Connect with us

Press Release

When Pain Points in Cross-Border Payment Brings Payment Changes, How Can Hypercard Lead the Trend

Published

4 years ago

on

Throughout the evolving history of global cross-border payment, cross-border payment is rising with the continuous development of the international division of labor and international exchanges. In the early days, people use precious metals for cross-border payment and clearing, then followed by paper money, and today’s modern electronic transfer and clearing. Cross-border payment is developing gradually towards a  rapid, safe and economical trend as the entire international community is engaging in the activities more frequently and science and technology are changing and progressing.

The change of cross-border payment

According to the data, the total amount of global cross-border payment reached $125 trillion in 2018 and is expected to reach $218 trillion in 2022, promising huge profits.

In the existing transfer and remittance system, the transaction is slow and the cost is high with much margin for error; institutions have to coordinate the value transfer between different internal databases, which makes it extremely difficult to settle transactions quickly. This process not only slows down the transaction progress but also requires large working capital, which has a negative impact on the balance sheet of the institution.

As cryptoassets are gradually accepted by traditional finance, digital currency payment is also implementing and applying quickly. The competition around digital currency has just begun across the globe. In 2019, the emergence of Libra has triggered the catfish effect, and legal currency is discussed more enthusiastically all over the world. Countries have taken precautions and speeded up the research on sovereign digital currency. Even the European Central Bank, which did not seem interested before, recently began to discuss the necessity of developing a unified digital currency. According to a report released by the International Monetary Fund in July of the same year, nearly 70% of the world’s central banks are studying sovereign digital currency.

Some fear that Libra may become a strong currency once in circulation. It can be exchanged with the currencies of countries and erodes the fiat currency. If the weak countries make mistakes in regulation, hyperinflation or even de-monetization will likely happen. In the past, a typical example is Zimbabwe who abolished its local currency and was forced to use the US dollar and other currencies.

Traditional payment giants are  fostering digital currency payment

Bitcoin was born to destroy the existing monetary system, which many people think is too expensive and exclusive. Given this, it has a much broader value proposition than a deflationary policy and a hard cap of 21 million coins. The new application of blockchain technology also allows anyone to remit money to counterparties around the world in minutes at a low cost.

This function makes bitcoin directly target the existing payment platforms (such as credit card networks and inter-bank messaging systems). While some companies shrug off these concerns, others see the potential and are looking for ways to create value for partners and shareholders.

According to news on February 20, Visa, an international payment giant, has cooperated with 35 leading digital currency platforms or digital wallets.

These institutions are digital currency platforms licensed by the state or regulated by relevant departments, such as the digital payment platform WireX, the digital currency trading platform Coinbase and Fold, cryptoasset lending platform BlockFi, Austria encryption trading platform Bitpanda, Encrypted debit card platform Crypto.com, etc.

Industry insiders said that the cooperation between Visa and digital currency service providers enables consumers to exchange digital currency more quickly and easily. Users can also deposit this money into their Visa certificates in real-time.

When asked why Visa chose the cryptoasset payment, Visa’s executives clearly expressed their optimism about the payment method in his talks with Forbes: “we saw significant innovation in new financial services for consumers holding digital currency. One example is the growth in demand for digital money lending. We are delighted to work with fintech companies like Cred. The company develops new products in this ecosystem and finds new ways for Visa to improve the entrance of fiat currency associated with these products. “

At present, in addition to Visa, MasterCard, Paypal and other international payment tycoons are also fostering digital currency.

Recently, MasterCard stated that it has cooperated with the Central Bank of The Bahamas to launch the world’s first Bahamas prepaid card. The prepaid card allows people to immediately exchange digital currency into traditional Bahamas dollars and pay for goods and services anywhere MasterCard supports. PayPal also claimed to provide cryptocurrency services to the UK market in the coming months.

