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“Algorithm + Credit” Rebuild the Value Foundation of DeFi

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5 years ago

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DeFi still has higher attention, with rapid technological innovation and continuous expansion of application scope, The goal of DeFi is undoubtedly to build a more effective, free, and transparent financial ecology. However, finance always develops with money and brings value exchange. Therefore, whether it is a decentralized scenario or a mass application toward reality in the future, stable cryptocurrency is crucial for users, so as to realize the dream of making virtual ideas become reality.

For this reason, in the field of cryptocurrency, many teams have been exploring stable currency. According to CryptoQuant data, stabilecoin holdings on global crypto exchanges hit a high record of $9.8 billion as of March 28, 2021. At the same time, the total stable currency market capitalization once topped $80 billion, according to CoinGecko, the current daily trading volume of all stable currencies is about $118.340 billion. Also, CoinMarketCap shows there are 16 mainstream stable currencies now.

The stable currency is illusory?

In general, both USDT and DAI are still on their way and haven’t really achieved the goal of “stable currency”. Tether’s White Paper said: “Tether is a decentralized cryptocurrency, but we are not a perfectly decentralized company. We store all of our assets as a centralized pledge.” Therefore, USDT is just borrowing the name of the cryptocurrency, but it is not really decentralized.

DAI, developed by MakerDao, is the largest decentralized stable currency on Ethereum. It is issued with the guarantee of the full amount of assets on the blockchain. It is only generated in the application scenario based on the mortgage, and the market value of the mortgage assets is the ceiling of it. Therefore, these stable currencies are illusory in a sense.

Will algorithmic stable currencies finally fail?

Now let’s take a look at the development process of algorithmic stable currencies, known as the holy grail of cryptocurrency. From stable currency1.0 represented by AMPL, stable currency2.0 represented by Basis Cash to stable currency 3.0: Frax Finance, all of them have gone through a period of growth. However, the stable currency reality is that we live under the sense of “ever-changing”, and stable value is still in the ideal.

AMPL algorithmic stable currency is used to increase or decrease the supply of AMPL in order to keep the price of AMPL around $ 1. Ampleforth uses Rebase operation to change the AMPL held by all users as a whole. The Rebase price is based on the average price of the past 24 hours. When this price is above $1.05, the AMPL balance in all users’ wallets increases simultaneously. At prices below $0.95, all users’ AMPL balances decrease simultaneously. During this process, the percentage of AMPL held by users in the supply does not change. It looks like everything is fine on its own, but when the price of cryptos falls to the point where deflation is needed, both the quantity and price of coins held by users are falling, so users face a double whammy.

So it’s easy to create a death spiral. Similarly, when crypto price rises, it is easy to create an upward death spiral. Thus it can be seen that this price model only has two possibilities: the price continues to fall, get into the infinite death circle and leave the market, and the price rises steadily to around 1USDT; Prices rising, the AMPL has been printing (dividend), AMPL reserve disappeared, crypto began to value return, people in loss cannot gain AMPL, prices will fall back near 1 USDT (need funds continue getting into the market), so it is difficult to see AMPL achieve speculation, meanwhile achieve stability, And stability is a necessary condition for a stable currency.

Basis Cash, as represented by 2.0, includes three tokens, Basis Cash (BAC), Basis Share (BAS), and Basis Bond (BAB), among which BAB is non-transferable. The BAC is the stable currency, anchored to $1; BAS is an equity token, and newly-minted BAC tokens can be allocated. BAB is a bond. There is nothing wrong with Basis Cash based on the algorithm itself, but without a good application scenario, relying on the debt market itself is dangerous. There is actually a problem with debt financing in traditional markets, where those “too big to fail” entities can take on the risk of impunity through socialized bailout costs. It is entirely possible that Basis Cash could go into a debt spiral, in which case there would be no willing contributors, the debt would accumulate and the protocol would collapse.

