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ORC, The Dark Horse in OPEN Eco-Layout

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Scientific innovations are the driving force for times transformation. Following steam engines, electricity and computer, Blockchain has brought a new revolution to technology and industry of this era.

When it comes to the currently most-talked-about blockchain technology, the decentralized finance (DEFI) deserves a special mention.

As of June 2020, the daily value locked in DEFI has broken the record, now standing at 27.3 billion dollars. It has been nibbling away at the trillion-dollar digital currency market, growing continuously into a giant.

DEFI presents huge market dividends, attracting many industry pioneers to grasp the preemptive opportunities for participation.

OPEN – Bring a wider range of assets to DeFi

OPEN is right among them. OPEN Foundation has started the overall layout of DEFI industry since 2019. After prudent and comprehensive considerations, OPEN chose OnlyChain.

Based on its analysis of OC’s position ratio via its digital asset management company with BTC Grayscale as a benchmark, OPEN has long appreciated OC and set mind to build DEFI ecology on OC system.

Open Finance is a basket of open finance and currency protocol applications developed by OPEN Foundation on OC. Through the protocol matrix with strong composability, it aims to realize a huge financial machine that can run and evolve by itself to replace the current economic operating mode and become a decentralized full-domain world bank.

OPEN is the first team to propose and practice protocol matrix concept in the industry. Its mature and supporting DEFI infrastructure provides one-stop decentralized financial solutions for global users and a unified liquidity space to serve open finance of the future.

Open Swap – Decentralized Exchange

Asset trading and clearing are important parts of traditional economic activities. It is Open Swap that assumes the above responsibilities in the OPEN system.

Open Swap delivers one-stop on-chain trading services for users based on its three core technologies and 20000+ TPS. The transfer speed speaks for itself.  Also, the underlying operating system of OC does make Open Swap extremely competitive in processing large and low-frequency transactions, providing users with smooth on-chain trading experiences.

Open Lend – Hybrid Lending Market

Open Lend benchmarked against the lending and financial derivative issuance in the traditional economic activities can automatically calculate interest rates based on supply-demand change.

This benefits borrowers and lenders, making up for the opportunity cost of holding assets in an open financial network and getting rid of the fixed interests from the traditional financial market.

Open Stable – Asset Protocol Aggregation Platform

Open Stable is the center part of OPEN, allowing users to generate the stable assets OUSD (i.e. stablecoin asset protocol) from the secured assets.

OUSD is encrypted assets softly pegged to US dollars as asset collateral. It provides excess backed assets for users so as to effectively withstand vicious inflation.

And thanks to the technical advantages of OC, Open Stable enjoys high-speed asset transfer and delivery.

Open Link Oracle

OpenLink is the first distributed oracle on OC.

It is a vehicle that captures the value of Open Finance and OnlyChain ecosystem. It has defined and realized a new on-chain price generation and digital value capture plan to fix interoperability issues for the smart contract, which significantly enables it to be applied in finance, insurance, supply chain and many other industries.

Since all full eco-applications in OPEN financial system are built on OC, the above applications are exclusively confined to it. However, there exists a shortage in asset diversity on OC. So, how to achieve OCs interoperability with other blockchains to expand the Open financial ecosystem?

ORC – An ultimate solution to blockchain interoperability.

Open Reactor

Open Reactor – Cross-chain protocol

Open Reactor (ORC) is the first decentralized cross-chain solution on OC system and also the exclusive cross-chain protocol in OPEN system. It serves as a window for financial data and value exchange with external blockchains.

The core mechanism of ORC cross-chain solution is OrcVM, through which users can use BTC and ETH to generate OBTC and OETH on OnlyChain at 1:1 if asset security is guaranteed. Owing to the high-performance blockchain network of OC, users enjoy extremely low handling fees and high transaction speed.

ORC also allows users to transfer digital assets from OC system to other blockchain networks so that on-chain assets can be freely flowed, interacted and aggregated between different blockchains, thus bringing the entire cryptocurrency market back to its root.

The ORC cross-chain solution can be applied to any sub-application in OPEN system. That’s to say, in the years to come, ORC will be the exclusive channel for OPEN sub-protocol to expand its use scope and interact with other public chains. Its importance is beyond any doubt!

The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.

ORC can realize asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

ORC Value Analysis 

  1. Provide OPEN with a variety of practical cross-chain assets to make sub-protocol matrix connected.

OBTC and other cross-chain assets acting as a cohesive layer will run throughout the entire open financial ecology to make closer interactions between various sub-protocols, thus achieving a huge and autonomous DEFI ecosystem.

  • Integrate value of BTC and other mainstream digital assets into OC system for OC value expansion.

Relying on the digital token of Open Reactor, ORC will bring the value of Bitcoin and Ethereum into OC network so that asset liquidity of more public chains can be locked into it.

  • Offer an interactive channel between various OPEN applications and other public chains to expand the ecological layout.

