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BTCARE Global Mutual Aid Pioneer

Published

4 years ago

on

BTCARE is global first decentralized mutual aid plan, which is also the first product and solution that combines blockchain technology with health care and accidental injury protection. With strategic investments from 5 Wall Street Institutions, BTCARE was invited to show on NASDAQ in Time Square, New York.

The history of mutual aid plan can be dated back to the 17th century. Workers with common requirements and the same risks united together. Each of these volunteers prepaid a share of contribution for risk loss. After centuries of development, mutual aid plans are now very common in western countries, occupying more than 1/3 of the market.

Since 2019, the worldwide pandemic of Covid-19 causes physical, mental and property damage to people of many countries. At the same time, the economic stagnation brought by Covid-19 also greatly weakened people’s ability of risk resistance. The lack of social security in many countries and expensive commercial insurance make people to unite together urgently and help each other to resist risks.

The global population is about to exceed 10 billion soon. However, more than 3.5 billion people lack basic medical insurance, and nearly 5 billion poor people do not have access to any medical service. There are as many as 100 million people becoming very poor because of medical expenses every year. BTCARE hopes to build a mutual aid community and provide everyone equally with high-quality and low-cost mutual aid services.

Blockchain + Insurance is an important application scenario of blockchain. BTCARE Mutual Aid is a new type of insurance method that combines the advantages of both blockchain and traditional mutual aid plans. With the characteristics of decentralization and immutability, BTCARE overcomes the shortcoming of traditional insurance like complex purchasing process, high fee rate and low coverage in underdeveloped areas. Increasing misleading sales have reduced people’s trust in commercial insurance. Different from commercial insurance, BTCARE is transparent and equal. Thanks to blockchain technology and tokenomics, BTCARE Mutual Aid can save up to 90% of the cost as that of commercial insurance. Every penny paid by users will be spent on people in real need of help.

BTCARE has launched 2 products in 2021: Critical Illness Mutual Aid Plan and Traffic Accident Mutual Aid Plan. The Critical Illness Mutual Aid Plan provides health care protection of 30 common critical illness and severe Covid-19. The Traffic Accident Mutual Aid Plan provides benefits for accidental death and dismemberment. BTCARE will operate in different areas and countries around the world at the same time.

BTCARE Token, serves as the value circulation carrier of the entire BTCARE mutual aid community and ecosystem. It enables all transaction behaviors, value transfers and information transfers of the entire platform to proceed simultaneously. By staking stable coins and mining FREE BTCARE, users can enjoy FREE protection. Every month, the BTCARE team will destroy the same amount of BTCARE as the users lock up in the current month. The deflation mechanism helps the healthy growth of BTCARE value.

During the mutual aid period, BTCARE members can apply for mutual aid if suffering specified accidental injuries or illnesses. After investigation and confirmation, the member will get up to $50,000 aid fund. Each member is supposed to pay for the share of contribution (UP to 2$/Month). The whole Procedure is simple and easy to operate. Report and publicity rules are set up to prevent cheating cases.

Different from the traditional insurance, every member who participates in BTCARE Mutual Aid is not only an insured, but also an insurer, an investor in the BTCARE community. The community is an important part in the mutual aid plan. Global investigators/partners, community juries, and every community member participate in the BTCARE community management, supervision, operation and other functions together. The community, jury, and investigators/partners form a fair and upward community atmosphere based on public accounts and proof of work, thereby promoting the development of the BTCARE mutual aid system. Every user can join the community and contribute to the development of the mutual aid plan. They together create an intelligent, efficient and robust ecosystem.

BTCARE brings insurance back to the original purpose. That is to protect people’s lives, not just for profit. The BTCARE community takes into account the harmonious development of humanity and technology, individuals and communities, giving and receiving. Now, BTCARE has already got more than 62,000 users all over the world. BTCARE is dedicated to becoming a model of a community with a shared future for mankind in this era.

Learn more about BTCARE:

Website: https://www.btcare.global/

Community: https://t.me/BTCARE_Global

Twitter: https://twitter.com/BTCARE_Global

Whitepaper: https://www.btcare.global/whitepaper/BTCARE-WhitePaper-en.pdf

Contract address: https://bscscan.com/token/0x4d62dfb0e61ccaaa78fe864826770b103d44388c

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Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

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Press Release

ChatPay Wallet $CPAY: The Future of Payments – Where Messaging Meets Crypto

Published

7 hours ago

on

November 2, 2025

By

ChatPay Wallet is the Future of Payments, send and receive crypto like a text message. The world’s first AI-powered messaging wallet.

