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Claim Agreement Aims To Be The One-Stop Decentralized Finance (Defi) Service Network

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5 years ago

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The Claim Agreement, a Decentralized Finance (DeFi) service network unveiled recently, creates a new generation of credit-based stablecoin ecosystem that is based on the value of assets across time cycles and characterized by full external coupling and deep liquidity. Claim is more than just a payment agreement – it promises to be a one-stop DeFi service network that can provide users with long-term on-chain credit evaluation, credit financing and asset custody. In the future, users will be able to tap the on-screen “Claim” button to access the diversified world of DeFi. DeFi, which draws inspiration from blockchain and is the technology behind cryptocurrency, influenced the industry most during the first quarter of 2021.

“DeFi, the acronym of Decentralized Finance, was first coined in August 2018 by Brendan Forster, founder and CEO of crypto lending platform Dharma. After more than two years of development, the DeFi ecosystem has emerged in a variety of projects. Many products in the traditional financial system have been re-enacted through blockchain and smart contract technology. DeFi has brought unprecedented changes in the coin circle, among which the algorithmic stablecoin has attracted public attention the most as it has influenced traditional finance in DeFi like no other. At the beginning of 2021, a new algorithmic stablecoin named Basis Cash reached peak popularity with the arrival of the bull market, but it faced confidence crisis due to the defects in their algorithm. Just when the investors thought that the DeFi stablecoin “vanished into the crowd”, the emergence of Claim changed the public perception all over”, said Seraphima Verkhovtceva, the CMO of Claim during a recent press conference.

“According to agency data, DeFi had $450 billion of Total Value Locked (TVL) globally as of March 2021. Considering the double to triple-digit gas price of just doing a single operation on Ethereum, it can be assumed that most of that is “Big Whale” customers. Apart from the high gas costs on Ethereum, DeFi’s biggest pain point at the moment is its cumbersome mechanics and highly unstable  returns”, she added.

“Ampleforth, which uses first generation algorithm, is considered the first ever complete stablecoin. There are many advantages of Ampleforth and it is one of the most stable currencies as it follows the inflation-deflation model. Basis Cash follows the second-generation algorithm. It has a three-coin model, but it also has obvious advantages and disadvantages. The three-coin model is the equivalent of DPOS in the blockchain world, while the first-generation algorithm of stablecoin Ampleforth is more like PoW. Although the community users say that PoW has various downsides, it is still a more powerful algorithm than DPOS in the blockchain ecosystem, and the same is true for the stablecoin algorithm. Although Basis Cash has been updated, it’s algorithm is not as simple as the algorithm of the earliest stablecoin, Ampleforth. It doesn’t have the core of Ampleforth either – it’s just algorithmic. It cannot be manipulated, which is one of the reasons the algorithmic stablecoin lost its popularity”, she further added.

According to Verkhovtceva, the foundation of the financial industry is credit and any traceable and controllable financial activity that runs on a chain should be granted credit, which is why the Claim Agreement was developed by the company.

“Whether the user is mining or performing any other on-chain activity recognized by the Claim platform, the user can get credit $CUSD or digital money under the Claim agreement, which helps the user to maximize the use of their funds. Another reason why we developed  Claim is that we wanted to address the low utilization of funds in the current stablecoin system”, she stated.

“The Claim protocol we developed allows users to pledge assets they hold and generate a stablecurrency called $CUSD. According to the agreement, users will deposit assets and allocate funds through the income aggregation platform to form investment income. The income of these assets investment will be the value support of the ecological credit system of Claim. In this mode, the funds deposited by users can not only be used as collateral to obtain the stablecurrency $CUSD for financing, but users also enjoy the credit leverage formed by the expected returns of assets, which greatly improves the utilization efficiency of assets”, said Dmitry Malyanov, the CEO of the AI and blockchain innovation company.

