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Connecting the Global Ecosystem: Lianlian DigiTech Returns to Money20-20 Asia

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China, 28th Apr 2026 – From April 21 to 23, Money20/20 Asia, one of the world’s most influential fintech events, was held in Bangkok, Thailand. As a leading player in global digital payments, Lianlian DigiTech was once again invited to participate, showcasing its latest advancements in cross-border payment infrastructure, technological innovation, and ecosystem collaboration, and highlighting its ongoing exploration and practice at the forefront of the global cross-border payments industry.

During the summit, Lianlian DigiTech announced a strategic partnership with USI Money to further strengthen its global cross-border payment network and provide merchants worldwide with more efficient and reliable fund flow services.

At the same time, Shen Enguang, Co-President of Lianlian DigiTech, Ma Xiao, Head of Lianlian Bank Partnerships, and Jiang Jie, Head of LianLian Global Hong Kong, were invited to attend the event. They engaged in in-depth discussions with representatives from international financial institutions, exploring fintech trends and innovations in global payments, and contributing Lianlian’s insights to the intelligent and global development of the cross-border payments industry.

 

Partnering with USI Money and Global Partners to Build a Borderless Payment Network

During the summit, Lianlian DigiTech announced a strategic partnership with London-based fintech company USI Money, further strengthening its global payment network.

The collaboration will focus on cross-border remittance and foreign exchange services. Through deep integration of technology and resources, both parties aim to deliver efficient, secure, and cost-effective one-stop collection and payment solutions for global businesses, significantly improving fund flow efficiency and FX experience.

Syed Bukhari, Chief Business and Operations Officer of USI Money Group, commented: “Our partnership with Lianlian will further enhance our remittance capabilities, enabling us to create greater value for clients through broader network coverage and improved transaction performance.”

Jiang Jie, Head of LianLian Global Hong Kong, added: “By leveraging the complementary strengths of our ecosystem partners in technology and compliance, Lianlian will continue to expand its global payment network and optimize transaction efficiency. We aim to strengthen financial connectivity across markets and deliver more efficient and reliable cross-border payment experiences for our clients.”

Founded in 2009 and listed on the Main Board of the Hong Kong Stock Exchange in 2024 (2598.HK), Lianlian DigiTech is a leading AI-driven digital payment service provider in China with a global presence. Guided by its mission to “connect the world and serve globally,” and driven by an “AI-native + globalization” strategy, the company is committed to building a trusted new infrastructure for intelligent global finance. As of the end of 2025, Lianlian DigiTech has established a cross-border payment network covering more than 100 countries and regions, serving over 10.4 million customers worldwide.

USI Money is a foreign exchange and international remittance service provider focused on delivering customized cross-border fund solutions for both corporate and individual clients. With competitive real-time exchange rates and efficient execution as its core strengths, the company is dedicated to providing fast, secure, and seamless global fund transfer experiences.

In addition, during the event, Lianlian DigiTech co-hosted a networking session with Unlimit to create an open platform for exchange. The session attracted a wide range of fintech partners, fostering discussions on ecosystem collaboration and partnership opportunities, and further advancing the development of an open and connected ecosystem.

 

Industry Roundtable: Cross-Border Payments Collaboration and Inclusive Growth in Emerging Markets in the AI Era

At the same time, during the conference, Ma Xiao, Head of Lianlian Bank Partnerships, and Jiang Jie, Head of LianLian Global Hong Kong, were invited to join themed roundtable discussions. Drawing on industry practice, they shared key insights and outlined new pathways and core logic for the coordinated development of fintech and the global financial system.

During the roundtable titled “Fintech and Banks,” Ma Xiao highlighted that the global payments system is rapidly evolving from a “single-point capability” model to a “layered collaboration” framework. In this structure, banks serve as the underlying infrastructure, responsible for global clearing networks and liquidity management, while fintech companies such as Lianlian build on top of these systems to create a “retail layer” of services for businesses. This approach transforms complex cross-border payment channels into accessible product capabilities, enabling enterprises to manage multi-scenario fund flows more efficiently.

At the same time, fintech is playing an increasingly critical role in both compliance and value creation. On one hand, through technology-enabled, front-loaded risk control and verification, fintech companies act as “compliance aggregators,” improving efficiency while filtering risks and helping banks scale their trust capabilities. On the other hand, by leveraging insights from transaction data and business flows, fintech collaborates with banks to more accurately assess the operating conditions of small and medium-sized enterprises. This shift supports a transition from experience-driven to data-driven capital allocation, enhancing the accessibility of financial services.

