Press Release
Claim Agreement Aims To Be The One-Stop Decentralized Finance (Defi) Service Network
The Claim Agreement, a Decentralized Finance (DeFi) service network unveiled recently, creates a new generation of credit-based stablecoin ecosystem that is based on the value of assets across time cycles and characterized by full external coupling and deep liquidity. Claim is more than just a payment agreement – it promises to be a one-stop DeFi service network that can provide users with long-term on-chain credit evaluation, credit financing and asset custody. In the future, users will be able to tap the on-screen “Claim” button to access the diversified world of DeFi. DeFi, which draws inspiration from blockchain and is the technology behind cryptocurrency, influenced the industry most during the first quarter of 2021.
“DeFi, the acronym of Decentralized Finance, was first coined in August 2018 by Brendan Forster, founder and CEO of crypto lending platform Dharma. After more than two years of development, the DeFi ecosystem has emerged in a variety of projects. Many products in the traditional financial system have been re-enacted through blockchain and smart contract technology. DeFi has brought unprecedented changes in the coin circle, among which the algorithmic stablecoin has attracted public attention the most as it has influenced traditional finance in DeFi like no other. At the beginning of 2021, a new algorithmic stablecoin named Basis Cash reached peak popularity with the arrival of the bull market, but it faced confidence crisis due to the defects in their algorithm. Just when the investors thought that the DeFi stablecoin “vanished into the crowd”, the emergence of Claim changed the public perception all over”, said Seraphima Verkhovtceva, the CMO of Claim during a recent press conference.
“According to agency data, DeFi had $450 billion of Total Value Locked (TVL) globally as of March 2021. Considering the double to triple-digit gas price of just doing a single operation on Ethereum, it can be assumed that most of that is “Big Whale” customers. Apart from the high gas costs on Ethereum, DeFi’s biggest pain point at the moment is its cumbersome mechanics and highly unstable returns”, she added.
“Ampleforth, which uses first generation algorithm, is considered the first ever complete stablecoin. There are many advantages of Ampleforth and it is one of the most stable currencies as it follows the inflation-deflation model. Basis Cash follows the second-generation algorithm. It has a three-coin model, but it also has obvious advantages and disadvantages. The three-coin model is the equivalent of DPOS in the blockchain world, while the first-generation algorithm of stablecoin Ampleforth is more like PoW. Although the community users say that PoW has various downsides, it is still a more powerful algorithm than DPOS in the blockchain ecosystem, and the same is true for the stablecoin algorithm. Although Basis Cash has been updated, it’s algorithm is not as simple as the algorithm of the earliest stablecoin, Ampleforth. It doesn’t have the core of Ampleforth either – it’s just algorithmic. It cannot be manipulated, which is one of the reasons the algorithmic stablecoin lost its popularity”, she further added.
According to Verkhovtceva, the foundation of the financial industry is credit and any traceable and controllable financial activity that runs on a chain should be granted credit, which is why the Claim Agreement was developed by the company.
“Whether the user is mining or performing any other on-chain activity recognized by the Claim platform, the user can get credit $CUSD or digital money under the Claim agreement, which helps the user to maximize the use of their funds. Another reason why we developed Claim is that we wanted to address the low utilization of funds in the current stablecoin system”, she stated.
“The Claim protocol we developed allows users to pledge assets they hold and generate a stablecurrency called $CUSD. According to the agreement, users will deposit assets and allocate funds through the income aggregation platform to form investment income. The income of these assets investment will be the value support of the ecological credit system of Claim. In this mode, the funds deposited by users can not only be used as collateral to obtain the stablecurrency $CUSD for financing, but users also enjoy the credit leverage formed by the expected returns of assets, which greatly improves the utilization efficiency of assets”, said Dmitry Malyanov, the CEO of the AI and blockchain innovation company.
“The economic model of Claim agreement is a dual token economic system. In order to ensure the value anchorage and payment ability of the credit stablecurrency $CUSD, the team only supports DAI, USDC, USDT, ALUSD and DOLA as the agreement pledge assets in the early stage. $CUSD will be cast in a ratio of 1:1 after the user deposits the 5 kinds of stable coins – DAI, USDC, USDT, ALUSD and DOLA. After that, users can exchange the $CUSD they hold at any time in a 1:1 ratio through the protocol without loss for the above five stable coins”, Malyanov added.
