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DeFi’s dark horse in lending ——BDMProtocol

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DeFi , decentralized finance , will be the most important track for blockchain in the future .DeFi advanced all the way in the impetuous state of the huge market prospects behind DeFi .BDMProtocol moves into the lending field for DeFi and became a global dark horse .

BDMProtocol: blockchain world “Ant Financial Services Group”

BDMProtocol is a global open financial application platform based on blockchain and crypto currency . The BDM ecosystem covers financial services , cultural entertainment , IP copyright , Internet of Things , sharing economy and other scenarios .

The BDM development team is committed to reshaping the global financial ecology with blockchain technology , building BDMProtocol projects , and creating DeFi ecological agreements and encrypted asset value investment entrance .At the same time , the self – developed BDMProtocol protocol creates more practical functions for BDM DAPP applications , such as the realization of safe and efficient clearing and payment system , P2P exchange , supply chain logistics , personal or institutional identity certification , evidence retention , automatic execution of intelligent contracts , etc .

On the basis of BDMProtocol, the development team also builds incentive side chains, issues BDM certificates, opens up the DeFi financial ecology through the circulation of certificates, solves the problems of currency cross-border circulation and currency exchange, and realizes high value circulation in the scenarios of pledge lending, liquidity mining, contract trading, and decentralized exchanges. BDM tokens are supported by the DeFi model and BDMProtocol agreement, and are committed to driving the landing of blockchain technology in the financial field and the real business field, enabling the innovative financial business ecosystem in the era of value internet.

Nirvana Rebirth ——DeFi Lending

DeFi field has experienced a climax fade, BDM strong circle so that DeFi lending Nirvana rebirth, again ushered in a highlight. Different from IPFS,BDMProtocol, we focus on solving the pain points of the industry :(1) ownership of data ;(2) lack of trust ;(3) complex chain, asymmetric allocation of resources and information.

 Based on the experience accumulated in the fields of block chain, finance, technology investment and so on, BDM endorse and develop the team with strong strength to aim at the pain point, take the initiative to attack, reshape the global financial ecology to build the DeFi ecological protocol and encrypt the asset value investment entrance, and realize the financial value system of decentralization finance and reliable and transparent assets on the chain.

BDMProtocol: the Value and Interaction Model of the Financial World

BDMToken is the only value circulation certificate in the BDMProtocol ecosystem, which will undertake the mission of building DeFi ecology with everyone. A total circulation of 21 million, to the DeFi’s pioneer bitcoin.

 The transfer destruction mechanism has now been added to the BDM. For each chain transfer interaction ,0.1 per cent of the transfer amount will be destroyed automatically, and more deflation mechanisms will be added BDM the future, which will enable the formation of a 100 per cent aggregate liquidity mining pattern. The BDM has a very rich pool for users and investors to choose from, including:

 (1) Social mining: inviting friends to join the BDM ecological BDM to obtain

 (2) LP mining: participation in mobile mining BDM obtained

 (3) Borrowing and mining: BDM to deposit and borrow money

 BDM cater to the decentralized scene to add the elements of social motivation, increase the invitation pool of play, can activate the enthusiasm of user participation, create a defi application system for everyone to share and participate in.

BDMProtocol Target —— creates a trillion – level DeFi infrastructure platform

There is no doubt that the BDMProtocol’s first lending and social agreements will be an unprecedented financial creation and a leader in block chain DeFi. As a completely decentralized DeFi platform, BDM can have both decentralized security and credibility and high performance of keeping millions of transactions concurrent.

 Therefore, in the field of finance, BDM will be an important prerequisite for the construction of DeFi distributed financial system and the landing of commercial payment.

 BDM the application of financial scenarios to reshape the value and interaction model of the financial world. BDM’s biggest project highlights are:

 (1) Improve liquidity, project cold start.

 (2) Connected value island, promote price discovery.

 (3) Free and open API game applications, BDMProtocol protocol development Dapps, the game industry trades with users through BDM tokens.

 (4) Unified transaction and exchange based on BDM tokens, TOKEN conversion and transaction across different business games and products.

 Looking forward to the future, we BDM move forward, integrate many industries, organize multilingual platforms, carry out cooperative operation of global business, create a trillion-level DeFi infrastructure platform, and actively promote the online plan of overseas BDM. BDM is not a speculative success of the “flash in the pan “, but a steady road to the king, BDM will lay a leading glory, hand in hand with global aspirations to share wealth feast!

