Press Release
Claim Agreement Aims To Be The One-Stop Decentralized Finance (Defi) Service Network
The Claim Agreement, a Decentralized Finance (DeFi) service network unveiled recently, creates a new generation of credit-based stablecoin ecosystem that is based on the value of assets across time cycles and characterized by full external coupling and deep liquidity. Claim is more than just a payment agreement – it promises to be a one-stop DeFi service network that can provide users with long-term on-chain credit evaluation, credit financing and asset custody. In the future, users will be able to tap the on-screen “Claim” button to access the diversified world of DeFi. DeFi, which draws inspiration from blockchain and is the technology behind cryptocurrency, influenced the industry most during the first quarter of 2021.
“DeFi, the acronym of Decentralized Finance, was first coined in August 2018 by Brendan Forster, founder and CEO of crypto lending platform Dharma. After more than two years of development, the DeFi ecosystem has emerged in a variety of projects. Many products in the traditional financial system have been re-enacted through blockchain and smart contract technology. DeFi has brought unprecedented changes in the coin circle, among which the algorithmic stablecoin has attracted public attention the most as it has influenced traditional finance in DeFi like no other. At the beginning of 2021, a new algorithmic stablecoin named Basis Cash reached peak popularity with the arrival of the bull market, but it faced confidence crisis due to the defects in their algorithm. Just when the investors thought that the DeFi stablecoin “vanished into the crowd”, the emergence of Claim changed the public perception all over”, said Seraphima Verkhovtceva, the CMO of Claim during a recent press conference.

“According to agency data, DeFi had $450 billion of Total Value Locked (TVL) globally as of March 2021. Considering the double to triple-digit gas price of just doing a single operation on Ethereum, it can be assumed that most of that is “Big Whale” customers. Apart from the high gas costs on Ethereum, DeFi’s biggest pain point at the moment is its cumbersome mechanics and highly unstable returns”, she added.
“Ampleforth, which uses first generation algorithm, is considered the first ever complete stablecoin. There are many advantages of Ampleforth and it is one of the most stable currencies as it follows the inflation-deflation model. Basis Cash follows the second-generation algorithm. It has a three-coin model, but it also has obvious advantages and disadvantages. The three-coin model is the equivalent of DPOS in the blockchain world, while the first-generation algorithm of stablecoin Ampleforth is more like PoW. Although the community users say that PoW has various downsides, it is still a more powerful algorithm than DPOS in the blockchain ecosystem, and the same is true for the stablecoin algorithm. Although Basis Cash has been updated, it’s algorithm is not as simple as the algorithm of the earliest stablecoin, Ampleforth. It doesn’t have the core of Ampleforth either – it’s just algorithmic. It cannot be manipulated, which is one of the reasons the algorithmic stablecoin lost its popularity”, she further added.
According to Verkhovtceva, the foundation of the financial industry is credit and any traceable and controllable financial activity that runs on a chain should be granted credit, which is why the Claim Agreement was developed by the company.
“Whether the user is mining or performing any other on-chain activity recognized by the Claim platform, the user can get credit $CUSD or digital money under the Claim agreement, which helps the user to maximize the use of their funds. Another reason why we developed Claim is that we wanted to address the low utilization of funds in the current stablecoin system”, she stated.

“The Claim protocol we developed allows users to pledge assets they hold and generate a stablecurrency called $CUSD. According to the agreement, users will deposit assets and allocate funds through the income aggregation platform to form investment income. The income of these assets investment will be the value support of the ecological credit system of Claim. In this mode, the funds deposited by users can not only be used as collateral to obtain the stablecurrency $CUSD for financing, but users also enjoy the credit leverage formed by the expected returns of assets, which greatly improves the utilization efficiency of assets”, said Dmitry Malyanov, the CEO of the AI and blockchain innovation company.
