Press Release
Jarred Kessler Calls For Human Centered Home Finance And Smarter Use Of Equity
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Leader in residential sale leasebacks urges homeowners and leaders to rethink “trapped equity” and build tools that put people first
New York, US, 20th December 2025, ZEX PR WIRE, Entrepreneur and advisor Jarred Kessler is calling for a national reset in how Americans think about home equity, financial tools, and community investment. Drawing on his experience building a residential sale leaseback platform and advising companies across finance and technology, Kessler is urging homeowners, policymakers, and business leaders to focus on solutions that give people options instead of more debt.

“Earlier in my career, success was simple. Hit the number, grow the book, lead the league table,” said Kessler. “After the work we did with homeowners, I started to see success in terms of options. If a family has more choices than they did before they met you, that is success.”
The Problem of Trapped Equity
For many households, a home is their largest asset. In the United States, millions of families have most of their wealth tied up in home equity, while at the same time many do not have enough savings to handle a basic emergency. When medical bills, job loss, or rising costs hit, homeowners often face a narrow set of choices: take on more debt, sell and move, or fall behind.
Kessler saw this gap up close while leading the residential sale leaseback company he founded and ran for nearly nine years. The company gave homeowners a way to sell their home, unlock equity, and stay in place as renters, rather than being forced into a rushed sale or high risk loan.
“What pushed me forward was how often I heard the same story,” Kessler explained. “People had equity but were under pressure. They did not want to sell and move. They did not want more debt. They wanted flexibility.”
Under his leadership, the platform grew from a concept into a national operation. It set legal precedents around sale leasebacks, completed acquisitions, raised significant capital, and earned industry recognition from HousingWire, Inman, PropTech Breakthrough, and Inc Magazine. The company also reached hundreds of families who needed another path in moments of stress.
“The reality is that too many homeowners are being left behind or driven deeper into debt by legacy financial solutions,” said Kessler. “The risk of not trying something new was larger than the risk of building a new model.”
Putting People Back at the Center of Finance
Kessler’s call to action is shaped by a career that began on Wall Street. At Goldman Sachs, Morgan Stanley, Credit Suisse, and Cantor Fitzgerald, he managed large portfolios and led teams, at one point overseeing a global equities business with a balance sheet over one billion dollars and a staff of hundreds.
“The lesson is that systems break when you forget the human on the other side,” he said. “During the credit crisis, you could feel the real cost of those charts. Jobs, homes, and retirement plans were tied to the decisions we made. That awareness stayed with me.”
Today, through Momentum Advisors JBK, Good Group Global, and Mindora.io, Kessler continues to apply that lesson. He helps companies restructure, scale, and manage crises while asking a simple test of every plan: does this help real people in a clear way.
“When I work with a client, I push them to ask, ‘Who lives inside this spreadsheet,’” Kessler noted. “The best strategies respect both the data and the people behind it.”
Why This Matters Now
Economic shocks, rising interest rates, and uneven wage growth have put pressure on homeowners, renters, and local communities. Many families feel squeezed between high housing costs and limited savings. At the same time, neighborhoods facing disinvestment struggle with vacant properties, low quality housing, and fewer opportunities.
Kessler believes that better designed financial tools can help on both fronts. Models that give homeowners flexible ways to use equity, along with programs that turn distressed assets into workforce housing, can reduce stress for families and strengthen communities at the same time.
He has put this belief into action by co founding and advising Rebuilding the Fort and Rehab Warriors, a not for profit that works with banks, municipalities, and institutions to revitalize neighborhoods while creating high earning roles for military veterans in development and construction.
“When you see a veteran move from uncertainty into a skilled career, or a run down block start to turn around, you remember what all the strategy decks are for,” Kessler said. “It is about real neighborhoods and real people.”
What Homeowners and Communities Can Do
Kessler’s message is not only directed at institutions. He wants everyday people to understand their own power and options. Instead of waiting for a crisis, he encourages homeowners to take simple, proactive steps now.
“Most careers and most financial journeys are a series of experiments,” he said. “You do not need a perfect plan. You need better information and the courage to ask hard questions.”
He recommends that homeowners and community members:
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Map their equity and risk: Know how much equity you have, what your monthly costs are, and how long you could cover them in a disruption.
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Learn all the tools, not just loans: Explore options like sale leasebacks, shared equity, and other models that may fit your situation better than traditional debt.
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Challenge providers to be clear: Ask banks, platforms, and advisors to explain products in plain language. If you do not understand the downside, do not sign.
