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“Algorithm + Credit” Rebuild the Value Foundation of DeFi

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5 years ago

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DeFi still has higher attention, with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective, free, and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.

For this reason, in the field of cryptocurrency, many teams have been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit a high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, the current daily trading volume of all stable currencies is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencies now.

The stable currency is illusory?

In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said: “Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of the cryptocurrency, but it is not really decentralized.

DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on the blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencies are illusory in a sense.

Will algorithmic stable currencies finally fail?

Now let’s take a look at the development process of algorithmic stable currencies, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL, stable currency2.0 represented by Basis Cash to stable currency 3.0: Frax Finance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.

AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. Ampleforth uses Rebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.

So it’s easy to create a death spiral. Similarly, when crypto price rises, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL has been printing (dividend), AMPL reserve disappeared, crypto began to value return, people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into the market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.

Basis Cash, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS), and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly-minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.

Finance FX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax, and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that, the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads to the lack of user appeal, its currency numbers and market supply have been stagnant.

Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency that cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and is still stuck in the algorithm.

Crypto Credit Network (CCN)

In the financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third-party subjective will and makes transaction transparent, efficient, reliable, and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.

However, the world of blockchain cryptocurrency is a chaotic existence without a role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy, and equality.

The construction of CCN not only takes blockchain technology as support, but also has a reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.

A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.

Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.

The CCN consists of three different identities: Creator, Guardian, and Angel, all of them have established screening mechanisms. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of GaeaCoin, but also determined preachers and builders. When GaeaCoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.

The establishment of this system aims to provide every GaeaCoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction, and sharing.

In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the GaeaCoin network. GaeaCoin network residents have different rights according to their status.

The integration with the DEX: OxySwap has pioneered a full range of applications

There is a natural interdependence between exchange and stable currency. The exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of a stable currency can not only solve the above problems but also effectively avoid legal risks in the process of the transaction.

As it should be, the integration of GaeaCoin ecology and OxySwap not only lay a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.

OxySwap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making, and so on. The strength of OxySwap guarantees the usages of the stable currency: GAC.

GAC will lead a brighter way

GaeaCoin algorithm stable currency: GAC dares to face the challenge, according to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (GaeaCoin), GaeaCoin ecology also includes GAB (GaeaCoin Bond) and GASH (GaeaCoin Share), which serve to maintain the stability of GAC. GaeaCoin Ecology also integrates GaeaCoin protocol, algorithm, robustness, price response, encryption, and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), OxySwap (DEX), and so on, providing a realistic solution for GAC, and leads it to move towards the real “stability”.

The integration of CCN and OxySwap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the GaeaCoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading, and other components to build continuously upgraded Lego of DeFi.

GaeaCoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC, and FRAX, this well-prepared challenge looks more anticipated!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Post Oak Group Champions Partner-Led Execution as the New Standard for Middle-Market M&A Advisory

Published

3 hours ago

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July 14, 2026

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Post Oak Group, named Texas’s top middle-market investment bank, is advancing a senior-led advisory model that closes a structural gap in mid-market M&A.

Houston, Texas, United States, 14th Jul 2026 – Post Oak Group, a leading middle-market investment bank recently named the best middle-market investment bank in Texas, is advancing a model of senior-led advisory that it says addresses a structural gap in how middle-market transactions are handled, one that has persisted for years across the broader investment banking industry.

The firm, which has completed more than $82 billion in transactions across 12 countries, points to a well-documented dynamic in institutional banking: as deal size increases, so does the seniority of the team assigned to it. Middle-market mandates, by contrast, are routinely handed to less experienced professionals at large banks, where the economics of the engagement do not justify deploying a firm’s most senior talent.

For founders, family-owned businesses, and private equity-backed companies operating in this segment, the consequences are tangible. Deals that lack experienced leadership at the table are more vulnerable to valuation compression, process breakdowns, and failed closings, outcomes that can carry significant financial and personal consequences for the principals involved.

As one of the most connected investment banks to family offices and venture capital firms globally, Post Oak Group was built to operate differently. Every client engagement at the firm is led by senior partners who remain actively involved from the initial mandate through closing. There are no handoffs to junior teams at critical stages. No loss of continuity as a deal moves from origination into diligence and negotiation. The same professionals who understand a client’s business at the outset are the ones executing on their behalf when it matters most.

