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Josiah Grauso Raises Awareness About the Need for Better Money Education in America

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Financial Advisor Advocates for Financial Literacy to Empower Families

Pennsylvania, US, 3rd March 2025, ZEX PR WIRE, In a world where financial stability is increasingly uncertain, Josiah Grauso, Vice President at ASC Financial Group, is calling for greater focus on financial literacy. He believes that education is the key to financial security and is urging individuals and families to take proactive steps to understand their money better.

“Too many people make major financial decisions without fully understanding the consequences,” says Grauso. “A lack of financial education leads to debt, poor savings habits, and an uncertain future. It’s time to change that.”

The Growing Financial Literacy Crisis

The statistics paint a concerning picture:

  • Only 57% of U.S. adults are considered financially literate, meaning they can answer basic questions about interest rates, inflation, and risk diversification (National Financial Educators Council, 2023).

  • Four in 10 Americans don’t have enough savings to cover a $400 emergency (Federal Reserve, 2023).

  • Nearly 80% of Americans are living paycheck to paycheck (CNBC, 2023).

Grauso stresses that the lack of financial education isn’t just an individual problem—it’s a societal issue. Poor financial decisions can lead to stress, strained relationships, and even long-term economic instability.

“When people don’t understand money, they fall into unnecessary debt, struggle to save, and often end up financially dependent on others,” he explains. “Financial literacy should be as fundamental as reading and writing.”

The Importance of Early Education

Grauso believes that financial education should start early—ideally in schools. Currently, only 23 states require a personal finance course for high school students (Council for Economic Education, 2023). This leaves millions of young adults entering the workforce without basic knowledge of budgeting, credit, or investing.

“We teach kids algebra, but we don’t teach them how to manage a credit card,” Grauso says. “Then we wonder why so many young people graduate with student debt they can’t afford.”

He advocates for more financial education programs in schools and encourages parents to teach their children about money at home. Simple conversations about saving, budgeting, and responsible spending can make a huge difference in a child’s future financial habits.

What Adults Can Do to Improve Financial Literacy

While early education is important, Grauso emphasizes that it’s never too late to improve financial literacy. He encourages individuals to:

  • Create a budget and track spending to gain a clear picture of where their money is going.

  • Understand credit and debt to avoid unnecessary interest payments and financial pitfalls.

  • Start investing early to build long-term financial security.

  • Learn about retirement planning to ensure financial independence in later years.

“A solid financial plan isn’t just for the wealthy—it’s for everyone. The more you know, the better decisions you can make for your future.”

Spreading Awareness Through Community Education

To help bridge the knowledge gap, Grauso regularly hosts financial literacy workshops and works with community organizations to provide free financial education resources. His sessions cover everything from basic budgeting to advanced investment strategies, empowering attendees to take control of their financial futures.

“I don’t just want to give people advice—I want to teach them how to make smart financial decisions on their own,” he says. “Knowledge is the greatest tool for building financial security.”

Grauso urges individuals, families, and educators to take financial literacy seriously. He encourages people to seek out educational resources, attend workshops, and start conversations about money before financial struggles arise.

“Financial literacy is the foundation for a stable and secure future,” he says. “The more we educate ourselves, the stronger our financial futures will be.”

For those looking to improve their financial knowledge, Grauso recommends starting with small, actionable steps—because a well-informed decision today leads to a better tomorrow.

Disclaimer: Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ASC Financial Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This content is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Capital Management.

ASC Financial Group is not endorsed by or affiliated with the Social Security Administration or any government agency.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Christie Sikora’s BLOOD and GOLD Reexamines the Tragedy of Munich and the Global Politics Behind It

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A powerful debut explores the human cost of conflict through one of the Olympics’ darkest chapters — based on factual truths

Costa Mesa, CA, 16th June 2025, ZEX PR WIRE, In the summer of 1972, the world turned its attention to Munich for a celebration of unity, peace, and athletic excellence. Instead, it witnessed one of the most harrowing tragedies in Olympic history—an event that shocked international spectators and exposed decades of political neglect, unresolved conflict, and global indifference.