“The economic model of Claim agreement is a dual token economic system. In order to ensure the value anchorage and payment ability of the credit stablecurrency $CUSD, the team only supports DAI, USDC, USDT, ALUSD and DOLA as the agreement pledge assets in the early stage. $CUSD will be cast in a ratio of 1:1 after the user deposits the 5 kinds of stable coins – DAI, USDC, USDT, ALUSD and DOLA. After that, users can exchange the $CUSD they hold at any time in a 1:1 ratio through the protocol without loss for the above five stable coins”, Malyanov added.

$CUSD is a utility stablecoin created by the Claim Agreement as the asset of the tokens in circulation by the users participating in the pledge agreement. The Claim is a token for protocol functionality iteration, parameter tuning, and community governance for DAO or Decentralized Autonomous Organization Treasure Asset Management. The total issue of Claim is USD 100 million.

“We will follow the DAO concept, with the community fully in charge of the platform’s evolution. As a DeFi project that originated in the community and is based on serving the community ecology, the protocol governance of Claim will rely on the community DAO governance model to the greatest extent. All holders of $CLAIM can participate in the governance of the agreement and express their opinions and claims in full”, Malyanov was quoted.

Official Website: https://claim.xyz​

Twitter: https://twitter.com/claimdotxyz 

Medium: https://medium.com/@claimfinance​

Telegram group: https://t.me/claimofficialcommunity

Contact:

Claim

Dmitry Malyanov

themediacontact@gmail.com

https://app.claim.xyz

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Alex Jacob

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Press Release

Fulcrum Launches Fully Insured Crypto Lending Platform Offering Up to 12% APR on BTC, 13% on SOL and 14% on USDT

Published

33 minutes ago

on

November 4, 2025

By

Program offers unique option for crypto interest payouts, and crypto backed loans to empower investors to exceed traditional returns

Zug, Switzerland, 4th November 2025, ZEX PR WIRE, Fulcrum Lending, the crypto-backed financial services provider, today announced the launch of its platform. Fulcrum is tailored exclusively for investors, individuals or businesses, looking to achieve higher returns on major crypto (BTC, ETH, BNB, SOL) and stablecoin deposits (USDC, USDT). With annual returns of up to 14%, full-insurance, FINMA license and the interest payouts in the crypto deposited; the platform offers investors a secure, high-yield alternative to traditional savings accounts. The platform has been in beta and alpha stages for the last 6 months and now it’s celebrating its release.

New Alternative to Outpace Inflation

Traditional savings accounts struggle to keep pace with inflation, often leading to a gradual loss of value for investors. Crypto saving accounts do offer higher returns, but they don’t offer insurance for incidents that are common in crypto space. Fulcrum offers an alternative that combines predictable high returns of crypto with a fully insured and licensed platform, allowing investors to grow their savings faster than inflation with peace of mind. This platform is designed to empower individuals with greater financial control, helping them to break away from low-yield savings accounts and achieve more flexibility in their financial plans.

“Fulcrum has always been about empowering our community with innovative ways, and we prove this commitment by providing investors with a high-yield alternative to traditional savings accounts, while giving them a peace of mind with full insurance and regulation” said Matthew Curtis, CEO and Founder of Fulcrum Lending.  “We operate a strict regulatory licensing and compliance rigidly in all operations, ensuring your trust in us is well-placed. We are licensed and regulated by Swiss financial authority FINMA. We also hold all customer assets in a qualified custody Fireworks, and we fully insure them. We offer you best rates on the market no matter the market conditions are, and our team is available 24/7”.

Key Features of Fulcrum Platform

  • Earn up to 12% APR on BTC and ETH, 13% on SOL and BNB
  • Earn up to 14% APR on USDT and USDC
  • Borrow USDT at 16% APR
  • Predictable rates that don’t change with market conditions
  • Full Insurance of user deposits by Lloyd’s of London
  • Licensed and regulated by Swiss financial authority FINMA
  • Backed by known incubator YCombinator
  • Customer assets stored by trusted digital asset custodian Fireworks
  • Flexible withdrawal options of daily, monthly, quarterly and semi-annually

Unlike many crypto yield products that rely on high-risk trading strategies, Fulcrum generates returns exclusively from lending activity on platform providing over-collateralized loans, ensuring a lower risk profile for investors. This means the customer deposits are used to fund secured loans, not volatile trading ventures. Fulcrum also guarantees that crypto payouts are held in full reserve and never leveraged—your crypto is always protected and not exposed to additional risk.

