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“Algorithm + Credit” Rebuild the Value Foundation of DeFi

Published

5 years ago

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DeFi still has higher attention, with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective, free, and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.

For this reason, in the field of cryptocurrency, many teams have been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit a high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, the current daily trading volume of all stable currencies is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencies now.

The stable currency is illusory?

In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said: “Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of the cryptocurrency, but it is not really decentralized.

DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on the blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencies are illusory in a sense.

Will algorithmic stable currencies finally fail?

Now let’s take a look at the development process of algorithmic stable currencies, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL, stable currency2.0 represented by Basis Cash to stable currency 3.0: Frax Finance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.

AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. Ampleforth uses Rebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.

So it’s easy to create a death spiral. Similarly, when crypto price rises, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL has been printing (dividend), AMPL reserve disappeared, crypto began to value return, people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into the market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.

Basis Cash, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS), and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly-minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.

Finance FX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax, and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that, the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads to the lack of user appeal, its currency numbers and market supply have been stagnant.

Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency that cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and is still stuck in the algorithm.

Crypto Credit Network (CCN)

In the financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third-party subjective will and makes transaction transparent, efficient, reliable, and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.

However, the world of blockchain cryptocurrency is a chaotic existence without a role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy, and equality.

The construction of CCN not only takes blockchain technology as support, but also has a reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.

A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.

Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.

The CCN consists of three different identities: Creator, Guardian, and Angel, all of them have established screening mechanisms. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of GaeaCoin, but also determined preachers and builders. When GaeaCoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.

The establishment of this system aims to provide every GaeaCoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction, and sharing.

In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the GaeaCoin network. GaeaCoin network residents have different rights according to their status.

The integration with the DEX: OxySwap has pioneered a full range of applications

There is a natural interdependence between exchange and stable currency. The exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of a stable currency can not only solve the above problems but also effectively avoid legal risks in the process of the transaction.

As it should be, the integration of GaeaCoin ecology and OxySwap not only lay a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.

OxySwap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making, and so on. The strength of OxySwap guarantees the usages of the stable currency: GAC.

GAC will lead a brighter way

GaeaCoin algorithm stable currency: GAC dares to face the challenge, according to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (GaeaCoin), GaeaCoin ecology also includes GAB (GaeaCoin Bond) and GASH (GaeaCoin Share), which serve to maintain the stability of GAC. GaeaCoin Ecology also integrates GaeaCoin protocol, algorithm, robustness, price response, encryption, and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), OxySwap (DEX), and so on, providing a realistic solution for GAC, and leads it to move towards the real “stability”.

The integration of CCN and OxySwap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the GaeaCoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading, and other components to build continuously upgraded Lego of DeFi.

GaeaCoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC, and FRAX, this well-prepared challenge looks more anticipated!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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DEPH Labs Partners with GB Top Team to Bring AI-Powered Precision Health to Elite MMA Athletes

Published

11 hours ago

on

October 30, 2026

By

London, UK, October 30th, 2026, FinanceWire

Partnership will explore how DNA, epigenetic testing and personalized biological insights can help fighters better understand their health, recovery and long-term performance

DEPH Labs, a precision health company using DNA, epigenetics and AI to turn complex biological data into personalized, actionable health insights, today announced a partnership with Great Britain Top Team (GBTT), one of the UK’s leading mixed martial arts (MMA) training organizations. The partnership is geared towards bringing advanced biological testing and personalized health insights into the world of elite combat sports.

https://youtube.com/shorts/D09WepT5q6M?feature=share

The partnership extends DEPH Labs’ proprietary precision health technology to GBTT’s team of professional MMA fighters who regularly compete at the highest level internationally in promotions such as the Ultimate Fighting Championship (UFC), Cage Warriors and the Professional Fighters League (PFL). The collaboration aims to give athletes a deeper understanding of their individual biology, helping them make more informed decisions about training, recovery, nutrition and long-term wellbeing.

Founded in 2019 and led by former UFC fighter Brad “One Punch” Pickett, Great Britain Top Team has established itself as a leading training destination for professional and aspiring MMA athletes. The organization is also home to one of the UK’s largest professional female MMA teams, making it a natural fit for DEPH Labs’ work in sex-specific biological testing.

DEPH Labs’ epigenetic testing technology includes the world’s first biological age platform developed entirely using single-sex data. Unlike conventional biological age models that combine male and female data, DEPH Labs’ approach accounts for differences in how men and women age, creating opportunities for more personalized health and performance insights.

Through at-home saliva testing and AI-powered analysis, DEPH Labs is helping athletes better understand their biological age and track how their bodies respond to the demands of professional training. Repeated epigenetic testing can also help identify changes in biological markers over time, providing another way to assess whether adjustments to training, nutrition, sleep and recovery routines are associated with measurable improvements.

For MMA athletes, these insights could be particularly valuable. Professional fighters face intense physical demands, from repeated training camps and weight management to recovery between bouts. While traditional performance testing can capture an athlete’s current condition, epigenetic analysis offers an additional perspective on how their biology may be changing over longer periods.

