The platform outlines how roles are clearly divided between merchants and Xepeng to support compliant, traceable conversion-based transactions.

Bali, Indonesia, January 25, 2026 — Xepeng today detailed its shared responsibility model for conversion-based payments, clarifying which duties rest with merchants and which are managed centrally by the platform to ensure transaction clarity, auditability and operational predictability.

As cross-border digital payment flows expand, ambiguity about who verifies identity, maintains records, or responds to disputes can slow merchant onboarding and increase operational risk. Xepeng’s framework addresses these challenges by defining responsibility boundaries that align with existing business practices and support traceable Rupiah settlements.

“Clear responsibility boundaries are essential for trust,” said Budi Satrya, CMO of Xepeng. “Merchants should know exactly what is expected of them, and platforms and regulators should be able to follow a verifiable trail for every transaction. Our model makes those responsibilities explicit and practical.”

Practical split of duties

Xepeng’s model divides responsibilities into three practical domains: merchant responsibilities (commercial & evidentiary), Xepeng responsibilities (verification, conversion & settlement), and shared duties (communication, dispute escalation and record retention).

Merchant responsibilities (commercial & evidentiary)

• Issue and retain invoices, booking confirmations or order references that document the underlying sale or service.
• Provide requested commercial evidence when disputes arise or when required for reconciliation and tax reporting.

Xepeng responsibilities (verification, conversion & settlement)

• Execute customer identity verification and AML/KYC screening prior to conversion.
• Run platform-level transaction monitoring and risk escalation procedures.
• Perform conversion of validated digital-origin value and settle net proceeds in Indonesian Rupiah (IDR) to the merchant’s registered bank account.
• Supply reconciliation-ready artifacts (transaction reference, timestamps, conversion-window metadata, and settled IDR amounts) suitable for bookkeeping and audits.

Shared duties (communication & dispute handling)

• Maintain documented channels and timelines for dispute escalation and evidence exchange.
• Preserve transaction records and verification logs for audit or lawful requests, consistent with Xepeng’s retention principles.

Why the model matters

For international partners and marketplaces, the framework creates a predictable integration point: external systems can route payments to an endpoint that reliably provides local-currency outcomes and traceable records, reducing onboarding friction and integration risk.

By approaching a shared responsibility model, Xepeng reduces operational burden for merchants while ensuring controls are applied consistently at the platform level. This separation helps merchants preserve familiar accounting and tax workflows (e.g. generate a payment link, attach a commercial reference, and reconcile a Rupiah settlement) without the need to manage digital assets, wallets, or token accounting.

Xepeng aims to promote transparency and reinforce confidence in conversion-based payment models. The framework reflects a compliance-first philosophy, ensuring that innovation in digital payments is matched by clear governance and accountability.

Merchants and potential partners seeking further details on Xepeng’s framework or integration requirements can visit www.xepeng.com or contact hello@xepeng.com.

About Xepeng

Xepeng is a platform that enables Indonesian merchants to receive Rupiah settlements from international digital payment sources. The platform emphasizes verification, traceability and merchant-friendly workflows while handling conversion and settlement mechanics on the backend.

Media Contact

Organization: Xepeng

Contact Person: Budi Satrya

Website: https://xepeng.com/

Email: Send Email

Contact Number: +6287862024247

Address:Jl. Cut Nyak Dien No.1, Renon

Address 2: Denpasar Selatan, Bali

City: Denpasar

State: Bali

Country:Indonesia

Release id:40561

Disclaimer: The information provided is for general informational purposes only and should not be relied upon as legal, compliance, or tax advice. Parties should consult their own advisors regarding applicable requirements.

The post Xepeng Outlines Shared Responsibility Model with Merchants appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

United States, 24th Jan 2026 – New findings released by Fix Mold Miami, a leading environmental services firm based in South Florida, are drawing attention to a growing indoor air quality issue affecting homes and buildings across the region.

