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Josiah Grauso Raises Awareness About the Need for Better Money Education in America

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3 months ago

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Financial Advisor Advocates for Financial Literacy to Empower Families

Pennsylvania, US, 3rd March 2025, ZEX PR WIRE, In a world where financial stability is increasingly uncertain, Josiah Grauso, Vice President at ASC Financial Group, is calling for greater focus on financial literacy. He believes that education is the key to financial security and is urging individuals and families to take proactive steps to understand their money better.

“Too many people make major financial decisions without fully understanding the consequences,” says Grauso. “A lack of financial education leads to debt, poor savings habits, and an uncertain future. It’s time to change that.”

The Growing Financial Literacy Crisis

The statistics paint a concerning picture:

  • Only 57% of U.S. adults are considered financially literate, meaning they can answer basic questions about interest rates, inflation, and risk diversification (National Financial Educators Council, 2023).

  • Four in 10 Americans don’t have enough savings to cover a $400 emergency (Federal Reserve, 2023).

  • Nearly 80% of Americans are living paycheck to paycheck (CNBC, 2023).

Grauso stresses that the lack of financial education isn’t just an individual problem—it’s a societal issue. Poor financial decisions can lead to stress, strained relationships, and even long-term economic instability.

“When people don’t understand money, they fall into unnecessary debt, struggle to save, and often end up financially dependent on others,” he explains. “Financial literacy should be as fundamental as reading and writing.”

The Importance of Early Education

Grauso believes that financial education should start early—ideally in schools. Currently, only 23 states require a personal finance course for high school students (Council for Economic Education, 2023). This leaves millions of young adults entering the workforce without basic knowledge of budgeting, credit, or investing.

“We teach kids algebra, but we don’t teach them how to manage a credit card,” Grauso says. “Then we wonder why so many young people graduate with student debt they can’t afford.”

He advocates for more financial education programs in schools and encourages parents to teach their children about money at home. Simple conversations about saving, budgeting, and responsible spending can make a huge difference in a child’s future financial habits.

What Adults Can Do to Improve Financial Literacy

While early education is important, Grauso emphasizes that it’s never too late to improve financial literacy. He encourages individuals to:

  • Create a budget and track spending to gain a clear picture of where their money is going.

  • Understand credit and debt to avoid unnecessary interest payments and financial pitfalls.

  • Start investing early to build long-term financial security.

  • Learn about retirement planning to ensure financial independence in later years.

“A solid financial plan isn’t just for the wealthy—it’s for everyone. The more you know, the better decisions you can make for your future.”

Spreading Awareness Through Community Education

To help bridge the knowledge gap, Grauso regularly hosts financial literacy workshops and works with community organizations to provide free financial education resources. His sessions cover everything from basic budgeting to advanced investment strategies, empowering attendees to take control of their financial futures.

“I don’t just want to give people advice—I want to teach them how to make smart financial decisions on their own,” he says. “Knowledge is the greatest tool for building financial security.”

Grauso urges individuals, families, and educators to take financial literacy seriously. He encourages people to seek out educational resources, attend workshops, and start conversations about money before financial struggles arise.

“Financial literacy is the foundation for a stable and secure future,” he says. “The more we educate ourselves, the stronger our financial futures will be.”

For those looking to improve their financial knowledge, Grauso recommends starting with small, actionable steps—because a well-informed decision today leads to a better tomorrow.

Disclaimer: Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ASC Financial Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This content is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Capital Management.

ASC Financial Group is not endorsed by or affiliated with the Social Security Administration or any government agency.

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Press Release

PlaysOut and DogeOS Announce Partnership to Launch Global Mini-Game IP Series

Published

6 hours ago

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June 15, 2025

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United Arab Emirates, 14th Jun 2025, – PlaysOut, the fast-scaling global mini-game platform, has entered a partnership with DogeOS, the app layer powering the Dogecoin ecosystem. Together, the two teams will co-create a suite of Doge-branded mini-games designed to capture the internet’s favorite meme culture and embed it directly into interactive entertainment.

The partnership is a key move in PlaysOut’s broader IP expansion strategy, transforming viral internet brands into playable, on-chain experiences across its distribution network. For DogeOS, it’s a leap into mass gaming adoption, turning its “freedom, humor, and optimism” ethos into playable formats that reward attention, participation, and community in both Web2 and Web3 environments.

Upcoming mini-games will range from bite-sized puzzles to real-time PvP battles and simulation-style economy games, some featuring token-driven mechanics. Players will be able to earn and spend Doge native tokens to unlock exclusive skins, in-game items, and limited-edition collectibles, pushing the boundaries of digital identity ownership and building gaming experiences rooted in Doge’s culture.