Cryptoasset service providers speed up the participation in payment

Not only the traditional payment giants are paying attention to cryptoassets payment, but also the asset service providers in the encryption industry are exploring the possibility of payment. HyperBC, a well-known encrypted asset service provider, has launched a comprehensive consumer card HyperCard. After being deposited with digital currency, the card is available in more than 176 countries and more than 50 million merchants worldwide.

As a global standard credit card, HyperCard supports the binding consumption with third-party payment companies by users

Every payment made by HyperCard is secure and consumer privacy is protected by law. HyperCard can transfer money beyond the geographical limit in a second at a low commission, yet with  24/7 service. It is traceable with clear information of all parties. No matter which city you are in, you can use it at all merchants accepting Visa, Master and UnionPay.

In fact, in addition to payment, the most intuitive appealing of digital currency credit cards is it makes encrypted assets purchasing easy and cash out of cryptoassets. In this context, digital currency payment is still a very new track, and the choice of such products is still limited. The main problems are as follows:

1. Only single-currency payment is supported, such as bitcoin

2. Only available in a small number of areas

3. Users have to buy cryptocurrency issued by the card providers before paying

4. Charge a certain percentage of the annual fee

HyperBC also takes this situation into consideration. It is convenient to apply for HyperCard.  The digital currency, deposited into HyperCard, can be exchanged into fiat currency in real-time, eliminating the tedious process and the trouble of cash payment, and significantly improving the user-friendliness of digital currency. HyperCard does not charge for KYC verification and only charges a very low commission for each deposit.

How to apply for HyperCard?

a Download the HyperPay App（https://www.hyperpay.tech/app_down） and register
b Apply for HyperCard

c Submit KYC documents and pass the certification

d HyperCard received

Conclusion

With the rapid development of digital currency and the increasing global acceptance of digital currency, the boundary between fiat currency and digital currency will become narrower. At the same time, digital currency credit card reduces the threshold for traditional users to access digital currency. The selective digital currency assets also avoid their risk in holding digital currency to a certain extent, Whether for investment, quick cash-out, or regular consumption, HyperCard, as a mature digital currency credit card, can enable cardholders to enjoy more convenient services.

About Author

Alex Jacob

Alex Jacob is a literature author. He was born in Chicago. Alex passion is writing news articles. He writes number of articles and published it.

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Related Topics:
Continue Reading

Press Release

Blenix Chain Announces Upcoming Presale for BLX Token, Ushering in a New Era of Real-World Blockchain Utility

Published

44 minutes ago

on

April 30, 2025

By

Newbury, England, 30th April 2025, ZEX PR WIRE,  In a move set to redefine how blockchain connects with the real economy, Blenix Chain has officially announced the upcoming presale of its native token, BLX. Positioned at the intersection of innovation, sustainability, and practical business applications, Blenix Chain is gearing up to launch one of the most anticipated blockchain projects of the year.

Designed to power a new generation of decentralized solutions, Blenix Chain introduces a robust infrastructure tailored for industries like real estate, supply chains, and asset tokenization. With real-world use cases at its core, Blenix Chain is not just another blockchain — it’s a movement toward practical and responsible adoption.

“Blenix Chain is engineered for real-world transformation,” said a spokesperson for Blenix Technology. “The BLX Token will be the lifeblood of an ecosystem where blockchain isn’t just theoretical — it’s tangible, sustainable, and impactful.”

BLX Token Presale: What to Expect

The upcoming BLX Token presale offers early supporters an opportunity to participate in the foundation of the Blenix ecosystem. Key highlights include:

  • Limited Allocation: A strategic portion of BLX tokens will be available at preferential rates during the presale phase.

  • Utility-Driven: BLX will fuel network transactions, governance, staking, and ecosystem rewards.

  • Incentives for Early Adopters: Participants in the presale will be eligible for exclusive benefits, including bonus allocations, staking multipliers, and priority access to ecosystem launches.

Full presale details, including participation guidelines, allocation sizes, and eligibility criteria, will be unveiled in the coming days on the official website: blenixchain.io.