November 2, 2025 – The team behind ChatPay Wallet is excited to announce the launch of its $CPAY token presale on PinkSale, giving early supporters a chance to join a project that’s redefining how people send, receive, and experience digital money.

Reimagining How We Send Crypto
ChatPay Wallet lets you send crypto as easily as sending a message. Built as a multi-chain, AI-powered self-custody wallet, ChatPay allows users to transfer crypto directly within an encrypted chat interface. No confusing wallet addresses, no delays, and no unnecessary steps.

“We believe crypto should feel as natural as chatting with a friend,” said a ChatPay Wallet spokesperson. “That’s why we built ChatPay – to make digital transactions simple, secure, and social.”

With end-to-end encryption, an AI assistant for portfolio insights, and cross-chain compatibility, ChatPay bridges the gap between messaging and decentralized finance. Whether users are chatting, trading, or bridging assets, everything happens inside one intuitive app.

Why ChatPay Wallet Stands Out
Unlike traditional wallets that only store assets, ChatPay merges communication and crypto utility. Key features include:

– End-to-end encrypted messaging and transactions
– Multi-chain support for global flexibility
– Built-in swap and bridge features
– AI assistant for managing assets and understanding Web3
– Cash-out support through global partners like MoneyGram

ChatPay isn’t just another wallet – it’s the world’s first AI-powered messaging wallet that puts privacy and convenience at the center of the crypto experience.

Presale Details
The $CPAY token presale is live now on PinkSale (BSC). Key details include:
– Token Name: ChatPay Wallet (CPAY)
– Presale Supply: 600,000,000 CPAY
– Liquidity: 306,000,000 CPAY locked for 90 days
– Soft Cap: 0.1 BNB
– Max Purchase: 5 BNB per wallet
– Presale Ends: November 4, 2025 at 17:00 UTC

After the presale, liquidity will be added and locked to ensure full transparency and trust. Investors can join through the official link below:

https://www.pinksale.finance/launchpad/bsc/0xca7BFd4f8671Eac4362b50C19F9cD72f65 5A7EE0
Strategic Exposure and Growing Hype ChatPay Wallet has quickly gained traction across the crypto community.
Promotions and listings include:
– MadApes Calls, Dwen_Exchange Calls, and Tier 1 PinkSale KOLs
– Major ad campaigns on BuyBot, CherryBot, NTM.ai, Moontok.io, and CNToken.io
– Trending on DexTools, DexView, DexScreener, and Ave
– Fast-tracked listings for CoinMarketCap (CMC) and CoinGecko (CG)

With this momentum, ChatPay Wallet is emerging as one of the most promising projects in the Web3 space for 2025.

About ChatPay Wallet
ChatPay Wallet Inc. is a Web3 startup focused on connecting communication and crypto in one seamless ecosystem. Its goal is to make digital payments borderless, effortless, and social. The company’s mission – “Your chain, your language, your lifestyle” – reflects a commitment to making blockchain easy and accessible for everyone.

Connect with ChatPay Wallet
Website: https://chatpaywallet.com
Telegram: https://t.me/ChatPay_Wallet
X (Twitter): https://x.com/ChatPay_Wallet
Email: hi@chatpaywallet.com

Media Contact

Organization: ChatPay Wallet

Contact Person: James Samuel

Website: https://chatpaywallet.com

Email: Send Email

Country:Singapore

Release id:36451

The post ChatPay Wallet $CPAY: The Future of Payments – Where Messaging Meets Crypto appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Finance for Recruitment Companies Enhanced: Guavas Finance Launches 48-Hour Invoice Factoring Quotes

Published

8 hours ago

on

November 2, 2025

By

Finance for recruitment companies provider Guavas Finance launches enhanced platform with 48-hour invoice factoring quotes. Service upgrade improves invoice finance for UK recruitment companies access, expands solutions, and provides specialized support for staffing industry UK businesses.

