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Claim Agreement Aims To Be The One-Stop Decentralized Finance (Defi) Service Network

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5 years ago

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The Claim Agreement, a Decentralized Finance (DeFi) service network unveiled recently, creates a new generation of credit-based stablecoin ecosystem that is based on the value of assets across time cycles and characterized by full external coupling and deep liquidity. Claim is more than just a payment agreement – it promises to be a one-stop DeFi service network that can provide users with long-term on-chain credit evaluation, credit financing and asset custody. In the future, users will be able to tap the on-screen “Claim” button to access the diversified world of DeFi. DeFi, which draws inspiration from blockchain and is the technology behind cryptocurrency, influenced the industry most during the first quarter of 2021.

“DeFi, the acronym of Decentralized Finance, was first coined in August 2018 by Brendan Forster, founder and CEO of crypto lending platform Dharma. After more than two years of development, the DeFi ecosystem has emerged in a variety of projects. Many products in the traditional financial system have been re-enacted through blockchain and smart contract technology. DeFi has brought unprecedented changes in the coin circle, among which the algorithmic stablecoin has attracted public attention the most as it has influenced traditional finance in DeFi like no other. At the beginning of 2021, a new algorithmic stablecoin named Basis Cash reached peak popularity with the arrival of the bull market, but it faced confidence crisis due to the defects in their algorithm. Just when the investors thought that the DeFi stablecoin “vanished into the crowd”, the emergence of Claim changed the public perception all over”, said Seraphima Verkhovtceva, the CMO of Claim during a recent press conference.

“According to agency data, DeFi had $450 billion of Total Value Locked (TVL) globally as of March 2021. Considering the double to triple-digit gas price of just doing a single operation on Ethereum, it can be assumed that most of that is “Big Whale” customers. Apart from the high gas costs on Ethereum, DeFi’s biggest pain point at the moment is its cumbersome mechanics and highly unstable  returns”, she added.

“Ampleforth, which uses first generation algorithm, is considered the first ever complete stablecoin. There are many advantages of Ampleforth and it is one of the most stable currencies as it follows the inflation-deflation model. Basis Cash follows the second-generation algorithm. It has a three-coin model, but it also has obvious advantages and disadvantages. The three-coin model is the equivalent of DPOS in the blockchain world, while the first-generation algorithm of stablecoin Ampleforth is more like PoW. Although the community users say that PoW has various downsides, it is still a more powerful algorithm than DPOS in the blockchain ecosystem, and the same is true for the stablecoin algorithm. Although Basis Cash has been updated, it’s algorithm is not as simple as the algorithm of the earliest stablecoin, Ampleforth. It doesn’t have the core of Ampleforth either – it’s just algorithmic. It cannot be manipulated, which is one of the reasons the algorithmic stablecoin lost its popularity”, she further added.

According to Verkhovtceva, the foundation of the financial industry is credit and any traceable and controllable financial activity that runs on a chain should be granted credit, which is why the Claim Agreement was developed by the company.

“Whether the user is mining or performing any other on-chain activity recognized by the Claim platform, the user can get credit $CUSD or digital money under the Claim agreement, which helps the user to maximize the use of their funds. Another reason why we developed  Claim is that we wanted to address the low utilization of funds in the current stablecoin system”, she stated.

“The Claim protocol we developed allows users to pledge assets they hold and generate a stablecurrency called $CUSD. According to the agreement, users will deposit assets and allocate funds through the income aggregation platform to form investment income. The income of these assets investment will be the value support of the ecological credit system of Claim. In this mode, the funds deposited by users can not only be used as collateral to obtain the stablecurrency $CUSD for financing, but users also enjoy the credit leverage formed by the expected returns of assets, which greatly improves the utilization efficiency of assets”, said Dmitry Malyanov, the CEO of the AI and blockchain innovation company.

“The economic model of Claim agreement is a dual token economic system. In order to ensure the value anchorage and payment ability of the credit stablecurrency $CUSD, the team only supports DAI, USDC, USDT, ALUSD and DOLA as the agreement pledge assets in the early stage. $CUSD will be cast in a ratio of 1:1 after the user deposits the 5 kinds of stable coins – DAI, USDC, USDT, ALUSD and DOLA. After that, users can exchange the $CUSD they hold at any time in a 1:1 ratio through the protocol without loss for the above five stable coins”, Malyanov added.

$CUSD is a utility stablecoin created by the Claim Agreement as the asset of the tokens in circulation by the users participating in the pledge agreement. The Claim is a token for protocol functionality iteration, parameter tuning, and community governance for DAO or Decentralized Autonomous Organization Treasure Asset Management. The total issue of Claim is USD 100 million.

