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“Algorithm + Credit” Rebuild the Value Foundation of DeFi

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5 years ago

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DeFi still has higher attention, with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective, free, and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.

For this reason, in the field of cryptocurrency, many teams have been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit a high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, the current daily trading volume of all stable currencies is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencies now.

The stable currency is illusory?

In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said: “Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of the cryptocurrency, but it is not really decentralized.

DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on the blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencies are illusory in a sense.

Will algorithmic stable currencies finally fail?

Now let’s take a look at the development process of algorithmic stable currencies, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL, stable currency2.0 represented by Basis Cash to stable currency 3.0: Frax Finance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.

AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. Ampleforth uses Rebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.

So it’s easy to create a death spiral. Similarly, when crypto price rises, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL has been printing (dividend), AMPL reserve disappeared, crypto began to value return, people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into the market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.

Basis Cash, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS), and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly-minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.

Finance FX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax, and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that, the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads to the lack of user appeal, its currency numbers and market supply have been stagnant.

Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency that cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and is still stuck in the algorithm.

Crypto Credit Network (CCN)

In the financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third-party subjective will and makes transaction transparent, efficient, reliable, and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.

However, the world of blockchain cryptocurrency is a chaotic existence without a role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy, and equality.

The construction of CCN not only takes blockchain technology as support, but also has a reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.

A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.

Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.

The CCN consists of three different identities: Creator, Guardian, and Angel, all of them have established screening mechanisms. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of GaeaCoin, but also determined preachers and builders. When GaeaCoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.

The establishment of this system aims to provide every GaeaCoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction, and sharing.

In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the GaeaCoin network. GaeaCoin network residents have different rights according to their status.

The integration with the DEX: OxySwap has pioneered a full range of applications

There is a natural interdependence between exchange and stable currency. The exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of a stable currency can not only solve the above problems but also effectively avoid legal risks in the process of the transaction.

As it should be, the integration of GaeaCoin ecology and OxySwap not only lay a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.

OxySwap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making, and so on. The strength of OxySwap guarantees the usages of the stable currency: GAC.

GAC will lead a brighter way

GaeaCoin algorithm stable currency: GAC dares to face the challenge, according to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (GaeaCoin), GaeaCoin ecology also includes GAB (GaeaCoin Bond) and GASH (GaeaCoin Share), which serve to maintain the stability of GAC. GaeaCoin Ecology also integrates GaeaCoin protocol, algorithm, robustness, price response, encryption, and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), OxySwap (DEX), and so on, providing a realistic solution for GAC, and leads it to move towards the real “stability”.

The integration of CCN and OxySwap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the GaeaCoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading, and other components to build continuously upgraded Lego of DeFi.

GaeaCoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC, and FRAX, this well-prepared challenge looks more anticipated!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Dinari Inc. Opens Platform Licenses to U.S. Financial Institutions

Published

6 hours ago

on

August 4, 2026

By

New York, New York, August 4th, 2026, FinanceWire

Broker-dealers, banks, fintechs, and wealth platforms in the U.S. can launch tokenized securities offerings through a single technology integration.

Dinari Inc. (Dinari) today announced the expansion of its U.S. operations to financial institutions via its broker-dealer subsidiary Dinari Securities LLC. With a technology integration, broker-dealers, banks, fintechs, wealth platforms, and other financial institutions may offer tokenized securities products and services to both retail and institutional customers, subject to applicable regulatory requirements, onboarding, and contractual arrangements, which may create opportunities to expand product offerings and revenue streams.

The announcement follows the recent launch of Dinari’s tokenized securities infrastructure to U.S. investors in partnership with Dinari Securities LLC (Dinari Securities), Dinari’s wholly owned, FINRA-registered broker-dealer. The launch demonstrates how custodial tokenization technology can be integrated into an existing broker-dealer technology and operational infrastructure, allowing firms to integrate tokenized securities into their existing business model while remaining responsible for compliance with applicable laws, rules, and regulations.

As demand for tokenized securities grows, financial institutions are looking for a way to bring these products to market without assembling and integrating blockchain-based infrastructure themselves. Dinari addresses this need, offering broker-dealers a way to capitalize on growing demand for tokenized securities while continuing to operate within their existing business framework.

“Tokenized securities will only scale if financial institutions have a regulated path to participate,” said Chas Rampenthal, Chief Legal Officer at Dinari. “Dinari extends the operational framework that underpins U.S. capital markets to tokenized equities, allowing financial institutions to innovate without compromising the investor protections and market integrity that define U.S. securities markets.”

