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ORC, The Dark Horse in OPEN Eco-Layout

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Scientific innovations are the driving force for times transformation. Following steam engines, electricity and computer, Blockchain has brought a new revolution to technology and industry of this era.

When it comes to the currently most-talked-about blockchain technology, the decentralized finance (DEFI) deserves a special mention.

As of June 2020, the daily value locked in DEFI has broken the record, now standing at 27.3 billion dollars. It has been nibbling away at the trillion-dollar digital currency market, growing continuously into a giant.

DEFI presents huge market dividends, attracting many industry pioneers to grasp the preemptive opportunities for participation.

OPEN – Bring a wider range of assets to DeFi

OPEN is right among them. OPEN Foundation has started the overall layout of DEFI industry since 2019. After prudent and comprehensive considerations, OPEN chose OnlyChain.

Based on its analysis of OC’s position ratio via its digital asset management company with BTC Grayscale as a benchmark, OPEN has long appreciated OC and set mind to build DEFI ecology on OC system.

Open Finance is a basket of open finance and currency protocol applications developed by OPEN Foundation on OC. Through the protocol matrix with strong composability, it aims to realize a huge financial machine that can run and evolve by itself to replace the current economic operating mode and become a decentralized full-domain world bank.

OPEN is the first team to propose and practice protocol matrix concept in the industry. Its mature and supporting DEFI infrastructure provides one-stop decentralized financial solutions for global users and a unified liquidity space to serve open finance of the future.

Open Swap – Decentralized Exchange

Asset trading and clearing are important parts of traditional economic activities. It is Open Swap that assumes the above responsibilities in the OPEN system.

Open Swap delivers one-stop on-chain trading services for users based on its three core technologies and 20000+ TPS. The transfer speed speaks for itself.  Also, the underlying operating system of OC does make Open Swap extremely competitive in processing large and low-frequency transactions, providing users with smooth on-chain trading experiences.

Open Lend – Hybrid Lending Market

Open Lend benchmarked against the lending and financial derivative issuance in the traditional economic activities can automatically calculate interest rates based on supply-demand change.

This benefits borrowers and lenders, making up for the opportunity cost of holding assets in an open financial network and getting rid of the fixed interests from the traditional financial market.

Open Stable – Asset Protocol Aggregation Platform

Open Stable is the center part of OPEN, allowing users to generate the stable assets OUSD (i.e. stablecoin asset protocol) from the secured assets.

OUSD is encrypted assets softly pegged to US dollars as asset collateral. It provides excess backed assets for users so as to effectively withstand vicious inflation.

And thanks to the technical advantages of OC, Open Stable enjoys high-speed asset transfer and delivery.

Open Link Oracle

OpenLink is the first distributed oracle on OC.

It is a vehicle that captures the value of Open Finance and OnlyChain ecosystem. It has defined and realized a new on-chain price generation and digital value capture plan to fix interoperability issues for the smart contract, which significantly enables it to be applied in finance, insurance, supply chain and many other industries.

Since all full eco-applications in OPEN financial system are built on OC, the above applications are exclusively confined to it. However, there exists a shortage in asset diversity on OC. So, how to achieve OCs interoperability with other blockchains to expand the Open financial ecosystem?

ORC – An ultimate solution to blockchain interoperability.

Open Reactor

Open Reactor – Cross-chain protocol

Open Reactor (ORC) is the first decentralized cross-chain solution on OC system and also the exclusive cross-chain protocol in OPEN system. It serves as a window for financial data and value exchange with external blockchains.

The core mechanism of ORC cross-chain solution is OrcVM, through which users can use BTC and ETH to generate OBTC and OETH on OnlyChain at 1:1 if asset security is guaranteed. Owing to the high-performance blockchain network of OC, users enjoy extremely low handling fees and high transaction speed.

ORC also allows users to transfer digital assets from OC system to other blockchain networks so that on-chain assets can be freely flowed, interacted and aggregated between different blockchains, thus bringing the entire cryptocurrency market back to its root.

The ORC cross-chain solution can be applied to any sub-application in OPEN system. That’s to say, in the years to come, ORC will be the exclusive channel for OPEN sub-protocol to expand its use scope and interact with other public chains. Its importance is beyond any doubt!

The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.

ORC can realize asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

ORC Value Analysis 

  1. Provide OPEN with a variety of practical cross-chain assets to make sub-protocol matrix connected.

OBTC and other cross-chain assets acting as a cohesive layer will run throughout the entire open financial ecology to make closer interactions between various sub-protocols, thus achieving a huge and autonomous DEFI ecosystem.