 

At the roundtable titled “Different Worlds, Same Challenges: Building Bridges for Emerging Markets,” Jiang Jie noted that the focus of financial inclusion is shifting from “scale of coverage” to “practical usability.” The ability to sustainably serve long-tail groups such as small and micro merchants and overseas workers ultimately depends on continuous optimization of product design and operational capabilities.

In emerging markets, small merchants often face challenges such as difficulty in opening accounts, complex cross-border collections, high FX costs, and complicated tax requirements. However, many existing solutions still follow traditional enterprise-level logic, with cumbersome KYB processes and long review cycles that do not align with the “light-asset, high-frequency, fast-turnover” nature of small businesses. In response, Lianlian has reduced barriers to fund flows by providing local collection accounts, optimizing FX mechanisms, and improving settlement efficiency. At the same time, it has restructured account frameworks, verification processes, and fund visibility to better align services with users’ real business and daily needs.

As digital technology continues to integrate with the real economy, the combined innovation of AI and blockchain is reshaping the underlying logic of global financial services. Lianlian DigiTech has long focused on AI-driven innovation, global compliance system development, and the expansion of its global service network. With its global licensing footprint, compliance expertise, localized service capabilities, and technological stability, the company has earned broad trust from regulators, markets, clients, and ecosystem partners worldwide.

Looking ahead, Lianlian DigiTech will continue to build on its cross-border experience and compliance expertise to develop AI-native core capabilities, deepen collaboration with global ecosystem partners, and evolve from a “payment network” into an “end-to-end intelligent infrastructure builder.” The goal is to become a trusted value-connecting infrastructure in the AI-driven global era, delivering more convenient, efficient, and intelligent cross-border financial services to customers worldwide.

 

Media Contact

Organization: LianLian

Contact Person: LianLian PR Department

Website: https://www.lianlian.com/

Email: Send Email

Country:China

Release id:44473

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Brian Baldari on the Difference Between a Mentor and a Sponsor, and Why It Decides Promotions

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  • ResilExec® Coaching founder Brian Baldari, Pharm.D., MBA, on why senior leaders who have plenty of advice and no advocacy stall at the same level for years.

BRICK, N.J., Oct 03, 2026, ZEX PR WIRE — Most senior professionals have someone they go to for advice. Far fewer have someone who argues for them in a room they are not in. According to Brian Baldari, Pharm.D., MBA, founder of ResilExec® Coaching, that distinction accounts for a large share of stalled advancement among otherwise strong performers.

Baldari spent 24 years inside pharmaceutical, healthcare, and enterprise leadership organizations. He held five successive Director-level roles, moved from Director to Vice President and Senior General Manager in 18 months, and led the commercial launch of 14 brands. He now works with Associate Directors, Directors, Senior Directors, Executive Directors, and Vice Presidents inside pharmaceutical, healthcare, and enterprise IT organizations.

“A mentor talks to you. A sponsor talks about you,” Baldari says. “One of those changes your calendar. The other changes your title.”

Advice Is Not Advocacy

Mentorship is widely available and widely encouraged. Many organizations run formal programs for it. A mentor offers perspective, context, and guidance, and that guidance has real value early in a career when the primary gap is knowledge.

Sponsorship operates differently. A sponsor spends their own credibility on someone else. They put a name forward on a succession slate, defend a candidate during calibration, and accept the consequences if the bet does not pay off. That is a materially different act, and it is not something an organization can mandate.

“Leaders collect mentors because mentors are easy to ask for,” Baldari says. “Nobody feels awkward requesting advice. Asking someone to spend their reputation on you is a different conversation, and most people never have it.”

Where the Gap Shows Up

The gap becomes visible at the point where advancement decisions are made collectively. Calibration sessions and succession discussions involve people across multiple functions, many of whom have no direct experience of a given candidate’s work. In those rooms, a candidate is represented by whoever chooses to speak.

“If nobody in that room can describe what you do at enterprise scale, you are not in the conversation, regardless of your review,” Baldari says. “The decision is not made on the strength of your record. It is made on the strength of the description someone else gives of it.”