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Talk about money early and often: Share lessons with family, friends, and neighbors. Many people feel alone in financial stress. Honest conversations can surface options and reduce shame.
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Support local and veteran focused programs: Back efforts that turn vacant or distressed properties into safe, stable housing while creating real careers, especially for veterans and underserved groups.
“The most important thing people can do is not wait until they are out of options,” Kessler said. “Ask questions before there is a fire. Look for partners who treat you as a person, not just a file.”
A Call for Human Centered Innovation
Kessler is asking leaders across finance, real estate, and technology to build products that serve this new standard. That means tools that unlock trapped potential in homes, careers, and communities without pushing people into deeper risk. It also means teaching the next generation to see success as more than a number on a screen.
“Many people think success is a straight line,” he said. “In reality, the most valuable skills come from the messy middle. The same is true for systems. We need the courage to update models that no longer work for real life.”
For Jarred Kessler, the path forward is clear. See the hidden value inside people and places. Build structures that support it. Measure success by the choices and stability people gain, not just by short term returns.
“If we can give families more control over their path, and give communities more tools to grow, that is the kind of impact that lasts,” he said. “That is the work worth doing.”
About Jarred Kessler
Jarred Kessler is an entrepreneur and advisor based in New York City who works at the intersection of real estate, finance, and technology. He is the founder and former CEO of a national residential sale leaseback company and now leads Momentum Advisors JBK, Good Group Global, and Mindora.io, with a focus on unlocking trapped equity and building human centered financial tools. Through his teaching and nonprofit work, including Rebuilding the Fort and Rehab Warriors, he helps homeowners, veterans, and communities gain more stable and flexible futures.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Astana Becomes Hub for OIC Food Security Dialogue
The Islamic Organization for Food Security (IOFS) marked IOFS Day and the Organization of Islamic Cooperation (OIC) Food Security Day with a high-level roundtable on Dec.17 in Astana, where participants reaffirmed their commitment to addressing food insecurity through multilateral cooperation.

Ambassador and IOFS Director General Berik Aryn thanked the Kazakh government and people for hosting and supporting the organization, highlighting Kazakhstan’s role in advancing food security initiatives across the OIC.
Established following a proposal introduced by Kazakhstan at the 7th World Islamic Economic Forum in 2011, IOFS works to address food security challenges among OIC member states.
Aryn outlined key IOFS achievements in 2025, including the expansion of the Afghanistan Food Security Program, the launch of the Flour for Humanity – Gaza Emergency Appeal, and continued implementation of the Africa Food Security Initiative.
“With the support of Kazakhstan, Tajikistan, Turkmenistan and Türkiye, we expanded agricultural rehabilitation and capacity-building activities in Afghanistan to help communities restore livelihoods,” Aryn said.
He added that humanitarian food aid was delivered to Gaza earlier this year with backing from Azerbaijan, Bangladesh, Kazakhstan and Tajikistan, while food system resilience projects advanced in several African member states.
Aryn also cited progress under the IOFS Strategic Vision 2031 and preparations for the Strategic plan for ensuring food security in OIC member states.
He noted the organization strengthened partnerships through international forums, including the UN Food Systems Summit in Addis Ababa, the African Food Systems Summit in Dakar and Global Green Week in Seoul.
“The challenges of climate change, conflict, economic instability and demographic pressure remain complex. However, through unity and cooperation, we can build resilient food systems and ensure that no child goes hungry and no nation stands alone,” Aryn said.
Deputy Foreign Minister Alibek Kuantyrov reaffirmed the country’s political support for IOFS, emphasizing the importance of multilateral approaches amid climate change, water scarcity and global market volatility.
“Food security is no longer a purely national issue. It is a global challenge shaped by armed conflict, climate change, economic instability, and supply chain disruptions. No country, regardless of its level of development, is fully immune, and only cooperation and shared responsibility can address risks of this scale,” Kuantyrov said.
He noted that 41 of the OIC’s 57 member states have joined IOFS and said interest from remaining members and international institutions continues to grow.
Kuantyrov highlighted plans to establish an IOFS gene bank in Kazakhstan to preserve and expand plant genetic resources, alongside continued humanitarian food assistance to crisis-affected countries.
Vice Minister of Agriculture Ermek Kenzhehanuly outlined Kazakhstan’s agricultural potential and national priorities, including modernization of irrigation infrastructure and the expansion of water-saving technologies. He emphasized the importance of regional cooperation with IOFS.