ORC allows users to generate OBTC with BTC. These cross-chain assets can be uses as trade varieties, lending products and synthetic asset reserve resources between Open Swap, Open Lend and OpenStable, which immensely diversify assets in OPEN and promote their operation and deployment on the whole ecosystem.

  • Address problems existing in information interaction, asset transfer and business collaboration between the independent public chains and consortium chains of different industries, like banking, securities, insurance and real estate.

The financial sector is a pioneer in exploring the application of blockchain technology, with different institutions having varied blockchain-based layouts and applications. But there also exist some urgent problems of fragmentation.

ORC can realize the asset, information and trade interconnectivity and collaboration between different blockchains, which provides broader imagination space for Blockchain’s further application in the financial sector.

  • Push ahead with the rapid establishment of global financial integration or regional economic integration.

Cross-chain enables value to flow between different blockchains. During this process, users, data and scenarios can be well linked to finally build a larger value ecosystem. If cross-chain technology grows into maturity, blockchain in the future will become infrastructures like today’s highways, water and electricity supplies. This will greatly facilitate the free flow of value and promote global financial integration.

Conclusion

If OPEN is a new self-evolving and self-sustaining decentralized financial empire, ORC cross-chain solution will be its “reform and opening-up policy.”  Only by embracing a bigger external world can we accelerate the rapid and stable development of ecology and build a “sun-never-set empire.”

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Steve Valdiserri Identifies Three Shifts Reshaping the Back End of Healthcare Finance

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  • Traverse City executive Steve Valdiserri outlines the operational trends he sees accelerating across revenue cycle management, AI adoption, and value-based care performance in 2026 and beyond.

Healthcare Finance Is Changing Faster Than Most Organizations Are Ready For

Michigan, USA, 24th March 2026, ZEX PR WIRE — The back end of healthcare finance has historically been defined by manual processes, siloed data systems, and reporting volumes that require significant staff time to produce and interpret. Steve Valdiserri, SVP of Operations at Tally and Accurio and Founding Partner of Avanti Strategy Group, has spent the past year working at the intersection of these systems and the AI tools designed to replace or augment them. He identifies three shifts that healthcare executives and operators should be tracking closely.

Shift One: AI Adoption Is Moving from Strategy to Operationalization

The question in healthcare AI has shifted. Organizations are no longer asking whether AI belongs in revenue cycle or financial reporting. They are asking how to operationalize it within existing workflows and regulatory constraints. Valdiserri sees this as meaningful progress, though he notes that the distance between adopting a tool and realizing its financial benefit remains significant for most organizations. The gap is typically operational, not technological.

At Tally, where he leads operations, the focus is on building the infrastructure that allows AI automation to produce consistent results for organizations managing insurance verification, claims submission, AR follow-up, and financial reporting. The tool is only as effective as the operational environment it runs in.

Shift Two: Attribution Is Becoming a Recognized Strategic Priority in Value-Based Care

For years in value-based care, attribution management was treated as a technical function handled by data teams with limited connection to executive strategy or operations. Valdiserri has argued consistently that this framing understates its importance. The patient panel determines the performance baseline for every value-based care program. If attribution is broken, the downstream investment in care management, quality programs, and payer engagement produces less return than it should.

He notes a growing recognition among VBC leaders that attribution deserves a dedicated operational strategy, including systematic payer engagement and ongoing panel validation. The organizations beginning to treat it that way are seeing earlier identification of performance gaps and more accurate financial projections from their risk-based contracts.

Shift Three: Healthcare Finance Metrics Are Being Simplified, Not Expanded

Counter to the general trend toward more reporting, Valdiserri sees leading healthcare finance teams moving toward fewer, higher-quality metrics. The volume of data available to healthcare organizations has grown faster than the capacity to interpret it strategically. His view, developed across a decade of VBC operations and now applied in revenue cycle contexts, is that most organizations need a small number of metrics that describe financial health clearly rather than a comprehensive dashboard that requires significant analysis time to interpret.

For revenue cycle, his working framework focuses on AR days, write-off rate, and gross charge distribution as core indicators. Other metrics matter, but these three describe the financial condition of the business in terms that allow for direct operational response.

What These Shifts Mean for Healthcare Operators

Each of these shifts rewards organizations that prioritize operational discipline over technology adoption speed. AI tools deliver better results in organizations that have already clarified their processes. Attribution strategy produces better financial outcomes when it is connected to executive decision-making rather than siloed in analytics. Simplified metrics work when an organization has already done the harder work of understanding which numbers actually drive performance.

Valdiserri’s current work across Tally, Accurio, and Avanti Strategy Group reflects a consistent thesis: the organizations that will benefit most from the changes underway in healthcare finance are the ones that invest first in the operational foundations that make those changes productive.