Finance FX is the first partial algorithmic stable currency project, adding the concept of using “partially stable” as a collateral asset to the existing algorithmic stable currency. There are two types of tokens in Frax, the stabilization token Frax, and the governance token FXS. Frax costs USDC and FXS, but only USDC during creation. The initial mortgage rate is 100%, that is, all USDC mortgage is used to cast FRAX. After that, the mortgage rate will be adjusted every hour. If the price of FRAX is more than $1, the mortgage rate will be reduced and FXS ‘share in it will be increased. Raise the mortgage rate if the Frax falls below $1. The mortgage rate is adjusted every hour by 0.25% each time. But its high mortgage ratio leads to the lack of user appeal, its currency numbers and market supply have been stagnant.

Although the above three generations of stable currencies seem to be making breakthroughs and innovations, they do not give a satisfactory answer on how to solve the credit problem. However, algorithm stable currency that cannot solve the credit problem is useless. Bitcoin came into being to solve the problem of credit, but the stable currency, as an important extension of its development, has not inherited the legacy of credit, and is still stuck in the algorithm.

Crypto Credit Network (CCN)

In the financial field, credit is the foundation and the lifeblood. This is true of both traditional and modern financial systems. In the traditional financial system, credit mainly relies on the guarantee of laws and institutions. Apart from the high operation cost, the “credit crisis” gradually exposed by financial intermediaries is the fundamental reason why people urgently embrace the blockchain technology. Algorithm stable currency is going to help cryptos solve the credit problems, guaranteeing machine credit by algorithm, which does not rely on third-party subjective will and makes transaction transparent, efficient, reliable, and stable, let people who do not have to establish credit relationship between each other to achieve cooperation and free trading, reduce the cost of credit.

However, the world of blockchain cryptocurrency is a chaotic existence without a role name. To change from chaos to brightness, each individual needs to have his or her own identity, so that we can obtain the faith like phoenix nirvana. The CCN gives each individual a unique CID (Crypto Identification), which is the most basic rule in the Crypto world. To build a new crypto world of order, autonomy, and equality.

The construction of CCN not only takes blockchain technology as support, but also has a reasonable economic incentive mechanism. Reasonable use of incentive mechanism is an effective means to stimulate all parties to participate in the construction of CCN.

A sound incentive mechanism, reasonable mechanism design from the perspective of leading efficiency and fair governance, can make the value generated by credit information flow effectively to the value provider in the blockchain world, punish the evil behavior, and resolve the conflict between individual interests and collective interests. It makes the individual’s behavior of pursuing individual interests unified with the goal of maximizing collective value.

Therefore, CCN can further clarify the economic interests of each participant and the overall interests of the network, so as to fully mobilize the enthusiasm of each participant and guarantee great development of CCN from the source.

The CCN consists of three different identities: Creator, Guardian, and Angel, all of them have established screening mechanisms. Only firm believers can obtain the CCN identity. Early believers are required to contribute to maintaining the stability of early CCN by burning GAC tokens. Therefore, they are not only holders of GaeaCoin, but also determined preachers and builders. When GaeaCoin issues additional shares, it will also receive a corresponding percentage of GAC tokens as a reward.

The establishment of this system aims to provide every GaeaCoin participant with the opportunity to contribute to the community construction, and to create a healthy crypto community culture of dedication and autonomy through consensus, symbiosis, co-construction, and sharing.

In CCN, although the identity is different, the residents on the chain of CCN build the initial transaction link according to their CID address, and constantly expand CCN on the chain. Open CID needs to be recommended by the network resident, once the link is formed, it cannot be changed forever. Each of the three different identities requires a different number of GAC tokens to burn, which can be viewed on the GaeaCoin network. GaeaCoin network residents have different rights according to their status.