“We will follow the DAO concept, with the community fully in charge of the platform’s evolution. As a DeFi project that originated in the community and is based on serving the community ecology, the protocol governance of Claim will rely on the community DAO governance model to the greatest extent. All holders of $CLAIM can participate in the governance of the agreement and express their opinions and claims in full”, Malyanov was quoted.

Official Website: https://claim.xyz​

Twitter: https://twitter.com/claimdotxyz 

Medium: https://medium.com/@claimfinance​

Telegram group: https://t.me/claimofficialcommunity

Contact:

Claim

Dmitry Malyanov

themediacontact@gmail.com

https://app.claim.xyz

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Chantal Triay Named 2026 “49 Under 49” Honoree by California State University, Long Beach for Leadership and Community Impact

Published

2 hours ago

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February 9, 2026

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Los Angeles, CA, United States, 9th Feb 2026 – Chantal Triay, Executive Director of Corazon, has been named a 2026 “49 Under 49” honoree by California State University, Long Beach, recognizing her professional leadership, philanthropic commitment, and sustained impact across construction, education, and community development.

The 49 Under 49 program celebrates alumni under the age of 49 who are making meaningful, transformative contributions in their communities and beyond. The distinction reflects the university’s founding year of 1949 and honors graduates whose work demonstrates excellence, service, and long-term impact.

Triay was selected for her work leading Corazon’s mission to provide safe housing, expand educational access, and support family and community development initiatives in underserved communities in Mexico. As Executive Director, she oversees the organization’s Construction, Education, and Family and Community programs, which focus on addressing housing insecurity, creating leadership pathways, and breaking cycles of poverty through practical, community-driven solutions.

One of Corazon’s most recognized initiatives, the “Build a House in a Day” program, brings U.S. volunteers to Mexico to construct a permanent home for a family in need in a single day. The program provides immediate stability while fostering cross-border collaboration and service learning.

Before entering the nonprofit sector, Triay built her career in the construction industry, managing complex projects across Southern California, including sustainable developments, prefabricated structures, and medical research facilities. She became the first woman construction Superintendent at one of the region’s top Tenant Improvement Contractors, a firm also recognized as one of Southern California’s leading women-owned businesses.

Her expertise has led to invitations to speak at international construction conferences in China on sustainability, construction technology, and global industry trends. She has also served as a speaker at the Beach Women in Engineering Conference at California State University, Long Beach, and continues to work closely with the university’s Construction Engineering Management Department to provide students with hands-on learning and service opportunities.

In addition to her professional work, Triay is the author of The Girl Who Said She Could, a children’s book focused on confidence, perseverance, and empowerment. In 2023, she was recognized by Entrepreneur’s Herald Magazine as one of the “Top 30 Women Leaders to Look Out For.”

Looking ahead, Triay plans to continue expanding Corazon’s impact by deepening partnerships, strengthening leadership development programs, and bridging construction, education, and community service to create sustainable, long-term change.

“The recognition reflects the collective work of the communities and partners I am honored to serve,” said Triay. “Lasting impact comes from access, education, and opportunity working together.”

About Corazon

Corazon is a nonprofit organization that delivers practical solutions to address housing insecurity, limited access to education, and long-term economic stability in Mexico. Corazón provides families with secure homes, access to electricity and sanitation, scholarships, mentorship, vocational training, and leadership development opportunities. The organization’s volunteer-driven programs are designed to create stability, empowerment, and generational impact.

For more information, visit https://www.corazon.org or follow Corazon on Instagram at https://www.instagram.com/corazoncommunity/.

Instagram: https://www.instagram.com/corazoncommunity/

Media Contact

Organization: Corazon

Contact Person: Chantal Triay

Website: https://www.corazon.org

Email:
chantal@corazon.org

City: Los Angeles

State: CA

Country:United States

Release id:41148

The post Chantal Triay Named 2026 “49 Under 49” Honoree by California State University, Long Beach for Leadership and Community Impact appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Sephora Gift Cards: Balance Verification and Secondary Market Exchange Overview

Published

6 hours ago

on

February 9, 2026

By

Nigeria, 9th Feb 2026 — Sephora gift cards are commonly used for the purchase of cosmetics, skincare products, fragrances, and beauty accessories from the international beauty retailer Sephora. While the cards are widely distributed globally, access to Sephora retail outlets and supported online purchasing options remains limited in several regions, including parts of Africa.

As a result, individuals in countries such as Nigeria and Ghana often hold unused Sephora gift cards. In these situations, secondary market exchange has emerged as an alternative option, allowing cardholders to convert unused balances into local currency rather than leaving the value dormant.