In her debut work, BLOOD and GOLD: Athletes, Tragedies & Dynamism of Peace, Christie Sikora offers far more than a historical retelling. Based on factual truths, this compelling book uncovers the personal stories and suppressed narratives behind the Munich tragedy, delivering an empathetic and investigative journey into the heart of a political powder keg.

“This isn’t just about what happened in Munich,” says Sikora. “It’s about what led there—and what the world has refused to acknowledge since.”

Through emotional storytelling and sharp historical insight, BLOOD and GOLD asks: • What forces drove this moment in history?
• What warnings were overlooked?
• Who has borne the heaviest losses?
• And how can we move toward peace — not just politically, but personally?

Sikora challenges simplistic narratives of good versus evil, inviting readers to confront the deeper realities of displacement, propaganda, and global injustice. She holds all parties accountable while pointing to the possibility of healing through truth, empathy, and awareness.

A portion of every sale supports humanitarian efforts:

• A $0.25 donation goes to Doctors Without Borders, a nonprofit humanitarian organization providing urgent medical care worldwide.
• A $0.25 contribution supports Dynamism to Peace International Foundation, which channels those funds to carefully selected nonprofit organizations serving traumatized children, women, and men in the world’s most vulnerable regions.

About the Author

Christie Sikora’s writing emerges from a place of deep moral courage and unwavering empathy. She refuses to turn away from the hard questions of war, justice, and memory — offering not just critique, but meaningful solutions. Her work urges readers to look beyond propaganda, to reconsider inherited perspectives, and to embrace a more unified, peaceful future.

Why It Matters Now

BLOOD and GOLD is a timely meditation on history’s unresolved trauma — and a call to action for today’s fractured world. As global conflict, polarization, and disinformation reach new extremes, this book offers clarity, compassion, and hope.

Availability

BLOOD and GOLD: Athletes, Tragedies & Dynamism of Peace is available at authorchristiesikora.com, Barnes & Noble, and select independent bookstores. Sikora will also host a series of in-person signings, virtual events, and global dialogues throughout the year.

For media inquiries, interviews, or event bookings:
www.evrimachicago.com  

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

WebsiteMachen Launches See-First Pay-Later Model to Accelerate Affiliate Website Deployment

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United States, 16th Jun 2025 – In an industry-first approach targeting affiliate marketing professionals, WebsiteMachen has introduced a “See First, Pay Later” system, allowing marketers to preview a fully developed affiliate website before committing to any payment. The model eliminates upfront financial risk, contracts, or credit card obligations marking a major shift in how affiliate marketers can enter or expand within the digital economy.

Streamlining Website Creation for Affiliate Marketers

Affiliate marketers face the dual challenge of building scalable content and generating traffic both time-intensive and technically demanding processes. WebsiteMachen’s latest system addresses this by offering high-speed, multi-page website creation. Users can generate sites with 100 to 200 keyword-optimized pages in under two hours, with the ability to launch several sites within a single week. This industrial-scale website deployment empowers affiliate professionals to focus their efforts on traffic acquisition strategies, rather than technical setup.

Keyword Architecture as a Foundation for Growth

The core of successful affiliate marketing lies in content depth and keyword relevance. WebsiteMachen’s platform is designed to build visit-worthy sites that cover expansive keyword territories within targeted niches. By automating content structure and optimizing each page for search visibility, the system enhances the potential for organic traffic and long-term monetization. The approach recognizes that hundreds of niche-relevant, SEO-friendly pages are not just valuable they are essential for reliable affiliate income.