The integration with the DEX: OxySwap has pioneered a full range of applications

There is a natural interdependence between exchange and stable currency. The exchange has always been an important part of crypto digital asset market, and it is also the first application place of stable currency. Like Binance with BUSD and Huobi with HUSD, OKEx also launched USDK on June 3, 2019. Traditional CEXs are fiat currencies, where fiat currencies are exchanged for cryptos. If you want to buy crypto digital assets, you need to top up fiat currency, which undoubtedly increases the economic and time costs of investors in the process of exchange. The emergence of a stable currency can not only solve the above problems but also effectively avoid legal risks in the process of the transaction.

As it should be, the integration of GaeaCoin ecology and OxySwap not only lay a solid foundation for stable currency: GAC token application, but also creates opportunities for it to open up more and wider application scenarios.

OxySwap is a decentralized exchange running on the BSC with a collection of DEX liquidity mining, which offers functions of exchange, liquidity, market making, and so on. The strength of OxySwap guarantees the usages of the stable currency: GAC.

GAC will lead a brighter way

GaeaCoin algorithm stable currency: GAC dares to face the challenge, according to the industry news, GAC praises is not only relatively stable from the concept, but also to really put into application. In addition to GAC (GaeaCoin), GaeaCoin ecology also includes GAB (GaeaCoin Bond) and GASH (GaeaCoin Share), which serve to maintain the stability of GAC. GaeaCoin Ecology also integrates GaeaCoin protocol, algorithm, robustness, price response, encryption, and other technologies, superposed with the DeFi ecology of Crypto Credit Network (CCN), OxySwap (DEX), and so on, providing a realistic solution for GAC, and leads it to move towards the real “stability”.

The integration of CCN and OxySwap points out the direction for the application of algorithmic stable currency. In fact, we can already feel the power of the GaeaCoin algorithm stable currency, and once it is used at a large scale, the ideal stable currency is expected to arrive ahead of time. DeFi will also build on this basis, using currency, lending, spot trading, and other components to build continuously upgraded Lego of DeFi.

GaeaCoin’s move directly challenges the world’s centralized stable currency giants such as USDT and USDC, but compared to the previous challenges of AMPL, BAC, and FRAX, this well-prepared challenge looks more anticipated!

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

Inside NEXTMonitor: How NEXTRouter Turns Sensing into Action

Published

4 hours ago

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June 2, 2026

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Shortly after NEXTBank launched NEXTMonitor, its global situational awareness system, we sat down with the product team to better understand what makes the system tick. This is a curated summary of that conversation – focusing on three core themes: why NEXTMonitor is more than an aggregator, how NEXTRouter powers its intelligence, and what the combined system means for enterprise users.

“Aggregation is table stakes. Correlation is the real value.”

The team started with a blunt observation. There is no shortage of news dashboards and financial screens. A treasury manager can already see headlines, prices, and charts. But seeing is not understanding. The missing piece is the connection between events.

“A port strike is not just a news item,” one product lead explained. “It affects shipping routes, commodity prices, and local currency stability. A human would need to open six different tabs and spend twenty minutes connecting the dots. NEXTMonitor does it in under a second.”

That ability – cross‑dimensional event correlation – relies on NEXTRouter’s graph neural network models. When a user looks at a breaking alert, the system automatically pulls in live camera feeds from the relevant location, real‑time exchange rate data, and historical risk patterns. It then visualises everything on a single map. The user does not search; the system presents.

The “Model Router” That Never Sleeps

The team repeatedly emphasised one point: NEXTMonitor itself is not an AI model. It is an application that calls models – and the calling is handled entirely by NEXTRouter.

NEXTRouter aggregates over 300 models, from general‑purpose large language models to specialised tools for time‑series forecasting, image recognition, and graph analysis. When NEXTMonitor needs to assess port congestion from a live camera, NEXTRouter picks the best image model for that task. When it needs to project 48‑hour exchange rate volatility, it picks a forecasting model. When a user asks BonBon (NEXTBank’s AI agent) a follow‑up question, NEXTRouter selects the most suitable dialogue model on the fly.