PlaysOut and DogeOS Announce Partnership to Launch Global Mini-Game IP Series

The Bigger Play: Turning IP Into Infrastructure

 The partnership reflects a broader ambition: turning branded content into persistent, playable ecosystems. By pairing  Doge’s globally recognized community with PlaysOut’s proprietary mini-game technology and DogeOS’s app layer infrastructure,  the partnership creates a new category of interactive media. In this model, IP isn’t just something to consume, it’s something users engage with daily through gameplay. It’s a natural evolution in the attention economy, aligning with the bite-sized, interactive behaviors seen across platforms like TikTok and Instagram. For brands, it’s a new way to stay relevant. For users, it’s the content that plays back.

With its cultural cachet, open tech blueprint, and deeply engaged community, DogeOS is the ideal launch partner. Together with PlaysOut, the duo is injecting internet-native energy into a new breed of mini-games. Snackable, rewarding, and built to be shared, it’s where entertainment meets utility, in ways traditional platforms haven’t caught up to.

These Doge-branded games won’t live in silos. They’ll roll out across DogeOS’ products, PlaysOut’s flagship app, and other high-traffic platforms via PlaysOut’s distribution engine, reaching users across both Web2 and Web3.

Web2 Rollout

DogeOS is taking Doge games global, launching on platforms like WeChat and TikTok in China, as well as across popular apps such as e-commerce and telecom platforms worldwide. No paywalls. Just instant gameplay, with optional ads to unlock more features, following the proven Web2 mini-game model.

Web3 Layer

As the first app layer built specifically for Dogecoin, DogeOS brings these games fully on-chain while maintaining the accessibility that Doge users expect. Players can mint exclusive skins, collectibles, and in-game assets that are ownable and tradable, representing a breakthrough in bringing real utility to the Dogecoin ecosystem.

What begins as a content launch evolves into an ecosystem. PlaysOut will apply its full stack: liveops, publishing tools, token rewards, and developer access to co-build a sustainable, community-owned loop directly on DogeOS . It’s a new playbook for how internet culture, gameplay, and digital ownership intersect.

“Gaming has always centered around fun and community, which perfectly aligns with Doge culture,” said Jordan Jefferson, CEO of DogeOS. “PlaysOut builds games that are engaging and provide built-in ownership rather than leading with technical complexity. DogeOS is excited to provide the infrastructure that enables PlaysOut to offer the Doge community meaningful ways to utilize their DOGE beyond just holding it.”

DogeOS is what happens when culture and tech actually click,” said Jassem Osseiran, CSO and Co-founder of PlaysOut. “We’re bringing in global IP and community that people already love, then using fun, low-friction games to guide them into Web3 without them even realizing it. That’s the magic. Doge has always had the community, with DogeOS, it has the rails to turn that into real utility. We’re turning a meme into a movement people can actually play, own, and grow with.

About PlaysOut
PlaysOut is a multi-engine platform powering thousands of mini-games inside the world’s most popular apps. Fully compatible with ecosystems like WeChat, TikTok, and Meituan, PlaysOut transforms high-traffic platforms into embedded gaming environments—driving new revenue, retention, and engagement at scale.

With a single SDK, developers unlock global distribution, stablecoin-native monetization, and tokenized user engagement—without the friction of clunky UX or fragmented toolchains. PlaysOut makes publishing seamless, turning any app into a full-fledged gaming hub.

More than just infrastructure, PlaysOut is the launchpad for the next wave of interactive, reward-driven entertainment.

About DogeOS

DogeOS is the App Layer for Dogecoin, where community, culture, and liquidity come together to power the next generation of consumer apps. Founded by the team behind the MyDoge, the #1 Dogecoin wallet, DogeOS champions Dogecoin as the people’s currency by empowering developers to build experiences in gaming, DeFi, AI, and more – all backed by the world’s most iconic crypto brand.

To learn more about DogeOS and its mission to transform Dogecoin from a meme chain to a thriving app ecosystem, visit dogeos.com and follow DogeOS on X at x.com/DogeOS. 

Media Contact

Organization: PlaysOut

Contact person: Media Relations

Website: https://playsout.com/

Email: jassem@playsout.com

Country: United Arab Emirates

Release id: 18586

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Press Release

Coinsult Sets the Standard in Smart Contract Audits With Proven Track Record and Introduces New Dashboard

Published

13 hours ago

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June 15, 2025

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Coinsult, a leading smart contract auditing firm, continues to solidify its position as a trusted authority in the blockchain security space. Known for its rigorous audit processes, transparent communication, and client-first approach, Coinsult has successfully completed over 2,500 smart contract audits since 2021, establishing itself as a reliable partner for both emerging and established Web3 projects.

