Press Release
“Algorithm + Credit” Rebuild the Value Foundation of DeFi

DeFi still has higher attention, with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective, free, and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.
For this reason, in the field of cryptocurrency, many teams have been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit a high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, the current daily trading volume of all stable currencies is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencies now.
The stable currency is illusory?
In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said: “Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of the cryptocurrency, but it is not really decentralized.
DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on the blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencies are illusory in a sense.
Will algorithmic stable currencies finally fail?
Now let’s take a look at the development process of algorithmic stable currencies, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL, stable currency2.0 represented by Basis Cash to stable currency 3.0: Frax Finance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.
AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. Ampleforth uses Rebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.
So it’s easy to create a death spiral. Similarly, when crypto price rises, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL has been printing (dividend), AMPL reserve disappeared, crypto began to value return, people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into the market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.
Basis Cash, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS), and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly-minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.
Finance FX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax, and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that, the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads to the lack of user appeal, its currency numbers and market supply have been stagnant.
Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency that cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and is still stuck in the algorithm.

Crypto Credit Network (CCN)
In the financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third-party subjective will and makes transaction transparent, efficient, reliable, and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.

However, the world of blockchain cryptocurrency is a chaotic existence without a role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy, and equality.
The construction of CCN not only takes blockchain technology as support, but also has a reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.
A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.
Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.
The CCN consists of three different identities: Creator, Guardian, and Angel, all of them have established screening mechanisms. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of GaeaCoin, but also determined preachers and builders. When GaeaCoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.
The establishment of this system aims to provide every GaeaCoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction, and sharing.
In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the GaeaCoin network. GaeaCoin network residents have different rights according to their status.
The integration with the DEX: OxySwap has pioneered a full range of applications
There is a natural interdependence between exchange and stable currency. The exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of a stable currency can not only solve the above problems but also effectively avoid legal risks in the process of the transaction.
As it should be, the integration of GaeaCoin ecology and OxySwap not only lay a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.
OxySwap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making, and so on. The strength of OxySwap guarantees the usages of the stable currency: GAC.
GAC will lead a brighter way
GaeaCoin algorithm stable currency: GAC dares to face the challenge, according to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (GaeaCoin), GaeaCoin ecology also includes GAB (GaeaCoin Bond) and GASH (GaeaCoin Share), which serve to maintain the stability of GAC. GaeaCoin Ecology also integrates GaeaCoin protocol, algorithm, robustness, price response, encryption, and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), OxySwap (DEX), and so on, providing a realistic solution for GAC, and leads it to move towards the real “stability”.
The integration of CCN and OxySwap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the GaeaCoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading, and other components to build continuously upgraded Lego of DeFi.
GaeaCoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC, and FRAX, this well-prepared challenge looks more anticipated!
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
German Entrepreneur Felix H Mohr on Discipline, Founder-Led Marketing, and the Rise of Practical Business Education
With ventures across marketing, education, and property, the 34-year-old entrepreneur explains why accessible business knowledge matters more than ever.
Hong Kong, 18th November 2025, ZEX PR WIRE– Felix H Mohr, a German entrepreneur known for his work across marketing, education, and fintech-related ventures, is gaining attention for his mission to make practical business knowledge accessible to everyone. At 34, Mohr has founded and built companies across multiple sectors, drawing from nearly a decade of experience in entrepreneurship, branding, and early-stage startup development.
Born in Germany and certified as a fintech professional by The University of Hong Kong, Mohr began his career working in international business management and marketing before moving into entrepreneurship full-time. Over the years, he has operated in industries ranging from digital marketing to property and education technology, giving him a broad, multidisciplinary perspective on what modern founders actually need to succeed.
Today, his focus centers around one theme: helping people understand business in a simple, practical, and applicable way. Through daily video content, educational posts, and long-form publications, Mohr breaks down concepts such as branding, discipline, founder-led marketing, and the realities of building something from scratch — topics he believes most new entrepreneurs misunderstand.
“People overcomplicate business,” Mohr explains. “Most of the time, success comes down to learning quickly, communicating clearly, and being disciplined enough to keep going when it gets hard. Everything else is learnable.”