“Elite athletes spend an enormous amount of time trying to get the best out of their bodies, but there’s still so much we don’t understand about how individuals respond to training, recovery and nutrition,” said Lisa Loud, CEO of DEPH Labs. “DNA gives us a great foundation, but it doesn’t tell the whole story. By combining epigenetic testing with AI, we can help fighters understand how their biology is changing and whether the decisions they’re making are actually working. Partnering with GB Top Team gives us an exciting opportunity to bring that technology into one of the most physically demanding sports in the world.”

“We’re always looking for ways to give our fighters an edge, and understanding what’s happening inside their bodies is a big part of that,” said Brad Pickett UFC veteran & Co-Founder of Great Britain Top Team. “Training hard is one thing, but knowing how your body responds to that training is just as important. Working with DEPH Labs gives us a rare opportunity to use DNA and epigenetic testing to better understand recovery, performance and long-term health. Every fighter is different, and the more we can personalize their training and preparation, the better.”

The collaboration also reflects a growing interest in applying precision health technology beyond traditional healthcare settings. Rather than relying on generalized recommendations, DEPH Labs aims to make personalized biological insights accessible to individuals who want to better understand their health, whether they’re professional athletes or everyday consumers. DEPH Labs is bringing this technology to consumers through ENGNE, its men’s health and longevity platform, and UMMU, which focuses on female biology. Both platforms use saliva-based epigenetic testing to help individuals track biological changes and better understand how lifestyle choices may influence their long-term health.

The partnership follows the recent appointment of Lisa Loud as CEO of DEPH Labs, where she is executing a vision to make sophisticated health technology easier to use while giving individuals direct control over their biological information. Loud brings decades of experience across technology, financial services, blockchain and digital privacy, having held senior leadership positions at Apple, PayPal, BitMEX, ShapeShift and Secret Network. 

About DEPH Labs

DEPH Labs is a precision health company combining DNA, epigenetics and artificial intelligence to transform complex biological data into personalized, actionable health insights. DEPH Holdings, Inc., a Texas-based company, is the parent company of DEPH Labs and ENGNE. The company has developed sex-specific epigenetic biological age technology and operates two dedicated precision health platforms, UMMU for women and ENGNE for men. Through at-home saliva testing, advanced biological analysis and personalized digital insights, DEPH Labs helps individuals better understand their biological age, track changes over time and make more informed decisions about their health and longevity. The company is also advancing a privacy-first approach to biological data, emphasizing individual ownership, granular control and programmable consent.

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Lorcan Byrne
ForewordVenture
lorcan@forewordventure.com

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AIXONA Announces AI-Powered Transaction Optimization and Expansion into European and Canadian Markets

Published

17 hours ago

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October 30, 2026

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Singapore, Singapore, October 30th, 2026, FinanceWire

AIXONA today announced the active deployment of its proprietary AI-powered transaction optimization engine, launching alongside a strategic market expansion into Canada and the European Union. Engineered to eliminate fee friction across digital asset management workflows, the algorithm analyzes real-time blockchain congestion and multi-route execution pathways to dynamically identify and route transactions through the most cost-efficient channels available.

AIXONA’s AI optimisation engine is designed to analyse transaction conditions and identify opportunities to execute cryptocurrency transactions at lower cost. By assessing factors such as network fees and available transaction routes, the technology aims to help users reduce avoidable transaction expenses where more efficient options are available.

The company is combining this technology initiative with its expansion into additional international markets, broadening its focus beyond its Singapore base.

AI Technology Designed to Reduce Transaction Costs

Transaction fees remain an important consideration for cryptocurrency users. Costs can fluctuate depending on blockchain network congestion, transaction size, and the network being used.

AIXONA’s active AI optimisation engine is designed to assess relevant transaction conditions and identify potentially more cost-efficient execution options. Its purpose is to help users make better-informed transaction decisions and reduce costs where suitable opportunities exist.

The technology forms part of AIXONA’s wider approach to applying artificial intelligence to practical challenges in digital asset management.

Actual savings depend on transaction conditions and network availability, and lower fees cannot be guaranteed for every transaction.

International Expansion into the EU and Canada

Alongside its technology development, AIXONA is expanding its international presence across the European Union and Canada.

The expansion is intended to make the company’s digital asset management services accessible to a wider audience and support its growth in established financial and technology markets.

As part of this process, the company must take account of the regulatory and operational requirements applicable in each jurisdiction. The availability and scope of its services will depend on the relevant local requirements.

A Focus on Digital Asset Management

The cryptocurrency sector continues to develop, creating demand for tools that help users manage digital assets, monitor transactions, and understand the costs associated with blockchain activity.

AIXONA focuses on cryptocurrency management and blockchain-related technology, with an emphasis on accessibility, transaction efficiency, and a straightforward user experience.