United Kingdom, 2nd Nov 2025 – Guavas Finance, a leading UK finance for recruitment companies provider, today announced the launch of its enhanced platform delivering 48-hour invoice factoring quotes and streamlined funding solutions for recruitment agencies across the United Kingdom. The platform upgrade addresses the growing demand for accessible invoice finance for uk recruitment companies as staffing industry businesses face increasing cash flow challenges in the current economic climate.

The enhanced service significantly improves access to invoice finance recruitment companies solutions, reducing approval times from industry-standard 5-7 days to just 48 hours. This acceleration represents a 70% improvement in funding speed, enabling recruitment agencies to meet payroll obligations and operational expenses without disruption. The platform now serves over 12 recruitment sectors, including IT, healthcare, construction, and executive search, providing specialized invoice finance for staffing industry uk solutions tailored to each industry’s unique payment cycles and cash flow requirements.

“The recruitment industry operates on unique payment terms that can create significant cash flow challenges, especially when dealing with corporate clients who often extend payment cycles to 60-90 days,” said Christopher Dolan, Commercial Finance Director of Guavas Finance. “Our enhanced platform directly addresses this pain point by transforming how recruitment agencies access working capital. This isn’t just about speed; it’s about providing recruitment businesses with the financial agility to seize growth opportunities, scale operations, and maintain competitive advantage in a rapidly evolving market.”

The UK recruitment sector currently processes over £40 billion annually in temporary and contract staffing, with invoice finance becoming an increasingly vital tool for agencies managing payment delays. Industry analysis reveals that recruitment companies using finance for recruitment companies solutions experience 45% faster growth compared to those relying solely on traditional banking facilities. The enhanced Guavas Finance platform leverages an extremely quick quotation process, with experts contacting clients within minutes of quote requests to discuss relevant options and deliver invoice factoring quotes within 24-48 hours. The system is focused on efficiency and delivering the best possible results tailored to each business’s specific needs.

Guavas Finance, recently awarded “Invoice Finance Broker of the Year” at the Business Moneyfacts Awards 2025, has integrated streamlined processes and compliance measures to ensure regulatory adherence while maintaining rapid processing capabilities. The platform now features real-time monitoring, expert document verification, and personalized support for recruitment agencies. This service advancement positions Guavas Finance as the premier provider of invoice finance for uk recruitment companies, serving both established agencies and emerging recruitment businesses across the UK.

The impact of this service enhancement extends beyond individual recruitment agencies to the broader UK employment market. By facilitating faster access to working capital, Guavas Finance enables recruitment companies to expand their candidate pools, invest in training programs, and respond more quickly to market demands for skilled labor. This improved access to invoice finance recruitment companies solutions is particularly crucial for small and medium-sized recruitment firms that may lack the financial resources to compete with larger agencies in terms of candidate acquisition and retention strategies.

Looking forward, Guavas Finance plans to expand its efficient quotation platform to include specialized recruitment industry expertise and enhanced credit assessment processes specifically designed for the staffing sector. The company aims to significantly expand its recruitment invoice finance services by the end of 2025, supporting more recruitment agencies across the UK with specialized finance for recruitment companies solutions. This expansion will further strengthen their position as the leading provider of invoice finance for staffing industry uk solutions.

About Guavas Finance: Founded in 2023, Guavas Finance is a London-based financial services company specializing in finance for recruitment companies and alternative business funding solutions. The company has been recognized as Invoice Finance Broker of the Year 2025 at the Business Moneyfacts Awards and currently partners with over 50 leading UK lenders. Guavas Finance has completed up to £250 million in funding solutions for businesses across the UK, including invoice finance, business loans, asset finance, and more, with particular expertise in invoice finance recruitment companies solutions and invoice factoring quotes for the staffing industry.

Media Contact

Organization: Guavas Finance

Contact Person: Jacques Olivier

Website: https://guavas.co.uk

Email: Send Email

Contact Number: +441992918010

Country:United Kingdom

Release id:36454

The post Finance for Recruitment Companies Enhanced: Guavas Finance Launches 48-Hour Invoice Factoring Quotes appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

The “ Finest Cultural Gifts from China ” Cultural and Tourism Trade Promotion Activity (Intangible Cultural Heritage and Time-Honored Brands Special ) was held in Kaifeng.

