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Jia Signs Netbank as First Institutional Partner, Opening Its SME Lending Infrastructure to Banks and Lenders

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Los Angeles, United States, July 16th, 2026, FinanceWire

Proven on US$20M in Philippine SME loans with a sub-3% NPL rate, Jia’s AI underwriting infrastructure Ossicone is now available for banks, cooperatives and lending companies to deploy under their own brand 

Jia, a financial platform serving businesses across emerging markets, today announced a landmark partnership with Netbank, a bank regulated by the Bangko Sentral ng Pilipinas, marking the first time Jia has opened its lending infrastructure to an outside institution. As part of the partnership, Netbank has extended Jia a $2 million credit facility, Jia’s first institutional credit facility in the Philippines, to fund working capital loans for up to 500 SMEs over the next 12 months, and is powering Jia Accounts, a new business banking product for Philippine SMEs that lets borrowers receive funds and manage repayments in a single regulated flow

The partnership is the latest milestone in Jia’s expansion from lender to platform. Since 2022, Jia has originated more than US$20 million in SME loans in the Philippines with a non-performing loan rate below 3% and zero write-offs, against an industry average of 10% to 15%. That track record was built lending to the businesses most institutions overlook such as retailers, distributors, and inventory-heavy companies with proven order flow and a history of repayment, underserved not by their own performance but by the limitations of conventional credit assessment.

At the center of Jia’s infrastructure is Ossicone, its proprietary AI underwriting engine. Ossicone reads the documents that define how emerging market businesses actually operate – purchase orders, supplier invoices, delivery receipts – and returns a credit decision in under 30 minutes at 97% accuracy. No public training set exists for how Philippine SMEs trade, pay, and borrow. Jia has spent three years building one, sharpened by every loan on its book. With Jia Accounts now live, real-time cashflow data feeds directly into Ossicone’s models, compounding its accuracy over time.

SMEs across emerging markets face an estimated US$8 trillion credit gap that legacy banks are structurally unable to close. Jia is now making the infrastructure it built and proved on its own balance sheet available to the banks, cooperatives, and lending companies that want to close it. Through Ossicone via API and a white-label product, any financial institution can deploy Jia’s accounts, underwriting, and capital connectivity under its own brand, without rebuilding core infrastructure. Netbank is the first institution to build on that infrastructure — pairing the banking rails behind Jia Accounts with Ossicone-powered underwriting — validating a model Jia is now extending to banks, cooperatives, and lending companies across the region.

“Every emerging market has thousands of businesses growing fast, paying on time, and waiting for a bank that can see them clearly,” said Zach Marks, CEO of Jia. “We spent three years building the infrastructure to do that and proving it on our own balance sheet. Now we’re opening it to other institutions, because the opportunity is too large for any one lender to capture alone.”

“There is no public dataset for Philippine SME financial documents. That’s the moat,” said Krizanne Ty, President and Country Head at Jia Philippines. “Every loan has sharpened Ossicone’s accuracy, and now that businesses bank with Jia, their live cashflow feeds directly into the models — making them better for every SME on our book and every institution building on our platform.”

Financial institutions interested in deploying Jia’s infrastructure can reach the team at partners@jia.xyz. 

About Jia

Jia is the financial operating system for emerging market businesses, combining business banking, AI-powered underwriting, and capital connectivity in a single platform. Validated on its own live loan book in the Philippines since 2022, Jia now makes the same infrastructure available for banks, cooperatives, and lending companies to deploy under their own brand. Jia is led by a team that has scaled fintech businesses and managed more than US$10 billion in assets across emerging markets, and is backed by leading global fintech investors. Users can learn more at jia.xyz.

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Partner
Maggie Philbin
VSC for Jia
press@jia.xyz

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Press Release

Chinese and foreign cultural & media figures visited China Auto Valley

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Wuhan, China / Timesnewswire / November 7, 2026 – From September 9 to 11, 2026, the event “Smart Manufacturing Stories, Global Voices — China Auto Valley Tour for Chinese and Foreign Cultural & Media Figures” was held in the Wuhan Economic & Technological Development Zone, Hubei Province. The event was co-organized by the CICG Academy of Translation and Interpretation and the Publicity Department of the Working Committee of the Wuhan Economic & Technological Development Zone.

Translators, writers, and media journalists from China, the United Kingdom, Egypt, Pakistan, Morocco, Russia gathered in Wuhan. They visited the Dongfeng Motor Global Innovation Center, M-Hero vehicles, the Geely Lotus Global Smart Factory, and the China Auto Valley Exhibition Center, learning about autonomous driving technology, experiencing the smart manufacturing capabilities of China Auto Valley up close, and gaining a firsthand understanding of the automotive industry’s iterative upgrading, the clustering of science and technology industries, and urban renewal and transformation.