A Frictionless Pathway to Online Business Ownership

The platform’s no-obligation preview model is aimed at reducing the barrier to entry for aspiring digital entrepreneurs. Without requiring contracts or upfront fees, WebsiteMachen effectively removes the friction typically associated with launching an online business. Professionals can inspect the build quality, design, and keyword strategy of a completed website before choosing to take ownership. If the product meets expectations, they can proceed with the purchase. If not, they walk away at no cost.

About WebsiteMachen

WebsiteMachen is a Berlin-based technology provider specializing in scalable website creation tools for affiliate marketing professionals. By combining automation, SEO strategy, and user-centric design, the company enables digital entrepreneurs to launch optimized affiliate businesses with speed and confidence. Its mission is to simplify the technical barriers of web development while supporting performance-driven content strategies. For more information visit website.

Media Contact

Organization: WebsiteMachen

Contact Person: Dave Hart

Website: https://website.fm/

Email: Send Email

Country:United States

Release id:29238

View source version on King Newswire:
WebsiteMachen Launches See-First Pay-Later Model to Accelerate Affiliate Website Deployment

This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release.

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Scarlet from Candy AI Named Top AI Companion of 2025

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VALLETTA, MALTA – 16/06/2025 – (SeaPRwire) – Scarlet Ashford from Candy AI has been awarded the title of Top AI Companion of 2025, following an announcement by RedHairGirls.com, a platform dedicated to in-depth evaluations of AI characters and technologies, operated by Omniserp.

 

This year’s competition featured 28 AI personalities from various platforms, with evaluation criteria including conversational realism, emotional responsiveness, user interaction quality, and overall character development.

In a closely contested ranking among leading digital companions, Scarlet stood out for her intelligent dialogue, distinctive personality, and strong emotional engagement. Judges and users alike commended her for offering a well-rounded, lifelike experience that balances personality depth with engaging conversation.

The fiery redhead is part of Candy AI’s growing roster of over 100 AI companions, and has been part of the platform since its official launch in 2024. With this recognition, Candy AI now proudly holds the title of offering one of the most beloved redhead AI girlfriends in the virtual companionship space.

This Year’s Award for the Best AI Girlfriend Was a Tightly Contested One

RedHairGirls.com is known for its detailed reviews and fan-voted rankings of redhead-themed AI companions. The site’s editorial team has been following Candy AI’s development closely since the beginning. To date, RHG has reviewed a total of 28 redhead AI characters, with Scarlet consistently earning high praise in both public polls and private feedback forums.

In a tight race between Camille from Luvr AI, Hazel from Kupid AI, and Scarlet from Candy AI, the RedHairGirls.com judging panel scored each character on depth, engagement, and overall user experience. While each finalist brought something unique to the table, Scarlet edged ahead.

Scarlet Is Available on Candy AI with Full Support for Chat, Voice, and Video

According to internal usage data, she remains one of the most actively engaged-with characters on the platform – especially among new users, consistently topping fan polls and private feedback threads.

As Candy AI continues to expand its offering with personalities ranging from wholesome to wildly entertaining, Scarlet’s recognition signals a broader shift: the age of emotionally intelligent, visually immersive AI partners has officially arrived.

Candy AI consistently ranks among the top platforms for AI girlfriends, praised for its character depth, customization, and multimedia experience. At the same time, RedHairGirls.com aims to become the go-to source for reviews, rankings, and commentary on redhead AI companions across all major platforms.

As the space grows more competitive, RHG is doubling down on its editorial coverage to help users discover standout personalities like Scarlet and stay informed on what’s new, what’s hot, and what’s worth chatting with next.

For more on Scarlet and other AI girlfriend reviews, visit https://redhairgirls.com/en/ to read the full breakdown. And if you’d like to experience Scarlet for yourself, you can start chatting with her directly at under this link: https://candy.ai/ai-girlfriend/scarlet-ashford

Media Contact: 

Brand: Omniserp Digital iGaming

Contact: Goran Kordic

Email: hello@omniserp.com

Website: https://www.omniserp.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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