This architecture gives NEXTMonitor a powerful feature: automatic upgrades. As new, better models are released, NEXTRouter can swap them in seamlessly. The user sees no change except that the system becomes smarter. “We don’t tell our customers to update their software,” the team noted. “We just make NEXTMonitor better overnight.”

From Sensing to Action in Seconds

The most compelling part of the briefing was the walkthrough of a real‑world scenario. Imagine you are a logistics manager monitoring Southeast Asia. NEXTMonitor detects a sudden labour action at a major port. Instantly, the system shows the live camera feed (congestion visible), the local currency’s real‑time decline, and a risk projection: 72% chance of further disruption in the next 24 hours.

You then ask BonBon: “Should I reroute my shipments?” BonBon, powered by NEXTRouter, analyses your current shipping routes and suggests specific alternatives. If you agree, you can execute the change – and the related cross‑border payments – directly on NEXTBank’s payment network. The entire loop, from sensing to advice to action, takes seconds, not hours.

That seamless integration is not accidental. NEXTMonitor, BonBon, and NEXTBank’s payment rails are built on the same NEXTRouter backbone. The system also connects to NEXTShot, an AIGC platform that can automatically generate a briefing video or a one‑page report for your team. Whether you need to act, consult, or communicate, the tools are already there.

What Enterprises Should Know

The team highlighted three practical takeaways for potential enterprise users. First, NEXTMonitor is not a replacement for Bloomberg or Reuters – it is a layer above them, adding correlation and prediction. Second, the system is designed for non‑technical users. Natural language queries to BonBon mean you do not need to learn a new query language. Third, because NEXTRouter handles model selection, you never have to worry about which AI model is “best” for a given task – the system decides in real time.

Pricing and availability: NEXTMonitor is now available to NEXTBank enterprise and premium users. Additional features, including deeper predictive analytics and more camera integrations, are scheduled for the coming months.

The Bigger Picture

According to the team, NEXTMonitor and NEXTRouter are not standalone products – they are the first visible expressions of a much larger strategy. NEXTBank has publicly outlined three strategic pillars: AI Agent economy, computing finance, and intelligent payment. NEXTRouter serves as the computing gateway for all three. NEXTMonitor provides the real‑world sensing layer.

“In five years, we don’t want to be known as a payment company,” the team concluded. “We want to be known as the operating system for intelligent finance. NEXTMonitor is the screen you look at. NEXTRouter is the engine you never see. Together, they make money smart.”

For now, that vision is taking shape – one correlated event, one predicted risk, and one intelligent payment at a time.

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Press Release

Beyond Payments: How NEXTBank’s Dual‑Core “Sensing + Computing” Strategy Is Redefining Global Finance

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4 hours ago

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June 2, 2026

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For years, the crypto payment industry has competed on speed and cost. NEXTBank delivered on those fronts. But with the launch of NEXTMonitor, a real‑time global situational awareness system, the company is making a bolder statement: the future of finance is not just moving money, but moving money with intelligence.

At the heart of this shift are two symbiotic products: NEXTMonitor, the “sensory organ” that captures global events, and NEXTRouter, the “computing brain” that makes sense of them. Together, they form a dual‑core engine of sensing and computing – an architecture that could transform a payment network into a full‑stack financial operating system.

From Information Overload to Actionable Insight

The problem NEXTMonitor solves is simple. Decision‑makers have access to more information than ever, yet critical signals are buried under noise. A port strike in Asia, a currency swing in Latin America, a regulatory leak in Europe – by the time a manager connects the dots, the opportunity or loss has already passed.

NEXTMonitor tackles this by integrating 93 news sources, live market data, and 27 real‑world camera feeds onto a single dynamic map. But the real differentiator is not aggregation – it is correlation. Powered by NEXTRouter’s ability to call over 300 AI models (from OpenAI, Google, Anthropic, and others), NEXTMonitor automatically links a news event with a live camera view of a congested port, a real‑time exchange rate chart, and historical risk patterns. A user no longer has to ask “what does this mean?” – the system shows them.

