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Motiwala cultivates an untapped digital gold market in Southeast Asia

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Ever since the outbreak of Covid-19, investors worldwide have turned to transfer part of their assets into gold investment to avoid market uncertainties and take advantage of gold’s reliable store of value. Investors have always cited gold as a safe haven when market uncertainties intensify, and the events in 2020 further confirmed the established correlation between gold and market risk levels.

Since January 2020, the gold price has zipped up 25% by the end of the year, even hitting a record high of over $2,000 per ounce at one point for the first time in history.

Along with the growth of demand for gold-related investments, supply grows too. A Dubai-based precious metal supplier known as Motiwala caught sight of the growth in demand and is determined to make use of this opportunity to become a world leader in the precious metal industry.

How Motiwala accumulated sand grain into mountain

Motiwala Jewellers LLC is a certified precious metal refinery, gold processor, bullion manufacturer, and precious metal supplier based in Dubai. Renowned for its complete and diversified rare metal business network, Motiwala Jewellers is one of the top 5 gold merchants globally and one of the largest refineries in the Middle East region.

But Rome wasn’t built in a day. It takes a lot of passion and hard work to build such a spectacular precious metal empire. Its founder, Iqbal Bhai from Pakistan, founded Motiwala 40 years ago and has been in the gold industry since then. He started as a gold and jewellery wholesaler in his home country and later found success when he filed a patent for the international gold market fair in Dubai after discovering its undeveloped gold market.

Through several decades of development, Motiwala Jewellers established subsidiary companies to further diversify the range of services it provides and as an effort to complete its supply chain. It is now the holding company of Motiwala Gold Trading, Motiwala Gold & Precious Stone Industry, Motiwala Gold & Metal Laboratory, Shaheen Exchange.

Since then, the company’s businesses have expanded to cover gold mining, processing, jewellery design, jewellery retail stores, physical gold trading, gold and metal laboratories, precious stones & diamond retail stores, and currency exchange.

With its refinery and an ISO 17025 certified in-house laboratory, Motiwala can produce gold bullion at the finest quality and allow investors to purchase gold bars ranging from 1 gram to 100 grams in size at a competitive price in its physical stores, thus allowing all investors to start investing in gold regardless of their capital size.

Southeast Asia has a bright future as a digital gold haven

The gold market in Asia, Southeast Asia in particular, are underdeveloped, but experts are confident that Southeast Asia has a bright future as a digital gold haven in the near future as Southeast Asia has one of the fastest rates of digital payment adoption and more than 400 million internet users. The strong tech foundations were laid by the appealing regulatory landscape and strong government support that has escalated the growth of innovation and healthy competition in this region.

In response to the year-long pandemic crisis, part of the gold and jewellery retailers in Asia are moving their retail businesses onto the internet to reach online consumers and combat the highly contagious virus simultaneously. With robust governance and regulations, digital gold has been gaining much traction in the Southeast Asia market.

Tapping into Southeast Asia’s growing digital gold landscape

Envisioned to become the world leader for dealers and traders from across the globe and to achieve sustainable quality growth, Motiwala co-founded Moti Investment Capital (MIC) in 2018 to expand its global presence in the capital trading sector. The establishment of MIC will enable investors to achieve low-risk, sustainable returns using Motiwala’s unique set of the gold supply chain.

As the first step to globalize its operation, Motiwala has tapped into Southeast Asian countries, providing a wide array of services to the new countries, including asset management, physical gold trading and more. With Motiwala’s supply chain and diverse line of services, it will allow investors to purchase physical gold even if the investors are located outside of Dubai.

In 2018, member countries in the Association of Southeast Asian Nations (ASEAN) had consumed 309 tonnes of gold, making Southeast Asia the third-largest market for gold in the world. With the combination of rapid digital adoption, the cultural importance of gold in the region, and low expansion costs, it makes Southeast Asia an ideal region as the first step in Motiwala’s globalization.

