Press Release
Gaeacoin: Can “Algorithm + Credit” Rebuild the Value Foundation of DeFi?
Defi still has higher attention with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective,free and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.
For this reason, in the field of cryptocurrency,many teams has been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit an high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, current daily trading volume of all stable currencys is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencys now.
The stable currency is illusory?
In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said:”Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of cryptocurrency, but it is not really decentralized.
DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencys are illusory in a sense.
Will algorithmic stable currencys finally fail?
Now let’s take a look at the development process of algorithmic stable currencys, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL,stable currency2.0 represented by Basis Cash to stable currency3.0: FraxFinance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.
AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. AmpleForth usesRebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.
So it’s easy to create a death spiral. Similarly, when cryptos price rise, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL have been printing (dividend), AMPL reserve disappeared, crypto began to value return,people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.
Basis CASH, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS) and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.
FinanceFX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads the lack of user appeal, its currency numbers and market supply have been stagnant.
Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency who cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and still stuck in algorithm.
Crypto Credit Network (CCN)
In financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third party subjective will and makes transaction transparent, efficient, reliable and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.
However, the world of blockchain cryptocurrency is a chaotic existence without role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy and equality.
The construction of CCN not only takes blockchain technology as support, but also has reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.
A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.
Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.
The CCN consists of three different identities: Creator, Guardian and Angel,all of them have established screening mechanism. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of Gaeacoin, but also determined preachers and builders. When Gaeacoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.
The establishment of this system aims to provide every Gaeacoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction and sharing.
In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the Gaeacoin network. Gaeacoin network residents have different rights according to their status.
The integration with the DEX : Oxyswap has pioneered a full range of applications
There is a natural interdependence between exchange and stable currency. Exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of stable currency can not only solve the above problems but also effectively avoid legal risks in the process of transaction.
As it should be, the integration of Gaeacoin ecology and Oxyswap not only lays a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.
Oxyswap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making and so on. The strength of Oxyswap guarantees the usages of the stable currency: GAC.
GAC will lead a brighter way
Gaeacoin algorithm stable currency:GAC dare to face the challenge, According to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (Gaeacoin), Gaeacoin ecology also includes GAB(Gaeacoin Bond) and GAASH (Gaeacoin Share), which serve to maintain the stability of GAC. Gaeacoin Ecology also integrates Gaeacoin protocol, algorithm, robustness, price response, encryption and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), Oxyswap(DEX) and so on, providing a realistic solution for GAC ,and leads it move towards the real “stability”.
The integration of CCN and Oxyswap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the Gaeacoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading and other components to build continuously upgraded Lego of DeFi.
Gaeacoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC and FRAX, this well-prepared challenge looks more anticipated!
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Habitto Announces Savings Account Interest Rate Revision Effective February 1, 2026
Tokyo, Japan, 12th Feb 2026 – Habitto today announced a revision to the interest rates on its Habitto Savings Account, effective February 1, 2026. With this update, Habitto continues to support customers in building healthier savings habits and long term financial stability.
Updated interest rates
- Balances up to JPY 1,000,000: 0.6 percent per annum (0.478 percent after tax)
- Portion exceeding JPY 1,000,000: 0.3 percent per annum (0.239 percent after tax)
The revised interest rates are automatically applied to all existing Habitto account holders from the effective date. Customers opening a new account will receive the updated rates immediately upon account activation.
Comment from Habitto leadership
Liam McCance, Co-founder and Chief Creative Officer of Habitto, commented:
“By raising our savings rate, we are making it easier for customers to grow everyday funds while building toward future goals. As Japan’s first Savings Shop, Habitto brings together savings, simple cash management, and free, unbiased financial guidance so customers can develop money habits that feel practical and sustainable.”
Designed for clearer money habits
Habitto’s tiered interest rate structure is intended to make saving feel simpler and more deliberate. Customers can keep funds accessible for daily needs while allowing money set aside for future goals to grow steadily. The Habitto app supports this approach through a straightforward banking experience and access to human support when needed.
This Savings Shop model combines saving, spending organization, and personalized guidance without tying financial advice to specific products.
Additional Habitto services
In addition to its savings account, Habitto provides access to licensed financial planners at no cost, matched to each customer’s situation. The service also includes a debit card offering a 0.8 percent cash back rate, helping customers manage daily spending while staying focused on long term goals.
