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“Algorithm + Credit” Rebuild the Value Foundation of DeFi

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DeFi still has higher attention, with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective, free, and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.

For this reason, in the field of cryptocurrency, many teams have been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit a high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, the current daily trading volume of all stable currencies is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencies now.

The stable currency is illusory?

In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said: “Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of the cryptocurrency, but it is not really decentralized.

DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on the blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencies are illusory in a sense.

Will algorithmic stable currencies finally fail?

Now let’s take a look at the development process of algorithmic stable currencies, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL, stable currency2.0 represented by Basis Cash to stable currency 3.0: Frax Finance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.

AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. Ampleforth uses Rebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.

So it’s easy to create a death spiral. Similarly, when crypto price rises, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL has been printing (dividend), AMPL reserve disappeared, crypto began to value return, people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into the market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.

Basis Cash, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS), and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly-minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.

Finance FX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax, and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that, the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads to the lack of user appeal, its currency numbers and market supply have been stagnant.

Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency that cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and is still stuck in the algorithm.

Crypto Credit Network (CCN)

In the financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third-party subjective will and makes transaction transparent, efficient, reliable, and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.

However, the world of blockchain cryptocurrency is a chaotic existence without a role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy, and equality.

The construction of CCN not only takes blockchain technology as support, but also has a reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.

A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.

Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.

The CCN consists of three different identities: Creator, Guardian, and Angel, all of them have established screening mechanisms. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of GaeaCoin, but also determined preachers and builders. When GaeaCoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.

The establishment of this system aims to provide every GaeaCoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction, and sharing.

In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the GaeaCoin network. GaeaCoin network residents have different rights according to their status.

The integration with the DEX: OxySwap has pioneered a full range of applications

There is a natural interdependence between exchange and stable currency. The exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of a stable currency can not only solve the above problems but also effectively avoid legal risks in the process of the transaction.

As it should be, the integration of GaeaCoin ecology and OxySwap not only lay a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.

OxySwap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making, and so on. The strength of OxySwap guarantees the usages of the stable currency: GAC.

GAC will lead a brighter way

GaeaCoin algorithm stable currency: GAC dares to face the challenge, according to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (GaeaCoin), GaeaCoin ecology also includes GAB (GaeaCoin Bond) and GASH (GaeaCoin Share), which serve to maintain the stability of GAC. GaeaCoin Ecology also integrates GaeaCoin protocol, algorithm, robustness, price response, encryption, and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), OxySwap (DEX), and so on, providing a realistic solution for GAC, and leads it to move towards the real “stability”.

The integration of CCN and OxySwap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the GaeaCoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading, and other components to build continuously upgraded Lego of DeFi.

GaeaCoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC, and FRAX, this well-prepared challenge looks more anticipated!

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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The World’s Best Magazine Releases Issue 16 – October 2026 Edition, Excellence in Action

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The World’s Best Magazine Releases Issue 16 – October 2026 Edition, Excellence in Action

Australia, 10th Oct 2026, Grand Newswire –
 

The World’s Best Magazine has released Issue 16, the October 2026 edition, under the theme Excellence in Action: Where Knowledge, Leadership and Human Potential Shape a Better Future.

The edition examines leadership, education, wellness, health and human performance, focusing on how knowledge is applied, how learning approaches evolve and how innovation informs professional practice.

Four cover stories address these subjects. Future-Shaping Excellence examines how approaches to excellence respond to changing circumstances and emerging opportunities. Leaders Turn Expertise Into Action considers the application of professional knowledge in leadership and decision-making.

Rethinking How We Learn explores approaches to learning and the role of adaptation in education and development. On Wellness, Health & Human Performance: Ethical and Effective Innovations examines innovation in health and human performance, including the consideration of ethics and effectiveness.

Across its cover stories and interviews, Issue 16 considers how knowledge, experience and learning inform decisions and practices across different fields. The edition brings these subjects together under the theme of applying expertise and developing human capabilities.

The October 2026 edition forms part of The World’s Best Magazine’s coverage of people, ideas and work across professional and creative fields. More details about this announcement can be found via the website of The World’s Best Magazine. 

