Press Release
When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend
Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.
The change of cross-border payment
According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.
As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.
Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.
Traditional payment giants are fostering digital currency payment
Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.
This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.
According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.
These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.
Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.
When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “
At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.
Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.
Cryptoasset service providers speed up the participation in payment
Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.
As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users
Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with 24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:
1. Only single-currency payment is supported, such as bitcoin
2. Only available in a small number of areas
3. Users have to buy cryptocurrency issued by the card providers before paying
4. Charge a certain percentage of the annual fee
HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard. The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?
a Download the HyperPay App(https://www.hyperpay.tech/app_down) and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received
Conclusion
With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Zeagoo’s Black Friday Cyber Monday Final Preview: Defining “Festival Styling for Non-Festive Days” with Magazine Aesthetics

As the global shopping extravaganza “Black Friday Cyber Monday” enters its final countdown, fashion brand Zeagoo recently released its ultimate activity preview, announcing that the major promotion will officially kick off on November 28 and run through December 1. Against the backdrop of consumers increasingly focusing on the practicality and scene adaptability of holiday items, Zeagoo points out that this year’s holiday season styling trends clearly lean towards designs that are “comfortable, durable, and possess a moderate sense of festivity.” In response to this demand, the brand has taken the lead in launching a new Holiday Styling Lookbook, using magazine-level visual storytelling to outline the style direction for the discount season in advance for consumers.
Lookbook Analysis: Three Situational Outfits Illuminate the Holiday Wardrobe

In the first released styling guide, Zeagoo focuses on three high-frequency holiday scenarios and presents style solutions through specific item combinations.
For festive gatherings, the pairing of soft knit sweaters and high-waisted skirts creates a warm yet sophisticated atmosphere through texture contrast and color harmony;
For quick transitions between commuting and social occasions, the combination of sleek shirts and long coats with clean lines enhances the overall texture with minimalist tailoring, enabling a seamless switch between work and dates;
As for weekend relaxation time, the match of warm-toned outerwear and comfortable wide-leg pants interprets the relaxing and healing vibe that holidays ought to have through relaxed silhouettes and color emotions.

All featured items are available for purchase via the brand’s direct link during Black Friday and Cyber Monday, sparing consumers the trouble of outfit matching.
Visual Strategy Upgrade: Reconstructing Affordable Fashion Narrative with “Magazine Aesthetics”
The shooting technique for this Lookbook marks a breakthrough in the brand’s visual communication. Zeagoo deliberately abandoned the exaggerated lighting and complex backgrounds common in traditional promotional materials, instead opting for natural lighting and ample white space compositions, making the garment’s cut details and fabric texture the focus. This “de-commercialized” presentation not only strengthens the brand’s confidence in its product strength but also more easily resonates emotionally with consumers regarding their “ideal wardrobe.” In an era of over-marketing in the fashion industry, by returning to the essence of content, Zeagoo has successfully shaped the role of a “rational recommender” rather than a “pushy seller,” which aligns with contemporary consumers’ aversion to hard advertising and their trust in authentic experiences.
Final Preview: Popular Items Linked with Discounts, Prioritizing Long-lasting Style Value
As Black Friday Cyber Monday approaches, Zeagoo confirms that multiple popular items featured in the Lookbook will simultaneously participate in the major promotion, with discounts of up to 15% off across the board. It is worth noting that the brand has not positioned the promotion merely as a price war. Instead, through pre-promotion style guidance, it helps users establish the concept of “precise clothing purchases.” This content-driven consumption strategy not only reduces the probability of idle purchases caused by blind selection but also strengthens the brand’s pragmatic image of being committed to providing long-term value rather than short-term hype. Beneath the bustle and noise of the holiday economy, Zeagoo, with a restrained and precise preview, demonstrates that the essence of fashion consumption ultimately returns to the sustainable symbiosis of style and value.
For more information, please visit the Zeagoo website and Amazon storefront, or connect with Zeagoo on Facebook and Instagram.
Zeagoo
Charlotte Liu
New York, US
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
COOFANDY Black Friday & Cyber Monday Grand Sale Is Here: Build a High-Value Winter Wardrobe

The year-end shopping season is in full swing! Global fashion men’s brand COOFANDY has officially launched its annual Black Friday & Cyber Monday extravaganza. Running comprehensively from November 20th to December 1st, the event promises the lowest prices of the year and restocks of multiple best-selling items, helping consumers fulfill all their winter holiday styling needs in one place.
Biggest Savings of the Year, Raffle Drives Excitement
COOFANDY is consistently dedicated to perfectly blending fashionable design with practical value, with products beloved by consumers for their premium fabrics, tailored fits, and classic styles. During this Black Friday/Cyber Monday period, enjoy the biggest discounts of the year on all COOFANDY items, with savings of up to 40% off. Many popular items that sold out quickly previously have also been restocked.
To enhance the shopping experience, the brand is simultaneously launching an exclusive raffle: consumers can visit the dedicated link on the official Instagram to participate for a chance to win flagship prizes like the iPhone 17 Pro Max and cash rewards. The raffle is currently ongoing, so consumers are encouraged to seize the opportunity and unlock some winter-exclusive luck.
Curated Core Items to Meet Key Winter Styling Needs

