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Josiah Grauso Raises Awareness About the Need for Better Money Education in America

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6 months ago

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Financial Advisor Advocates for Financial Literacy to Empower Families

Pennsylvania, US, 3rd March 2025, ZEX PR WIRE, In a world where financial stability is increasingly uncertain, Josiah Grauso, Vice President at ASC Financial Group, is calling for greater focus on financial literacy. He believes that education is the key to financial security and is urging individuals and families to take proactive steps to understand their money better.

“Too many people make major financial decisions without fully understanding the consequences,” says Grauso. “A lack of financial education leads to debt, poor savings habits, and an uncertain future. It’s time to change that.”

The Growing Financial Literacy Crisis

The statistics paint a concerning picture:

  • Only 57% of U.S. adults are considered financially literate, meaning they can answer basic questions about interest rates, inflation, and risk diversification (National Financial Educators Council, 2023).

  • Four in 10 Americans don’t have enough savings to cover a $400 emergency (Federal Reserve, 2023).

  • Nearly 80% of Americans are living paycheck to paycheck (CNBC, 2023).

Grauso stresses that the lack of financial education isn’t just an individual problem—it’s a societal issue. Poor financial decisions can lead to stress, strained relationships, and even long-term economic instability.

“When people don’t understand money, they fall into unnecessary debt, struggle to save, and often end up financially dependent on others,” he explains. “Financial literacy should be as fundamental as reading and writing.”

The Importance of Early Education

Grauso believes that financial education should start early—ideally in schools. Currently, only 23 states require a personal finance course for high school students (Council for Economic Education, 2023). This leaves millions of young adults entering the workforce without basic knowledge of budgeting, credit, or investing.

“We teach kids algebra, but we don’t teach them how to manage a credit card,” Grauso says. “Then we wonder why so many young people graduate with student debt they can’t afford.”

He advocates for more financial education programs in schools and encourages parents to teach their children about money at home. Simple conversations about saving, budgeting, and responsible spending can make a huge difference in a child’s future financial habits.

What Adults Can Do to Improve Financial Literacy

While early education is important, Grauso emphasizes that it’s never too late to improve financial literacy. He encourages individuals to:

  • Create a budget and track spending to gain a clear picture of where their money is going.

  • Understand credit and debt to avoid unnecessary interest payments and financial pitfalls.

  • Start investing early to build long-term financial security.

  • Learn about retirement planning to ensure financial independence in later years.

“A solid financial plan isn’t just for the wealthy—it’s for everyone. The more you know, the better decisions you can make for your future.”

Spreading Awareness Through Community Education

To help bridge the knowledge gap, Grauso regularly hosts financial literacy workshops and works with community organizations to provide free financial education resources. His sessions cover everything from basic budgeting to advanced investment strategies, empowering attendees to take control of their financial futures.

“I don’t just want to give people advice—I want to teach them how to make smart financial decisions on their own,” he says. “Knowledge is the greatest tool for building financial security.”

Grauso urges individuals, families, and educators to take financial literacy seriously. He encourages people to seek out educational resources, attend workshops, and start conversations about money before financial struggles arise.

“Financial literacy is the foundation for a stable and secure future,” he says. “The more we educate ourselves, the stronger our financial futures will be.”

For those looking to improve their financial knowledge, Grauso recommends starting with small, actionable steps—because a well-informed decision today leads to a better tomorrow.

Disclaimer: Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ASC Financial Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This content is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Capital Management.

ASC Financial Group is not endorsed by or affiliated with the Social Security Administration or any government agency.

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Official Book Trailer for Anita Sumariwallas And Then Unveils a Tale of Mystery and Legacy

Published

5 minutes ago

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August 21, 2025

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Captivating book trailer reveals the emotional journey of Pamela, Lady of Swendown, in this historical fiction novel

The official book trailer for ‘And Then? The Destiny of Pamela, Lady of Swendown’ by Anita Sumariwalla has just been released, drawing global attention to a moving story of resilience, love, and uncovering hidden legacies. Now available on YouTube and across digital platforms, the trailer captures the emotional arc of young Pamela, whose life is forever changed by unexpected loss, a mysterious inheritance, and the enduring power of love.

The trailer opens with a haunting glimpse of six-year-old Pamela’s life being torn apart—separated from her beloved nanny and sent to boarding school by a distant uncle. As time passes, viewers see Pamela grow into a determined young woman who gets a scholarship to Maria Montessori College. But everything changes when Andrew Prescott, the mayor of Farmington, delivers a mysterious letter containing a surprising inheritance from an unknown benefactor.

