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Neel Somani Breaks Down Why Some Assets Have Negative Prices

Published

2 months ago

on

  • Exploring how commodities, energy markets, and hidden liabilities can create situations where buyers are paid instead of charged

Rethinking the Idea of Value in Markets

San Francisco, CA, 25th March 2026, ZEX PR WIRE — In most markets, the concept of price feels intuitive. Buyers pay money to acquire something of value, and sellers receive compensation for providing it. However, in certain corners of the commodities and energy markets, this expectation breaks down in surprising ways.

Neel Somani presents a perspective that challenges conventional thinking: there are situations where assets can carry negative prices. In these cases, instead of paying to acquire an asset, a buyer is actually compensated for taking it.

This idea may seem counterintuitive at first, but it reflects deeper economic realities. Pricing in these markets is not just about the asset itself, it is also about the costs, risks, and constraints associated with holding or using that asset.

Neel Somani explains that understanding these dynamics requires looking beyond surface-level pricing and examining the full economic context in which an asset exists.

 

When Storage Becomes the Real Cost
One of the most well-known examples of negative pricing comes from commodities that require physical storage. Oil markets have provided a clear illustration of this dynamic in recent years.

When supply significantly exceeds demand, producers still need somewhere to send their output. If storage capacity becomes limited or unavailable, holding the commodity becomes a burden rather than a benefit.

Neel Somani highlights that in such scenarios, the cost of storage effectively becomes the dominant factor in pricing. Buyers who take delivery of the commodity must either find immediate demand or secure storage capacity, both of which may be expensive or even impossible.

As a result, sellers may be willing to pay buyers to take the commodity off their hands. The negative price reflects the cost of avoiding storage constraints and logistical challenges.

This example demonstrates that price is not always about intrinsic value. It can also represent the cost of managing physical realities tied to the asset.

 

The Role of Oversupply in Energy Markets
Another pathway to negative pricing emerges when supply continues even in the absence of demand. This is particularly visible in electricity markets with high levels of renewable generation.

In some regions, wind energy can continue producing electricity regardless of short-term price signals. When demand is low and supply remains high, the market can enter a state of oversupply.

Neel Somani explains that in these conditions, prices can fall below zero. Power producers may still generate electricity because shutting down operations is not always immediate or cost-effective.

Consumers in these markets can effectively be paid to use electricity. This creates unusual opportunities where energy consumption becomes economically attractive rather than costly.

Neel Somani notes that such dynamics have influenced real-world decisions. Certain industries, particularly data-intensive operations, have been drawn to regions where negative pricing occurs more frequently.

 

Turning Negative Prices Into Opportunity
While negative prices may seem like anomalies, they can create strategic advantages for those who understand them. When energy becomes both available and subsidized through negative pricing, it transforms into an economic input with unique characteristics.

Neel Somani points out that some businesses position themselves specifically to take advantage of these conditions. By locating operations in regions with frequent oversupply, they can benefit from both low-cost and occasionally negative-cost energy.

This creates a situation where consumption itself generates value. Instead of minimizing usage, these businesses are incentivized to maximize it during certain periods.

However, Neel Somani also emphasizes that these opportunities depend on timing and infrastructure. Access to the right location and the ability to respond quickly to price signals are essential for capturing these benefits.

 

When Negative Prices Signal Hidden Risk
Not all negative price scenarios represent opportunity. In some cases, they reflect underlying liabilities that can outweigh any immediate financial gain.

Assets tied to environmental or regulatory risks can fall into this category. A buyer may be offered compensation to take ownership of such an asset, but doing so may also transfer responsibility for long-term consequences.

Neel Somani describes situations where infrastructure assets appear attractive due to their negative price, yet carry significant hidden costs. Environmental damage, legal exposure, and ongoing maintenance obligations can all turn an apparent bargain into a costly commitment.

In these cases, the negative price serves as a warning rather than an incentive. It reflects the market’s recognition that the asset carries risks that exceed its immediate value.

 

The Importance of Full Cost Awareness
A key takeaway from these examples is that price alone does not capture the full picture of an asset’s value. Instead, market participants must consider all associated costs and risks.

Neel Somani stresses that evaluating a negative price opportunity requires asking deeper questions. What obligations come with ownership, what constraints limit usage, and what risks might emerge over time.

