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Harborstone Point Advisors Expands Sanibel Presence Through Merger With Vasanta Senerat CPA PA

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Sanibel, Florida, 30th January 2026, ZEX PR WIRE, Harborstone Point Advisors announced the expansion of its Sanibel footprint following its merger with Vasanta Senerat CPA PA, a well-established accounting practice known for serving island residents and closely held businesses. The merger brings together deep local relationships and institutional-level financial advisory expertise, creating a full-service firm designed to meet the evolving needs of individuals, business owners, and private companies in the Sanibel community and beyond.

The combination reflects a shared commitment to thoughtful tax planning, disciplined financial analysis, and long-term client relationships. By integrating Vasanta Senerat CPA PA into Harborstone Point Advisors, clients gain access to expanded resources, broader advisory capabilities, and a unified team focused on delivering practical guidance alongside strategic insight.

Strengthening a Local Foundation in Sanibel

Vasanta Senerat CPA PA has long served Sanibel residents and businesses with a reputation built on trust, responsiveness, and personalized service. The merger preserves that local foundation while enhancing the scope of services available to clients. Harborstone Point Advisors maintains a strong on-island presence and continues to prioritize accessibility, continuity, and familiarity for existing clients.

The expanded firm is positioned to support clients through increasingly complex tax environments, shifting regulatory requirements, and growing financial decision-making demands. By combining local knowledge with broader advisory depth, Harborstone Point Advisors aims to deliver solutions that are both technically sound and tailored to the realities of island life and small business ownership.

A Modern, Integrated Advisory Firm

Harborstone Point Advisors was built to go beyond traditional compliance-focused accounting. The firm provides integrated tax, accounting, and business advisory services designed to help clients make informed financial decisions over the long term. Its approach intentionally connects tax planning with financial reporting, operational analysis, and strategic advisory support.

Tax services are offered to individuals, operating businesses, and private investment entities, with an emphasis on accuracy, planning, and long-term optimization. The firm works proactively with clients to anticipate issues, identify opportunities, and align tax strategies with broader financial goals.

For business owners, Harborstone Point Advisors offers bookkeeping, outsourced CFO advisory, business valuation, capital structuring advisory, and exit planning. These services support companies throughout their lifecycle, from early growth through transition or succession.

Leadership Focused on Financial Clarity and Value Creation

The expanded Sanibel practice is led by Managing Member Morgan Dzwonkowski, whose background spans private company financial analysis, transaction advisory, valuation, and outsourced CFO services. His work centers on helping small- and medium-sized businesses navigate complex financial decisions through disciplined analysis and practical guidance.

Morgan works closely with owners and management teams to improve financial reporting, budgeting, forecasting, and cash flow management. By translating operational activity into clear financial insight, he helps clients understand how daily decisions impact performance, risk, and long-term value.

As an Accredited in Business Valuation professional, Morgan applies analytical frameworks commonly used in larger institutional settings to privately held companies. This approach allows business owners to gain a clearer understanding of enterprise value, capital structure, and strategic alternatives, particularly when preparing for financing events, ownership transitions, or exit opportunities.

Valuation and Transaction Advisory for Private Companies

Valuation advisory is a core component of Harborstone Point Advisors’ service offering. The firm supports privately held businesses in connection with sales, acquisitions, ownership transfers, and strategic planning initiatives. Each engagement is grounded in rigorous financial analysis and market-based methodologies designed to deliver defensible and decision-useful conclusions.

By helping clients understand the drivers of value within their businesses, Harborstone enables more informed negotiations and better strategic planning. Valuation insights are also used proactively, allowing owners to address operational or financial issues that may impact value well before a transaction occurs.

Capital Sourcing and Capital Structure Advisory

Access to appropriate capital remains a critical challenge for many privately held companies. Harborstone Point Advisors advises clients on evaluating debt and equity alternatives, assessing leverage capacity, and modeling capital structure scenarios that align with strategic objectives.

The firm’s capital advisory work balances growth ambitions with risk management and ownership considerations. By helping clients understand financing trade-offs and long-term implications, Harborstone supports sustainable growth and financial resilience rather than short-term solutions.

Exit Strategy Planning With Long-Term Perspective

Successful exits require preparation well in advance of a transaction. Harborstone Point Advisors works with business owners to develop exit strategies that align operational performance, financial reporting, and capital structure with long-term objectives.

Whether an owner is considering a sale, recapitalization, or internal succession, the firm focuses on improving readiness while preserving flexibility. This proactive planning approach allows owners to pursue liquidity or transition events on their own terms and maximize value when opportunities arise.

