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DeFi’s dark horse in lending ——BDMProtocol

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DeFi , decentralized finance , will be the most important track for blockchain in the future .DeFi advanced all the way in the impetuous state of the huge market prospects behind DeFi .BDMProtocol moves into the lending field for DeFi and became a global dark horse .

BDMProtocol: blockchain world “Ant Financial Services Group”

BDMProtocol is a global open financial application platform based on blockchain and crypto currency . The BDM ecosystem covers financial services , cultural entertainment , IP copyright , Internet of Things , sharing economy and other scenarios .

The BDM development team is committed to reshaping the global financial ecology with blockchain technology , building BDMProtocol projects , and creating DeFi ecological agreements and encrypted asset value investment entrance .At the same time , the self – developed BDMProtocol protocol creates more practical functions for BDM DAPP applications , such as the realization of safe and efficient clearing and payment system , P2P exchange , supply chain logistics , personal or institutional identity certification , evidence retention , automatic execution of intelligent contracts , etc .

On the basis of BDMProtocol, the development team also builds incentive side chains, issues BDM certificates, opens up the DeFi financial ecology through the circulation of certificates, solves the problems of currency cross-border circulation and currency exchange, and realizes high value circulation in the scenarios of pledge lending, liquidity mining, contract trading, and decentralized exchanges. BDM tokens are supported by the DeFi model and BDMProtocol agreement, and are committed to driving the landing of blockchain technology in the financial field and the real business field, enabling the innovative financial business ecosystem in the era of value internet.

Nirvana Rebirth ——DeFi Lending

DeFi field has experienced a climax fade, BDM strong circle so that DeFi lending Nirvana rebirth, again ushered in a highlight. Different from IPFS,BDMProtocol, we focus on solving the pain points of the industry :(1) ownership of data ;(2) lack of trust ;(3) complex chain, asymmetric allocation of resources and information.

 Based on the experience accumulated in the fields of block chain, finance, technology investment and so on, BDM endorse and develop the team with strong strength to aim at the pain point, take the initiative to attack, reshape the global financial ecology to build the DeFi ecological protocol and encrypt the asset value investment entrance, and realize the financial value system of decentralization finance and reliable and transparent assets on the chain.

BDMProtocol: the Value and Interaction Model of the Financial World

BDMToken is the only value circulation certificate in the BDMProtocol ecosystem, which will undertake the mission of building DeFi ecology with everyone. A total circulation of 21 million, to the DeFi’s pioneer bitcoin.

 The transfer destruction mechanism has now been added to the BDM. For each chain transfer interaction ,0.1 per cent of the transfer amount will be destroyed automatically, and more deflation mechanisms will be added BDM the future, which will enable the formation of a 100 per cent aggregate liquidity mining pattern. The BDM has a very rich pool for users and investors to choose from, including:

 (1) Social mining: inviting friends to join the BDM ecological BDM to obtain

 (2) LP mining: participation in mobile mining BDM obtained

 (3) Borrowing and mining: BDM to deposit and borrow money

 BDM cater to the decentralized scene to add the elements of social motivation, increase the invitation pool of play, can activate the enthusiasm of user participation, create a defi application system for everyone to share and participate in.

BDMProtocol Target —— creates a trillion – level DeFi infrastructure platform

There is no doubt that the BDMProtocol’s first lending and social agreements will be an unprecedented financial creation and a leader in block chain DeFi. As a completely decentralized DeFi platform, BDM can have both decentralized security and credibility and high performance of keeping millions of transactions concurrent.

 Therefore, in the field of finance, BDM will be an important prerequisite for the construction of DeFi distributed financial system and the landing of commercial payment.

 BDM the application of financial scenarios to reshape the value and interaction model of the financial world. BDM’s biggest project highlights are:

 (1) Improve liquidity, project cold start.

 (2) Connected value island, promote price discovery.

 (3) Free and open API game applications, BDMProtocol protocol development Dapps, the game industry trades with users through BDM tokens.

 (4) Unified transaction and exchange based on BDM tokens, TOKEN conversion and transaction across different business games and products.

 Looking forward to the future, we BDM move forward, integrate many industries, organize multilingual platforms, carry out cooperative operation of global business, create a trillion-level DeFi infrastructure platform, and actively promote the online plan of overseas BDM. BDM is not a speculative success of the “flash in the pan “, but a steady road to the king, BDM will lay a leading glory, hand in hand with global aspirations to share wealth feast!

