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99 App Opens Wait List for UK’s First Digital Neobank Built for Ethical and Sharia-Aligned Consumers

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21-year-old Egyptian-British founder is positioning 99 App as more than a fintech, but rather as a movement

United Kingdom, 19th May 2026 —99 App today announced that it has opened the waiting list for customers who want to sign up for the United Kingdom’s first digital neobank that’s built simultaneously for ethical and Sharia-aligned consumers. Abdalla Lotfy, 99 App’s 21-year-old Egyptian-British founder, is positioning 99 App as more than a fintech, but rather as a movement. The product is a mobile-first current account with values alignment built into the core, including an integrated giving platform routed through registered UK charities and a screening engine that filters financial products on both ethical and Sharia criteria using the same database. It also provides Cashback, along with other features tailored to every segment from students to Gen Alpha.

“I did not originally set out to build a neobank. I started out reading philosophy,” explained Lotfy, who entered King’s College London at 16 and is now finishing his Master’s at Imperial College Business School. “Reading philosophy forced me to look at the systems I had been raised in, instead of taking them for granted. The more I read across psychology, economics, and the existential writers, the more I understood that a great deal of what is accepted as ordinary is the result of choices that benefit a small number of people at the cost of everyone else. With 99 App, we’re going to change this status quo.”

Unlike traditional banks, 99 App will not provide capital for industries that its customers would refuse to fund, e.g., industries that pollute and exploit people, weapons, etc. Instead, 99 App puts choice back in thecustomer’shands. 99 App recognizes that the ethical consumer and the Sharia-aligned consumer want the same thing for different reasons, and that the technology now exists to give it to them at the same time, in the same product.

Britain’s 31 million ethical and Sharia-aligned consumers finally have a serious challenger. The Arabic word Sharia (ﺔﻌيرﺷ) literally translates as “the path to the watering place.” It is a system of principles for living, not a body of mystical or secretive doctrine, and in the context of finance, it functions as a framework for distinguishing capital that builds from capital that harms. Ethicalfinance, drawn from a separate tradition rooted in cooperative and conscience-driven economics, reaches the same set of conclusions through a different route. The two frameworks overlap so closely on what they refuse to fund that 99 App applies a single screening engine to satisfy both audiences. Both frameworks reject three practices that mainstream neobanking treats as ordinary.

99 App has assembled an experienced management team. 99App’s CCO/MLRO is a former Vice President at Barclays. Its CTO is the current/former CTO of Papel, where he runs a PCI-DSS Level 1 certified payments infrastructure with 50+ engineers across Visa, Mastercard, and Troy schemes. Its Deputy CTO came from JPMorgan. Its advisor, Christophe Schwarz, was CTO of five fintechs and Managing Director at Barclays and UBS, and joined for zero cash compensation. 

 

About 99 Financial Technologies Ltd

99Financial Technologies Ltd is a London-headquartered fintech building the United Kingdom’s first digital neobank designed simultaneously for ethical and Sharia-aligned consumers. 

 

 

For more information, or to join the waitlist, visit https://99app.co.uk

 

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Media Contact

Organization: 99 Financial Technologies Ltd

Contact Person: Abdalla Lotfy

Website: https://99app.co.uk

Email: Send Email

Contact Number: +447777737567

Country:United Kingdom

Release id:45198

The post 99 App Opens Wait List for UK’s First Digital Neobank Built for Ethical and Sharia-Aligned Consumers appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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TaqFlow Emerges to Overhaul Central Asian Cross-Border Payments

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Dubai, UAE, August 1st, 2026, FinanceWire

Fintech Pioneer Fuses Blockchain and Dedicated Content Delivery Network to Replace Broken 48-Hour Legacy Banking Rails with Instant, Ultra-Low-Fee Transactions

TaqFlow, a next-generation cross-border payment platform engineered specifically for Central Asian corridors, announced its official emergence from stealth mode and the public launch of pre-orders for its high-speed financial network. The platform solves the region’s most critical commercial pain points: slow settlement times, high transaction fees, and crippling currency volatility.

Unlike traditional financial institutions, the team behind TaqFlow is comprised entirely of digital nomads who have spent years traveling, living, and operating businesses across different countries. Having managed international operations on the move, the founders intimately understand the severe friction, predatory fees, and operational bottlenecks tied to cross-border capital movement.

“The spark for TaqFlow happened on a beach in Bali, of all places,” said co-founder Giorgi Beridze. “I was speaking with one of my eventual co-founders, who was venting about the sheer frustration of moving money between Georgia and Kazakhstan. The transaction took over two days to clear. In that short window, currency fluctuations ate away at the capital, costing him the equivalent of several hundred euros. It was a lightbulb moment for both of us. As nomads, we knew this pain intimately. We realized that the existing cross-border rails in Central Asia were fundamentally broken—exposed to systemic delays, unpredictable volatility, and unnecessary costs.”