Baldari notes that this is where strong performers are most often surprised. Their performance ratings are high, their manager is supportive, and the outcome still does not change, because the people who influenced the decision were never engaged.

Sponsorship as a Variable

Sponsorship is one of five variables in Baldari’s Promotion Math™ framework, alongside Performance, Visibility, Narrative, and Timing. In his assessment, strong performers optimize the first variable and leave the remaining four unattended, then attribute the result to politics.

“Performance gets you noticed. Positioning gets you promoted,” Baldari says. “Sponsorship is the variable people find hardest to work on, because it requires asking for something rather than producing something.”

What Changes the Outcome

Baldari advises leaders to identify the specific individuals who will participate in the decisions that affect them, then assess honestly whether those individuals could describe their contribution without prompting. In most cases the answer is no, and that is the actionable finding.

From there the work is practical rather than social. It involves delivering value to those individuals rather than checking in with them, framing results at enterprise level rather than functional level, and showing up in forums where that work is visible to people beyond a direct reporting line.

“You do not recruit a sponsor by asking them to be one,” Baldari says. “You give them something worth putting their name next to, and you make sure they understand what it was.”

About Brian Baldari

Brian Baldari, Pharm.D., MBA, based in Brick, New Jersey, is the founder of ResilExec® Coaching and Resilient Performance Group LLC. He spent 24 years inside pharmaceutical, healthcare, and enterprise leadership organizations, held five successive Director-level roles, and advanced from Director to Vice President and Senior General Manager in 18 months. He led the commercial launch of 14 brands across rare and chronic disease categories, led an organization of more than 250 people, and has mentored more than 50 leaders across three continents. Through ResilExec Coaching, he helps Associate Directors, Directors, Senior Directors, Executive Directors, and Vice Presidents accelerate career growth through personalized executive coaching, leadership development, and strategic career positioning.

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Timothy Caraboolad Publishes a Buyer’s Checklist for New-Build Condos in South Florida

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  • Real estate developer Timothy Caraboolad is releasing a set of questions first-time buyers should ask before putting money down on a new-build apartment in South Florida.

A market full of new buildings, and a lot of first-time buyers

Florida, USA, Oct 03, 2026, ZEX PR WIRE — South Florida has no shortage of new construction. Buildings go up fast, sales offices open before the concrete cures, and renderings promise more than any buyer can verify in a single walkthrough.

Timothy Caraboolad, a real estate developer and designer based in Palm Beach, Florida, has spent years on the other side of that process, building high-end custom homes through his firm Lad Design. He says the buyers who end up happiest are the ones who ask harder questions earlier, not the ones who fall for the best rendering.

“A sales gallery is designed to sell you a feeling,” he says. “Your job as a buyer is to slow that down and ask what you’re actually getting for the price.”

What to check before signing anything

Caraboolad points first-time buyers toward a few areas that matter more than finishes.

Construction quality behind the walls. Countertops and cabinetry are easy to judge. What is inside the walls is not. Caraboolad suggests asking who the general contractor is, how long they have built in the area, and whether the building uses concrete or wood-frame construction, since that affects sound, insurance, and long-term durability in a hurricane-prone region.

HOA fees and what they actually cover. New buildings often advertise low fees at launch that rise once amenities open and reserves get funded. “Ask for the projected budget once the building is fully occupied, not just the introductory number,” Caraboolad says. He recommends buyers ask specifically what percentage of the fee goes into reserves, since that determines whether the building can pay for a roof or a seawall repair without a special assessment.

Storm readiness. In South Florida, this is not optional. Buyers should ask about impact windows, generator backup for elevators and common areas, and flood elevation. Caraboolad says a building’s flood zone designation should be requested in writing, not estimated by a sales agent.

Parking and storage, spelled out. Some buildings sell parking as a deeded asset. Others assign it and can reassign it later. Caraboolad says this distinction matters more than most buyers realize until after closing.

Developer track record. A new building has no resale history to check. Caraboolad suggests buyers look at other projects the same developer has completed, not just renderings of the one being sold, and ask how those buildings have held up.

Timing the purchase

For pre-construction units, Caraboolad says the biggest risk is not price, it is timeline. Delays are common, and buyers should understand what happens to their deposit if the closing date slips.

“Get the outside date for completion in writing,” he says. “And ask what your options are if that date passes.”