About The World’s Best Magazine

The World’s Best Magazine is a publication featuring interviews, articles and cover stories about people, ideas, work and developments across a range of fields. Its editorial coverage includes leadership, education, business, health, creativity and human potential. The magazine publishes editions that examine the experiences, practices and ideas shaping professional and creative activities.

 

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Malmö Project Outlines Business Proposal Development and Project Funds Management Activities in the Netherlands

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Netherlands, 10th Oct 2026 — The Malmö Project, presented by Audrius Razma under the Project Funds Manager designation at Ossendrecht Contract, outlines an approach to business project proposal development, investment-related research, and the coordination of professional support services. The initiative is documented on the project’s online platform, where readers can explore its stated objectives and the resources associated with its activities.

The project information is published on the website of Audrius Razma and references Malmö as the focus of its business proposal activities. It describes the use of publicly available company information to develop commercial project proposals that may be presented to businesses for consideration and potential financing.

Business Research and Project Proposal Development

A central element of the Malmö Project is the preparation of business proposals informed by company information. The published material encourages readers to examine lists of businesses identified as potential investment opportunities and use relevant information to develop structured project proposals.

Business proposal development typically involves understanding a company’s activities, identifying potential commercial opportunities, assessing resource requirements, and presenting a clear rationale for a proposed initiative. A well-organized proposal can help prospective business partners evaluate the purpose, feasibility, and expected costs of a project before deciding whether to participate.

The project’s stated approach places emphasis on commercial awareness and the preparation of written material based on available business information. Such work requires careful research, transparent assumptions, and clear documentation of any projected financial outcomes.

Companies and individuals considering a proposal should independently verify the information used, assess the associated risks, and establish the terms of any potential funding arrangement before making financial commitments.

The Role of Project Funds Management

Audrius Razma is identified in the published material as the Project Funds Manager associated with Ossendrecht Contract. The role provides an administrative framework for the project’s discussion of funding proposals, portfolio documentation, and financial coordination.

Project funds management generally involves organizing financial records, documenting proposed allocations, monitoring project-related expenditures, and maintaining information that supports financial reviews. These activities can help stakeholders understand how a project is structured and what resources may be required for its implementation.

Clear documentation is particularly important when proposals involve multiple companies, external service providers, or prospective funding partners. Written agreements, verifiable records, and clearly defined responsibilities can help establish expectations and support informed decision-making.

Professional Support and Documentation

The online material also references professional services relating to legal assessments, translation, accounting reviews, investigative research, and the preparation of supporting reports. These services are presented as potential resources for individuals seeking assistance with complex administrative, financial, or legal matters.

Depending on the circumstances, professional support may help individuals organize documents, understand procedural requirements, review financial information, or prepare materials for consultation with qualified advisers.

Legal matters involving compensation claims, business liabilities, insolvency, or disputes with public authorities require an assessment of the relevant facts and applicable law. Outcomes depend on the evidence, jurisdiction, and individual circumstances. Individuals should therefore seek advice from appropriately qualified professionals before relying on potential compensation estimates or pursuing legal action.

Similarly, investment proposals should be reviewed carefully, with attention to the identity of the parties involved, the source and availability of funds, the proposed terms, and any associated risks.

Accessing Information About the Malmö Project

The project page provides the primary reference for readers interested in reviewing the Malmö Project’s published information. It outlines the proposal-development concept and identifies the associated project-management contact.

The initiative is presented in the context of business research, funding-related documentation, and coordination with professional service providers. Its practical application will depend on the details of individual proposals, the reliability of supporting information, and the terms agreed upon by the relevant parties.

Readers can consult the published page to learn more about the project’s stated approach and determine whether further clarification is required before entering into any business or financial arrangement.