Based on recent field investigations and indoor air quality testing Florida, Fix Mold reports that aging HVAC systems and deteriorating fiberglass ductwork may be releasing harmful particles directly into indoor air.

Many systems installed between 1970 and 2000 rely on fiberglass duct board, sealants, and insulation that can degrade over time. Fix Mold specialists have frequently identified these conditions during mold inspection Miami and mold inspection South Florida services, linking them to declining indoor air quality.

A Regional Indoor Air Quality Problem Driven by Aging HVAC Systems in South Florida

Fix Mold Miami’s investigations show that many fiberglass-lined duct systems in South Florida homes and commercial buildings are reaching the end of their usable life.

As these materials break down, they can release microscopic fiberglass particles, trap moisture, and contribute to HVAC mold contamination. This pattern has been identified across residential and commercial properties, including cases that required mold remediation in Miami after standard HVAC servicing failed.

Fix Mold Develops Practical Solutions for Mold Removal, HVAC Mold Cleaning, and Water Damage

• Targeted mold inspection Florida services with lab-backed testing
• Forensic evaluation of fiberglass duct deterioration
• Removal or isolation of compromised duct sections
• Encapsulation or sealing protocols when appropriate
• HEPA-based filtration and containment strategies
• Moisture control and humidity management plans
• Preventative maintenance programs
• Emergency mold services following leaks or flooding
• Integrated response for commercial water damage restoration

What Sets Fix Mold Apart in Mold Remediation

• One-year mold-free warranty on treated areas
• Free virtual FaceTime Mold Solutions for early guidance
• State-certified technicians with strict regulatory compliance
• Zero-VOC, eco-safe treatments for occupied spaces
• Advanced diagnostics, including thermal imaging and lab testing
• 24/7 live concierge support for urgent needs
• End-to-end services, from residential and commercial mold remediation to HVAC mold cleaning and commercial water damage restoration

“Most homeowners assume they’ve clean air just because the AC is running,” said a senior Fix Mold environmental specialist. “What we uncover often explains why symptoms linger. Once people understand what’s circulating through their home, they can finally take control.”

About Fix Mold

Fix Mold LLC, a firm offering advanced air duct cleaning and mold removal services, is located in Miami and operates in Miami-Dade, Broward, Palm Beach, and the Florida Keys. This mold inspection company in Miami is a family-run business that offers multifold services, including mold remediation, water damage restoration, HVAC duct cleaning, air quality improvement, odor removal, and general contracting. 

The company is certified, licensed, bonded, and insured and is recognized as South Florida’s top-rated restoration provider with 600+ five-star reviews and an A+ rating from the BBB.

State/province name: Florida

Country: United States

Website: www.fixmold.com

Media Contact: Abe Katz, Manager

Email: info@fixmold.com 
Phone: (305) 465-6653

Follow FixMold Online:

Facebook: https://www.facebook.com/wefixmold

Instagram: https://www.instagram.com/fixmold/

Media Contact

Organization: Fix Mold

Contact Person: Abe Katz, Manager

Website: http://www.fixmold.com/

Email: Send Email

Country:United States

Release id:40541

The post New Findings Reveal a Hidden Indoor Air Quality Crisis Linked to Aging HVAC Systems and Fiberglass Ductwork Across South Florida appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

United States, 24th Jan 2026 — Knybel Network – Real Estate announced today the launch of a focused growth campaign designed to support homeowners and buyers across Macomb, Oakland, St. Clair, and Sanilac Counties as they navigate one of the most competitive housing markets in recent years. The initiative expands the firm’s commitment to data-driven strategy, high-impact digital outreach, and personalized guidance aimed at delivering faster, more profitable outcomes for clients throughout Southeast Michigan.

Led by Brett Knybel and Alex Klott, Knybel Network has built a strong reputation as a results-oriented real estate team known for its relentless work ethic, locally rooted expertise, and modern marketing approach. The new campaign doubles down on these strengths by scaling digital visibility, offering free home valuation consultations, and providing tailored buyer strategies that help clients move with clarity and confidence.