Beautifully scored and cinematically presented, the trailer offers an interesting look into the novel’s richly layered narrative. As Pamela begins to unravel the past, she is drawn into a web of secrets, betrayal, and questions about her identity. Her journey with Andrew Prescott to honor her benefactors by laying their remains to rest becomes a quest for both closure and transformation.

Anita Sumariwalla’s storytelling shines in this visual adaptation, echoing the themes of historical mystery, romantic tension, and emotional growth that define the novel. The trailer not only sets the stage for Pamela’s journey but also invites readers to ask the timeless question: Can love truly conquer all?

Anita Sumariwalla, born in the French part of Switzerland and educated across Europe and the U.S., has lived a life as rich as her fiction. From teaching languages to exhibiting paintings, Anita has long expressed creativity across many mediums. Though a storyteller all her life, she only began publishing later in her years, with earlier works including ‘Alexa-Alessadra: A Story of Love’ and ‘Memories and Impressions of Switzerland: Ten Short Stories.’.

‘And Then? The Destiny of Pamela, Lady of Swendown’ is available now on Amazon and other major online bookstores. The official trailer is available for viewing on Explora Books’ YouTube and social media platforms. For fans of historical fiction and emotionally charged storytelling, this trailer offers a compelling glimpse into Pamela’s unforgettable journey.
 

 

About Explora Books: 

Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.

Media Contact

Organization: Explora Books Ltd

Contact Person: Simon Pratt

Website: https://explorabooks.com/home

Email:
spratt@explorabooks.com

Contact Number: +16043306795

Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada

City: Vancouver

State: British Columbia

Country:Canada

Release id:32670

The post Official Book Trailer for Anita Sumariwallas And Then Unveils a Tale of Mystery and Legacy appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Author A Ben Bacon Shares the Powerful Story of The Coming in Spotlight Interview

Published

5 minutes ago

on

August 21, 2025

By

War veteran and former typhoon chaser reveals the real-life resilience behind his supernatural thriller trilogy

Vancouver, British Columbia, Canada, 21st Aug 2025 – Author, veteran, and former typhoon chaser A. Ben Bacon recently joined The Spotlight Interview with Logan Crawford to discuss his heart-pounding supernatural thriller, ‘The Coming.’ The exclusive interview, streaming now on Roku, Apple TV, and Amazon Fire TV, takes viewers inside Ben’s incredible life story and the intense real-world experiences that shaped his captivating novel.

Bacon’s career spans extraordinary chapters—serving in the Vietnam War, flying into 39 full-fledged typhoons as a military meteorologist, and earning three Air Medals for his courage. His high-risk missions placed him in the heart of storms with winds surpassing 200 mph, navigating conditions few have ever survived. Yet, it was a life-changing fall resulting in a traumatic brain injury (TBI) that ultimately steered him toward writing.

“I was living like a zombie on medication after the TBI,” Ben shared in the interview. “I quit all the drugs, and instead of giving up, I started creating. ‘The Coming’ was born out of that fight to get my mind back.”

Set in the snowy landscapes of southwest Colorado, ‘The Coming’ opens with a life-or-death rescue during a blizzard. Protagonist Joe, a quiet carpenter with a military past saves a woman stranded in the storm. Soon after, another rescue brings Mareilene and her twin sister into his life—pregnant, terrified, and pursued by a malevolent force she calls “the devil.” From there, Ben’s narrative combines faith, sacrifice, and supernatural terror, leading to revelations about the destiny of unborn twins—one male, one female—each with a role as a savior.

The book’s pulse-pounding pace and spiritual undertones are inspired by Ben’s own encounters with life-threatening situations. His years in the military, survival in extreme weather, and recovery from severe injury all infuse the novel with an authenticity that keeps readers on edge.

During the interview, Ben revealed that ‘The Coming’ is just the beginning of a planned trilogy. The sequel, ‘The Coming: Hunted,’ is already complete, and the third installment, ‘The Coming: In Plain Sight,’ is in progress. The series has also sparked interest in potential TV or film adaptations.

Logan Crawford praised the novel’s cinematic quality, noting its mix of adrenaline, danger, and emotional depth. When asked about casting, Ben suggested finding strong but understated actors who could embody the characters’ resilience—perhaps even unknown talents to bring fresh energy to the screen.