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ChimpX AI Enters Final Presale Phase on AlphaMind, Strengthening Its BNB Chain–Powered Ecosystem

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The blockchain industry has reached a crossroads where scalability is no longer the only challenge; the true hurdle is now usability. As the BNB Chain ecosystem demonstrates remarkable resilience in early 2026—maintaining a market cap of over $90 billion despite wider market volatility—the launch of ChimpX AI’s Mojo SuperApp marks a pivotal moment for the network. By integrating AI-driven automation with the chain’s high-performance infrastructure, ChimpX AI is positioning itself as the primary gateway for retail users to enter the “Zero-Fee” era of decentralized finance.

Building on a Titan: Why BNB Chain?

The choice to launch the Mojo SuperApp (live at app.chimpx.ai) on the BNB Chain was a calculated move by the ChimpX AI development team. In 2026, the BNB Chain has evolved beyond being “just a fast EVM.” Following the successful Fermi hard fork in January, which slashed block times to 0.45 seconds, the network is now aggressively pursuing a roadmap of 20,000 transactions per second (TPS).

However, high TPS is meaningless if the average user is still intimidated by the technical debt of Web3. This is where ChimpX AI creates value. While the BNB Chain provides the “highway,” ChimpX AI’s Mojo SuperApp provides the “autonomous vehicle.” By utilizing Account Abstraction, Mojo removes the traditional requirement for users to hold native BNB for gas—a friction point that has historically alienated millions of potential retail participants.

The ‘DefAI’ Advantage in a Recovering Market

Current market conditions in February 2026 suggest a significant structural reversal. Bitcoin has found a solid floor above $61,000, and institutional interest is rotating into utility-dense sectors like DefAI (DeFi + AI) and Real-World Assets (RWA). Within this environment, ChimpX AI stands out by offering a live, functional product during its pre-sale phase.

The “Mojo” experience allows for seamless token swaps, lending, and portfolio management without the hassle of manual fee adjustments. As BNB Chain expands its “Zero-Fee” extensions, projects like ChimpX AI are the frontline beneficiaries, capturing the influx of new users who demand a mobile-first, “Web2-easy” interface.

Final Pre-Sale Round: The Path to $4M FDV

The momentum behind ChimpX AI is undeniable. Having already sold out public IDO rounds on SPORES and Poolz Finance—even during the “sideways” market movements of early Q1—the project has now moved into its final pre-sale stage on AlphaMind.

This AlphaMind round offers $CHIMP at $0.25 per token, valuing the project at a $4 million Fully Diluted Valuation (FDV). For an ecosystem already hosting a live SuperApp and a community of thousands, this valuation is seen by many as a major market inefficiency. As the project prepares for its PancakeSwap listing in February, the pre-sale represents the final opportunity for investors to acquire $CHIMP at institutional-grade prices.

A Wealth Generation Perspective

Market analysts are closely watching the $CHIMP price outlook for 2026–2027. With BNB projected to retest its four-figure all-time highs and potentially reach $1,200+ by 2027, the tokens that provide the most utility within that ecosystem are expected to see the highest beta.

For $CHIMP, the roadmap is clear:

  • Q1 2026: Establish a strong secondary market following the PancakeSwap debut.
  • Late 2026: Scale Mojo user base to 100,000+ active wallets.
  • 2027: Integrate advanced AI agents for automated, cross-chain yield strategies.

How to Participate in the Movement

The AlphaMind pre-sale is currently the most direct way to gain exposure to the ChimpX AI ecosystem ahead of the February listing. With a maximum commitment of $15,000 per wallet and a 25% TGE unlock, the round is designed to foster a decentralized and healthy holder base.

Investors can secure their allocation at https://app.alphamind.co/ido/6989a7df51f2ab92207ec335?invite=rmzD-2dY

To join the discussion and stay updated on the exact PancakeSwap listing time, the community is active 24/7 on Telegram at https://t.me/chimpxofficial.

About ChimpX AI ChimpX AI is a decentralized technology firm focused on simplifying the blockchain experience through the power of Artificial Intelligence. Its flagship product, Mojo, is a gasless DeFi SuperApp that abstracts the complexities of the BNB Chain for a global audience.