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Said Abulafia on What a Bakery Founded in 1879 Can Teach Modern Businesses

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Tel Aviv–Jaffa business leader Said Abulafia shares lessons from a historic Arab family-owned bakery that has served customers for nearly 150 years.

Tel Aviv–jaffa, Israel, 22nd July 2026, ZEX PR WIRE Most businesses do not make it to ten years. According to the U.S. Bureau of Labor Statistics, only 34.7% of private-sector establishments born in 2013 were still operating in 2023. Family businesses face another challenge: only about 30% transition to the second generation, and roughly 12% remain viable into the third.

That makes Abulafia Bakery’s history unusual. Founded in Jaffa in 1879, the historic Arab family-owned bakery has operated for nearly 150 years through political change, economic pressure, shifting customer habits, and several generations of family leadership.

Said Abulafia believes the bakery’s long history offers practical lessons for modern businesses trying to survive.

“When people hear that the bakery started in 1879, they think about history,” says Abulafia. “I think about responsibility. Every generation had to make decisions that kept the business alive. That is the real lesson.”

Longevity Starts With Trust

For Abulafia, the bakery’s staying power begins with customer trust. Customers return because they know what to expect. They recognize the product, the place, and the experience.

Modern businesses often focus on attention. Abulafia believes trust matters more.

“A customer who comes once is important,” he says. “A customer who comes back with their children or grandchildren tells you something much deeper. It means the business became part of their routine.”

That kind of loyalty is not built by a single strong campaign. It is built through years of consistency.

Consistency Is Not Old-Fashioned

In a fast-moving business environment, consistency can sound plain. Abulafia sees it differently.

For a bakery, consistency is operational. Ingredients must be reliable. Production has to stay controlled. Service has to feel familiar. Small changes are noticed quickly.

“If something changes in the product, regular customers know,” he says. “They may not explain it in technical terms, but they feel it. That is why consistency is not just a nice idea. It is part of the business model.”

Adaptation Without Losing Identity

Abulafia says one of the biggest challenges for heritage businesses is knowing what to change and what to protect.

A business founded in 1879 cannot operate exactly as it did in earlier generations. Costs change. Customer behavior changes. Competition changes. Operations must improve.

At the same time, moving too far from the core identity can weaken what has kept the business going.

“You have to modernize carefully,” says Abulafia. “If you change everything, you lose the reason people trusted you. If you change nothing, you fall behind. The work is finding the line between the two.”

What Modern Businesses Can Learn

Abulafia believes the bakery’s history offers several lessons that extend beyond hospitality.

First, businesses need a clear core. They should understand what customers return for and protect it.

Second, growth should not come before stability. A weak system becomes harder to manage as it expands.

Third, businesses should listen to repeat customers. Long-term customers often notice operational problems before leadership does.

“People talk a lot about innovation,” he says. “But sometimes the best information comes from a customer who has been coming to you for 20 years and notices when something feels different.”

Pressure Reveals Weakness

The bakery has faced many periods of uncertainty, including the COVID-19 pandemic, supply disruptions, rising costs, and fluctuating demand. Abulafia says those periods forced the business to simplify and strengthen its systems.

“When conditions are easy, you can ignore problems,” he says. “When pressure comes, every weakness becomes visible. That is when you either fix the system or keep repeating the same mistakes.”

For Abulafia, pressure is not only a challenge. It is a test of how well a business is built.

A Call to Study Businesses That Last

Abulafia encourages entrepreneurs, operators, and family business owners to study long-running businesses, not only fast-growing ones.

Many modern business stories focus on rapid scale. Abulafia believes there is equal value in studying enduring companies.

“A business that lasts for generations has already answered questions many newer businesses are still trying to solve,” he says. “How do you keep trust? How do you adapt? How do you stay useful to people over time?”

Call to Action

Abulafia encourages business owners to take practical steps:

  • Identify what customers truly return for

  • Protect the parts of the business that create trust

  • Make changes gradually and measure the impact

  • Listen closely to long-term customers

  • Build operations that can survive difficult periods

“Longevity is not one big decision,” he says. “It is many small decisions made well over time.”

About Said Abulafia

Said Abulafia is a Tel Aviv–Jaffa-based business leader involved with Abulafia Bakery, a historic Arab family-owned bakery established in Jaffa in 1879. His work focuses on preserving the bakery’s legacy while adapting operations for modern customers, changing markets, and long-term continuity.