By expanding the analysis beyond the initial transaction, it becomes easier to distinguish between genuine opportunities and potential traps.

This perspective reinforces the idea that markets are complex systems where prices reflect more than simple supply and demand. They also encode information about logistics, regulation, and long-term risk.

 

Why Negative Pricing Exists at All
Negative pricing is not a flaw in the market, it is a natural outcome of certain economic conditions. When the cost of holding or disposing of an asset exceeds its immediate value, the market adjusts accordingly.

Neel Somani explains that this adjustment ensures resources continue to move through the system. Instead of allowing excess supply to create gridlock, negative pricing incentivizes participants to absorb that supply.

In energy markets, this mechanism helps maintain stability. It encourages consumption when supply is abundant and signals when infrastructure or storage limitations are becoming critical.

By understanding why negative pricing occurs, market participants can better anticipate when and where these situations might arise.

 

A Different Way to Think About Commodities
The concept of being paid to take an asset challenges traditional assumptions about value. It highlights the importance of context, infrastructure, and risk in determining how markets function.

Neel Somani uses these examples to illustrate a broader point. Markets are not static systems governed by simple rules. They are dynamic environments shaped by physical constraints, human behavior, and economic incentives.

By examining cases where prices fall below zero, it becomes possible to see these dynamics more clearly. The exceptions reveal the underlying structure of the system.

 

Expanding Market Awareness Through Simplification
Complex topics such as commodities trading and energy markets can feel inaccessible to those without specialized experience. Simplified explanations play a crucial role in making these systems more understandable.

Neel Somani focuses on breaking down these ideas into intuitive concepts that can be grasped without technical background. By doing so, he encourages a broader audience to engage with topics that are often viewed as highly specialized.

This approach reflects a growing interest in understanding how global systems operate. From energy production to commodity logistics, these markets influence everyday life in ways that are not always visible.

 

Building Intuition Around Unusual Market Behavior
Negative pricing is one of the clearest examples of how markets can behave in unexpected ways. Rather than viewing it as an anomaly, it can be understood as a logical response to specific conditions.

Neel Somani highlights that developing intuition around these scenarios is valuable for anyone interested in markets. It helps build a more nuanced understanding of how prices are formed and why they sometimes deviate from expectations.

By exploring these concepts, individuals can begin to see patterns that extend beyond a single example. The same principles that drive negative pricing in one market often apply in different forms across others.

 

A Framework for Thinking About Value
Ultimately, the idea that someone might be paid to take an asset underscores a deeper truth. Value is not inherent, it is contextual. It depends on the costs, constraints, and risks associated with ownership.

Neel Somani demonstrates that by examining these factors, it becomes possible to understand even the most counterintuitive market outcomes.

Through clear and structured explanations, Neel Somani continues to show that complex financial concepts can be broken down into accessible ideas. In doing so, he provides a starting point for understanding not only negative pricing, but the broader systems that shape modern markets.

To learn more visit: https://www.neelsomani.com/

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Press Release

Fleet Masters in Colorado Enhances Regional Road Safety Through Expert-Led Defensive Driving and Compliance Programs

Published

5 hours ago

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May 25, 2026

By

  • Fleet Masters strengthens commercial fleet safety across Colorado through expert-led defensive driving training and DOT compliance programs designed to reduce risk, prevent crashes, and improve regulatory readiness

Fort Collins, CO, 25th May 2026, ZEX PR WIRE — Fleet Masters is strengthening road safety and regulatory readiness throughout Colorado and beyond by delivering professional defensive driving training and transportation compliance programs designed for commercial fleets of all sizes. As industries nationwide face increasingly complex federal and state motor vehicle safety regulations, Fleet Masters has emerged as a trusted partner for trucking companies, municipal fleets, agricultural cooperatives, oil field service firms, and any business that relies on safe, compliant vehicle operations.

“Roadway safety is not static; it evolves alongside regulatory frameworks and vehicle technology. Fleet Masters exists to help fleets stay ahead of those changes by delivering training and compliance consultation grounded in decades of real-world experience. Whether a business operates a small local fleet or manages a large regional transportation network, our goal is to equip drivers and safety managers with actionable skills that reduce crashes, citations, and uninsured losses.” – the founder and senior instructor at Fleet Masters

With a home base in Colorado and wide-ranging operational capabilities, Fleet Masters provides customized defensive driving instruction, DOT compliance consulting, and FMCSA-aligned training that help fleet managers reduce risk, maintain audit readiness, and improve overall driver performance. Its expert instructors—many of whom are current or retired law enforcement officers—offer classroom sessions, behind-the-wheel training, and practical hands-on exercises tailored to the specific needs of each client’s fleet operations.