$CUSD is a utility stablecoin created by the Claim Agreement as the asset of the tokens in circulation by the users participating in the pledge agreement. The Claim is a token for protocol functionality iteration, parameter tuning, and community governance for DAO or Decentralized Autonomous Organization Treasure Asset Management. The total issue of Claim is USD 100 million.
“We will follow the DAO concept, with the community fully in charge of the platform’s evolution. As a DeFi project that originated in the community and is based on serving the community ecology, the protocol governance of Claim will rely on the community DAO governance model to the greatest extent. All holders of $CLAIM can participate in the governance of the agreement and express their opinions and claims in full”, Malyanov was quoted.
Official Website: https://claim.xyz
Twitter: https://twitter.com/claimdotxyz
Medium: https://medium.com/@claimfinance
Telegram group: https://t.me/claimofficialcommunity
Contact:
Claim
Dmitry Malyanov
themediacontact@gmail.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Create a Lasting Legacy Ferdinand J. Ruano Arroyo’s Newly Released Book Helps Everyday Investors Build Long-Term Wealth
LEXINGTON, KENTUCKY, 7th Nov 2026 – Financial strategist and seasoned entrepreneur Ferdinand J. Ruano Arroyo, MBA, RIA, has released his book, Create Your Own Endowment: How to Build Generational Wealth Like Harvard, Yale, and Princeton. The book is a valuable educational resource for American citizens from all walks of life who want to turn their assets into lasting wealth. It offers a comprehensive roadmap for investing like Ivy League institutions.
Create Your Own Endowment goes beyond short-term solutions, offering a comprehensive blueprint for growing and protecting generational wealth. It connects institutional portfolio strategies with the everyday financial decisions most Americans make, from property and taxes to investments and legacy planning. By examining the endowment strategies of Ivy League institutions and major universities, it equips readers with the knowledge and tools to make informed personal wealth management decisions. Drawing on more than four decades of professional experience, the author presents a framework that integrates portfolio construction, real estate investment, financial planning, and estate planning. Ultimately, the book helps readers incorporate principles such as diversification and disciplined financial management into their personal strategies.
Ferdinand J. Ruano Arroyo, MBA, RIA, is a respected financial professional, entrepreneur, and real estate developer deeply committed to helping people achieve long-term financial security and independence. With more than 40 years in the financial services industry, he is known for developing investment solutions that stand the test of time in any market and for a strong focus on growing and protecting wealth. In addition to his work with high-profile organizations, he serves as the chief executive officer of Private Equity Solutions LLC.
After earning a bachelor’s degree in finance from the University of South Florida and an MBA from Loyola University New Orleans, he helps people stay informed as a host on the El Juego Financiero—Special Edition program. He has also worked to create alternative pathways for aspiring homeowners who may face barriers to traditional financing.
Ferdinand J. Ruano Arroyo is available for interviews.
Title: Create Your Own Endowment: How to Build Generational Wealth Like
Harvard, Yale, and Princeton
Author: Ferdinand J. Ruano Arroyo, MBA, RIA
Contact: Michael DeLon
Company: Paperback Expert
Email: press@PaperbackExpert.com
Phone Number: (501) 404-8690
About Ferdinand J. Ruano Arroyo: https://www.peseasysolutions.net/team-pes
Availability: Amazon.com
Book Preview: https://www.amazon.com/dp/B0HNMPLVXP
Media Contact
Organization: Paperback Expert
Contact Person: Michael DeLon
Website: https://paperbackexpert.com/
Email: Send Email
Contact Number: +15014048690
Country: United States
Release id: 50551
View source version on King Newswire:
Create a Lasting Legacy Ferdinand J. Ruano Arroyo’s Newly Released Book Helps Everyday Investors Build Long-Term Wealth
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
The Aveda salon on East Bell Road offers walk-ins, appointments and Sunday hours for holiday parties, family photos and New Year’s Eve
Scottsdale, Arizona, United States, 7th Nov 2026 – With holiday parties, family gatherings and New Year’s Eve celebrations filling calendars, Bon Bon Hair Salon & Spa of Scottsdale is inviting guests to plan their holiday hair and beauty appointments early. The full-service Aveda salon, open since 2018, offers event styling, color, nails, lashes and waxing under one roof, so guests can be ready for every event of the season in one visit.