A Long-Term Partner for Island Businesses and Residents

The merger with Vasanta Senerat CPA PA reinforces Harborstone Point Advisors’ commitment to Sanibel as a long-term advisory partner. The firm serves as a resource for clients navigating financial complexity, managing risk, and making decisions that affect both business outcomes and personal financial well-being.

By combining tax, accounting, and advisory services under one roof, Harborstone reduces fragmentation and creates a more coordinated client experience. Clients benefit from advisors who understand their full financial picture and can offer guidance that connects compliance requirements with strategic goals.

Looking Ahead

Harborstone Point Advisors views the Sanibel expansion as an investment in the community and its future. The firm plans to continue building local relationships while expanding advisory capabilities that support business owners through growth, transition, and succession.

The merger with Vasanta Senerat CPA PA represents a shared vision of thoughtful, client-centered service grounded in technical excellence and practical insight. As financial challenges and opportunities continue to evolve, Harborstone Point Advisors remains focused on helping clients build clarity, confidence, and durable value over time.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Gabriel Malkin Florida Completes 120-Mile Camino Walk with Focus, Patience, and Preparation

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Florida, US, 30th January 2026, ZEX PR WIRE, Most students don’t spend the start of summer walking across northern Spain. Gabriel Malkin did. In June 2025, the Florida high school graduate completed a 120-mile stretch of the Camino de Santiago, one of the world’s oldest pilgrimage routes. It wasn’t a last-minute idea. It was a goal he had planned for, trained for, and quietly worked toward for months.

This wasn’t about adventure or social media. For Gabriel, it was about setting a physical goal and showing up for it every day.

“I didn’t want to wing it,” he said. “It was important to take it seriously.”

Gabriel’s prep started long before his flight to Europe. He built up mileage slowly, starting with short daily walks in South Florida. As the months went on, he added distance, tested gear, and paid attention to recovery. Blisters, sore muscles, and weather were all part of the process. So was building patience.

“The Camino isn’t just hard because it’s long,” Gabriel said. “It’s hard because you have to get up and do it again every day. Even when you’re tired. Even when nothing hurts and you feel fine—you still have to walk.”

The daily rhythm became its own challenge. Mornings often started before sunrise, with quiet stretches of trail through farmland, hills, and towns. Gabriel carried a small pack with essentials. Water, snacks, extra socks. No Wi-Fi. No schedule beyond the day’s distance. Just a clear goal and a few hours of steady effort.

That focus and consistency mirrors how Gabriel approaches most things. Whether he’s in class, on the tennis court, or working on saxophone tone, he tends to favor structure and repetition over shortcuts. It’s not about perfection. It’s about showing up, improving slowly, and staying with it.

“I’ve never been the fastest or the strongest at anything,” he said. “But I like knowing I’m getting better, even if it’s slow.”

Gabriel grew up in South Florida and attended Virginia Shuman Young Elementary, Pine Crest in Fort Lauderdale, and NSU University School in Davie. He played tennis, baseball, and football through different stages of school. He also spent time hiking local trails and practicing saxophone, two interests he says helped him train for the Camino more than people might expect.

“Hiking helped with endurance, obviously,” he said. “But playing music teaches you a lot about repetition and listening to your body. You learn when to push and when to pause.”

For Gabriel, the Camino wasn’t a performance or a competition. It was a quiet personal test. He kept notes during the walk, not for a blog, but to track how each day felt. When he crossed the finish line in Santiago, there was no big moment. Just a quiet sense of completion.

Now back home, Gabriel hasn’t stopped walking. He’s back to local trails, early mornings, and training logs. He’s also thinking about what comes next—college, travel, more endurance goals—but isn’t rushing anything.

“There’s no rush,” he said. “The Camino reminded me that showing up every day matters more than trying to get somewhere fast.”

Gabriel Malkin Florida continues to build habits rooted in preparation, consistency, and follow-through. Whether through athletics, academics, or music, his focus remains steady: stay curious, stay active, and finish what you start.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Jon DiPietra Debunks 5 Real Estate Myths That Mislead New Yorkers

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  • Jon DiPietra, a New York–based real estate valuation executive, explains why common beliefs about space and value often miss the mark.

New York, US, 30th January 2026, ZEX PR WIRE, New York City is full of opinions about real estate. Many of them are repeated so often they start to feel true. But according to Jon DiPietra, decades of hands-on valuation work tell a different story.

“You learn things you cannot see in a report,” DiPietra says. “That’s where most of these myths fall apart.”

Below are five common myths that mislead everyday people across dense urban markets, why they persist, and what actually matters instead.

Myth 1: Bigger Space Always Means Better Value

Why people believe it:
Square footage is easy to compare. Listings highlight size first, so people assume more space equals more value.

The reality:
In dense cities, efficiency matters more than size. Studies show poorly used space can reduce productivity by up to 30 percent, even when square footage increases.