TaqFlow eliminates these systemic bottlenecks by introducing a proprietary, dual-layer architecture built entirely from scratch. The platform is harnessing the innate speed and cryptographic security of the blockchain, layering it beneath a custom-built, dedicated content delivery network (CDN). This physical infrastructure will bypass standard public internet latency, allowing TaqFlow to route, read, and settle B2B transactions in mere seconds at a fraction of standard banking fees.

The rapid velocity of the platform removes the financial limbo that historically stifled trade along the historic Silk Road corridors, which inspired the company’s name. A “Taq” was the historic domed archway where ancient global merchants gathered to exchange currency; TaqFlow has modernized this concept into a digital gateway.

“As a young startup, our greatest asset is that we aren’t saddled by legacy systems or yesterday’s way of thinking,” a co-founder continued. “Traditional institutions are trapped inside layers of obsolete technical debt. This blank slate allows us to build cleaner, operate with zero friction, and pass those massive cost savings directly to our customers. We are already looking at how we can incorporate AI natively into our infrastructure to push processing speeds even higher and completely transform the cross-border customer experience.”

The launch arrives at a pivotal moment. Institutional investors from Europe, the Americas, and the Gulf region are increasingly turning their attention toward Central Asia’s rapidly growing economic landscape. TaqFlow aims to act as the primary financial bedrock that enables this influx of global capital to reach local markets seamlessly.

“The Central Asian economy has been overlooked for far too long,” co-founder Logan Jenkins noted. “When we look back five years from now, our greatest legacy won’t just be the volume of capital we processed; it will be the community of small businesses and startups we lifted up. We want to be the foundation that helps young enterprises get off the ground, seamlessly scale across borders, protect their hard-earned margins, and grow at velocities they never thought possible.”

TaqFlow is now accepting pre-orders from businesses and corporate partners across authorized Central Asian corridors. Enterprises looking to optimize their cross-border liquidity and eliminate transaction delays can learn more or request platform access by visiting TaqFlow’s launch page.

About TaqFlow

TaqFlow is a modern cross-border payment platform dedicated to unlocking the economic potential of Central Asia. Founded by a team of global digital nomads and fintech innovators, TaqFlow bridges ancient regional trading heritage with modern decentralized technology. By fusing blockchain tech with an ultra-low-latency dedicated network, the platform provides businesses with a fast, secure, and highly automated digital gateway to move capital across borders seamlessly, stripping out the delays and predatory fees of legacy banking rails.

Contact

Marketing & Media Relations
Aditi Gupta
TaqFlow
sales@taqflow.io

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Press Release

D$AVAGE Releases New Hit Single “Chosen One”

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Chosen One” brings together Kevin Gates’ younger brothers, D$AVAGE and BWA Ron, for a record rooted in family, hustle and legacy. With BWA Ron behind the production and D$AVAGE delivering raw street testimony, the two combine their talents to show their own worth while building on the foundation already established before them. The record represents chemistry, ambition and the next chapter of the BWA family – not just carrying the name, but proving what the younger brothers bring to it.

Check out “Chosen One” out now on all platforms and make sure you follow D$AVAGE on social media for his latest releases.

Connect:

www.dsavagetv.net 

Instagram – @svglife100

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The Growing Demand for Sober Lifestyle Products Reflects a Changing Culture

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United States, 1st Aug 2026 – Across the United States, sobriety is increasingly being embraced as a lifestyle rooted in wellness, purpose, and authentic connection rather than simply as recovery from addiction. As more people choose alcohol-free living and openly celebrate their personal milestones, demand is growing for meaningful sober merch, thoughtful sobriety gifts, and premium sober clothing that reflect resilience, identity, and hope.

This cultural shift is taking place alongside the rapid growth of the broader sober movement. Today, the Loosid ecosystem—which includes its sober community, recovery resources, marketplace, and lifestyle brand—has grown to more than 450,000 installs, generated 21.8 million user sessions, and helped facilitate nearly 198,000 friendships, highlighting the increasing demand for supportive, recovery-focused communities.

Rather than viewing sobriety as giving something up, many Americans now see it as gaining healthier relationships, stronger mental well-being, greater purpose, and a more intentional way of living. That evolving perspective is also changing how recovery is celebrated, creating demand for products that recognize progress, encourage conversations, and remind people of how far they have come.

Helping lead that conversation is Get Loosid, the lifestyle merchandise division of the Loosid brand. Built by people with lived recovery experience, Get Loosid was created to help individuals celebrate recovery proudly through meaningful products that represent strength, perseverance, and personal transformation.