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Press Release

Axblade Marks Strategic Debut at Consensus Hong Kong 2026, Sets Clear Course for Compliant Finance  Infrastructure

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Hong Kong — February 18, 2026Axblade, a high-performance hybrid finance protocol, made its first international appearance at Consensus Hong Kong 2026, the premier Web3 conference held February 11–12 at the Hong Kong Convention & Exhibition Centre. The debut marked the protocol’s formal entry into the global stage, distinguished by sustained engagement at its exhibition booth, senior-level dialogue, and the early disclosure of its next-phase roadmap.

Debut Draws Sustained Engagement, Spotlight on Compliance-by-Architecture

According to public remarks from Hong Kong’s Deputy Secretary for Financial Services and the Treasury, Christopher Hui, Consensus Hong Kong 2026 convened over 15,000 attendees from more than 100 countries and regions. Against this backdrop, Axblade’s exhibition booth maintained consistent traffic throughout the two-day event. All 500 Axblade units of custom merchandise were distributed amid vibrant, ongoing conversations at the booth.

Axblade Cofounder & COO Liam was on site for the duration of the conference, engaging directly with developers, institutional representatives, and compliance professionals from Asia, Europe, the Middle East, and beyond. The vast majority of conversations converged on a single structural question: how to bridge real-world assets onto chain with verifiable integrity while satisfying multi-jurisdictional regulatory requirements.

“The industry is no longer debating whether on-chain finance can be compliant—it’s asking what genuine compliance looks like at the architecture level,” COO Liam said during booth discussions. “The real dividing line is whether compliance is patched on as a constraint or embedded as a design feature. Axblade is built on the latter premise—not compliance that compromises performance, but compliance that performs. ”

What Axblade Is: A Finance Protocol Built on a Compliance-first Foundation

Faced with repeated inquiries about the protocol’s core identity, the Axblade team offered a consistent, distilled answer:

Axblade is an on-chain finance protocol engineered from the ground up for regulatory alignment.

“Compliance isn’t an add-on. It’s the foundation,” COO Liam said. “A structure without a foundation is a tent. We’re building permanent infrastructure.”

Unlike protocols that treat compliance as an access control layer or a post-hoc modification, Axblade embeds a programmable compliance framework at the base layer. This architecture enables verifiable data, programmable permissions, and auditable asset provenance—without unnecessary exposure of personal or institutional information. It is designed to support high-throughput, cross-border transactions while remaining adaptable to evolving regulatory regimes across jurisdictions.

Next Milestone: RWA Data Verification & Provenance Solution Due Q2 2026

Axblade also used its Consensus debut to provide early visibility into its next major development focus: data verification and provenance for tokenized real-world assets.

A persistent gap in today’s RWA landscape is the disconnect between asset representation on-chain and the verifiability of off-chain reality. Questions of physical existence, clear title, and continuous state validation remain largely unstandardized and unsolved.

Axblade confirmed that an institutional-grade framework for RWA data verification and provenance is in advanced development, with formal release targeted for Q2 2026. The solution is expected to combine zero-knowledge proofs, decentralized identity primitives, and on-chain state synchronization to establish cryptographically anchored assurances for real-world assets.

“Tokenizing an asset isn’t about putting a PDF on IPFS,” COO Liam noted. “True RWA integration means every unit of on-chain value retains a deterministic link to its off-chain source of truth.”

About Axblade

Axblade is a high-performance, hybrid finance protocol purpose-built to bridge real-world assets and on-chain liquidity. Through a compliance-native architecture and settlement-grade execution environment, Axblade enables capital to be issued, composed, and deployed across borders—programmably, transparently, and in alignment with regulatory requirements. Its long-term vision is to serve as foundational infrastructure for the next generation of on-chain finance.

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RWA Summit Hong Kong 2026: The Definitive Bridge Between TradFi and On-Chain Realities

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The RWA Summit Hong Kong has come to an end—an exciting event that has cemented the city’s status as the world’s leading center for real asset tokenization (RWA). These were two intense days when more than 700 carefully curated participants, 50+ distinguished speakers, and 80+ leading institutional investors gathered to map out the future of DePin, stablecoins, and the move toward bringing TradFi on-chain.