Why Blenix Chain?

At a time when the blockchain industry is seeking deeper relevance beyond speculative trading, Blenix Chain stands out by focusing on utility, compliance, and scalability. Its architecture enables low-cost, high-speed transactions while maintaining the flexibility needed for customized business applications.

Blenix Chain also reinforces its commitment to responsible innovation by integrating sustainability frameworks and fostering partnerships that align with its mission of real-world impact.

About Blenix Chain

Blenix Chain is a next-generation blockchain ecosystem built for real-world business applications. Powered by the BLX Token, Blenix Chain offers scalable, efficient, and sustainable blockchain solutions across industries, helping bridge the gap between technology and tangible economic value.

Follow Blenix Chain’s journey:

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

The Rise of Funded Trading Accounts: How Supertrade is Leading the Shift Away from Retail Trading Models

Published

59 minutes ago

on

April 30, 2025

By

Structural changes in the global trading landscape. As retail traders find it increasingly difficult to participate in the world of trading, the world of trading is undergoing a structural shift. Leading the charge is Supertrade – the next-generation prop trading platform that provides a profitable, sustainable solution away from ‘traditional’ retail models.

The retail trader has for years struggled with limited capital and extreme market volatility, not to mention a stark absence of institutional support. Traditional brokers offer not much more than plain execution, and that is simply not enough protection and support for individuals. It’s a landscape that has made growth consistent with the accounts hard, and survival even harder. 

Now, a better solution has emerged. Funded trading accounts are rapidly gaining traction, and Supertrade trading is leading this new wave with a comprehensive and accessible approach to professional trading.

While the retail scheme has traders funding their own accounts and accepting full risk responsibility, prop trading turns the equation on its head. They provide access to significant trading capital and offer exclusive risk management rules to traders (unlike retail trading accounts). This allows traders to only focus on their execution and performance.

The Supertrade platform offers two core funding routes, catering to different levels of experience and readiness

  • Instant Funding: For traders ready to begin immediately, with access to up to $100,000 in real capital without evaluation.
  • 2-Phase Challenge: A structured path to prove consistency and earn even larger allocations. 

Upon funding, traders benefit from:

  • Up to $100K in starting capital.
  • Profit splits of up to 80%.
  • Leverage up to 1:100 on Forex, 1:50 on indices, metals, and oil, 1:2 on crypto.
  • Clearly defined drawdown rules: 5% daily, 10% total.
  • Access to a wide range of markets, including Forex, crypto, oil, indices, etc. 
  • Transparent Supertrade pricing – with no hidden charges or maintenance fees.

Supertrade is, at heart, more than just a prop firm – it’s an all-inclusive ecosystem designed from the ground up by traders, for traders. The exclusive Supertrade terminal platform is built for accuracy with live pricing, ultra-rapid execution, and unlimited control. 

Beyond the tech stack, traders are supported with:

  • The Supertrade Academy – A dedicated learning hub with courses on risk, strategy, and challenge preparation.
  • An in-depth analytics centre and regularly updated blog, with insights from top-performing prop trading professionals.
  • 24/7 live support – Genuine assistance available at all times.

In addition, traders can benefit from Supertrade’s official page on TradingView, where in-house experts publish fresh trading ideas daily. Each post features detailed market analysis, annotated chart screenshots, and clearly defined trade setups across the most popular assets like Gold (XAUUSD), Bitcoin (BTCUSD), EUR/USD, and more. For example, traders can find real-time insights on potential breakout points, key support and resistance levels, and trend continuation scenarios. 

This structure ensures that both new and experienced traders are fully equipped not just to trade, but to grow.

About the Company — Supertrade

Supertrade is a global proprietary trading platform designed to empower traders with access to substantial capital. Built by an experienced team of trading professionals, each with over five years of expertise in the industry, Supertrade combines transparent funding models, robust risk management, and comprehensive educational resources. Supertrade operates under a legal framework, ensuring compliance and security for its users across multiple regions.