Mohr’s approach emphasizes discipline, consistency, and transparency. He frequently shares insights from his own entrepreneurial journey — from early jobs to operating agencies and building his newest ventures — with the goal of showing how real founders think, work, and evolve. His philosophy is rooted in the belief that business knowledge shouldn’t be hidden behind paywalls or corporate jargon but shared openly so more people can benefit from it.
A key part of Mohr’s message is the power of founder-led marketing, a concept that suggests audiences trust people more than brands. In an era where consumers follow entrepreneurs more closely than the companies they run, Mohr argues that every founder should treat their personal brand as their most valuable asset.
“People buy from people they trust,” he says. “You can spend thousands on ads, but one authentic video from the founder often does more than an entire campaign. The earlier founders learn to communicate publicly, the faster they grow.”
Mohr produces content daily across platforms like Instagram, YouTube, TikTok, X, and LinkedIn — showing the process, sharing lessons, and documenting how a modern founder navigates challenges. His consistent presence has become a core part of the educational work he is building, providing practical insights that help people understand business in a simple and applicable way.
Beyond marketing and education, Mohr also emphasizes the mindset required to build long-term success. Discipline, he says, is the differentiator that separates those who try entrepreneurship from those who make it work.
“Most things in business are solvable,” Mohr notes. “If you’re willing to stay in the game, push through discomfort, and keep learning, you give yourself a real chance. Discipline wins where motivation fails.”
As Mohr continues to grow his digital presence and media footprint, he remains focused on the mission that has shaped his work for years: making business knowledge simple, accessible, and usable for anyone willing to learn.
For more information about Felix H Mohr, visit https://felixhmohr.com or follow him on Instagram at @FelixHMohr.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
45% Off ViWizard Black Friday Deals – Win Special Prizes!
Hong Kong, 18th November 2025, ZEX PR WIRE–
From November 17th to December 5th, ViWizard is rolling out huge savings across the entire product lineup. Get ready for another unforgettable Black Friday with ViWizard and get a straightforward 45% off discount on all top-rated converter and media tools, along with an upgraded interactive “gift box” event where customers can win 20%–35% OFF on its All-in-One Streaming Music Converter, which is worth $809.95 for a lifetime license. With more chances to save than ever, now is the perfect time to shop.

For full details on the promotion, visit ViWizard’s dedicated Black Friday activity page: https://www.viwizard.com/special/
Check Out ViWizard’s 2025 Black Friday Special Deals
This year’s Black Friday event includes both single-product deals and special multi-app bundles designed for users who want to download, convert, and manage music and media across multiple platforms. Newcomers and returning customers are all welcome to join the campaign by exploring this year’s single-product offers and discounted bundles available sitewide.
The promotional entry is easy to find. Visit the Black Friday page directly or go to any page on the ViWizard website and follow the bottom-banner navigation or the promotional entry at the top right. For customers who want to purchase directly, select the product and click “Buy”. Up to 45% off applies automatically at checkout with no extra requirements. All licenses purchased during the promotion come with free updates and technical support.
ViWizard 9-in-1 Music Converter: Open the Gift Box for a Chance to Save More
The ViWizard 9-in-1 Music Converter takes center stage in this year’s ViWizard Black Friday & Cyber Monday event. This all-in-one toolkit combines nine powerful music downloading and converting tools, designed for users who want to handle music and audio content across multiple platforms. Together, these nine products are worth over $809.95 for a lifetime license.Users can click any of the animated gift boxes to unlock a special discount. The gift will shake, burst open with ribbon effects, and finally reveal your winning offer:
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35% OFF (Original Price: $199.95, Now: $129.95)
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30% OFF (Original Price: $199.95, Now: $139.95)
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25% OFF (Original Price: $199.95, Now: $149.95)
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20% OFF (Original Price: $199.95, Now: $159.95)
Each customer has 3 chances to open a gift and claim an exclusive offer, increasing the chance of winning the highest 35% off discount to save $70 on ViWizard Streaming Audio Recorder. After all attempts, customers will unlock multiple discounts and can choose the one thatsuits you best. You’re guaranteed to save at least $40.