Coinsult’s auditing services are highly sought after by blockchain projects looking to ensure the safety and integrity of their smart contracts. The company works closely with project teams to identify vulnerabilities, enhance code security, and ensure compliance with industry best practices.

Notable partners and clients include leading names such as PinkSale, Unicrypt, Gempad, and DxSale, reinforcing Coinsult’s standing as a trusted audit provider across major launchpads and DeFi platforms. Additionally, strategic collaborations with Coinsniper, Dexview, and the marketing firm Cryptic further solidify Coinsult’s prominent position in the space, showcasing its pivotal role in shaping the future of secure, transparent blockchain projects.

In line with its mission to make the blockchain more secure and accessible, Coinsult recently launched its new dashboard at app.coinsult.net. This dashboard provides real-time insights and analytics for listed projects. The platform provides a modern, intuitive interface and enhances transparency, communication, and data visualisation throughout the project’s lifecycle.

“Our focus has always been to provide thorough and reliable audits while maintaining strong relationships with our clients,” said a Coinsult spokesperson. “With the launch of our new platform, we’re taking that commitment even further, introducing a powerful real-time data dashboard that gives projects exceptional visibility. From live price data and holder insights to community metrics and AI agents (fine tuned per project), we are delivering continuous analysis and we are enabling teams to stay informed and proactive without compromising on audit quality or security.”

Coinsult’s continued growth is fueled by its commitment to quality, fast turnaround times and personalized support. By staying ahead of emerging threats and continuously refining its methodologies and technologies, Coinsult remains a cornerstone of trust in the Web3 space.

To request an Audit or list your token on the Coinsult Dashboard contact Coinsult at:

https://t.me/coinsult_tg

About Coinsult

Coinsult is a leading smart contract auditing firm specializing in blockchain security for DeFi, token launches, and Web3 applications. With a portfolio of over 2,500 audits and trusted by major platforms including PinkSale, Unicrypt and Gempad, Coinsult is known for its meticulous analysis, responsive service, and dedication to safeguarding blockchain ecosystems. The company is committed to raising the standard of security through innovation, transparency, and collaboration.

To explore the comprehensive service offered by Coinsult visit https://coinsult.gitbook.io/coinsult/services/all-services

Media Contact:

Contact person: Michael Kaats

Email: info@coinsult.net

Website: https://coinsult.net

Dashboard: https://app.coinsult.net

SOURCE: CoinsDo PTE LTD

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Investors Abandons Cloud’s Mining as Lithium LLC Dominates Passive Crypto Income Space

Published

1 day ago

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June 14, 2025

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Manchester, Uk, 14th June 2025, ZEX PR WIRE, With cloud mining fatigue hitting an all-time high, smart crypto investors are turning to Lithium.Finance  AI-powered trading bots for real, daily returns without the risk of outdated platforms.

The crypto industry is shifting. As confidence in cloud mining dwindles due to countless copycat schemes and failed promises, a growing wave of investors is moving to https://lithium.finance  a next-generation platform that delivers stable, transparent income through automated trading bots.

Cloud Mining Had Its Moment Now It’s Over

For years, cloud mining promised effortless returns and easy passive income. But behind the bonuses and dashboards, many platforms offered nothing more than recycled models, vague infrastructure claims, and questionable longevity.

Today, investors are exhausted. They’ve seen enough fake “hash power” and unsustainable referral programs.

That’s where Lithium LLC comes in. No mining. No smoke and mirrors. Just real-time algorithmic trading that generates real profits every single day.

The Future Is Automated, Transparent, and Already Paying Out

 https://lithium.finance , the company’s flagship bot product, allows users to select tailored strategies that run 24/7 on live crypto markets. There’s no guesswork, no trading experience required, and no locking funds into vague contracts.

Daily profits are based on actual trading activity, not speculative math. Funds remain accessible at all times, and users have full visibility into the performance of their capital.

Early adopters are already seeing results and the window to benefit before the next wave catches on is narrowing fast.

Why Lithium LLC Is Taking Over the Passive Income Conversation

  • Real trading, not simulated earnings
  • Transparent results with daily performance tracking
  • Withdrawals anytime, no lockups or hidden fees
  •  AI-backed strategies with customization risk settings
  • Built for long-term stability, not short-term hype

 About Lithium LLC

Lithium LLC is a fintech company reshaping how crypto investors earn passive income. With a focus on security, transparency, and market-driven automation, Lithium empowers users to grow their crypto holdings without relying on outdated or unproven models.

Visit to learn more or get started.

https://lithium.finance

For more inquiries: info@lithium.finance

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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