Rather than revisiting whether tokenization is viable, discussions focused on how it can be executed within credible legal, financial, and operational frameworks.

“RWA SUMMIT Hong Kong was not just another event for us, it was a place where real deals and business happened. We were proud to co-host the event and bring together potential partners, regulators and market leaders. It’s a great opportunity to present our bonds tokenization and DeFi projects to both TradFi and Digital Assets players. I believe that the key result of any event are the real deals that follow. RWA SUMMIT is definitely this kind of event. No noise, no hype, only real expertise of speakers, and a highly curated network”Peter Kadish, Managing Director LynxCap Investments, RWA SUMMIT Hong Kong co-host.

The RWA Summit clearly showed that tokenization has moved beyond theory into execution,” says Scott Thiel, co-founder & CEO of Tokinvest. “Across panels on venture capital, IP tokenization, and institutional adoption, the focus was on infrastructure, liquidity planning, and trusted market frameworks.

And this is how Gillian Wu, founder and CEO of Mulana Investment Management, comments on the insights of the event: “At the RWA Summit during Consensus Hong Kong, we explored how real-world assets are bringing wealth on-chain through greater efficiency, transparency, disintermediation, and fractionalized ownership. Tokenization, however, does not change the fundamental factors that influence value, and investors must carefully assess counterparty risk and liquidity. Although market fragmentation and structural differences between DeFi, exchanges, and traditional finance remain challenges, progress toward convergence is evident.

Day 1: Forging Regulatory Pathways and Institutional Momentum

The summit opened with remarks from Joseph Chan, Under Secretary for Financial Services and the Treasury of the Hong Kong Government, who highlighted Hong Kong’s regulatory direction and its ambition to provide clarity for tokenized financial products. The message was consistent throughout the day: regulatory structure is no longer an obstacle but a prerequisite for scale.

The day included four spotlight sessions.

The first one was on global frameworks. The participants got a profound exploration of regional RWA trends, featuring insights from Scott Thiel (Tokinvest), Julian Kwan (InvestaX), and Terence Ng (EX.IO), expertly moderated by Peter Kadish (LynxCap). The takeaway? Regulation has evolved from a barrier into a strategic advantage.

Thereafter, we covered the AI convergence. Alan Lau (Animoca Brands) and Geoff Kot (Standard Chartered) delved into how artificial intelligence is revolutionizing the connection between traditional banking and digital asset ecosystems.

Another essential point was related to banking giants on-chain. Bugra Celik (HSBC) and Giorgia Pellizzari (Hex Trust) highlighted the transition from experimental proof-of-concept to full-scale institutional adoption, emphasizing robust custody and security for digital currencies.

The day concluded with a forward-looking exchange between Nenter Chow of Bitmart and Sébastien Borget of The Sandbox. They explored how crypto-native ecosystems are incorporating RWAs. The conversation centered on sustainable value creation rather than short-term market cycles.

“At the RWA Summit in Hong Kong, we discussed how blockchain is expanding from virtual real estate to collectible assets and user-generated content revenues being tokenized on-chain. The direction is clear: blockchain technology will become broadly adopted across gaming, digital assets, and the creator economy. It will ultimately integrate so seamlessly into user experiences that people benefit from it without needing to think about the underlying infrastructure,” shares Sébastien Borget, co-founder of SandBox & SandChain.

The first day also featured an outstanding lineup of industry leaders and innovators, including Cathal Donnellan, President at NexStox; Marcos Chow, Group CIO at HKT; Rocky Mui, Partner at Clifford Chance; Tom Wan, Partner at Imprint Capital Partners; Neil Tan, Managing Partner at Tsunami Advisors and Chairman of the AI Association of Hong Kong; Phillip Pon, CEO at EMURGO; Andrei Grachev, Managing Partner at DWF Labs; Musheer Ahmed, Founder & CEO at FinStep Asia; Jelena Zhang, SVP at Amber Premium; Jayendra Jog, Co-Founder at Sei Labs; Nikita (Sachdev) Lord, Founder & CEO at Luna PR; Edwin Mata, Co-Founder & CEO at Brickken; Preetam Rao, Co-Founder & CEO at QuillAudits; and Leo Fan, Founder & CEO at Cysic.

