini is the founder and creator of Face HIIT, an anatomy-based facial fitness method designed to help women support healthy aging through movement and education. Drawing on decades of experience studying anatomy, exercise physiology, and movement, she developed Face HIIT after recognizing that facial muscles deserve the same thoughtful training as the rest of the body. Today, Sadie educates women around the world on facial wellness, empowering them with practical knowledge and sustainable habits that help them age confidently.

About Face HIIT

Face HIIT is a facial fitness program that combines targeted facial muscle exercises, myofascial release techniques, simpler skincare, and educational resources to support healthy face and neck aging naturally. Built on principles of anatomy and movement science, the program helps women understand how facial muscles, posture, and tension patterns influence facial appearance over time. With more than 75,000 participants and a community of over 2 million followers, Face HIIT provides courses, coaching, and educational content that encourage women to build lasting wellness routines and embrace aging with confidence.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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