“We’re able to offer investors a compelling alternative to traditional savings accounts that’s built on the foundation of our secure, over-collateralized loan book,” said Andrew Owen, Chief Revenue Officer at Fulcrum. “We only have the option of 50% loan-to-value ratio. That means for every 1 BTC worth of credit, we get 2 BTC as collateral.”

How the Fulcrum Interest Account Works

Fulcrum platform accepts deposits in crypto (BTC, ETH, SOL, BNB) and stablecoins (USDC, USDT). Investors will be able to receive monthly interest payouts in the crypto they deposited, giving them the flexibility to tailor their returns to their financial goals. Withdrawals are available after different lock-in periods, differing from 1 day to 6 months. The more the platform users lock-in funds in the platform, more returns they receive.

How the Fulcrum Borrowing Works

With Fulcrum, anyone can have access to borrowing power of up to $1 million by using their crypto assets as collateral, within 24 hours and with no credit history required. In this way they can borrow cash and hold their coins to see them grow while avoiding taxes. Fulcrum offers over-collateralized crypto-backed loans, stored in qualified custody, and only with 50% LTV. The automated platform provides instant funding in USDT.

Availability of Fulcrum platform

Fulcrum platform is now accessible to individuals and corporate investors seeking a secure, high-yield alternative to traditional saving and borrowing options.

About Fulcrum Lend

Founded in 2025 and headquartered in Switzerland, Fulcrum Lending is the pioneer of fully insured crypto-backed lending. Fulcrum’s mission is to build and enable simple, familiar, and novel crypto financial products that increase access to financial opportunities and give consumers more control over their ability to generate long-term wealth.

Fulcrum’s crypto lending products enable its users to receive interest in their idle crypto assets and seamlessly access credit against their crypto portfolios. For more information, visit https://fulcrumlend.com

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Press Release

Finitex Launches New Professional Disposable Gloves

Published

1 hour ago

on

November 4, 2025

By

Finitex launches a new generation of FDA-compliant disposable gloves on November 5, 2025, trusted by the healthcare, food service, and beauty industries for their protection, comfort, and tactile sensitivity.

Chino, California, United States, 4th Nov 2025 – Finitex medical-grade nitrile exam gloves meet FDA standards, offering latex-free, powder-free protection suitable for clinical, dental, and laboratory use. Their 4 Mil thickness and micro-textured fingertips provide reliable grip and dexterity for precise, sensitive procedures. The hypoallergenic nitrile material minimizes irritation even during long wear.

“We engineered Finitex gloves to balance barrier protection with tactile feel,” said a Finitex spokesperson. “In healthcare, every detail matters. Our goal was to make protection feel effortless.”

To celebrate the launch of the new Finitex nitrile gloves offering the following promotional pricing:

1000pcs – 4mil Blue Nitrile Gloves $59.99 (Reg $79.99) – Code:BN20

1000pcs – 3.5mil Rose Red Nitrile Gloves $69.99 (Reg $99.99) – Code:RR20

1000pcs – 8mil Black Diamond Pattern Nitrile Gloves $109.99 (Reg $189.99) – Code:BD60

Food Service: Safety and Compliance at Every Step

In the food industry, hygiene and reliability are essential. Finitex food-safe nitrile gloves comply with U.S. FDA food contact regulations and provide excellent puncture and oil resistance, making them ideal for kitchens, catering, and food processing.

Unlike vinyl or latex options, Finitex nitrile gloves maintain their structural integrity under extended use, reducing glove waste and improving workflow efficiency.