Unlike generic defensive driving programs geared toward individual motorists, Fleet Masters’ services are purpose-built for the unique hazards and regulatory pressures faced by commercial operators. Training modules encompass behind-the-wheel driver coaching, classroom instruction on human decision-making and risk avoidance, and scenario-based exercises designed to strengthen hazard recognition and collision prevention skills. Programs may run from condensed two-hour classroom workshops to extended six-hour blended sessions that include intensive practical exercises in company-owned vehicles.

Defensive driving coursework also addresses key issues that directly affect fleet liability and operating costs—such as space management, safe following distances, backing and maneuvering techniques, and alertness to distracted driving risks. Drivers are able to immediately apply lessons learned in realistic settings, which enhances long-term retention and promotes safer driving behaviors on every shift.

In addition to defensive driving, Fleet Masters offers DOT and FMCSA consulting that supports businesses in meeting federal compliance standards. This includes pre-audit preparation, safety rating improvement strategies, corrective action planning, compliance gap analysis, and general guidance through hours-of-service rules, electronic logging device (ELD) mandates, and drug and alcohol policy requirements.

This compliance edge is especially valuable for fleet operators navigating ever-evolving regulatory environments. By working with Fleet Masters, organizations bolster their readiness for inspections and reduce the risk of adverse findings that could lead to costly fines or operational disruptions. Expert support is also available during accident investigations and hazardous materials (HAZMAT) incident responses—critical services that help maintain operational continuity while protecting both drivers and the public.

Fleet Masters’ reputation for practical, results-oriented training has won praise from a range of commercial and institutional clients. Agfinity, an agricultural cooperative managing cars, pickups, straight trucks, and semi-tractors, applauded the training’s hands-on approach and direct relevance to everyday fleet challenges. “Fleet Masters’ hands-on practical experience training was invaluable … giving the drivers a better understanding and being prepared when on the road,” said a spokesperson of Fleet Masters.

The Northern Colorado Water Conservancy District similarly commended Fleet Masters’ defensive driving class for engaging employees in both classroom and practical driving components that reinforced safe behavior and internal teamwork. “Employees got to actually drive … and learned essential vehicle maintenance and inspection practices,” said the HR manager at Fleet Masters.

Oil field service operators have also benefited from Fleet Masters’ compliance programs, noting dramatic improvements in safety outcomes and regulatory posture. “Since bringing Fleet Masters on board, the companies have not been involved in any traffic accidents or received any driver or inspection citations,” said a safety administrator.

At the core of Fleet Masters’ approach is its team of experienced professionals, including former and current law enforcement officers and motor-carrier safety specialists. These instructors bring a level of credibility and real-world insight that distinguishes their training from more theoretical or generic programs. Many have served in roles such as Peace Officer Standards and Training (POST) certified lead driving instructors and have taught defensive driving at respected Colorado institutions, further enhancing the quality of instruction companies receive.

“Our mission is to save lives and protect businesses by fundamentally improving how fleet drivers think, react, and perform behind the wheel,” continued the spokesperson. “By partnering with organizations large and small, we help build a culture of safety that extends from the delivery dock to the open highway.”

As commercial fleets face rising regulatory scrutiny and heightened expectations for operational safety, Fleet Masters remains committed to expanding its impact. Its Colorado-based team is prepared to deliver on-site and remote training solutions nationwide, helping companies from a diverse set of industries strengthen their safety performance and reduce operational risk.

About Fleet Masters

Fleet Masters is a Colorado-based fleet safety and compliance training company dedicated to improving roadway safety and operational accountability for commercial vehicle operators. The company delivers expert-led defensive driving programs, DOT and FMCSA compliance consulting, and specialized fleet training services for trucking companies, municipalities, agricultural cooperatives, and industrial fleet operators. Led by experienced instructors with law enforcement and motor carrier safety backgrounds, Fleet Masters provides practical, real-world instruction that helps organizations reduce risk, prevent crashes, and maintain regulatory readiness. Through customized training and consulting solutions, Fleet Masters supports safer drivers, stronger compliance performance, and more resilient fleet operations.