Offerings launched through the network are designed to support the rights and protections associated with the underlying securities, including NBBO execution, cash dividends, voting rights, automated corporate actions, and ownership of the backing security. Rather than replacing existing market infrastructure, the network extends it, connecting broker-dealers, transfer agents, custodians, liquidity providers, blockchain networks, and distribution platforms within a standardized operating framework.

About Dinari Securities

Dinari Inc. is a Registered Transfer Agent with the United States Securities & Exchange Commission (Section 17A(c)). Dinari Securities LLC is a wholly owned subsidiary of Dinari Inc., and is a separately registered broker-dealer, member FINRA/SIPC. Dinari Inc and Dinari Securities LLC are separate entities. Dinari Securities LLC does not issue, offer, or distribute dShares or tokenized securities.

Important Disclosures

This press release is issued by Dinari Inc. and is for informational purposes only. It does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, digital asset, product, or service, and it is not investment, legal, tax, or accounting advice. Products and services described are subject to eligibility, onboarding, and contractual requirements and may not be available in all jurisdictions.

Tokenized securities are subject to the U.S. federal securities laws and applicable regulatory requirements and involve risks, including those relating to novel and evolving technology, the developing regulatory environment, liquidity, and blockchain and operational matters. Financial institutions that integrate these products remain responsible for their own compliance with applicable laws, rules, and regulations.

Statements regarding future events, plans, or expectations are forward-looking and involve risks and uncertainties; actual results may differ materially. Nothing in this release is a promise, projection, or guarantee of any future outcome or performance.

Contact

VP of Marketing and Communications
Kayla Gill
Dinari
kayla.gill@dinari.com

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Professor Vincent Mwakatobe and Vincent Durnwick Capital Limited Bring UK Block-Trade Education to Tanzania

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6 hours ago

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August 4, 2026

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Professor Vincent Mwakatobe is preparing to introduce a Tanzania-focused investor education and market research programme examining discounted UK block trades. The initiative aims to change how Tanzanian participants understand and evaluate international share transactions by explaining pricing, institutional allocation methods, potential execution advantages and the regulatory and market risks involved.

Tanzania, 4th Aug 2026 — Professor Vincent Mwakatobe is preparing to introduce an investor education and market research programme intended to broaden the way Tanzanian participants understand and approach international capital markets.

The programme will focus on the structure, potential benefits and risks of discounted UK block trades, while also explaining the distinction between primary-market allocations and transactions involving shares already listed on public exchanges.

Block trades generally involve a substantial number of listed shares being negotiated and executed outside the normal flow of smaller retail orders. In certain circumstances, a seller may agree to transfer a large holding below the prevailing market price to support efficient execution and reduce the potential market impact of placing multiple large orders.

According to the proposed educational framework, Professor Vincent intends to help eligible participants understand how such transactions are assessed and how institutional trading methods differ from ordinary retail share purchases. The objective is to enable participants to approach larger international-market opportunities with stronger knowledge of valuation, pricing and execution.

A discounted transaction price may offer a lower initial entry cost than the quoted market price at the time of execution. It may also provide greater price visibility when a substantial holding is transferred at an agreed price. However, a discount does not guarantee that the shares will retain their value or produce a positive return.

The programme will also introduce participants to the role of primary markets, where securities may be issued or allocated for the first time, and public markets, where listed securities are subsequently traded. This distinction is intended to help participants understand that primary-market allocations and public-market block trades involve different structures, eligibility requirements and regulatory considerations.

Through the programme, Professor Vincent seeks to encourage a more informed and institutionally minded approach to market participation in Tanzania. Rather than limiting education to ordinary retail trading, the initiative will examine how larger transactions, negotiated allocations and international diversification may be evaluated by qualified participants.

Equal attention will be given to risk. Discounted pricing may reflect transaction size, limited liquidity, a required holding period or changing expectations regarding the issuer and wider market. Participants must consider valuation, lock-up restrictions, foreign-exchange exposure, counterparty risk, disclosure standards and the possibility of capital loss.

With more than three decades of international capital-markets experience, Professor Vincent has worked across investment research, global asset allocation, institutional portfolio strategy, quantitative analysis and emerging-market development. His experience spans London, New York and East Africa.

Vincent Durnwick Capital Limited will provide research and educational content for the programme. Further details regarding eligibility, participation procedures and applicable compliance requirements will be communicated through formal channels.

Participation will remain subject to investor suitability, transaction availability and applicable legal and regulatory requirements. Discounted pricing does not eliminate investment risk, and no return or performance outcome is assured.