“Food handlers rely on gloves that don’t tear, slip, or contaminate,” the spokesperson added. “Finitex delivers reliability that professionals can trust during every shift.”

Beauty and Wellness: Designed for Touch and Expression

For stylists, estheticians, and tattoo artists, precision and comfort define performance. Finitex’s 3 Mil and 5 Mil nitrile glove lines offer flexibility, control, and tactile sensitivity for handling dyes, pigments, or cosmetic products.

The Rose Red 3 Mil Beauty Series provides lightweight comfort and chemical resistance for salon professionals, while the Black 5 Mil Industrial Series offers durability and sleek aesthetics favored by tattoo and grooming experts.

Commitment to Sustainability and Ethical Production

Finitex gloves are manufactured in ISO 9001 and CE-certified facilities, upholding rigorous global quality and ethical standards. The company also integrates eco-efficient production and packaging methods to minimize environmental impact.

“Sustainability and safety are not opposing goals—they’re part of the same vision,” said the Finitex representative. “Our responsibility is to protect people and the planet simultaneously.”

About FINITEX：

Founded in 2017, Finitex is a U.S.-based brand of Titans Medicare Inc., specializing in high-performance nitrile disposable gloves for professionals in healthcare, foodservice, beauty, and industrial fields. Finitex products meet international standards, including FDA ertifications.The company operates in North America, the EU, China, and Thailand,  employing over 1,000 people across four global locations.

Media Contact

Organization: Titans Medicare Inc

Contact Person: Finitex Cecilia

Website: https://www.titansmedicare.com/

Email:
finitex@titansmedicare.com

City: Chino

State: California

Country:United States

Release id:36472

The post Finitex Launches New Professional Disposable Gloves appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Chobes Digital Asset Center Advances Global Compliance Strategy

Published

1 hour ago

on

November 4, 2025

By

Chobes Digital Asset Center reinforces its brand with a compliance-first strategy and institutional operations focused on transparency and trust.

Chobes Digital Asset Center, a global digital asset trading and technology platform, has announced a strategic initiative to strengthen its international presence through a compliance-centered operational framework.
This approach reflects the company’s long-term vision of aligning innovation with regulatory integrity, establishing Chobes as a trusted name in responsible digital finance.

Compliance as the Foundation of Growth

At the core of Chobes’ strategy lies a belief that sustainable innovation in finance must be built on compliance and accountability.
The company has enhanced its internal governance systems, introducing advanced regulatory monitoring, audit readiness, and standardized reporting mechanisms to support transparent and secure operations across all regions.

Nathan Grayson, Director of Compliance Affairs at Chobes Digital Asset Center, commented:

“Compliance drives confidence. Our global operations are designed to ensure clarity, accountability, and user protection across every market we serve.”

Institutional Operations and Global Trust

Built on institutional-grade infrastructure, Chobes integrates rigorous oversight, independent reviews, and adaptive risk controls to maintain reliability and efficiency.
This structure ensures operational excellence while reinforcing the company’s reputation as a responsible, regulation-aligned platform for both individual and institutional participants.

By maintaining strict adherence to global compliance expectations, Chobes Digital Asset Center continues to advance its mission of combining innovation with integrity — shaping a brand defined by transparency and trust.

About Chobes Digital Asset Center

Chobes Digital Asset Center is a global digital asset infrastructure platform focused on compliance, security, and intelligent trading solutions.
Through its governance-driven operations and commitment to transparency, Chobes continues to promote responsible innovation and strengthen user trust across the digital financial ecosystem.

Further Information and Official Resources:
https://www.chobes.digital
https://www.chobes-digital.com
https://www.chobes-overview.com
https://www.chobes-inspect.info
https://www.chobes-asset.center

Media Contact

Organization: Chobes

Contact Person: Nicole Foster

Website: https://chobes.com/

Email: Send Email

Country:United States

Release id:36529

The post Chobes Digital Asset Center Advances Global Compliance Strategy appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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