Contact Information

Fleet Masters
Fort Collins, Colorado
Website: https://fleetmastersusa.com/

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Press Release

Fleet Masters Strengthen Nationwide Fleet Safety Through Advanced Defensive Driving Programs and Comprehensive FMCSA DOT Compliance Consulting Services

Published

5 hours ago

on

May 25, 2026

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  • Fleet Masters announces new nationwide safety initiatives for 2026, combining advanced defensive driving programs with expert FMCSA and DOT compliance consulting to protect modern fleets.

Fort Collins, CO, 25th May 2026, ZEX PR WIRE – Fleet Masters has announced a major expansion of its nationwide safety initiatives for 2026, focusing on the delivery of high-level defensive driving programs and technical FMCSA and DOT compliance consulting. This strategic move addresses the growing need for professional oversight in a commercial transportation sector that faces rising insurance costs, stricter federal enforcement, and a shortage of experienced operators. By providing a structured approach to both on-road skill and administrative accuracy, the company helps organizations protect their profitability and their people.

“Our approach goes beyond mere compliance by creating a sustainable framework for total fleet accountability. By aligning management policies with the actual challenges drivers face on the road, we help businesses build a culture where safety is an automatic part of the workday rather than a secondary task.”

The current regulatory environment requires a level of attention to detail that many businesses find difficult to maintain while managing daily logistics. Fleet Masters solves this problem by offering a dual-layered strategy that targets the two most common points of failure: driver behavior and record-keeping. Through this expansion, the company provides the tools necessary for fleets of all sizes to maintain a high safety rating and avoid the legal and financial fallout of roadside violations or serious accidents.

“We focus on providing instruction that actually sticks with a driver once they leave the training site,” stated a representative of the company. “Our programs are designed to change the way operators think about their responsibility on the road. By using data from actual roadside inspections and accidents, we give our clients a realistic look at how to avoid the mistakes that lead to costly downtime and legal liability.”

One of the primary components of this nationwide rollout is the advanced defensive driving program, which is grounded in real-world enforcement experience. Unlike traditional safety courses that rely on generic videos or lectures, Fleet Masters uses practical, reality-based scenarios to engage professional drivers. This instruction covers a wide range of topics, including hazard perception, speed management, and proper following distances. By teaching drivers to anticipate the actions of other motorists and respond calmly to emergency situations, the company significantly reduces the frequency of preventable collisions.

For many businesses, the administrative burden of staying compliant with the Federal Motor Carrier Safety Administration (FMCSA) is a constant source of stress. Fleet Masters provides expert consulting to manage this workload, offering specialized oversight for Driver Qualification Files (DQF). These files are often the first thing a government investigator looks at during an audit, and any missing or expired document can result in thousands of dollars in fines. The company’s consultants perform detailed reviews of these records to ensure that medical certificates, annual driving records, and employment verifications are always current and organized.

This administrative support also extends to the management of Hours of Service (HOS) and electronic logging device (ELD) data. While technology has made it easier to track driver time, it has also made it easier for inspectors to find even the smallest violations. Fleet Masters helps companies analyze their log data to identify patterns of non-compliance, allowing managers to provide corrective coaching before a roadside stop occurs. This proactive monitoring is essential for maintaining a strong CSA score, which is a major factor in determining insurance premiums and eligibility for high-value shipping contracts.

“Regulatory standards are constantly shifting, and many fleet managers find it difficult to stay current while also running their daily business,” the representative of the company added. “We act as an extension of their team, providing the expert knowledge needed to handle complex FMCSA requirements. Our goal is to ensure that our clients are not just following the rules, but are leading their industries in safety and professionalism.”

The 2026 initiative also provides specialized support for industries with unique vehicle requirements and operational hazards. Agricultural cooperatives, for example, often deal with seasonal surges and specialized equipment that require a specific approach to safety. Similarly, oil field service providers frequently operate heavy vehicles in rugged, off-road environments where standard driving techniques may not apply. Fleet Masters addresses these needs by providing on-site training using the client’s own equipment, ensuring the lessons are relevant to the actual work being performed.