Day 2: Envisioning Tomorrow’s Wealth, IP, and Payment Innovations

The second day shifted toward applied use cases, examining how tokenization is reshaping wealth management, intellectual property, and payment systems.

The second day of RWA Summit opened with a high-level fireside chat featuring Sean McHugh, Senior Director – Market Assurance at VARA (Virtual Assets Regulatory Authority). The discussion set the tone for the day, focusing on regulatory clarity, market integrity, and the evolving framework for virtual assets in the region.

In a fireside discussion, Yat Siu of Animoca Brands and Bowie Lau of MaGE Group analyzed the implications of IP tokenization for content platforms and creator economies for giants like YouTube, Spotify, and Netflix. The conversation focused on whether blockchain-based models can provide more direct monetization and ownership structures while maintaining compliance and investor protections.

A recurring theme in our discussion was that RWA is not about “putting a single asset on-chain”; it’s about modernizing financial infrastructure without breaking law, trust, or market structure, comments Jeffrey Broer, venture advisor at Kohpy Ventures. “Tokenization within a regulated environment does not automatically create liquidity, and lower minimums do not mean retail access. True liquidity requires credible market design and participation. For venture-backed startups, the real opportunity lies in compliance-native infrastructure, settlement and orchestration layers, custody, risk tooling, and transparency rails. In short, the value is in building the plumbing, not chasing product hype.

Wealth migration onto blockchain infrastructure was addressed by Ray Tam of Revo Digital Family Office and Florian M Spiegl of Evident Capital. They tackled the hurdles of onboarding professional investor (PI) wealth onto the blockchain while unveiling exciting avenues for retail investors.

The next spotlight session of the day was on the PayFi Revolution. Rita Liu (RD Technologies) and Evan Auyang (Animoca Brands) offered a grounded perspective on stablecoins and payment finance in the “Asian Reality.”

The 2-day event concluded with a comparative discussion featuring Pauline Fan of InvestHK, Rachel Lee of Cyberport, and Irina Heaver of RWA Labs. The panel assessed Hong Kong’s regulatory agility against competitors like the UAE and beyond.

The stage then welcomed an exceptional lineup of investors, founders, and industry leaders, including Noah Frankel, Investment Analyst at JSquare; Tobias Bauer, General Partner at TBV; Calvin Ng, General Partner at Plutus VC; Melody He, Co-Founder & Partner at Spartan Group; Craig Dyer, Head of Capital Markets at HECTO; Pauli Speaks, CBDO at Cryptic; DiZien Low, Director of Business Development at Polygon Labs; Jacky Kong, Head of Hong Kong at Ava Labs; Sonia Shaw, CEO at OneAsset; Andrey Fedorov, CMO & CBDO at STON.fi; Jackee Wong, Partner & CMO at Leadsourcing; Sudeep Mehta, COO at STBL; and Lawrence Tsui, Director of Business Development and Strategic Solutions for Hong Kong & Mongolia at Fortinet.

Special thanks to the partners of RWA Summit, in particular our Strategic Partner, BTSE Enterprise Solutions, and our Partner, STON.fi, for their invaluable support and contribution to the event’s success.

Industry Developments and Expansion

Apart from panel discussions, the summit also provided a platform for industry announcements. LynxCap introduced its DeFi platform designed to connect RWA yield strategies with structured liquidity environments. In parallel, Ivan V. Ivanov of UVECON.VC and Irina Heaver of RWA Labs announced the launch of Dubai RWA Week 2026, signaling increased collaboration between Asian and Middle Eastern tokenization hubs.

RWA Summit Hong Kong brought together strong voices from both TradFi and digital assets,” says Ivan V. Ivanov, founder of RWA Summit. “The discussions focused on execution, regulation, and real market structure and were grounded in actual cases, not theory.

What stood out to me most was the growing alignment between ecosystems like Hong Kong and Dubai. Different frameworks—and clear potential for collaboration. Our goal was to create a platform where real experts share real cases, challenges, and practical paths forward. Judging by the depth of discussion, we are clearly moving in the right direction.

To sum it up, the RWA Summit Hong Kong 2026 has unequivocally demonstrated that the dialogue has advanced from “Is this feasible?” to “How swiftly can we expand?” By bridging TradFi’s regulatory rigor with DeFi’s tech stack, we’re moving toward a financial system that is actually transparent and accessible, not just fast.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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