The Unseen Engine: NEXTRouter as a Computing Hub

If NEXTMonitor is the face of NEXTBank’s new direction, NEXTRouter is its invisible foundation. NEXTRouter is an AI model gateway and orchestration layer that aggregates hundreds of large and specialised models. When NEXTMonitor needs to extract event locations, the router calls a natural‑language model. When it needs to predict 48‑hour exchange rate volatility, it calls a time‑series forecasting model. When a user asks BonBon (NEXTBank’s AI agent) a natural language question, NEXTRouter selects the best dialogue model on the fly.

This architecture gives NEXTBank a critical advantage: continuous evolution. As better models emerge, NEXTRouter can swap them in seamlessly. NEXTMonitor becomes smarter without a single line of code change. In an industry where AI capabilities double every few months, that is a strategic moat.

Completing the Loop: Sensing, Agent, and Action

What truly elevates the system is integration with NEXTBank’s broader ecosystem. A risk alert generated by NEXTMonitor can be sent instantly to BonBon, which provides mitigation advice – for example, “suggest delaying shipments to this port” or “consider locking in exchange rates.” If the user needs to share that analysis with a team or client, NEXTShot (NEXTBank’s AIGC platform) can automatically produce a briefing video or a one‑page report. The entire journey – from sensing to advice to output – runs on the same NEXTRouter backbone.

This closes a loop that traditional payment networks have never attempted. Users no longer toggle between Bloomberg, a risk dashboard, a chat tool, and a payment interface. They perceive, decide, and act on one platform. And when they act – for instance, making a cross‑border payment to avoid looming capital controls – that transaction rides on NEXTBank’s original payment rail. Sensing and payment, finally unified.

Why It Matters

For the crypto industry, NEXTBank’s move signals a maturation. The first wave of blockchain payments solved trust and settlement speed. The second wave is adding context – the ability to understand why a payment should be made, when, and in what currency. NEXTBank is building an “intent‑based” financial layer: the user expresses an intent (“I want to move funds safely given current risks”), and the system figures out the optimal execution path.

For enterprise treasuries and logistics firms, the value is clear. In a world of fragmented supply chains and volatile currencies, a real‑time intelligence layer directly connected to execution is not a luxury – it is a necessity. NEXTMonitor and NEXTRouter offer exactly that.

Looking Forward

NEXTBank has stated three strategic pillars: AI Agent economy, computing finance, and intelligent payment. NEXTRouter will serve as the computing gateway for billions of autonomous agents. It will also underpin the tokenisation and trading of computing power – a novel asset class. And with NEXTMonitor providing situational awareness, the vision of “intent‑as‑payment” comes closer to reality.

NEXTBank is no longer just a payment network. It is becoming the operating system for intelligent finance – where every dollar moved knows where it is going, why, and how to get there safely. That is a story worth watching.

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SoftestLayer Announces Comfort-Focused Bra Collection Designed for Wireless Support and Everyday Wear

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9 hours ago

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June 2, 2026

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The women’s bra brand highlights wireless construction, flexible fabrics, back-smoothing coverage, and everyday comfort across selected styles.

WEST PEORIA, IL , June 2, 2026 — SoftestLayer, a women’s bra brand focused on everyday comfort and supportive design, today announced the availability of its bra collection for adult women seeking a softer alternative to traditional bras. The collection brings together wireless support, gentle shaping, back-smoothing coverage, support-focused construction, and stretchy fabrics designed for daily wear.

“SoftestLayer was created for women who want everyday bras that feel softer, smoother, and easier to wear. The collection focuses on wireless construction, flexible fabrics, and practical support details for daily routines,” said a SoftestLayer spokesperson. 

