Press Release
Harmovest Capital Strengthens Global Financial Services Through Technology and Compliance
Limassol, Cyprus, August 27th, 2026, FinanceWire
Harmovest Capital today announced the continued development of its global financial services platform, bringing together technology, international market access, compliance and professional services within an integrated financial ecosystem. The initiative reflects the company’s focus on supporting clients and professional partners across regional markets while strengthening its capabilities in an increasingly interconnected financial landscape.
As technology continues to reshape financial markets, market access and financial infrastructure, regulatory standards, governance and operational transparency remain important considerations for financial services providers operating across multiple jurisdictions. Harmovest Capital’s platform is being developed with these considerations in mind, combining digital capabilities, market connectivity and professional services to support the evolving needs of international market participants.
A key element of the company’s international framework is its presence across multiple regulatory jurisdictions, supported by regulatory licences and registrations in New Zealand, Australia, Cyprus, Comoros and the United States.
A Five Jurisdiction Regulatory Framework
Compliance forms an important part of Harmovest Capital’s approach to international financial services.
The company’s regulatory footprint includes New Zealand FMA Licence No. 1012970, Australia ASIC Licence No. 513758, Cyprus CySEC Licence No. 411/22, Comoros MISA Licence No. T2023331 and U.S. SEC RIA Registration No. 344064.
These regulatory licences and registrations across five jurisdictions form part of Harmovest Capital’s international operating framework and support its focus on governance, regulatory awareness, risk management and professional standards.
The company’s U.S. SEC Registered Investment Adviser registration, No. 344064, further extends its regulatory presence into the United States and represents an important component of its broader international compliance framework.
Harmovest Capital considers compliance an ongoing operational priority. Its approach incorporates applicable regulatory requirements, internal processes and risk management practices as part of its broader business operations.
Technology as a Foundation for Market Access
Technology is a central component of Harmovest Capital’s financial services platform.
As financial markets become increasingly interconnected and digitally accessible, technology plays an important role in connecting market participants with global financial instruments and supporting the delivery of financial services.
Harmovest Capital continues to develop its trading infrastructure and digital capabilities to support access to international markets across multiple asset classes.
The company’s technology-focused approach brings together trading infrastructure, market connectivity and digital account solutions within an integrated environment.
Multi Asset Financial Market Access
Harmovest Capital provides access to a range of financial markets, including forex, precious metals, energy, stocks, cryptocurrencies and global indices.
A multi-asset approach allows market participants to access different financial instruments through an integrated trading environment.
The company continues to develop its financial product offering and digital infrastructure, focusing on broader market access and supporting the evolving requirements of international market participants.
Developing a Digital Financial Services Ecosystem
Digital transformation continues to influence the financial services industry, with accessibility and integrated technology becoming increasingly important components of the client experience.
Harmovest Capital’s digital ecosystem includes the Harmovest App, which provides access to thousands of financial instruments across global markets through a centralized platform.
The company also supports professional trading and account management solutions, including EA, PAMM, and MAM capabilities.
These solutions support different trading and investment management requirements while bringing market access, account management, and trading capabilities together in a digital environment.
Supporting Professional Partners
Harmovest Capital’s business ecosystem also includes Introducing Brokers and professional partners across different markets.
The company provides partnership resources covering areas such as marketing support, professional training, CRM solutions, partnership structures and regional business development.
Through these capabilities, Harmovest Capital works to support professional partners while developing relationships across regional financial communities.
Its partnership model forms part of the company’s broader approach to building an internationally connected financial services network.
Connecting International and Regional Markets
Operating across international financial markets requires both global infrastructure and an understanding of regional market environments.
Harmovest Capital engages with financial communities across different regions through digital platforms, industry events, professional networking and market-focused initiatives.
This approach enables the company to connect its international financial market capabilities with the needs of regional traders, investors and professional partners.
By combining international market access with regional engagement, Harmovest Capital continues to develop its presence across the markets it serves.
Technology, Compliance and Professional Service
Harmovest Capital’s financial services platform is built around three interconnected areas: technology, compliance and professional service.
Technology supports digital market access and the development of financial infrastructure.
Compliance provides an important foundation for structured and responsible operations across multiple jurisdictions.