About Vincent Durnwick Capital Limited

Vincent Durnwick Capital Limited is an investment research and capital-markets education organisation focused on global equities, institutional trading structures, quantitative research and emerging-market development. Its work covers market pricing, block transactions, risk management, cross-border capital activity and the responsible application of technology in investment analysis. The organisation develops educational content intended to strengthen understanding of primary and public markets, international investment structures and disciplined research methods. It promotes transparent communication, appropriate due diligence and long-term financial education. Vincent Durnwick Capital Limited does not guarantee investment returns or describe financial-market participation as risk-free.

Media Contact

Organization: Vincent Durnwick Capital Limited

Contact Person: Henry Johnny

Website: https://vincentdurnwickcapital.com/

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Country:Tanzania

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The post Professor Vincent Mwakatobe and Vincent Durnwick Capital Limited Bring UK Block-Trade Education to Tanzania appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Stange Law Firm Completes Move from Clayton and Opens Creve Coeur Headquarters

Published

7 hours ago

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August 4, 2026

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The firm’s new St. Louis County office at 600 Emerson Road opens August 1 as a visible, accessible home base for clients, attorneys, and multi-state operations.

CREVE COEUR, Mo., Aug 04, 2026, ZEX PR WIRE — Stange Law Firm, PC has completed the relocation of its St. Louis-area headquarters from Clayton to Creve Coeur and has opened its new office at 600 Emerson Road, Suite 110, Creve Coeur, Missouri 63141.

The opening marks the completion of a planned transition from the firm’s former office at 120 South Central Avenue in Clayton. More than a change of address, the move gives Stange Law Firm a long-term home base that better reflects how the firm serves clients and supports attorneys across its expanding multi-state practice.

A Practical St. Louis County Home Base

The Creve Coeur office combines professional visibility with practical convenience. Stange Law Firm’s exterior sign is prominently displayed on the building, while the main-floor suite, nearby parking, landscaped campus, and central St. Louis County location are intended to make office visits more straightforward for clients and guests. The office is located near the Interstate 270 and Olive Boulevard corridor, providing access from communities throughout the metropolitan area.

“Clayton was an important part of our history, but the Creve Coeur office is a better fit for the way our firm operates today and where we are headed,” said Kirk Stange, President and Founding Partner of Stange Law Firm. “It gives our team a visible, professional home in St. Louis County and gives clients a location that is easier to reach and easier to use. We are proud to open the doors and begin this next chapter.”

The move also allows the firm to bring its leadership, administrative, and client-service functions together in a setting designed for collaboration and long-term operating efficiency. Although the headquarters location has changed, the firm’s telephone number, website, client-service standards, and existing attorney-client relationships remain the same.

NEW HEADQUARTERS ADDRESS
Stange Law Firm, PC
600 Emerson Road, Suite 110
Creve Coeur, MO 63141

Effective August 1, clients, vendors, courts, and other correspondents should use the Creve Coeur address and discontinue mailing items to the former Clayton office.

Continuing a St. Louis-Area Story That Began in 2007

Stange Law Firm was founded in the St. Louis area in 2007. Since then, the firm has grown into one of the largest family law firms in the country, with offices in Missouri, Illinois, Kansas, Oklahoma, Nebraska, Indiana, Iowa, Texas, Kentucky, and Tennessee. The Creve Coeur office serves as the firm’s headquarters while also providing a local point of contact for individuals and families in St. Louis County and throughout the surrounding region.

The firm represents clients in divorce, child custody, child support, paternity, adoption, guardianship, modification, and other domestic-relations matters. Readers seeking information about divorce representation can visit the firm’s page for St. Louis divorce lawyers; those seeking broader information about domestic-relations matters can visit the firm’s page for St. Louis family law attorneys.

“Our roots are in the St. Louis area, and this move keeps those roots firmly in place,” Stange said. “Creve Coeur gives us a headquarters that can support the people who work here, the clients who visit us, and the larger organization we have built. The location is new, but our commitment to helping people through difficult family-law matters has not changed.”

To schedule a confidential consultation, call 855-805-0595 or visit stangelawfirm.com. Consultations are available by appointment.

About Stange Law Firm, PC

Stange Law Firm, PC is a multi-state divorce and family law firm focused on domestic-relations matters. The firm works to provide clients with caring, responsive, and diligent representation during divorce, custody disputes, and other family-law proceedings. Stange Law Firm’s mission is reflected in its motto: Here to Help You Rebuild Your Life™.

The choice of a lawyer is an important decision and should not be based solely upon advertisements. Attorney services are provided by licensed attorneys in each state where Stange Law Firm, PC has offices.

MEDIA CONTACT
Kevin Fowler | Marketing Director
Stange Law Firm, PC
www.stangelawfirm.com

Kirk Stange and Stange Law Firm are responsible for the content.

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