MOTIWALA announces partnership with BIS

Motiwala has recently announced its partnership with BIS to expand its global presence. BIS Holding is the first of its kind asset management firm to provide unique investment opportunities for investors, allowing clients to have the privilege to participate in the markets like a real corporate level liquidity provider.

“We are excited to partner with BIS,” said Iqbal Bhai, Founder of Motiwala group. “Through this strategic partnership, Motiwala and BIS can form a clear win-win relationship to provide more value to your existing customers. It would also bolster the long-term partnership between Motiwala and BIS as both firms continue to seek opportunities to achieve business expansion.”

Anita Brook

Motiwala Jewellers LLC

Dubai, United Arab Emirates

info@motiwala-uae.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Medifakt Appoints Preethika Mandadi as Chief Executive Officer

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Medifakt, the health-to-earn DeSci ecosystem built on a cross-chain token economy, today announced the appointment of Preethika Mandadi as Chief Executive Officer. Preethika brings deep expertise in technology strategy, health innovation, and operations to the role, stepping in at a pivotal moment as Medifakt prepares for its global commercial launch.

About Preethika Mandadi

Preethika Mandadi is a technology strategist and health innovation leader who has driven Medifakt’s operations, product development, and go-to-market strategy. She holds a Master’s in Computer Information Technology from Purdue University, and brings enterprise experience from the State of Indiana and DXC Technology, where she led AI-driven analytics and business modernisation projects.

A certified Yoga Teacher (RYT 200), Preethika’s commitment to wellness is both professional and personal — the authentic foundation of the Medifakt mission. She is also the first author on a forthcoming peer-reviewed DeSci research paper on the Medifakt ecosystem, targeting a high-impact journal for December 2026 publication.

About Medifakt

Medifakt is a Decentralised Science (DeSci) health-to-earn ecosystem that rewards users for verified healthy behaviour through on-chain incentives. The company’s products include the FaktUp mobile application — a gamified mental wellness platform — alongside the Fakt-O-Band and Fakt-O-Ring BLE wearable devices that generate cryptographically signed, device-verified health data. Medifakt operates a dual-chain token economy: SOLFAKT on Solana serves as the earn-and-spend velocity token, while FAKT on Ethereum functions as the governance and store-of-value layer. Medifakt’s mission is to create a privacy-first, decentralised model for personal health data ownership — giving individuals full control over their wellness journey and rewarding them in real tradeable value.

Fore more information Visit: www.medifakt.com | email us at social@medifakt.com

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AI & Blockchain Startup Edubuk Secures $50M Investment from Nimbus Capital

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New Delhi, India, March 24th, 2026, ZEX PR WIRE, Edubuk, a fast-scaling AI and blockchain startup, has secured a $50 million strategic investment commitment from Nimbus Capital, marking a major milestone in its mission to redefine global hiring infrastructure, powered by its upcoming $EBUK reward token launch.

Founded by Apoorva Bajaj (CFA, IIT Dhanbad; IIM Kozhikode Gold Medallist, with work-ex in Global Financial Markets with Goldman Sachs, DE Shaw, GlobalData) and Shivani Mehrotra (MBE from Lucknow University, Topper, UGC NET Qualified ex- Professor, Education leader, Microsoft Innovative Educator, Women in AI APAC finalist), Edubuk is tackling one of the world’s largest yet overlooked problems, fake credentials and broken verification systems, impacting over 500 million profiles globally, a $50billion+ issue.

  •  $50M strategic backing from Nimbus Capital
  • 100,000+ on-chain verifications
  •  Expanding across India, South East Asia, Middle East, Europe & Africa

At the core is TruCV, a blockchain-powered, tamper-proof CV platform integrated with DigiLocker, enabling instant credential verification, and TruJobs, an AI-driven job matching platform for employers.

Backed by global recognition and awards from G20, MIT, Harvard, GITEX, CNBC, CNN, Leap-to-Unicorn, STPI, and others, Edubuk is not just building a product; it is building the trust layer for the future of work.

