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Josiah Grauso Raises Awareness About the Need for Better Money Education in America

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Financial Advisor Advocates for Financial Literacy to Empower Families

Pennsylvania, US, 3rd March 2025, ZEX PR WIRE, In a world where financial stability is increasingly uncertain, Josiah Grauso, Vice President at ASC Financial Group, is calling for greater focus on financial literacy. He believes that education is the key to financial security and is urging individuals and families to take proactive steps to understand their money better.

“Too many people make major financial decisions without fully understanding the consequences,” says Grauso. “A lack of financial education leads to debt, poor savings habits, and an uncertain future. It’s time to change that.”

The Growing Financial Literacy Crisis

The statistics paint a concerning picture:

  • Only 57% of U.S. adults are considered financially literate, meaning they can answer basic questions about interest rates, inflation, and risk diversification (National Financial Educators Council, 2023).

  • Four in 10 Americans don’t have enough savings to cover a $400 emergency (Federal Reserve, 2023).

  • Nearly 80% of Americans are living paycheck to paycheck (CNBC, 2023).

Grauso stresses that the lack of financial education isn’t just an individual problem—it’s a societal issue. Poor financial decisions can lead to stress, strained relationships, and even long-term economic instability.

“When people don’t understand money, they fall into unnecessary debt, struggle to save, and often end up financially dependent on others,” he explains. “Financial literacy should be as fundamental as reading and writing.”

The Importance of Early Education

Grauso believes that financial education should start early—ideally in schools. Currently, only 23 states require a personal finance course for high school students (Council for Economic Education, 2023). This leaves millions of young adults entering the workforce without basic knowledge of budgeting, credit, or investing.

“We teach kids algebra, but we don’t teach them how to manage a credit card,” Grauso says. “Then we wonder why so many young people graduate with student debt they can’t afford.”

He advocates for more financial education programs in schools and encourages parents to teach their children about money at home. Simple conversations about saving, budgeting, and responsible spending can make a huge difference in a child’s future financial habits.

What Adults Can Do to Improve Financial Literacy

While early education is important, Grauso emphasizes that it’s never too late to improve financial literacy. He encourages individuals to:

  • Create a budget and track spending to gain a clear picture of where their money is going.

  • Understand credit and debt to avoid unnecessary interest payments and financial pitfalls.

  • Start investing early to build long-term financial security.

  • Learn about retirement planning to ensure financial independence in later years.

“A solid financial plan isn’t just for the wealthy—it’s for everyone. The more you know, the better decisions you can make for your future.”

Spreading Awareness Through Community Education

To help bridge the knowledge gap, Grauso regularly hosts financial literacy workshops and works with community organizations to provide free financial education resources. His sessions cover everything from basic budgeting to advanced investment strategies, empowering attendees to take control of their financial futures.

“I don’t just want to give people advice—I want to teach them how to make smart financial decisions on their own,” he says. “Knowledge is the greatest tool for building financial security.”

Grauso urges individuals, families, and educators to take financial literacy seriously. He encourages people to seek out educational resources, attend workshops, and start conversations about money before financial struggles arise.

“Financial literacy is the foundation for a stable and secure future,” he says. “The more we educate ourselves, the stronger our financial futures will be.”

For those looking to improve their financial knowledge, Grauso recommends starting with small, actionable steps—because a well-informed decision today leads to a better tomorrow.

Disclaimer: Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ASC Financial Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This content is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Capital Management.

ASC Financial Group is not endorsed by or affiliated with the Social Security Administration or any government agency.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living

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Industry-Leading Long-Lasting Pool Cleaning Power. Always On. Always Joy.

United States, 20th Aug 2025, – Following a successful pre-sale period and its official market launch in July, iGarden is today sharing the positive reception of its revolutionary iGarden Pool Cleaner K Pro 150. Harmonizing automotive-grade aesthetics with an unprecedented 15-hour endurance, this artful piece of engineering reimagines pool maintenance as a seamless backdrop to family life. The iGarden Pool Cleaner K Pro 150 is now available for direct purchase on iGarden’s U.S. website.