“The economic model of Claim agreement is a dual token economic system. In order to ensure the value anchorage and payment ability of the credit stablecurrency $CUSD, the team only supports DAI, USDC, USDT, ALUSD and DOLA as the agreement pledge assets in the early stage. $CUSD will be cast in a ratio of 1:1 after the user deposits the 5 kinds of stable coins – DAI, USDC, USDT, ALUSD and DOLA. After that, users can exchange the $CUSD they hold at any time in a 1:1 ratio through the protocol without loss for the above five stable coins”, Malyanov added.

$CUSD is a utility stablecoin created by the Claim Agreement as the asset of the tokens in circulation by the users participating in the pledge agreement. The Claim is a token for protocol functionality iteration, parameter tuning, and community governance for DAO or Decentralized Autonomous Organization Treasure Asset Management. The total issue of Claim is USD 100 million.
“We will follow the DAO concept, with the community fully in charge of the platform’s evolution. As a DeFi project that originated in the community and is based on serving the community ecology, the protocol governance of Claim will rely on the community DAO governance model to the greatest extent. All holders of $CLAIM can participate in the governance of the agreement and express their opinions and claims in full”, Malyanov was quoted.
Official Website: https://claim.xyz
Twitter: https://twitter.com/claimdotxyz
Medium: https://medium.com/@claimfinance
Telegram group: https://t.me/claimofficialcommunity
Contact:
Claim
Dmitry Malyanov
themediacontact@gmail.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
BioGrowing Shines at IPA World Congress + Probiota 2025, Showcasing Innovations in Probiotics and Postbiotics
Copenhagen, Denmark, February 5-7, 2025 — BioGrowing, a globally leading manufacturer of probiotics, postbiotics, and starter cultures, participated as a platinum sponsor in the IPA World Congress + Probiota 2025 conference held in Copenhagen, Denmark. Organized by NutraIngredients.com, the conference aims to combine microbiome science with the commercial sector, facilitating industry scholars to share the latest insights and explore scientific frontiers.
During the three-day conference, experts from BioGrowing engaged in panel discussions and roundtable discussions, focusing on important topics such as “Postbiotics” and “Probiotics and Weight Management: Science or Myth?” They shared the latest research findings and solutions while showcasing their newest probiotic products.
The global market size for postbiotics (including dietary supplements, functional foods, yogurt, etc.) is currently $1.6 billion, with a projected growth rate of 7% over the next decade. There is immense potential and scope for application. During the postbiotics panel discussion, Dr. Hongwei Wang, Chief Technology Officer of BioGrowing, delved into the safety and industry development trends of postbiotics alongside global experts. He also introduced the strategic goals and efforts of BioGrowing in the field of postbiotics, demonstrating the company’s leadership in driving innovation within the industry.
The combination of probiotics, postbiotics, and prebiotics is referred to as “Tribiotics”. The so-called Tribiotics formula scientifically integrates these three components to achieve a result where 1 + 1 + 1 > 3. Currently, the concept of Tribiotics is becoming increasingly familiar to consumers, some products labeled as “tribiotics” have already entered the Best Sellers List on Amazon. The market trend has clearly begun.
As a leading enterprise in the industry, BioGrowing not only offers high-efficiency probiotic products but also focuses on the research and application of postbiotics. Our postbiotic product line includes: Lacticaseibacillus paracasei LPc-G110, Lacticaseibacillus rhamnosus JL1, Lactiplantibacillus plantarum J26, Lactiplantibacillus plantarum ZJUF N1, Lactiplantibacillus plantarum Lp-G18. All these products are patented, characterized by purity, safety, and ease of storage. Their functional applications include oral health, anti-inflammation, metabolic regulation, and weight loss, making them widely applicable in dietary supplements like gummies, powders, and capsules, as well as in food products such as yogurt, soft drinks, and snacks.
Today, many formulations from BioGrowing feature the Tribiotics formula, which not only provides a diverse range of probiotics but also supports their sustenance and enhances the environment in which they thrive. This approach enables probiotics to flourish and multiply in the body for an extended duration. Notably, on a leading e-commerce platform in China, the top-selling probiotic beverage incorporates BioGrowing’s Tribiotics.