The company’s approach combines digital asset management services with technology intended to improve transaction efficiency. Its AI optimisation engine represents one element of this broader focus.

About AIXONA

AIXONA is a digital asset management platform headquartered at 8 Marina Boulevard, Singapore 018981. The company focuses on cryptocurrency management and blockchain-related technology, including AI-powered transaction optimisation designed to identify opportunities for more cost-efficient cryptocurrency transactions.

AIXONA is expanding its international presence into the European Union and Canada as part of its broader business development strategy.

Headquarters: 8 Marina Boulevard, Singapore 018981

Website: https://aixona.com/

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Infinity Smiles Releases Medicare Dental Checklist for NY Seniors Ahead of Dec. 7 Deadline

Published

17 hours ago

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October 30, 2026

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With Medicare open enrollment closing soon, Infinity Smiles urges older New York residents to look closely at dental benefits before choosing a plan.

Queens, New York, United States, 30th Oct 2026 — Many older adults find out only after losing a tooth that Original Medicare does not pay for most dental care, including dentures and dental implants. With Medicare open enrollment ending on December 7, Infinity Smiles, a dental practice in Flushing, is encouraging seniors and their families to check a plan’s dental benefits before they sign up for the year ahead.

Infinity Smiles Releases Medicare Dental Checklist for NY Seniors Ahead of Dec. 7 Deadline

Original Medicare (Parts A and B) generally does not cover routine dental services such as cleanings, fillings, extractions, dentures or implants. Some Medicare Advantage plans include dental benefits, but coverage varies widely from plan to plan, and many set annual dollar limits, waiting periods or restrictions on major procedures.

For seniors who are missing teeth or wearing dentures that no longer fit well, those details can mean the difference between getting treatment next year and putting it off.

“Every year we meet patients who assumed Medicare would help with dentures or implants and only learned otherwise when they needed treatment,” said Dr. Solomon Borukhov of Infinity Smiles. “Open enrollment is the main time of year seniors can change course. A few minutes spent reading the dental section of a plan can save a lot of stress and expense later.”

Dr. Solomon Borukhov recommends that seniors and the family members helping them ask these questions before choosing a plan:

  1. Does the plan include dental coverage at all? Original Medicare generally does not, so dental benefits usually come through a Medicare Advantage plan or a separate dental policy.
  2. What is the annual maximum? Many plans cap what they will pay each year, and the cap can be far below the cost of dentures or implants.
  3. Are dentures, implants and extractions covered, and at what percentage? Some plans cover only preventive care such as exams and cleanings.
  4. Are there waiting periods? Some plans require months of enrollment before covering major work.
  5. Is your current dentist in network? Out-of-network care can cost much more or not be covered.

“Missing teeth affect more than appearance,” Dr. Solomon Borukhov added. “They can make it harder to chew healthy foods and speak comfortably, and they can affect confidence. The good news is that seniors have more options today than many realize.” 

Options for replacing missing teeth now range from traditional full and partial dentures to mini dental implants, which can help stabilize loose dentures, and full-arch treatments such as All-on-X implants. The right choice depends on a patient’s oral health, bone support, budget and goals, which is why Dr. Solomon Borukhov encourages seniors to have an exam and a treatment discussion before deciding what coverage they need.

Before choosing a plan or booking a visit, patients should also check that their plan works at the practice. Infinity Smiles is in network with many PPO dental plans but does not currently accept HMO dental plans. Call the office at 929-346-4974 to ask whether your plan is accepted, or check the practice’s insurance page.

“Bring your plan’s benefit summary with you to your appointment,” Dr. Solomon Borukhov said. “We can explain what a treatment would involve and what it would cost, so you can compare that with what your plan says it will pay. If anything in the plan is unclear, your insurer or a Medicare counselor can answer it.” 

Seniors can review and compare plans at Medicare.gov or by calling 1-800-MEDICARE. Free and objective counseling is also available through the New York State Office for the Aging’s Health Insurance Information, Counseling and Assistance Program (HIICAP). Call 1-800-701-0501 and give your county to be connected to a local counselor.

Medicare open enrollment runs from October 15 through December 7, 2026.

About Infinity Smiles

Infinity Smiles is a dental practice in Flushing, New York, led by Dr. Solomon Borukhov. The practice provides preventive, restorative, cosmetic and implant dentistry, including exams and cleanings, gum disease therapy, root canal therapy, crowns and bridges, full and partial dentures, mini dental implants, All-on-X implants and full mouth reconstruction. The practice has served the Flushing community for more than 20 years and sees patients in English and Spanish. Learn more at infinitysmilesny.com.

Media Contact

Organization: Infinity Smiles

Contact Person: Dr.Solomon Borukhov

Website: https://infinitysmilesny.com/

Email: Send Email

Contact Number: +12202991644

Address: 143-05 41st Ave Flushing, NY 11355

City: Queens

State: New York

Country: United States

Release id: 50326

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Infinity Smiles Releases Medicare Dental Checklist for NY Seniors Ahead of Dec. 7 Deadline

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