Artistry at Water’s Edge

The iGarden Pool Cleaner K Pro 150 transforms a functional necessity into poolside elegance. Its vibrant crimson contours—finished in automotive lacquer—capture sunlight in liquid ripples across the water’s surface. Designed to complement luxury landscapes, this sculpted form disappears against stone terraces by day and becomes an ambient art piece at dusk. For families who cherish beauty in every detail, it elevates rather than interrupts the view.

iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living

Intelligent Performance, Invisible Effort

The iGarden Pool Cleaner K Pro 150 revolutionizes pool hygiene through its marathon endurance and relentless cleaning power. This dual-advantage approach ensures its seamless transitions from floor to walls to waterline. The dual-brush system dislodges embedded grime, while a 200% turbo mode tackles sudden contamination.

Engineered for comprehensive upkeep, the iGarden Pool Cleaner K Pro 150 masters routine challenges: fallen foliage, windblown sediment, and micron-level particulates that compromise water clarity. Its precision vortex filtration and adaptive brush systems maintain “always-ready” conditions, ensuring crystal purity between cleaning cycles without frequent professional intervention.

The iGarden Pool Cleaner K Pro 150 delivers true scheduling freedom. Homeowners can customize cleaning frequency to match their lifestyle, whether programming daily maintenance or weekly deep cycles. The system currently sustains up to 21 days of autonomous operation between charges, with future enhancements planned to extend this duration.

iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living

Time Rediscovered

With an industry-leading 15-hour endurance, the iGarden Pool Cleaner K Pro 150 gifts families their most precious resource: uninterrupted moments together.

Imagine hosting spontaneous gatherings where children dive into perfectly maintained water without a pre-cleaning scramble. Envision morning coffee moments watching the iGarden Pool Cleaner K Pro 150 trace methodical paths across the pool floor.

True luxury isn’t in the cleaning,” notes iGarden’s Design Lead, “but in never having to think about it.”

A Smarter Clean, A Longer Guarantee

Representing a premium investment, the iGarden Pool Cleaner K Pro 150 delivers lasting value through reinforced engineering. Every owner is backed by a 3-year core component warranty with free repairs or replacements. As a reward for their early support, all pre-order customers received an upgraded, extended 5-year coverage, underscoring iGarden’s commitment to its first adopters and providing them with long-term peace of mind.

Own the Art of Effortlessness

The iGarden Pool Cleaner K Pro 150 is now available for purchase exclusively at the [iGarden U.S. website].

About iGarden

iGarden, a brand owned by Fairland Group founded in 1999, has been at the forefront of revolutionizing outdoor living with smart, comprehensive solutions that seamlessly blend premium energy efficiency with sophisticated design. From our cutting-edge Pool Pump to advanced Pool Cleaner and SwimJet, iGarden offers a holistic suite of solutions that transform your outdoor space into sanctuaries of luxury and efficiency.

Media Contact

Organization: iGarden

Contact
Person:
Joy

Website:

https://store.igarden.ai/

Email:

Support@igarden.ai

Contact Number: 18888803320

Country:United States

The post
iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living
appeared first on
Brand News 24.
It is provided by a third-party content
provider. Brand News 24 makes no
warranties or representations in connection with it.

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

DR Auto Sales: Phoenix’s Trusted Used Car Dealership Helping Drivers Get Approved, No Matter Their Credit

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United States, 20th Aug 2025, – Phoenix, Arizona – DR Auto Sales, located at 5114 N 27th Ave, Phoenix, AZ 85017, is proud to announce its continued commitment to helping Valley residents get behind the wheel—regardless of their credit history.

With a wide selection of quality used cars, trucks, and SUVs, DR Auto Sales has built its reputation on providing affordable vehicles and flexible financing options tailored to meet every customer’s needs. Whether you have excellent credit, bad credit, or no credit at all, the team works tirelessly to get you approved and on the road the same day.

“Our mission is simple: everyone deserves reliable transportation,” said the DR Auto Sales management team. “We believe your past credit challenges shouldn’t hold you back from owning a dependable vehicle. That’s why we partner with multiple lenders to find financing solutions for every customer.”

DR Auto Sales: Phoenix’s Trusted Used Car Dealership Helping Drivers Get Approved, No Matter Their Credit

Customers can browse the latest inventory online at www.drautosalesaz.com, where they can also apply for financing directly and get pre-approved in minutes.

For more information or to schedule a test drive, visit DR Auto Sales at their Phoenix location or call (623) 374-6225.

About DR Auto Sales
DR Auto Sales is a family-owned used car dealership serving the Phoenix community. With a focus on customer service, quality vehicles, and flexible financing, DR Auto Sales has helped thousands of drivers find the right car at the right price.