The visitors unanimously agreed that the Wuhan Economic & Technological Development Zone has made a major transition from traditional automobile manufacturing to smart and green manufacturing. Its comprehensive industrial-chain support and strong momentum for innovation vividly demonstrate the great strength of China’s smart manufacturing. Its model of coordinated industrial and urban development provides a practical reference for industrial cities worldwide.

https://youtu.be/3dYsgpLddwo?si=2e83Y2WZ1Hbz0CSJ

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Press Release

Stellar Furniture Showcases Innovations at ORGATEC 2026, Strengthening Its Global Industry Presence

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Stellar Global presented its latest office furniture range at ORGATEC Cologne 2026, held from 27th to 30th October at Koelnmesse Exhibition Centre, Germany. The showcase brought its contemporary office chair and desk designs to an international industry platform, while creating opportunities to connect with buyers, discuss commercial project requirements and explore potential business collaborations.

Foshan, Guangdong, China, 7th Nov 2026 – Stellar Global participated in ORGATEC Cologne 2026, one of the leading international exhibitions for modern office and workspace environments. At Hall 8, Stand A48, the company presented its latest furniture designs, reflecting its focus on creating products suited to the practical demands of contemporary workplaces.

Stellar Furniture Showcases Innovations at ORGATEC 2026, Strengthening Its Global Industry Presence

The display featured a selection of office chairs and desks developed around key considerations such as user comfort, ergonomics and structural functionality. With workplace needs continuing to evolve, furniture must serve more than a visual purpose; it must also support everyday use, offer practical value and work effectively within different office settings. These considerations informed the range presented by Stellar Global at the exhibition.

The event also offered an opportunity to take these product conversations beyond the exhibition floor. Stellar Global’s team met with international buyers, business partners and industry professionals, discussing commercial office projects, customised requirements and possible applications across different workplace settings. Dedicated booth walkthroughs allowed visitors to explore the displayed range and discuss their specific project needs directly with the team.

For Stellar Global, participation at ORGATEC was also an opportunity to gain a closer understanding of changing industry expectations and engage with professionals shaping the future of office environments. Such interactions are valuable in informing product development, identifying emerging requirements and building business relationships across markets.

Speaking about the experience, Mr. Arihant Nahar, CEO, Stellar Global, said, “It was encouraging to meet people from across the industry and have meaningful conversations about what today’s workplaces need. ORGATEC gave us the opportunity to present our latest designs, hear different perspectives and discuss how our products can serve a range of commercial projects. We look forward to building on these conversations beyond the exhibition.”

Stellar Global’s participation at ORGATEC Cologne 2026 reflects its continued engagement with the international office furniture market. The company remains focused on developing its product portfolio, understanding the needs of evolving workplaces and building relationships with industry stakeholders across markets.

Media Contact

Organization: Stellar Furniture

Contact Person: Avil Porwal

Website: https://www.stellarglobal.com/

Email: Send Email

Contact Number: +919109316533

Address: Henan Road, South District of Longcong Industrial Zones,

Address 2: Beijiao Town, Shunde,

City: Foshan

State: Guangdong

Country: China

Release id: 50555

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Stellar Furniture Showcases Innovations at ORGATEC 2026, Strengthening Its Global Industry Presence

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Press Release

Soult Introduces the World’s First Secure Digital Life Vault in the UAE

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Personal documents, financial information, passwords, memories and personal wishes, kept in one secure place and passed on when it matters

Dubai, UAE, November 7th, 2026, ZEX PR WIRE, Soult held its UAE launch on 2 November 2026 at Madinat Jumeirah, Dubai, bringing its secure digital life vault to families across the Emirates. The app is available on the App Store and Google Play.

Soult keeps the information a family needs when something happens to the person who manages it: ID and KYC documents, property and investment records, insurance policies, passwords, nominee details, medical wishes, photographs and personal messages.

What sets it apart from document storage is the handover. Users name nominees and executors in advance and decide exactly what each person can see. Soult releases only what the user chose, to the people they chose.

The UAE is a natural market for Soult. Many residents are expatriates whose documents, bank accounts and property sit in more than one country, which makes it harder for families to find and claim what is theirs.

“Families here often live a life split across countries: a house in their home country, an account in Dubai, a policy nobody else knows about,” said Mohammed Saleem, co-founder and CEO of Soult. “Soult makes sure the people you love can find all of it when it matters most.”

Data is encrypted at rest with AES-256 and in transit, with keys managed through AWS KMS. Soult is ISO 27001 and ISO 9001 certified, and no one at Soult, including support staff and administrators, can read a user’s vault.

Soult – World’s first secure digital life vault.

Secure. Preserve. Pass On.

Website: www.soultdigital.com

App: www.soultdigital.com/app

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