For companies involved in the transportation of hazardous materials, the stakes are even higher. Fleet Masters offers specialized HAZMAT consulting to ensure that every load is marked, labeled, and documented according to federal law. This service includes the development of site safety plans and training for employees who handle dangerous goods. By maintaining a perfect record in this area, businesses protect themselves from the catastrophic financial and environmental consequences of a hazardous materials incident.

Another critical area of focus is the preparation for DOT safety audits and interventions. When a company’s safety score drops, the government may initiate a review of their entire operation. Fleet Masters assists these businesses by performing mock audits that replicate the experience of a real federal investigation. This allows the company to find and fix errors in their safety management systems in a controlled environment. If an audit has already occurred and resulted in a negative rating, the company’s consultants help develop corrective action plans to restore the fleet’s standing with the Department of Transportation.

The financial benefits of this comprehensive approach are measurable. By reducing the number of accidents and violations, companies can negotiate better rates with their insurance providers. A well-documented safety program also serves as a powerful defense in the event of a lawsuit, as it proves that the company has taken every reasonable step to ensure the safety of the public. In a legal landscape where large jury awards are becoming more common, this level of protection is a necessary part of a responsible business strategy.

Furthermore, a commitment to professional safety standards helps with driver retention. Skilled operators want to work for companies that value their safety and provide them with the best possible training and equipment. By investing in the professional development of their staff, businesses build a more loyal and dedicated workforce. This reduces the costs associated with high turnover and ensures that the fleet is always staffed by experienced professionals who understand the company’s safety goals.

As the industry moves forward, the demand for high-quality, professional safety consulting will only continue to grow. Federal agencies are increasingly using automated systems to monitor fleet performance, leaving no room for error in record-keeping or on-road behavior. Fleet Masters remains at the forefront of this shift, providing the technical expertise and practical instruction necessary for businesses to thrive in a highly regulated market.

The expansion of these nationwide services reflects a commitment to making North American roads safer for everyone. By bridging the gap between management and the driver, Fleet Masters creates a unified culture of safety that benefits the business, the employee, and the community. This holistic approach ensures that every vehicle on the road is operated by a qualified driver and supported by a compliant and professional organization.

Interested clients can contact the company using the details provided below.

About Fleet Masters

Fleet Masters is a professional provider of driver safety training and DOT compliance consulting. The company offers a wide range of services, including defensive driving courses, FMCSA audit preparation, and specialized hazardous materials consulting. With a focus on practical experience and regulatory expertise, Fleet Masters supports fleets in various industries such as trucking, agriculture, oil field services, and public utilities.

Contact Information

Website: https://fleetmastersusa.com/

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Press Release

Stellora.AI Advances Quantum Flow to Support Healthcare, Drug Discovery, and Disease Research

Published

8 hours ago

on

May 25, 2026

By

Following successful international showcases, Stellora.AI continues its mission to apply trusted AI and quantum computing workflows to some of humanity’s most urgent scientific challenges.

Prague, Czechia, May 25th, 2026, ZEX PR WIRE, Stellora.AI, a deep-tech artificial intelligence startup developing advanced agentic AI and quantum workflow technology, today announced the continued advancement of Stellora.AI Quantum Flow, a core part of its broader mission to support healthcare innovation, drug discovery, and research into complex diseases.

From the beginning, Stellora.AI has been built around a simple but ambitious mission: to help humanity by creating trusted AI systems capable of supporting high-impact scientific work as well as individual studied.” . That mission continues today with a stronger focus on healthcare, biomedical research, drug discovery, and difficult disease areas including drug-resistant epilepsy, cancer, and other complex conditions where new computational approaches may help researchers explore future possibilities faster.

Stellora.AI’s improved Quantum Flow is designed to generate functional quantum circuits and quantum code tailored to specific research goals. Unlike generic AI tools, Quantum Flow is built to work with scientific studies provided, quantum theories, target machine SDK documentation, and target quantum machine requirements. This allows Stellora.AI to help users move from research input to executable quantum logic with greater structure, precision, and context.

Stellora.AI emphasizes that Quantum Flow is not intended to replace researchers, doctors, or pharmaceutical laboratories. Instead, it is being developed as a powerful workflow assistant for scientific teams exploring how quantum computing and AI may contribute to the future of healthcare research, molecular modeling, optimization, simulation, and drug discovery.