View Location : https://maps.app.goo.gl/MUdu7JU8cDvumRhZ6

Media Contact

Organization: DR Auto Sales

Contact
Person:
David

Website:

https://www.drautosalesaz.com/

Email:

drautosalesaz@gmail.com

Contact Number: 16233746225

Country:United States

The post
DR Auto Sales: Phoenix’s Trusted Used Car Dealership Helping Drivers Get Approved, No Matter Their Credit
appeared first on
Brand News 24.
It is provided by a third-party content
provider. Brand News 24 makes no
warranties or representations in connection with it.

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living

Published

on

Industry-Leading Long-Lasting Pool Cleaning Power. Always On. Always Joy.

United States, 20th Aug 2025, – Following a successful pre-sale period and its official market launch in July, iGarden is today sharing the positive reception of its revolutionary iGarden Pool Cleaner K Pro 150. Harmonizing automotive-grade aesthetics with an unprecedented 15-hour endurance, this artful piece of engineering reimagines pool maintenance as a seamless backdrop to family life. The iGarden Pool Cleaner K Pro 150 is now available for direct purchase on iGarden’s U.S. website.

Artistry at Water’s Edge

The iGarden Pool Cleaner K Pro 150 transforms a functional necessity into poolside elegance. Its vibrant crimson contours—finished in automotive lacquer—capture sunlight in liquid ripples across the water’s surface. Designed to complement luxury landscapes, this sculpted form disappears against stone terraces by day and becomes an ambient art piece at dusk. For families who cherish beauty in every detail, it elevates rather than interrupts the view.

iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living

Intelligent Performance, Invisible Effort

The iGarden Pool Cleaner K Pro 150 revolutionizes pool hygiene through its marathon endurance and relentless cleaning power. This dual-advantage approach ensures its seamless transitions from floor to walls to waterline. The dual-brush system dislodges embedded grime, while a 200% turbo mode tackles sudden contamination.

Engineered for comprehensive upkeep, the iGarden Pool Cleaner K Pro 150 masters routine challenges: fallen foliage, windblown sediment, and micron-level particulates that compromise water clarity. Its precision vortex filtration and adaptive brush systems maintain “always-ready” conditions, ensuring crystal purity between cleaning cycles without frequent professional intervention.

The iGarden Pool Cleaner K Pro 150 delivers true scheduling freedom. Homeowners can customize cleaning frequency to match their lifestyle, whether programming daily maintenance or weekly deep cycles. The system currently sustains up to 21 days of autonomous operation between charges, with future enhancements planned to extend this duration.

iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living

Time Rediscovered

With an industry-leading 15-hour endurance, the iGarden Pool Cleaner K Pro 150 gifts families their most precious resource: uninterrupted moments together.

Imagine hosting spontaneous gatherings where children dive into perfectly maintained water without a pre-cleaning scramble. Envision morning coffee moments watching the iGarden Pool Cleaner K Pro 150 trace methodical paths across the pool floor.

True luxury isn’t in the cleaning,” notes iGarden’s Design Lead, “but in never having to think about it.”

A Smarter Clean, A Longer Guarantee

Representing a premium investment, the iGarden Pool Cleaner K Pro 150 delivers lasting value through reinforced engineering. Every owner is backed by a 3-year core component warranty with free repairs or replacements. As a reward for their early support, all pre-order customers received an upgraded, extended 5-year coverage, underscoring iGarden’s commitment to its first adopters and providing them with long-term peace of mind.

Own the Art of Effortlessness

The iGarden Pool Cleaner K Pro 150 is now available for purchase exclusively at the [iGarden U.S. website].

About iGarden

iGarden, a brand owned by Fairland Group founded in 1999, has been at the forefront of revolutionizing outdoor living with smart, comprehensive solutions that seamlessly blend premium energy efficiency with sophisticated design. From our cutting-edge Pool Pump to advanced Pool Cleaner and SwimJet, iGarden offers a holistic suite of solutions that transform your outdoor space into sanctuaries of luxury and efficiency.

Media Contact

Organization: iGarden

Contact
Person:
Joy

Website:

https://store.igarden.ai/

Email:

Support@igarden.ai

Contact Number: 18888803320

Country:United States

The post
iGarden Pool Cleaner K Pro 150: Where Engineering Elegance Meets Effortless Living
appeared first on
Brand News 24.
It is provided by a third-party content
provider. Brand News 24 makes no
warranties or representations in connection with it.

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

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