“Kazakhstan has significant potential for the production and export of high-quality, environmentally friendly and organic products which are currently supplied to more than 70 countries worldwide. Annually, we produce agricultural products worth approximately $18 billion, processed agricultural products worth around $7 billion. Agricultural exports have increased 1.5 times over the past five years, reaching $5.1 billion,” Kenzhehanuly said.
He emphasized that cooperation with IOFS goes beyond protocol, describing it as practical, results-oriented work aimed at strengthening food security, advancing innovation and improving public well-being.
The event concluded with the signing of a memorandum of understanding between IOFS and M. Kozybayev North Kazakhstan University. The agreement aims to expand cooperation in education, research and capacity development in agriculture and food security.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Jonathan Franklin of Georgetown University on Reporting Missing Persons Stories Others Overlook
Washington, D.C, 20th December 2025, ZEX PR WIRE, Jonathan Franklin is a Washington based journalist whose reporting on missing persons cases has helped surface a long standing imbalance in American news coverage. Through his work at NPR, Franklin has examined how race, visibility, and newsroom decision making influence which disappearances receive sustained attention and which fade quickly from public view.
Each year, hundreds of thousands of people are reported missing in the United States. News coverage plays a measurable role in shaping public awareness and search momentum. Franklin’s reporting focuses on this early window, when attention determines urgency and silence compounds uncertainty for families.
Franklin’s work frequently intersects with the issues addressed by the Black and Missing Foundation, a nonprofit dedicated to raising awareness about missing persons of color. His reporting has highlighted cases and trends often overlooked by national media while maintaining a clear separation between journalism and advocacy. The focus stays on facts, patterns, and lived experience.
Rather than centering individual tragedy as spectacle, Franklin examines systems. He looks at how cases enter editorial pipelines, how language choices frame urgency, and how assumptions about audience interest shape coverage decisions. His reporting asks why some families must fight for basic recognition while others receive immediate saturation.
In interviews, families described weeks of unanswered calls and emails before any coverage appeared. Some learned quickly which details editors wanted and which details were ignored. Franklin documented these accounts carefully, treating family members as primary sources rather than emotional color.
His reporting pairs personal testimony with data. Franklin examined research analyzing thousands of missing persons stories across television, radio, print, and digital outlets. The findings show consistent disparities tied to race and gender. Early coverage correlates with sustained attention. Absence of coverage often signals stalled interest.
Franklin presented this information without accusation. He allowed newsroom leaders and journalists to explain constraints and habits. He also allowed families to explain consequences. The tension between those perspectives drives his reporting.
This approach reflects Franklin’s graduate training at Georgetown University, where he earned a master’s degree in journalism with a broadcast and digital emphasis. His work favors structure and clarity. Sentences stay short. Claims stay narrow. Sources remain visible.
Colleagues describe Franklin as methodical in the field. He records interviews carefully. He checks language. He follows stories beyond their initial release. Missing persons coverage rarely resolves quickly, and Franklin’s reporting reflects that reality.
His NPR reporting on missing persons and media attention gaps has circulated widely. Advocacy groups, journalism educators, and researchers have cited his work in discussions about newsroom equity and ethical coverage. Franklin does not frame his role as corrective. He frames it as descriptive. He documents what coverage choices produce.
“Media attention does not guarantee answers,” Franklin said. “But the absence of attention almost always guarantees isolation. Families feel that difference immediately.”
Franklin’s earlier reporting covered public safety, race, and national crises. He reported on the COVID 19 pandemic’s impact on Black communities, protests following the murder of George Floyd, the 2020 presidential election, and January 6. These beats shaped how he approaches stories rooted in institutional response and public consequence.
A native of Columbia, South Carolina, Franklin holds undergraduate degrees from Wofford College in English and Digital Media and African and African American Studies. His academic background informs how he approaches stories involving race without collapsing complexity into slogans.
His experience at NPR and earlier work at WUSA9 positioned him to report national stories through a local lens. Missing persons cases exist at that intersection. They involve families, law enforcement, journalists, and the public. Franklin traces those connections with restraint.
Franklin’s reporting emphasizes what happens after headlines move on. Follow up matters. Families remain. Systems continue. His work reflects an understanding that journalism shapes outcomes not only through what is published, but through what is ignored.
By documenting disparities rather than reacting to viral moments, Franklin contributes to a deeper understanding of how coverage affects search efforts and public response. His reporting asks readers and listeners to consider a difficult question. Who receives attention when someone disappears, and why.