  • Integrate value of BTC and other mainstream digital assets into OC system for OC value expansion.

Relying on the digital token of Open Reactor, ORC will bring the value of Bitcoin and Ethereum into OC network so that asset liquidity of more public chains can be locked into it.

  • Offer an interactive channel between various OPEN applications and other public chains to expand the ecological layout.

ORC allows users to generate OBTC with BTC. These cross-chain assets can be uses as trade varieties, lending products and synthetic asset reserve resources between Open Swap, Open Lend and OpenStable, which immensely diversify assets in OPEN and promote their operation and deployment on the whole ecosystem.

  • Address problems existing in information interaction, asset transfer and business collaboration between the independent public chains and consortium chains of different industries, like banking, securities, insurance and real estate.

The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.

ORC can realize the asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

  • Push ahead with the rapid establishment of global financial integration or regional economic integration.

Cross-chain enables value to flow between different blockchains. During this process, users, data and scenarios can be well linked to finally build a larger value ecosystem. If cross-chain technology grows into maturity, blockchain in the future will become infrastructures like today’s highways, water and electricity supplies. This will greatly facilitate the free flow of value and promote global financial integration.

Conclusion

If OPEN is a new self-evolving and self-sustaining decentralized financial empire, ORC cross-chain solution will be its “reform and opening-up policy.”  Only by embracing a bigger external world can we accelerate the rapid and stable development of ecology and build a “sun-never-set empire.”

About us

https://www.openfin.network/#/

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Knot Expands into Canada, Partnering with RBC, the Country’s Largest Bank

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New York City, NY, USA, July 22nd, 2026, FinanceWire

Knot, the leading merchant connectivity platform, has announced its partnership with RBC, Canada’s largest bank, to make RBC cards the default payment method for millions of cardholders wherever they spend. Using Knot’s CardSwitcher, RBC cardholders can set their RBC card as the saved payment method at their favorite merchants directly from the RBC mobile app, without manually entering card details. The partnership marks Knot’s first expansion beyond the United States.

Keeping RBC Top of Wallet

One of the hardest moments in payments is the first one. When a cardholder gets a new RBC card, putting it to use means hunting down every merchant where a card is already saved and updating each one by hand, so a new card often sits idle for weeks before it sees real spend. The partnership removes that friction. From the RBC app, cardholders add their RBC card to their preferred merchants in a few taps and set it as the saved payment method at the places they already spend, from the day the card is in hand.

For RBC, that means a card that goes to work immediately instead of waiting to be activated across a cardholder’s everyday spend. Placing the card as the default at the merchants cardholders use most keeps it top of wallet, turning a new RBC card from an occasional choice into a go-to payment method from the start and driving repeat spend and deeper loyalty to RBC.

Expanding into Canada with the Country’s Largest Bank

For years, Knot has built the merchant connectivity layer across the United States, linking the people, financial institutions, and merchants behind everyday spend. RBC is where that infrastructure goes international for the first time. Canada is Knot’s first market beyond the U.S., and launching it with the country’s largest bank sets the standard for every market that follows.

RBC did not become Canada’s largest bank by standing still. They move early, they invest in their clients, and they push the industry forward. That is exactly the kind of partner Knot wants to build alongside, and the reason RBC is the right first step into a new market. Bringing CardSwitcher to Canadian cardholders is the start of a longer roadmap, both for what Knot and RBC build together and for where Knot goes next.

About RBC

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Its success comes from the 101,000+ employees who leverage their imaginations and insights to bring the company’s vision, values, and strategy to life so it can help its clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, RBC has a diversified business model with a focus on innovation and providing exceptional experiences to its more than 19 million clients in Canada, the U.S., and 27 other countries. Learn more at rbc.com.

About Knot

Knot is the leading merchant connectivity platform, simplifying how consumers, merchants, and financial institutions interact. CardSwitcher is the foundation of Knot’s product suite, letting users update and manage card-on-file payments across hundreds of merchants. Building on the same connectivity infrastructure, TransactionLink delivers SKU-level transaction data, and SubManager gives users a single place to view and manage their subscriptions. By removing friction at every step, Knot helps financial institutions grow engagement, loyalty, and spend.

Users can learn more at KnotAPI.com and connect with Knot on X (@KnotAPIs) and LinkedIn (LinkedIn.com/company/KnotAPI).