Project Contact Information

Project: Malmö Project

Position: Project Funds Manager

Organization: Ossendrecht Contract Hiroshima Office Press Dansk Systems Syndikat Inc Roosendaal Journaal

Contact Person: Audrius Razma

Email: razmaaudrius@yahoo.com

Country: Netherlands

Website: https://tomashelpiai.blogspot.com/2026/08/niet-40.html

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Organization: Ossendrecht Contract Hiroshima Office Press Dansk Systems Syndikat Inc Roosendaal Journaal

Contact Person: Audrius Razma

Website: https://tomashelpiai.blogspot.com/2026/08/niet-40.html

Email: Send Email

Country: Netherlands

Release id: 49837

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Lovering & Partners adds AI role-play for leadership, sales and influence skills with LeaderCoreAI

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The Bucharest performance consultancy becomes an authorised LeaderCoreAI partner and reseller for Romania and Central and Eastern Europe

Romania, 10th Oct 2026 – Lovering & Partners, the Bucharest-based business, sales and people performance consultancy, now offers AI role-play for leadership, sales and influence skills through a partnership with Blue Horizon Training, the maker and owner of LeaderCoreAI. Lovering & Partners becomes an authorised LeaderCoreAI partner and reseller for Romania and the wider Central and Eastern Europe (CEE) region.

AI role-play simulations for difficult conversations

LeaderCoreAI is an artificial intelligence (AI) simulation platform for leadership development. Participants hold spoken, realistic conversations with AI characters – a resistant team member, a sceptical client, a room of peer managers with competing agendas. Each session ends with scored feedback and concrete recommendations.

Lovering & Partners will embed the platform into three of its own areas of work: leadership coaching and its acceleration programme for emerging leaders and managers, consultative sales training, and its ethical influence programmes. Between workshops and coaching sessions, participants practise the conversations those programmes prepare them for. They can repeat a conversation as often as they want, at five levels of difficulty.

Why practice decides whether training sticks

Pilots train to excellence in flight simulators before they carry passengers. Managers rarely get that chance. Role-play with colleagues offers a few attempts, limited by time and by the discomfort of practising in front of people they work with. So the first real test of a new skill usually comes in a real conversation, with a real person. The partnership brings the simulator into Lovering & Partners’ programmes.

“A workshop gives people the method. It does not give them the repetitions to build new capabilities,” said Colin Lovering, Co-Founder and Managing Director of Lovering & Partners. “Every client asks us the same question: will this training build skills that stick? No trainer can honestly guarantee that. Under pressure, people fall back on old instincts unless the new behaviour has been practised until it becomes the instinct. Now our clients’ people can get that practice, as much as they need.” 

“We build the practice ground,” said Frank Basinski, founder of Blue Horizon Training. “We rely on partners who know how to develop people. Colin and his team have spent years doing that work with organisations in Romania and across the region. That is why we wanted them as a partner.”

How a learner experiences an AI role-play session

For the learner, a session feels like the real conversation. They speak, and the characters answer back, disagree and react to how they are treated. Nobody is watching, so people try approaches they would perhaps not dare with a real colleague. The feedback afterwards is theirs alone: what worked, what did not, and what to try next time. Participants can practise in 42 languages, so Lovering & Partners can offer the platform to multinational clients across the region.

Availability

LeaderCoreAI is available through Lovering & Partners with immediate effect, as part of its programmes or alongside them.

About Lovering & Partners

Lovering & Partners is a business, sales and people performance consultancy based in Bucharest, Romania. The firm helps organisations achieve strategic growth in those three areas. Every engagement is tailored to the client and measured by the outcome it delivers. Lovering & Partners is a founding member of the Cialdini Institute and works in English and Romanian. It is a trading name of Achieve International S.R.L. www.loveringpartners.com

About LeaderCoreAI and Blue Horizon Training

LeaderCoreAI is an AI role-play and simulation platform for leadership, sales and influence skills, made and owned by Blue Horizon Training S.R.L. of Bucharest, Romania. Leaders practise difficult conversations with AI characters in 42 languages and receive scored feedback after every session. LeaderCoreAI is sold through authorised partners who embed it into their own development programmes. Blue Horizon Training has designed and run leadership development programmes since 2020. leadercore.ai

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Media Contact

Organization: Blue Horizon Training SRL.

Contact Person: Frank Basinski

Website: https://leadercore.ai

Email: Send Email

Country: Romania

Release id: 49826

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Lovering & Partners adds AI role-play for leadership, sales and influence skills with LeaderCoreAI

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