“Founders and shareholders in the middle market are navigating some of the most consequential decisions of their careers,” said David Chua, one of the key co-founders and managing partners at the Post Oak Group. “They deserve a senior banker who is present for the entire process, not just the pitch.”

The partner-led model is supported by a platform built to handle institutional-complexity transactions. Post Oak Group’s advisory services span mergers and acquisitions, capital markets, growth equity raises, recapitalizations, and cross-border deals. The firm employs approximately 300 professionals across advisory, execution, research, and operations, with a leadership team carrying more than 250 years of combined experience across market cycles, deal structures, and international jurisdictions.

That depth of experience translates directly into client outcomes. Middle-market companies engaging Post Oak Group gain access to a proprietary network of institutional investors, private equity sponsors, and strategic buyers that would otherwise be difficult or impossible to reach independently. The firm’s cross-border capabilities, spanning transactions across 12 countries, further extend that access for clients with international dimensions to their business or their deal.

The middle market represents a significant and growing share of M&A activity in the United States. Yet it remains a segment where the quality of advisory services varies widely, and where the gap between what clients need and what they receive is most pronounced. Post Oak Group’s position is that this gap is not inevitable; it is the product of how most advisory firms are structured, and it can be closed by firms that choose to build differently.

Post Oak Group has been recognized as the Best Middle-Market Investment Bank in Texas and continues to expand its domestic and international advisory presence.

 

For more information, visit postoakgroup.co.

 

About Post Oak Group 

Post Oak Group is the leading middle-market investment bank headquartered in Houston, Texas. With approximately 300 professionals and more than 250 years of combined leadership experience, the firm has advised on over $82 billion in transactions across 12 countries. Post Oak Group offers a fully integrated platform spanning mergers and acquisitions, capital markets, growth equity, and cross-border advisory, with a partner-led execution model that ensures senior-level attention throughout every engagement.

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Organization: Post Oak Group

Contact Person: David Chua

Website: https://www.postoakgroup.co/

Email:
info@postoakgroup.co

City: Houston

State: Texas

Country:United States

Release id:47067

The post Post Oak Group Champions Partner-Led Execution as the New Standard for Middle-Market M&A Advisory appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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MEXC Reports 7.1 Billion USDT in SpaceX Futures Volume as Q2 Closes the Gap to Wall Street

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7 hours ago

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July 14, 2026

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Victoria, Seychelles, July 14th, 2026, Chainwire

MEXC, a pioneer in 0-fee digital asset trading, today released its Ecosystem & Growth Report for the second quarter of 2026. In Q1, users mostly bought gold and other hedges against macro risk. In Q2, their attention turned to AI projects and US stocks, and MEXC spent the quarter building products for exactly that demand.

Users can now back a company before its IPO, trade stock futures on it, hold tokenized shares, and buy real US stocks and ETFs, all inside one MEXC account. Every piece of that path launched or grew during the quarter.

SpaceX was still a private company when MEXC ran two SPACEX(PRE) subscription rounds. More than 74,000 entries put over 173 million USDT into them, and demand for the second round reached more than 30 times the amount on offer. That demand mirrors a wider market trend: CoinGecko reports that tokenized pre-IPO trading volume surged 1,060%, with SpaceX accounting for the largest share of activity.

The company then completed the largest IPO on record on June 12. Users kept trading it on MEXC after the listing, and SpaceX perpetual futures collected more than 7.1 billion USDT in volume in the weeks that followed. One name went from private to public within a quarter, and users traded at every stage.

RealStocks launched on June 1 and added the last piece, real shares. Eligible users buy actual US stocks and ETFs through a licensed securities broker partner, and the shelf covers more than 7,000 names.

More than 120,000 users signed up in the first month, and over half of the new accounts moved on to a first deposit. By June 18, the product had settled dividends on 34 stocks and ETFs, the kind of payout only real share ownership carries.

Micron’s June earnings lifted trading volume in its MEXC futures by approximately 142% in a single day. The activity spilled into related AI memory names, SanDisk, SK hynix, and a DRAM ETF. One earnings report moved a whole supply chain on the platform, because users now trade US market news the moment it breaks.

“My first quarter as CEO had one goal, and that was to move MEXC from a crypto exchange toward a gateway for every market users care about,” said Vugar Usi, CEO of MEXC. “Q2 put real numbers behind the word gateway, from Pre-IPO demand to actual dividend payouts.”

The quarter’s ten biggest new-token gainers averaged +4,956%, and six of the ten were AI agent projects. Only one meme coin made the list, a clear reversal of the first quarter, when memes ran the gain rankings.