About Habitto
Habitto is Japan’s first Savings Shop, a digital banking platform that combines savings accounts, cash management, and access to licensed financial planners through its mobile application. Habitto’s financial guidance is independent and not linked to specific financial products. The company is headquartered in Tokyo and serves customers across Japan.
Company details
Company name: Habitto Inc.
City: Tokyo (Shibuya-ku)
Official website: https://www.habitto.com/
X (formerly Twitter): https://x.com/habitto_jp
Instagram: https://www.instagram.com/habitto_japan/
TikTok: https://www.tiktok.com/@habitto_japan
Media Contact
Organization: Habitto Inc.
Contact Person: Liam McCance
Website: https://habitto.com
Email:
press@habitto.com
Contact Number: +81359367315
Address:3-19-7 Jingumae, Shibuya-ku, Tokyo 150-0001
Country:Japan
Release id:40946
The post Habitto to Raise Savings Account Interest Rate to 0.6% Effective February 1, 2026 appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Windhoek, Khomas, Namibia, 12th Feb 2026 – Trustco Group Holdings Ltd (“Trustco”) confirms that Meya Mining Limited (“Meya”), in which Trustco holds a minority interest, has secured a USD 25 million (NAD 400 million) financing facility with Ecobank Sierra Leone Limited, supported by Ecobank Ghana Plc. The funding marks a significant milestone as Meya advances toward full commercial diamond production under its 25-year exclusive mining license in Sierra Leone’s Kono District.
The signing ceremony took place on the opening day of the Africa Mining Indaba 2026 in Cape Town, South Africa. According to Meya, the facility will be deployed toward advanced diamond processing equipment, mining vehicles and supporting infrastructure.
Meya’s shareholders have to date invested in excess of USD 100 million in the development of the resource and initial establishment of the mine. The financing represents a significant vote of confidence by a leading pan-African banking group in the quality, scale, and long-term geo-economic potential of the Meya diamond asset.
According to Meya, the facility is expected to stimulate local supply chains by routing payments through Sierra Leonean accounts, creating and sustaining over 400 direct jobs with more than 90% of employees sourced locally, and strengthening Sierra Leone’s position in the global diamond industry through traceable, responsibly mined stones. The transaction is also expected to encourage further investment in beneficiation, including cutting and polishing, to maximise national value capture.
Quinton Z van Rooyen, Deputy Group CEO of Trustco
As previously disclosed, Trustco’s exposure to Meya comprises an indirect equity interest and a loan receivable of approximately USD 46 million. Trustco therefore remains both a long-term stakeholder in the project and a significant creditor with a direct economic interest in the sustainable advancement, value preservation, and orderly commercialisation of the mine.
Quinton Z van Rooyen, Deputy Group CEO of Trustco, commented: “The decision by Ecobank to commit USD 25 million to Meya is a powerful external validation of what we have long maintained – that the Meya asset is of exceptional quality with multi-generational potential. For Trustco, as both equity holder and significant creditor, this facility de-risks the path to commercial production and brings us closer to realising the full value of our investment. It also sends a clear signal to the broader market that serious institutional capital is now flowing into this project.”
Shareholders are advised that the facility has not been concluded at Trustco level. Trustco has not approved the facility at board, shareholder, subsidiary, or group level, and has not provided any guarantees, sureties, undertakings, consents, or security in respect thereof. The facility does not constitute a transaction by Trustco requiring categorisation or approval under the JSE Listings Requirements.
The full press release issued by Meya Mining and Ecobank is available for viewing at the following link: https://www.facebook.com/share/p/1F4B2GR4Tk/?mibextid=wwXIfr
Shareholders will be kept informed of any further developments that are price-sensitive or otherwise require disclosure.
About Trustco:
Trustco Group Holdings Limited is a holding company headquartered in Windhoek, Namibia, that owns subsidiaries engaged in diverse business activities spanning the real estate, mining, insurance, micro-finance, and education sectors.
About Namibia:
Namibia is a Southern African country with a population of approximately three million and a GDP per capita of USD 4 413 in 2025 (IMF). The country is endowed with rich natural resources, with recent major discoveries of oil and gas reserves, lithium deposits and rare earth minerals that are vital for technology demand globally, with developments also underway in its green hydrogen projects. The Namibian government has heralded these discoveries as a transformative period, holding the potential to double the nation’s GDP by 2040.