For this Black Friday/Cyber Monday, COOFANDY has selected three core items to form the “Most Worth-It Picks List,” offering consumers winter styling choices that combine practicality, versatility, and warmth, easily tackling cold weather and diverse occasions:
Men’s Wool-Blend Peacoat: The ultimate winter must-have staple, mastering both style and warmth in one piece. Made from premium blended fabric and paired with a detachable checkered scarf, it offers wind protection and warmth with ample style. Perfect for daily commutes or as a thoughtful holiday gift, it exudes both consideration and taste.
Men’s V-Neck Knitted Waistcoat: The versatile wardrobe ally. Crafted from soft knit material with twisted cable patterns, it can be layered over a shirt for a business look or paired with a T-shirt for casual style, effortlessly adapting to various settings from the office to parties.
Men’s Classic Casual Dress Pants: The winter go-to versatile trousers. The lightweight, wrinkle-resistant fabric and elastic waistband allow for ease of movement. The sharp cut ensures a polished look all day long, whether paired with a suit jacket or casual top.
Shoppers can visit the brand’s exclusive Black Friday event page on the Amazon platform to browse all sale items conveniently in one place.
Sneak Peek into December Holiday Content, Excitement Continues
Alongside the Black Friday/Cyber Monday sale, COOFANDY is already hinting at the festive surprises coming in December. The brand will progressively launch a series of content including exclusive «Holiday Styling Guides», «Curated Gift Recommendations», and «New Year Themed Looks», providing continuous inspiration for consumers’ winter fashion. This indicates that the current promotion is just the “first wave” of winter surprises. December will follow closely, diving deeper into specific holiday scenarios like Christmas and New Year, offering more targeted styling solutions – the excitement is worth anticipating.
Winter Styling Essentials are in Demand Now; Lock in the Sale for the Year’s Best Prices

As winter’s chill sets in, the need for suitable outfits is paramount. The COOFANDY Black Friday & Cyber Monday event is here, ready to meet all consumer needs for handling changeable weather and diverse occasions in one stop. From cold-weather coats and versatile waistcoats to adaptable trousers, it has everything you need. Act now!
From November 20th to December 1st, head to the COOFANDY Official Store on Amazon. Equip your winter style wardrobe, unlock the year’s best prices and multiple surprises, and step into winter in style
For more information, please visit the COOFANDY website and Amazon storefront, or connect with COOFANDY on Facebook and Instagram.
COOFANDY
Charlotte Liu
New York, US
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Zeagoo Black Friday Cyber Monday Final Push: Magazine-Style Visuals Enhance High-Value Pieces, Christmas Plans Revealed

The year-end shopping season is at its peak, and fashion brand Zeagoo‘s Black Friday Cyber Monday event is still in full swing. This year, practical basics like coats and knitwear have become the focus of consumer attention, a trend reflecting that people are paying more attention than ever to the comfort and lasting quality of items. Furthermore, many consumers view this shopping period as essential replenishment for their winter wardrobes. While pursuing practical value, they also favor clothing that can integrate into everyday wear, combining high cost performance with design sensibility.
Magazine-Style Visuals Create Ultimate Texture, Simple Aesthetics Enhance Item Value
In this Black Friday Cyber Monday campaign, Zeagoo has infused its products with fresh appeal through magazine-level visual presentation. Utilizing simple, blank-space compositions and clean, natural lighting, the texture details, tailoring craftsmanship, and fabric quality of each garment are precisely captured. This minimalist visual strategy not only enhances the premium feel of the items but also allows affordably priced clothing to showcase design quality that transcends its price point. It is precisely against this backdrop of professional lighting and blank-space composition that basic clothing items appear more enduringly stylish and easy to coordinate, becoming a key reason for the high attention received during this event.
Event in Progress: Knitwear and Commuter Staples Continue Hot Sales, Becoming Styling Favorites

As the event continues, many winter items are hitting a sales peak. Among them, soft and skin-friendly knitwear and high-wear workwear shirts have become the top choice for many consumers. These categories not only meet practical winter needs but also gained popularity with affordable prices and high-quality fabrics.

Christmas Theme Preview: Natural Transition from Everyday Wear to Holiday Looks
As the holiday season approaches, while advancing the Black Friday Cyber Monday event, Zeagoo has also timely released a preview of Christmas content. The brand’s upcoming holiday-themed content will cover multiple scenarios such as family gatherings, travel outfits, and gift recommendations, providing consumers with complete holiday styling solutions. This arrangement cleverly connects the practical needs of the shopping season with a sense of holiday ritual, allowing consumers to meet their immediate needs while preparing for the upcoming Christmas season during their clothing purchases.
The Black Friday Cyber Monday event will continue until December 1. Currently, limited-time discounts are still available on many popular winter items. For consumers who haven’t yet completed their winter wardrobe updates, this is undoubtedly the best time to purchase desired pieces. Following the conclusion of this event, the brand’s Christmas special content will be rolled out successively, continuously providing consumers with winter styling inspiration and holiday look ideas. From practical basics to special holiday plans, Zeagoo is using a coherent content strategy to accompany users through a complete winter season filled with both quality and a sense of ritual.
For more information, please visit the Zeagoo website and Amazon storefront, or connect with Zeagoo on Facebook and Instagram.
Zeagoo
Charlotte Liu
New York, US
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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