“Stellora.AI was never created to be just another AI tool. Our mission is to help humanity by making advanced, trusted intelligence available for the most important scientific challenges,” said Michal Charvát at Stellora.AI. “With Quantum Flow, we are building a bridge between validated research, quantum SDKs, and functional quantum circuits — so researchers can move faster from idea to experimentation.”

Quantum Flow: From Research and SDKs to Quantum Circuits

Quantum computing remains one of the most promising yet difficult fields for researchers and organizations to access. Building useful quantum workflows requires understanding quantum gates, hardware limitations, fast-changing software development kits, simulator behavior, backend constraints, and optimization methods.

Stellora.AI Quantum Flow is designed to reduce that complexity.

When provided with relevant studies, technical documentation, valid quantum SDKs, and target-machine guidance, Quantum Flow can help generate quantum circuit code that is aligned with the specific research context. This makes it especially applicable for fields where complex modeling and simulation are essential, including biomedical discovery, computational chemistry, precision medicine, and disease research.

For healthcare-oriented applications, Stellora.AI sees Quantum Flow as a step toward a future where researchers can more easily explore quantum-assisted approaches for drug-resistant epilepsy, oncology, molecular interaction modeling, drug discovery, and other complex biomedical challenges.

“We are still just getting started,” added Michal Charvát. “But every improvement in Quantum Flow brings us closer to a future where AI can help scientists generate, test, and refine quantum workflows for healthcare, drug discovery, and disease research. Our goal is not to replace researchers, but to empower them.”

Continuing the Mission After Web Summit Lisbon and Web Summit Qatar

Stellora.AI’s progress follows successful participation in major international technology events, including Web Summit Lisbon 2025 and Web Summit Qatar 2026, where the company introduced its vision for trusted AI, agentic workflows, and quantum-assisted research.

These events helped Stellora.AI present its technology to a wider international audience and connect with innovators, researchers, investors, and organizations interested in the future of AI for high-trust industries.

The company has also been invited to present at Innovatex Berlin in October 2026, where it plans to showcase how Quantum Flow can generate quantum circuit code when provided with scientific studies and quantum SDK documentation. Stellora.AI also plans to participate again at Web Summit Lisbon 2026, continuing its international growth and visibility.

Beyond Quantum Flow: Stellora Core

While Quantum Flow is one of the most advanced and ambitious parts of the Stellora.AI ecosystem, it is only one part of the company’s broader technology stack.

Stellora.AI continues to offer access to Stellora Core, its foundational AI system designed for trusted, structured, and context-aware reasoning across specialized use cases. Stellora Core is built to support users who need more than generic AI responses, especially in fields where accuracy, context, and reliable knowledge workflows matter.

Together, Stellora Core and Quantum Flow represent Stellora.AI’s broader direction: building AI systems that can work with complex information, support specialized domains, and help users create meaningful outputs from trusted data and documentation.

Demo Access Available

Stellora.AI is currently offering demo access to selected users, organizations, research groups, and partners interested in exploring its technology.

Demo access may include Stellora Core, Quantum Flow, or other specialized components of the Stellora.AI platform, depending on the use case. We are specially interested in conversations with healthcare innovators, research institutions, pharmaceutical teams, quantum computing specialists, scientific organizations, and impact-driven partners.

“Quantum Flow is only one part of what we are building,” said Michal Charvát. “Stellora.AI is a larger ecosystem for trusted intelligence. We are opening demo access because we want serious partners to experience where this technology is going — and how it can support meaningful scientific progress.”

About Stellora.AI

Stellora.AI is a deep-tech artificial intelligence project developing trusted agentic AI systems, advanced reasoning workflows, and quantum-assisted technology for high-impact use cases. The company’s mission is to help humanity by making advanced intelligence more useful, reliable, and accessible for fields such as healthcare, scientific research, drug discovery, cybersecurity, finance, and complex knowledge work.

Stellora.AI’s ecosystem includes Stellora Core, Quantum Flow, and other specialized AI workflows designed to support users who need structured, context-aware, and high-trust outputs.

For more information or to request demo access, visit:

Website: https://stellora.ai
LinkedIn: https://www.linkedin.com/company/107471152/

Or contact the founder directly via:

Michal Charvát
LinkedIn: https://www.linkedin.com/in/mcharvat1/

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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