The country’s economy is projected to have expanded by 3.6% in 2025 and is projected to expand by 3.8% in 2026 (IMF). With its wealth of natural resources, pro-business environment, political stability and increasingly skilled workforce, Namibia offers attractive investment prospects across all sectors.
Forward-Looking Statements:
All statements made in this media release with respect to Trustco’s current plans, estimates, strategies beliefs and other statements that are not historical facts, are forward-looking statements. In some cases, you can identify forward-looking statements because they contain words such as “anticipate,” “believe,” “contemplate,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “potential,” “predict,” “project,” “should,” “target,” “will,” or “would,” or the negative of these words or other similar terms or expressions. Such statements reflect the current views of management and are subject to a number of risks and uncertainties. The Company may not actually achieve the plans, intentions or expectations disclosed in its forward-looking statements, and you should not place undue reliance on these forward-looking statements. The statements are based on many assumptions and factors, including general economic and market conditions, industry conditions, and operating factors. Any changes in such assumptions or factors could cause actual results to differ materially from current expectations.
Media Contact
Organization: Trustco Group Holdings
Contact Person: Neville Basson
Website: https://www.tgh.na
Email: Send Email
Contact Number: +264612754501
Address:2 Keller Street, Trustco House
Address 2: Windhoek
City: Windhoek
State: Khomas
Country:Namibia
Release id:41277
The post ECOBANK BACKS MEYA MINING WITH USD 25 MILLION FACILITY appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Spain, 12th Feb 2026 – DondeGo, a digital media platform dedicated to local culture and events, has expanded its cultural event listings across multiple Spanish cities. The platform now features a broader selection of concerts, exhibitions, festivals, street programs, and regional cultural celebrations, providing updated event information for residents and visitors.
Spain hosts thousands of cultural events annually across major metropolitan areas and regional communities. Recent data collected from city event calendars indicates that approximately 4,800 cultural events have taken place across Spanish cities in recent months. DondeGo continues to compile and publish event listings designed to present this activity in a centralized digital format.
The platform gathers event information from public event calendars, cultural organizations, and community sources. DondeGo publishes listings that include key event details such as dates, times, venues, and categories, enabling users to browse cultural activities across participating cities.
Spain’s cultural sector demonstrates consistent public participation. According to the Ministry of Culture, approximately 47% of Spaniards attended live music concerts or theatrical performances during the past year, while museum and exhibition attendance reached comparable participation levels. Industry reports also indicate steady growth in the number of annual festivals, increasing from approximately 450 to nearly 1,000 events over the past decade.
During recent data aggregation activities in Barcelona and Madrid, DondeGo collected cultural event listings across a wide range of categories. The platform features both nationally recognized events and regional cultural programs, including Los Premios Goya 2026 in Barcelona and the XVI Festival Internacional de Magia in Madrid, alongside independent exhibitions and local community events.
DondeGo maintains structured cultural listings designed to present event information in a clear and accessible format. The platform continues to expand its coverage across Spanish cities as part of its ongoing editorial and data publication initiatives.
About DondeGo
DondeGo is a digital media platform and event guide focused on local culture, events, and venues across Spain. The platform curates and publishes event listings, editorial guides, and cultural recommendations for Barcelona, Madrid, and other major cities, supporting residents and visitors in exploring cultural activities and experiences.
Media Contact
Organization: EVENTOS&LUGARES AGREGADOR S.L.
Contact Person: Aleksandr Prokofyev
Website: https://dondego.es/
Email: Send Email
Contact Number: +34692890091
Address:Barcelona 08005 Rambla de Poblenou 113
Country:Spain
Release id:41181
The post DondeGo Presents Expanded Cultural Event Listings Across Spain appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Habitto to Raise Savings Account Interest Rate to 0.6% Effective February 1, 2026
ECOBANK BACKS MEYA MINING WITH USD 25 MILLION FACILITY
DondeGo Presents Expanded Cultural Event Listings Across Spain
Benzinga Money Article Discusses How to Become Part of the 12% of Retirees Who Have Achieved the Recommended $550,000 Minimum Retirement Savings Threshold
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