As health awareness continues to rise, the potential of probiotics is being increasingly explored. Weight management, as a crucial area within the health sector, has become a global focal point. According to the 2023 edition of the “World Obesity Map,” it is predicted that by 2035, over 4 billion people worldwide will be classified as obese or overweight, accounting for 51% of the global population. The role of probiotics in weight management is gaining increasing attention, leading many major functional food brands to strategize around probiotic weight loss products.
This roundtable discussion on probiotics and weight management was hosted by Monica Wang, the overseas director of BioGrowing. During the meeting, BioGrowing showcased its latest research findings in the field of patented strains in weight management.
After years of dedicated exploration, BioGrowing has successfully identified a series of promising patented strains, such as Lactiplantibacillus plantarum Lp-G18, Lactobacillus gasseri LG-G12, and Lactiplantibacillus plantarum N1 (live bacteria + postbiotics). These strains have demonstrated effective weight management results in clinical studies, offering new scientific solutions for weight management by regulating gut microbiota and improving metabolic functions.
BioGrowing looks forward to promoting innovation and development in the fields of probiotics and postbiotics in collaboration with industry peers.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
New York Think Tank Capital Management advances sustainable investments for shared growth
New York Think Tank Capital Management has become a benchmark of innovation and responsibility in the global investment field, particularly excelling in achieving financial returns alongside positive societal impact through sustainable investments. By leveraging deep expertise in traditional finance and emerging technologies, the company has successfully implemented investment strategies that promote shared growth. These strategies demonstrate a delicate balance between profitability and responsibility, firmly establishing the company as a leader in the financial industry. Whether in the development of trading signals, AI-powered copy trading, or digital transformation initiatives, the company continues to lead the way, driving innovation across the sector.
One of the company’s most notable achievements is its pioneering practice in trading signal incubation. New York Think Tank Capital Management has focused on supporting the growth of emerging projects through trading signal token initiatives, positioning incubator tokens as a key resource for early-stage project development. These unique tokens, issued by incubators or development teams, provide vital funding, marketing support, and incentives for investors, helping projects grow from the ground up into fully developed ecosystems. What sets these tokens apart is that they are typically traded exclusively on spot markets and have not yet entered futures or derivative trading markets. This model reduces volatility risks and mitigates regulatory and liquidity concerns, offering investors a more direct way to participate in the growth of emerging projects.
The incubator token model provides comprehensive support for the development of new projects. From early funding to attracting initial investors and engaging a broader community, these tokens enable projects to grow steadily while promoting diversification and transparency within the blockchain ecosystem. As the market continues to mature, this model is also evolving, with the potential to expand into more diverse trading formats in the future, creating additional opportunities and benefits for investors globally.
In addition to its achievements in trading signal incubation, New York Think Tank Capital Management has made remarkable progress in AI-powered copy trading. Through its advanced AI algorithms, the company has developed a highly automated system for analyzing and executing trading signals. This system significantly enhances trading efficiency while providing a seamless user experience. Investors, regardless of their knowledge of market dynamics or trading strategies, can replicate the actions of top traders through the platform, reducing complexity and achieving higher returns while minimizing risks. The AI system processes vast amounts of market data in real-time and tracks global financial news to generate precise trading signals. These signals help investors capitalize on the best trading opportunities, optimize profitability, and mitigate risks, ensuring stable returns even in volatile market conditions. This advanced technology opens the door for more people to participate in the digital asset market with confidence and ease.
New York Think Tank Capital Management has also deeply integrated AI technology into its investment solutions, offering a range of innovative financial products. These solutions combine intelligent trading analysis with market insights, enabling investors to manage their portfolios efficiently while avoiding many challenges posed by traditional markets. By continually advancing its technology, the company not only enhances customer satisfaction but also makes the opportunities within the digital asset market more accessible to a broader audience.