Up to 45% OFF Discounts on ViWizard Products
For customers who plan to purchase single products, there are even more optimized deals available this Black Friday, including the returning ViWizard Netflix Video Downloader:
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Spotify Music Converter: Saves tracks, albums, playlists, podcasts, and audiobooks from Spotify to standard audio formats.
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Apple Music Converter: Converts Apple Music tracks, iTunes songs, and other protected audio files to common formats.
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Amazon Music Converter: Downloads and converts music from Amazon Prime Music, Music Unlimited, and Amazon HD.
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Tidal Music Converter: Downloads songs from any Tidal tier in high-quality audio.
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SoundCloud Music Converter: Saves SoundCloud tracks as widely supported audio files.
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Audible Converter: Converts Audible AA/AAX audiobooks into DRM-free formats.
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Audio Capture: Records audio from apps and browsers on Windows or macOS.
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iTunes Video Converter: Converts purchased or rented iTunes M4V movies and TV shows to MP4.
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Netflix Video Downloader: Downloads movies, episodes, and shows from Netflix directly to your computer.
If you already use or love many of these media tools, this may be the perfect time to consider the ViWizard All-in-One Music Converter for added value.“ViWizard is committed to providing powerful, easy-to-use, and affordable media solutions,” said Adam Gorden, Marketing Manager at ViWizard. “This Black Friday, we are excited to bring a brand-new interactive experience and the best deals of the year as a sincere thank-you to our loyal customers.”
About ViWizard
ViWizard is a leading provider of media conversion and downloading software solutions, trusted by users in over 150 countries. Our innovative products, including Spotify Music Converter and Netflix Video Downloader, are designed to work seamlessly on Windows and Mac. We’re committed to providing excellent service and support, ensuring you get the most from our tools.YouTube: https://www.youtube.com/@viwzardFacebook: https://www.facebook.com/viwizardsoft/Twitter: https://twitter.com/viwizard_soft
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Healing Through Horses, Art, and Reintegration: Baz Nixon Champions Veteran-Focused Nonprofits
Colorado, US, 18th November 2025, ZEX PR WIRE, In a world where the challenges faced by veterans extend far beyond their years of military service, one man is quietly helping bridge the gap between sacrifice and support. Baz Nixon, a former U.S. Air Force logistics and contracting officer, has built a second career that continues his lifelong mission of service. Through his consultancy, Blue Sky Grant Services, LLC, Nixon partners with nonprofits that serve veterans and at-risk populations, ensuring they have the funding and resources needed to make a lasting impact. From equine-assisted therapy to art-based healing and reintegration programs for justice- involved veterans, Nixon’s work uplifts organizations that stand at the forefront of meaningful change. His contributions reflect the same principles that defined his two decades in uniform — discipline, purpose, and a steadfast commitment to those who serve.
A Mission That Didn’t End with Retirement
After more than 20 years in the U.S. Air Force, Baz Nixon retired from military service with a deep understanding of leadership, logistics, and human resilience. His career had taken him across the globe, from humanitarian relief efforts in Sumatra to multimillion-dollar contracting operations during the War on Terror. When his service concluded, Nixon faced a familiar question many veterans encounter: what comes next? For him, the answer lay in continuing his mission — just in a different capacity. He founded Blue Sky Grant Services, LLC to help nonprofit organizations navigate the complex world of funding and compliance. His expertise in government processes and program development positioned him perfectly to support nonprofits serving the very people he had worked alongside for decades.
“I wanted to continue helping those who dedicate their lives to serving others,” Nixon said. “Many veteran-focused organizations have powerful missions but limited access to funding. My goal is to make sure those programs not only survive but thrive.”
Healing Through Horses: Restoring Trust and Strength
Among Nixon’s clients is a nonprofit dedicated to equine-assisted therapy, a program that helps veterans cope with post-traumatic stress, anxiety, and emotional trauma. Through structured interaction with horses, participants rebuild confidence, trust, and emotional
balance in a supportive environment.