For further details, visit the following link: Website || X || Linktree

file

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

CAI Community Enhances Investment Education with Alaric Bennett’s Latest Learning Innovations

Published

1 hour ago

on

April 30, 2025

By

CAI Community, founded by Alaric Bennett, launches new interactive tools designed to elevate investment education. These features provide hands-on learning experiences, enabling investors to refine strategies and apply real-world market insights to optimize their investment decisions.

CAI Community, the premier investment education platform founded by renowned hedge fund expert Alaric Bennett, is proud to announce the launch of new interactive learning tools aimed at enhancing the educational experience for investors. The newly introduced tools offer hands-on, practical learning opportunities that empower users to build strategies, analyze market trends, and gain deeper insights into investing techniques.

CAI Community Enhances Investment Education with Alaric Bennett’s Latest Learning Innovations

The expansion of CAI Community’s educational features is part of the platform’s ongoing mission to provide comprehensive, accessible, and actionable investment education. The new learning tools are designed to bridge the gap between theory and practice, allowing investors to apply concepts in real-world scenarios and develop their own personalized strategies.

“We believe that true investment mastery comes from understanding the markets and applying knowledge in a practical way,” said Alaric Bennett, Founder of CAI Community. “These new interactive tools allow investors to gain real-world experience, helping them become more confident and capable in managing their own portfolios.”

Key Features of the New Interactive Learning Tools:

Strategy Simulations: Users can build and test their own investment strategies in a risk-free environment, learning how to analyze market trends and make informed decisions.

Market Analysis Exercises: Interactive exercises provide users with the chance to study market data and make decisions based on live scenarios, helping them develop critical thinking skills for investment success.

Customizable Learning Paths: Investors can tailor their learning experience based on their goals, preferences, and knowledge level, ensuring that each user gets the most out of their education.

Real-World Case Studies: The platform features a library of case studies based on successful (and unsuccessful) real-world investments, allowing users to understand the challenges and rewards of different investment approaches.

These new features are designed to cater to both beginner and advanced investors, offering engaging educational content that can be applied directly to their investment strategies. Whether users are learning how to read market indicators or designing their first portfolio, the interactive tools provide practical insights that help them grow their financial knowledge.

CAI Community’s expansion also includes new investment workshops and expert-led webinars that complement the interactive tools, giving users direct access to industry professionals and a deeper understanding of financial markets.

“Our goal is to create an environment where investors can not only learn from experts but also experience the decision-making process firsthand,” said Bennett. “This approach gives them the confidence to make smarter investment choices in real-world situations.”

For more information on how CAI Community’s new interactive learning tools can help you master investment strategies, visit CAI Community.

About CAI Community CAI Community, founded by Alaric Bennett, is an investment education platform that offers personalized strategies and hands-on learning tools to empower investors. With a range of resources including simulations, expert-led workshops, and real-world case studies, CAI Community equips investors with the knowledge and experience needed to succeed in financial markets.

Media Contact

Organization: CAI Community

Contact Person: Joshua Perry

Website: https://thecaicommunity.com

Email: Send Email

Country:United States

Release id:27065

Disclaimer: The information provided by CAI Community is for educational purposes only and does not constitute financial, investment, or trading advice. CAI Community is not a registered investment advisor, broker-dealer, or financial institution. All content, including strategy simulations, market analysis exercises, case studies, and webinars, is intended to support learning and does not guarantee any specific investment outcome. Users are solely responsible for their investment decisions and should consult with a qualified financial advisor before making any financial commitments. Past performance referenced in case studies or examples is not indicative of future results. Use of the CAI Community platform is subject to the platform’s terms and conditions.

View source version on King Newswire:
CAI Community Enhances Investment Education with Alaric Bennett’s Latest Learning Innovations

It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.

file

About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

LATEST POST

Like Us
Follow Us
Subscribe Us
Follow Us