The company’s success stems not only from its technological innovation but also from its forward-looking global vision and deep industry insight. New York Think Tank Capital Management not only tracks market trends and technological developments but also deeply understands the needs of its clients, providing tailored solutions that meet their specific goals. The company’s team of analysts works around the clock to monitor global market movements and identify opportunities, offering clients forward-thinking investment strategies. This comprehensive approach ensures that clients maintain a competitive edge in an increasingly complex market while reinforcing the company’s reputation for trust and excellence.
Looking ahead, New York Think Tank Capital Management plans to further expand its presence in trading signal development and AI-powered trading, forge more industry partnerships, and develop new investment tools and service models. The company will also continue to explore opportunities in blockchain technology and AI, offering more diverse and efficient investment options for its clients. Through these strategic initiatives, the company is committed to driving the financial industry toward greater intelligence, efficiency, and sustainability.
In promoting sustainable investments, New York Think Tank Capital Management is not just an industry leader but also a driving force for global financial innovation and shared growth. By focusing on the application of innovative technologies and the development of diversified investment models, the company continues to create value for global investors while fostering healthy industry growth. By integrating financial returns with social responsibility, New York Think Tank Capital Management is crafting a lasting legacy centered on innovation and accountability.
For more information on New York Think Tank Capital Management’s services and strategic initiatives, visit its official website: https://newyorkstaff.com/
Contact name: Micheal Robert
Company name: New York ThinkTank Capital Managemenet
Website https: https://newyorkstaff.com/
Country: New York
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Spreadsheet Panda Launches to Empower Excel Users in an AI-Driven World
Spreadsheet Panda, a new website dedicated to providing free and premium Excel tutorials, has officially launched. The platform offers step-by-step guides, expert tips, and comprehensive lessons designed to help users master Excel, regardless of their skill level. Visit Spreadsheet Panda to start learning today.
Manhattan, New York, United States, 8th Feb 2025 – Spreadsheet Panda, a new online platform offering free and premium Excel tutorials, has officially launched. The platform goes beyond traditional spreadsheet skills, equipping users with the tools and knowledge to thrive in an increasingly AI-driven workplace. At Spreadsheet Panda, users can master Excel while learning how to integrate these skills with AI-powered tools for smarter, faster decision-making.
“With Spreadsheet Panda, we’re not just teaching Excel; we’re helping users prepare for the future of work,” said Ciarain Byrne, founder of the platform. “As artificial intelligence becomes a bigger part of business processes, understanding how to use Excel in tandem with AI tools is essential. Our tutorials focus on real-world applications to help users stay ahead.”
Key Features
- Free and Premium Tutorials – Covering everything from basic formulas to advanced data analysis, with an emphasis on AI integration.
- AI-Focused Learning – Tutorials include ways to leverage AI-powered Excel tools like predictive analytics, data visualization, and automation features.
- Easy-to-Follow Guides – Step-by-step instructions designed for real-world use cases.
- Expert Insights – Lessons developed by Excel and AI professionals.
- Regular Updates – Fresh content added to keep users current with evolving technologies.
As artificial intelligence continues to shape industries, Spreadsheet Panda helps users develop skills that are both foundational and forward-thinking. Whether automating reports or analyzing large datasets, users can learn how to work smarter using the latest AI innovations.
About Spreadsheet Panda
Spreadsheet Panda specializes in providing high-quality Excel tutorials for users of all levels. The platform focuses on blending essential spreadsheet skills with emerging AI tools to prepare users for the future of work. Based in New York City, Spreadsheet Panda is dedicated to making Excel learning accessible and practical.
Media Contact
Organization: Spreadsheet Panda
Contact Person: Ciarain Byrne
Website: https://www.spreadsheetpanda.com/
Email: Send Email
Contact Number: +19175401662
Address: 477 Madison Ave
Address 2: 6th floor, Suite 46
City: Manhattan
State: New York
Country: United States
Release Id: 08022523545
The post Spreadsheet Panda Launches to Empower Excel Users in an AI-Driven World appeared on King Newswire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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