Many women want more from an everyday bra than basic coverage. Traditional bras may provide shaping or lift, but they can also feel stiff, restrictive, or uncomfortable after hours of wear. Underwires may dig into the body, narrow straps can create shoulder pressure, and limited back coverage may leave visible lines under clothing. SoftestLayer was created to address these common concerns with bras designed to feel soft against the skin while offering wireless support, smoother coverage, and a flexible everyday fit.

SoftestLayer’s product range includes wireless shaping bras, posture-support bras, minimizer bras, and front-closure styles, giving customers multiple options based on their personal comfort needs, body shape, and wardrobe preferences. Across selected designs, the brand focuses on flexible construction, breathable materials, smooth finishes, and supportive details that help women feel more comfortable throughout the day.

One of the brand’s key design focuses is wire-free shaping. Selected SoftestLayer styles are made to help shape the bust without relying on traditional underwire pressure. The SoftestLayer Wireless Shaping Bra, for example, includes adjustable straps and a flexible fit intended to provide gentle lift while remaining lightweight for everyday wear.

Back and side smoothing are also central to the SoftestLayer collection. Rather than using stiff compression, selected designs use wider coverage areas, flexible bands, and smooth back structures to help create a cleaner silhouette under clothes. These design details are intended to reduce the appearance of visible lines around the back and sides and provide a smoother look under everyday clothing.

For women looking for additional structure, SoftestLayer also offers posture-supportive designs. The SoftestLayer Unlined Back Support Bra features a wire-free structure, front closure, wide straps, and back-support construction intended to encourage a more supported feel during everyday wear. The design is made to help distribute pressure more comfortably while offering smoother coverage across the back and underarm area.

Comfort remains the foundation of the brand’s positioning. SoftestLayer’s designs emphasize soft, stretchy, and breathable materials that move with the body rather than feeling rigid or restrictive. Selected styles use nylon-spandex blends described by the brand as breathable, soft, and lightweight for daily wear. This focus on stretch and softness is intended to make the bras suitable for long workdays, casual outings, travel, and relaxed home wear.

In addition to wireless shaping and posture support, SoftestLayer offers designs for different fit preferences. The Smooth Light Minimizer Bra is designed for women seeking a more balanced bust appearance and a smoother look under clothing. The Cotton Front-Closure Bra is created for women who prefer easier wear, front-fastening convenience, and everyday support. Together, these options provide customers with multiple style choices based on lift, smoothing, coverage, closure type, and comfort preferences.

SoftestLayer bras are available through the brand’s official website, where customers can explore different bra styles based on their preferred support needs, including wireless shaping, posture support, minimizer coverage, front-closure convenience, and back-smoothing designs. Product pages provide detailed information such as available color and size selections, sizing charts, product features, fabric and fit descriptions, and checkout options. 

According to the website, shipping costs are calculated based on the destination and number of items purchased, while selected product pages note an estimated 9–14 business day shipping window after order processing. Customers can also contact SoftestLayer through the support email and phone number listed on the website, with the contact page stating a response time of 24–48 hours Monday through Friday.

With its focus on wireless construction, flexible fabrics, back-smoothing coverage, and everyday wearability, SoftestLayer aims to offer bra options for women seeking comfort-focused support.

About SoftestLayer

SoftestLayer is a women’s bra brand focused on soft, supportive, and wearable bras for everyday life. The brand offers a variety of designs, including wireless shaping bras, posture-support bras, minimizer bras, and front-closure styles. SoftestLayer emphasizes comfort-focused construction, flexible fabrics, wireless support, back-smoothing coverage, and wearable designs for everyday use.

For more information, visit: https://softestlayer.com/

 

Media Contact

Organization: SoftestLayer Clothing Co.

Contact Person: Emily Carter

Website: https://softestlayer.com/

Email:
support@softestlayer.com

Address:Heading Ave, West Peoria, IL 61604, United States

City: Illinois

State: IL

Country:United States

Release id:45633

The post SoftestLayer Announces Comfort-Focused Bra Collection Designed for Wireless Support and Everyday Wear appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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