The inspiration behind the brand is deeply personal.

Loosid was co-founded by MJ Gottlieb, whose own recovery journey revealed a challenge faced by many people entering sobriety: maintaining an alcohol-free lifestyle in a world where social activities often revolve around drinking. After achieving sobriety, Gottlieb envisioned a community that would prove sober living is not the end of fun but the beginning of a healthier and more fulfilling life. That vision ultimately grew into the Loosid ecosystem and later expanded with Get Loosid, giving people meaningful ways to celebrate their recovery every day.

Today, that philosophy resonates with a growing audience. More individuals are embracing the sober lifestyle not only because of recovery, but because they value wellness, mindfulness, and authentic relationships. Friends and family members are also looking for thoughtful ways to recognize important milestones, fueling demand for recovery giftspersonalized sobriety gifts, and keepsakes that celebrate resilience rather than focusing on past struggles.

Recovery experts have long recognized the importance of acknowledging milestones. Whether someone is celebrating thirty days, one year, or decades of sobriety, recognizing those achievements can reinforce confidence, strengthen accountability, and encourage continued progress.

As a result, soberversary gifts have become increasingly meaningful. Rather than giving generic presents, loved ones are choosing personalized items that commemorate sobriety anniversaries, birthdays, and personal accomplishments with messages that carry lasting emotional significance.

Get Loosid has responded to this growing movement by focusing on quality, personalization, and purpose instead of novelty merchandise.

One of the company’s most popular offerings is its personalized sobriety-date jewelry, allowing individuals to carry a daily reminder of the commitment they’ve made to themselves. Each piece serves as more than an accessory—it becomes a symbol of perseverance, hope, and the promise of another sober day.

Another favorite is the company’s customized “Sober Since” apparel, including premium sober t-shirts and sober hoodies that transform important recovery milestones into wearable expressions of pride. Rather than simply displaying a date, these pieces encourage meaningful conversations while helping individuals celebrate achievements they once thought impossible.

Get Loosid also offers thoughtfully designed artwork inspired by recovery, resilience, and transformation. Through inspirational décor featuring recognizable recovery symbols and meaningful addiction art, individuals can create personal spaces that reflect optimism, gratitude, and continued growth. These pieces serve as daily reminders that recovery is not defined by what has been left behind but by everything that has been gained.

For many members of the recovery community, these products represent something much larger than merchandise. They become visible reminders that recovery deserves recognition and that every milestone—regardless of how big or small—is worth celebrating.

This message aligns closely with Loosid’s broader mission of helping change public perception surrounding sobriety. Rather than allowing recovery to remain hidden by stigma, the company encourages individuals to celebrate their journeys openly, inspiring others while helping normalize sober living as a positive and fulfilling lifestyle.

That mission has already helped build one of the nation’s fastest-growing sober communities. Through the Loosid platform, members can connect with peers, track sobriety milestones, access recovery resources, discover wellness opportunities, and build meaningful relationships within a supportive environment dedicated to long-term success.

As the sober lifestyle movement continues to expand, consumers are increasingly seeking brands that reflect authenticity, purpose, and community rather than simply selling products. Industry trends suggest this demand will continue as more Americans prioritize wellness, intentional living, and meaningful self-expression through the products they choose and the stories they share.

Looking ahead, Get Loosid plans to continue developing premium collections that celebrate every stage of the recovery journey while supporting the larger mission of the Loosid ecosystem. By combining thoughtful design with lived experience, the company hopes to inspire more conversations that replace stigma with understanding and shame with pride.

The future of sober living is no longer defined by what people leave behind—it is defined by the lives they build, the communities they create, and the milestones they celebrate together.

Individuals interested in learning more about Get Loosid, exploring its sober lifestyle collections, or discovering resources that support long-term sober living can visit https://getloosid.com.

About Get Loosid

Get Loosid is a United States-based sober lifestyle brand dedicated to celebrating recovery through premium apparel, personalized gifts, jewelry, accessories, home décor, and milestone merchandise. Built by people with lived recovery experience, the company empowers individuals to wear and share their sobriety with pride. As part of the broader Loosid ecosystem, Get Loosid continues to inspire hope, resilience, and authentic community by creating meaningful products that celebrate transformation, personal growth, and sober living. The company’s mission is simple yet powerful: to help create a world where recovery is celebrated openly, every milestone matters, and every sober day becomes a reminder that hope is stronger than stigma.

Media Contact

Organization: Get Loosid

Contact Person: MJ Gottlieb

Website: https://getloosid.com/

Email: Send Email

Country:United States

Release id:47818

The post The Growing Demand for Sober Lifestyle Products Reflects a Changing Culture appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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