A Sephora gift card is a prepaid card issued by Sephora that can be redeemed for eligible products either in physical Sephora stores or through the company’s official online platform. The cards are available in both physical and electronic formats and are commonly issued as gifts for personal or corporate occasions.

Before entering any exchange process, confirming the remaining balance on a Sephora gift card is an essential step. Balance verification can be completed through Sephora’s official website by entering the card number and associated PIN on the designated balance-check page. Verifying the balance ensures accurate valuation during any resale or exchange process.

In regions where direct use of Sephora gift cards is limited, secondary exchange platforms facilitate the ability to sell Sephora gift cards for cash. These platforms typically support both physical and electronic gift cards and operate across multiple countries, including Nigeria, Ghana, and other international markets. The exchange process generally involves card verification followed by settlement in local currency through supported payment channels.

The growing demand for structured gift card exchange services has led to the development of digital platforms that focus on secure verification, standardized pricing mechanisms, and timely settlement. Such platforms serve users who wish to repurpose the value of unused gift cards across a wide range of supported brands.

Sephora gift cards continue to hold monetary value regardless of geographic limitations on redemption. Through balance verification and regulated exchange processes, cardholders are able to convert unused cards into spendable funds in regions where direct redemption may not be feasible.

About Migo – Sell Gift Cards

Migo – Sell Gift Cards is a digital gift card trading platform that facilitates gift card-to-cash exchanges for users in Nigeria, Ghana, and select international markets. The platform supports more than 30 gift card brands across retail, gaming, and digital services, including Sephora gift card exchanges. Migo provides card verification and settlement services through its mobile applications and online platform.

Media Contact

Organization: Migo – Sell Gift Cards

Contact Person: Media Relations

Website: https://www.migogiftcard.com

Email: Send Email

Country:Nigeria

Release id:41055

The post Sephora Gift Cards: Balance Verification and Secondary Market Exchange Overview appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

The Gamification of Finance: How Interactive Sports Platforms are Cultivating Modern Cognitive and Strategic Skills

Published

8 hours ago

on

February 9, 2026

By

Mumbai, India— As the digital economy expands, a new trend is emerging at the intersection of entertainment and education. Recent industry analysis reveals that online gaming and interactive sports ecosystems are increasingly serving as unconventional training grounds for analytical thinking, risk assessment, and financial discipline.

From Leisure to Logic: The Skill-Based Shift

The rapid growth of the Indian gaming sector has moved beyond simple leisure. Users engaging with cricket-based analytics, fantasy sports, and data-driven formats are finding themselves immersed in environments that reward logic over impulse.

Industry experts suggest that the process of evaluating player consistency, studying weather-impact variables, and calculating probabilities mirrors the mental framework required for stock market analysis and personal budgeting. This “educational gamification” is helping a new generation of digital users understand the importance of data-backed decision-making.

The Architecture of Transparency

A significant factor in this evolution is the transition toward structured platform models. The rise of standardized Lotus365 Online Cricket ID systems has brought a new level of organization to the sector. By utilizing unified digital identifiers, users can access comprehensive dashboards that provide:

  • Historical Performance Tracking: Allowing users to analyse their own decision-making patterns over time.
  • Real-time Data Visibility: Encouraging a shift from “gut feeling” to data-driven strategy.
  • Structured Risk Management: Teaching users how to set boundaries and manage virtual or real-world resources effectively.

The Role of Communication and Awareness

The integration of direct communication channels, such as specialized WhatsApp support for platforms like Lotus365.in , has significantly lowered the barrier to entry for information. These channels act as real-time educational hubs, providing rule clarifications and responsible usage guidelines. This transparency is crucial in moving the user base away from impulsive behaviour toward a more measured, disciplined approach to digital engagement.

Developing a “Financial Sandbox” Mindset

“The modern gaming ecosystem is essentially a sandbox for high-stakes decision-making,” says a senior industry analyst. “When a user analyses a cricket scorecard to predict a match outcome, they are practicing the same cognitive skills used in income planning and time management. It’s about understanding limitations and maximizing probability.”

While these platforms are not marketed as guaranteed income sources, the secondary benefit of the development of a strategic mindset is becoming a recognized asset. Users who treat these platforms as learning environments are gaining valuable skills in patience and logical reasoning that translate into their everyday financial lives.

Lotus365 is a leading innovator in the interactive sports and digital ID space. Committed to transparency and user education, the platform provides a secure environment for sports enthusiasts to engage with data-driven analytics and strategic gameplay.

Company Information

Company: Lotus365

Contact Person: Sachin Sing

Email: enquiry@lotus365cricketid.online

Website: https://www.lotus365.co.in/

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Cloud PR Wire

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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