Contact

Head of Growth
Jose Del Real
Knot
press@knotapi.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

RedotPay Recognized as One of the World’s Top Fintech Companies by CNBC

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New York City, USA, July 22nd, 2026, FinanceWire

RedotPay, a global stablecoin-based payment fintech, today announced it has been named to CNBC’s World’s Top Fintech Companies 2026 list, in the Payments category. RedotPay’s inclusion in the prestigious list reflects the growth of the company, which is the global leader in stablecoin consumer payments by volume and has over eight million users.

The list is compiled independently by CNBC and Statista, based on the past year’s performance data. Now in its fourth edition, the list honors 500 companies across nine market segments — Payments, Wealth Technology, Neobanking, Alternative Financing, Digital Assets, Enterprise Fintech, Insurtech, Regtech, and Others. For each segment, performance indicators and other metrics were used to evaluate and select companies for inclusion on the list.

“We’re honored to be recognized as a leading payments fintech company by CNBC and Statista. Stablecoin-powered payments are quickly becoming trusted by millions around the world, especially among those who don’t have reliable access to traditional banking infrastructure. We remain focused on making everyday stablecoin payments accessible to many more around the world,” said Michael Gao, CEO and Co-Founder of RedotPay.

The recognition reflects RedotPay’s continued focus on making stablecoin payments accessible, reliable, and compliant for customers and businesses globally. The company recently surpassed $1bn in monthly total payment volume. Its investors include Goodwater, Galaxy, Pantera, and Lightspeed.

About RedotPay

RedotPay is a global stablecoin-based payment fintech that integrates blockchain solutions with traditional banking and finance infrastructure. Our intuitive platform empowers millions around the world to spend and send digital assets, ensuring faster, more accessible and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving global adoption of secure and flexible stablecoin-powered financial solutions to bring crypto to real life. For more information, visit www.redotpay.com.

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RedotPay
press@redotpay.com

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ISO-Accredited Lab Testing Exposes 86% Failure Rate in Amazon Creatine Gummies, with Over Half Containing Near-Zero Active Ingredients

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Dyad Labs Certificates of Analysis (#1406738-1 through #1462360-1) confirm widespread misbranding and dosage fraud across 15 popular e-commerce listings.

SALT LAKE CITY, Utah / LOS ANGELES, Calif. — A comprehensive market investigation evaluating 15 top-selling creatine gummy products on Amazon has uncovered systemic label fraud and active-ingredient under-dosing in the sports nutrition sector.

Analytical testing performed by Dyad Labs (A Mérieux NutriSciences Company, accredited under ISO/IEC 17025:2017) reveals that 13 out of 15 tested brands (86.7%) failed to meet their labeled claims of 5,000 mg of Creatine Monohydrate per serving.

The quantitative analysis was conducted using Method GL-604 (Determination of Creatine Monohydrate by Ultra-Performance Liquid Chromatography – UPLC), the recognized testing standard for active supplement compounds.

Shocking Laboratory Findings Across 15 Tested ASINs

According to official Certificates of Analysis (COA), 60% of tested products (9 out of 15) contained less than 1,000 mg per serving, with several extreme cases delivering less than 0.5% of the active ingredient promised on their labels:

· Near-Zero Active Creatine (<25 mg/serving):

·

Asumtal ASIN:B0F5VRJHPT/COACert#1450795-1: Tested <23.6 mg/serving (Label claim: 5,000 mg).

WELLNESS LABSRX ASIN:B0DCC4R4Q5/COACert#1450796-1: Tested <23.9 mg/serving (Label claim: 5,000 mg).

eterlower ASIN:B0FWXGC15Y/COACert#1450798-1: Tested <24.0 mg/serving (Label claim: 5,000 mg).

TASTY GAINS Collagen ASIN:B0FYPWMPZ9/COACert#1450797-1: Tested <24.0 mg/serving (Label claim: 5,000 mg).

· Severe Mislabeling & Under-Dosing (<654 mg/serving):

·

ZyterX ASIN:B0FF1R5T1Q/COACert#1406740-1: Tested <420 mg/serving.

TASTY GAINS ASIN:B0FH5J5GS4/COACert#1406739-1: Tested <454 mg/serving.

OUTELANDE ASIN:B0F4QJP5L3/COACert#1462359-1: Tested <500 mg/serving.

INNER BRIGHTNESS ASIN:B0FNBN38V4/COACert#1462360-1: Tested <500 mg/serving.

Cytona ASIN:B0F8BKD1CQ/COACert#1406747-1: Tested <654 mg/serving.