Professional service connects the company’s technology and market capabilities with the requirements of clients and professional partners.
Together, these areas form the framework for Harmovest Capital’s approach to developing a modern international financial services platform.
Building for the Global Financial Landscape
As financial markets continue to become more interconnected, financial services providers face the need to combine technological capability with appropriate regulatory frameworks and professional operating standards.
Harmovest Capital continues to develop its global platform through its five-jurisdiction regulatory footprint, multi-asset market access, digital financial solutions and professional partnership ecosystem.
Its regulatory licences and registrations across New Zealand FMA, Australia ASIC, Cyprus CySEC, Comoros MISA and U.S. SEC RIA form an important part of its international framework, while technology remains central to the company’s approach to connecting market participants with global financial markets.
With technology as an enabler, compliance as a foundation and global connectivity as a strategic direction, Harmovest Capital continues to develop a financial services platform designed for an increasingly interconnected global financial landscape.
About Us
Harmovest Capital is a premier investment services provider, empowering traders and investors with seamless access to hundreds of CFD instruments across forex, stocks, commodities, indices, and more. Built by a team of seasoned financial experts and visionary entrepreneurs, our platform is designed to deliver a world-class trading experience that’s fast, secure, and intuitive.
Licensed by the Mwali International Services Authority (MISA), Harmovest Capital operates with a commitment to transparency, security, and innovation, delivering a seamless trading experience backed by regulatory integrity and expert-driven insight.
Contact
Harmovest Capital
cs@hmvest.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Karviva and Founder Dr. Angela Zeng Featured in 2026 USA TODAY Food as Medicine Edition.
Full-page feature highlights founder Dr. Angela Zeng’s approach to combining traditional wellness principles with modern nutrition
Saint Louis, MO, United States, 17th Oct 2026 – Karviva, the functional beverage company founded by Dr. Angela Zeng, is featured in the 2026 USA TODAY Food as Medicine special edition, with a full-page feature appearing on page 23 in both the digital and print editions. According to information provided by USA TODAY, approximately 250,000 printed copies of the special edition are expected to be in circulation. The feature highlights Dr. Zeng’s background as a medical scientist, her family’s generations-long connection to Traditional Chinese Medicine, and the thinking behind Karviva’s whole-plant beverage portfolio.

The feature, titled “Why a Medical Scientist Built a Gentler Cleanse,” explores Dr. Zeng’s personal and professional path and the ideas that led her to create Karviva. It highlights the company’s use of whole-plant ingredients, including fruits, vegetables, sprouts, herbs, and botanicals, as well as its approach to developing juice products without added sugar or harsh laxatives.
Dr. Zeng founded Karviva after combining her scientific training with the traditional wellness practices she grew up around. Her background includes a Ph.D. in Pathology and training in evidence-based nutrition, while her family history introduced her to Traditional Chinese Medicine from an early age.
“A cleanse should not feel like a punishment,” said Dr. Angela Zeng. “It should give you space to hydrate, simplify your meals, and pay attention to what your body needs.”
The USA TODAY appearance adds to a series of recent milestones for Dr. Zeng and Karviva. Dr. Zeng’s debut book, The Balance Cure: The TCM Way to Lasting Weight Loss, has reached the No. 1 bestseller position in Amazon’s Holistic Medicine category. The book explores Traditional Chinese Medicine alongside modern nutrition and introduces readers to five TCM body patterns, self-assessments, seasonal observations, recipes, and lifestyle reflections.
Karviva has also recently received recognition from Good Housekeeping, with the company’s Profit Cacao Whole Plant Protein & Prebiotic Smoothie selected as a winner of the 2026 Snack Awards. The recognition followed evaluations by the Good Housekeeping Institute Nutrition Lab and consumer testing as part of the award program.
The new USA TODAY feature offers readers a closer look at the founder behind Karviva and the ideas that continue to shape the company’s approach to functional beverages.
About Dr. Angela Zeng
Dr. Angela Zeng, Ph.D., MBA, is a food scientist, Traditional Chinese Medicine scholar, and founder and CEO of Karviva. Born into generations of Chinese herbal practitioners and trained in pathology, biochemistry, and evidence-based nutrition, she combines traditional wellness principles with modern nutritional science through her work as an entrepreneur, author, and speaker. She is the author of The Balance Cure: The TCM Way to Lasting Weight Loss.