For Ben, writing is more than storytelling—it’s survival. “Like chasing typhoons or facing combat, writing pushes you forward,” he said. “Once you finish, you move on to the next challenge.”

Watch Ben Bacon’s full interview with Logan Crawford on the Spotlight Network and discover why ‘The Coming’ is capturing attention worldwide.

 

About Explora Books: 

Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.

Media Contact

Organization: Explora Books Ltd

Contact Person: Simon Pratt

Website: https://explorabooks.com/home

Email:
spratt@explorabooks.com

Contact Number: +16043306795

Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada

City: Vancouver

State: British Columbia

Country:Canada

Release id:32668

The post Author A Ben Bacon Shares the Powerful Story of The Coming in Spotlight Interview appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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Press Release

Mental Health Memoir Is the Swing High or Low Shines a Light on Bipolar Disorder

Published

5 minutes ago

on

August 21, 2025

By

Author Wilma Cotten’s new website offers insights, support, and advocacy for families affected by mental illness

Wilma Cotten, author of ‘Is the Swing High or Low?: Living with Someone with Bipolar Disorder,’ invites readers and mental health advocates to explore her newly launched website, wilmacotten.com (https://wilmacotten.com). The site serves as a dedicated platform for raising awareness about bipolar disorder and supporting families who are experiencing the complexities of a loved one’s mental health journey.

Cotten’s memoir offers a moving and unflinching look at the emotional, psychological, and relational challenges of living with a child diagnosed with bipolar disorder. Told through the lens of a devoted mother, the book accounts the life of her daughter, Alisa, whose experience with mood swings, addiction, and systemic failures ultimately ended in tragedy. Yet through the pain, Cotten delivers a powerful message of resilience, empathy, and advocacy.

The website expands on these themes, giving readers access to Cotten’s reflections, mental health resources, and updates on her continuing efforts to support awareness campaigns. Designed with both accessibility and compassion in mind, wilmacotten.com (https://wilmacotten.com) is a safe space for caregivers, families, and individuals struggling with mood disorders.

Readers of ‘Is the Swing High or Low?’ follow the family’s path through years of upheaval in multiple locations, from early indications of instability to a formal bipolar diagnosis. Cotten’s story does not sugarcoat the unpleasant realities that many families encounter when mental illness penetrates their homes, with financial difficulty, marital disagreement, and emotional separation adding to their difficulties.

Alisa’s eventual diagnosis is both a turning point and a new beginning, providing clarity but also underscoring how little support families often receive. Cotten recounts relocations, strained relationships, and legal issues, but also moments of hope—graduations, the birth of a granddaughter, and spiritual connections that endure beyond death.

Cotten’s message on her website titled “Final Note to Fellow Warriors,” she offers encouragement to caregivers and individuals alike: “If you’re fighting for someone you love, know this—you are not alone.”

With mental health awareness gaining global attention, Cotten’s work provides an essential voice for families too often silenced by stigma. Her website amplifies that voice, offering a platform where readers can learn, reflect, and share in solidarity.

Readers are encouraged to visit her website to discover more about the author’s mission, her ongoing advocacy, and the powerful story behind the book.

For those walking a similar path, Wilma Cotten’s book and website offers community, hope, and the reminder that even in the darkest valleys, we are never truly alone.

 

About Explora Books: 

Explora Books is a book marketing firm located in the heart of Vancouver, British Columbia, Canada. The company specializes in self-publishing and marketing, taking pride in its exhaustive research and creative strategies that provide wider avenues for aspiring authors to gain recognition for their works. Explora Books aims to guide authors through the complexities of self-publishing, offering convenient solutions to navigate this process. The firm fosters and redefines creativity and innovation, setting new industry standards. Explora Books is dedicated to empowering authors globally.

Media Contact

Organization: Explora Books Ltd

Contact Person: Simon Pratt

Website: https://explorabooks.com/home

Email:
spratt@explorabooks.com

Contact Number: +16043306795

Address:Jameson Offices, 838 W Hastings St w, Vancouver, BC V6C 0A6, Canada

City: Vancouver

State: British Columbia

Country:Canada

Release id:32669

The post Mental Health Memoir Is the Swing High or Low Shines a Light on Bipolar Disorder appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

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About Author

Cloud PR Wire

See author's posts

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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