Published

18 hours ago

on

November 2, 2025

By

On October 31, the “Finest Gifts from China” Cultural and Tourism Trade Promotion Activity (Intangible Cultural Heritage and Time-Honored Brands Special Session) was held in Kaifeng, Henan. The event adopted an integrated online and offline format, combining exhibition, performance, sales, and interactive experiences. Through domestic and international platforms, it featured live broadcasts with images and videos, reaching a total audience of nearly 900,000, including 510,000 overseas viewers.

Photo courtesy of the event organizer.

The event was hosted by the Culture and Tourism Department of Henan Province and organized by the National Cultural Export Base, Cultural, Technological and Innovation Park, Administration of Kaifeng Area of China (Henan) Pilot Free Trade Zone, the Culture, Radio, Television and Tourism Bureau of Kaifeng , the Kaifeng Municipal Bureau of Commerce, China Tourism News, and CCMG Cultural Creative Development Co., Ltd.(Beijing), with support from the National Base for International Cultural Trade Cooperation Alliance.

The event focused on showcasing and promoting a selection of high-quality intangible cultural heritage and time-honored brand products and services that embody the essence of Eastern aesthetics, integrate modern design concepts, and meet international market demand. It also introduced inbound tourism routes and consumption services featuring intangible cultural heritage and time-honored brands to global audiences , vividly telling Chinese stories, demonstrating Chinese craftsmanship, and sharing Chinese lifestyle aesthetics. The event aimed to promote the high quality development of international cultural trade, strengthen cultural trade platforms, and advance the globalization of China’s cultural industry.

A total of 306 enterprises submitted products, services, and tourism routes for participation. Among them, 161 representative projects with both profound cultural heritage and strong international market potential were carefully selected and compiled into a promotional handbook.

Additionally, a “Song Dynasty Elegance” lifestyle market was set up, recreating scenes of Song-style aesthetic living through an integrated model of exhibition, performance, sales, and interactive experiences. Intangible cultural heritage and time-honored brands from 26 provinces across China participated, with a total of 256 booths, fully demonstrating the market appeal of heritage brands and the broad scope of cultural exchange.

“Song Dynasty Elegance” Lifestyle Market – Photo courtesy of the organizer

At the event, six intangible cultural heritage and time-honored brand enterprises conducted product roadshows, showcasing items such as Henan’s century-old Baiji Peanut Cake, Ningxia’s intangible heritage hemp weaving, and Beijing’s Kalim Tea. Three related organizations promoted inbound tourism routes, including Kaifeng-themed intangible cultural heritage tours and the Jianye Movie Town itinerary.

During the discussion session, four industry experts focused on key topics such as intangible cultural heritage preservation and innovation, cultural export strategies, and legal risk prevention. They provided in-depth insights combining theoretical perspectives with practical value, laying a solid foundation for the healthy development of cultural and tourism trade.

Promotion of Henan’s Century-Old Baiji Peanut Cake. Photo courtesy of the organizer.

Promotion of Ningxia Intangible Heritage Hemp Weaving – Photo courtesy of the organizer

Henan Weiqi Promotion – Photo courtesy of the organizer

Promotion of Kaifeng Inbound Tourism Intangible Cultural Heritage-Themed Routes Photo courtesy of the organizer.

Nearly 300 participants attended the event, including officials from cultural, tourism, and commerce departments across more than 20 provinces (autonomous regions and municipalities), representatives from intangible cultural heritage and time-honored brand enterprises, cultural trade companies, as well as experts, scholars, and media personnel.

Event Site – Photo courtesy of the organizer

The “Finest Gifts from China” Cultural and Tourism Trade Promotion Activity integrates domestic and international, online and offline resources to showcase, promote, and trade a selection of high-quality cultural and tourism products with distinctive Chinese characteristics and style that are popular in international markets. The event provides a platform for exchanges and cooperation between Chinese and foreign enterprises, promoting the expansion and optimization of cultural trade, while enhancing the international competitiveness and recognition of Chinese companies and brands.

Prior to this, the “Finest Gifts from China” Cultural and Tourism Trade Promotion Activity has held 15 special sessions, with growing attention and participation both domestically and internationally, steadily advancing the development of cultural trade.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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