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Press Release

Knot Expands into Canada, Partnering with RBC, the Country’s Largest Bank

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New York City, NY, USA, July 22nd, 2026, FinanceWire

Knot, the leading merchant connectivity platform, has announced its partnership with RBC, Canada’s largest bank, to make RBC cards the default payment method for millions of cardholders wherever they spend. Using Knot’s CardSwitcher, RBC cardholders can set their RBC card as the saved payment method at their favorite merchants directly from the RBC mobile app, without manually entering card details. The partnership marks Knot’s first expansion beyond the United States.

Keeping RBC Top of Wallet

One of the hardest moments in payments is the first one. When a cardholder gets a new RBC card, putting it to use means hunting down every merchant where a card is already saved and updating each one by hand, so a new card often sits idle for weeks before it sees real spend. The partnership removes that friction. From the RBC app, cardholders add their RBC card to their preferred merchants in a few taps and set it as the saved payment method at the places they already spend, from the day the card is in hand.

For RBC, that means a card that goes to work immediately instead of waiting to be activated across a cardholder’s everyday spend. Placing the card as the default at the merchants cardholders use most keeps it top of wallet, turning a new RBC card from an occasional choice into a go-to payment method from the start and driving repeat spend and deeper loyalty to RBC.

Expanding into Canada with the Country’s Largest Bank

For years, Knot has built the merchant connectivity layer across the United States, linking the people, financial institutions, and merchants behind everyday spend. RBC is where that infrastructure goes international for the first time. Canada is Knot’s first market beyond the U.S., and launching it with the country’s largest bank sets the standard for every market that follows.

RBC did not become Canada’s largest bank by standing still. They move early, they invest in their clients, and they push the industry forward. That is exactly the kind of partner Knot wants to build alongside, and the reason RBC is the right first step into a new market. Bringing CardSwitcher to Canadian cardholders is the start of a longer roadmap, both for what Knot and RBC build together and for where Knot goes next.

About RBC

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Its success comes from the 101,000+ employees who leverage their imaginations and insights to bring the company’s vision, values, and strategy to life so it can help its clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, RBC has a diversified business model with a focus on innovation and providing exceptional experiences to its more than 19 million clients in Canada, the U.S., and 27 other countries. Learn more at rbc.com.

About Knot

Knot is the leading merchant connectivity platform, simplifying how consumers, merchants, and financial institutions interact. CardSwitcher is the foundation of Knot’s product suite, letting users update and manage card-on-file payments across hundreds of merchants. Building on the same connectivity infrastructure, TransactionLink delivers SKU-level transaction data, and SubManager gives users a single place to view and manage their subscriptions. By removing friction at every step, Knot helps financial institutions grow engagement, loyalty, and spend.

Users can learn more at KnotAPI.com and connect with Knot on X (@KnotAPIs) and LinkedIn (LinkedIn.com/company/KnotAPI).

Contact

Head of Growth
Jose Del Real
Knot
press@knotapi.com

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Press Release

RedotPay Recognized as One of the World’s Top Fintech Companies by CNBC

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New York City, USA, July 22nd, 2026, FinanceWire

RedotPay, a global stablecoin-based payment fintech, today announced it has been named to CNBC’s World’s Top Fintech Companies 2026 list, in the Payments category. RedotPay’s inclusion in the prestigious list reflects the growth of the company, which is the global leader in stablecoin consumer payments by volume and has over eight million users.

The list is compiled independently by CNBC and Statista, based on the past year’s performance data. Now in its fourth edition, the list honors 500 companies across nine market segments — Payments, Wealth Technology, Neobanking, Alternative Financing, Digital Assets, Enterprise Fintech, Insurtech, Regtech, and Others. For each segment, performance indicators and other metrics were used to evaluate and select companies for inclusion on the list.

“We’re honored to be recognized as a leading payments fintech company by CNBC and Statista. Stablecoin-powered payments are quickly becoming trusted by millions around the world, especially among those who don’t have reliable access to traditional banking infrastructure. We remain focused on making everyday stablecoin payments accessible to many more around the world,” said Michael Gao, CEO and Co-Founder of RedotPay.

The recognition reflects RedotPay’s continued focus on making stablecoin payments accessible, reliable, and compliant for customers and businesses globally. The company recently surpassed $1bn in monthly total payment volume. Its investors include Goodwater, Galaxy, Pantera, and Lightspeed.

About RedotPay

RedotPay is a global stablecoin-based payment fintech that integrates blockchain solutions with traditional banking and finance infrastructure. Our intuitive platform empowers millions around the world to spend and send digital assets, ensuring faster, more accessible and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving global adoption of secure and flexible stablecoin-powered financial solutions to bring crypto to real life. For more information, visit www.redotpay.com.

Contact

RedotPay
press@redotpay.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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