Holiday services at Bon Bon include:
- Event styling and blowouts for office parties, holiday dinners and New Year’s Eve
- Color refreshes, including root touch-ups, gloss and toner, highlights and balayage, using Aveda color
- Brazilian Blowout smoothing for frizz-free hair through the holiday weeks
- Hair extensions, including clip-ins for a one-night look (hair is ordered after a deposit, so guests should book early)
- Manicures and pedicures with Dazzle Dry non-toxic polish, plus zero gravity pedicures
- Lash lift and tint, brow services and waxing
- Haircuts for the whole family before holiday photos, including kids’ and men’s cuts
“Holidays are when our guests want to look and feel their best, and many of them have been coming to us for years. We give every client professional, personal service and treat them like friends and family, whether they’re getting ready for a party or just want a fresh look for the new year.” said Milana Nerik, owner of Bon Bon Hair Salon & Spa of Scottsdale.
Planning tips for the season
Bon Bon suggests that guests book color services one to two weeks before a big event, and schedule styling and nails within a day or two of it. Hair extensions need extra lead time because the hair is ordered in advance. Mid- to late-December appointments fill up fastest.
Holiday hours and booking
Bon Bon is open Monday through Thursday 8:30 a.m. to 5 p.m., Friday 8:30 a.m. to 4 p.m. and Sunday 8:30 a.m. to 5 p.m. It is closed Saturdays. Walk-ins are welcome, and appointments can be booked online at bonbonofscottsdale.com.
About Bon Bon Hair Salon & Spa of Scottsdale
Bon Bon Hair Salon & Spa of Scottsdale is a full-service Aveda hair salon and spa at 5555 E. Bell Road, Suite 8, Scottsdale, AZ 85254. Since opening in 2018, Bon Bon has offered haircuts, color, extensions, smoothing treatments, nails, lashes and waxing, plus on-site bridal hair and makeup. The salon is known for professional service with a personal touch, and many of its guests have been coming for years. Learn more at bonbonofscottsdale.com.
Media Contact
Organization: Bon Bon Hair Salon of Scottsdale
Contact Person: Milana Nerik
Website: https://bonbonofscottsdale.com/
Email: Send Email
Contact Number: +16027884101
Address: 5555 E Bell Rd #8, Scottsdale, AZ 85254
City: Scottsdale
State: Arizona
Country: United States
Release id: 50547
View source version on King Newswire:
Holiday Party Hair: Bon Bon Hair Salon & Spa of Scottsdale Gets Guests Event-Ready
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Author and Publisher George P. A. Dover Launches StorySign, Bringing Personalized Author Autographs to eBooks
United States, 7th Nov 2026 – For as long as books have had covers, getting one signed meant standing in a line at a bookstore, a festival, or a convention hall, hoping the author had five seconds and a working pen. That ritual rewarded proximity over loyalty. A reader across the world who had read every book an author wrote got nothing, while someone who lived near the signing table walked away with a keepsake. StorySign was built to close that gap.
The platform comes from someone who has spent decades on both sides of the signing table. George P. A. Dover is a Guyanese-born author, editor, and publisher with 12 titles listed under his Amazon author profile, spanning fiction, memoir, poetry, and anthology work.
His catalog includes Rockland heart Revisited: A Novel, Shyrah Street: Novellas & Short Stories, Skid Marks Vision: A Novel, Kumakha Warrior Queen, Collected GPAD Poems:1981 to 2023, Mount Roraima High: A Novella and Two Short Stories, The Twin Serpents: Book
One of the Clairborne Series, and Hopping in the Footsteps of Che Guevara: A Memoir, which recounts his years studying in Havana, Cuba. In 2011, he founded OLAI Press, which has published more than a dozen titles, including Berkley Wendell Semple’s Guyana Prize for Literature-winning collection Lamplight Teller. He also teaches in the Language Arts department at Antelope Valley College.