About Steve Valdiserri

Steve Valdiserri is a healthcare operations executive and entrepreneur based in Traverse City, Michigan. He serves as SVP of Operations at Tally and Accurio and as Founding Partner of Avanti Strategy Group. He previously held senior operational roles at VillageMD over approximately a decade. He completed a certificate in AI in Health Care from Harvard Medical School in October 2025 and holds a Bachelor of Arts in Economics from DePauw University. Connect with him at stevevaldiserri.com.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

CapitalXtend Introduces Unlimited Leverage on FX Majors, Gold, and Silver

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A new milestone for CapitalXtend in 2026. 

Ebene, Mauritius, 24th March 2026,  CapitalXtend has announced the introduction of Unlimited Leverage on FX Majors, XAUUSD (Gold), and XAGUSD (Silver), marking a significant enhancement to the trading conditions available on its platform. 

The update is designed to provide traders with greater adaptability when managing positions and executing strategies across key financial instruments. As some of the most actively traded markets globally, FX majors and precious metals play a central role in trading activity, and this development enables a more flexible approach to these instruments.

With this milestone, CapitalXtend continues its commitment to delivering trading conditions that align with the evolving needs of modern traders. By expanding leverage availability on major currency pairs and popular metals such as gold and silver, the company aims to support traders seeking more dynamic market access.

The Unlimited Leverage feature applies specifically to FX Majors, XAUUSD, and XAGUSD, and is accessible to clients trading through their accounts. These account types are designed to accommodate a wide range of trading styles, from newer market participants to experienced traders utilizing advanced strategies.

Afshin Mehdizadeh, for CapitalXtend, commented:

“At CapitalXtend, we continuously focus on enhancing our trading environment to support the evolving needs of our clients. The introduction of Unlimited Leverage on FX Majors, Gold, and Silver reflects our commitment to providing greater trading flexibility while ensuring access to the markets traders follow most closely.”

This milestone marks the beginning of several planned developments for 2026.

The update is now available to eligible CapitalXtend clients. Traders can access the new leverage conditions by logging in to their trading accounts and exploring the updated options.

About CapitalXtend

CapitalXtend is a global online trading broker providing access to a wide range of financial markets, including forex, commodities, indices, and stocks. The company focuses on delivering advanced trading technology, competitive trading conditions, and a client-focused trading environment designed to support traders across different experience levels.

Media Contact
Company Name :- CapitalXtend LLC
Email Id :- marketing@capitalxtend.com
Company Website :- https://capitalxtend.com

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Brodrick Spencer Outlines Seven Commitments for Building Educational Systems That Endure

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  • New York education and nonprofit leader Brodrick Spencer shares a practical framework for creating programs and institutions that serve communities long after their founders step away.

A Record Built on What Stays

New York, USA, 24th March 2026, ZEX PR WIRE — After nearly three decades working in classrooms, school buildings, and nonprofit operations, Brodrick Spencer has arrived at a clear standard for measuring professional impact. The programs and institutions a leader builds should continue functioning long after that leader has moved on. That idea, simple to state and difficult to execute, has guided his entire career.

Spencer currently serves as Southern California Director of Operations for the William Law Foundation, overseeing afterschool programs and childcare centers across Southern California. Before that, he spent thirteen years as a secondary principal in New York State and eight years as an assistant principal, leading schools in some of the state’s most challenging environments.

Seven Personal Commitments for Building Systems That Last

Spencer has distilled his approach to organizational sustainability into a set of personal commitments he applies consistently across every role:

  • Listen and observe before acting. Any system worth changing must first be understood.

  • Involve stakeholders in decision-making from the start. People support what they help to build.

  • Hold yourself accountable first. Accountability without self-application is not leadership.

  • Sequence change deliberately. Trying to fix everything at once overwhelms organizations and slows real progress.

  • Invest in developing people around you. Systems run on human capital. That capital must be built.

  • Use data honestly. Before-and-after metrics matter more than effort metrics.

  • Measure success by what continues without you. If the work stops when you leave, the work was never finished.

Why Systems Matter More Than Individuals

Spencer points to the instability many educational institutions face when leadership transitions occur. Programs collapse. Partnerships dissolve. Progress stalls. His view is that this is a structural problem, not simply a personnel one. Organizations that are built around individuals rather than systems are inherently fragile.

His response to that fragility has been practical. Develop assistant principals who can lead. Build partnerships with colleges and community organizations that survive staff changes. Create academic programs with enough institutional backing to continue through transitions.

Start with one commitment from the list above. Apply it consistently for 30 days. Then add another. The goal is not to change your entire organization immediately. The goal is to build practices that hold.

About Brodrick Spencer

Brodrick Spencer is the Southern California Director of Operations for the William Law Foundation, a nonprofit organization operating afterschool programs and childcare centers. He is a career educator with nearly three decades of experience in K-12 school leadership and nonprofit operations, based in New York. He holds a Master of Education from Howard University and a Bachelor of Arts from the University of California, Santa Barbara. More information is available at brodrickspencer.com.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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