This isn’t just a startup, it’s the infrastructure for a transparent, skill-first global workforce.

Website: https://www.edubuk.io/

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Steve Valdiserri Identifies Three Shifts Reshaping the Back End of Healthcare Finance

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  • Traverse City executive Steve Valdiserri outlines the operational trends he sees accelerating across revenue cycle management, AI adoption, and value-based care performance in 2026 and beyond.

Healthcare Finance Is Changing Faster Than Most Organizations Are Ready For

Michigan, USA, 24th March 2026, ZEX PR WIRE — The back end of healthcare finance has historically been defined by manual processes, siloed data systems, and reporting volumes that require significant staff time to produce and interpret. Steve Valdiserri, SVP of Operations at Tally and Accurio and Founding Partner of Avanti Strategy Group, has spent the past year working at the intersection of these systems and the AI tools designed to replace or augment them. He identifies three shifts that healthcare executives and operators should be tracking closely.

Shift One: AI Adoption Is Moving from Strategy to Operationalization

The question in healthcare AI has shifted. Organizations are no longer asking whether AI belongs in revenue cycle or financial reporting. They are asking how to operationalize it within existing workflows and regulatory constraints. Valdiserri sees this as meaningful progress, though he notes that the distance between adopting a tool and realizing its financial benefit remains significant for most organizations. The gap is typically operational, not technological.

At Tally, where he leads operations, the focus is on building the infrastructure that allows AI automation to produce consistent results for organizations managing insurance verification, claims submission, AR follow-up, and financial reporting. The tool is only as effective as the operational environment it runs in.

Shift Two: Attribution Is Becoming a Recognized Strategic Priority in Value-Based Care

For years in value-based care, attribution management was treated as a technical function handled by data teams with limited connection to executive strategy or operations. Valdiserri has argued consistently that this framing understates its importance. The patient panel determines the performance baseline for every value-based care program. If attribution is broken, the downstream investment in care management, quality programs, and payer engagement produces less return than it should.

He notes a growing recognition among VBC leaders that attribution deserves a dedicated operational strategy, including systematic payer engagement and ongoing panel validation. The organizations beginning to treat it that way are seeing earlier identification of performance gaps and more accurate financial projections from their risk-based contracts.

Shift Three: Healthcare Finance Metrics Are Being Simplified, Not Expanded

Counter to the general trend toward more reporting, Valdiserri sees leading healthcare finance teams moving toward fewer, higher-quality metrics. The volume of data available to healthcare organizations has grown faster than the capacity to interpret it strategically. His view, developed across a decade of VBC operations and now applied in revenue cycle contexts, is that most organizations need a small number of metrics that describe financial health clearly rather than a comprehensive dashboard that requires significant analysis time to interpret.

For revenue cycle, his working framework focuses on AR days, write-off rate, and gross charge distribution as core indicators. Other metrics matter, but these three describe the financial condition of the business in terms that allow for direct operational response.

What These Shifts Mean for Healthcare Operators

Each of these shifts rewards organizations that prioritize operational discipline over technology adoption speed. AI tools deliver better results in organizations that have already clarified their processes. Attribution strategy produces better financial outcomes when it is connected to executive decision-making rather than siloed in analytics. Simplified metrics work when an organization has already done the harder work of understanding which numbers actually drive performance.

Valdiserri’s current work across Tally, Accurio, and Avanti Strategy Group reflects a consistent thesis: the organizations that will benefit most from the changes underway in healthcare finance are the ones that invest first in the operational foundations that make those changes productive.

About Steve Valdiserri

Steve Valdiserri is a healthcare operations executive and entrepreneur based in Traverse City, Michigan. He serves as SVP of Operations at Tally and Accurio and as Founding Partner of Avanti Strategy Group. He previously held senior operational roles at VillageMD over approximately a decade. He completed a certificate in AI in Health Care from Harvard Medical School in October 2025 and holds a Bachelor of Arts in Economics from DePauw University. Connect with him at stevevaldiserri.com.

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