The AI winners build practical systems. They settle transactions between agents, place trades for retail users, and verify identities, so the money went to projects that already do that work. The most-traded list leaned the same way, with four AI and infrastructure names to three meme names.

During the quarter, MEXC appointed Vugar Usi as Chief Executive Officer and marked its 8th anniversary with a brand upgrade built on two promises: 0 Fees and Infinite Opportunities. The upgrade marks the company’s move from a traditional exchange toward a universal gateway for global markets.

A partnership brought the USD1 stablecoin into MEXC’s trading and product suite, and the first USD1 event drew more than 161,000 participants, with new users alone pushing $2.4 billion through futures. A TradingView integration now sends perpetual futures orders straight from the chart, so users move from analysis to execution without a tab change.

The Prediction Market added a Combo feature on June 9, which folds several event predictions into a single position. Average daily volume in the Prediction Market grew more than 6,700% from early to late June, and daily users rose more than 3,200%.

The June Proof of Reserves put the average reserve ratio at 156.5%, which means the platform holds more assets than users have deposited, with Bitcoin backed at 269%. Between May and June, the risk team identified 4,394 illicit networks; a separate intervention effort blocked roughly 303,000 USDT in suspected fraudulent transfers.

The full Q2 report, with the complete token tables, product data, and community programs, is available here.

About MEXC

MEXC is the world’s fastest-growing cryptocurrency exchange, trusted by more than 40 million users across 170+ markets. Built on a user-first philosophy, MEXC offers industry-leading 0-fee trading and access to over 3,000 digital assets. As the Gateway to Infinite Opportunities, MEXC provides a single platform where users can easily trade cryptocurrencies alongside tokenized assets, including stocks, ETFs, commodities, and precious metals.

MEXC Official Website｜ X ｜ Telegram ｜How to Sign Up on MEXC

For media inquiries, please contact MEXC PR team: media@mexc.com

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Nova X Announces NOXLINK Presale Beginning 20 July 2026

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7 hours ago

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July 14, 2026

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London, United Kingdom, 14 July 2026 — Nova X today announced that the NOXLINK Presale will officially commence on 20 July 2026, marking the first opportunity for early participants to join the next phase of the Nova X ecosystem.

Designed to simplify how people experience Web3, NOXLINK brings digital assets, rewards, community participation and future ecosystem services into one connected platform. The presale represents an important milestone as Nova X continues building a unified ecosystem powered by the NOX token.

As blockchain technology continues to mature, one of the biggest barriers to mainstream adoption remains complexity. Users are often required to manage multiple wallets, tokens and disconnected platforms. NOXLINK addresses this challenge by creating an integrated ecosystem where participation becomes simpler, more intuitive and more accessible.

The upcoming presale reflects Nova X’s long-term vision of building a community-driven Web3 ecosystem. Rather than operating through multiple independent systems, Nova X is streamlining its infrastructure around a single ecosystem powered by NOX, creating a more seamless experience for both users and businesses. The broader initiative includes unified balances, ecosystem integration and a simplified rewards framework designed to support future growth.

Beyond enhancing the user experience, NOXLINK lays the foundation for future merchant integrations, digital commerce, ecosystem applications and community-driven initiatives, providing scalable infrastructure for the next generation of Web3 services.

“Our vision has always been to make Web3 more practical and accessible,” said a spokesperson for Nova X.

“The NOXLINK Presale marks the beginning of an exciting new chapter for our ecosystem. We’re inviting our community to be part of the journey as we build a connected platform that delivers real-world utility and long-term value.”

Following the presale launch on 20 July 2026, Nova X will continue rolling out additional ecosystem features, strategic partnerships and new utilities that further strengthen the NOXLINK platform while maintaining a seamless and user-friendly experience.

About NOXLINK

NOXLINK is Nova X’s next-generation ecosystem platform, designed to unify digital identity, community engagement, merchant services and Web3 applications into one seamless experience powered by the NOX ecosystem. The NOXLINK Presale begins on 20 July 2026, offering early participants the opportunity to join the ecosystem ahead of its broader rollout.

About Nova X

Nova X is building a community-driven Web3 ecosystem that integrates digital commerce, merchant services and blockchain technology into a unified platform. Guided by the vision of “One Ecosystem. One Token. One Future.”, Nova X is developing infrastructure that simplifies participation while enabling sustainable long-term growth across its digital ecosystem.

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