About Karviva
Karviva is a St. Louis-based functional beverage company founded by Dr. Angela Zeng. Inspired by Traditional Chinese Medicine and modern nutritional science, the company develops plant-based beverages using whole-food ingredients, botanicals, and prebiotic fiber. Its portfolio includes juices, protein smoothies, hydration beverages, and other functional drinks.
Media Contact
Organization: Karviva
Contact Person: Dr. Angela Zeng
Website: https://karviva.com/
Email:
angela@karviva.com
City: Saint Louis
State: MO
Country: United States
Release id: 49986
View source version on King Newswire:
Karviva and Founder Dr. Angela Zeng Featured in 2026 USA TODAY Food as Medicine Edition.
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
U-topia Launches Public Beta as Global Builders Gather for U-Hackathon
Financial technology company opens its app in more than 50 countries during FLOW Summit as 500-plus builders develop AI and Web3 products
BANGKOK, Oct. 17, 2026, ZEX PR WIRE — U-topia, a financial technology company building a self-custody app for everyday money movement, has opened its public beta in more than 50 countries. The company announced the launch at FLOW Summit 2026, held Oct. 15-16 at Avani Sukhumvit Bangkok, five years after U-topia was founded.

More than 700 people attended the two-day launch, including technology entrepreneurs, developers and community members from several countries. The program combined U-topia product demonstrations and company updates with U-Hackathon, a global build program focused on practical AI and Web3 products.
“Five years ago, I set a simple standard: if my mother could not use the product without calling me for help, it was not ready,” said Emmanuel Quezada, founder and CEO of U-topia. “Opening the beta with people from around the world, while hundreds of builders were creating new tools beside us, brought that idea to life. Our goal is to make moving money as simple as sending a message while keeping people in control.”
A public beta designed around everyday use
U-topia is designed to let eligible users hold, send, spend, convert and withdraw digital and everyday currencies through one mobile app. Users can send funds to another U-topia user through a U-Tag, a simple @name that replaces a long wallet address. The company says funds remain under the user’s control rather than being held by U-topia.
The public beta follows private alpha and closed beta testing with community members and ambassadors. Feature availability varies by country. Account opening, card issuance and transactions remain subject to age requirements, identity verification, partner rules and local law. U-topia is not a bank or card issuer; card and local currency services are provided through licensed partners where available.
U-Hackathon brings global builders to Bangkok
FLOW Summit also hosted U-Hackathon on Oct. 15-16. Organizers said the event attracted more than 500 hackers and builders from around the world. Teams worked through a 24-hour build period with product, engineering and design mentors before presenting working prototypes in two tracks: artificial intelligence and Web3. The program extended the app launch into a working forum for new products, technical collaboration and international builder participation.
The competition recognized three teams in each track. Organizers valued the combined awards at more than 2.5 million Thai baht, including the advertised THB 1 million core prize pool, partner bounties and technology credits. UBotPay, an AI-powered payment agent built for Web3, won first place in the Web3 track. U-Reach, an AI-powered marketing, sales and customer relationship management platform, took first place in the AI track.
U-Hackathon was sponsored by ElevenLabs, Tokenomist AI and DTC Group, in association with Avalanche, Team1 Thailand, Yellow.com, ContributionDAO, CUBS Chula and Hooray. Judges selected projects on merit, and members of the U-Center DAO community voted live for the grand prize.
The summit also included a preview of U.bot, a related AI venture from members of U-topia’s founding team. U.bot is being developed as a user-controlled orchestration layer that can select among AI models and coordinate specialized agents. Its long-term roadmap aims to create a more capable personal AI experience with characteristics the team associates with superintelligence; those advanced capabilities are planned and are not currently available.