For many veterans, traditional therapy can feel intimidating or detached. Working with animals provides a unique path to healing that bypasses stigma and creates space for genuine connection. Nixon has helped secure grants that keep this program running, allowing it to expand its reach and serve more veterans across multiple communities. “The transformation that happens in these programs is remarkable,” Nixon shared. “Horses respond to authenticity and calmness, and that interaction mirrors what many veterans are seeking as they rebuild their lives.”
The Power of Art in Healing
Another organization Nixon supports uses art as a therapeutic outlet for veterans processing trauma or adjusting to civilian life. The program encourages creativity through painting, sculpture, and writing, giving participants the tools to express what words often cannot. “Art gives veterans a way to reclaim their voice,” Nixon said. “Every brushstroke or written line becomes part of their healing journey.” Nixon’s guidance in identifying and securing grant opportunities has allowed this art therapy program to expand workshops, purchase materials, and collaborate with local artists. Beyond funding, he offers insight into structuring these initiatives for long-term sustainability.
Reintegration and the Road Home
In recent years, Nixon has focused on helping nonprofits that work with justice-involved veterans — men and women who have faced legal challenges following their service. For many, the road to reintegration is steep, marked by stigma, unemployment, and mental health struggles. Through workforce training, counseling, and mentorship, these organizations provide pathways toward redemption and reintegration. Nixon helps them secure the resources needed to scale their efforts, ensuring more veterans have access to second chances.
“Justice-involved veterans deserve the opportunity to rebuild their lives,” Nixon emphasized. “Their service doesn’t vanish because they stumbled. Reintegration programs allow them to rediscover purpose and contribute meaningfully to society.”
$12 Million in Funding and Counting
To date, Nixon has supported over 360 grant proposals, helping nonprofits secure more than $12 million in funding. While not all of that total is veteran-specific, a significant portion directly impacts programs serving justice-involved individuals and other at-risk populations. His track record demonstrates not just skill but a deep belief in the potential of nonprofit organizations to drive measurable change. Nixon’s approach combines the precision of military planning with the compassion of community service. He works closely with nonprofit leaders to understand their missions, refine their goals, and craft compelling funding proposals. His process ensures that every
project aligns with the organization’s long-term vision and meets the standards of government and private grant providers.
“I see my clients as partners in a shared mission,” Nixon said. “When they succeed, communities heal, veterans recover, and society grows stronger.”
A Lifelong Commitment to Service
What makes Nixon’s work unique is his ability to bridge two worlds — the structured, mission-driven environment of the military and the purpose-driven, often under-resourced world of nonprofits. His leadership ensures that programs rooted in compassion also operate with precision and accountability. Colleagues describe him as a professional who leads with both heart and discipline. Whether he is refining a grant proposal, advising on compliance, or advocating for a veteran support initiative, Nixon brings the same intensity and attention to detail that defined his military career. “Every veteran I work to support represents someone I might have served with,” Nixon reflected. “That personal connection drives me to make sure the organizations that help them have what they need.”
Looking Forward: Building Stronger Nonprofits
As Baz Nixon continues his work, he envisions a future where more nonprofits can focus less on survival and more on impact. He advocates for stronger collaboration between government agencies, private funders, and community organizations to ensure veterans
receive comprehensive support across mental health, housing, education, and employment. He also emphasizes the importance of innovation in nonprofit programming. Whether through equine therapy, creative arts, or reintegration initiatives, Nixon believes that holistic approaches hold the key to lasting recovery. “Veterans deserve more than just services — they deserve solutions,” he said. “Nonprofits are uniquely positioned to deliver those solutions because they understand the human side of the mission.”
About Blue Sky Grant Services, LLC
Blue Sky Grant Services, LLC is a consultancy founded by Baz Nixon that specializes in helping nonprofit organizations secure funding and strengthen program operations. With deep expertise in grant writing, compliance, and organizational strategy, the firm supports nonprofits serving veterans, justice-involved individuals, at-risk youth, and animal welfare programs. Blue Sky Grant Services has helped clients secure more than $12 million in funding through hundreds of successful grant proposals. The company’s mission is to empower organizations that make a difference in their communities by providing them with the tools, resources, and funding to achieve lasting impact.
For more information, please feel free to visit https://www.blueskygrantservices.com/
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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