As DiPietra puts it, “The goal is not to produce the highest number. The goal is to produce something that makes sense in the real world.”

Try this today:
Identify one underused area in your home or office and repurpose it for a single clear function.

Myth 2: National Data Tells You Everything You Need to Know

Why people believe it:
Online tools and national reports feel authoritative and precise.

The reality:
Real estate is hyper-local. In New York, conditions can change block by block. National averages often lag reality by months.

“Real estate is ultimately driven by people, not formulas,” DiPietra says.

Try this today:
Walk your block at different times of day. Notice noise, foot traffic, and how spaces are actually used.

Myth 3: If a Space Worked Before, It Should Still Work Now

Why people believe it:
People resist change and assume layouts age well.

The reality:
How we live and work has shifted fast. Surveys show nearly 60 percent of people say their space no longer supports how they work today.

“Clear thinking matters more than being busy,” DiPietra notes.

Try this today:
Ask one simple question: What do I actually do here every day? Adjust one thing to support that reality.

Myth 4: More Information Leads to Better Decisions

Why people believe it:
Data feels safe. More feels smarter.

The reality:
Too much information can slow decisions and increase stress. Research links information overload to poorer judgment.

DiPietra says, “More data does not always lead to better decisions.”

Try this today:
Limit yourself to three criteria when evaluating a space or decision. Ignore the rest.

Myth 5: You Need a Major Renovation to Fix a Space

Why people believe it:
Media and social platforms spotlight dramatic transformations.

The reality:
Small changes often have outsized impact. Lighting, noise reduction, and decluttering consistently rank among the highest-return improvements.

“Sometimes the simplest changes create the most lasting value,” DiPietra says.

Try this today:
Improve lighting where you spend the most time. It is one of the fastest ways to change how a space feels.

If You Only Remember One Thing

Spaces influence behavior more than most people realize. When a space creates friction, it is often a design problem, not a personal one.

Understanding how space actually functions is more valuable than following assumptions or averages.

Call to Action
Share this myth list with someone who lives or works in a dense city. Pick one practical tip above and try it today. Small changes, applied intentionally, add up.

About Jon DiPietra
Jon DiPietra is a New York–based commercial real estate valuation executive and cofounder of H&T Appraisal, the valuation group of Horvath & Tremblay. With more than 20 years of experience, he has worked across residential, commercial, mixed-use, and special-use properties, focusing on how real people actually use space.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Roger Haenke Connects Healthcare and Faith in a Career Centered on Presence and Support

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San Diego, California, 30th January 2026, ZEX PR WIRE, Roger Haenke has spent his career at the intersection of healthcare and faith. As a registered nurse and ordained priest, his work has placed him in moments where people are vulnerable, uncertain, and often searching for support. Whether in hospitals, churches, clinics, or classrooms, Roger Haenke has built a reputation for being present, steady, and quietly dependable.

Roger Haenke began his career in parish ministry after completing his theological education and ordination. He served churches across North Dakota, offering pastoral care, teaching, and leadership. Much of his early work focused on being there for others during personal transitions—illness, loss, change, and growth. These experiences helped shape how Roger Haenke would later approach leadership in every other part of his life.

After leaving active ministry, Roger Haenke returned to school and earned a nursing degree. He started at the bedside and quickly moved into leadership roles. His healthcare career took him through specialty clinics, hospital departments, and community-based health systems. He managed staff, trained nurses, developed new services, and helped improve patient care across several states. At every step, Roger Haenke kept his focus on people and the systems that support them.

The connection between healthcare and ministry was always clear to Roger Haenke. He saw how much both fields depend on trust, communication, and the ability to remain calm when things are hard. He brought this understanding into every room he entered—whether leading a care team, sitting with a patient, or offering support to staff under pressure.

Later, Roger Haenke joined the faculty at San Diego State University. He taught nursing leadership, financial management, and professional development. His students learned not only the structure of healthcare systems, but also how to show up for others with clarity and respect. Roger Haenke’s teaching reflected what he had lived: strong systems matter, but presence and consistency matter just as much.

In his later ministry roles, Roger Haenke continued to offer steady leadership to congregations in the San Diego area. He worked with teams, guided transitions, and focused on inclusion, listening, and shared responsibility. His approach was thoughtful, balanced, and always grounded in care for others.

Now, Roger Haenke is entering a new chapter. He is no longer working in formal institutional roles, but he continues to serve the San Diego community in smaller, more flexible ways. Whether volunteering, mentoring, or simply showing up when needed, Roger Haenke remains committed to steady, meaningful work rooted in the same values he has carried all along.

For Roger Haenke, leadership has never been about attention or titles. It has always been about being present when it counts.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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