· Substantial Shortfalls (26% to 52% Deficit):

·

TASTY GAINS ASIN:B0D7N3D5X9/COACert#1406741-1: Tested 2,390 mg/serving (52% under-dosed).

Natures Aid ASIN:B0F3JBGGGZ/COACert#1406738-1: Tested 3,330 mg/serving (33% under-dosed).

Arrae ASIN:B0DX1RRWSY/COACert#1450801-1: Tested 3,410 mg/serving (32% under-dosed).

OMNI Creatine ASIN:B0F7J6DQ1V/COACert#1460718-1: Tested 3,710 mg/serving (26% under-dosed).

· Near-Compliant Top Performers:

·

Nutravita ASIN:B0CXMV6FBG/COACert#1406746-1: Tested 4,570 mg/serving.

DANEW Pro ASIN:B0DJ5HXHZS/COACert#1460717-1: Tested 4,780 mg/serving.

Master Table: Dyad Labs Analytical Certificates (ISO 17025)

Brand Name ASIN Certificate ID Testing Method Labeled Claim UPLC Result Compliance Status
Asumtal B0F5VRJHPT #1450795-1 GL-604 (UPLC) 5,000 mg <23.6 mg Severe Fraud (<0.5%)
WELLNESS LABSRX B0DCC4R4Q5 #1450796-1 GL-604 (UPLC) 5,000 mg <23.9 mg Severe Fraud (<0.5%)
TASTY GAINS B0FYPWMPZ9 #1450797-1 GL-604 (UPLC) 5,000 mg <24.0 mg Severe Fraud (<0.5%)
eterlower B0FWXGC15Y #1450798-1 GL-604 (UPLC) 5,000 mg <24.0 mg Severe Fraud (<0.5%)
ZyterX B0FF1R5T1Q #1406740-1 GL-604 (UPLC) 9,000 mg (Tot) <420 mg Severely Misbranded
TASTY GAINS B0FH5J5GS4 #1406739-1 GL-604 (UPLC) 5,000 mg <454 mg Severely Misbranded
OUTELANDE B0F4QJP5L3 #1462359-1 GL-604 (UPLC) 5,000 mg <500 mg Severely Misbranded
INNER BRIGHTNESS B0FNBN38V4 #1462360-1 GL-604 (UPLC) 5,000 mg <500 mg Severely Misbranded
Cytona B0F8BKD1CQ #1406747-1 GL-604 (UPLC) 5,000 mg <654 mg Severely Misbranded
TASTY GAINS B0D7N3D5X9 #1406741-1 GL-604 (UPLC) 5,000 mg 2,390 mg Substantial Deficit (-52%)
Natures Aid B0F3JBGGGZ #1406738-1 GL-604 (UPLC) 5,000 mg 3,330 mg Deficit (-33%)
Arrae B0DX1RRWSY #1450801-1 GL-604 (UPLC) 5,000 mg 3,410 mg Deficit (-32%)
OMNI Creatine B0F7J6DQ1V #1460718-1 GL-604 (UPLC) 5,000 mg 3,710 mg Deficit (-26%)
Nutravita B0CXMV6FBG #1406746-1 GL-604 (UPLC) 5,000 mg 4,570 mg Near-Compliant
DANEW Pro B0DJ5HXHZS #1460717-1 GL-604 (UPLC) 5,000 mg 4,780 mg Near-Compliant

Formulation Bottlenecks in Gummy Manufacturing

Food science specialists explain that Creatine Monohydrate degrades rapidly into inactive creatinine when exposed to high processing temperatures, water activity, and acidic environments—conditions intrinsic to gummy candy manufacturing. Without advanced stabilization microencapsulation, the active compound either breaks down during production or is deliberately under-dosed by manufacturers to prevent texture degradation.

Regulatory Filings and Enforcement Escalation

The complete documentation package, referencing all 15 Dyad Labs Certificates of Analysis (#1406738-1 through #1462360-1), has been submitted to:

The U.S. Food and Drug Administration (FDA) MedWatch Safety Portal

The Federal Trade Commission (FTC) Bureau of Consumer Protection

State Attorneys General Offices for investigation into deceptive marketing practices

Consumer advocacy groups are demanding that e-commerce marketplaces enforce mandatory, third-party batch verification for all gummy-form supplement listings.

Note to Editors / Media Verification:

Complete, unedited Certificates of Analysis (COA Certificate IDs #1406738-1 through #1462360-1) issued by ISO/IEC 17025 accredited Dyad Labs are officially on file and available to accredited media representatives upon request

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