About U-topia
Founded on Oct. 16, 2021, U-topia is a financial technology company building a self-custody mobile app intended to help people hold, send, spend, convert and withdraw digital and everyday currencies while retaining control of their funds. U-topia is not a bank and does not issue cards. Availability and features vary by country and are subject to partner requirements and local law. Learn more at www.u-topia.com.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
From Karmayogi to the World Stage: Dr. Hemant Garg Wins “Excellence in AI for Public Policy”, Charts India’s Path to the AI Big League
Civil servant, researcher and AI pioneer tells the 3rd World AI Summit, Bengaluru, that people-first, sovereign AI can make India a global AI leader
Bengaluru, India, 16th October 2026, ZEX PR WIRE — Dr. Hemant Garg, Deputy Director (Legal), Employees’ State Insurance Corporation (ESIC), Ministry of Labour and Employment, Government of India, received the “Excellence in AI for Public Policy” award at the 3rd World AI Summit in Bengaluru on 14–15 October 2026, placing an Indian public-policy voice at the centre of the global debate on how AI should serve people.

Dr. Garg described all of his work, from AI agents for government to AI-led labour law outreach, as an effort to help realise Hon’ble Prime Minister Shri Narendra Modi’s vision of Viksit Bharat@2047, under the leadership of Hon’ble Union Labour and Employment Minister Dr. Mansukh Mandaviya, whose Shramev Jayate reforms, Labour Codes and Ease of Doing Business drive set the direction. The goal, he said, is an Atmanirbhar Bharat in AI, built on a Bharat AI Stack: Indian large language models such as Sarvam, the Bhashini platform serving citizens in their own languages, and home-grown agents and talent under the IndiaAI Mission, taking India into the global AI league.
Held with Digital India, the National e-Governance Division (NeGD) and the Karnataka Digital Economy Mission (KDEM) as partners in Bengaluru, India’s startup, IT and now AI capital, often called India’s Silicon Valley, the Summit was themed “AI for All: Accelerating India’s Journey Towards Inclusive, Responsible and Future-Ready AI”.
The award honours his creation in 2023 of “IFSCA Karmayogi”, the first AI agent at the International Financial Services Centres Authority (IFSCA), GIFT City, and his research on AI in anti-money laundering, the Labour Codes and algorithmic management of gig workers.
On the panel “AI for All – India’s Journey to a Sovereign, Inclusive AI Future”, with Shri Aman Mittal, IAS, Dr. BVRC Purushottam, IAS and Prof. (Dr.) T. G. Sitharam, former Chairman, AICTE, moderated by Dr. Ravi Gupta, Dr. Garg said inclusive AI must include the worker, and that India can blend Europe’s rights-based approach, US-style audits and Singapore’s skilling model through its Labour Codes, the DPDP Act and e-Shram.
His keynote, “AI, Employment & Skills: Building a Future-Ready Workforce for India”, presented as “From Files to Foresight”, began with a worker disabled in an accident, or a family that has lost its breadwinner, whose care and pensions depend on ESIC, EPFO, the Ministry of Labour and Employment and the National Health Authority. “The true test of AI in government is how quickly that family receives its benefits, and whether it is treated with dignity on the way,” he said.
He traced three waves of governance: e-Governance, which put paper online; Digital Governance, built on India’s digital public infrastructure; and now AI-enabled Intelligent Governance, where benefits reach eligible citizens without their having to apply.
Dr. Garg propounded that AI will change tasks first, then jobs, then institutions and the workforce, and called for institutions for AI governance, impact assessment and exposure mapping to curb job attrition, support reskilling and compensate workers in transition. e-Shram, ESIC and EPFO, now reaching gig and platform workers, can extend social security to those left out, while indigenous models such as Sarvam and Bhashini can grow home-grown AI talent under the IndiaAI Mission.
Government AI, he said, must be lawful, explainable and accountable; “a pattern is not proof”; and India must guard against a new colonisation “not by ships, but by servers”. He proposed “Five Ts”: Trust, Transparency, Talent, Thin and safe data, and Tested-then-scaled.
An LLB, LLM and Ph.D., and an IIT Delhi CTO Programme alumnus with nearly two decades in public service, including Punjab’s Department of Cooperation, Dr. Garg has researched digital governance in governments and cooperatives extensively; his work is published internationally, taught in universities and presented at Oxford, Harvard and Cambridge.
“Not artificial intelligence replacing governance, but intelligent governance that remains deeply human,” he concluded.
Connect with Dr. Hemant Garg on LinkedIn: https://in.linkedin.com/in/dr-hemant-garg-2b26699
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
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Karviva and Founder Dr. Angela Zeng Featured in 2026 USA TODAY Food as Medicine Edition.