He also encourages buyers to walk a finished unit in the same building, or a comparable one from the same developer, before relying on a model unit that may use upgraded finishes not included in the base price.

Why this matters for first-time buyers specifically

Caraboolad says first-time buyers face a particular disadvantage: they often do not know which questions are normal to ask, so they accept vague answers.

“An experienced buyer will push back on a soft answer about HOA reserves or insurance history,” he says. “A first-time buyer might just assume that’s how it works. It isn’t. You’re allowed to ask for documentation before you commit.”

His broader point is that a new building can be a strong investment in South Florida, but only when the buyer treats the sales process the same way a developer would: checking budgets, checking materials, and checking the people building it, before checking the view.

About Timothy Caraboolad

Timothy Caraboolad is an entrepreneur, real estate developer, and designer based in Palm Beach, Florida. He is the founder of Lad Design, a South Florida firm building high-end custom homes, and previously founded Arc Design, a luxury residential development and design firm in the Boston area. He holds a Bachelor’s Degree in International Business from Rollins College.

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Jermaine Gassaway: A checklist for parents choosing school leadership

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  • Jermaine Gassaway, a superintendent and public education advocate, outlines what parents should look for in school and district leaders before enrolling their children.

Why leadership is the first thing to check

North Carolina, USA, Oct 03, 2026, ZEX PR WIRE — Parents often start a school search by looking at test scores or building tours. Jermaine Gassaway says that misses the bigger question: who is running the school, and how do they lead.

“A building can look great and still have weak instruction,” Gassaway says. “The leader sets the tone for everything else. If you skip that part of the search, you’re missing the most important piece.”

Gassaway has worked as a teacher, a principal, and a superintendent. That range gives him a view of leadership from more than one seat, and he says the questions parents ask should change depending on what they can actually observe.

What to ask before you tour the building

Gassaway suggests parents start with a short list of questions for any principal or superintendent they meet.

How do you measure growth, not just scores. A single test score tells a parent almost nothing about whether their child is improving. Gassaway says leaders who can talk about growth over time, not just a snapshot, are paying attention to the right thing.

How often are you in classrooms. A principal’s visibility in classrooms is a signal of how closely they track teaching day to day. Gassaway says parents should ask directly how often the leader observes instruction and gives feedback to teachers.

What happens when a student falls behind. Every school has students who struggle. Gassaway says the real question is whether there is a clear plan, with specific support, for those students, or whether it is left to chance.

How do you support new teachers. Turnover affects children directly. Gassaway says parents should ask how new teachers are coached in their first year, since that shapes whether a child gets a stable classroom experience.

Red flags parents should not ignore

Gassaway points to a few signs that should raise questions, even if the rest of a school visit goes well.

A leader who cannot describe how they use data. If a principal talks only in generalities about student progress, Gassaway says that is worth a follow-up question.

A staff that seems unsettled or unclear on expectations. Gassaway says parents can pick up on this just from talking to teachers or reading how a school communicates with families.

No clear answer on discipline or support plans. Parents should expect a straight answer on how the school handles behavior and academic struggles, not a vague reassurance.

What good leadership sounds like

Gassaway says strong school leaders tend to talk in specifics. They can describe how a reading program works, not just that the school “cares about literacy.” They know their staff by name and can speak to strengths and gaps on their team. They treat parent questions as normal, not as a challenge to be managed.

“You can tell a lot from how a leader answers a hard question,” Gassaway says. “Do they get defensive, or do they give you a real answer. That tells you how they’ll treat you once your child is enrolled.”

A short list parents can bring to a school visit

Gassaway recommends parents keep it simple: three or four questions, asked directly, with room to follow up.

  • How do you track whether students are growing, not just passing.

  • How often are you in classrooms, and what do you look for.

  • What is your plan when a student is behind grade level.

  • How do you support teachers who are new to the school.

He says the answers matter less for their polish and more for their specificity. “A leader who knows their school will have real answers,” Gassaway says. “A leader who doesn’t will talk around it.”

About Jermaine Gassaway

Jermaine Gassaway is a superintendent based in Charlotte, North Carolina. He is a former teacher and school principal, and the author of “Unopened Books: Multiplying the 2%” and “When You Arrive: A Children’s Book About Racism.” He is a graduate of Johnson C. Smith University and has worked in public education for more than a decade.

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