“With limited inventory, fluctuating interest rates, and intense competition, buyers and sellers need more than basic representation, they need a strategic partner,” said Brett Knybel, Founder of Knybel Network. “This campaign is about meeting clients where they are, using smarter marketing and real-time market insights to help them make informed decisions and achieve their goals faster.”

As part of the initiative, Knybel Network is expanding its outreach to homeowners searching for ways to sell my home or sell my home fast, offering consultations that combine local market data with targeted exposure. Sellers benefit from customized pricing strategies, professional listing optimization, and aggressive digital promotion designed to attract qualified buyers and reduce time on market.

For buyers, the campaign emphasizes proactive guidance in competitive areas such as Macomb Township, Shelby Township, and Chesterfield. By leveraging neighborhood-level insights and strong local relationships, Knybel Network’s real estate agents in Macomb, real estate agents in Shelby Township, and real estate agents in Chesterfield help buyers identify opportunities early and submit competitive offers with confidence.

The firm’s digital-first strategy also strengthens its presence as Top Realtors in Macomb Twp and Shelby Township, and experienced real estate agents across Chesterfield and surrounding communities. Through refined online campaigns and market education, Knybel Network aims to generate higher-quality leads while ensuring clients receive timely, transparent communication throughout the process.

Unlike high-volume brokerages, Knybel Network maintains a client-focused model that prioritizes outcomes over transactions. Each client receives hands-on support, whether they are first-time buyers, relocating families, or longtime homeowners evaluating the right time to sell. This approach has positioned the team as a go-to resource for those seeking top real estate agents who understand the Southeast Michigan market.

The growth campaign reflects Knybel Network’s broader vision to raise the standard of real estate service in the region, combining technology, local expertise, and personal accountability to deliver consistent results. As market conditions continue to evolve, the team remains focused on adaptability, education, and measurable performance for every client served.

Homeowners and buyers interested in learning more about current market opportunities, requesting a free home valuation, or connecting with a local expert can visit https://www.knybelnetwork.com/ for additional information.

Whether you are PCSing to Selfridge Air National Guard Base, navigating a military relocation, or simply moving to Metro Detroit, the Knybel Network is your primary resource for Southeast Michigan real estate education. Their specialized YouTube series provides a boots-on-the-ground look at living in Macomb, Oakland, and Wayne Counties, offering essential tips for first-time home buyers, real estate investors, and empty nesters downsizing or retiring in Michigan. If you’ve been frustrated by a stagnant listing and are wondering “why isn’t my home selling?”, the channel breaks down critical market data, home staging secrets, and curb appeal hacks to get your property sold fast. From Harrison Township off-base housing to luxury listings in Rochester Hills, the Knybel Network bridges the gap between searching for a house and finding a home. 

Watch the latest Metro Detroit market updates and subscribe to the Knybel Network YouTube Channel here.

About Knybel Network – Real Estate
Knybel Network is a Michigan-based real estate team serving Macomb, Oakland, St. Clair, and Sanilac Counties. Known for its modern marketing strategies, strong local expertise, and client-first approach, the team helps buyers and sellers achieve fast, confident, and profitable real estate outcomes in today’s dynamic housing market.

Contact Information:
Company Name: Knybel Network – Real Estate
Contact Name: Brett Knybel
Email: Office@KnybelNetwork.com

Website: https://www.knybelnetwork.com/

YouTube: https://www.YouTube.com/@KnybelNetwork 
 

Media Contact

Organization: Knybel Network – Real Estate

Contact Person: Brett Knybel

Website: https://www.knybelnetwork.com/

Email: Send Email

Country:United States

Release id:40543

The post Knybel Network Launches Focused Growth Campaign to Help Southeast Michigan Buyers and Homeowners Win in a Competitive Housing Market appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section