“As an author, I’ve felt how much a signature means to a reader, and as a publisher, I’ve watched digital books quietly take that moment away,” said Dover. “Readers have moved to eBooks, but the relationship between a reader and an author shouldn’t disappear with the paper. StorySign gives that moment back, wherever the reader lives.”
How StorySign Works
The reader journey takes four steps. A reader uploads a PDF of an eBook they already own. They request a personalized autograph from the author, adding a dedication request or a note about what the book meant to them. The author reviews the request and signs by hand, with a finger, stylus, or Apple Pencil, adding a handwritten message alongside the signature. The signed book is then delivered straight into the reader’s private digital library.
Real-time status tracking moves each request visibly from submitted to in progress to completed, so a reader always knows where their book stands. For authors, StorySign turns an unscalable perk of touring into an ongoing part of their relationship with readers. A dashboard lets writers review incoming requests, accept or decline at their own pace, and set their own volume and terms through subscription tiers. A midlist author with a devoted readership can connect with those readers directly, without waiting for a publisher to book a tour stop.
Built by Cobweb Games and Appsters
Dover partnered with Cobweb Games and its app product studio Appsters to develop the platform’s technology, from the signing workflow to the verification layer that confirms each autograph comes from the author.
“The technical challenge was making the whole exchange feel real, well beyond the signature itself,” said Ali, Head of Development at Cobweb Games.“Readers needed to trust that the author actually signed their copy, and authors needed a tool that didn’t turn every fan interaction into admin work. We spent most of our engineering time on verification and the request workflow, because that’s what earns trust on both sides.”
StorySign is available on iOS and Android, with verified author profiles and native in-app payments through Apple and Google. Authors can apply through storysign.org to set up a profile and begin accepting requests.
About StorySign
StorySign is a digital platform founded by author and publisher George P. A. Dover that connects readers with authors through personalized eBook autographs. The platform was developed by Cobweb Games and its product studio Appsters. Learn more at storysign.org.
About OLAI Press
Founded in 2011 by George P. A. Dover, OLAI Press has published more than a dozen titles, including award-winning and short-listed literary works.
Media Contact
Organization: StorySign
Contact Person: Syed Ali
Website: https://storysign.org/
Email: Send Email
Country: United States
Release id: 50450
View source version on King Newswire:
Author and Publisher George P. A. Dover Launches StorySign, Bringing Personalized Author Autographs to eBooks
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Create a Lasting Legacy Ferdinand J. Ruano Arroyo’s Newly Released Book Helps Everyday Investors Build Long-Term Wealth
Holiday Party Hair: Bon Bon Hair Salon & Spa of Scottsdale Gets Guests Event-Ready
KYNCO2 Set for Concurrent Launch on GCex and P2B
Benzinga Money Article Discusses How to Become Part of the 12% of Retirees Who Have Achieved the Recommended $550,000 Minimum Retirement Savings Threshold
Apu Apustaja Conquers New York with Lively Street Ads, Including Times Square Billboard
Bay Smokes Maintains Quality Amid Legislative Changes in the Hemp Industry
-
Press Release7 days ago
A Better Life Through Ai Wheel Mobility Scooter 20 inch Boarding Luggage: Airwheel Smart Carry on hand Luxury Cabin Suitcase Shine at the 140th Canton Fair
-
Press Release7 days ago
Soika Labs Launches Mockingjay Network, an Agentic AI Operating System That Lets Businesses Command Their Own AI Workforce
-
Press Release1 week ago
AIXONA Announces AI-Powered Transaction Optimization and Expansion into European and Canadian Markets
-
Press Release7 days ago
Remittances to Uzbekistan Reach $18.9bn as OSON X Opens a UAE Money App for Central Asians
-
Press Release7 days ago
Dataline Raises $10.6M to Give AI Agents Data They Can Trust
-
Press Release7 days ago
Aussie Vape Trend Scales Wholesale Supply Network Across Australia
-
Press Release1 week ago
Rossi Paola Vargas Daly Connects Public Health Research and Criminal Law
-
Press Release1 week ago
Bonzo Septic Repair and Installation Now Offers Septic Tank Pumping