Jonathan Franklin continues to report from the field, behind a microphone, and on camera. His work reflects a belief that careful reporting, done consistently, can expose patterns hiding in plain sight.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Nicole Bazemore Shares Tested Baking Systems for Home Cooks Seeking Consistency
Virginia, US, 20th December 2025, ZEX PR WIRE, Nicole Bazemore, a baker with a business operations background, is bridging the gap between creative cooking and structured process. Her instructional work focuses on helping home cooks reach consistent results by using clear, repeatable systems rooted in practical testing.
Unlike many in the baking world who center content on aesthetics or trends, Nicole emphasizes function. Her recipes and workshops are designed for home environments, with attention to the conditions and tools most cooks already have. She breaks down techniques into manageable parts, offering not only what to do but why it works.
“For most people, baking success isn’t about inspiration. It’s about control,” she says. “When someone understands hydration, timing, and structure, they stop guessing and start building confidence.”
Turning Operations into Instruction
Before she taught baking, Nicole worked in retail and event operations. Her job required managing tight timelines, coordinating moving parts, and building processes that could be repeated by different teams. When she began adapting family recipes to local ingredients, she brought that same mindset into the kitchen.
The result is a baking philosophy rooted in structure. Nicole doesn’t rely on vague cues like “until it feels right.” She teaches measurable indicators: weight, temperature, timing, and response. She’s known for her plain-spoken instruction style and attention to detail.
This approach stands out in a crowded field. Where many creators chase complexity or aesthetics, Nicole simplifies. Her work appeals to people who want to understand why their sourdough collapses or why their pie crust shrinks. And she provides solutions that work.
Documented Testing and Adaptation
Every recipe she shares has been tested multiple times under different conditions. That includes changing flours, room temperatures, equipment, and proofing durations. If a method breaks down, she documents it. If it holds up, she refines it further.
She began by reworking family breads using different types of regional flour. Then she expanded into laminated pastries, enriched doughs, and seasonal desserts. Over time, she built a library of tested techniques that work across various environments.
Nicole’s materials often include substitution guidelines, allowing home cooks to work with what’s available. She teaches how to adapt hydration for fresh vs. aged flour, how to use sour cream in place of buttermilk, and how to swap dairy entirely without compromising structure.
“This is about flexibility,” Nicole explains. “You don’t need perfect conditions to bake well. You need to understand the variables. Then you can work with them.”
Education-First, Always
Nicole’s workshops are structured like short courses. Each session includes a plan, a list of expected outcomes, and follow-up resources. She offers in-person instruction, small group classes, and digital resources for independent learners.
Rather than one-off demos or recipe reels, her sessions follow learning progressions. Students start with dough development, then move to shaping, then fermentation, and finally baking and storage. Each phase reinforces the next.
She also uses real-time error correction as a teaching tool. If a dough tears during shaping or overproof, she walks through why it happened and what to do differently next time.
Her most popular classes include:
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“Structure Before Style: How to Control Dough Behavior”
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“Three Variables That Affect Every Bake (And How to Adjust)”
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“Why Recipes Fail: Testing, Timing, and the Limits of Substitution”
Each one focuses on building skill through understanding, not memorization.
Local Roots, Broad Appeal
While based in Virginia, Nicole’s audience extends beyond state lines. Her practical approach appeals to bakers in rural, suburban, and urban areas. Many of her students join remotely or access her written resources from other regions.
Still, her location shapes her work. Local markets and small farms often influence her ingredient choices. She teaches how regional flour affects hydration, how climate alters fermentation, and how to shift baking schedules based on humidity.
She also works with local organizations, helping coordinate community bakes, library classes, and school-based food literacy programs. Her partnerships include farmers’ market groups, food co-ops, and educational nonprofits.
“Baking is community work. When people feel confident in their kitchen, they bring more to the table—literally,” Nicole says.
An Advocate for Steady Practice
Through all of her work, Nicole maintains one clear message: consistency comes from systems, not inspiration. She encourages home cooks to take notes, track results, and view failure as feedback.
Her instructional materials emphasize measured timelines, batch notes, and technique logs. She even provides printable tracking sheets that help bakers record what flour was used, how long a dough rested, and what temperature the room held overnight.
Her upcoming series will focus on long-term habit formation for home baking: how to build routines around prep, how to store ingredients properly, and how to adjust recipes without starting over.
As Nicole Bazemore continues to grow her platform, she stays focused on one goal: helping regular people bake well, every time.
“Good baking doesn’t require guesswork. It takes planning, observation, and a little patience,” she says. “And anyone can learn that.”
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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